George Kamel

💵 Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Today is Tax Day—aka my fourth-favorite holiday. To celebrate the occasion, I’ll be reacting to a conglomeration of TikToks featuring people crashing out over their taxes.   Next Steps: • 🎥 Watch my video This Tax Advice Will Get You In Trouble • 🗂️ Get connected with one of our tax pros. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📊 Check out the Investment Calculator.   It turns out, 42 percent of Americans with a 401(k) have less than $10,000 in it. Yikes! So today, I’m at Dollywood to ask people how much they have saved for retirement—and maybe ride a few roller coasters while I’m at it.    Next Steps: • 🎥 Watch my video No One Is Ready For Retirement (George On The Street) • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.   A new report shows that the median working-age American has less than $1,000 saved for retirement. Which is why, today, I’ll be diving into this study and giving you a custom letter grade for your retirement savings.    Next Steps: • 🎥 Watch my video The Bulletproof Investing Guide to Avoid the Retirement Crisis. • 💻 Take my Side Hustle Quiz.  • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰This is the number that tracks your progress, not your paycheck. Calculate your net worth now.   You guys have loved my conversations with Arthur Brooks, so we brought him back again! Today, we’re diving into the doom loops keeping young men stuck, the ways that wealth can limit your happiness, and how Arthur defines the meaning of your life.   Next Steps: ● 🎥 Watch my video Harvard Professor Reveals the Worst Thing To Do With Your Money.  ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 If you’re wondering whether your debt is too high, use the Debt-to-Income Ratio Calculator!   I’m back in Nashville for another round of trying to guess how much debt total strangers have.    Next Steps: ● 🎥 Watch my video Where Does Your Income Rank Compared to the Rest of America? ● 📈 Are you on track with the Baby Steps? Get a free personalized plan. ● 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

❤️ Check out Dr. John Delony’s new daily marriage app, Together.   Today, I’m reacting to a panoply of TikToks featuring couples dealing with their finances—and other potential conflicts—without committing murder. And I won’t be alone in this endeavor, because I’ll be joined by everyone’s favorite relationship expert and part-time rock star: Dr. John Delony.   Next Steps: ● 🎥 Watch my video Dr. John Delony: The Truth About Relationships That Fail ☕️ Millionaires in Cars Getting Coffee.  ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership     Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📊 Check out the Investment Calculator!   Trump accounts are officially official, which means it’s time for an update. So today, we’ll look at exactly how these accounts work, who’s eligible for them, and whether the 500K promise is legit.   Next Steps: ● 🎥 Watch my video The Bulletproof Investing Guide to Avoid the Retirement Crisis.  ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership     Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.   After taking hundreds of calls on The Ramsey Show, I’ve gotten pretty good at being able to clock people’s financial situation. So today I’m putting my skills to the test by guessing how much debt strangers have.     Next Steps: • 🎥 Watch my video I Asked More People in Nashville How Much Debt They Have • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out the Investment Calculator.   No one loves crunching numbers quite as much as I do. And today, I’ll be doing some Grade A number-crunching by sharing 12 jaw-dropping money stats.      Next Steps: 🎥 Watch my video No One Wants to Talk About This (Gen X Is in Trouble). 🏡 Check out my free Home Buyer’s Course! 💵 Start your free budget today. Download the EveryDollar app! 📈 Are you on track with the Baby Steps? Get a free personalized plan.    Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏥 Check out Health Trust Financial.   What if I told you there was a powerful, under-the-radar tool that could supercharge your retirement? And what if I told you it comes with a triple tax advantage? Well, I’ve got good news: It’s real. And in this video, you’ll learn what it is, how it works, and how you can take advantage of it.    Next Steps: ● 🎥 Watch my video Why Rich People Love Mutual Funds (and You Should Too). ● 📈 Try the Investment Calculator. ● 💵 Start your free budget today. Download the EveryDollar app! ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out the Investment Calculator.   Back by popular demand, I’m returning to the streets of Nashville to ask more friendly faces how much money they have saved for retirement.   Next Steps: • 🎥 Watch my video I Asked People About Their BIGGEST Financial Mistake. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📊 Take the Get Clear Career Assessment.   The U.S. job market has seen better days. And today, I’ll be reacting to a smattering of TikToks featuring job seekers coming to grips with that fact. But it won’t just be me, because I’ll be joined by fellow Ramsey Personality and bestselling author Ken Coleman.   Next Steps: ● 🎥 Watch my video Money Experts React to Unhinged TikToks (Feat. Jade Warshaw). ● 🎥 Watch my episode of Front Row Seat. ● 💵 Start your free budget today. Download the EveryDollar app! ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership     Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a free personalized plan. On this episode, Harvard happiness expert Dr. Arthur Brooks joins me for a third time to break down why wealth doesn’t automatically equal meaning—and what actually does. We talk money, success, comparison, saving and his new book, The Meaning of Your Life.   Next Steps: • 🎥 Watch my video Harvard Professor Reveals the Worst Thing to Do With Your Money. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out the Investment Calculator. Apparently, 42% of Americans with a 401(k) have less than $10,000 in it. Translation? A lot of people are waybehind on their retirement goals. So I hit the streets of Nashville to ask strangers one simple (and slightly uncomfortable) question: How much do you have saved for retirement?   Next Steps: • 🎥 Watch my video I Asked People What Their Car Payment Is. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Today, I’ll be reacting to videos of people ruining their finances in real time. Let’s take a look—so we don’t make fools of ourselves.   Next Steps: ● 🎥 Watch my video 11 Frugal Habits That Made Me a Millionaire. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📁 File your taxes with Ramsey Smart Tax!   The IRS has already dropped their list of tax changes for 2026. Shockingly, they’re not all terrible. So today, we’re breaking down the top seven tax changes you need to know about and how they could save you thousands next year.   Next Steps: ● 🎥 Watch my video This Tax Advice Will Get You In Trouble. ● 💵 Start your free budget today. Download the EveryDollar app! ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Chances are, you’ve seen a too-good-to-be-true ad that promises an easy way out of debt—fast. But here’s the truth: Most debt relief schemes don’t actually make your situation better. So before you sign up for anything, let’s walk through exactly how these companies work, what they don’t tell you up front, and what your better options actually are.   Next Steps: ● 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). ● 🎥 Watch Coffeezilla’s video Exposing a $10,000,000,000 Debt Industry. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Total credit card debt in the U.S. is now over $1 trillion. And today, I’ll be reacting to some TikToks my team sent me about how insane credit card debt has gotten and how people are dealing with it.   Next Steps: ● 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out the Investment Calculator!   Can you put a quality meal on the table for around a dollar? One TikToker seems to think so. And in today’s video, I’ll be reacting to said TikToker, along with other money-related videos that you guys sent me on social.   Next Steps: ● 🎥 Watch my video I Asked People How Much Debt They Have. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan. ● 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   According to a new survey, about one in four people who go on a Disney trip use debt to pay for it. So today, I thought I’d channel some of that “happiest place on earth” spirit and look at some popular TikToks featuring people going broke at Disney.   Next Steps: ● 🎥 Watch my video I Asked People at Disney How Much Debt They Have. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   I may not be a girl, but I do know math. And I’ve seen enough impulse buys and Instagram hauls to know a good ol’ fashioned spending excuse when I hear one. So today, I’ll be reacting to some hand-selected girl math videos.   Next Steps: ● 🎥 Watch my video 21 Minutes of Terrible Money Advice From the Internet.  ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! The truth is, not every savings hack actually saves you money. So today, I’m reacting to BuzzFeed’s list of money-saving habits that are secretly draining your bank account—to help you figure out if you’re being a smart spender or sabotaging your progress.  Next Steps: ● 🎥 Watch 31 Small Habits That Lead to Big Savings. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.    Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership     Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out the Investment Calculator!   33% of working Americans don’t have a single cent in any kind of retirement account. And I don’t like that. So in this video, I’m laying out my personal, step-by-step investing blueprint. It’ll help you build wealth and rise above our national investing suck bar.   Next Steps: ● 🎥 Watch my video Why Your Net Worth Explodes at $100K. ● 💵 Start your free budget today. Download the EveryDollar app! ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out the Mortgage Payoff Calculator.    Everybody thinks they’re a real estate mogul these days. In this episode, I’m reacting to some of the worst “mortgage hacks” on the internet and breaking down what actually works, what’s nonsense, and what could leave you house poor and stressed.    Next Steps: ● 🎥 Watch my video How to Pay Off Your House in 10 Years or Less.  ● 📈 Are you on track with the Baby Steps? Get a free personalized plan. ● 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Check out Ramsey’s Complete Guide to Investing.    Back in December, President Trump said his administration is looking “very seriously” at Australia’s primary retirement savings program as a solution to America’s retirement crisis. In today’s video, we’ll break down Australia’s retirement program to see if it’s actually effective.   Next Steps: ● 🎥 Watch How Much You Should Have in Your 401(k)—by Age. ● 📈 Are you on track with the Baby Steps? Get a free personalized plan.  ● 💵 Start your free budget today. Download the EveryDollar app! ● 💻 Check out the Retirement Calculator.  ● 📊 Connect with a SmartVestor Pro investing professional today!  Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.   Connect With Our Sponsors: ● Get up to 20% off Cozy Earth with code GEORGE. ● Get 20% off when you join DeleteMe. ● Save money on your phone plan with Boost Mobile. ● Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏡 Buy a home you can actually afford with my new course. President Trump’s housing guru, Bill Pulte, has devised another scheme to make homes cheaper: portable mortgages. Today, we’re breaking down what a portable mortgage is, how it would work, and whether it’s a viable solution to the housing crisis.   