Epic Spotlight Podcast

What if the key to building a powerhouse law firm isn’t more hustle, but more honesty? Attorney-CEO Charles Hatley shares how radical transparency, client education, and smart scaling transformed his small practice into a fast-growing family law firm. In this episode, Dante and Charles discuss: Why Charles left a large firm after realizing he could build a better modelThe first entrepreneurial steps involved in launching a law firmHow to hire the right people without overselling your visionWhy autonomy, mentorship, and honest leadership matter in team developmentCommon misconceptions about divorce and custody litigation Key Takeaways:  Entrepreneurship can begin by seeing inefficiencies from the ground level. Charles explains that working at the bottom of a large organization gave him a unique view of what leadership at the top could not see.Passion alone does not build a great team. Leaders need honesty, clarity, and the discipline to make sure the role truly fits the person being hired.Strong leadership requires giving people room to own their work. When team members are trusted to make mistakes, learn, and improve, they build confidence and create stronger processes.In family law, education creates reassurance. Clients feel more empowered and less overwhelmed when they understand both the facts of their case and what comes next legally.Success is rarely smooth or glamorous. The people who consistently win often make it look easy only because no one sees the years of repetition, failure, and growth behind the scenes.  “You can't grow if you're not going to change.” - Charles Hatley About Charles Hatley: Charles D. Hatley, Esq., is the Chief Executive Officer of Melone Hatley, P.C., where he brings visionary leadership and an entrepreneurial mindset to drive the firm’s growth, strategy, and culture. Known for building high-performing teams and fostering innovation, Charles is dedicated to creating a collaborative environment where professional development, accountability, and client satisfaction thrive. With extensive experience across multiple industries, he has a strong track record of scaling operations, improving efficiency, and implementing forward-thinking strategies that support sustainable growth. Before leading the firm, Charles managed offices for a national law firm and litigated complex family law cases throughout Virginia and Washington, D.C. Today, he blends big-law expertise with a boutique, client-centered approach, delivering practical, strategic, and compassionate legal guidance. In addition to his leadership role, Charles hosts the podcast I Now Pronounce You Divorced, where he shares insights on divorce, child custody, and co-parenting to help families navigate challenging legal decisions with clarity and confidence.  Connect with Charles Hatley: Website: https://www.melonelawpc.com/  LinkedIn: https://www.linkedin.com/in/charlesdhatley/  Podcast - I Now Pronounce You Divorced: https://open.spotify.com/show/59DFoHPmCFSrABEZjdgWKF, https://www.youtube.com/playlist?list=PLeP_2-tqfsl3qYPpapiCUc9AbYvFK_63_  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Most owners obsess over income and ignore the outcome. In this episode, Brian Franco shows you how to engineer your “inevitable exit,” so you get paid twice for the same work. In this episode, Dante and Brian discuss: Why every business owner needs an exit plan from day oneThe difference between building a business and building an “expensive job”How systems, SOPs, and leadership teams increase business valuationKey factors investors evaluate, including transferability and riskCommon valuation killers like owner dependency and lack of structure Key Takeaways:  Most entrepreneurs focus on income but neglect the outcome of their business. Building with the end in mind ensures your company becomes a transferable asset, not just a demanding job.Transferability is the foundation of business value. When systems, processes, and leadership are documented and scalable, investors are far more willing to pay a premium.Profitability alone does not equal strength. A business can generate income yet remain fragile if it lacks diversification, strong cash flow quality, and shared decision-making.Every business owner will eventually exit, by choice or by circumstance. Preparing early protects your family, your team, and the value you’ve worked to build.Selling a business is not a failure; it’s a strategy. When done correctly, it allows owners to de-risk, get paid twice (income and outcome), and focus on what they do best.  “Many founders mistake profitability is strength, but you can be profitable and fragile at the same time.” - Brian Franco About Brian Franco: Brian T. Franco helps business owners plan and execute successful exits. He is the founder of Meritage Partners and the author of Inevitable Exit. He has guided more than $2B in transactions. Brian turns owner-run companies into durable businesses that can sell for top value. His method is practical. Get the work out of your head and into systems. Build a leadership team you can trust. Keep the numbers clean. Start early so the company performs before, during, and after a sale. In Inevitable Exit, he lays out a step-by-step blueprint owners can use now to protect options, increase valuation, and build generational wealth.  Connect with Brian Franco: Website: https://inevitableexit.com/  Meritage Partners: https://meritage-partners.com/   LinkedIn: https://www.linkedin.com/in/briantfranco/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In this episode, Dante discusses: How Epic Spotlight evolved from a simple idea into a personal growth toolThe role of self-reflection in uncovering truth and directionPatterns of success observed across 90+ high-performing individualsWhy questioning your path is essential to building the right lifeRedefining success through love, happiness, health, and wealth Key Takeaways:  Success is not accidental; it is built through intentional habits and daily decisions. When you become aware of your patterns and behaviors, you can begin to design the life you truly want.Self-reflection is one of the hardest but most necessary forms of growth. Looking inward with honesty allows you to identify where you’ve been wrong and where you can improve.Learning from others accelerates your own journey. By observing both what to do and what not to do, you gain clarity and develop stronger critical thinking skills.True success goes beyond money and status. Love, happiness, health, and wealth must work together to create a fulfilling and sustainable life.The traditional model of working decades for a short retirement is flawed. By thinking differently and acting intentionally, you can create freedom much earlier in life.  “The life you want isn't something you stumble into, it's something you design.” - Dante Royster Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Robert Howell is a South Carolina-based real estate investor, entrepreneur, and founder of Howell & Sons—a family-driven company focused on honest, values-based real estate. With a background in land acquisitions, mobile home parks, and affordable land-home development, Robert builds opportunities that serve both investors and local communities. Rooted in faith, family, and long-term thinking, Robert believes real estate should be simple, transparent, and built to last. His mission goes beyond buying and selling property—he’s committed to helping families secure affordable housing, supporting landowners with win-win solutions, and creating generational impact through ethical investing. When he’s not building projects across the Southeast, Robert is a husband and father of two boys,  dedicated to raising his family with the same values he brings to business: honesty, legacy, and community.  In this episode, Dante and Robert discuss: How Robert transitioned from event marketing into intentional real estate investingWhy affordable housing, mobile home parks, and land home packages became his primary focusThe strategy behind buying and improving mobile home parksHow investors can structure win-win deals that benefit both communities and investorsThe role of faith, honesty, and long-term thinking in building a real estate business Key Takeaways:  Affordable housing presents both a financial opportunity and a meaningful mission. Investors can create profitable deals while also addressing a growing housing need in communities.Real estate investing often requires balancing two strategies at once. Short-term deals generate the cash flow needed today, while long-term assets like mobile home parks build wealth for the future.Simplicity can still be effective in real estate analysis. A straightforward approach; reviewing rent rolls, estimating expenses, and evaluating cash flow can quickly reveal whether a deal is viable.Many misconceptions exist about mobile home parks. In reality, most residents are hardworking individuals and families simply seeking a safe and affordable place to live.Patience and consistency are essential for success in real estate investing. The investors who continue to show up, learn, and execute over time are the ones who ultimately build lasting results.  “If you can do that and you can go to sleep at night knowing that you operate honestly, that you made a reasonable profit, then I think that's a good path to go.” - Robert Howell Connect with Robert Howell: Website: https://howellandsons.com/  LinkedIn: https://www.linkedin.com/in/robert-howell-b706ba368/  Facebook: https://www.facebook.com/bobbyquatro  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Justin Lund is an entrepreneur and mentor who has built and exited multiple companies. His journey includes overcoming addiction recovery and navigating a legal battle that cost him tens of millions, experiences that shaped his approach to business and life. Today, he helps founders break through their capacity ceiling—the point where hustle stops working—by teaching mindset shifts, implementing smart systems, and mastering delegation, enabling business owners to step back without losing control. In this episode, Dante and Justin discuss: How addiction recovery shaped Justin’s leadership philosophy and framework-driven thinkingThe concept of the “capacity ceiling” and why most founders get stuck thereWhy hiring out of order derails scale and increases burnoutThe power of quick wins to create momentum and reclaim timeBuilding culture first—and why you must “hire for the soul, train for the role.” Key Takeaways:  Systems are built for your worst days, not your best ones. If your structure only works when you’re at peak performance, it will eventually collapse under pressure.Most founders don’t lack effort—they lack sequencing. Hiring the wrong role at the wrong time often creates more complexity, payroll strain, and frustration instead of relief.The capacity ceiling shows up as a revenue “thermostat.” You grow to a certain level, hit burnout, pull back, then hustle again—never breaking through to the next stage.Culture must be intentional before scale is possible. Without clearly defined values and vision, even talented hires will drift and weaken the foundation.Freedom starts with reclaiming time. When founders recover even five to ten hours per week through delegation and optimization, clarity and better decision-making follow.  “If you had the answers to get to the next level and they were in the six inches between your ears, you would have already reached the next level.” - Justin Lund Connect with Justin Lund: LinkedIn: https://www.linkedin.com/in/justin-lund-propel/    Facebook: https://www.facebook.com/justin.lund.propel/  Instagram: https://www.instagram.com/itsjustinlund/ Tiktok: https://www.tiktok.com/@itsjustinlund  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Ari Rastegar is a multifaceted entrepreneur, real estate innovator, biohacker, and author. Born in Austin, Texas, Ari began his real estate journey in law school with just $3,000 — a leap that grew into Rastegar Property Company, a powerhouse firm with over 3.5 million square feet of developments across 38 U.S. cities. Dubbed the “Oracle of Austin” by Forbes, Ari is now leading a bold new vision in Dallas, which he calls “Wall Street to Y’all Street,” bridging elite finance with Main Street opportunity. Beyond real estate, Ari is deeply committed to health and performance, incorporating cutting-edge biohacking practices into his life — from stem-cell therapy to hyperbaric oxygen treatments — insights that have earned him features in The Wall Street Journal, GQ, and The New York Post. He is also the author of The Gift of Failure, where he shares powerful lessons on resilience, mindset, and turning setbacks into success. In this episode, Dante and Ari discuss: Meditation as a non-negotiable investment in mental clarity and leadershipHow to filter advice in a world “drowning in information but starved for wisdom.”Planning for the unplannable: lessons from early business failuresThe future of real estate development, AI, robotics, and global opportunityWhat “winning” really means at different stages of life and business Key Takeaways:  Confidence is built, not inherited. When you consistently keep the promises you make to yourself, you develop personal integrity, and that integrity becomes self-trust over time.Meditation is not passive relaxation; it is preparation for performance. Investing 20 minutes a day in mental clarity can directly impact decision-making, leadership, and emotional regulation.Not all advice is created equal. Seeking wisdom from those who have achieved what you want filters noise and accelerates meaningful progress.True leadership requires planning for what could go wrong. Stress-testing decisions and preparing for unforeseen risks creates resilience in both business and life.Innovation in real estate will be driven by technology, automation, AI, and faster construction methods. The next 10–20 years will redefine development, infrastructure, and global expansion opportunities.  “The promises you keep to yourself are what's called personal integrity.” - Ari Rastegar Connect with Ari Rastegar: Website: https://rastegarcapital.com/  LinkedIn: https://www.linkedin.com/in/arirastegar/   Instagram: https://www.instagram.com/rastegar   Tiktok: https://www.tiktok.com/@arirastegar  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Janelle Villiers is a bestselling author, book writing coach, and publishing company co-founder who helps coaches and entrepreneurs turn their expertise into bestselling books and six-figure brands. She’s the author of “I Slept with a Married Man. Am I Still a Good Person?” and “Write It. Publish It. Sell It,” and has helped dozens of business owners write powerful books that open doors to speaking, media, and high-ticket clients. An Ivy League graduate and former professor, Janelle now runs Janelle Villiers Partnerships and co-founded SayThat Publishing, where she empowers women to release shame and perfectionism and share their stories with confidence and clarity. In this episode, Dante and Janelle discuss: The difference between guilt and shame, and how shame-based thinking can derail relationships and successHow writing a book can become a powerful platform for speaking, influence, and business growthWhy perfectionism is rooted in shame, and how to break free from itWhat truly separates a bestselling book from one that never gains tractionThe marketing realities behind becoming a New York Times bestseller Key Takeaways:  Shame-based thinking says, “I am a mistake,” rather than “I made a mistake.” That belief can fuel self-sabotage, risky behavior, and isolation, but intentional reflection and structured healing can reverse the spiral.A great business book focuses on the reader’s transformation, not the author’s expression. When you identify the key lessons your audience needs, your book becomes a strategic tool instead of just a personal outlet.Perfectionism is not a badge of honor; it is often a shield against fear of judgment. When perfectionism sits in the passenger seat, shame is driving the car, and that mindset can keep you from ever finishing what you start.Writing a book opens doors beyond book sales. Speaking engagements, workshops, podcast interviews, and new business opportunities often generate more revenue and impact than the book itself.Becoming a bestseller has more to do with visibility than vocabulary. Marketing, networking, and building an engaged audience are what truly determine whether a book succeeds commercially.  “When perfectionism is in the passenger seat, shame is driving the car.” - Janelle Villiers Connect with Janelle Villiers: LinkedIn: https://www.linkedin.com/in/janelle-villiers-3a1aa644/  Instagram: https://www.instagram.com/janelle_villie  Tiktok: https://www.tiktok.com/@janelle_villie  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Deanna Marr is a dedicated Occupational Therapist with over 24 years of experience across pediatric and geriatric care. A Certified Autism Specialist and Certified Dementia Practitioner, she has built her career around continuous growth and compassionate, patient-centered care. Inspired by her personal journey with pelvic floor dysfunction related to endometriosis and adenomyosis, Deanna specialized in women’s health, earning her Women’s Health Certificate and founding Restorative Solutions in Palm Harbor, Florida. Through evidence-based therapies, individualized one-on-one treatment, and flexible in-person, virtual, and in-home services, she has created a supportive space for individuals navigating pelvic health challenges. Guided by a holistic philosophy and a mission to restore vitality and confidence, Deanna blends professional expertise with lived experience to empower every patient she serves. In this episode, Dante and Deanna discuss: The difference between the reactive “sick care” model and a proactive wellness approachThe Four Pillars of Health: nutrition, exercise, sleep, and stress managementHow vagal nerve regulation impacts pelvic floor dysfunction and overall healthCommon misconceptions about pelvic floor therapy for women, men, and childrenThe emotional toll of chronic pelvic pain and the importance of safe, trauma-informed care Key Takeaways:  Pelvic floor dysfunction is common, but it is not normal. Leakage, pain with intimacy, or chronic back pain are signals that something is out of balance, and they are often highly treatable with the right care.A proactive approach to health can prevent long-term decline. By focusing on nutrition, exercise, sleep, and stress management, individuals can reduce dysfunction before it escalates into more serious conditions.The pelvic floor is part of a larger pressure management system in the body. When core muscles, breath mechanics, or alignment are off, the pelvic floor often compensates, leading to pain, tightness, or weakness over time.Chronic stress keeps the nervous system in fight-or-flight mode, which can worsen pain and dysfunction. Learning to regulate the nervous system through vagal nerve support helps restore balance and healing.True healing goes beyond physical treatment. Creating a safe space for patients to feel heard, validated, and hopeful is often the turning point in their recovery journey.  “Sometimes just being the person that can sit there and listen and you know, let them know that there is hope and that, you know, they're in a safe space, and that just reassure that they will get better.” - Deanna Marr Connect with Deanna Marr: Website: https://restorativesolutionsfl.com/  LinkedIn: https://www.linkedin.com/in/deannamarr/  Facebook: https://www.facebook.com/RestorativeSolutionsFL/  Instagram: https://www.instagram.com/restorativesolutions  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Tichina Burnett, LCPC, NCC, is the Founder and Clinical Director of The Mending Corner LLC, a holistic therapeutic practice dedicated to meaningful emotional healing. With over 11 years of experience, she supports individuals navigating grief, suicidality, depression, anxiety, and relational challenges through transparent dialogue, internal grace, and evidence-based care. Tichina’s work bridges clinical rigor with community-rooted healing, honoring cultural context, ancestral repair, and personal transformation while helping clients integrate trauma and reclaim their inherent worth. In this episode, Dante and Tichina discuss: Why trauma must be integrated rather than avoided or gotten overThe role of internal grace, softness, and self-forgiveness in emotional healingHow community care and access to mental health resources impact entire neighborhoodsMisconceptions about the stages of grief and emotional processingUsing humility, vulnerability, and listening to build healthier relationships Key Takeaways:  Grief is not a linear process that moves neatly from one stage to the next. It surfaces through memories, seasons, culture, and lived experience in deeply personal ways.Healing requires confronting trauma rather than avoiding it. When individuals integrate painful experiences, they uncover strength, flexibility, and new narratives of growth.Internal grace allows people to replace harsh self-judgment with compassion and softness. This shift helps individuals recognize their humanity and emotional needs without guilt.Mental health care must extend beyond clinical theory into real community-based support. Access, cultural awareness, and practical resources play a crucial role in emotional well-being.Worth is not something to be earned through perfection or productivity. Simply existing, learning, and growing is enough to justify care, compassion, and healing.  “Therapy is a place to come and lay your burdens down after you've already laid them down with God.” - Tichina Burnett Connect with Tichina Burnett: Website: https://themendingcorner.com  Facebook: https://www.facebook.com/TheMendingCorner/  Instagram: https://www.instagram.com/themendingcorner/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Talmar Anderson is a CEO catalyst on a mission to help business owners break free from the daily grind and step fully into true leadership. As the founder of Boss HQ, co-founder of The Time Machine Agency, and host of the Rock Your Bossitude podcast, she works with entrepreneurs who are ready to stop being stuck in the weeds and start leading scalable, sustainable businesses. With a bold vision to impact 100,000 business owners and help create 500,000 jobs, Talmar specializes in leadership development, strategic hiring, and organizational frameworks that turn overwhelmed operators into confident CEOs. Her work goes beyond growth; she helps business owners become the leaders their companies have been waiting for. In this episode, Dante and Talmar discuss: Why most business owners get stuck wearing every hat and how to break freeThe difference between facilitators, managers, and true implementation leadersHow the span of capacity limits growth and creates hidden leadership crisesWhy is scalability a stronger predictor of revenue than sales aloneBuilding leadership structures that allow CEOs to step out of daily operations Key Takeaways:  Many business owners believe growth requires working harder, but real growth comes from building the right leadership structure. When CEOs stop being the bottleneck, teams gain clarity, momentum, and ownership.Scalability must come before revenue growth. Without the right people, systems, and workflows, revenue increases only add stress and instability rather than sustainable success.Hiring for potential too early is one of the biggest traps small business owners fall into. Until a company is stable and profitable, leaders must hire people who can deliver results immediately, not someday.Span of capacity is a silent killer of growth. When seven to ten people report directly to a CEO, confusion, burnout, and misalignment become inevitable without management layers.True CEOs create space on their calendars. Unstructured time isn’t a luxury. It’s essential for strategic thinking, leadership, and long-term business health.  “As the CEO, you need unstructured, unrequired time. That's how you will best serve your company, and it feels completely the opposite, but we have to constantly be peeling away from your own.” - Talmar Anderson Connect with Talmar Anderson: Website: https://yourbosshq.com/  LinkedIn: https://www.linkedin.com/in/talmar-anderson-hiring-strategy/  Book with Talmar: https://vip.yourbosshq.com/zoomwithtalmar  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Foster Williams is the Founder of Search4UInc.com and Co-Founder of the Career Search Network, where he has dedicated his career to helping job seekers connect effectively with recruiters, hiring managers, and corporations nationwide. With deep expertise in recruitment, talent acquisition, career counseling, public speaking, and job search coaching, Foster is known for helping individuals shift their mindset, refine their strategies, and move quickly from job hunters to job holders. Through Search4UInc.com, he provides a dynamic platform that allows companies to post opportunities and engage directly with qualified candidates, while the Career Search Network equips job seekers with practical tools to navigate every stage of the hiring process—from interviews and offer evaluation to salary negotiation and landing the right role. Widely known as “The Job Father,” Foster also leads several of the nation’s most impactful career networking initiatives and blends faith, experience, and a genuine passion for service into his mission to empower both job seekers and employers to thrive. In this episode, Dante and Foster discuss: Why the human element still matters more than technology in today’s job marketHow networking and relationships can move your resume ahead of hundreds of applicantsWhat job seekers misunderstand about hiring managers and recruitersCommunication skills, professionalism, and how to present yourself beyond your resumeHow to use LinkedIn strategically, including connecting with leaders and CEOs Key Takeaways:  Technology may run the process, but people still make hiring decisions. Building real relationships can push you past the digital noise of online applications.Most hiring managers know what they need but struggle to define it clearly. Strong communication helps bridge the gap between your experience and their expectations.Job searching today requires more strategy and persistence than in the past. Encouragement, community, and guidance can significantly shorten the journey.Your communication style should adapt to the company you're pursuing. Relevance matters more than simply listing everything you've done.AI will become a powerful tool in the workplace. Those who learn to use it effectively will have a clear advantage in future job markets.  “We keep that human element alive, and that's going to make the difference.” - Foster Williams Connect with Foster Williams: Website: https://www.search4uinc.com/job-search/  LinkedIn: https://www.linkedin.com/in/fosterwilliams/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/Ultimate-Mortgage-Guide-Secure-Best/dp/1956220631  LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Myles Powell began his career as a civil engineer after earning a bachelor’s degree in Civil Engineering with a business minor from the University of Delaware, but he quickly discovered his true passion for food entrepreneurship. After a brief stint with the Food Network, he launched 8 Myles and spent the next several years balancing full-time work, completing his MBA, and growing the business. In 2018, Myles strategically shifted the brand to fill a gap in the market for premium, clean frozen comfort food, a move that accelerated its growth. By 2021, he left engineering to focus fully on scaling 8 Myles, driven by a clear vision to build one of the few Black-owned CPG companies valued at over $200 million. In this episode, Dante and Myles discuss: What CPG (consumer packaged goods) really means and why it’s such a competitive industryMyles’ transition from civil engineering to food entrepreneurshipAccess to capital and the lack of representation for Black-owned CPG brandsThe Shark Tank experience and lessons learned from pitching at the highest levelWhy brand storytelling matters more than taste alone Key Takeaways:  Entrepreneurship is rarely a straight line, and early missteps often provide the most valuable lessons. Taking time to build knowledge, momentum, and stability can make the difference between burnout and sustainable success.Building a CPG brand requires patience, focus, and discipline, especially in the early stages. Limiting products and perfecting a core lineup helps prevent unnecessary complexity.Frozen food doesn’t have to mean unhealthy or low quality. With the right ingredients and philosophy, convenience and real food can coexist.Access to capital remains one of the biggest barriers in CPG, particularly for underrepresented founders. Finding the right partners matters as much as finding funding.Strong brands solve real problems, not just taste preferences. When consumers understand how a product improves their lives, price becomes a secondary factor.  “Success is being profitable. I think that provides a level of stability that I think will also lead to a lot of mental clarity.” - Myles Powell Connect with Myles Powell: Website: mylescomfortfoods.com  LinkedIn: https://www.linkedin.com/in/myles-powell-5b529025/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]  The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Aaron McNair is a Spirituality Mindset Coach, Motivational Speaker, and transformational guide devoted to helping people awaken to their true power, resilience, worth, and unstopability. Drawing from deep spiritual roots, Bible college training, and lived experience, he blends mindset mastery with soul alignment to help individuals break emotional barriers, dismantle generational patterns, and step boldly into who they were created to be. Through coaching, keynote speaking, and media appearances, including GK Talks, Free of Fear Full of Joy, and The Black Male Impact, Aaron teaches the pillars of Consistency, Discipline, Motivation, and Mindset as the foundation of lasting transformation. Whether working one-on-one or inspiring audiences from the stage, he leads with compassion, authority, and conviction, calling others higher with his guiding principle: Master Your Mind, Master Your Life. In this episode, Dante and Aaron discuss: How Aaron discovered his purpose and stepped into spiritual mindset coachingBreaking generational patterns through self-awareness, desire, and personal growthHow mindset, words, energy, and belief shape reality and future outcomesHelping clients find self-worth, emotional resilience, and a higher callingReal-life transformations from clients rebuilding identity, happiness, and confidence Key Takeaways:  Mindset, discipline, and belief work together to sustain long-term emotional elevation. When motivation fades, discipline and consistency will carry you forward into the life you desire.Purpose often reveals itself through lived experience and the desire to uplift others. When you fully awaken to your calling and understand your gifts, you stop playing small and start living with intention.Personal transformation requires self-awareness, honesty, and a willingness to change. Words matter, thoughts matter, and the energy you put out attracts what comes back to you.Breaking generational patterns begins with desire. Nothing changes until someone decides they want more. Growth isn’t about fixing what's broken, but becoming a stronger, more expansive version of yourself.Faith, meditation, and quieting the noise help you hear your inner voice again. When you learn to silence distraction and fear, the path forward becomes clearer, and confidence grows with each aligned step.  “Do not ever allow anyone or anything to dim your light.” - Aaron McNair Connect with Aaron McNair: Website: https://aaronmcnair.com/  LinkedIn: https://www.linkedin.com/in/aaronmcnair100/  Facebook: https://web.facebook.com/profile.php?id=61557647236736&_rdc=1&_rdr# Instagram: https://www.instagram.com/aaronmcnair1000/  YouTube: https://www.youtube.com/@aminspirations1 TikTok: https://www.tiktok.com/@aaronmcnair1000  Substack: https://substack.com/@aaronmcnair  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Debbi DiMaggio is a California real estate leader who combines luxury market expertise with a deep passion for wellness-focused living, innovative design, and modern home technology. Serving clients from the East Bay to Beverly Hills and Los Angeles, she guides buyers, sellers, and investors through every stage of their real estate journey with clarity, empathy, and collaboration, especially those navigating major life transitions such as divorce, relocation, or empty nesting. Her mission extends beyond helping clients find a home; she supports them in creating living spaces that elevate health, harmony, and long-term well-being. A natural educator and storyteller, Debbi shares her experience through coaching, speaking, and writing. She is the author of multiple books, including her upcoming release, The Mindset In Motion Method to Conquer Your Goals (2026), and hosts the podcast Mastering the Art of Success, where she interviews top designers, entrepreneurs, wellness experts, and industry innovators. Whether supporting clients, coaching leaders, or inspiring audiences, Debbi is devoted to empowering people to envision and confidently step into their next chapter. In this episode, Dante and Debbi discuss: Why luxury housing and wellness-forward design now go hand in handHow hosting Mastering the Art of Success fueled new ideas, coaching, and entrepreneurshipThe five-step Mindset in Motion Method for conquering major goalsGuiding clients through emotionally heavy life transitions such as divorce, death, or downsizingTime management, alignment, habits, and how Debbi fits wellness into a high-speed life Key Takeaways:  Purpose doesn’t always show up right away. You often discover your calling by following curiosity and saying yes to opportunities. When work aligns with your values and energy, it becomes a mission rather than just a career.Wellness goes beyond fitness and nutrition. Our homes impact how we feel every day. Thoughtful choices around air, water, sleep, and environment can support long-term health and vitality.Transformation happens when mindset meets action. Belief, intention, and the right people in your circle make showing up and moving forward exponentially easier.Coaching, mentorship, and accountability can unlock progress when life transitions feel overwhelming. Even in grief, burnout, or uncertainty, a nudge from the right person can move you from paralysis to momentum.Real estate success begins with relationships and service. When you show up reliably, regardless of market conditions, trust, referrals, and opportunity continue to grow.  “You don't have to know everything. You just need to know how to find the answer.” - Debbi DiMaggio Connect with Debbi DiMaggio: Website: www.DebbiDiMaggio.com  LinkedIn: https://www.linkedin.com/in/debbidimaggiolifestyle/  Facebook: https://web.facebook.com/DiMaggioBettaGroup?_rdc=1&_rdr# Pre-order “Mindset In Motion Method”: https://delightful-hat-38502.myflodesk.com/mindsetinmotionbook  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Casey Miller has spent 19 years in the mortgage industry and currently serves as an Account Executive who is passionate about partnering with clients and helping them succeed through strong, strategic business practices. She holds two master’s degrees, one in Business and one in Education, and brings a unique educational perspective to the mortgage space after spending 14 years in teaching, including 10 years as a Special Education teacher and four years as a Second Grade teacher, before joining Advantage Credit. Recently relocating from Colorado to Alabama, Casey enjoys sailing, yoga, motorcycling, gardening, baking, and entertaining in her free time, and she dedicates a significant amount of her time to volunteering in the community. In this episode, Dante and Casey discuss: Common credit challenges borrowers and mortgage professionals faceTrigger lead legislation and consumer data privacy concernsCredit education versus traditional credit repair servicesThe importance of relationships, trust, and personalization in lendingHow changing market conditions are affecting lenders, buyers, and real estate professionals Key Takeaways:  Credit education empowers borrowers far more effectively than short-term credit repair. Understanding how scores are built creates lasting financial stability.Trigger leads have significantly impacted borrower experience, but pending legislation could shift control back to consumers through opt-in requirements.Maintaining open credit accounts and low utilization is often more beneficial than closing cards or eliminating all debt.Trust and relationship-building are essential in the mortgage process—borrowers want to know their lender cares beyond just closing the loan.Mortgage professionals who deeply understand credit reports provide far greater value to their clients.  “I think the best advice, I would say, is get to know your clients. I think this is, this is huge, not just their financials, which is what you see when you pull their credit report, but kind of who they are.” - Casey Miller Connect with Casey Miller: Website: http://www.advcredit.com/  LinkedIn: https://www.linkedin.com/in/millercasey/  Facebook: https://web.facebook.com/profile.php?id=100057837571789#  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]  The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Hilary Santana is the Studio Director and Owner of Little Apple Pilates Co. in Manhattan, Kansas, a boutique studio redefining wellness in the Midwest through inclusive and innovative movement. She holds a degree in Kinesiology with a Public Health focus from Kansas State University and is a Certified Polestar Pilates Practitioner, NPCP-Certified Instructor, and Kansas’s first certified Bungee Fitness Instructor, with additional certifications in Barre, Yoga, and TRX and foundational rehab-based training under Dr. Noelle Dowma, DPT. Hilary’s background includes advanced training in New York City under celebrity coach Jeff Halevy, which broadened her expertise working with diverse populations ranging from first responders and military personnel to dancers and everyday movers. Deeply committed to community health, she has contributed to initiatives such as Get Fit Topeka Style and partners with organizations supporting trafficking survivors, Kansas State University, and Fort Riley. In 2025, she expanded her impact by launching her own Pilates Certification Program, continuing her mission to make therapeutic, accessible movement available to all through education, retreats, and community-centered programming. In this episode, Dante and Hilary discuss: The key differences between Pilates and yoga, and who each practice serves bestHow Pilates improves posture, ergonomics, and daily movement beyond workoutsCommon misconceptions about Pilates, especially for men and athletesHow Pilates supports athletic performance, injury prevention, and longevityThe role of community outreach and why wellness thrives through connection Key Takeaways:  Pilates goes beyond traditional workouts by teaching body awareness, posture, and ergonomics that carry into everyday life. These movement patterns help people reduce pain, prevent injury, and move with greater confidence outside the studio.A community-centered approach to fitness creates deeper, longer-lasting results than exercise alone. When people feel supported and understood, they are more likely to stay consistent and committed to their wellness journey.Pilates serves as a bridge between the gym and physical therapy, offering both strengthening and restorative benefits. It supports clients who aren’t injured enough for rehab but need more than conventional fitness routines.Many men and athletes discover improved mobility, balance, and performance through Pilates. It strengthens underused muscles and corrects imbalances that traditional training often overlooks.Effective wellness does not have to be painful to be transformative. Feeling better, moving better, and gaining awareness are powerful indicators of progress.  “And so community is important, because what we have to tap into is we have to tap into people that are interested in longevity, honestly, right? Well, it's less about Pilates, it's more caring.” - Hilary Santana Connect with Hilary Santana: Website: https://www.littleapplepilates.com/  LinkedIn: https://www.linkedin.com/in/hilary-santana-3a912646/  Instagram: https://www.instagram.com/hilaryks9/  Facebook: https://web.facebook.com/hilary.k.santana/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected]   The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Steve Selengut is a veteran Investment Strategist with over 40 years of experience in private portfolio management. He is the creator of the Working Capital Model and the Market Cycle Investment Management Methodology—systems designed to help investors not only protect but also grow their spendable income through all market conditions. Known today as The Retirement Income Coach, Steve specializes in teaching people how to more than double the income their portfolio produces using strategies that turn market volatility into opportunity. He is the author of Retirement Money Secrets: A Financial Insider's Guide to Income Independence and the Founder of The Retirement Income Coach, LLC. Whether you’re planning for retirement or looking to transform your investment approach, Steve offers the insights and discipline to help you achieve lasting income independence. In this episode, Dante and Steve discuss: The Working Capital Model and how it differs from traditional investingBuilding multiple income streams from dividends, interest, and profitsWhy closed-end funds are ideal for income-focused investorsUsing Market Cycle Investing to turn volatility into opportunityCore investing principles: Quality, Diversification, Income, and Profit-Taking (QDI+PT) Key Takeaways:  Prioritizing income generation over market value growth creates long-term financial stability. It allows investors to enjoy consistent cash flow and freedom regardless of market conditions.Closed-end funds, dating back to the 1800s, remain one of the most effective vehicles for income investors. With potential returns of 7–10% annually, they often outperform traditional mutual funds in both yield and reliability.Successful investing begins with discipline—knowing what you own, diversifying across quality assets, and setting firm profit targets. Staying consistent with these habits builds confidence and minimizes emotional decision-making.Market downturns shouldn’t trigger fear; they reveal opportunity. When approached strategically, falling prices allow investors to acquire high-quality assets at attractive yields.Achieving true income independence means being unfazed by market swings. Your portfolio’s cash flow continues to support your lifestyle, regardless of how the markets behave. “Whether the market crashes or interest rates rise, it's not going to have any impact on my income. In fact, if either of those events occur in the long run, it's going to grow my income, because I'll then be able to buy things cheaper, at a higher yield, and since I'm making more money than I'm spending, I have the wherewithal to take advantage of the downturns. That's it. That's it in a nutshell.” - Steve Selengut Connect with Steve Selengut: Website: https://theincomecoach.net/  LinkedIn: https://www.linkedin.com/in/privateinvestmentmanagement/  Steve’s book: https://www.amazon.com/Retirement-Money-Secrets-Financial-Independence/dp/B0CGX114J9/  Facebook: https://www.facebook.com/groups/954938162597753  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it

Kendrick Watkins is the driving force behind Trenches Boxing and Fitness, a journey that began on the concrete floors of a Chicago garage and grew into a fully equipped, all-inclusive fitness facility. Founded in 2019, Trenches reflects Kendrick’s grit, discipline, and unshakable belief in starting over. More than a coach, he is a mentor, motivator, and movement maker whose mission is to meet people where they are—whether new to fitness or returning after setbacks—and help them fight for their goals. Offering a unique blend of boxing, athletic training, and personal development, Trenches continues to evolve while staying rooted in its ethos of resilience, recommitment, and results. In this episode, Dante and Kendrick discuss: The mindset of starting from zero and learning resilience from setbacksHow boxing serves as both therapy and a powerful entry point into fitnessThe role of community outreach and mentorship at Trenches BoxingBalancing personal growth, business expansion, and professional fightingThe importance of mental health and staying focused on the right path Key Takeaways:  Success is built on consistency, resilience, and the determination to put in the work without waiting for the “perfect” moment. Great things happen when you choose action over excuses.Boxing delivers far more than a workout—it offers therapy, discipline, and a safe space where people from all walks of life can grow stronger both physically and mentally.The toughest battles are often internal ones. Overcoming mental barriers and strengthening the mind is just as critical as training the body.Running a business without formal training requires flexibility and a willingness to learn. Mentorship and a strong support system can turn challenges into stepping stones for growth.Community engagement creates lasting impact. By mentoring youth and leading outreach programs, Kendrick is proving that giving back is as important as building success. “That mind. Getting you off the couch, getting inside the gym, is one of the biggest battles you're going to face. Once you get inside the gym, you’ve already won half the battle right there.” - Kendrick Watkins Connect with Kendrick Watkins: Website: https://www.trenchesboxing.com/  Instagram: https://www.instagram.com/therealestkendrick/  TikTok: https://www.tiktok.com/@trenchesboxing  YouTube: https://www.youtube.com/@Trenchesboxingtv  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Robin Wearley is a healthcare and aviation safety innovator whose career bridges medicine, air travel, and accessibility. A retired Flight Attendant and Cardiovascular Physician Assistant, she holds degrees in Organizational Behavior & Leadership and Health Communication from Boston University. Robin is the Founder of ADAPTS.org, creator of a portable transfer sling that ensures safe, dignified evacuation for travelers with disabilities. She also serves as Cabin Safety Advisor at All Wheels Up, advancing accessibility standards for wheelchair users on flights. With leadership roles at UCSF, Chester County Hospital, and Boehringer Ingelheim, as well as medical mission experience in Madagascar, Robin continues to champion inclusive design and safer travel experiences for all. In this episode, Dante and Robin discuss: The inspiration behind creating the ADAPTS portable transfer slingChallenges in bringing an accessibility product from idea to marketHow ADAPTS works during air travel and emergency evacuationsBroader applications of ADAPTS beyond aviation, including disaster relief and schoolsThe need for updated airline safety standards and accessibility reforms Key Takeaways:  Innovation is often sparked by empathy and the recognition of a single real-world problem, proving that meaningful change can begin with one person’s concern.True emergency preparedness goes beyond the basics—it must prioritize accessibility so people with disabilities are never left behind in a crisis.Although airlines have been slow to embrace inclusive safety measures, consumer demand and advocacy are pushing the industry toward long-overdue change.ADAPTS has already been tested in real emergency evacuations, demonstrating not just its practicality but its potential to save lives when seconds matter.Success in driving impact relies on more than just a good idea—it takes networking, persistence, and tapping into small business resources that can open unexpected doors. “You can't be too rich or too thin or have too many products for the disability community.” - Robin Wearley Connect with Robin Wearley: Website: https://www.adapts.org/  LinkedIn: https://www.linkedin.com/in/robinwearley/  Facebook: https://www.facebook.com/adapts.org/  Instagram: https://www.instagram.com/adapts_team/  YouTube: https://www.youtube.com/channel/UCKEi4c8OItySKGrtHpadx6w  Shop: https://adapts.myshopify.com/products/adapts-sling  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

LaTasha Sanders is an author, entrepreneur, and community advocate whose life reflects resilience, purpose, and faith. Rising from humble beginnings in Chicago, she transformed adversity into a mission of empowerment, spiritual growth, and community development. Through her inspiring children’s book Miracle Mommy on the Big Blue Truck and her TV show 4 At The Table, LaTasha shares stories of perseverance, leadership, and purpose. As a labor union business agent and dedicated advocate for gender equality, she uplifts others with both practical wisdom and spiritual insight. Her life’s work is a testament to determination, love for family, and a heart committed to helping others grow. In this episode, Dante and LaTasha discuss: From garbage truck laborer to author and community leaderHow Purpose Driven Life helped shape LaTasha’s callingCreating Miracle Mommy on the Big Blue Truck and its impactGender equality, apprenticeships, and breaking labor stereotypesUpcoming book: Miracle Mommy on Shopping in the Big Store Key Takeaways:  LaTasha’s journey proves that faith and perseverance can turn hardship into strength, while her dedication to community ensures her story uplifts others.By weaving her own experiences into Miracle Mommy on the Big Blue Truck, she offers children a way to understand resilience, loss, and the dignity of hard work.Women in the labor field continue to break barriers, showing not only that equality is possible but that excellence knows no gender.Starting at $9 an hour and steadily advancing to leadership, her career demonstrates the value of patience, persistence, and embracing each step of the process.Her mission doesn’t stop with one book—LaTasha is creating a storytelling legacy designed to inspire both children and adults for generations to come. “I can do all things through Christ who strengthens me. That's what I've learned. I can do anything, and so can you, and so can the next person. Whatever I put my mind to, I set forth, and I go at it. I could fail, or I can succeed, at least I try.” - LaTasha Sanders Connect with LaTasha Sanders: Instagram: https://www.instagram.com/miraclemommy2025/  LaTasha’s Book: https://www.amazon.com/Miracle-Mommy-Big-Blue-Truck/dp/B0DJN6F4X8  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Audrey Ehrhardt is a licensed attorney, certified behavioral consultant, and powerhouse CEO of Practice 42, where she’s built a national reputation for helping law firms grow smarter and stronger. From Elder Law and Estate Planning to legal marketing and team dynamics, Audrey brings deep insight into the challenges—and opportunities—shaping the future of law. Beyond her consulting work, she’s a passionate advocate for leadership development, lifelong learning, and community service. Audrey is also known for mentoring professionals across industries and empowering women entrepreneurs to build sustainable, purpose-driven businesses. In this episode, Dante and Audrey discuss: Audrey’s journey from solo practice to founding Practice 42 and legal consultingWhy turning “the magic in your head” into repeatable systems is essentialEffective hiring, intentional training, and career pathing strategiesBringing authenticity and voice into the legal professionKey shifts in estate planning and elder law, from tax law changes to long-term care planning Key Takeaways:  Many law firms unknowingly run on chaos as their default system. Real growth happens only when processes are intentional, documented, and consistently applied.Instead of rushing to fill roles, firms should focus on eliminating bottlenecks. With slow, thoughtful onboarding, new hires become long-term assets rather than quick fixes.Authentic leadership isn’t just about finding your own voice—it’s about harmonizing that voice with the culture of the team, especially across multiple generations.An estate plan should never be a “set it and forget it” document. It must evolve as laws change and families grow, ensuring it truly reflects your current reality.Success in law and business depends on a commitment to constant learning. Staying adaptable and shifting your mindset when challenges arise creates long-term resilience. “Sometimes we're in a work setting, and we're trying to find our voice, and it doesn't fit where we are right now. And so, our question has to be, do I stay here? Do I continue down this path? Or do I feel so strongly about my authentic voice? It's worth the risk to go out on my own and figure it out. And I will tell you right now, it's always worth the risk. If you have the vision of how you're going to help people, you will change the world. And so, we have to figure out how we're going to do that.” - Audrey Ehrhardt Connect with Audrey Ehrhardt: Website: https://practice42.com/  LinkedIn: https://www.linkedin.com/in/audreyehrhardt/  Facebook: https://www.facebook.com/practice42/  YouTube: https://www.youtube.com/channel/UCI-0QOM9ypSfT2ATVgLKGsw  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Zac Armstrong is a Navy Commander, former fighter pilot, and the founder of Empowerment Fitness—a high-performance coaching program built for ambitious professionals who want to excel in business, at home, and in their own bodies. With over 25 years of active duty service, Zac has led elite teams and managed complex operations, bringing discipline and clarity under pressure. His personal journey—including rebuilding after a difficult divorce—fuels his mission to help men realign their health, energy, and identity. Today, Zac coaches executives, fathers, and leaders through military-grade structure, health optimization, and accountability systems to perform at their peak without burning out. In this episode, Dante and Zac discuss: Leadership lessons from 25+ years in the Navy and as a fighter pilotWhy most executives don’t have a time problem, but a recovery problemThe power of morning routines and non-negotiables for peak performanceCommon overlooked habits that drain energy and disciplineHow Empowerment Fitness transforms lives through structure, accountability, and health optimization Key Takeaways:  Zac’s military leadership experience revealed that true success is built on people, not just completing the mission. Leading with empathy, adaptability, and understanding personnel needs is what drives lasting impact.High achievers often think they need more hours, but what they really lack is recovery. Prioritizing sleep, movement, and sunlight restores clarity, energy, and decision-making power.Morning routines aren’t just habits—they’re the foundation of peak performance. By making mornings non-negotiable, you set the tone for discipline and consistency throughout the day.Structure and accountability do more than keep you on track; they rewire your mindset and fuel transformation. With the right systems, clients not only improve health but also elevate energy and confidence.Your calendar isn’t just a schedule—it’s a mirror of your values. When you make time for yourself and the people you care about, you align your life with what truly matters. “What you put on your calendar is telling you what's important in your life, and if you can't make time for yourself or those other people that you ever care about, it's a reflection of your values.” - Zac Armstrong Connect with Zac Armstrong: Website: https://www.myempowermentfitness.com/  LinkedIn: https://www.linkedin.com/in/zac-armstrong-8489b9218/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Timalyn S. Bowens is the owner and lead accountant of Bowens Tax Solutions, where she helps individuals and businesses navigate the complexities of tax law with confidence. As an IRS-licensed Enrolled Agent, she has the authority to represent taxpayers nationwide, offering expert guidance in tax relief, planning, and compliance. A graduate of Bellarmine University with a background in accounting and professional writing, Timalyn blends technical expertise with clear communication. Through her podcast, Tax Relief with Timalyn Bowens, she empowers taxpayers and professionals alike with practical strategies and insights to overcome IRS challenges and achieve financial peace. In this episode, Dante and Timalyn discuss: The early exposure to accounting led to her passion for tax lawThe role of an Enrolled Agent and how they represent taxpayers before the IRSCommon tax issues individuals and business owners face, especially post-pandemicThe importance of tax planning, avoiding penalties, and staying compliantHow upcoming changes in tax law could impact individuals and businesses Key Takeaways:  Timalyn’s story highlights how early lessons in financial responsibility, like tracking church ledgers, laid the foundation for her passion for helping taxpayers today. Her journey shows that small experiences can grow into lifelong expertise.Most people don’t fall into tax trouble because they’re dishonest—it often stems from miseducation or simply not knowing how tax brackets and withholdings actually work. A little knowledge can prevent big problems.Filing your taxes on time, even if you can’t afford to pay the full amount, can save you from costly penalties. The failure to file can turn a manageable balance into a much larger burden.For business owners, keeping clean and updated books year-round is crucial. Rushing at tax time often leads to mistakes, late filings, and unnecessary stress.The Tax Cuts and Jobs Act is set to expire in 2025, and that could bring sweeping changes to individuals and businesses alike. Staying informed now ensures you won’t be blindsided later. “The people I work with are phenomenal at what they do. If they're business owners, however, taxes aren't their thing, and that's fair, because if taxes were their thing, they should be doing what I'm doing, not what they do.” - Timalyn Bowens Connect with Timalyn Bowens: Website: https://www.americasfavoriteea.com/  LinkedIn: https://www.linkedin.com/in/timalynsbowens/  YouTube: https://www.youtube.com/TimalynBowensEA  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