Next Steps: • 🎥 Watch my video Trump Wants You to Stay in Debt Forever. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Money fights and money problems are one of the leading causes of divorce. So today, I’m going to give you my five-step guide on how to get on the same page with your spouse about money.    Next Steps: • 🎥 Watch my video Dr. John Delony: The Truth About Relationships That Fail. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🚢 Set sail with George! Book your cabin today.   Today, I’m going over a list of 11 things you should do once you’re wealthy—which I’m defining as being totally debt-free with a paid-for house and a $1M net worth. If that’s where you currently are, then you officially have my permission to start enjoying these things. If not, then this is something you can aspire to.   Next Steps: • 🎥 Watch my video Money Experts React to the “New Economy” (feat. Rachel Cruze): https://www.youtube.com/watch?v=l4r9w3okig8 • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Check in on your net worth with our free calculator. In today’s video, we’ll look at nine wealth killers that destroy your net worth. For each one, I’ll explain why it’s such a problem and how to avoid it.    Next Steps: • 🎥 Watch my video You’re Investing in the Wrong Order—Here’s What to Do Instead. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! When it comes to spending money, I will almost always go out of my way to save a buck. But let’s bereal, there’s a fine line between frugal and financially feral. So today, we’re diving headfirst into the wild world of frugal TikToks to see just how far people are willing to go to save money.    Next Steps • 🎥 Watch my video Frugal People Share Their Best Money-Saving Habits. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   I asked you guys to share the weirdest, smartest, or most outside-the-box ways you’ve saved money. And boy oh boy did you deliver big-time. So today, we’ll be sifting through my favorite comments and seeing which ideas are actually helpful—and which should get you sent to a padded room.   Next Steps: • 🎥 Watch my video Frugal People Share Their Best Money-Saving Habits. • 🎥 Watch my video A Step-By-Step Guide to Lowering Your Monthly Bills. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡 Get term life protection with Zander Insurance.   A two-time NASCAR champion just lost $8.5 million in a financial scheme that a ton of regular Americans fall for every day (just with fewer zeros on the end). Today, we’ll break down exactly what happened and why it happened so you can avoid falling for the same trap.    Next Steps: • 🎥 Watch my video Investing for Beginners. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, stand-up comedian and co-host of the Nateland podcast Dusty Slay is joining me in the Tesla to talk about trailer parks, HOAs and what personal finance looks like for a professional comedian.    Next Steps: • 🎥 Watch my video Dr. John Delony | Millionaires in Cars Getting Coffee. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • Show Dusty Slay some love! Check out the Dusty Slay homepage.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏠 Crunch your numbers in our free Mortgage Payoff Calculator.   I’m always here for some internet beef—especially when it has to do with money. I recently came across some drama that’s caused finance bros to clutch their calculators while swinging their digital fists in the comments. So today, I’m stepping into the ring to hear from both sides and settle this debate once and for all.   Next Steps: • 🎥 Watch my video The True Value of Having a Paid-Off Home. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Apparently, 58% of people with consumer debt have had trouble paying their bills over the last three months. And that’s no bueno. In this video, I ask everyday people in Nashville exactly how much debtthey have. Pray for me.    Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network:   🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! I recently came across a video by a minimalist influencer who suggested viewing purchases as “hires” in the business of life. It got me thinking about my own best money purchases—so today I’m sharing 14 things under $100 that are totally worth it.   Next Steps: 💵 14 Things I personally enjoy under $100: 1. White Noise Machine: https://a.co/d/5mlKKZF 2.    Weighted Blanket: https://a.co/d/9V9lo7q  3.    Air Purifier: https://www.costco.com/p/-/blue-pure-mini-max-air-purifier-2-pack-by-blueair/4000339230?langId=-1 4.    Soda Maker: https://www.costco.com/p/-/sodastream-terra-cqc-bundle/4000153599 5.    Coffee Maker: https://a.co/d/61gqL9D 6.    Mug Warmer: https://a.co/d/dZYJx9B 7.    Crockpot: https://a.co/d/a5OqgMz 8.    6-Foot Phone Charger: https://a.co/d/bIXfdz4  9.    Smart Light Bulbs: https://www.costco.com/p/-/feit-electric-wi-fi-smart-bulbs-4-pack/100417461?langId=-1 10.    Apple AirTag: https://a.co/d/56Iu5B9 11.    Magnetic Phone Wallet: https://a.co/d/45qS0s3 12.    TSA PreCheck: https://www.tsa.gov/precheck 13.    Portable Tire Inflator: https://a.co/d/b9vesrn  14.    Instacart: https://www.instacart.com • 🎥 Watch my video: 17 Things Frugal People REFUSE to Buy • 📈 Are you on track with the Baby Steps? Get a free personalized plan.    Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’m reacting to TikToks full of people whose “get rich” tips are more woo-woo than making a crystal grid while reading your horoscope and balancing your chakras. Let’s get into it.   Next Steps: • 🎥 Watch my video: Money Experts React to the “New Economy” (feat. Rachel Cruze). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

I just learned that half of U.S. adults worry about their personal finances daily. And it’s got me wondering if debt has anything to do with it. So, I’m hitting the streets of Nashville, Tennessee, to ask people everyone’s favorite dinner party question: “How much debt do you have?”     Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

One thing that really grinds my gears is seeing people on the internet flexing like they’re living the bougie life—when in reality, their bank account is giving broke. So today, I’ll be reacting to videos that show all the sides of what it looks like to live beyond your means.    Next Steps: • 🎥 Watch my video If You Say Yes to These Things, You’re Probably Broke. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Just because something claims to be a money-saving hack, it doesn’t mean it’s worth your time—or your dignity. Here are 22 “broke people habits” even wealthy people are guilty of. Let’s get into it.  Next Steps: • 🎥 Watch my video Money Expert Reacts to “Poor People Habits”. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Use our free Net Worth Calculator. People who successfully build wealth know they can’t afford to be ignorant about a handful of key financial numbers. So today, I’m sharing a list of nine numbers that millionaires know like the back of their hand.   Next Steps: • 🎥 Watch my video What Your Net Worth Should Be by Age. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📖 Read our article: How to budget an irregular income. • 🎯 Take the quiz: How much do I need to retire?   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

We did it again. That’s right, I’ve got the king of commonsense back in the hot seat: Dave Ramsey.     Next Steps: • 🎥 Watch my video Millionaires in Cars Getting Coffee With Dave Ramsey. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📘 Learn how to save for retirement with the Complete Guide to Investing. Today, I’ll be answering how I would invest $100,000—and a deluge of other wealth-building questions you guys have sent me via Instagram, YouTube and carrier pigeon. Next Steps: • 🎥 Watch my video Investing for Beginners.  • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 👨‍💼 Find a SmartVestor Pro in your area.  • 💻 Use our free Investment Calculator.  Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📘 Buy Jade’s new book, What No One Tells You About Money.    If there’s one thing I’ve learned from talking to people about money, it’s this: There’s a lot ofemotion around finances. Today, I'm reacting to some videos that show how these feelings play out in real life alongside my fellow Ramsey Personality, Jade Warshaw.    Next Steps: • 🎥 Watch my video How She Paid Off $460,000 in Debt.  • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Save money on your phone plan with Boost Mobile. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! New year, same broke you? Not this time! 🙅 I’m laying down a 30-day money challenge that’ll help you save more, spend less, and start building the kind of financial margin that actually sticks—no dumb diets or cold plunges required.   Next Steps: • 🎥 Watch my video Harvard Professor Reveals the Worst Thing to Do With Your Money. • 📊 What’s your net worth? Find out fast with our Net Worth Calculator. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’ll be looking back at some of my personal favorite man-on-the-street moments from the past year. Next Steps: • 🎥 Watch my video I Asked People at Disney How Much Debt They Have. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Go to Cozy Earth with code GEORGE for an exclusive offer. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be real—most of us are coming out of 2025 with more stuff, more stress and less margin than ever before. So, what will it actually take to spend less and get a fresh start with your money in 2026?Today, I’m joined by someone who’s well-equipped to answer that question: author and co-host of The Minimalists Podcast T.K. Coleman.    Next Steps: • 📚 Check out T.K.’s book Emotional Clutter. • 🎥 Watch my video America’s Newest Money-Saving Trend Is Really Gross. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   • Get up to 20% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