W. David Prescott and Michael Ashley bring together science, business, and storytelling to challenge today’s biggest debates on sustainability and capitalism. Prescott is a licensed professional geologist with over 30 years of experience in groundwater protection, remediation, and regulatory compliance, holding advanced degrees in Environmental Science and Business and pursuing a Ph.D. in Agricultural Science. Ashley, a former Disney story consultant and Chapman University professor, is the author of 20+ books—including four bestsellers—and a Forbes and Entrepreneur columnist. Together, they coauthored Creative Destruction: How ESG Mandates Are Destroying Capitalism, Costing You Money, and Wrecking America, blending hard science and sharp storytelling to spark bold conversations about the future of business and society. In this episode, Dante, David, and Ashley discuss: What ESG really means and how it impacts businesses and investorsWhy ESG mandates may undermine retirement savings and fiduciary responsibilityHow ESG policies are reshaping America’s energy independence and global competitivenessThe intersection of artificial intelligence and ESG scoring systemsPractical steps individuals and businesses can take to push back and protect capitalism Key Takeaways:  ESG is often framed as an ethical business, but it can trap companies in rigid compliance that stifles innovation. Instead of growing, businesses spend time meeting arbitrary standards.Most Americans don’t realize how ESG rules impact their retirement savings. Many unknowingly accept lower returns in the name of “sustainability.”Restricting U.S. oil, gas, and energy production harms more than the economy. It weakens national security and empowers rivals like China, Russia, and Venezuela.AI now drives many ESG scores, tracking everything from diversity to carbon use. This technology can block businesses from accessing capital and enable financial control.The best defense against harmful ESG mandates is knowledge and courage. Open discussion and education can help protect free-market capitalism. “The last few years have shown us that it's very easy to make people fearful, and fear can be contagious. But on the other hand, so can bravery. And if just one business owner says, ‘You know what, I'm not going to do this, and my people aren't going to do this,’ that bravery can spread. And our hope is that people will read this book and say, ‘You know what, this is a joke. This is un-American, and I'm going to be brave. I'm not going to let this stand.’ That is how we begin to combat ESG and take back America.” - Michael Ashley Connect with David and Michael: Website: https://creativedestruction.gr-site.com/  LinkedIn: https://www.linkedin.com/in/w-david-prescott-p-g-b1600714/                 https://www.linkedin.com/in/michaelashleywriter/  Amazon link for the book: https://a.co/d/0nXXz7B  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Shawn D. Nelson is the founder and CEO of Lovesac, the furniture company known for its modular couches and big ideas. He’s also the author of Let Me Save You 25 Years: Mistakes, Miracles, and Lessons from the Lovesac Story, where he shares the wild ride of building a disruptive brand from scratch. With a BA in Mandarin Chinese and a Master’s in Strategic Design and Management from Parsons, Shawn blends creativity with strategy—skills he later passed on as an instructor. In this episode, Dante and Shawn discuss: The story of Lovesac, from a basement experiment to a public company on NASDAQThe philosophy of “Design for Life” and how it challenges planned obsolescenceThe role of sustainability in product design and corporate growthKey business challenges faced while scaling Lovesac to 300+ locations and 2,000 employeesShawn’s book Let Me Save You 25 Years and the entrepreneurial lessons behind it Key Takeaways:  Innovation often begins with the smallest spark of creativity — in Shawn’s case, turning chopped-up camping mattresses into a giant beanbag that would later inspire a global brand. This shows how unconventional ideas can become billion-dollar businesses when nurtured with persistence.The “Design for Life” philosophy redefines consumer products by ensuring they adapt and evolve with customers rather than being discarded. It’s a direct challenge to disposable culture and planned obsolescence, creating long-term value and loyalty.Sustainability isn’t just about recycled materials or eco-friendly fabrics; it starts with building a business that is profitable and resilient enough to survive. Only then can a company invest in meaningful practices that truly benefit the environment and its customers.Scaling a company is never a straight path — it means confronting constant challenges in manufacturing, hiring, and competition. The difference-maker is empowering talented people to own their roles fully, which fuels both growth and innovation.True long-term success comes from pairing big, ambitious goals with patience that endures through downturns and setbacks. By maintaining this mindset, entrepreneurs can weather tough seasons and be ready to accelerate when the timing is right. “If you make really good stuff, if it can't be on trend, if it can't change with the times, if it can't grow with you, shrink with you, change with you, move with you, then you're going to leave it behind — whatever it is, not just couches.”  - Shawn D. Nelson Connect with Shawn D. Nelson: Websites: https://www.lovesac.com/ , https://shawndnelson.com/  LinkedIn: https://www.linkedin.com/in/shawndnelson/  Instagram: https://www.instagram.com/shawnoflovesac/  Podcast: https://shawndnelson.com/podcast/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Rodney Allen is the founder of the Chicago ILLectuals Podcast — a platform where intellect meets culture, conversation meets authenticity, and success stories rise from the grind. More than just a podcast, Chicago ILLectuals shines a light on those who have defied the odds, navigated adversity, mastered perseverance, and made their mark in industries ranging from politics to the arts, education to activism, and, of course, hip-hop culture. In this episode, Dante and Rodney discuss: How the Chicago ILLectuals Podcast was born during the pandemic The impact of Rodney’s 2008 youth program on shaping future leaders and professionalsHis approach to podcasting through the lens of policy, mental health, and activismThe role of hip hop culture in social change and the challenges of positive messaging in a commercialized industryTurning podcast interviews into academic research to oppose dominant narratives about African American women in Chicago Key Takeaways:  Rodney launched the Chicago ILLectuals Podcast as a platform for authentic storytelling from within the culture, determined to push back against narratives shaped by outsiders. His mission is to spotlight voices and experiences that rarely get the mainstream stage.Through his 2008 youth program, Rodney helped transform lives, mentoring young people who would go on to become business owners, pilots, and leaders. He believes early exposure to opportunity can alter the course of a life.For Rodney, success isn’t a one-size-fits-all concept. It’s the result of personal growth paired with professional advancement, shaped by each individual’s own vision and goals.The positive side of hip hop still thrives, but you won’t find it on the surface. Due to corporate control of mainstream music, discovering uplifting messages requires active seeking.What began as a podcast is now influencing academic research. Episodes have been used to challenge stereotypes and present powerful, data-backed counter-narratives about African American women in Chicago. “The podcast is a bit different, and the framework was established to really afford us — and when I say us, I mean Black people — to tell our own stories. Far too often, man, throughout history, we've had others frame our narrative, and the negative depictions that are put out — we're not saying that they don't exist — we're saying that that's not the whole story. There's more to us than what you see on social media, and I feel like this podcast is putting a dent in the perspectives that people outside of our culture may have about us.”  - Rodney Allen Connect with Rodney Allen: YouTube: https://www.youtube.com/@ChicagosILLectualsPodcast  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Martha Allen is a remarkable figure dedicated to guiding both established and aspiring couples on a transformative journey toward fulfilling relationships. Her approach centers on three key pillars: faith, finance, and foundation—offering couples the tools to build profound connection and clarity as they navigate life together. With over 40 years of experience as an inspirational speaker, Martha has helped countless couples plan their lives and weddings while strengthening their bonds. She is the author of several books on relationship dynamics and personal growth and has traveled extensively as a keynote speaker, sharing her insights on building strong, resilient partnerships at conferences and events worldwide. In this episode, Dante and Martha discuss: The three pillars of a strong relationship: faith, finance, and foundationThe importance of self-preparation before entering a committed relationshipCommunication breakdowns and how to repair them with mutual respectFinancial independence and joint planning in partnershipsReal-life stories of relationship red flags, resilience, and recovery Key Takeaways:  Preparation is powerful. Relationships are more likely to succeed when both individuals invest in their own spiritual, emotional, and financial growth before entering a long-term commitment.Faith isn’t about religion—it’s about resilience. Having a personal belief system provides inner strength and guidance when life throws inevitable challenges your way.Shared responsibility doesn’t mean losing independence. While joint accounts promote financial transparency, maintaining separate personal funds ensures each partner retains autonomy and the ability to give or act freely.The way you talk matters as much as what you say. Difficult conversations should never be held in anger—give each other time and space to reflect before addressing sensitive issues with calm, mutual respect.There’s no excuse for abuse. Any form of verbal or physical mistreatment is a serious red flag, and it should prompt immediate reflection on the safety, health, and viability of the relationship. “Physical abuse, verbal abuse—you don’t do those things to people you truly love. And if you do, then you need to reevaluate what love is, change some of the thought patterns in your own mind, and come together and work together. I don’t believe in a woman abusing a man, and I don’t believe in a man abusing a woman. It goes both ways.” - Martha Allen Connect with Martha Allen: Website: https://www.titownmotivation.com/  LinkedIn: https://www.linkedin.com/in/martha-allen-speaker-inc-self-help-success-motivational-for-students-a3b810131/  Martha’s Books: https://www.amazon.com/stores/Martha-Allen/author/B09VLHSZXT  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Matricia Jackson is a powerhouse in Chicago real estate with almost 30 years of experience as a broker, investor, mentor, and educator. She’s the founder of Matricia Jackson & Co. and We Wealthy University—both focused on helping families and professionals build real estate wealth with strategy and confidence. Her mission? To make ownership possible and profitable—for everyone. From first-time homebuyers to seasoned investors, Matricia brings hands-on expertise, strong negotiation skills, and heart to every deal. She leads a top-producing team, hosts wealth-building masterminds, and continues to grow her own investment portfolio across Illinois and beyond. When she’s not closing deals, she’s pouring into her community, spending time with her family, or coaching her agents toward their next level. In this episode, Dante and Matricia discuss: Why mentorship is crucial for success in real estateThe real steps to start building wealth through homeownershipWhy “neutral market” doesn’t mean “no opportunity”Mistakes new investors make and how to avoid emotional buyingHow Matricia empowers underserved communities through education and coaching Key Takeaways:  Mentorship is a game-changer. Shadowing experienced professionals helps you navigate real estate’s complexities faster and avoid the kind of missteps that cost time and money.Start with your ‘why’ before making a move. Partnering with a strategic real estate advisor who understands your goals sets the foundation for smart, intentional wealth building.Emotions have no place in your investment math. Many new investors make the mistake of falling in love with a deal—successful ones stick to the numbers and plan for the unexpected.It’s not a buyer’s market. It’s not a seller’s market. According to Matricia, it’s a neutral market—full of opportunities for buyers, sellers, and investors alike, if they know where to look.Closing the wealth gap starts long before closing day. Educating communities, debunking myths, and teaching financial literacy early on are essential to expanding access to homeownership. “If you never get started, you will never know how it feels to begin to build wealth.” - Matricia Jackson Connect with Matricia Jackson: Website: https://www.matriciajackson.com/  Phone: (708) 680-6605  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Shuwanda Hudson is a Chicago native whose career spans the fields of accounting, early childhood development, and psychology. She earned her MA in Clinical Mental Health Counseling from North Park University and is currently a Licensed Clinical Professional Counselor (LCPC) in the Chicago area. Shuwanda is deeply committed to serving individuals who have been traumatized and marginalized. She thrives on creating a space of comfort and transparency to support others on their personal journeys of growth and healing. In this episode, Dante and Shuwanda discuss: The layered impact of trauma and the importance of giving people space to express themselvesMisconceptions about therapy and how seeking help is an act of self-careHow emotional awareness and internal goals support better relationshipsShuwanda’s new book, Sipping Your Own Tea, and its focus on self-love and emotional intelligenceThe practical barriers to mental health care and how to find the right therapist Key Takeaways:  Trauma doesn’t look the same for everyone. The most powerful act of support can be simply holding space and letting someone share their story without judgment or interruption.Seeking therapy isn’t a weakness—it’s an act of bravery and a declaration that you’re worth healing. It’s one of the most empowering forms of self-investment.Emotional intelligence begins with learning to name what you’re feeling properly. By identifying emotions with precision, you unlock the ability to respond rather than react.Finding the right therapist is a journey in itself. It’s not only acceptable but encouraged to meet with different professionals until you feel aligned and supported.Incorporating just a few minutes of quiet reflection each day can center your mind. Practices like mindful breathing or simply observing your environment can sharpen your emotional awareness and provide daily grounding. “Having therapy or searching out therapy is the most courageous thing that anyone can do, because it's a form of self-care.” - Shuwanda Hudson Connect with Shuwanda Hudson: Website: https://care.headway.co/providers/shuwanda-hudson  LinkedIn: https://www.linkedin.com/in/shuwanda-hudson-50901488/  Email: [email protected]  Shuwanda’s Book: https://www.amazon.com/Sipping-Your-Own-Tea-Hudson/dp/B0DYPL8KCZ  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Brandon “Mr. Finance” Ellington, founder of Access Capital Today Inc., is a seasoned finance expert with over 20 years in the mortgage industry. Raised in Chicago by his entrepreneurial mother, Brandon was inspired early by her success in real estate and her commitment to community empowerment. He now specializes in credit-based lending, bank statement loans, and over 60 innovative financial programs nationwide. With a passion for educating underserved communities, Brandon helps individuals build wealth, legacy, and retirement income—even without traditional proof of income. As a dynamic radio personality and event host, he empowers others to take control of their financial future and create lasting change through strategic lending and financial literacy. In this episode, Dante and Brandon discuss: How Brandon’s mother inspired his journey into real estate and financial educationWhy good credit often outweighs proof of income when building wealthBrandon’s strategies for commercial property investing and maximizing NOIThe importance of financial literacy, life insurance, and family legacy planningHow Brandon uses media platforms to educate underserved communities Key Takeaways:  Wealth building doesn’t require a high income—it starts with strong credit, a solid game plan, and the courage to take action. Strategy and mindset often matter more than a paycheck.Lack of financial literacy—not lack of potential—is what keeps most people from opportunities. When you understand how the system works, you realize you were always more qualified than you thought.Real estate remains a powerful tool for building wealth through equity growth, cash flow, and tax-advantaged gains. It's one of the few vehicles that offers leverage, control, and generational impact all in one.By investing early in life insurance and your family’s credit profile, you’re planting seeds for generational wealth. Smart financial planning today can create a legacy that outlives you.True financial growth comes from consistency, creative leverage, and an unshakable belief in your own potential. Surviving is passive—thriving takes proactive, strategic movement. “It's not about a 'hey, look at me' moment. It's about more. What can I give back? Because I want to do more things that affect the community, that exact change, and that build wealth that catapults for generations.” - Brandon Ellington Connect with Brandon Ellington: Website: https://brandonmrfinance.com/  LinkedIn: https://www.linkedin.com/in/brandon-ellington-31680814a/  Facebook: https://www.facebook.com/brandon.mrfinance/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Ernest B. Fenton is the Founder and Managing Partner of the Law Office of Ernest B. Fenton, a rapidly growing firm based in Chicago with a focus on civil litigation and estate planning. A Harvard Law graduate with a background in business management, Attorney Fenton brings deep expertise in residential and commercial transactions, contract drafting, business formation, and negotiation. Beyond his legal practice, he is also an educator, author, and entrepreneur—having successfully launched small businesses in both the retail and real estate sectors. A proud U.S. Army veteran, Fenton remains deeply committed to community service, dedicating his time to causes such as foreclosure prevention, social justice, and building generational wealth. In this episode, Dante and Ernest discuss: Why communities of color urgently need asset protection educationThe biggest pitfalls people face when they finally acquire wealthHow silence and strategy are powerful tools in business and estate planningErnest's journey from real estate transactions to foreclosure defense and beyondPractical tips for structuring your business the right way—starting with a layup Key Takeaways:  Asset protection isn’t reserved for the ultra-wealthy; it’s a vital step for anyone serious about creating and sustaining generational wealth. The earlier you put safeguards in place, the better positioned you’ll be to pass on what you’ve built.Most people don’t think about protecting their assets until a crisis hits—and by then, it’s often too late. Proactive planning is key to avoiding preventable financial loss.Ernest stresses that true business growth requires time spent on the business—building systems, strategies, and structure—not just hustling inside it day-to-day.Success doesn’t always make noise. Strategic silence and staying behind the scenes often give entrepreneurs the edge they need to protect and grow their influence.Even without a formal structure, assembling a board of trusted advisors can dramatically sharpen your decision-making. A fresh set of eyes can reveal opportunities—and risks—you might otherwise miss. “At the end of the day, it’s not about how much of your knowledge you sold—it’s about how much of your knowledge made an impact.” - Ernest B. Fenton Connect with Ernest B. Fenton: Website: https://www.attorneyernestfenton.com/  Facebook: https://www.facebook.com/people/Ernest-B-Fenton/100063654759124/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Natalie A. Ramos is the Director of Individual Giving at Teach For America, with over 15 years of experience in philanthropy and nonprofit development. She has raised millions through major donor strategies and is known for her empathetic, relationship-first approach to fundraising. Passionate about equity, inclusion, and professional growth, Natalie serves as Co-chair of AFP’s Latinx Affinity Group and sits on AFP’s IDEA Committee. She’s also a member of Somos El Poder and the Chicago Council on Planned Giving, and a 2023 AFP ICON Diverse Communities Scholar. Outside of work, she’s a proud soccer coach and PTA volunteer. Natalie is driven by a deep commitment to meaningful partnerships that fuel community impact. In this episode, Dante and Natalie discuss: How Natalie’s early volunteer experiences shaped her career in nonprofit fundraisingThe power of networking and personal branding in the nonprofit spaceBalancing motherhood with a mission-driven professional lifeHow social media builds connections and keeps professionals top of mindPractical advice for anyone looking to transition into the nonprofit sector Key Takeaways:  Fundraising isn’t just about hitting numbers—it’s about cultivating authentic relationships rooted in empathy and understanding. Success comes when donors feel truly seen and connected to the mission.Networking thrives on purpose. Instead of chasing volume, focus on creating meaningful, lasting connections that align with your values and goals.Think of social media as your digital handshake—it allows others to discover your professional identity and can open doors you didn’t even know existed.Work-life balance isn’t a fixed formula. It's about staying flexible and making intentional choices that align with your personal values and your family’s needs.Sometimes, the best way to move forward is to reach out. Proactive networking and learning from mentors can open pathways into the nonprofit sector that aren’t advertised on job boards. “It’s really more about helping the community overall and making the world a better place. That’s why I’ve always gravitated to nonprofits—because you get the good feeling of knowing the work you’re doing is helping someone beyond yourself. And for me, that impact and giving back to the community is really important.” - Natalie Ramos Connect with Natalie Ramos: LinkedIn: https://www.linkedin.com/in/natalieramos/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Brent Wilk is the founder, managing broker, and owner of Wilk Real Estate, an independent brokerage based in the southwest suburbs of Chicago. He and his team serve clients across the greater Chicago area and 14 northern Illinois counties. With over 20 years in the industry, Brent has successfully closed more than 2,200 property sales. While his focus is primarily on residential real estate, Brent also brings valuable experience in commercial transactions. His expertise spans traditional sales, REO properties, short sales, probate and estate sales, relocation, land deals, investor services, and portfolio asset management. In this episode, Dante and Brent discuss: How Brent transitioned from banking to founding Wilk Real EstateLessons from surviving the 2008 housing crash and building an independent brokerageWhy trust, referrals, and personal branding matter more than company logosCurrent real estate trends and the importance of pricing in today's marketBrent’s role as a community leader, youth coach, and radio host is giving back Key Takeaways:  Journey to success wasn’t instant; it was forged through relentless dedication, mentorship from seasoned professionals, and hands-on experience that taught him more than any textbook could. Real-world learning became his foundation for long-term growth.The agent—not the brand—makes the difference. Clients gravitate toward