2025 was one for the books when it came to guests on the channel. So today, I’m revisiting some of my favorite conversations from the past year and the advice that stuck with me. Next Steps:   • 🎥 Watch my video I Asked More People How Much Debt They Have. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   • Go to Cozy Earth with code GEORGE for an exclusive offer. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Today, I’ll be sharing 11 frugal habits that helped make me a millionaire—so you can use them to stop wasting money and start stacking it. Next Steps: • 🎥 Watch my video 9 Things Frugal People Know About Saving on Vacation • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 🛡️ Re-shop and save with a Ramsey Trusted Pro.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video The Debt Trap No One's Talking About Americans spent almost $1 trillion on Christmas in 2024. So today, I’m hitting the streets of Franklin, Tennessee—a city straight out of a Hallmark movie—to ask people one simple question: What’s the most you’ve ever spent on a Christmas gift?  Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video This Tax Advice Will Get You in Trouble.   You ever feel like life is getting just a wee bit too expensive? Today, I’ll be reacting to TikToks featuring people coming to grips with the cost of living in these here 20s. And it won’t just be me. Because I’ll be joined in this endeavor by my friend and Smart Money Happy Hour co-host, Rachel Cruze.    Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📞 Save on your phone plan. Go to Boost Mobile to switch today! Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   I love Christmas just as much as the next guy, but you don’t need to put that 24-karat golden Labubu on buy now, pay later (be so for real, Christina). In this episode, I’m laying out why buy now, pay later is one of the biggest scams you should avoid at all costs.     Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Read my book, Breaking Free From Broke.   Mr. Beast just filed a trademark to launch his own banking app, complete with crypto and credit cards. And today, we’re breaking it down. Plus, I’ll give you my take on the situation and explain why this may be a symptom of a much bigger problem in the financial world. Next Steps:  • 🎥 Watch my video Investing for Beginners. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! If you had to spend one hour every day doing only things that scare you, what would that look like? I recently saw a TikTok trend called “Scary Hour.” And I’ve got to say—I kind of love it. So today, we’regoing to see what it’s all about.   Next Steps: • 🎥 Watch my video America's Newest Money-Saving Trend Is Really Gross (feat. @TheMinimalists) • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📋 You need a will! Make one with Mama Bear Legal Forms. • 💰 See your debt-free date with our Debt Snowball Calculator.    Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get in touch with a RamseyTrusted tax pro.   Tax day may seem far off, but it’s right around the corner! In today’s video, we’ll look at eight things you can do before the end of the year to avoid overpaying the IRS so you can use more of your hard-earned cash on the things in life that really matter.   Next Steps: Watch my video Money Expert Shocked by Broke TikTokers. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: Get up to 40% off Cozy Earth with code GEORGE. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Right now, people are paying over $700 a month for a new car on average. That’s a lot of money, and I honestly don’t know how they’re affording it—which is why I’m going to ask. That’s right, we’re heading to the mean streets of Franklin, Tennessee, to ask people what they’re really forking over for their rides each month.  Next Steps: • 🎥 Watch my video Is Your Car Robbing You of $6,000,000? • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Well, I opened the floodgates. I asked you guys to tell me what you disagree with me about the most—and you did not hold back. So today, we’re looking at what you guys had to say about everything from my beard to mutual funds. And I’m going to address the criticism head on.    Next Steps: • 🎥 Watch my video Money Expert Shocked by Broke TikTokers. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:   • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🚗 Check out the Ramsey Car Guide.   In this episode, I’m reacting to TikTok’s most unhinged car payment videos—because honestly, some of your car payments deserve their own horror movie soundtrack.     Next Steps: 🎥 Watch my video The New (Horrible) Way to Buy a New Car. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app! 💰 Estimate how fast you can pay off your car loan Auto Loan Calculator.   Connect With Our Sponsors: Get up to 40% off Cozy Earth with code GEORGE. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🚗 Check out the Ramsey Car Guide.   Americans are carrying over $1.6 trillion in car debt right now, and the problem's getting worse—thanks to a growing trend in the auto loan industry that’s costing some consumers thousands of dollars. In today’s video, we’ll talk about what’s happening and how to avoid this increasingly common money trap.    Next Steps: • 🎥 Watch my video Reliable Used Cars to Buy in 2025. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! • 📊 Find out your earning potential with the Investment Calculator. • 💰 Estimate how fast you can pay off your car loan Auto Loan Calculator.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show  🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

No one likes hearing hard truths. But here’s the thing: Even though we don’t always like hard truths, they’re important. So today, I’m sharing 11 hard truths about money, success and life in general that I wish someone had told me earlier.  Next Steps: • 🎥 Watch my video 12 Rules for (a Frugal) Life. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📉 Crunch your numbers on our free Investment Calculator. Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’m sharing some of my favorite tips for saving money as I answer a big ol’ list of frugal-living questions you guys sent me on my socials.  Next Steps: • 🎥 Watch my video Grocery Hacks for Frugal People. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app.   If you're Gen Z, there's a good chance you think you're financially screwed. In today's video, we'll look at why Gen Z feels this way, the genuine economic challenges they're facing, and reasons for them to have hope.   Next Steps: • 🎥 Watch my video 7 Steps That Can Make You a Millionaire. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   Apparently, pigeonholing you into debt for 30 years wasn’t enough, because Trump just introduced the idea of a 50-year mortgage. Let’s discuss why this is just . . . the worst.    Next Steps: • 🏡 Check out my free home-buying course • 🎥 Watch my video Don't Buy A Home Until You Watch This • 📈 Are you on track with the Baby Steps? ⁠Get a free personalized plan.⁠   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

You ever feel like rich people know something you don’t? Apparently, my producer does, because he searched TikTok for “what rich people know.” And I guess he liked what he saw, because now he’smaking me react to what he found. So, let’s get to it!    Next Steps: • 🎥 Watch my video Money Expert Reacts to Broke TikTokers . . . Again. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📝 Plug your investing numbers into our free calculator. Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’m at Disney Springs near Orlando, Florida, asking unsuspecting tourists potentially uncomfortable questions about their money. Let’s do this! Next Steps: • 🎥 Watch my video GKYT426 (not yet released). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

❄️ Find out how quickly you can be debt-free with the Debt Snowball Calculator.   Did you know there’s a hidden tax that’s triggered by your credit score? Today, I'll tell you what it is and how to avoid it—because it could cost you more than $100,000 over your lifetime.   Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). •💵 Start your free budget today! Download the EveryDollar app. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s video, I’ll be performing an exploratory procedure on the difference between frugal and cheapby reacting to a new article from USA Today. Next Steps: • 🎥 Watch my video 12 Things Totally Worth the Money (Even Frugal People Should Buy These). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app. Where does your income rank compared to the rest of America? You might be surprised. In this video, we’ll look at the actual numbers so you can see how your income stacks up.    Next Steps: • 🎥 Watch my video The One Number That Determines if You’ll Be Wealthy. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💸 Check out Ramsey’s Complete Guide to Investing.  • 💵 Take the free Side Hustle Quiz! • 🌎 Looking to move? Use the Cost of Living Calculator.     Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s installment of Millionaires in Cars Getting Coffee, I’m driving around with Jesse Cole, the mastermind behind America’s most entertaining baseball team: the Savannah Bananas. He’s sharing the money lessons he learned while climbing out of almost $2 million of debt and transforming a small-town team into a cultural phenomenon. Next Steps: • 🎥 Watch my video Millionaires in Cars Getting Coffee with Dave Ramsey. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’m in Chicago talking to total strangers about their debt. Because what better place to answer uncomfortable money questions than under a giant metallic legume? Next Steps: 🎥 Watch my video I Asked People How Much Debt They Have. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Get up to 40% off Cozy Earth with code GEORGE. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my book, Breaking Free From Broke. 🎧 Or check out Breaking Free From Broke on audiobook. Selling a piece of your house to Wall Street sounds insane, right? Well, that’s what’s happening with home equity agreements—and millions of Americans are falling for it. In this episode, learn about the shady companies pushing these deals and the smarter way to get cash if you really need it.    Next Steps: 📈 Are you on track with the Baby Steps? Get a free personalized plan. 🎥 Watch my video How Much House You Can ACTUALLY Afford. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: Get up to 40% off Cozy Earth with code GEORGE. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network:   🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we’ll look at some of the best financial failures people shared on Reddit to see what we can learn from these terrifying tales of money mishaps.  Next Steps: • 🎥 Watch my video Reacting to Financial Horror Stories. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth the Money. Could these nine creepy things be tanking your home’s value? In this episode, I’ll break down the list so you can tell if these things are actually creepy and if your home value is actually in trouble.     Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

• 🛡️ Get the term life coverage you need with Zander Insurance. • 📝 Create a will with Mama Bear Legal Forms. Today, we’re looking at some concrete ways to make having a baby more affordable and less overwhelming—and it’ll be helpful for anyone with a baby on the way, anyone who wants to have a baby one day, and anyone who once was a baby.  Next Steps: • 🎥 Watch my video I Wish Someone Told Me THIS Before Having Kids. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Almost half of Americans consider themselves “broke,” but why? According to a new article, it might be their inability to say no. Today, we’re breaking it down so you’ll know when to say yes—and when to just say no. Next Steps: • 🗞️ Check out the article mentioned in this episode. • 🎥 Watch my video Frugal People Never Do These Things. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 🎧 Listen to my book, Breaking Free From Broke, on audiobook. Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you manifest your way to being a billionaire? Do French people use credit cards? What if Mario Kart was real? Find out as I react to these wild TikToks and Instagram reels.    Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 🎥 Watch my video Are Single-Income Households a Luxury Now? (Money Expert Reacts). • 🎧 Listen to my book, Breaking Free From Broke, on audiobook. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Head to Cozy Earth and use code GEORGE for a special offer! • Get 20% off when you join DeleteMe. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Fads come and go, yet people keep spending their money on them. In this video, I’ll explain why and help you avoid falling for expensive trends that will leave you broke (and slightly embarrassed by your collection of POG Slammers). Next Steps: • 🎥 Watch my video 17 Things Frugal People Refuse to Buy. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’m reacting to an article titled “11 Things People Say When They're Living Beyond Their Means but Don't Want You to Know”—because sometimes it’s painfully obvious. Next Steps: ·       📰 Read the original article. ·       🎥 Watch my video 5 Signs Someone Is Secretly Broke. ·       📈 Are you on track with the Baby Steps? Get a free personalized plan. ·       💵 Start your free budget today. Download the EveryDollar app! ·       📙 Get Breaking Free From Broke on audiobook. Connect With Our Sponsors: ·       Get 20% off when you join DeleteMe. ·       Get up to 40% off Cozy Earth with code GEORGE. ·       Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏠 Watch my course How to Buy a Home You Can Actually Afford.   The median home price in the U.S. is just over $400,000 right now, and first-time buyers are considering more “creative” ways to buy a home. So today, we’re breaking down five dangerous home-buying shortcuts, why they’re a bad idea, and how to buy a home without destroying your future.   Next Steps: 🎥 Watch my video Don’t Buy a Home Until You Watch This. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch my video on assumable mortgages. 📙 Get Breaking Free From Broke on audiobook.   Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off Cozy Earth with code GEORGE. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show  🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen to my book, Breaking Free From Broke on audiobook.    Hustle bros and boss babes will tell you to start a business if you want to be rich. But today, I’ll show you how working a nine-to-five can actually be the most reliable way to build wealth. Next Steps: ·       📈 Are you on track with the Baby Steps? Get a free personalized plan.  ·       🪺 See how much your money can grow over time with the Investment Calculator. ·       📗 Order my book, Breaking Free From Broke. ·       🎥 Watch my video on How I Went From Broke to Millionaire in Under 10 Years. ·       🎥 Watch me on Front Row Seat with Ken Coleman. ·       💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ·       Get up to 40% off Cozy Earth with code GEORGE. ·       Get 20% off when you join DeleteMe. ·       Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network:   🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).   Hanging on to your debt could be costing you a lot of money. How much? Try $2 million. Today I'll show you how you can become a multimillionaire by trading your debt payments for wealth building.   Next Steps:  • 🪺 See how much your money could grow over time with the Investment Calculator. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today! Download the EveryDollar app.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

I recently discovered that Republicans and Democrats actually do agree on something: They don’t like debt. To prove it, I’ll be reacting to clips of politicians and political commentators on both sides of the aisle speaking out against different types of debt.     Next Steps: • 🎥 Watch my video Trump Just Changed the Rules—Again. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 🩺 Get guidance while shopping for health insurance with Health Trust Financial.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Did Trump just rock the banking industry by signing America’s first-ever crypto law? Are we one step closer to crypto being a legitimate investment? Buckle up, buttercups, because we’re about to answer both of those questions by breaking down the all-new GENIUS act.    Next Steps: • 🎥 Watch my video The Truth About Trump’s “Big Beautiful Bill” (How It Affects Your Wallet). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. I became a millionaire at 32—without winning the lottery or building a business. In today’s video, I’ll share 11 lessons that helped me build wealth while everyone else was busy complaining about how impossible it is to get ahead.   Here are all your links, George:  • 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years. • 🛡 ️Find an expert you can trust. • 📙 Listen to Breaking Free from Broke on audiobook. • 💰 Beat debt and build wealth faster with Financial Peace University. • 💵 Start your free budget today! Download the EveryDollar app.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📁 Get a personalized insurance action plan with our free Coverage Checkup.    In today’s video, we’ll check out a list of 21 “easy” frugal habits (courtesy of BuzzFeed) to see if they really are as easy as they say and, more importantly, if they can actually save you enough money to be worth it.    Next Steps: • 🎥 Watch my video 12 Rules for (a Frugal) Life. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video No One Wants to Talk About This (Gen X Is in Trouble).   According to a recent article, some pretty basic things may become unaffordable for the middle class in less than 10 years. Today, I’m reacting to the list to see whether it’s on track, off base or somewhere inbetween.     Next Steps:  • 🪺 See how much your money could grow over time with the Investment Calculator. • 🛡️ Are you protected with the right insurance? Take our five-minute Coverage Checkup. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today! Download the EveryDollar app.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Find the best side hustles for your lifestyle with this free five-minute quiz.   Did you know Dave Ramsey only has three types of investments in his nine-figure portfolio? Find out what they are as I react to TikToks, reels and shorts from the insane world of money content.   Next Steps:  • 🎥 Watch my video: This TikTok Advice Will Actually Make You Broke • 🎥 Watch my video: You're Being Lied To About Getting Rich | Millionaires In Cars Getting Coffee with Codie Sanchez • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today! Download the EveryDollar app.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video Answering Your Real Questions (Should I Buy It?)   Have you ever bought something you swore you’d use, but it ended up collecting dust next to your Shake Weight? Today I’m reacting to a list of the most common things we waste money on, so you can avoid regret and use your hard-earned cash for things that last.     Next Steps:  • 📅Crush your money goals with the 2026 Ramsey Goal Planner. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today! Download the EveryDollar app.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Just when you thought 2025 couldn’t get any weirder, this happened: You can now Venmo the government to help pay down the national debt. Today, we’re breaking down this absolute circus, who’sreally benefiting from this scheme, and why a donation to Uncle Sam might be the worst financial decision you could make this year.   Next Steps: • 🎥 Watch my video The Truth About Trump’s “Big Beautiful Bill” (How It Affects Your Wallet) • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏦 Learn how to invest and save for retirement with our free investing guide.   On average, over 1,000 Americans reached millionaire status every day in 2024. And in today’s video, I’m going to look at some data that explains how. By the end, you’ll know exactly how you can build a seven-figure net worth too.   Next Steps: • 🎥 Watch my video The Wealth Killer That’s Way Worse Than You Think. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.    Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Today I’ll explore TikTok’s new and slightly off-putting decluttering trend: the poop test. Plus, I’m joined by Joshua Fields Millburn of The Minimalists to talk about some decluttering tips that are proven to work.   Next Steps: • 🎥 Watch my video Gen-Z Is "Retiring" Early (Here's How). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover. • 🎥 Watch me on The Minimalists Podcast.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!  Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! If it feels like everything costs more now, it's not just your imagination. Today I’m breaking down sevenreasons why prices are out of control, and more importantly, what you can do to fight back.   Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!  Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s the secret sauce for people who want to be millionaires? Today, we’ll learn the answer—courtesy of my two favorite modern philosophers: Dave Ramsey and Theo Von. I’ll also be reacting to a handful of other money-related TikToks that my team has rounded up.    Next Steps: • 🎥 Watch my video You’re Cooked If You Have a Job? • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Honestly, the episode title says it all! If you want a glimpse of how much debt the guy down the street has, look no further. (Warning: These interactions were unscripted, and some of the content may shock you.)   Next Steps:  • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 💵 Start your free budget today! Download the EveryDollar app.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🏠 Get ready to buy a home with the help of our Real Estate Home Base. Is it smarter to rent than to own right now? I’m here to debunk some of the biggest myths about renting and look at three major reasons why renting might not be so bad after all.  Next Steps: • 🎥 Watch my video The True Value of Having a Paid-Off House. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. In today’s installment of Millionaires in Cars Getting Coffee, I’ll be joined for the third time by my friend . . . and foe in some regards . . . Graham Stephan. We’ll be talking everything housing market, crypto,gold, and whether Graham is charging his wife per flush.    Next Steps: • 🎥 Watch my video Millionaires in Cars Getting Coffee With Dr. John Delony. • 💵 Start your free budget today. Download the EveryDollar app! • 🎧 Check out Graham and Jack on The Iced Coffee Hour.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Just because travel costs have gone up doesn’t mean you have to stay home. In this video, find out 10 travel hacks I use to save big while still live-laugh-loving my vacation.    Next Steps: • 🎥 Watch my video 12 Rules for a Frugal Life. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle! Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🪺 See how much your money could grow over time with the Investment Calculator. 💰 Find out your net worth in minutes with the Net Worth Calculator. Are you in the top 10% of Americans financially? You might be surprised. In today's video, we'll look at what it takes to be in the upper echelon of wealth in this country, so you’ll know how you stack up and what to do about it. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—By Age. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. • Go to FAIRWINDS Credit Union for an exclusive account bundle! Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Check out The Ramsey Show Highlights. Today, I’m reacting to some of the most unforgettable moments I’ve had hosting The Ramsey Show, and hopefully this video will be better than you deserve. See what I did there? No? OK. Next Steps: • 🎥 Watch my video I Asked People How Much Debt They Have. • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Billionaire investor Warren Buffett said that he could end the deficit in five minutes, and he explained exactly how he'd do it back in a 2011 interview. What's his big plan? And what's the deficit again? We’ll break it all down in today’s video. Next Steps: • 🎥 Watch my video Budgeting For Beginners • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video Why Dave Ramsey's 7 Baby Steps Still Work (Addressing the Criticisms).   