authenticity, reliability, and availability far more than flashy corporate logos.The 2008 housing crash tested Brent’s resilience, but instead of backing down, he leaned in, adapted, and emerged with deeper industry insight and sharper business instincts.A common mistake Brent sees is overpricing based on emotion or aspiration. Instead, he emphasizes grounding pricing strategy in market data, comps, and actual home conditions to avoid extended listing periods.Whether he’s coaching youth baseball or highlighting local businesses on his radio show, Brent is driven by a commitment to community and the belief that legacy is built through service and influence beyond the closing table. “I see a lot of agents who rely on the logo of the company they’re with and assume that the company is what’s making them money. That’s wrong. It’s absolutely incorrect. It’s the person doing the communicating on behalf of the company who’s building their own fortune and success.” - Brent Wilk Connect with Brent Wilk: Website: https://chicagoareahomeexpert.com/  LinkedIn: https://www.linkedin.com/in/brentwilk/  Phone: 815-230-5356 Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Kent Nichols is the Treasurer and CFO of the Lake Region Conference of Seventh-day Adventists, a faith-based organization headquartered in Indianapolis, Indiana, that has been uplifting communities since 1945. With over two decades of experience in finance and pastoral ministry, Kent oversees all financial operations, ensuring transparency, integrity, and efficiency. He treats donated funds as a sacred trust and is committed to using every dollar to support meaningful programs, outreach, and education. Under his leadership, the conference honors its mission to serve with purpose, accountability, and a deep commitment to glorifying God through sound financial stewardship. In this episode, Dante and Kent discuss: Journey from financial consulting to pastoral ministry and CFO leadershipThe Lake Region Conference’s funding structure, including tithes and community outreachChallenges in managing budgets for a nonprofit ministry across five statesStrategic efforts to promote financial literacy and generational wealth within the churchThe vision to launch an endowment fund and expand grant-based community impact Key Takeaways:  Kent blends pastoral ministry with financial leadership, bringing both compassion and structure to his role as CFO. His unique background allows him to lead with integrity while supporting spiritual and operational goals.Overseeing finances for more than 120 churches demands a careful balance of transparency, accountability, and responsiveness to the needs of diverse communities. Kent and his team ensure resources are allocated to maximize ministry impact.With today’s unpredictable economic climate, Kent emphasizes the need for thoughtful budgeting and strategic planning. Adapting to shifts in income and donor behavior is critical for long-term stability.Financial literacy isn’t just a buzzword—it’s a mission. Kent is co-authoring a book and developing a curriculum to equip church members with tools for budgeting, investing, and retirement planning.His vision for the future includes creating an endowment fund that provides free Christian education and expanding grant programs that directly serve the community. Legacy giving and trust development are also key to sustaining the ministry’s reach for generations to come. “I want to create an endowment fund so that any child who wants a Christian education can get it for free. That’s the vision—to use our blessings to bless others, now and for generations to come.” - Kent Nichols Connect with Kent Nichols: Website: https://www.lrcsda.com/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Olivia White, an Aurora, Illinois native and seasoned realtor, understands the trust her clients place in her and strives to exceed their expectations. With over 15 years in the real estate industry, Olivia is dedicated to making each transaction smooth and transparent. Before pursuing her career as a realtor, Olivia spent over 7 years in the mortgage field, working as a loan processor, closer, and funder. This experience has given her a unique insight into her clients' needs and the entire home-buying process. As a homeowner herself, Olivia is familiar with the challenges and excitement of buying a home. She takes pride in helping local buyers and sellers navigate the real estate market with confidence. In this episode, Dante and Olivia discuss: How Olivia’s mortgage background enhances her work as a realtorThe emotional journey of first-time home buyers and how she supports themThe importance of education in easing buyer anxietyStrategies for preparing homes for sale in a competitive marketOlivia’s mission to educate her community about homeownership Key Takeaways:  Olivia’s mortgage background gives her a unique edge in real estate—she doesn’t just sell homes; she translates the entire financing process in a way that clients can easily grasp and feel confident navigating.She makes education a top priority, walking clients through everything from managing their credit to understanding inspection reports and timelines, ensuring they’re never left in the dark.The emotional impact of a home purchase is just as meaningful as the transaction itself—especially when a first-time buyer realizes their dream is becoming a reality.When working with sellers, she leans on data and market insight to build trust and guide pricing conversations, knowing that transparency is key in today’s information-heavy landscape.Her mission goes beyond closings—Olivia is actively working to bring real estate education into schools, churches, and communities to demystify homeownership for those who may think it’s out of reach. “Seeing the moments where people realize it's actually happening—the dream of homeownership is coming true. You're gaining a high level of security for yourself and your family. Those are my high moments.” - Olivia White Connect with Olivia White: Facebook: https://www.facebook.com/OliviaWhiteRealtor/  Instagram: https://www.instagram.com/ownwitholivia/  Phone: 630-532-1539 Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Raina Kilgore is a Licensed Marriage & Family Therapist and Certified Alcohol & Drug Counselor with over a decade of experience in human and social services. She holds dual Master’s degrees in Marriage & Family Counseling from Adler School of Professional Psychology and Human Service Administration from Spertus College. Raina is also certified in DBT Therapy and has led impactful work in corrections, mental health hospitals, and child welfare. She’s developed and led programs addressing mental health and substance abuse, including teen prevention initiatives and family reunification efforts. Passionate about breaking down barriers, Raina is committed to helping individuals and families build healthier, more empowered lives. In this episode, Dante and Raina discuss: The origin and mission behind ZEM TherapyWhy therapy shouldn't wait for a crisisThe difference between CBT, DBT, and trauma-informed therapyCommon communication breakdowns in relationshipsThe evolving role of love languages and emotional connection in couples counseling Key Takeaways:  Therapy isn’t just for when something’s broken—it’s also a powerful tool for growth. Even those in a good place can benefit from therapy to strengthen what’s already working and create new possibilities.Many communication issues arise not from disagreement, but from misaligned interpretations of the same topic. Couples may be discussing the same subject—but not in the same way.Loving your partner effectively means understanding their needs, not just expressing your own. It’s about discovering what truly resonates with them and showing up in ways that matter most.Through DBT and CBT, clients can challenge limiting beliefs and reshape harmful thought patterns. These evidence-based methods help bring clarity and control to emotional experiences.Nothing replaces face-to-face conversations when it comes to emotional connection. While texting offers convenience, meaningful dialogue thrives on presence, tone, and undivided attention. “I am not a judge, and so this is not—you’re not on a trial here. Even if a person is doing something that is not favorable, they still need empathy, they still need compassion, they still need someone to hear them.” - Raina Kilgore Connect with Raina Kilgore: Website: https://zemtherapy.org/  Phone: 708-414-6842 Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Nicole Barton has been shooting professionally since 2009. Over the course of her career, she has earned Bronze and Silver in the Portrait Masters Competition and placed in international competitions. She is the creator of Crowned In Silver Magazine and the She Is Tulsa documentary, art exhibit, and magazine—as seen on the Oprah Winfrey Network, Channel 2 News, Channel 8 News, and Fox 23. She is also the creator of the She Is OKC documentary and magazine, as well as the Be|Tween documentary film and photo exhibit. Her work has been published in Forbes, Ebony Magazine, and other notable outlets. Empowering women of all sizes, shapes, shades, and ages through representation in beautiful imagery has been her mission for over a decade. What drives her passion is the bond she builds with the women she meets and witnessing their transformation as they see themselves in a new light. In this episode, Dante and Nicole discuss: Childhood inspiration from Vogue sparked Nicole’s love for photographyShifted mindset from starving artist to thriving creative entrepreneurEmpowers women 40+ through confidence-boosting portrait sessionsOvercame challenges around pricing, value, and redefining professionalism Launching Be|Tween and family legacy films to preserve untold stories Key Takeaways:  By intentionally highlighting overlooked individuals, Nicole creates imagery that validates and celebrates their experiences. Her work helps expand what society considers worthy of attention.Success in art isn’t reserved for a select few—it belongs to those willing to break traditional molds and redefine their value.Her portraits do more than capture faces—they shift mindsets, restore confidence, and affirm identity in ways that ripple beyond the studio.Nicole adapts to each client’s energy, creating a safe space that invites authenticity without pressure or performance.By intentionally choosing the voices and visuals in her daily life, Nicole stays connected to the issues and stories that fuel her creativity. “You got to be excited to get up and do it. Because, you know, the money part of it can be a little trickier, because it's art, and the way that you're going to be able to make it a sustainable career is because you love to get up and do it. And I think you really have to have tunnel vision about who you allow to influence your decision about your craft.” - Nicole Barton Connect with Nicole Barton: Website: https://www.nicolebartonphotography.com/  Facebook: https://www.facebook.com/nicolebartonphotography  Instagram: https://www.instagram.com/nicolebartonphotography/  TikTok: https://www.tiktok.com/@nicolebartonphotography  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Benaiah Link, MA, MS, QMHP, is a Qualified Mental Health Professional with over 16 years of experience specializing in trauma, anger management, and holistic well-being. He combines therapeutic approaches such as CBT, client-centered, and solution-focused counseling with his background as a personal trainer to address issues like depression, anxiety, and behavioral disorders. Benaiah currently serves as Senior Curriculum Specialist Supervisor at Youth Guidance's Becoming A Man (BAM) program and provides telehealth therapy through HELP, LLC. He holds degrees in Psychology, Sports-Exercise Psychology, and Clinical Mental Health Counseling, and is a member of Alpha Phi Alpha Fraternity, Inc. In this episode Dante and Benaiah discuss: The connection between physical fitness and mental health recoveryWhy trauma is often misunderstood and how it shows up in everyday lifeCommonly misdiagnosed mental health issues like ADHD in childrenThe therapeutic intake process and how treatment goals are setHow journaling, deep breathing, and exercise help manage anxiety and depression Key Takeaways:  Trauma isn’t always dramatic or life-threatening—sometimes, even seemingly minor childhood experiences like punishments or emotional neglect can deeply affect adult mental health. Recognizing and addressing these hidden wounds is essential for true healing.One of the most powerful tools for calming the mind is also the simplest—deep breathing. Practicing it regularly can help reduce anxiety and bring clarity in overwhelming moments.ADHD is frequently over diagnosed, particularly in Black and Brown communities, due to a lack of cultural and environmental context in assessments. Before labeling behavior, it’s crucial to understand the broader circumstances influencing it.Effective therapy goes far beyond conversation. It involves setting specific treatment goals, regularly assessing progress, and actively working through emotional and behavioral patterns.Exercise isn't just for physical health—it can be a therapeutic tool for managing stress, anxiety, and depressive symptoms. Incorporating movement into mental health routines can shift focus and elevate overall well-being. “Trauma doesn’t have to be dramatic—a near miss, a punishment, even a childhood scolding can quietly shape our anxiety as adults. One of the most important steps in healing is learning to debrief and seeking help when needed.” - Benaiah Link Connect with Benaiah Link: Websites: https://www.psychologytoday.com/us/therapists/benaiah-link-chicago-il/1041074  https://www.help-llc.org/benaiah-link  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Alecia Bolton is a Certified Fund Manager with over 10 years of experience investing in real estate. She has managed and invested in more than $10 million worth of real estate assets, including mortgage notes and residential properties. With over 20 years of experience in IT project management at Fortune 500 companies such as Boeing and Alaska Airlines, Alecia brings a strong operational and systems-focused approach to asset management. She has been recognized for Outstanding Leadership in finance and featured on several investing podcasts. Alecia is the founder of Firefly Solutions, where she creates courses and tools for investors interested in building wealth through performing notes. She’s also recently expanding into multi-family investments to build generational wealth. In this episode, Dante and Alecia discuss: How Alecia got started in real estate after becoming an “accidental landlord.”The difference between performing and non-performing mortgage notesStrategies to mitigate risk and maximize passive cash flowWhy Firefly Solutions was launched to support new note investorsTrends in real estate and Alecia’s pivot into commercial and multifamily assets Key Takeaways:  Alecia’s real estate journey began unexpectedly when the 2008 housing crash turned her into an “accidental landlord.” What started as a temporary solution became the foundation of her investment career.Performing mortgage notes provide steady, passive income with minimal management. Compared to non-performing notes, they offer a more consistent and time-efficient strategy.Success in note investing isn’t about finding a website—it’s about building real relationships. The best deals often come through trusted networks and industry connections.Recognizing a gap in educational resources, Alecia founded Firefly Solutions. Her goal is to equip new investors with the tools and systems she wishes she had early on.As the commercial market faces financial strain, Alecia is shifting focus toward multifamily opportunities. She sees this as a path to both wealth creation and addressing affordable housing needs. “So one of the really great things about mortgage notes is there's always a play that works regardless of what's going on in the economy.” - Alecia Bolton Connect with Alecia Bolton: Website: https://www.magpiepi.com/  LinkedIn: https://www.linkedin.com/in/alecia-bolton/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Michelle Hayes is a trailblazing entrepreneur and talent agent hailing from the vibrant city of Chicago. With a background in business from Hampton University and an MBA from National Louis University, Michelle is the proud owner of Hayes Talent Agency. She made history as the only African American woman to operate three SAG-franchised agencies across Chicago, Atlanta, and Los Angeles. Michelle’s unwavering focus on showcasing Chicago’s immense talent has propelled her agency to prominence, with clients landing coveted roles in hit shows like The Chi, Power, Empire, and Insecure. Most notably, her recent success includes booking a series regular and eight recurring roles on Power Force, earning her widespread acclaim and solidifying her reputation as a powerhouse in the entertainment industry. Beyond her professional achievements, Michelle is deeply committed to empowering future generations, guided by her faith and a dedication to making a lasting impact. In this episode, Dante and Michelle discuss: How Michelle transitioned from modeling and acting to launching her talent agencyThe importance of proper training, headshots, and resumes for aspiring actorsDiversity and inclusion progress (and gaps) in the entertainment industryThe impact of social media and follower count on casting and brandingHow AI is reshaping opportunities—and threats—in film and TV Key Takeaways:  Michelle launched her agency after realizing that while she was preparing and referring talent, others were reaping the financial rewards. Her entrepreneurial leap was sparked by both opportunity and insight.Simply having passion isn't enough—aspiring actors must consistently train and build their craft to stand out in auditions and land speaking roles. Talent without preparation won’t survive the competition.Without a polished headshot and a properly formatted resume, actors risk being dismissed before they're even seen. First impressions are everything in this industry.While social media can boost visibility—especially for film and commercial roles—it holds limited sway in traditional TV casting decisions. It’s helpful, but not a golden ticket.The rise of AI is transforming entertainment, raising concerns about the future of real actors and agents as synthetic alternatives become increasingly viable. This shift could redefine the industry's very foundation. “You have to be proactive—there are so many streaming opportunities now to get your work out there. You don’t have to wait for someone to give you the opportunity anymore. We can create our own. A lot of people just sit around waiting instead of creating. Don’t wait for me—do it yourself.” - Michelle Hayes Connect with Michelle Hayes: Website: https://hayestalent.com/  Facebook: https://www.facebook.com/Hayestalent/  Instagram: https://www.instagram.com/hayestalentagency/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

David Posley Jr. is a versatile professional with a diverse background spanning business, government, and sports. As Managing Partner of The Legacy Athlete, he specializes in helping families, athletes, and municipalities prepare for intergenerational wealth transfer with a global infrastructure. Mr. Posley is a trusted resource for families and businesses looking to build long-term legacies. His areas of expertise include strategic planning, risk management, community building, estate planning, and family governance. He is also renowned for his work in digital asset governance and for advocating on behalf of underserved communities and markets. Through partnerships with municipalities, businesses, and educational institutions, Mr. Posley works to educate the broader community—and, most importantly, the next generation of leaders—through The Legacy Club, an international capital transition program that equips families with tools to guide and support their children. In this episode, Dante and David discuss: Shifting from generational to intergenerational wealth thinkingIncluding the whole family in legacy planning and family constitutionsUnderstanding the 10 forms of capital beyond just financial wealthThe role of the Legacy Club in helping second-generation youth navigate inherited responsibilitiesEmbracing digital asset governance in today’s evolving economy Key Takeaways:  Shifting the language from “generational” to “intergenerational” reframes how families approach legacy. It’s not just about passing down wealth—it's about building lasting systems that connect multiple generations.Legacy planning moves beyond legal documents. It’s about fostering meaningful, ongoing conversations that create clarity, purpose, and continuity across the family.David introduces a broader view of wealth through his 10 forms of capital model. Families are encouraged to nurture areas like spiritual, human, and instructional capital, not just financial assets.The Legacy Club empowers second-generation youth with guidance, context, and accountability. It helps them transition from inherited privilege to purpose-driven leadership with clarity and support.To future-proof your legacy, digital literacy is essential. David stresses the importance of digital asset governance and adapting to emerging technologies that shape how we manage and protect wealth. “You're literally spending a lot of your legacy not paying attention to it—once you're made aware, your only option is to engage intentionally.” - David Posley Jr. Connect with David Posley Jr.: Website: https://thelegacyathlete.com/legacyprofile  Facebook: https://www.facebook.com/DWPosleyJr/  Instagram: https://www.instagram.com/dwposleyjr/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

KeShaun N. Harding is a licensed family nurse practitioner with over 14 years of experience and the founder of Obsidian Aura Med Spa, an award-winning medical spa in Tinley Park. A 2023 “40 under 40” honoree and member of BWPL and ISAPN, KeShaun combines her clinical expertise with a passion for mentorship, aesthetics, and entrepreneurship. After earning her Master’s in Nursing while raising a family, she launched her spa in 2021 and later created a mentorship program that has already helped others open successful clinics. Guided by faith and purpose, KeShaun is committed to empowering the Black community through leadership, self-care, and business coaching. In this episode, Dante and KeShaun discuss: What a medical spa is and the services Obsidian Aura Med Spa offersCommon misconceptions about med spas and their legitimacyKeShaun’s journey into entrepreneurship and leaving her full-time jobHer mentorship program and passion for growing Black businessesThe importance of legacy-building, self-care, and wellness investment Key Takeaways:  Medical spas go beyond luxury—they offer clinical treatments led by trained professionals. At Obsidian Aura Med Spa, clients receive medically-backed services like IV hydration and weight loss plans, delivered with both expertise and care.Entrepreneurship can be rooted in purpose, not profit, and still create impact. For KeShaun, the driving force behind launching her business was the desire to uplift others, not financial gain.KeShaun's mentorship accelerates business success by offering real-world guidance and removing barriers. She equips aspiring entrepreneurs with a clear roadmap while helping them avoid costly mistakes she learned firsthand.True wellness is an investment; you can’t pour from an empty cup. Clients are encouraged to prioritize their health and self-care as essential—not optional—parts of long-term well-being.Building generational knowledge and wealth starts with modeling better choices for our children. KeShaun believes that setting strong examples today paves the way for future generations to thrive with intention and purpose. “Those who are serious about their health and longevity, disposable income is probably necessary because the services can get expensive. We invest in so many different things that aren't necessarily beneficial to our health and longevity, so they have to be prepared to invest in their health, their wellness, or their self-care. We can't pour from an empty cup.” - KeShaun Harding Connect with KeShaun Harding: Website: https://oamedspa.org/  Facebook: https://www.facebook.com/ObsidianAuraMedSpa  Instagram: https://www.instagram.com/obsidian_auramedspa/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Angelesha Jones, well known as Coach Angel, is a business development strategist and the CEO of Golden Angel Management. She helps passionate entrepreneurs gain clarity and structure in their sales departments through targeted training, coaching, and networking events. Angel's strategic guidance has empowered business owners to overcome challenges and achieve breakthrough results. She continues to make significant contributions to the growth and success of her clients while leaving an indelible mark on the business development landscape. In this episode, Dante and Angelesha discuss: How early nonprofit experience shaped Angelesha’s leadership and business acumenHer unique coaching philosophy is based on four “I” values: Integrity, Income, Impact, and InfluenceReal-world client success stories and how Angelesha measures growthThe biggest sales and operational challenges new and established businesses faceThe importance of documentation, accountability, and personal development in scaling a business Key Takeaways:  Angelesha's early start in the nonprofit world at age 13, followed by her rise in the financial services industry, became the bedrock of her strategic coaching style. Her hands-on experience across departments gave her a deep understanding of how businesses truly operate.To Angelesha, sales is an act of service, not just a skill. She emphasizes that confidence, clarity, and presentation are non-negotiable elements for building trust and closing deals.Many new entrepreneurs struggle to identify their ideal clients and articulate their value, making it difficult to convert interest into sales. This lack of clarity often stalls their growth.Teams tend to underperform when there’s no clear system in place. Angelesha points out that missing documentation and inconsistent accountability are silent killers in many growing businesses.True progress isn’t just about hitting revenue goals—it’s also about personal evolution. Angelesha helps clients track growth through mindset shifts, consistent habits, and staying aligned with their core values. “So I've learned through my journey that sales is service. Service is sales. You must be open and keep in the forefront of your mind that you're here to serve, you're here to help people solve problems… it all begins with ‘I..’” - Angelesha Jones Connect with Angelesha Jones: Website: https://goldenangelmanagement.com/  LinkedIn: https://www.linkedin.com/in/angelesha-jones-18041738/  Phone: 312-505-7629 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Paula R. Jenkins is the dynamic Founder & CEO of LFS Consulting LLC, specializing in Leadership and Financial Success. A certified coach, DISC and EI consultant, and Licensed DEI Trainer, she empowers individuals and organizations to lead with authenticity. Known for her charisma and communication expertise, Paula inspires leaders to grow through empathy, clarity, and purpose. With over 20 years of experience in HR Outsourcing and Benefits, she’s partnered with numerous Fortune 500 companies. Now a sought-after speaker and trainer, Paula is writing a book on authentic leadership and is driven by her mission to change the world one conversation at a time—building stronger leadership, financial success, and inclusive workplaces everywhere. In this episode, Dante and Paula discuss: A health crisis pushed Paula to leave corporate life and launch LFS ConsultingWhat it means to lead authentically in today’s workplaceThe biggest challenges leaders face in Fortune 500 companiesThe critical role of communication, empathy, and emotional intelligence in leadershipHow diversity, equity, and inclusion are deeply tied to everyday leadership, not just checkboxes Key Takeaways:  Leadership is not about power—it’s about service. You don’t need a fancy title to lead; influence comes from how you show up and support others.A severe health scare became Paula’s wake-up call. It forced her to reevaluate her priorities and ultimately inspired her to launch LFS Consulting with a focus on purpose and well-being.Trust, respect, and clarity all begin with communication. More than just exchanging information, effective communication builds the foundation for meaningful leadership.Diversity, equity, and inclusion aren’t optional extras—they’re central to real leadership. When practiced intentionally, they shape healthier, more dynamic organizational cultures.Emotional intelligence and self-awareness separate good leaders from great ones. Understanding your strengths and growth areas equips you to lead with authenticity and resilience. “Everything begins and ends with communication.” - Paula Jenkins Connect with Paula Jenkins: Website: https://lfsconsult.com/  LinkedIn: https://www.linkedin.com/in/paulajenkinslfsconsulting  Facebook: https://www.facebook.com/LFSConsultingLLC/  Instagram: https://www.instagram.com/paula.racquel1/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Brandon Harrington is a native of Broadview, Illinois, and a proud Chicagolander. He graduated from Truman State University in Kirksville, MO, in 2003 with a Bachelor of Science degree. Shortly after, he embarked on his career in the mortgage industry. Since 2004, this seasoned professional has navigated the dynamic world of real estate financing, building a wealth of experience at renowned institutions like HSBC, Chase, and PNC. Now specializing in private money lending, Brandon empowers real estate investors pursuing fix-and-flip projects and acquiring rental properties. His deep understanding of market nuances and financial intricacies makes him a valuable resource for those navigating the ever-changing landscape of real estate investing. In this episode, Dante and Brandon discuss: The evolving landscape of real estate investing and private money lendingKey investment strategies, including fix-and-flip, short-term rentals, and long-term rentalsOvercoming challenges in today’s market, such as high interest rates and low inventoryCreative financing options for real estate deals, like leveraging retirement accounts and HELOCsPractical tips on analyzing investment deals and managing rental properties Key Takeaways:  Real estate investment emerges as a strategic pathway to financial independence, with countless millionaires attributing their wealth to property ownership. This underscores the timeless appeal of real estate as a cornerstone of long-term financial planning.Private money lending takes center stage as a practical solution for investors looking to swiftly acquire and renovate properties. In competitive markets, it serves as a dynamic tool to secure deals that would otherwise be lost to traditional financing delays.Short-term rentals, like Airbnb, redefine profitability in real estate by generating income significantly higher than traditional long-term leases. This trend highlights a shift in consumer preferences, where unique and flexible living experiences are in high demand.Deal analyzers and platforms stand out as essential resources for real estate investors. By offering structured ways to evaluate potential deals, they minimize risk and empower informed decision-making, even for beginners.Creative financing methods, such as leveraging retirement accounts or using home equity lines of credit, can unlock potential deals that might otherwise seem unattainable. “You can definitely be successful and generate some income for yourself and wealth for your family by doing fix and flips. The key in this market today is definitely analyzing your deal, making sure that you have a good deal that's going to produce the profits that you need at the end.” - Brandon Harrington Connect with Brandon Harrington: Website: https://fmsinvestor.com/  LinkedIn: https://www.linkedin.com/in/brandon-harrington-71189677/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Juan Pardo is a bilingual CPA and expert in accounting services tailored for real estate investors. With over 20 years of experience, Juan helps clients navigate the complexities of their finances with precision and clarity. As a real estate investor himself, he understands the unique challenges of the market and ensures his reports are easy to understand, empowering clients to analyze what’s working and what needs attention. His deep industry knowledge and collaborative approach set him apart, offering clients a clear financial picture for informed decision-making. Juan holds an MBA in International Business and a Bachelor of Science in Hospitality Management from Florida International University. Originally from Venezuela, he has lived in Florida for nearly 30 years and currently resides in Orlando with his family. In his free time, Juan enjoys running, playing tennis, and spending time outdoors. In this episode, Dante and Juan discuss: Why is clear accounting essential for real estate investorsHow marketing expenses can eat into your ROI if not tracked properlyDifferent investor mindsets and how expectations shape financial planningBookkeeping strategies tailored to how clients think and talkEmerging trends and opportunities in Florida’s real estate market Key Takeaways:  Accounting isn't just about numbers—it's a strategic anchor that ensures real estate investors stay aligned with the financial projections they set at the start of each deal.This episode explores how marketing, often overlooked, can silently become the second-highest cost after renovations, making it vital to track each channel individually for smarter scaling.Defining one’s personal goals—whether long-term equity or immediate cash flow—is the true starting point of any meaningful investment journey.Customizing reports using a client’s language transforms financial documents from confusing data sets into powerful decision-making tools.While Florida’s market still brims with opportunity, lasting success belongs to those who enter with not just ambition, but a clear financial game plan and structured support system. “Real estate investors are great at making projections before they buy, but too often, they don’t follow through once the deal is done—and that’s where accounting makes all the difference.” - Juan Pardo Connect with Juan Pardo: Website: https://pardocpa.com/  LinkedIn: https://www.linkedin.com/in/pardocpa/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Jennifer Jenkins is a leading authority in holistic wellness, combining over 25 years of experience as a Registered Nurse, Health Coach, and Entrepreneur. Inspired by her healing journey, she founded Rooted Holistic Health Coaching to help busy professionals restore metabolic balance and unlock their full potential. Her evidence-based programs integrate neuroscience, functional nutrition, energetics, and behavioral change, offering lasting results that extend beyond diet and exercise. Jennifer believes true health is the alignment of mind, body, and spirit. She offers private, group, and self-guided coaching, and is a sought-after speaker and soon-to-be published author. Her mission: empower others to create vibrant lives with purpose, energy, and long-term well-being. In this episode, Dante and Jennifer discuss: Jennifer’s powerful transformation from nurse to holistic health entrepreneurWhy foundational health is more than just diet and exerciseHow metabolic dysfunction and gut health impact energy, mood, and longevityStrategies to create sustainable wellness customized to each individualThe inspiration and purpose behind Jennifer’s upcoming book Key Takeaways:  Jennifer spotlights a deeper truth: lasting health emerges when mind, body, and spirit are treated as one integrated system.Drawing from her healing journey, she emphasizes that real wellness is built on a sturdy, individualized foundation—not a one-size-fits-all regimen.A compelling case is made for recognizing how unresolved trauma and silent subconscious patterns quietly sabotage even the healthiest lifestyles.Metabolic dysfunction affects the vast majority, yet its silent nature makes it dangerously easy to ignore—until it's not.Empowerment isn’t portrayed as a grand overhaul, but rather the result of consistent, 1% daily shifts that compound into transformative change over time. “What I’ve found on this journey—after years in the medical space and moving into holistic health—is that people have so much more power to heal themselves than they’ve ever been led to believe. We each have it within us.” - Jennifer Jenkins Connect with Jennifer Jenkins: Website: https://rootedholistichealth.com/  LinkedIn: https://www.linkedin.com/in/jennifer-jenkins-rn-chc-fns-ryt-nlp-practitioner-1103825/  Facebook: https://www.facebook.com/RootedHolisticHealthCoaching/  Instagram: https://www.instagram.com/jen_jenkins_health_coach/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Dr. Seungyeup Ro is a dedicated chiropractor passionate about helping individuals reach their full potential in body, mind, and spirit. A graduate of the National University of Health Sciences, he has been practicing since 2011 with specialized training in sports injuries, myofascial release, and functional movement. A former college football player and 5th-degree black belt in Tae Kwon Do, Dr. Ro's recovery from sports injuries sparked his passion for chiropractic care. He earned his CCSP® certification in 2017 to better serve athletes and active individuals. Having transformed his health, Dr. Ro now promotes pain-free living without drugs or surgery, empowering others to live healthier, more active lives. In this episode, Dante and Dr. Ro discuss: The core philosophy behind chiropractic care and its focus on the nervous systemMisconceptions about chiropractic safety and the “you’ll need to go forever” mythThe rise of non-traumatic, compensation-based pain, especially post-pandemicHow Dr. Ro customizes treatments with cutting-edge tech like Proteus and the Newbie deviceHis approach to behavior-based healing and helping the brain feel safe to move again Key Takeaways:  Chiropractic care is a science rooted in nervous system restoration and movement correction, not merely spine adjustments. This distinction shifts the focus from symptom relief to long-term functional health.In the aftermath of the pandemic, a surprising wave of physical ailments has surfaced, triggered not by trauma, but by a rise in recreational activities like pickleball and sedentary remote work. This shift highlights the urgent need to address compensation-based pain.Through years of hands-on learning and mentorship, Dr. Ro has crafted a truly customized approach to rehabilitation, breaking away from generic programs to offer treatment as unique as each patient’s body and history.With the help of tools like DC stimulation and AI-powered fitness platforms, patients are safely pushed beyond their perceived limits. These innovations allow the brain to rewire its understanding of what the body can do, fostering resilience one safe rep at a time.Gone is the myth of the “perfect pillow” or miracle stretch. The conversation reframes recovery as a behavioral transformation, emphasizing the nervous system’s need to feel secure before true healing can begin. “It’s not one stretch or exercise that fixes pain—it’s about creating new behaviors your body feels safe doing. Healing takes time, not quick hacks.” - Dr. Seungyeup Ro Connect with Dr. Seungyeup Ro: Website: https://chirodocro.com/  LinkedIn: https://www.linkedin.com/in/seungyeup-ro-d-c-ccsp-67042949/  YouTube: https://www.youtube.com/channel/UCD1kWbyFUQPKX5kqHBXbgCw  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed in are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Paola Rodriguez is the powerhouse coach revolutionizing the insurance game. In just two years, she built a business that earns her $100K in residual commissions—talk about crushing it! With over 480 active clients, Paola's not just about numbers—she’s all about making a real impact. Her secret sauce? A blend of industry and sales expertise with a genuine passion for helping others succeed. Paola shares her winning strategies with insurance agents hungry for success. Learn the secrets of mortgage protection life insurance to help you save money, protect your future, and avoid major insurance mishaps. In this episode, Dante and Paola discuss: Paola’s journey from personal training to thriving in the insurance industryThe mindset, structure, and daily actions behind building a $100K residual incomeThe power of asking the right questions to diagnose client needs, like a financial doctorNew short-term insurance rules will impact many self-employed individualsHow Paola supports both clients and other insurance agents through education and strategy Key Takeaways:  Mastery in sales isn't about flashy tactics but the quiet, consistent practice of speaking to more people, refining your skills, and following up with discipline.Success begins with presence—being sharp, enthusiastic, and credible isn't optional; it's the emotional handshake that builds lasting trust with clients.At the heart of Paola’s method lies empathy, where asking the right questions becomes more valuable than any sales pitch, shifting the focus from selling to genuinely serving.A looming industry shift unfolds, warning that healthy, self-employed individuals will likely face the harshest impact of short-term insurance policy changes.Success is demystified as a matter of belief, routine, and repetition, where systems and self-trust replace shortcuts and hype. “The reason I had that success in the beginning is because I learned a lot, I worked really hard, and I believed in myself. I knew I could do it—and that’s what helped me build a $100,000 residual income in just two years after going independent.” - Paola Rodriguez Connect with Paola Rodriguez: Website: https://rwealthgroup.com/  LinkedIn: https://www.linkedin.com/in/paoladrodriguez/  Facebook: https://www.facebook.com/RWealthGroup/  Instagram: https://www.instagram.com/thepowerfulpaola/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Larry Anthony is a distinguished two-time U.S. Armed Forces Veteran, having served in both the U.S. Navy and Texas Army National Guard. With a strong foundation in political science, history, and Arabic from Southern Methodist University, he went on to earn his Juris Doctor from UNT Dallas College of Law. With over a decade of experience in the legal field, Larry has served as a third-party neutral, student attorney, law clerk, and paralegal. A skilled mediator, he has successfully mediated over 100 cases. He is a member of the Texas Association of Mediators, a mediator for the Texas Department of Insurance, a FINRA public arbitrator, and an active member of national mediation organizations. Passionate about community service, he dedicates time to mentoring young professionals and supporting local initiatives. In this episode, Dante and Larry discuss: Transition from military service to legal and academic careersAlternative dispute resolution (ADR) methods like mediation and arbitrationRunning a private mediation company and balancing objectivity in disputesHandling ADR cases across state lines and evolving hybrid mediation-arbitration modelsRising divorce rates and financial issues leading to mandatory mediation before trial Key Takeaways:  A veteran whose journey spans military service, legal academia, and the realm of mediation, illustrating how analytical thinking and a dedication to community service can shape a meaningful career in alternative dispute resolution.Mediation is explored as a powerful tool for resolving disputes, offering a neutral and structured environment where opposing parties can negotiate agreements without resorting to litigation.Arbitration surfaces as an effective alternative to court trials, allowing an impartial arbitrator to review evidence and issue legally binding decisions, streamlining conflict resolution outside the judicial system.The adaptability of alternative dispute resolution is emphasized, showcasing how broad training credentials enable professionals to manage cases across state borders while hybrid models continue to evolve, merging mediation and arbitration for greater efficiency.Mediation services are surging, driven by financial strain and rising divorce rates, as courts increasingly mandate mediation as a prerequisite to trial. “In the legal field—just like in medicine—everything is constantly evolving. You have to stay ahead of the trends, understand how courts are ruling, and adapt to new tools in mediation and arbitration. If you’re not learning, you’re falling behind. Staying on top of it all isn’t just an advantage—it’s a necessity.” - Larry Anthony Connect with Larry Anthony: Website: https://iams.llc/  Phone: 682 325 7238 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Tammy Helfrich is a Life & Mindset Coach, host of the Intentional Life podcast, and author of Ablaze and Unapologetic. She helps women trust their intuition, believe in themselves, and take powerful, intentional action toward the life and business they desire. With over 30 years of experience in business development, leadership, corporate sales, and coaching, she blends her expertise with a deep passion for empowerment. Tammy also played a key role in launching a successful nonprofit and now guides women in growing their businesses with confidence. She believes that when women are supported, they flourish—bringing their unique gifts to the world unapologetically. In this episode Dante and Tammy discuss: Empowering women through business leadership coaching and authorshipTransformative career transitions from corporate dissatisfaction to fulfillmentRediscovering inner self and passions after prioritizing life rolesSupportive partnerships enabling self-growth and goal alignmentCreating harmony in work-life integration by resisting societal pressures Key Takeaways:  Tammy’s leadership coaching, authorship, and community initiatives serve as catalysts for women seeking deeper fulfillment, guiding them toward purpose-driven personal and professional growth.Midlife often becomes a turning point where individuals reassess their careers, relationships, and aspirations, uncovering a desire for transformation that expert coaching can help navigate.The role of supportive partnerships extends beyond encouragement, fostering environments where self-care, shared dreams, and mutual goals create space for personal rediscovery and empowerment.Rather than chasing an elusive work-life balance, the conversation highlights the importance of crafting a harmonious lifestyle—one shaped by intentional choices rather than external societal pressures.Society 57 exemplifies the power of community collaboration, demonstrating how shared visions can breathe new life into historic spaces while simultaneously supporting local nonprofits and fostering meaningful connections. “I always start by asking women questions and challenging them to really think about what they want. Sometimes, we tell ourselves stories that we’re unhappy, but when we pause and reflect, we might realize we actually like our lives—we just need to see them from a different perspective.” - Tammy Helfrich Connect with Tammy Helfrich: Website: https://tammyhelfrich.com/  Podcast: https://podcasts.apple.com/us/podcast/intentional-life/id668580718  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Christopher A. Panagiotu—the “CAP” in CAPitalize—discovered his passion for investing at just 10 years old. By 18, he landed an internship at UBS, later working at Morgan Stanley before finding his true path at Lucia Capital Group. Over nearly seven years, he built CAPitalize Your Finances from scratch, growing it to nearly $100M. A CERTIFIED FINANCIAL PLANNER and Chartered Retirement Plans Specialist, Chris holds Series 7 and 66 licenses with LPL Financial. More than a financial advisor, he’s a CAPitalizer—driven by loyalty, stewardship, and a relentless pursuit of excellence. Outside the office, he shares his insights as the host of the CAPitalize podcast. In this episode Dante and Chris discuss: Early investing lessons and understanding stocks at a young ageBecoming the youngest advisor at UBS and redefining financial planningOvercoming setbacks and building a thriving financial firmEntrepreneurship, investment diversification, and long-term wealth strategiesInsights from Chris’s books on financial planning and sales success Key Takeaways:  An unshakable faith in one's vision emerges as a fundamental pillar of entrepreneurial success, enabling resilience through economic fluctuations such as inflation.Separating emotions from investing, emphasizing the importance of understanding businesses firsthand to achieve long-term profitability.The conversation challenges conventional financial planning, advocating for innovative frameworks that prioritize growth, adaptability, and client satisfaction, even in volatile markets.Perseverance, mindset shifts, and an unwillingness to accept defeat are highlighted as crucial components in overcoming adversity and carving out lasting success.A strategic approach to wealth-building unfolds, illustrating the benefits of diversifying investments across public markets, private equity, and venture capital instead of relying solely on real estate. “As a business owner, you don't have an option of just giving up. And when you're trying to invest and plan for the long term, you should have the same mindset that a business owner has—owning it forever with an asterisk. If something materially changes within one of your investments, that forever becomes a never, and you gotta move on.” - Chris Panagiotu Connect with Chris Panagiotu: Website: https://capitalizeyourfinances.com/  LinkedIn: https://www.linkedin.com/in/christopher-panagiotu-cfp%C2%AE-crps%C2%AE-13a573176/  Podcast: https://open.spotify.com/show/2eaXdmgmuEygxHfCvS6kij  Chris’s Books: https://www.amazon.com/stores/author/B0BB197W43  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Frank Akridge Jr. is a Certified Financial Planner, the owner of Financial Pathfinder LLC, and an investment advisor representative with Optivise. He specializes in supporting business owners and executives by transforming their largest expenses into valuable assets. He offers advanced strategies for wealth management, retirement planning, and financial growth. With over two decades of experience, Frank has a proven track record of helping clients achieve their financial goals through innovative and personalized solutions. He holds a master's degree in Christian Education and Conflict Management from Wheaton College and has extensive experience working with high-net-worth clients. Based in Forney, Texas, Frank is committed to educating and guiding professionals towards a more abundant and rewarding retirement. Additionally, he enjoys mentoring and supporting his community, making a significant impact both professionally and personally. In this episode Dante and Frank discuss: Inflation, taxes, and pension loss challenge retirement income and savingsMultiple income streams and financial education support long-term financial successClarity about goals creates urgency and informs strategic planningPersonalized multi-strategy financial plans mitigate risk with insurance safeguardsBalanced portfolios and tax deferral strategies address unforeseen retirement costs Key Takeaways:  There's an emphasis on macroeconomic challenges, as inflation, taxes, and corporate bankruptcies erode pension values and reduce retirement income.A strategic focus on diversifying income streams and enhancing financial education underpins sustainable, long-term financial success.Clear and well-defined financial goals spark a sense of urgency, setting the stage for targeted retirement planning.Advisors collaborate with legal experts to implement trusts, charitable giving, and multi-faceted investment strategies that safeguard and grow family wealth.Innovative tax strategies—such as overfunded life insurance contracts and deferred sales trusts—are championed to secure tax-advantaged retirement income while deferring capital gains. “Not all realtors, mortgage brokers, or financial advisors excel at what they do. Be sure to choose a professional—whether in your industry or mine—who has real-world experience, skin in the game, and employs multiple strategies.” - Frank Akridge Jr Connect with Frank Akridge Jr: Website: https://www.financialpathfinder.net/  LinkedIn: https://www.linkedin.com/in/frankakridgecfp/  Phone: 404-738-9234 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Ryan Weiss, a seasoned leader with over 20 years of experience, is passionate about driving meaningful change in businesses and industries. His career spans founding and leading ventures from a young age, managing global teams in 20+ countries, and serving as a global executive at a $20B chemical company. In 2016, Ryan founded EPS, a thriving company delivering proprietary software solutions and coaching services across diverse sectors. With degrees in Chemistry and Finance, he developed the OPTICS™ System, a powerful framework empowering companies to align and accelerate performance. Currently working on his second book, Ryan continues to inspire leaders with his clarity-driven approach to tackling business challenges. In this episode Dante and Ryan discuss: Clarity-driven approach to integrating people into processes for business successImpact of process inefficiencies on profits, waste, and employee turnoverSolutions for reducing miscommunications, rework, and costs in processesRole of the Optics five-step process in driving organizational changeInsights from Weiss's "OPTICS" book on aligning people and processes to enhance organizational performance Key Takeaways:  The transformative power of habit cycles in integrating people and processes, underscoring their pivotal role in driving successful business outcomes.A stark reality emerges, illustrating how poorly aligned processes can cascade into significant losses, including wasted resources, frustrated employees, and diminished customer satisfaction.By refining inefficient processes and synchronizing expectations, businesses can not only save time and money but also mitigate the risks associated with miscommunications and redundant efforts.Through a practical lens, Weiss’s OPTICS book reveals strategies for aligning people and processes to drive organizational performance.The Optics five-step framework, detailed with precision, proves invaluable for process clarity, offering outsiders a sharper understanding of a business than its own insiders. “Processes are only impactful if people use them right. When you start thinking about people and process together, that's really a habit cycle—because when people follow a process, or when you create processes that truly help people, it naturally forms a habit cycle.”  - Ryan Weiss Connect with Ryan Weiss: Website: https://epsoptics.com/  LinkedIn: https://www.linkedin.com/in/ryancweiss/  Ryan’s Book: https://book.epsoptics.com/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Dr. Matt Glowiak is clinical faculty in the Southern New Hampshire University (SNHU) and Yorkville University (YU) Master’s in Mental Health Counseling (MHC) programs. As an individual who is passionate about everything mental health, he has a diverse background in higher education, private practice, addiction, servant leadership, presenting, publishing, and advocacy work. Dr. Glowiak has worked with many clients diagnosed with a variety of conditions as well as those aiming to increase their overall wellbeing. In this episode Dante and Matt discuss: Impact of the COVID-19 pandemic on mental health issues like depression and anxietyRole of self-awareness, supportive communication, and individualized treatment approachesTreatability and curability of mental health disorders and short-term use of medicationPersistent stigma and lack of resources in mental health servicesEthical concerns about providers profiting from prolonged patient dependency Key Takeaways:  The COVID-19 pandemic highlighted both the rise in mental health struggles and the simultaneous destigmatization of mental health, leading to greater awareness and increased access to services.Self-awareness, supportive communication, and tailored treatment approaches are essential for overcoming mental health challenges, fostering resilience and recovery.Mental health disorders are highly treatable with proper intervention, and seeking help not only improves individual well-being but strengthens community connections.Medication should play a minimal, short-term role in mental health care, with ongoing therapy as the cornerstone of sustainable recovery and personal growth.Despite free alternatives, the high cost of mental health services, persistent stigma, and unethical practices by some providers remain barriers to achieving accessible and effective care for all. “Be real with yourself. There's a saying, 'The more aware you are of yourself, the more aware you become of others.' Wisdom flourishes from self-awareness. While we all perceive and respond to the world differently, certain universals connect us—pain, desires, and shared experiences. If something doesn’t feel right, acknowledge it sooner rather than later.” - Matt Glowiak Connect with Matt Glowiak: Facebook: https://www.facebook.com/dr.mattglowiak/  LinkedIn: https://www.linkedin.com/in/matt-glowiak-phd-lcpc-caadc-ncc-acs-1162841ab/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Brittney Norwood is a dedicated public servant and the newly elected trustee in Dolton. With a strong commitment to her community, Brittney aims to foster positive change and enhance the quality of life for Dolton's residents. Her proactive approach and fresh perspective are focused on addressing local issues and ensuring that the voices of the citizens are heard and respected. In addition to her public service, Brittney is a trusted realtor. She leverages her extensive knowledge of the local real estate market to provide exceptional service to her clients, making every transaction seamless and stress free. Brittney is deeply involved in her community, participating in local events and initiatives outside of her professional life. She enjoys exploring the Midwest, scenic landscapes and spending quality time with family and friends. In this episode Dante and Brittney discuss: Inspiration from grandmother's community involvement driving trusteeshipResponsibilities of a trustee in empowering residents and fostering economic growthVision for revitalizing abandoned homes and enhancing neighborhood safetyImpact of rising taxes and economic shifts on homeownership and real estate investmentsCurrent real estate market favoring landlords and investors over typical buyers Key Takeaways:  The trustee's role is portrayed as multifaceted, emphasizing empowering residents, crafting budgets, and addressing administrative hurdles to drive business growth and economic development.A forward-thinking vision emerges in revitalizing abandoned homes, which boosts property tax revenue, stabilizes businesses, and enhances community safety, contributing to a thriving neighborhood.Educational initiatives and housing programs are highlighted as transformative efforts, addressing tax concerns while enabling renters to become homeowners, fostering happier, more secure communities.A dynamic shift in the real estate landscape is unveiled, where rising taxes, economic shifts, and higher interest rates favor landlords and investors while slowing opportunities for traditional homebuyers.The Village of Dolton's permitting process is identified as a critical barrier to home sales and development, spotlighting the need for streamlined solutions to support community growth. “One thing I've always been big on—even before becoming a trustee, right? —is bringing homebuyer seminars to the community. As a realtor for the last nine years, I’ve always aimed to help people understand how mortgages work. So, if we can create a program that makes it easier for renters in Dolton to become homeowners, we’ll not only add a house to the tax roll but also eliminate an eyesore, making our neighborhoods safer—and, in turn, happier” - Brittney Norwood Connect with Brittney Norwood: Facebook: https://www.facebook.com/p/Trustee-Elect-Brittney-Norwood-100063653930083/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

John Boll is a seasoned professional with over a decade of expertise in elevating individuals' financial profiles. With a distinguished career spanning 13 years, he has passionately devoted himself to empowering people to enhance their credit scores and unlock their financial potential. Starting as a Mortgage Consultant, John spent seven years navigating the complexities of credit landscapes before transitioning into a FICO Certified Credit Restoration Specialist, a role he has excelled in for the past eight years. What sets him apart is his commitment to holistic solutions tailored to individual needs, catalyzing transformative change in countless lives. For John, the journey extends beyond credit repair—it's about fostering lasting financial wellness and prosperity, fueling his passion to help others achieve financial freedom. In this episode, Dante and John discuss: Transformative strategies for credit restoration and personalized financial solutionsKey components of achieving an 800-credit score, including credit mix and utilizationPractical tips for maintaining a strong credit profile and avoiding late paymentsEffective techniques for negotiating settlements and managing open debtNavigating specific credit challenges, including medical collections and FHA loan charge-offs Key Takeaways:  A balanced credit profile starts with building the right credit mix and keeping credit utilization low, highlighting the importance of strategic borrowing habits.Paying bills on time emerges as a cornerstone for maintaining a strong payment history, showcasing discipline as a critical factor in financial success.Timing plays a pivotal role in debt negotiation, with end-of-month settlements often yielding better outcomes for individuals managing open balances.Establishing business credit is simplified through vendor partnerships with major retailers like Walmart and Home Depot, emphasizing the power of strategic alliances.Overcoming specific credit challenges involves ignoring medical collections under $1,000 and understanding FHA loan charge-off rules, offering practical steps for financial recovery. “Never have a late payment—set up autopay so all you need to remember is having enough in the account each month. Keep credit card balances below 20%, and if possible, just pay everything off. Use credit cards to build credit or for emergencies; those interest rates are phenomenal.”  - John Boll Connect with John Boll: Website: https://www.creditcareco.com/  LinkedIn: https://www.linkedin.com/in/ficocertifiedcreditpro/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Randall Avery is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Analyst. His mission is to help the communities he serves to increase their wealth and use it to achieve their dreams. Randall specializes in guiding individuals toward their version of financial freedom. He is the author of Hacking the System by Creating Your Own System, a self-help guide for those looking to improve their financial outlook. Randall frequently speaks to a diverse range of audiences—from youth organizations and schools to corporate executives and professional associations—emphasizing the importance of good financial stewardship. In this episode, Dante and Randall discuss: Transitioning from corporate finance to empowering communities through wealth-buildingImportance of fiduciary duty and continuous education in financial certificationsStrategies for "hacking the system" by cultivating awareness and self-controlTransformative effects of financial freedom on original thinking and delayed gratificationInsights on budgeting, automatic investing, and integrating AI in finance Key Takeaways:  A journey from the corporate world to community-centered wealth-building highlights the transformative power of using financial knowledge to uplift others.The importance of fiduciary duty, continuing education, and mastery of investment management is emphasized through the CFA and CFP certifications.By fostering awareness, self-control, and community investments, individuals can challenge societal systems designed to extract wealth and create their own path to prosperity.Achieving financial freedom unlocks original thinking, while the inability to delay gratification can obstruct personal and financial growth.Practical strategies like budgeting, automatic investing, self-investment, niche specialization, and AI integration provide actionable steps toward sustainable wealth creation. “First, have a budget. Tell your money what you want it to do—list your expenses and track them monthly. This is crucial for married couples; when you align financial goals, you strengthen your relationship. Second, utilize automatic investing. Sign up for your employer’s retirement plan and invest consistently. Many people become accidental millionaires just by following this simple step early in their careers. Finally, invest in yourself—your health, skills, and knowledge. These investments will pay dividends later in life.” - Randall Avery Connect with Randall Avery: Website: https://deasilwm.com/  LinkedIn: https://www.linkedin.com/in/randallavery/  Facebook: https://www.facebook.com/randall.avery.7  Instagram: https://www.instagram.com/rsadeasil50/  Randall’s BOOK: https://www.amazon.com/Hacking-System-Creating-Your-Own/dp/0999403508  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Evan Wheeler, the Founder and Owner of Wheeler Insurance Solutions and Expertise. With a keen understanding of the insurance industry and a commitment to personalized service, Evan has built a reputable business dedicated to providing tailored insurance solutions for individuals and businesses alike. His extensive knowledge and innovative approach have made Wheeler Insurance Solutions a trusted name in the field, ensuring clients receive the best coverage to meet their unique needs. Passionate about empowering others through financial protection and security, Evan continues to lead his company with integrity and a client-centric focus. In this episode Dante and Evan discuss: Personalized insurance consulting for property damage claimsAdopting technology to meet expectations for rapid claims processingGuiding laypersons through interpreting complex insurance policiesMinimizing out-of-pocket costs for denied or underpaid claimsImportance of adequate coverage over lower premiums, especially in Colorado Key Takeaways:  The importance of adopting technology in insurance consulting, enabling firms to meet client expectations for faster results despite the inherent complexity of the claims process.A key focus is on empowering property owners to navigate claims for disasters like floods, hurricanes, and fires, offering expert guidance to interpret policy language and maximize benefits.Operating nationwide but with a primary presence in Colorado, the firm minimizes out-of-pocket costs by leveraging free contracting services, financial advisor connections, and governmental assistance opportunities.Thorough research, asking the right questions, and comparing reviews are essential to prioritizing comprehensive coverage over cheaper premiums, especially given Colorado's high insurance rates.The firm escalated a claim to secure both temporary and long-term housing for a single mother of six after a flood, showcasing the human impact of their services. “I believe the type of person I am is here for service—to help people and make life a little bit easier, because life is hard. Point blank, if you're living life, it's hard. We all have our issues, and just being able to be here, to help people out and make life a little easier, has been incredibly rewarding for me.”  - Evan Wheeler Connect with Evan Wheeler: Website: https://wiseconsultation.com/  LinkedIn: https://www.linkedin.com/in/evan-wheeler-fcls-ccls-pcls-5ab87444/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Donna J. Rogers, owner of R’ Legacy Realty LLC and R’ Legacy Academy Real Estate School, brings over 17 years of real estate expertise. A licensed Managing Broker, Real Estate Instructor, Investor, and Project Manager, she holds certifications as a HUD Housing Counselor and Seller Representative Specialist. With a background in education, Donna is a former Adjunct Business Professor and the author of the #1 Amazon book Who Got the Keys? Her commitment to youth education in real estate has impacted thousands nationwide. Currently serving as President of the Young Realists Division, Chicago Chapter, Donna’s dedication to community service has earned her numerous awards, continuing her late father’s legacy of empowerment. In this episode Dante and Donna discuss: Building generational wealth through real estate investment and educationImportance of early exposure to real estate for informed decision-makingExpanding "Who Got the Keys?" with summits, camps, and licensing classesStaying authentic and educated in real estate pursuitsEncouraging purposeful conversations about goals and real estate Key Takeaways:  Real estate investing is a powerful pathway for building generational wealth, especially when approached wisely through research, networking, and education.Introducing young adults to real estate and homeownership early on empowers them to make informed choices and develop wealth-building skills.The "Who Got the Keys?" program educates and inspires youth about real estate investing through workbooks, summits, online camps, and realtor licensing classes.Donna embodies the value of authenticity and purposeful action in real estate, dedicating herself to writing bestselling books during the pandemic through an early morning routine.Inspired by her parents’ experiences in real estate, Donna is driven to educate others about using real estate to boost Black homeownership and generational wealth. “Exposure makes a difference. You have no idea what your possibilities are unless you see it. For me, it's important to expose as many young people as possible to change the narrative before credit is messed up, before you have all this debt. Later in life, you don’t have to go back and fix these things because you didn’t get exposure. You can make well-informed decisions from the start as a young person, as a teenager going into adulthood with a game plan in mind—a game-changing plan that will put you on the path to building generational wealth through real estate.”  - Donna Rogers Connect with Donna Rogers: Website: https://www.whogotthekeys.com/  Phone: (312) 276-5111 Donna’s BOOK: https://www.whogotthekeys.com/?page_id=231  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Matthew Sutika is an accomplished entrepreneur and CEO at Nimble, a leading multifamily insurance company based in Sarasota, Florida. With a proven track record of success in the insurance sector, Matthew is recognized for his innovative approach and commitment to excellence. Prior to founding Nimble, Matthew distinguished himself as the #1 ranked State Farm agent nationwide, showcasing his expertise and leadership in the field. His entrepreneurial spirit led him to establish Nimble, where he continues to drive growth and innovation in the industry. Outside of his professional pursuits, Matthew is a dedicated philanthropist, actively supporting initiatives focused on education and community development. In his leisure time, he enjoys exploring Sarasota's vibrant cultural scene and engaging in outdoor activities such as hiking and sailing. With a passion for entrepreneurship and a vision for the future of insurance, Matthew Sutika remains a dynamic force in both the business world and his local community. In this episode Dante and Matt discuss: Building innovative insurance programs for rental propertiesNavigating insurance challenges in natural disaster-prone areasAssessing risks and coverage needs for aging propertiesStrategic planning to adapt to shifts in the insurance marketBalancing competitive online rates with personalized broker guidance Key Takeaways:  Emphasizing innovation in insurance programs can drive both customer satisfaction and business growth, especially when aligned with proactive service.Tackling challenges, such as natural disasters, requires adaptable strategies, prioritizing clear communication and creative problem-solving.Assessing property risks involves a thorough understanding of variables like building age, construction type, and geographic location, highlighting a tailored approach.Strategic planning and cash flow management are pivotal as the insurance market evolves, underscoring the need for flexibility and preparation.While online carriers offer appealing rates, expert brokers stand out by delivering personalized advice and optimized coverage for individual needs. “Insurance can no longer be something you take lightly. It needs to be something you consider when finding properties—where insurance is actually good. Not just finding a property and hoping the insurance works out; you really need to concentrate on it, because it can make or break your refi or your deal.”  - Matt Sutika Connect with Matt Sutika: Website: https://nimbleins.com/  LinkedIn: https://www.linkedin.com/in/matthewsutikanimbleins/  Phone: 312-877-2692 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Samir and Darlene Rashed, the dynamic duo behind Crefco Financial Group. With over 27 years in the mortgage industry, they built a reputation for their commitment to educate, uplift, and inspire communities through home ownership. Their journey began with the purchase of their first home in their early twenties, sparking a passion for helping others achieve the dream of home ownership. Samir transitioned from corporate sales to become a loan officer, with Darlene following suit after a distinguished 26-year corporate career. For the past 15 years, they've been partners at Crefco Financial Group, where their expertise in real estate and dedication to customer satisfaction have driven success. Married for 30 years, their commitment to each other extends to their shared mission of making a positive impact in their community. In this episode, Dante, Samir & Darlene discuss: Founding Crefco Financial Group and empowering homebuyers through educationEconomic challenges impacting homebuyers and the importance of planningPopularity of multi-unit buildings and co-signing strategies for young buyersEfficient communication and debunking homebuyer myths through transparencyResearching AI trends and enhancing digital capabilities while maintaining a human touch Key Takeaways:  Founders emphasize the importance of empowering homebuyers through education and personalized attention, setting Crefco apart in the mortgage industry.Economic challenges require strategic education and planning, particularly for lower-income borrowers seeking affordable homeownership.Multi-unit buildings are highlighted as an investment option, offering both rental income and mortgage support for homeowners.Co-signing with parents emerges as a key solution for young buyers struggling with affordability in the housing market.Embracing technology, Crefco enhances the customer experience with digital tools while maintaining a human touch, focusing on education and transparency. “We educate, uplift, and inspire through home ownership by humanizing the customer experience. From start to finish, we guide people with education, helping them feel comfortable so they can confidently reach the finish line.” - Samir & Darlene Rashed Connect with Samir & Darlene Rashed: Website: https://www.cfgohio.com/  Facebook: https://www.facebook.com/cfgohio  Twitter: https://x.com/CFGOhio  Instagram: https://www.instagram.com/cfgohio/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Jess Ford is a seasoned professional in the mortgage industry. Born and raised in Detroit, Michigan, she began her career in 2010 as a loan officer after studying business at Eastern Michigan University. During her time at one of the largest consumer direct mortgage lenders in the country, she discovered her passion for learning and development, gaining experience in training, sales coaching, and underwriting. In 2013, Jess expanded her knowledge by earning credit certifications as a homeownership coach, where she educated potential borrowers, especially those with below-average FICO scores, preparing them for mortgages. Later, she transitioned to business-to-business mortgage lending, training and coaching hundreds of account executives and assisting mortgage brokers nationwide to expand and grow their businesses. She is known by her colleagues as hardworking and ethical, with an unwavering dedication to excellence and integrity. She has a solid reputation for meeting her clients' needs in a pleasant, prompt, and professional manner, maintaining confidentiality and providing a transparent process. Currently, Jess serves as a business development consultant and a licensed loan originator. In this episode, Dante and Jess discuss: Leadership approaches in sales accounting for personal factors and adult learning stylesEmphasizing ethics and integrity by prioritizing client interests over profitsDeveloping diverse salespeople and grooming future trainersMaintaining a growth mindset through consistent training and tailored communicationCoaching with a focus on being a "good human" in business practices Key Takeaways:  A successful career is built on passion, ethics, and a commitment to client service, forming the foundation for long-term success.Effective leadership hinges on understanding the personal lives of salespeople, identifying issues, and guiding them back to core principles.Recognizing and adapting to individual learning styles is essential, as adult brain development significantly impacts learning capacity.Differentiating through superior client service, integrity, and ethics ensures a business thrives by prioritizing customer interests over profit.Leaders who prioritize consistent training and clear communication foster growth in their teams, enabling diverse salespeople to reach their potential and become future trainers. “So, when it comes to coaching, training, and leadership, it's all about the attention to detail and the cadence of the coaching cycles. Each person needs something a little different, and it's our job as coaches and leaders to figure out what it is on that individual level and then build them a multilevel coaching platform to work through. If we can do that, as coaches and leaders, we're going to produce some really, really good salespeople—some honest salespeople—but we're also going to build a lot of leaders at the same time.”  - Jess Ford Connect with Jess Ford: Website: https://www.kscopeconsultants.com/  LinkedIn: https://www.linkedin.com/in/jess-ford-0020955/  Facebook: https://www.facebook.com/JFordConsulting  Instagram: https://www.instagram.com/jford_consulting/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgi

Paige Zautcke is an experienced Account Executive for Open Mortgage Wholesale, specializing in Non-QM and Portfolio Non-Agency programs. With over 20 years in the mortgage industry, Paige has spent the majority of her career working with mortgage brokers and bankers, helping them guide borrowers toward homeownership and building stronger communities. Her background also includes roles as a licensed Real Estate Salesperson and Senior Mortgage Operational Specialist at a global bank.  An alumna of the University of Arkansas-Fayetteville, Paige currently resides in Florida with her family. When she’s not helping clients achieve their dreams of homeownership, you’ll likely find her beachside or poolside with a good book, or enjoying the company of friends. In this episode, Dante and Paige discuss: Non-QM loans help self-employed buyers own homesMortgage brokers guide and educate on non-QM optionsHomeownership strengthens communitiesUnderstanding rates and underwriting eases the mortgage processSmart real estate investing requires research and control over emotions Key Takeaways:  Non-QM and portfolio programs provide flexible lending options for self-employed borrowers, offering alternatives to traditional financing.Mortgage brokers and loan officers play a vital role in guiding borrowers toward homeownership while also transforming communities through their expertise.Getting pre-approved and receiving financial counseling before house hunting ensures smoother transactions and sets realistic expectations for buyers.Understanding the mortgage process—from focusing on payments over rates to the role of underwriters—can reduce stress and help avoid common misconceptions.Thorough research and careful planning are essential for real estate investing, helping avoid impulsive decisions based on emotions. “It's my job to provide the opportunity for loan officers and processors to learn my products, system, and process, which helps create a smoother, more enjoyable loan experience. I love teaching loan officers and processors something new, especially when someone comes to me who has never done a Non-QM product before. It excites me to help clear up the misconceptions about Non-QM products. And when it comes to buying a house, before you find a realtor or even look at homes, find a loan officer like Dante—someone you can talk to thoroughly about your finances, job history, and everything that can impact the underwriter's decision.”  - Paige Zautcke Connect with Paige Zautcke: LinkedIn: https://www.linkedin.com/in/paige-zautcke-ab17a149/  Phone: 414-699-8333 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