For decades, Dave Ramsey has been telling people no when they’re about to make a dumb financial decision. Today, we’re breaking down 14 times Dave Ramsey wants you to say no—and why you should listen. Next Steps: • 💵 Start your free budget today. Download the EveryDollar app! • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  Can money buy happiness? Well, according to a CNBC article, strategic spending pumps up your happiness levels. In today’s video, we’ll go over the eight spending categories that one happiness researcher says will benefit your well-being.  Next Steps:  🎥 Watch my video Budgeting for Beginners | The Only Budgeting Method You Need to Worry About!  📈 Are you on track with the Baby Steps? Get a free personalized plan.   📙 Order my book, Breaking Free From Broke, in hardcover.  📰 CNBC article: Don't 'feel guilty' for spending on these 8 things, says expert: 'Money can absolutely buy happiness'  Connect With Our Sponsors:  Get 20% off when you join DeleteMe.  Learn more about opening a high-yield savings account with Laurel Road.  Get up to 40% off Cozy Earth with code GEORGE.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Is the cost of living making it a requirement for American families to have two incomes? Or is it still possible to make ends meet with one parent staying home? Today, I’m reacting to a popular TikTok that hits this question head on, along with the usual suspects of internet brain rot.    Next Steps: • 🎥 Watch my video You’re Cooked if You Have a Job? (Money Expert Reacts to TikTok Advice) • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📋 Take my free side hustle quiz!   An all-new study claims to have the answer for how much it costs to live a decent life in America. So today, we’re going to answer three questions: What number did the study come up with, how did they arrive at that number, and are they right? Next Steps: • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! According to Zillow, a starter home now costs $1 million across hundreds of U.S. cities.In today's video, we’ll dive deeper into the numbers to see what's really happening in the housing market, and I'll tell youwhat it actually takes to afford a starter home in 2025. Next Steps: • 🎥 Watch my video Don’t Buy a Home Until You Watch This. • 🏠 Get our free Home Buyers Guide to help you buy the smart way. • 👩🏽‍💼 Find the best real estate agents. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video 17 Things Frugal People REFUSE to Buy.   Today, I’m reacting to a list of 31 money-saving habits from the fine folks at BuzzFeed. You’regoing to find out which ones are weird and which ones are worth your time. Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📕 Get your copy of The Total Money Makeover today!   In this video, you’ll find out why Dave Ramsey’s 7 Baby Steps are still the move in 2025 and learn how anyone can build wealth using this plan.   Next Steps: • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📊 See what your investments could be worth with our free calculator. Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💸 Learn to invest in what matters most. Check out our free investing and retirement resources.   How much do you actually need to retire? In this episode, find out what the experts say is themagic number and how to plan today for the retirement of your dreams.   Next Steps:  • 🎥 Watch my video Investing for Beginners. • 💰 Plan for your retirement dreams with the Retirement Calculator. • 📖 Read more about the State of Personal Finance in America. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE.  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start budgeting for free with EveryDollar.   One of the biggest players in the buy now, pay later space, has already lost over $100 million in revenue this year. Today, we’re diving into what’s really going on, and you’ll learn why the buy now, pay later model is way more dangerous than you think.   Next Steps: • 🎥 Watch my video The Horrible Mistake DoorDash Just Made (and Why It Matters). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. In today’s video, we’ll walk through three clear signs you're doing way better financially than most Americans—and what to do if you’re not.  Next Steps: • 🎥 Watch my video Are You Broke, Average or Wealthy?​ • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke, or listen on audiobook.  Ever wonder why there are faces on money? In this episode, I’m answering money questions like that from real kids—and some of the answers might surprise you.    Next Steps:  • 🎥 Watch my video This One Number Determines if You’ll Be Wealthy. • 💰 Find out your earning potential with the Investment Calculator. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   • 💵 Start your free budget today. Download the EveryDollar app!     Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE.  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡️ Find a local RamseyTrusted® tax pro who works with you. Curious if that tax hack you saw on TikTok will actually land you in prison? In this episode, I’mjoined by YouTube star and tax attorney Jasmine DiLucci, as we spill the tea on some of the craziest tax advice on the internet. Next Steps: • 🎥 Watch my video The Biggest Tax Changes in 2025. • 💸 Learn more about Jasmine DiLucci, JD, CPA, EA. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Today, we’re breaking down President Trump’s “Big Beautiful Bill” by unpacking the highlights, andtalking about how the changes will impact your wallet. Next Steps: • 🎥 Watch my video The Biggest Tax Changes in 2025. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📋 Get the Ramsey Car Guide.   Is Jeff Bezos’ new electric truck the solution to the completely broken car market? Find out what thehoopla is all about, how it could become the frugal way to buy an EV, plus my tips for car buying no matter what you’re shopping for.    Next Steps: • 🎥 Watch my video Reliable Used Cars to Buy in 2025. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke.   You can lose a lot of money sports betting. But what if I told you it’s doing way more damage than that?Today, we’re pulling back the curtain by looking at the addiction, the manipulation and the millions of lives being quietly wrecked behind the scenes. Fun times. Next Steps: • 🎥 Watch my video Exposing the Shady Company Preying on Low Income Families. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 🔈Listen to Breaking Free From Broke on audiobook. • For resources to help with gambling addiction, visit Gambler’s Anonymous. • Explore more from Saul Malek.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🔈 Listen to Breaking Free From Broke on audiobook.   The Trump administration is cracking down on defaulted federal student loans, and that includes wage garnishment. Today, we’re breaking down how it all works, what it means for you, and what some experts are warning could happen next.  Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📋 Get Ramsey’s Complete Guide to Investing.   There are two words in President Trump’s “big, beautiful bill” that have gotten a lot of attention: Trump Accounts. It’s a new type of investment savings account, and in this video, you’ll learn what it’s for, how it works, and how it compares to other options out there. Next Steps: 🎥 Watch my video Trump’s Plan to Abolish the IRS. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Learn more about opening a high-yield savings account with Laurel Road. Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video The 8 Types of Insurance You Need Immediately.   The insurance world is full of overpriced junk you don’t need. In this episode, find out which common insurance policies are a total waste of money, plus two popular add-ons that are straight-up scams.   Next Steps: 🛡️ Are you protected with the right insurance? Take our five-minute Coverage Checkup. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors: Get 20% off when you join DeleteMe. Learn more about opening a high-yield savings account with Laurel Road. Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network:  🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get Ramsey’s Complete Guide to Investing for free.   Today, we’re throwing it back to see how Americans felt about money in the ’90s. In this episode, I react to a 1994 documentary about personal finance and what lessons we can still apply today.   Next Steps: 🎥 Watch my video The Biggest Losers (and Winners) in Trump’s Stock Market Dip. 🎥 Watch David Hoffman’s documentary, What Americans Thought About Their Money. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors: Get 20% off when you join DeleteMe. Learn more about opening a high-yield savings account with Laurel Road. Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network:  🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke.   Anyone else feel weird about letting AI access your bank account? In this episode, find out how AI personal shoppers work, the risks involved, and how to use technology to shop smart.   Next Steps: • 🎥 Watch my video The Horrible Mistake DoorDash Just Made (And Why It Matters). • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke, or listen on audiobook. Would you tell a total stranger how much debt you have? Well, these guys would. Today, we’reheaded to the streets to find out how much debt people really have, plus how they can get rid of it for good. Next Steps: • 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡 ️Get tax-ready with our free resources. TikTok is wild—especially when it comes to money advice. In this episode, I react to the most viral money content out there and weigh in on what’s good advice and what’s just plainridiculous. Next Steps: • 🎥 Watch my video How People Felt About Credit Cards 30 Years Ago. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be honest, just because it’s on the Internet doesn’t mean it’s real. In this episode, I react to even more viral money advice on TikTok so you know what’s really worth believing.    Next Steps: • 🎥 Watch my video Money Expert Shocked by Broke TikTokers. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke, or listen on audiobook. Would you drive two states away to save $20 on Facebook Marketplace? In this episode, I react to frugal tips—some of which are genius and others . . . not so much.  Next Steps: • 🎥 Watch my video 12 Rules for (a Frugal) Life. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Listen to my audiobook, Breaking Free From Broke. Half of parents are still paying their adult kids’ bills—and yeah, that’s a problem. In this episode,find out how relying on mom and dad is hurting you both, plus steps you can take to “break up” and build real financial independence instead. Next Steps: • 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years. • 💰 Find out how much your investments could be worth with the Retirement Calculator. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke or get it on audiobook.   In this episode, I took calls from real people asking the question, “Should I buy it?” See what Ihad to say about some of these purchases, plus, learn five easy questions to ask that will help you spend smarter.   Next Steps: • 🎥 Watch my video 17 Things Frugal People REFUSE to Buy. • 💰 Beat debt and build wealth faster with Financial Peace University. • 🛍️ Fill out the “Should I Buy It?” submission form. • 🧈 Get the electric butter spreader from Target. • 💵 Start your free budget today. Download the EveryDollar app!  • 📈Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.  • Get up to 40% off Cozy Earth with code GEORGE.