H. Edward Gallatin, MBA, CPA, CTRS, a lifelong resident of the Wabash Valley is a distinguished professional with extensive academic background and a profound commitment to his community. With a foundation from Indiana State University including a Bachelor of Science in Political Science (1980), Bachelor of Science in Accounting (1996), and a Master of Business Administration (1998), Mr. Gallatin imparts wisdom as an Accounting and Finance educator at Indiana State University and is a sought-after guest speaker on Personal Finance and Tax Strategies.  Operating under the banner of H Edward Gallatin CPA, his firm is situated at 18 S. 5th Street, Terre Haute, Indiana, serving the diverse needs of individuals and small businesses within the Wabash Valley. With a distinguished certification as a Certified Tax Resolution Specialist (CTRS), Mr. Gallatin offers personalized, confidential assistance in addressing IRS-related issues, standing in stark contrast to the impersonal promises of national firms. In this episode Dante and Edward discuss: Tax-saving strategies like cost segregation and 1031 exchangesThe value of proactive CPA partnerships and regular meetingsTax benefits of cost segregation and stepped-up basis at inheritanceReal estate professional status and rental loss deductionsChoosing advisors who offer proactive advice, not just compliance work Key Takeaways:  Real estate investors can leverage tax-saving strategies like cost segregation and 1031 exchanges, which offer significant benefits to reduce taxable income.Regular, proactive CPA meetings are essential, helping real estate investors navigate tax laws and make informed financial decisions throughout the year.Qualifying as a "real estate professional" provides investors the advantage of deducting rental losses against income, bypassing AGI limitations.Advisors should be chosen not just for their compliance skills but for their ability to offer strategic, forward-thinking advice tailored to real estate investments.Ignoring tax filings can lead to severe consequences, including forfeited refunds and potential legal action; professional assistance is crucial in avoiding these risks. “I think the biggest thing is cost segregation. Even those who are aware of it often think, ‘Well, I don’t own a big office complex or a mall.’ However, you can use cost segregation on residential rentals as well, which is often overlooked and can result in significant tax savings. For those playing the long game in real estate, the 1031 exchange is probably the best strategy for generating what I call generational wealth. It’s perfect for that.”  - H. Edward Gallatin Connect with H. Edward Gallatin: Website: https://www.heg-taxrelief.com/  LinkedIn: https://www.linkedin.com/in/h-edward-gallatin-mba-cpa-ctrs-312a1354/  Phone: (812) 233-3989 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Erika J. Kendrick is a bestselling author, national speaker, and mental fitness expert. With a psychology degree from Stanford and an MBA from the University of Illinois at Chicago, Erika's diverse career includes being an NBA cheerleader for the Chicago Bulls and writing novels like Confessions of a Rookie Cheerleader and Appetite. She’s currently touring her bestselling middle grade books Squad Goals and Cookie Monsters, with her next novel, Instafamous, set to release on October 1, 2024. After overcoming personal struggles, Erika founded Mental Fitness for Life, launching the "Who Moved My Happy?" tour to inspire hope through conversations about mental health. She has spoken at colleges, Fortune 500 companies, and the military, and is a Hall of Fame inductee with the National Alliance on Mental Illness. Erika has been featured on major media outlets like Good Morning America and in publications such as The Huffington Post and The Chicago Tribune. In this episode, Dante and Erika discuss: Transition from cheerleading to mental health advocacyManaging depression and anxietyImpact of social media on emotional well-beingPromoting mental wellness in communities of colorConstructing a mental fitness plan Key Takeaways:  Erika's personal narrative sheds light on the power of transformation, revealing how career changes can be catalysts for advocacy and personal fulfillment. Recognizing and accepting one's mental health struggles are highlighted as the first steps towards managing depression and anxiety effectively.The complex relationship between social media usage and our collective happiness, cautioning against the hidden pitfalls of digital engagement.The pressing need for better mental health support in underserved communities, advocating for a more inclusive approach to wellness resources.Practical advice surfaces on how to draft your own mental fitness plan, emphasizing support systems and professional guidance as foundational elements. “It's been incredible to be able to use a lot of my pain for good now that I'm on the other side of it and I'm thriving and not just struggling to survive. It's a tremendous blessing.”  - Erika J. Kendrick Connect with Erika J. Kendrick: Website: http://xoerika.com/  LinkedIn: https://www.linkedin.com/in/erika-kendrick-658284127/  Facebook: https://www.facebook.com/erikajkendrick/  Instagram: https://www.instagram.com/erikajkendrick/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Joshua Mercer is a true Chicago visionary with a heart for the community and a knack for entrepreneurship. A graduate of Howard University with a degree in marketing, he later received a master's in elementary education. His journey has been marked by impactful ventures, from founding Swish Dreams Sports and Educational Foundation to pioneering the largest black bar crawl with the Movemakers. His commitment to youth empowerment and community engagement is unparalleled. Not stopping there, he ventured into insurance with the Joshua Mercer Insurance Agency, serving thousands in the Chicagoland area, and later expanded into real estate with Mercer Capital LLC, now boasting over 135 units and a luxury lounge, The Hue Chicago. Beyond business, Joshua is deeply involved in organizations like 100 Black Men and finds joy in family moments with his wife, Kenya, and their two children. In this episode Dante and Joshua discuss: Joshua's motivations and journey in his diverse entrepreneurial venturesThe shift from traditional employment to thriving as an entrepreneurStrategic problem-solving and partnership building across various businessesThe pressures of entrepreneurship and the resilience needed to push through challengesEssential advice for aspiring entrepreneurs, including reputation management and the balance between professional growth and giving back to the community Key Takeaways:  Understanding how the desire for freedom and financial autonomy can drive the leap into entrepreneurship, while also highlighting the importance of utilizing one's unique skill set to address market needs.The narrative of shifting from teaching to entrepreneurship accentuates the critical role of strategic problem-solving and partnership formations in cultivating business growth.Examining the intense pressures of entrepreneurship reveals that the immense financial and personal investment often makes quitting a viable option.This insightful discussion delves into the complexities of serial entrepreneurship, from sustaining brand integrity and achieving work-life balance to effective team building.Offering invaluable guidance for budding entrepreneurs, Mercer touches upon the pillars of a strong reputation, clear problem identification, adaptability, leadership, and the impact of giving back to the community. “The true mark of a leader is somebody who makes other people better. You can lead from the front, the middle, or the back, but if you're not making other people better, you're not a leader.”  - Joshua Mercer Connect with Joshua Mercer: Websites: https://www.movemakerevents.com/ , https://www.homecomingathoward.com/ , https://hue-chicago.com/ ,  https://www.listwithmercer.com/ LinkedIn: https://www.linkedin.com/in/joshuamercer/  Facebook: https://www.facebook.com/JoshuaMercerInsurance/  Instagram: https://www.instagram.com/josh4insurance/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Trent Ehrlich is a seasoned insurance professional dedicated to providing personalized coverage solutions throughout Colorado. With over a decade of experience, Trent is known for his attentive customer service, unwavering integrity, and ability to simplify complex insurance concepts. He holds a Bachelor's degree in Business Administration with a concentration in Finance, which enables him to combine industry expertise with a strong financial background to offer tailored solutions for both families and businesses. Outside of his professional endeavors, Trent is an active community member, volunteering with local charities and youth organizations. He enjoys hiking in the picturesque Colorado mountains, skiing in the winter, and spending quality time with his family. In this episode Dante and Trent discuss: Trent's dedicated approach to offering customized insurance solutions and the relevance of personal integrity and education in his workThe unexpected path that led Ehrlich to the insurance sector, underscoring the importance of interpersonal connection, a positive mindset, and technological savvyThe significant challenges confronting the insurance industry such as surging insurance rates tied to an increase in crime, thefts, and economic issues post-2020State Farm's strategic response to industry challenges and its success in retaining its market in high-risk areasKey insights for budding insurance professionals around the importance of resilience, maintaining an upbeat attitude, and not taking obstacles personally Key Takeaways:  Tailoring insurance solutions to individual clients is paramount, and this is grounded in the consultant's experience and integrity.Success in the insurance industry can often stem from an ability to foster strong interpersonal relations, remain optimistic, and adapt to technological changes.The insurance landscape is influenced by a variety of factors including crime rates and economic conditions, requiring customer education and clear communication of changes.Companies like State Farm can succeed in challenging environments by adopting competitive strategies that address regional risks.Aspiring insurance agents should focus on persevering through setbacks, staying positive, and viewing challenges as stepping stones to success. “Staying up-to-date with technology and being highly customer-focused—ensuring that customers come first and receive accurate information—are key to success. It's also important to remain optimistic and positive during challenging times, which are inevitable in the insurance industry. Staying informed about the latest technology and industry trends, and effectively communicating this knowledge to customers, is crucial.”  - Trent Ehrlich Connect with Trent Ehrlich: Website: https://www.statefarm.com/agent/us/co/boulder/trent-ehrlich-1cdc678mbge  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Jesse Pettway is a Husband, Father, Firefighter Paramedic, and Licensed Funeral Director. He is a dedicated professional with a passion for guiding aspiring Funeral Directors on their journey to obtaining licensure. As an honors graduate of Malcolm X College's Mortuary Science Program, Jesse brings a wealth of knowledge and experience to the field. Who is Jesse Pettway? Jesse is more than just a licensed funeral director; he's a loving husband and father to 11 children, having experienced the heartache of losing two of them at an early age. His unique perspective and commitment to family drive his unwavering dedication to his work. Balancing Act In addition to his role in the world of mortuary science, Jesse serves as a full-time Firefighter Paramedic for the City of Chicago.  In this episode Dante and Jesse Pettway discuss: Jesse's multifaceted career and his dedication to serving others in various capacities, including the often misunderstood funeral industry.The unexpected journey into funeral direction and the importance of pre-planning to reduce the financial and emotional burden on loved ones.The practicalities of life insurance planning, especially the advantages of planning early.A closer look into the costs and processes of burial and cremation services, challenging common myths about the industry.The personalized approach to providing compassionate support to grieving families, and the significance of personalizing funerals to honor the memory of the deceased. Key Takeaways:  Jesse Petway showcases how personal experiences can shape professional paths, leading to a fulfilling career that blends empathy with service.Preplanning critical end-of-life services, like funerals and life insurance, can be an invaluable gift, easing the practical and financial stress on families during difficult times.Understanding the costs and processes involved in funeral services can dispel myths and bring clarity to a topic often shrouded in mystery.An empathetic and flexible approach towards grief can redefine the experience of morticians' interactions with grieving families, moving away from the traditional stoic image.There is a powerful desire to build a lasting legacy, not just through the services offered but through the impact and care imparted to each individual and the community.“Mortuary science or death care is pretty much similar to clergy in the fact that we take care of people. The journey of grief is a long journey and it helps to have somebody with you that's familiar with that journey, so that you could get to the other side.”  - Jesse Pettway Connect with Jesse Pettway: Website: https://nbeexamprep.com/home  LinkedIn: https://www.linkedin.com/in/jesse-pettway-5340b27b/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Dr. Shadae Booker-Shelton is a distinguished Family Nurse Practitioner specializing in primary care, with a doctoral degree in nursing from Northern Kentucky University, earned in 2022. She holds a master’s degree in nursing from Governor State University and is nationally board-certified by the American Nurses Credentialing Center (ANCC). She is licensed to provide high-quality care to individuals of all ages. In addition to her clinical practice, she is a nursing professor at Rasmussen University. She is also an accomplished entrepreneur, co-owning A & S Divine Healthcare, founding The Corner of Aspirations—a life coaching and business/entrepreneur coaching service—and serving as Vice President of the non-profit youth organization, Angel’s Helping Hand. Passionate about education and empowerment, Dr. Booker-Shelton’s philosophy of care centers on delivering informed, high-quality care to her clients and their families.  In this episode Dante and Dr. Booker- Shelton discuss: Dr. Booker Shelton's journey from the business sector to the nursing field, revealing the personal motivations behind her career changeThe rigorous training and challenges faced by nurse practitioners, and Dr. Booker Shelton's focus on building trust and realistic patient careCritical barriers to healthcare access, including the significance of annual exams, issues with insurance, and cultural perceptions of medical assistanceEffective approaches for individuals and businesses to set and achieve goals, with an emphasis on balanced life coaching and operational efficiencyThe shared vision of community empowerment and the actionable steps towards democratizing healthcare access Key Takeaways:  A transition to a career in healthcare can be driven by a holistic approach and a personal passion for improving patient well-being.Building trust with patients requires a realistic and empathetic approach, encouraging them to take an active role in managing their health.Understanding and overcoming barriers to healthcare is crucial in preventing chronic illnesses and improving patient outcomes.Life coaching and support in operational effectiveness are essential tools for individuals and businesses aiming to realize their objectives.Regular annual exams and affordable healthcare options play a vital role in community empowerment and preventative medicine. “I like to let my clients know that they're the driver, and I'm the passenger. I have the knowledge and the science behind me, but I want you to take control.”  - Dr. Shadae Booker- Shelton Connect with Dr. Shadae Booker- Shelton: Website: https://coaspirations.com/  LinkedIn: https://www.linkedin.com/in/dr-shadae-booker-shelton-dnp-fnp-bc-1a22881a9/ Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Sharon E. Buck, an Amazon best-selling author renowned for her humorous cozy mysteries with a Florida twist, balances her creative endeavors with the meticulous work of editing, formatting, and ghostwriting business books. She lives in northeast Florida close enough to the Atlantic Ocean to smell the salt air but far enough away that she doesn’t have to wash the beach sugar sand from her feet. With a prolific career spanning over a thousand newspaper and magazine articles and over twenty fiction books, Sharon has captivated audiences both nationally and internationally. In this episode Dante and Sharon discuss: Balancing humorous cozy mysteries with editing and ghostwritingWriting a cozy mystery book each month with clean, fun contentProviding readers with laughter and enjoyment amidst daily stressCreating relatable characters based on people from Sharon’s hometownSharon’s daily writing routine and influences from other authors Key Takeaways:  Commit to the craft by consistently putting words on the page. Even a few paragraphs a day can make a significant difference.Seeking inspiration from favorite authors and engaging with the writing community offers motivation and practical advice from shared experiences and diverse styles.Character-driven writing helps create relatable and engaging stories by focusing on the depth and development of characters. This approach allows readers to connect emotionally with the characters, making the narrative more compelling.Balancing creative writing with other professional endeavors is possible with dedication and time management.Reading from a young age can foster a lifelong passion for writing. It nurtures storytelling skills and inspires creativity.“Commit to yourself. If you say you want to be a writer, sit down and write. Just write.”  - Sharon Buck Connect with Sharon Buck: Website: https://sharonebuck.com/  LinkedIn: https://www.linkedin.com/in/sharonebuck/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Damon Royster, originally from Chicago and now residing in Los Angeles, has made a name for himself in the world of comedy. He has written and directed sketch comedy for both Second City in Chicago and the Pack Theater in L.A. His writing has been featured on The Gag, a Comedy Central-owned LGBTQ Instagram account, the tabletop game Cards Against Humanity, and Cracked. Damon is also the creator of the award-winning web series AppQueen, which was a finalist at the 2019 Outfest Film Festival. Additionally, he co-wrote the parody play Love, Factually, which was performed at the Kennedy Center in Washington D.C. in 2018 and 2019. Currently, Damon serves as an executive assistant for the award-winning documentary production company Firelight Films. In this episode, Dante and Damon discuss: Damon's multifaceted career as a writer, actor, and comedianEarly influences and the desire to understand the formula of comedyThe interplay between acting and writing in self-produced comedic workCreating comedic characters based on real-life encountersDamon's approach to stand-up comedy and connecting with the audience Key Takeaways:  Comedy brings together the unique skills of acting and writing, drawing from personal experiences.Exaggerating quirks of real-life people can be a source of comedic character creation.Establishing a connection with the audience through personal stories is crucial in stand-up comedy.Aspiring actors and comedians should have a day job while constantly creating and refining their craft.Setting short-term goals is essential for personal and professional growth in the comedy industry. “If you're going to go into the world of comedy and call yourself a comedian, you do need to have a little bit of both acting and writing skills, because both those things coincide with comedy.”  - Damon Royster Connect with Damon Royster: LinkedIn: https://www.linkedin.com/in/damon-royster-29667540/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Osazee Thompson is a passionate motivator who believes that everyone has a specific unique purpose to fulfill in life, and a part of his purpose is to educate, empower, train, and equip business owners and their employees to be most effective, proficient, and efficient in their respective industries and fields of work. He accomplishes this through leadership development, strategic planning/goal accomplishment, financial empowerment, and legacy planning. As a corporate trainer, instructional designer, and certified professional life and business coach, he assists corporations and organizations with the development and implementation of business leadership-related training through instructional design development and facilitation. In this episode Dante and Osazee discuss:  Exploring New Real Estate Opportunities in TexasCreating a Realistic Financial Plan for ClientsTailoring Financial Strategies for Individual GoalsEmpowering Clients Through Financial EducationReassessing Financial Plans Key Takeaways:  Discover strategies to build generational wealth and fulfill your life's purpose through investing, income strategies, and personal developmentLearn about the differences between the Chicago and North Dallas real estate markets and the growth potential in TexasUnderstand the importance of identifying your vision and purpose for your money and how to create a customized financial planExplore the factors to consider when developing a financial strategy, such as personal goals, risk profile, income, and life stageFind out how to make better financial decisions by understanding your money personality and identifying opportunities “ I love empowering people financially and throughout life, helping them understand and fulfill their sense of purpose. Essentially, I help people build generational wealth through investing, income strategies, and by guiding them to walk in and fulfill their life purpose.”  - Osazee Thompson Connect with Osazee Thompson: LinkedIn: https://www.linkedin.com/in/osazeethompson/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Stephen Searles II, a construction pro with nearly 30 years of experience. From his early days on job sites with his father's company to full-time trade school and advanced studies in project management and civil engineering, Stephen's passion for construction runs deep. He's dabbled in real estate investing and served as a trusted general contractor for investors, all driven by his unwavering love for the craft. For Stephen, construction isn't just a job—it's a lifelong pursuit of mastery and dedication. In this episode Dante and Stephen discuss: Keeping Construction Projects on Time and BudgetNavigating Challenges in Construction ProjectsChoosing and Working with SubcontractorsContingency Reserves and Industry UpdatesSocial Media: The Ultimate Construction Resource Key Takeaways:  The importance of establishing a detailed schedule and budget to keep construction projects on trackChallenges faced in construction projects, such as material delays and unforeseen circumstances, and the need for flexibilityThe process of selecting and working with subcontractors as a general contractor, including competitive bids and clear scope of workContingency reserves in construction projects and how contractors stay updated on industry changesThe role of social media platforms in providing free access to the latest construction knowledge and techniques for contractors and homeowners “ As a contractor, we always try to do our very best to, once the budget is established, we try to do our very best to make sure that we don't go over budget, because we understand that whether the client has a little amount of money or a lot of money, no one wants to spend more than what they anticipate is spending.”  - Stephen Searles II Connect with Stephen Searles II: LinkedIn: https://www.linkedin.com/in/stephen-searles-ii-94433752/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Kim Kriel has been in the mortgage industry in a variety of sales and operational roles for over 20 years. She began her mortgage career as a Loan Officer in Arizona working primarily in new construction lending. She transitioned over to Wholesale Operations and ultimately became an Account Executive. She is currently an Account Executive at TPO Go. Kim has been nationally ranked by Scotsman Guide as a top producing Account Executive. She finds it rewarding introducing new programs to her broker partners and helping them obtain the best financing options for their borrowers. Prior to her career in the mortgage industry, Kim was a high school economics teacher and cross-country coach in New York. Kim believes setting personal and professional goals along with being disciplined are the keys to success. Kim and her husband are outdoor enthusiasts who enjoy hiking national parks, playing golf and traveling. In this episode Dante and Kim discuss: Building Lasting Client RelationshipsAchieving Sales Goals Through TeamworkChallenges Facing the Mortgage IndustryNavigating the Mortgage Industry Involves Managing Remote Work and Building Team TrustMentorship and Adaptability: Keys to Success Key Takeaways:  Discover the importance of working with a knowledgeable real estate agent and lender when buying a home and learn how to build and maintain client relationships by addressing their unique needs and preferencesExplore strategies for servicing mortgage clients nationally and adapting to post-pandemic changesGain insights on setting and achieving sales goals through leveraging strengths and involving the teamRecognize the challenges faced by the mortgage industry in attracting talent and staying relevantUnderstand the impact of business fluctuations on staffing and the need for adaptability in the mortgage market “ So, kind of just figuring out what makes your customers tick and what their business needs are and how I'm able to make their life easier, make their job easier and make it more profitable for them, I think that's how I've continued to develop and maintain the relationships that I've had over the last 20 years.”  - Kim Kriel Connect with Kim Kriel: Website: https://www.tpogo.com/  LinkedIn: https://www.linkedin.com/in/kim-kriel-17a5a820/  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

John Rogers is a seasoned professional with decades of experience in the Mortgage Lending Industry. Joining ACRAnet in 2016, his passion for the industry and keen attention to detail have always driven him to find the best product solutions for every situation. He delves into the complexities of the credit system and its profound impact on consumers. With insights honed from years in the industry, he discusses charged-off debts, credit scores, disputes, and the vital importance of maintaining good credit. He shares his experiences emphasizing the significance of representation and the pursuit of one's passions. Ultimately, his goal is to empower everyone to solve credit problems, achieve homeownership, and live their best lives. In this episode, Dante and John discuss: Understanding Credit Scores: Enigmas and AlgorithmsCredit Disputes: Impact and Best PracticesDiscipline and Vigilance in Maintaining Credit and the Strategies for Dealing with CreditorsThe Broken Credit System and The Evolving Landscape of Credit ScoresStrategies for Avoiding Credit Headaches Key Takeaways:  Gain insights into the enigmatic nature of credit scores and the factors that can impact themDiscover how high credit utilization on low-limit credit cards and late payments can negatively affect credit scoresExplore the impact of credit disputes on credit scores and how new score models will handle disputes differentlyLearn the key principles of maintaining good credit, including discipline, treating credit as an asset, and being proactiveUnderstand the importance of persistence and discipline when dealing with creditors and how to achieve desired results “ So, I would say that for maintaining credit, number one, be disciplined. So, I think discipline is a big part of being a good consumer and to get positive use out of it.”  - John Rogers Connect with John Rogers: Website: https://www.acranet.com/  LinkedIn: https://www.linkedin.com/in/john-l-rogers-ccs-7861b164/  Email: [email protected]    Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

John Andrade, a seasoned entrepreneur and commercial relationship manager in the banking industry, brings a wealth of expertise in small to medium-sized business financing strategies. With a background in owning and selling businesses, including a successful online car buying service, he offers valuable insights into maximizing cash flow and accessing capital for business growth. John's extensive experience in equipment finance, SBA financing, and conventional lines of credit, combined with his role as a business banking consultant, positions him as a trusted advisor for business owners seeking financial guidance. His commitment to building strong business relationships and his alter ego, John the bomb, reflect his dedication to empowering entrepreneurs through strategic financial management. In this episode Dante and John discuss: Assessing Business Owners for FundingImportance of Financial Documentation for Business Tax ReturnsUnderstanding Financial Statements for Business Lending, Creative Financing and Business StructuringPitfalls of Small Business Mentality and the Importance of MentorshipUtilizing Technology for Business Organization and Efficiency Key Takeaways:  Develop robust strategies for small business financing to fuel growth and stabilityEstablish strong and effective business banking relationships to optimize financial operationsEmbrace the importance of mentorship in entrepreneurship for invaluable guidance and supportMaximize cash flow to drive business growth and achieve financial resilienceHarness the power of technology to enhance business efficiency and streamline operations “ The biggest pitfall is just not knowing what it really takes to build an actual business and then how capital and resources and the right partnerships will make sure that at the table that you have at your conference room, you have the right people in place to then guide you to get to the next level.”  - John Andrade Connect with John Andrade: Website: https://www.go4ceo.com/  LinkedIn: https://www.linkedin.com/in/johnandrade/  YouTube: https://www.youtube.com/@Go4Ceo  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Martha Chavez is an experienced financial coach with a passion for simplifying complex financial concepts. As an immigrant who moved to the US at a young age, Martha has a deep understanding of the challenges individuals face in achieving financial stability. With a natural affinity for mathematics and systems, she found her calling in the finance world, specializing in demystifying accounting, finance, and insurance for her clients. Martha's approach is centered around fostering a comfortable and non-intimidating environment, often initiating discussions over a casual cup of coffee to understand her clients' financial aspirations and concerns. Her focus on breaking down large financial goals into manageable, quick wins has empowered numerous clients to build their financial muscle and achieve lasting financial success. In this episode, Dante and Martha discuss: Importance of Discipline in Managing FinancesSacrifice and Delayed GratificationThe DIME Method for Insurance & Affordable Life Insurance OptionsSetting Financial GoalsGoal Maneuverability Key Takeaways:  Master financial coaching techniques for beginners to accelerate your path to financial successUnderstand the crucial role of financial literacy in society and how it can impact your financial well-beingLearn effective strategies for organizing personal finances to gain control and achieve your financial goalsDiscover the benefits of cash-value life insurance policies and how they can contribute to your financial securityGain insights into setting realistic financial goals and tracking progress to ensure steady financial growth “ Basically, life insurance is income replacement. We can't replace the person, but we can replace the income. Imagine the feeling that if you're not here 40 to 50 years from now, your children and grandchildren will still benefit and live off the sacrifices you made today and the choices that ensure their financial future.”  - Martha Chavez Connect with Martha Chavez: Website: https://app.elify.com/vbc/3cd9j3e8xx  LinkedIn: https://www.linkedin.com/in/marti567/  Facebook: https://www.facebook.com/marti567  Twitter: https://twitter.com/marti567  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Lola Jefferson, a licensed real estate agent at RE/MAX Realty for 17 years, specializes in providing expert guidance to first-time homebuyers navigating the intricate real estate market. With a comprehensive understanding of strategies for winning bidding wars, the critical importance of credit scores in home buying, and the benefits of obtaining pre-approval for mortgages, Lola offers invaluable insights to potential buyers. Her in-depth knowledge of the challenges posed by the current housing market, such as inventory shortages and fluctuating mortgage rates, equips clients with the necessary tools to make informed decisions. Lola's unwavering commitment to delivering exceptional service and empowering individuals underscores her reputation as a respected and knowledgeable professional in the real estate industry. In this episode, Dante and Lola discuss: Challenges for BuyersBenefits of Obtaining Pre-approval for a MortgageChoosing the Right Loan OfficerWinning Bidding WarsLola’s Motivation for Entering Real Estate Key Takeaways:  Master winning strategies for navigating a bidding war in the competitive real estate marketUncover the crucial role of credit scores in the home-buying process, and how it impacts your purchasing powerDiscover essential tips tailored for first-time home buyers to confidently navigate the complex real estate marketLearn the art of selecting the right real estate agent to guide you through the intricate process of home buyingUnlock the benefits of obtaining pre-approval for a mortgage, empowering you in your quest for the perfect home “ When I became a Realtor, I saw how underrepresented people were in the market. I saw people closing and saying they didn't think their agent cared about them, they didn't think their lender cared about them. Everyone just wanted to get paid. It felt like everyone had a payday at closing except for me. When I became a Realtor, I just wanted to make a difference and change how we're viewed, which I think I've done. I've closed over 200 homes in my career.” - Lola Jefferson Connect with Lola Jefferson: Website: https://www.remax.com/real-estate-agents/lola-jefferson-naperville-il/100041066 LinkedIn: https://www.linkedin.com/in/lolajefferson/  Facebook: https://www.facebook.com/PleasedToBeYourAgent/  Instagram: https://www.instagram.com/pleasedtobeyouragent/  Phone: (708) 296 7430 Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Hector Arroyo is a licensed insurance agent, real estate agent, and former licensed mortgage professional with extensive experience in the industry. His career has spanned multiple markets, providing him with a wealth of knowledge and expertise in real estate and insurance. Hector's dedication to educating and empowering clients, particularly first-time homebuyers, is evident in his approach. He is committed to ensuring that individuals receive comprehensive guidance on insurance coverage, leveraging his profound understanding of the intricacies of the real estate and insurance sectors. With a focus on client education and informed decision-making, Hector plays a vital role in facilitating a deeper understanding of insurance protection within the home buying process. In this episode, Dante and Hector discuss: Current Texas Real Estate MarketFirst Time Home Buyer TipsHector's Insurance Agent RoleResponsibilities of Homeownership & Understanding Home Insurance CoverageExploring Insurance Discounts Key Takeaways:  Understand the latest real estate market trends in Texas and gain insights into potential investment opportunitiesLearn how to assemble a financial team tailored specifically for first-time homebuyers to navigate the complexities of purchasing a homeExplore the housing inventory and lease market to make informed decisions about renting or buying a propertyGain an understanding of the importance of insurance coverage education and how it can protect your new home investmentDiscover the various discounts and benefits available in insurance to maximize your coverage and save on costs “ When you have the other person on the table signing documents and they look up and they smile at you and they’ll say 'Thank you for making my dream come true'. If that doesn't put goosebumps in your heart and your soul, don't be in this industry. And this is why Dante and I have worked together for so many years, because we both feel the same passion for serving clients at 100%.” - Hector Arroyo Connect with Hector Arroyo: LinkedIn: https://www.linkedin.com/in/hector-arroyo-b92ba11a8/  Email: [email protected]  Phone: 512-537-5021 Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Kenneth Townsend is a multi-faceted individual who thrives in the corporate as well as the entrepreneurial world. Kenneth is a seasoned cybersecurity executive with over 20 years of experience across diverse industries and has become a trusted advisor, speaker, and leader in the cybersecurity community. Kenneth has recently founded his cybersecurity firm where he provides tailored cyber advisory services to small and medium-sized businesses. Beyond the technical world, Kenneth and his wife Angela own and operate two Robeks smoothie and juice restaurants in Plainfield and Orland Park, Illinois. Robeks is a place for unique and freshly prepared smoothies, juices, acai bowls and handcrafted toast. In this episode, Dante and Kenneth discuss: Multiple Streams of IncomePros and Cons of FranchisingStaffing ChallengesStrategic Hiring and DelegationMentorship and Real Estate Key Takeaways:  Learn how franchising can accelerate business growth and maximize profits for new entrepreneursOvercome staffing challenges in smoothie shops and ensure operational efficiencyDiscover the stability and potential returns of real estate as a lucrative investment optionImplement strategic hiring strategies to drive business expansion and successUncover the critical role of location in achieving business success and growth “ You can do good on your job alone. There's no shame in just having your job, putting food on the table and having a long career. Entrepreneurship may or may not be for everybody. I just think it was just us. It kept nagging at us, "Hey, what is it that we should be doing?” - Kenneth Townsend   Connect with Kenneth Townsend: LinkedIn: https://www.linkedin.com/in/kenneth-townsend-cissp-7094734/  Instagram: https://www.instagram.com/thesmoothiecouple/  Facebook Plainfield: https://www.facebook.com/RobeksPlainfield/  Facebook OrlandPark: https://www.facebook.com/RobeksOrlandPark/  Email: [email protected]  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Mario Lambert II believes that when done right, business can be a catalyst for good in the world. Individuals thrive when they trust their leader and feel connected to a worthy mission. His belief fuels his drive to help ambitious people and organizations strive to reach their full potential and contribute to their communities. With over 20 years of leading diverse business development teams and helping hundreds of companies with workforce solutions, Mario is an ongoing practitioner and lifelong learner. He drives positive energy, passion, and realistic optimism with an authentic voice that focuses on personal and professional development. Mario credits an imperfect and loving upbringing, mentors, and coaches for helping him believe in possibility and find opportunity in every moment. Mario leads a dynamic team of 30 people as Vice President of Business Development for Populus Group, a growing workforce solutions company and one of the largest minority and veteran-owned businesses in the staffing industry. As a speaker, trainer, and consultant, he shares his story and seeks to help you and your organization build upon yours. His facilitation style creates a trusting environment that gives space to challenge how people can become better together. In this episode Dante and Mario discuss: Impact and Purpose of EntrepreneurshipChampioning Diversity and InclusionFinding Joy in Empowering OthersMario’s Future Plans & Lifelong LearningsEntrepreneurial Inspiration and Mindset Key Takeaways:  Learn the importance of helping others for success in business and personal growthDiscover the parallel between sports and business, and how it can lead to successExplore strategies for overcoming adversity and seizing opportunities in entrepreneurshipEmbrace the value of hard work and dedication for a successful careerMaster the art of leveraging voice to create opportunities in business and beyond “ My why is helping people connect to a higher purpose. And that purpose centered within their faith and also centered around connecting with other people of like minds. I've spent a lot of my career building teams. I love it. I love the concept of that. And then helping them reach their potential. So, my end result goal is that people are a part of something greater than themselves.” - Mario Lambert II Connect with Mario Lambert II: Website: https://www.populusgroup.com/  LinkedIn: https://www.linkedin.com/in/mariolambert/  Facebook: https://www.facebook.com/populusgroup  Instagram: https://www.instagram.com/populusgroup/  Twitter: https://twitter.com/populusgroup  YouTube: https://www.youtube.com/channel/UC-O9v1hz-Q4OW0Ze0b9O_sg  Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Mensah K. McCadd is a Husband of 21 years and Father of three children. He is also a graduate of the Joseph School of Business & Entrepreneurship and Living Word School of Ministry. He is also a Licensed Real Estate Broker with eXp Realty, a member of the Mainstreet Organization of Realtors for 20+ years, Licensed General Contractor, Builder, Expert Real Estate Developer, Landlord and a Former State Farm Agent. Prior to his real estate career, he was a loan professional, Check Fraud Team Leader for Northern Trust Bank, and he was top of his field in Telecom at At&t and Enterprise Software and Computer Sales with CDW. He Left CDW in December of 2007 to purchase full time real estate Investing and hasn’t looked back since! Mensah is passionate and truly cares about helping homeowners as he himself was faced with pre-foreclosure during the 2008 recession. He has saved hundreds of homeowners from foreclosure as well as purchasing homes inherited by new owners not wanting the burden of renovating and traditional ways of selling their real estate. Presently, Mensah is worth Multi Millions from implementing strategies such as Wholesales, short sales, Buy & Hold, Fix and Flip, and Acquiring Property “Subject To” the Existing Financing, Multifamily Rentals, and Scavenger Tax Sale. has always been a believer in not just helping other buyers, homeowners and investors acquire and sell property, he is a huge advocate of being completely hands on, cutting a new path by giving back to the public by teaching the very strategies that he has had success with over the years! In this episode Dante and Mensah discuss: Pros and Cons of Off-Market DealsWholesaling in Real EstatePros and Cons of Short-Term RentalsThe BRRRR MethodThe Power of Flexibility and Leverage Key Takeaways:  Gain insight into diversified real estate investing strategies to optimize your portfolio and maximize profitsUncover the untapped potential of finding off-market properties to gain a competitive advantage in real estate investingEvaluate the pros and cons of different real estate investing strategies to make informed and strategic investment decisionsMaster the art of leveraging loans for real estate to amplify your investment opportunities and financial returnsExplore the advantages and disadvantages of cash versus lending in real estate to make sound financial decisions in your investment endeavors “ Real estate is always about leverage and control, not about cash. Wholesaling is about control and leverage because you're not using any cash.” - Mensah K. McCadd   Connect with Mensah K. McCadd: Website: https://www.titaniumholdingsinc.com/  LinkedIn: https://www.linkedin.com/in/mensah-mccadd-9a674a19/  Facebook: https://www.facebook.com/titaniumholdingsRE  Instagram: https://www.instagram.com/m.mccadd/  Email: [email protected]   Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086 Facebook: EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: Dante Royster | LinkedIn Twitter: https://twitter.com/DanteRoyster YouTube: Epic Spotlight  Email: [email protected] Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In this episode, Dante Royster discuss: The most likely buyer to serveThe type of special mortgages that Dante prefers to writeHow Dante’s approach to coaching helps his clients fit into the guidelinesDante’s philosophy when it comes to servicing clients Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Some of the common questions that Dante is likely to get and that the listeners are likely to ask In this episode, Dante Royster discuss: Can a client get a mortgage if his credit is less than perfect and his score is under 600Can a couple dating for 3 years buy something together even if they are not marriedCan a client secure a mortgage if he has a good income but mostly in tipsIs it possible for parents to gift their child some money for a downpayment and closing costsOther attractive options for 1st-time homebuyers Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Mortgage Strategies delves into various mortgage strategies tailored to individual financial situations. Dante emphasizes the uniqueness of each mortgage, debunking the idea of a one-size-fits-all approach. The chapter covers strategies for first-time homeowners, down payment assistance, lease options to purchase, partnerships, group mortgages, the "Buy Now" approach, reverse mortgages, temporary 2/1 buydowns, and renovation loans. Each strategy is illustrated with real-life examples, offering a comprehensive guide to potential homebuyers. In this episode, Dante Royster discuss: The most common strategy when it comes to getting a mortgage.The MUSTS when it comes to determining the best strategy for getting a mortgage.How mortgage brokers fit into the process of the alternatives to getting a mortgage.Some key elements to consider with first-time homebuyers versus seniors.The potential strategy for obtaining a mortgage if someone is looking for an investment property to fix up. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

"What’s the Rate?" explores the common obsession with interest rates when considering mortgages. While interest rates are important, the primary focus should be on whether one can afford the monthly mortgage payment, considering additional costs like taxes, insurance, and PMI.  Dante advises regular reviews of financial situations and encourages readers to focus on what they can control, emphasizing the significance of budgeting for successful homeownership. In this episode, Dante Royster discuss: Guiding clients in finding a balance in the tension between prioritizing interest rates and the affordability of monthly payments.Assisting clients in staying informed about new products or programs that could impact their mortgage.The best advise for clients that have differing priorities when it comes to seeking a mortgage. Examples of steps you've taken with clients to help them manage factors within their control during the mortgage process Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

"Taking Responsibility," emphasizes the importance of personal responsibility in obtaining a mortgage and achieving homeownership. Dante discusses the role of mortgage brokers in guiding clients but highlights that brokers cannot save individuals from poor financial choices. The chapter narrates a real-life scenario with Judy and Mike, illustrating how, despite their desire to borrow against home equity, they were advised against it due to financial constraints. Dante stresses the need for individuals to take responsibility for their spending habits, make conscious financial decisions, and set specific and achievable goals using the SMART method. In this episode, Dante Royster discuss: Guiding customers in taking responsibility for their financial goals.Dante’s valuable insights into how mortgage brokers assist clients in improving these aspects to enhance their mortgage eligibility.Collaborating with clients to establish specific, measurable, attainable, relevant, and time-based goals for their homeownership journey.Examples of how brokers helped clients implement effective budgeting strategies to achieve their financial goals. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

The chapter emphasizes the importance of aligning financial goals with lifestyle choices when seeking a mortgage. The chapter stresses the psychological aspect of homebuying, urging readers to evaluate their true lifestyle preferences and not be swayed by external expectations. The role of a mortgage broker is presented as not only securing a loan but also helping clients achieve a lifestyle that suits them. In this episode, Dante Royster discuss: Ways on how brokers help in the fine balance between financial considerations and emotional and psychological aspects of a homebuying decision.How brokers guide their clients through the decision-making process.How common is it for individuals to overlook reality when purchasing a home.Dante’s experience on how peer pressure influence individuals' choices when it comes to the type of home and neighborhood they aspire to live in. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Chapter 4 of "The Ultimate Mortgage Guide" highlights the unknown costs associated with purchasing a home, including closing costs, home inspection fees, appraisal costs, escrow fees, title insurance, mortgage insurance, homeowners association fees, transfer tax, and other miscellaneous expenses. In this episode, Dante Royster discuss: The specific role of a mortgage broker in helping clients prepare for unknown costs, and how he ensure they are well-informed about all potential expenses.Dante’s kind of flexibility in customizing mortgage solutions for clients with unique financial situations. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In this chapter, Dante stresses the importance of careful preparation and planning in the mortgage application process, advising potential homebuyers to consult a broker for guidance. The narrative explores various aspects, including credit scores, debt-to-income ratio, down payments, and the impact of financial habits on mortgage eligibility. In this chapter, Dante shares real-life examples to illustrate the complexities of the process and emphasize the need for responsible financial behavior. In this episode, Dante Royster discuss: Some key elements that you as a mortgage broker need to discuss with your clients.Insights into the role of a mortgage broker in simplifying the mortgage application process, as suggested in the text. Dante’s experience and wisdom relating to credit repair agencies. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Chapter 2 emphasizes the crucial role of mortgage brokers, highlighting the potential pitfalls of attempting to secure a home loan without their expertise. The chapter explores common misconceptions about mortgage brokers' costs and the importance of understanding how they are compensated. It underscores the invaluable assistance mortgage brokers provide in navigating the complex landscape of mortgages, emphasizing their specialized knowledge, established lender relationships, and ability to find the best mortgage options tailored to individual needs. In this episode, Dante Royster discuss: Ways on how the involvement of a mortgage broker can make a significant positive impact on a client's mortgage experience.The key questions that prospective homebuyers should ask when vetting mortgage brokers, especially concerning fees, commissions, and the broker's approach to finding the best mortgage for their specific needs.Insights into how a mortgage broker's expertise is particularly valuable when navigating these different mortgage products and helping clients choose the most suitable option. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://bison-primrose-e28y.squarespace.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086 Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life. The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Dante Royster, a seasoned mortgage broker and the author behind "The Ultimate Mortgage Guide," is a dynamic professional dedicated to transforming lives through financial empowerment. With a career spanning over two decades, Dante's journey in the mortgage industry began in 2002.  Dante's foray into the mortgage industry coincided with the challenging real estate collapse of 2007. Determined to persevere, he founded his first business, Full Court Services, showcasing his grit and determination to navigate the financial turbulence. This initial venture provided crucial lessons in resilience and resourcefulness. Through unwavering dedication, Dante not only weathered the storm but emerged stronger, eventually establishing his second business, Epic Mortgage, a regional mortgage brokerage firm. His commitment to educating and assisting clients extends far beyond a mere transaction; he sees his role as a coach, guiding individuals through the intricate maze of mortgages to secure their dreams. His motivation stems from the belief that mortgages are not just about numbers on a paper but about facilitating people in creating their desired lives and securing their emotional and financial future. Dante's approach is grounded in building lasting relationships and providing ongoing support, challenging the 'one-and-done' stereotype often associated with the industry. With licensing in nine states, Dante interacts with individuals from diverse backgrounds and financial situations, utilizing his expertise to make the dream of homeownership a reality for many. His book, "The Ultimate Mortgage Guide," serves as a testament to his commitment to demystifying mortgages, offering practical guidance, and sharing real-life stories that showcase the transformative power of understanding one's financial options. Dante's ultimate goal remains steadfast: to empower individuals by making the complexities of mortgages comprehensible and achievable, thereby changing lives for the better. Episode 1 What is a Mortgage In chapter one, Dante introduces readers to the fundamental concepts in the mortgage industry, defining key terms such as mortgages, down payments, and collateral. The chapter explores the reasons for taking out mortgages, including property purchase, renovations, debt restructuring, and cash-out refinancing. Additionally, the chapter covers three common types of mortgages: fixed-rate, adjustable-rate (ARM), and reverse mortgages. In this episode, Dante Royster discuss: The most common misconception people have about mortgages, and how can understanding these concepts benefit them The risks and benefits associated with adjustable-rate mortgages (ARMs) and when might they be a suitable option for borrowers The various reasons for taking out mortgages and the transformative impact of a mortgage on someone's financial situationThe various factors that individuals and their families should consider before opting for a reverse mortgage, given the intriguing possibilities for seniors. Connect with Dante Royster: Website: https://www.danteroyster.com/ Epic Mortgage Website: https://myepicmortgageapp.mymortgage-online.com/ Epic Mortgage Facebook Page: https://www.facebook.com/EpicMortgage1885086/?locale=hi_IN Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/ “The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP LinkedIn: https://www.linkedin.com/in/dante-royster-36b80b5/ Twitter: https://twitter.com/DanteRoyster The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland Virginia/Florida/Georgia/Texas Show notes by Podcastologist: Arlou Argoncillo   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.