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡️Take the Coverage Checkup to get a personalized action plan. There are thousands of insurance options out there—but lucky for you, only eight are necessary. In this episode, find out what they are, why you need them, and how much coverage to get. Next Steps:  • 🎥 Watch my video Why Car Insurance Is Skyrocketing. • 🎥 Watch my video How Health Savings Accounts Work (Most Americans Are Missing Out). • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!       Connect With Our Sponsors:   • Get 20% off when you join DeleteMe.   • Learn more about opening a high-yield savings account with Laurel Road.   • Get up to 40% off Cozy Earth with code GEORGE.     Explore More From Ramsey Network:   🎙️ The Ramsey Show     🍸 Smart Money Happy Hour   💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show   💡 The Rachel Cruze Show   🪑 Front Row Seat with Ken Coleman   📈 EntreLeadership      Ramsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Just because something sounds smart doesn’t mean it won’t wreck your finances. In this episode, find out seven money moves that seem smart but are low-key wealth killers.    Next Steps:  • 🎥 Watch my video ⁠5 Money Mistakes People Constantly Make!⁠ • 📙 Order my book, ⁠Breaking Free From Broke⁠, or get it on ⁠audiobook⁠.  • 💵 ⁠Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  ⁠ ⁠• Get 20% off when you join⁠ DeleteMe⁠. • Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. • Get up to 40% off ⁠Cozy Earth⁠ with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get Ramsey’s Complete Guide to Investing for free. You don’t have to work on Wall Street to understand mutual funds. In this episode, find out what they are, how they work, and the four types of mutual funds that will help you build some serious wealth.  Next Steps: • 🎥 Watch my video ⁠Investing for Beginners⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan. ⁠ • ⁠💵⁠ ⁠Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • Get 20% off when you join⁠ DeleteMe⁠. • Learn more about opening a high-yield savings account with⁠ Laurel Road⁠. • Get up to 40% off at ⁠Cozy Earth⁠ with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Work with a trained Ramsey coach. The number of people filing for bankruptcy is WAY up—and the worst part is, most of them don’teven know what they’re signing up for. In this episode, find out the truth about bankruptcy, what it costs you, and when it’s actually the right move. Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📙 Get my audiobook, Breaking Free From Broke. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get Ramsey’s Complete Guide to Investing for free.   Remember back in April when Trump announced tariffs and the stock market plummeted? Wellin this episode, you’re going to find out what actually happened, plus what smart investors do when the market takes a dip. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • 📖 Read The National Study of Millionaires. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my hardcover book, Breaking Free From Broke, or listen to the audiobook. Are you smarter than the average American when it comes to money? In this episode, I’mtackling three of the hardest questions from a personal finance quiz (so test your knowledge byplaying along)! Next Steps: • 🎥 Watch my video 9 Ways You’re Losing Money Without Realizing It. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Listen to my audiobook, Breaking Free From Broke. Think you’re living the frugal life? In this episode, I’ll share 11 places frugal people avoid and how to tell if it’s time to rethink your money habits. Next Steps: • 🎥 Watch my video ⁠12 Rules for (a Frugal) Life⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠ • ⁠💵⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠•  Connect With Our Sponsors: 🔒 Get 20% off when you join ⁠DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Find out your earning potential with the Investment Calculator.  TikTok is full of free money advice—proceed with caution, folks. In this episode, I react to the latest roundup of personal finance content sweeping the internet. Next Steps: • 🎥 Watch my video 21 Things Broke People Waste Money On. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Listen to my audiobook, Breaking Free From Broke.   If you’ve been chasing your money goals, you’ve probably already had some wins worth celebrating. In this episode, find out 11 financial milestones that prove you’re doing better than you might realize. Next Steps: • 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years. • 💰 Beat debt and build wealth faster with Financial Peace University. • 💸 Get Ramsey’s Complete Guide to Investing for free. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors:  • 🔒 Get 20% off when you join ⁠DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with ⁠Laurel Road⁠.   Explore More From Ramsey Network:   🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💸 Take the free, five-minute Side Hustle Quiz and start growing your income!   Is it possible to make money without doing anything? In this episode, I’m reacting to a list of eight ways to make money with no effort. You’ll learn what’s nonsense, what’s smart, and a few real ways to make money with minimal work required.   Next Steps: • 🎥 Watch my videos:o ⁠17 Things Frugal People REFUSE to Buy⁠ o ⁠Best Way to Pay Off Debt Fast (That Actually Works)⁠ • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠ • 💵 ⁠Start your free budget today. Download the EveryDollar app!⁠ Connect With Our Sponsors: • 🔒 Get 20% off when you join ⁠DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with ⁠Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Could we be heading into a recession—or is the media just being dramatic to get clicks? In this episode, you’ll learn what a recession really is and how to protect your money if the economy goes south. Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join⁠ DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with⁠ Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    Buckle up as I hit the road with mental health expert (and my best friend) Dr. John Delony. Find out the top money mistake couples are making in 2025, how to get on the same page financially, plus the answer to the biggest question of all: Is John even a real doctor?   Next Steps:  • 📞 Ask Dr. John Delony a question! Call 844-693-3291 or ⁠send him a message⁠. • 🎥 Watch my video ⁠Millionaires in Cars Getting Coffee With Arthur Brooks⁠. • 📈 ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Thanks to DoorDash and Klarna, you can now finance a Crunchwrap Supreme! In this episode, find out why this ridiculous (aka, totally loco) new partnership is bad news and how to avoid the buy now, pay later trap. Next Steps: • 🎥 Watch my video How to Detox Your Money in 30 Days. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Find a RamseyTrusted tax pro you can trust. The IRS just dropped a new rule . . . but most people have no idea. In this episode, find out exactly what’s changed and how to avoid taking a hit during tax season.  Next Steps: • 🎥 Watch my video The Biggest Tax Changes in 2025. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my audiobook, Breaking Free From Broke.  We’ve all messed up with money—some in bigger (and more hilarious) ways than others. 😅 In this episode, we’re hitting the streets to hear real people’s biggest money fails and what they can teach the rest of us. Next Steps: • 🎥 Watch my video 5 Money Mistakes People Constantly Make! • 🖊️ Take this audience survey for a chance to win a $250 gift card!  • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  • 🔒 Get 20% off when you join DeleteMe.  • 💸 Learn more about opening a high-yield savings account with Laurel Road.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my audiobook, Breaking Free From Broke.  Thinking about cashing out your 401(k) early? Bad idea, my guy. In this episode, find out why that’s a slippery slope and what to do instead if you want to protect your wealth. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • ✍️ Hustle smarter, not harder. Take my free Side Hustle Quiz. • 💰Find out your earning potential with the Investment Calculator. • 🖊️ Take this audience survey for a chance to win a $250 gift card!  • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  • 🔒 Get 20% off when you join DeleteMe.  • 💸 Learn more about opening a high-yield savings account with Laurel Road.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Listen to my audiobook, Breaking Free From Broke. You might know if your credit score is “good” or “bad,” but do you really know why? In this episode, find out exactly what goes into it and how you can get the best score. Next Steps: • 🎥 Watch my videos: o How I Bought a House With No Credit Score o I Tried Renting a Car Without a Credit Card o I Have Zero Credit and Tried Renting an Apartment • 🖊️ Take this audience survey for a chance to win a $250 gift card! • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I’m hitting the road with multimillionaire, investor and entrepreneur Sahil Bloom.Stick around to hear about the five types of wealth, how to leave a legacy that matters, and why he thinks babies should have investment accounts. Next Steps: • 🖊️ Take this audience survey for a chance to win a $250 gift card!• ✍️ Check out Sahil Bloom’s first book, The 5 Types of Wealth. • 🎥 Watch my video Agree to Disagree | The @MinorityMindset & Humphrey Yang (@humphrey). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network:  🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get Ramsey’s Complete Guide to Investing for free. In this episode, find out the proven order for investing so you can avoid making rookie mistakes that drain your wallet. Next Steps:  • 🖊️ Take this audience survey for a chance to win a $250 gift card! • 🎥 Watch my video Avoid These Investing Traps at All Costs. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💸 Plug your numbers in to the Retirement Calculator. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network:   🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📗 Order my audiobook, Breaking Free From Broke.   Are you cruising toward a dream retirement—or a full-blown retirement disaster? In this episode, find out how much Americans have in their 401(k) by age and learn how to build a nest egg that lets you retire with confidence. Next Steps:  • 🖊️ Take this audience survey for a chance to win a $250 gift card. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 🎥 Watch my video What Your Net Worth Should Be by Age. • 💸 Plug your numbers in to the Retirement Calculator. • 💰 Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe.• 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving money doesn’t have to be miserable or complicated. In this episode, you’ll learn 32 practical savings hacks that can help you keep more money in your pocket—starting today. Next Steps: • 🎥 Watch my video A Step-by-Step Guide to Lowering Your Monthly Bills. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📗 Order my new audiobook, Breaking Free From Broke. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this episode, I’m grabbing coffee with bestselling author and host of The School of Greatness podcast, Lewis Howes. Stick around to find out what top performers do differently and how shifting your money mindset is the key to building real wealth. Next Steps: • 🎥 Watch my video Codie Sanchez: You’re Being Lied To About Getting Rich | Millionaires in Cars Getting Coffee. • ✍️ Learn more about Lewis Howes.   •  📗 Get Lewis Howes’ book Make Money Easy. •  💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Streaming used to be the cheaper option... but now it’s a full-on money trap! In this episode, find out what the cause of “streamflation” is and get five simple strategies you can use to cut your costs big-time. Next Steps: • 🎥 Watch my video A Step-by-Step Guide to Lowering Your Monthly Bills. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join⁠ DeleteMe⁠. • 💸 Learn more about opening a high-yield savings account with⁠ Laurel Road⁠. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

The personal finance report card is in—and it’s not looking good for almost half of Americans. In this episode, find out how your knowledge compares to the rest of the country, plus learn which five money skills everyone needs. Next Steps: 🎥 Watch my video Investing for Beginners. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 📗 Get my new audiobook, Breaking Free From Broke. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. I managed to upset the internet—again! In this episode, find out which hot take got everyone so fired up, whether I was actually in the wrong (spoiler alert: probably not), and why listening to my advice could save you thousands.  Next Steps: • 🎥 Watch my video Why Is No One Talking About America's Wealth Killer? • 🎥 Watch my video The Best Used Cars Under $5,000. • 📙 Listen to my audiobook, Breaking Free From Broke. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Some money advice on the internet is so bad, it should come with a warning! ⚠️ In this episode, I react to the wildest TikToks about money traps broke people fall for—and how toavoid them at all costs. Next Steps: • 🎥 Watch my video Why “Finance Experts” Want You to Stop Saving Money. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Call me crazy, but babies shouldn’t have credit scores . . . and neither should mom or dad. In this episode, find out why this viral hack is a bad idea and what you can do instead to help the next generation be smart with money.   Next Steps: • 🎥 Watch my video I Have Zero Credit and Tried Renting an Apartment. • 📙 Listen to my audiobook, Breaking Free From Broke. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. What if I told you that—despite what FinTok claims—building wealth isn’t that complicated. In this episode, find out the only four accounts you need to make the most of your money.   Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • 💰 Find out what your earning potential could be with the Investment Calculator. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Could you be losing money right now without even noticing it? In this episode, you’ll learn about nine sneaky money leaks and how to avoid them!   Next Steps: • 🎥 Watch my video Budgeting for Beginners | The Only Budgeting Method You Need to Worry About! • 🛡️ Get a quick quote from Zander Insurance today! • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road.   Explore More From Ramsey Network:   🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show                               💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. The Trump administration has a bold plan to shake things up (shocking, I know). In today’s video, find out what a proposal to abolish the IRS could mean for the country and for you.     Next Steps: ▪ 🎥 Watch my video on The Truth About America’s Debt Crisis ▪ 📙 Get my new audiobook, Breaking Free From Broke. ▪ 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. In this episode, I’m taking a spin with entrepreneur and investor Codie Sanchez. Stick around to hear how wealthy people really think, what it takes to build success, and why she’s got beef with the way I order coffee. Next Steps: • 🎥 Watch my video Millionaires in Cars Getting Coffee with @AlexHormozi.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Wondering why you had to pay up instead of getting a tax refund? In today’s video, find out the real reason you may have owed more, plus what tax attorney Jasmine DiLucci says you can do to keep more of your cash.    Next Steps: ▪ 🎥 Watch my video on The Biggest Tax Changes In 2025. ▪ 📙 Get my new audiobook, Breaking Free From Broke. ▪ 💵 Start your free budget today. Download the EveryDollar app! ▪ 💪 Get free guides and tools to tackle your taxes. Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Your monthly bills just went up—again. But you don’t have to just accept it. In this episode, find out how to actually lower your bills, plus get my word-for-word script to make the process with customer service easier. Next Steps: ▪ 🎥 Watch my video 15 Things Frugal People Don’t Spend Money On. ▪ 💰 Lower your cable, internet or phone bill using the Bill Negotiation Script.  ▪ 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Some stuff is straight-up a waste of money. In this episode, I’m reacting to a list of questionable products so you can avoid rip-offs and buy stuff that actually works. Next Steps: • 🎥 Watch my video 6 Money Traps the Middle Class Is Falling For. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. A Rolex watch is cool, but does it mean you’re rich or wealthy? In this episode, find out thedifference to make sure your money is on the right track. Next Steps: ▪ 🎥 Watch my video How I Built a $1 Million Net Worth by 32. ▪ 📙 Get my new audiobook, Breaking Free From Broke. ▪ 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. People love to say you can’t find a solid used car for under $10,000—but respectfully, that’s crazy. And to prove it, I’m sharing my top five used cars from MotorTrend’s list so you can know which budget-friendly options to trust. Next Steps: • 🎥 Watch my video Why Is No One Talking About America’s Wealth Killer? • 🚙 Navigate owning a car the smart way with our free Ramsey Car Guide. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. If your dream came true and you suddenly became rich, would you know what to do next? In this episode, find out exactly what you should do (and not do) to protect your wealth and keep from going broke overnight. Next Steps: • 🎥 Watch my video How to Stop Living Paycheck to Paycheck (Without Getting a Second Job). • 💰 Beat debt and build wealth faster with Financial Peace University. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Some upgrades boost your home’s value, and others just drain your wallet. In this episode, find out which renovations actually pay off in the long run. Next Steps: • 🎥 Watch my video How a Home Equity Line of Credit Works. • 🏠 Reach your home goals with the help of our Real Estate Home Base. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re getting more scam texts about fake packages than you’re getting actual deliveries, you’re not crazy. In this episode, find out the biggest scams to watch out for in 2025 so your money doesn’t end up in the wrong hands. Next Steps: • 🎥 Watch my video 12 Money Leaks Draining Your Bank Account. • 📖 Read more about How to Prevent Identity Theft. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. What if you could retire for a year... and then come back to work like nothing happened? In this episode, you’ll learn about “microretirement” and my honest take on whether this trend is genius or a financial disaster.  Next Steps: • 🎥 Watch my video The Newest Trend in the Mortgage World (It’s Scary). • 📘 Take the Get Clear Career Assessment and get Ken Coleman’s new book Find the Work You’re Wired to Do. • 🧹 Get the iRobot Roomba. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Is your net worth flex-worthy . . . or just an average number? In this episode, find out what yournet worth should be by what age, how you stack up, and how to keep moving in the right direction. Next Steps: • 🎥 Watch my video Best Investment Accounts For 2025. • 💰 Find out your earning potential with the Investment Calculator. • 💸 Find out your net worth with the Net Worth Calculator. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Giving money advice on the internet comes with its fair share of haterade. In this episode, I’ll check out some of my content that got people fired up so we can see if any of these critics actually have a point. Next Steps: • 🎥 Watch my video I Ticked Off a Million People . . . • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.    Big tax changes are coming for 2025—including some you might actually like! In this episode, find out exactly what’s changing and how you can avoid a big, fat IRS bill next year.   Next Steps:  • 🎥 Watch my video 5 Tax Myths Broke People Believe. • 💰️ File your taxes right with the Beginner’s Guide to Taxes. • 🛡️ Find a RamseyTrusted® tax pro. • 💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors:  • 🔒 Get 20% off when you join DeleteMe.  • 💸 Learn more about opening a high-yield savings account with Laurel Road.  • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.    Explore More From Ramsey Network:    🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Most millionaires aren’t flexing their wealth in flashy Lambos—instead, they’re whipping it in cars that’ll likely surprise you. In this episode, find out the top 20 car brands real millionaires drive so you can choose your next ride wisely. Next Steps: • 🎥 Watch my video Why Is No One Talking About America’s Wealth Killer? • 🚙 Own a car the smart way with the free Ramsey Car Guide. • 📖 Read The National Study of Millionaires. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Real talk—most debt payoff methods out there are straight-up garbage. In this episode, I’mbreaking down the 20 worst ways you can pay off debt, so you don’t fall for these sneaky traps.  Next Steps: • 📗 Order my new audiobook, Breaking Free From Broke, and get exclusive content and a special offer. • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 🎥 Watch my video Exposing the Shady Company Preying on Low Income Families. • ✍️ Sign the petition to rename BNA to Dolly Parton International Airport. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.  Have you been bamboozled by American Express? In this episode, find out what shady behavior they’ve been accused of and how it could affect you and your money. Next Steps: • 🎥 Watch my video Exposing the Shady Company Preying on Low-Income Families. • 📗 Get my new audiobook, Breaking Free From Broke, plus get exclusive content and a special offer. • 💡 Get an LED toilet night light. • 💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   If more money would help fix your financial woes, this one’s for you. Find out how one couple created a six-figure financial turnaround and how their oddly specific strategy could help you reach your goals even faster.    Next Steps: • 🎥 Watch my video How to Stop Living Paycheck to Paycheck (Without Getting a Second Job). • 💰 Get our free Finding Margin guide. • 📗 Order my new book, Breaking Free From Broke. • 💡 Check out this toilet night light • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. I hate to break it to you, but an unmarked shoebox under your bed isn’t the best place to keep retirement funds. In this episode, find out the best (and worst) places to keep your money so you don’t miss out on millions. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • 💰 Get Ramsey’s Complete Guide to Investing. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. What’s the most bizarre thing you would do to make some extra cash? In this episode, watch asI react to some of the weirdest side hustles out there. Plus, find out the best way to pick your next gig.  Next Steps: • 💰 Take the quiz to find out the best side hustles for you! • 🎥 Watch my video 17 Things Frugal People REFUSE to Buy. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Believe it or not, you’re more likely to see a millionaire driving a trusty Toyota than aLamborghini. In this episode, find out which eight things most millionaires own and why you should probably own them too. Next Steps: • 🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. • 🛡️ Get 15% off a will from Mama Bear Legal Forms with promo code GEORGE15. • 💰 Get Ramsey’s Complete Guide to Investing. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Eating kale and quinoa is great, but don’t you want to be just as fit financially? In this episode, find out seven things that financially healthy people do so you can start doing them too. Next Steps: • 🎥 Watch my video Money Expert Reacts to Broke TikTokers . . . Again. • 💰Invest in your future with a Smartvestor Pro. • 🛡️ Are you protected? Take our 5-Minute Coverage Checkup. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's unlimited plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. Just below Frenchies, trashing ridiculous money advice on social media is easily one of my favorite things. Join me for the latest round of viral money TikToks, and let’s see if we can spot some gems.  Next Steps: • 🎥 Watch my video Millionaire Reacts to Money-Saving TikToks.  • 📗 Order my new book, Breaking Free From Broke. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • 🔒 Get 20% off when you join DeleteMe. • 💸 Learn more about opening a high-yield savings account with Laurel Road. • 📱 Get $5 off Tello's unlimited plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. What if I told you your net worth doesn’t always determine if you’ll be wealthy in the future? In this episode, find out which number actually matters most so you know how to earn more and build wealth. Next Steps: ·      🎥 Watch my video How Much You Should Have in Your 401(k)—by Age. ·      💰️ Find out your earning potential with the Investment Calculator! ·      💸 Find more money in your budget. Download the Finding Margin PDF. ·      🛡️ Are you protected? Take our 5-Minute Coverage Checkup quiz! ·      💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. ·      📱 Get 40% off Tello’s Unlimited Plan—just $15/month for three months! at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.  Good news, folks—you don’t need a big salary to become a millionaire. In this episode, find out how to build wealth on any salary, plus the real reason six figures won’t solve your money problems.  Next Steps:  🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years.  💰 Find out your earning potential with the Investment Calculator!  💸 Get Ramsey’s Complete Guide to Investing.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get 40% off Tello’s Unlimited Plan—just $15/month for three months! 🎉 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Anyone else have caviar taste but a tuna fish budget? Same here. In this episode, find out 12 items that will allow you to enjoy the finer things in life without going broke. Next Steps: 🎥 Watch my video 12 Rules for (a Frugal) Life. 💵 Start your free budget today. Download the EveryDollar app! Shop the Items: Cozy Earth bamboo sheets Smart plugs Office chair Emergency car kit Portable tire inflator Cordless, bagless vacuum Sneakers (New Balance) Boots (Red Wing) Inversion table Air purifier Under sink water filter system BedJet 3 climate comfort sleep system  Gym membership (Life Time) Reliable used car Pre-shelled pistachios Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. ·      Get 40% off Tello’s Unlimited Plan—just $15/month for three months! 🎉 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.[BK1]  If you want to be rich, try thinking like someone who already is. In this episode, learn how to build some serious wealth using 13 principles shared by people who’ve actually done it.   Next Steps: ·      🎥 Watch my video 12 Rules For (A Frugal) Life. ·      📘 Read Think and Grow Rich by Napoleon Hill. ·      💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. ·      Get 40% off Tello’s Unlimited Plan—just $15/month for three months! 🎉 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy  [BK1]Please include the second period in the hyperlink. Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.  Consolidation is great when organizing a drawer of tangled wires, but not so much with debt. In this episode, get the deets on debt consolidation, plus the key to avoid it completely.  Next Steps:  🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).  🎥 Watch my video How I Bought a House With No Credit Score.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Start your free budget today. Download the EveryDollar app!  I thought I knew America’s number one wealth killer, but one mysterious message changed everything. Enjoy this financial twist on the Serial podcast as we look for the true wealth killer.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership  Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.  Would you rather buy a nicer house in cash or spend all your extra money on interest for decades? In this episode, I’ll explain why I think mortgages are a scam and how to save a literal fortune instead.  Next Steps:  🎥 Watch my video How to Pay Off Your House in 10 Years or Less.  💰 Pay off your mortgage faster with the mortgage payoff calculator.  🏠 Find all the tools to reach your home goals with our Real Estate Home Base.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.  What do you want your life to look like when you turn the big 4-0? In this episode, find out the nine financial goals you’ll want to reach before hitting 40 that will help you build wealth (and avoid that midlife crisis Miata).  Next Steps:  🎥 Watch my video What Your Net Worth SHOULD Be by Age 40.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq As long as there’s dumb money advice on social media, I’ll keep giving my two cents. In this episode, I react to the latest round of crazy financial videos you found on TikTok.  Next Steps:  🎥 Watch my video I Ticked Off a Million People . . .  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan.  You don’t have to stay broke your whole life, and I can prove it. In this episode, you’ll learn how to escape the vicious cycle of being broke and make some real progress with your money.  Next Steps:  🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).  💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq Turns out, I chose the frugal life and the frugal life chose me. In this episode, learn 12 of my rules for frugal living that will give you the margin you need to build wealth.   Next Steps:  🎥 Watch my video 12 Rules for (a Frugal) Life.  💵 Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network: 🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq Retiring with millions is easier than you might think . . . ready for the secret? In this episode, you’ll learn what you can do with your money now to enter your golden years in style.   Next Steps:   🎥 Watch my video How I Built a $1M Net Worth by 32.  💵 Start your free budget today. Download the EveryDollar app!  💰 Plan for your future with the Ramsey retirement calculator.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq What’s the right amount to make all your money worries disappear? In this episode, find out if your salary is enough, plus learn four signs you’re doing better financially than you think.     Next Steps:  📙 Order my new book, Breaking Free From Broke.  💵 Start your free budget today. Download the EveryDollar app!  🎥 Watch my video 7 Income Streams to Build Wealth With Jade Warshaw.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:    🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq You may dream of what it’s like to be wealthy every time you see your neighbor’s Porsche or fishing boat, but you might actually be looking at a giant loan payment. In this episode, you’ll learn five signs someone is secretly broke and how to build true wealth.  Next Steps:  💵 Start your free budget today. Download the EveryDollar app!  📗 Order George Kamel’s new book, Breaking Free From Broke.  🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Visit Tello for more details.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq Did you know the value of a dollar changes based on your age? In this episode, find out the real reason why, plus how this handy trick helps you retire with literally millions.   Next Steps:   🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  Like it or not, Donald Trump is officially back in the White House. In this episode, find out how President Trump’s policies could make a huge (I mean yuge!) difference for you and your budget.  Next Steps:   🎥 Watch my video Dave Ramsey: The Truth About America’s Debt Crisis.  🧈 Why does this exist? Electric heating butter spreader.  📗 Order my new book, Breaking Free From Broke.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💸 Take Ramsey’s Get Started quiz to see your personalized action items.  Believe it or not, even millionaires feel behind financially. In this episode, learn seven reasons why everyone seems to feel behind with money. Plus, discover the key to finding out if you’re doing better than you think.   Next Steps:  🎥 Watch my video Budgeting for Beginners | The Only Budgeting Method You Need to Worry About!  Connect With Our Sponsors:   🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  Before your eyes glaze over at “IRS,” there are some big changes to the 401(k) you need to know about. That’s why in this episode, I’m answering three questions to help you decide what these changes mean for you.  Next Steps:  💰 Get your tickets to Dave Ramsey’s Investing Essentials virtual event, March 4–5, 2025.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  What does the housing market and your kid nephew’s birthday party have in common? Chaos. But in this episode, find out how you can still buy or sell—even in these wild times.   Next Steps:  🎥 Watch my video 4.5 Million People Bought Homes Last Year (Here’s How).  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network: 🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!   In this episode, you’re going to get the piping-hot scoop on how and where I invested my money in 2024. That way, you can start building some serious wealth in 2025.   Next Steps:  🎥 Watch my video Why Your Net Worth Explodes at $100K.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  Here’s a hard truth: There’s kale in your teeth. Not fun to hear, but necessary. That’s why in this episode, I’ll share six hard truths no one tells you about paying off debt so you can start winning with money.  Next Steps:  🎥 Watch my video 21 Things Broke People Waste Money On.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    If you’re thinking about buying a house with your BFFs, hold it right there. In this episode, find out the pros and cons of buying a home with friends, plus five things to know before becoming a homeowner.   Next Steps:  🎥 Watch my video Don’t Buy a Home Until You Watch This.  🏠 Keep up with the latest U.S. housing market trends with RamseyTrusted.   Connect With Our Sponsors:   🔒 Get 20% off when you join DeleteMe.    💸 Learn more about opening a high-yield savings account with Laurel Road.    📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.      Explore More From Ramsey Network:   🎙️ The Ramsey Show  🍸 Smart Money Happy Hour   💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show   💡 The Rachel Cruze Show   💼 The Ken Coleman Show   📈 EntreLeadership      Ramsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices