Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In this episode, we’re talking about what it really costs to run a business and why savings buckets are not a one-time thing. They are a revolving door. Money goes in, money comes out, and that cycle is what keeps us prepared for the real expenses that pop up all year long. We walk through examples from two very different businesses, an equestrian business and a restaurant, to show how unpredictable expenses, vendor payments, payroll, supplies, and seasonal changes can create stress when everything is living in one account. We also break down why your business budget is not the same thing as bookkeeping, why separate accounts can make your finances feel so much calmer, and how getting even a little ahead can completely change the way you run your business. This episode is for any budget bestie who is tired of reacting, scrambling, and hoping it all works out month to month. We want you to feel organized, clear, and confident about where your money is going. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, if your money feels messy, scattered, or impossible to keep up with, this episode is for you. We’re answering real questions from our Facebook community about what makes money feel so disorganized and how to fix it in a way that actually works in real life. We talk about why one big savings account creates confusion, how separate savings buckets can bring instant clarity, why goals matter more than most people realize, and what to do when you feel overwhelmed, behind, or stuck in credit card chaos. We also dig into how to handle money conversations with your partner and why simplifying your banking setup can make budgeting feel so much easier. This conversation is practical, honest, and full of the kind of mindset shifts that help us stop avoiding our money and start giving it a job. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! In this episode, we talk with a woman who is successful, educated, and fully capable in every other area of life, but still feels completely out of control with her money. And honestly, that is something so many of us can relate to. We get into the truth about why budgeting can feel so hard, especially when your money is spread across multiple accounts, cards, apps, and payment platforms. We also talk about the guilt and shame that can show up around budgeting, and why beating yourself up is not the answer. This conversation is a reminder that you do not need a complicated spreadsheet or a restrictive plan to manage your money well. You need a simple system that shows you exactly what comes in, what goes out, and what your real life actually costs. When your money is organized into separate accounts for bills, spending, and savings, everything gets clearer, easier, and way less overwhelming. If you have ever felt like you should be better at money by now, this episode is for you, budget bestie. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Check Out Amy's Podcast! Budget besties, this episode is your reminder that a budget does not have to feel restrictive, confusing, or like a punishment. We’re talking all about how to make budgeting simple, realistic, and supportive of the life you actually want to live. In this conversation, we share why so many people struggle with budgeting in the first place. The truth is, most of us were never actually taught how to do it. We were expected to just know. And when traditional budgeting feels complicated, full of weird terms, or based on cutting out every fun thing in life, it’s no wonder so many people want nothing to do with it. That’s why we believe in being bougie on a budget. You can pay off debt and still enjoy your life. You can save money and still go on vacation. You can be intentional with your money without feeling stuck in scarcity. We break down a simpler budgeting system that helps you organize your money in a way that makes sense, lowers stress, and gives you more clarity. We also talk about why tracking every little expense after the fact is not the same thing as budgeting, and how separating your money into different accounts and savings buckets can completely change the game. We especially dig into what this looks like for moms and families juggling all the things, from groceries and daily spending to sports, travel, and those surprise activity costs that add up way faster than expected. In this episode, we talk about: Why budgeting feels so hard for so many peopleHow most people actually have a disorganization problem, not an overspending problemWhat “bougie on a budget” really meansA simple five-column budget system: income, debt, bills, spending, and savingsWhy your budget should fit on one pageThe difference between budgeting and trackingHow separate checking accounts and savings buckets create clarityWhy automating your money can reduce stress and make budgeting easierHow to plan ahead for kids’ sports, travel, and other seasonal expensesWhy it’s okay to say “not right now” instead of going into debt Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Hey budget besties, if you feel like every single dollar already has a job before it even hits your account, this episode is for you. We’re talking about how to break out of the paycheck-to-paycheck cycle by getting a paycheck ahead. We walk through what that actually means, why looking at your budget monthly changes everything, and the small ways you can create wiggle room even when money feels tight. From cutting subscriptions to lowering minimum payments to shifting due dates, this episode is all about getting you breathing room and helping you feel in control again. The goal is not perfection. The goal is relief, clarity, and finally getting to the point where you are not relying on each individual paycheck just to survive the month. What We Cover in This Episode Why the real way out of paycheck-to-paycheck living is getting a paycheck aheadHow to start seeing your money monthly instead of paycheck by paycheckPractical ways to create wiggle room in a tight budgetWhy temporarily cutting back can help you build breathing room fasterHow deferred payments, lowered minimums, and due date changes can helpWhat it looks like to use the last paycheck of this month for next monthWhy even getting partway ahead can lower stress and build momentum Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! What happens when you are good with money on paper, but real life gets more expensive, more complicated, and way harder to manage once kids enter the picture? In this episode, we sit down with Brittany, who shares how she went from feeling like she was constantly paying for last month to finally getting ahead with a budgeting system that actually worked for her real life. After trying budgeting apps that felt overwhelming, restrictive, and way too focused on tracking the past, Brittany realized she needed something different — something that helped her plan forward instead of just reacting. She opens up about the stress of carrying balances, feeling like maybe she was the problem, and how switching to a simple, proactive system helped her pay off nearly $20,000 in debt in about five months while still taking family vacations, planning ahead, and living life. We also talk about automations, savings buckets, budgeting with fluctuating income, and what it looks like to trust yourself with your numbers instead of living in constant money stress. This conversation is such a good reminder that financial clarity is not about perfection. It is about creating a plan that supports your life, gives you options, and helps you feel calm, confident, and in control. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Michelle is back from office hours, and this episode is full of the kind of wins that remind us why budgeting matters. We are talking real-life progress, not perfection. From staying on budget for a kid’s birthday to paying for Disney in cash, these budget besties are proving that clarity and intentionality can change everything. This conversation is part strategy, part therapy, and honestly, that is what so many of us need. Sometimes we need a plan. Sometimes we need permission. And sometimes we just need someone to say, “Yes, you can do this.” In this episode, we talk about: Hitting a birthday budget almost exactly and resisting the urge to overspendFunding a Disney trip with cash and coming home without credit card regretSetting realistic grocery and spending numbers so we stop setting ourselves up to failFinding a surprise monthly surplus simply by organizing accounts and automating moneyNegotiating debt payments down in a major way by making a few strategic phone callsStarting sinking funds like “Santa’s Sack” early so the holidays feel joyful, not stressfulPaying off a house and seeing how much faster progress happens with a clear plan The biggest takeaway? A lot of us do not have a money failure problem. We have a clarity problem. When our money is scattered, unplanned, and hard to see, it is almost impossible to feel confident. But once it is all laid out simply, we can finally make empowered decisions. This episode is a reminder that budgeting is not about restriction. It is about giving ourselves breathing room, celebrating wins, and building a system that supports real life. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Did you know 55% of Americans say money is the biggest source of stress in their lives? Budget besties, we are not surprised. In this episode, we’re talking about why money feels so heavy, why it keeps us up at night, and why it causes so much tension in our homes and relationships. The truth is, for most of us, it’s not just about how much money we make. It’s about disorganization, not knowing our numbers, and trying to live life with our head in the sand. We’re breaking down why avoiding your finances actually makes the stress worse, and how getting your money on paper can instantly bring clarity. Because once you can see your numbers, you can start making decisions on purpose instead of living in constant background panic. We also talk about how separating your money into simple categories and accounts can reduce chaos, help you stop relying on credit cards, and make money conversations with your spouse feel way less explosive. This episode is your reminder that money does not have to control your peace. You can simplify it, organize it, and start feeling more in control. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! In this heartfelt episode, we talk with Alana, a wife and mom of three who is navigating recovery after two heart attacks at just 36 years old. In the middle of a serious health crisis, she shares how getting her budget organized has brought her a real sense of peace. Alana opens up about medical leave, disability income, surprise bills, and the mental load of managing money for a family with multiple dietary restrictions. Together, we talk through what is already working in her budget, where grocery spending feels tricky, and how creating separate accounts for bills and spending can reduce stress in a huge way. This conversation is such a good reminder that budgeting is not about perfection. It is about creating clarity, building systems that support your real life, and giving yourself grace when life gets hard. What We Talk About: Recovering from a major health event while managing household financesUsing separate accounts to prepare for non-monthly billsWhy sinking funds can bring instant reliefHow disability income can create breathing room in the budgetGrocery budgeting for families with dietary restrictionsWhy using real spending numbers matters more than guessingHow a dedicated grocery account can simplify food spendingGiving yourself grace when prices rise and life changes fast Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Do you make good money but still feel like you have nothing to show for it? Budget besties, this episode is full of real-life coaching lessons that prove small money moves can make a huge difference. We’re sharing client stories and honest budget breakthroughs, from lowering debt payments by more than $400 a month, to fixing sneaky budget issues like “every 4 weeks” expenses, to knowing when to pause savings buckets so you can knock out debt faster. We’re also talking about something that can feel super uncomfortable but matters so much: teaching our kids financial responsibility. Whether your adult child still lives at home or you’re just trying to raise money-smart kids, this conversation will help you think about how to build confidence, responsibility, and real-life financial skills. This episode is your reminder that you do not have to figure it all out alone. Sometimes all it takes is a fresh set of eyes, a little tough love, and a simple plan that actually works. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our How To Budget Workshop! Ready? Buy Our Simplified Budget System Now! Budget besties, April is basically here, and that means it’s time to make a fresh budget before the month starts. In this episode, we walk through exactly how to build your April budget step by step in a way that feels simple, realistic, and doable. We’re talking about how to list your income, include your minimum debt payments, organize your bills, set spending categories that actually fit your real life, and plan ahead for the month-specific expenses that always seem to sneak up on us. We also talk about why making your budget before April starts matters so much, especially if you’re already using an end-of-March paycheck for next month’s expenses. And we show how budgeting does not have to mean tracking every little transaction. It can be clear, quick, and way less stressful than you think. This episode is your reminder that your budget should work for your life, not the other way around. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Shelby came in with a question a lot of us can relate to: when we’re laser-focused on paying off debt, how do we know we’re not pushing too hard and setting ourselves up to fall right back into it? After navigating grad school, living on credit cards for a season, and making some big money changes, Shelby and her husband are now throwing nearly $6,000 a month at debt. They’ve built a plan that gives them structure, breathing room, and a real end date. Their goal? To be debt free except for one main car by November 2026. In this episode, we talk through how to balance aggressive debt payoff with realistic savings, how to plan for real life without calling it a “setback,” and why your budget has to support the life you’re living right now, not just the finish line you’re chasing. We also get into the difference between avalanche and snowball debt strategies, why automation is such a game changer, and how Shelby and her husband are staying motivated with Post-it notes all over the house to remind themselves what they’re working toward. This conversation is such a good reminder that paying off debt does not have to mean white-knuckling your way through life. You can make progress, enjoy your life, and build habits that actually last. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check out Ella's Podcast! Budget besties, we’re bringing back a conversation we had with our friend Ella Catherine from the Lifelong Learners Collective podcast, and it is just as good the second time around. In this episode, we’re talking about the “B word” and why budgeting does not have to mean boring, restrictive, or giving up everything you love. We share how we help people build a budget that actually matches real life, supports their goals, and gives them room for the things that matter most. We get into why so many people feel behind with money, how to prepare for those “unexpected” expenses that are actually very expected, why separate accounts can make budgeting feel so much easier, and how to stop relying on credit cards to fill the gaps. This conversation is such a good reminder that budgeting is not about punishment. It is about clarity, confidence, and building a life you actually want. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! In this Q&A episode, we’re answering real questions from our budget besties straight from our Facebook group and email. We’re talking about the biggest money mistake we’re seeing right now, why so many of us end up using credit cards for groceries and gas, why using your emergency fund can feel weirdly guilt-inducing, and what to do when life feels too nonstop to stick to a budget. This episode is your reminder that money management does not have to feel complicated, scary, or overwhelming. When we know our numbers, automate what we can, and create simple systems that work in real life, everything starts to feel lighter. In This Episode, We Talk About:The biggest money mistake we’re seeing right now: avoiding your numbersWhy looking at your budget is usually not as scary as you thinkHow clarity creates instant solutions and less stressWhy people keep putting groceries and gas on credit cardsThe problem with having one “black hole” checking accountHow separate spending accounts can help you stop overspendingWhy grocery spending can be more predictable than you thinkHow setting weekly or biweekly limits creates built-in accountabilityWhy using your emergency fund for an actual emergency feels so hardThe difference between true emergencies and expected irregular expensesWhy savings buckets can reduce guilt and give you more peace of mindWhy it’s so hard to stick to a plan when life is nonstopHow automation helps you stay consistent without constant effortWhy setting guardrails is a form of being kind to your future self Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check Out Emily's Podcast! Budget besties, this one is for all of us who have ever walked into Target for one thing and somehow left with a cart full of “why did I buy this?” items. In this episode, we’re joined by Emily McDermott, host of Moms Overcoming Overwhelm, to talk about what clutter really means and why it is about so much more than stuff. We dig into the connection between overspending, emotional clutter, identity shifts, and the overwhelm so many women feel in this season of life. Emily shares practical ways to declutter your home, your mind, and even your habits around shopping. We also talk about how creating simple boundaries around your money and your stuff can lead to more peace, more clarity, and way less stress. If you’ve been feeling buried by clutter, tempted by impulse buys, or just craving a fresh reset, this conversation will leave you encouraged and empowered. In this episode, we talk about: Why Target feels so hard to resist for so many womenThe connection between clutter, emotional overwhelm, and identity shiftsHow the “experience” of shopping can lead to overspendingWhy the pause gives you power before making a purchaseWhat to do instead of buying bins and baskets firstThe real reason most people feel disorganizedEmily’s quick decluttering reset: Trash, Relocate, and Anything to get rid ofHow “container limits” can help you manage your home and your spendingWhy freedom works best inside clear boundariesHow simplifying your home can support the life you’re living right now Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties, this episode is all about one very grown-up truth: the financial stuff that sneaks up on us usually is not actually a surprise. It just feels that way when we are not planning ahead. We are talking about why property taxes should not be a yearly jump scare, how relying on a financial “Plan B” can keep you stuck, and why teaching kids to manage their own money matters so much. We also dig into Amazon spending guilt and why tracking after the fact is not nearly as helpful as budgeting on purpose from the start. This episode is packed with real client stories, practical budget shifts, and the reminder that financial peace comes from planning ahead, not scrambling after the fact. In this episode, we talk about:Why saving monthly for property taxes can change everythingHow escrow keeps your money out of sight and earning for the bank instead of for youWhy relying on mom, credit cards, HELOCs, or your emergency fund can make it harder to stick to your budgetThe power of committing to Plan A and removing easy financial fallbacksHow to teach kids real money lessons by letting them spend their own moneyWhy boundaries around money help both adults and kids build confidenceHow to stop shaming yourself over Amazon spendingWhy separating spending into clear budget categories makes money easier to manageHow intentional budgeting creates freedom without guilt Key reminder from this episodeWe want you to be your own bank. That means planning ahead, saving for the things you know are coming, using your budget on purpose, and building a system that helps you rely on yourself instead of defaulting to outside help or last-minute fixes. What we want budget besties to rememberYou do not need to feel ashamed about spending money when it is already part of the plan. The goal is not perfection. The goal is clarity. When your money has a job, you can spend, save, and prepare with a whole lot more confidence. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Today we’re diving into the top 5 hardest financial habits to break — straight from our community. We’re talking about the real-life stuff that keeps showing up in our budgets again and again: eating out, impulse spending, credit cards, grocery overspending, and living above our means. But we’re not just calling out the habits, budget besties — we’re also giving you practical ways to start changing them without going from one extreme to the other. Because this is not about perfection. It’s about creating a money plan that actually fits your real life. In this episode, we talk about:Why eating out and delivery can quietly wreck your budgetHow to make food at home more convenient, realistic, and actually enjoyableThe truth about Amazon, home decor, clothes, and impulse purchasesWhy random scrolling often turns into random spendingHow credit cards keep you disconnected from what’s really happening with your moneyWhy your grocery budget probably needs to be updatedWhat it really means to live within or below your meansHow separate spending accounts and realistic budget categories can make all of this easier The 5 hardest financial habits to break:Eating outShopping and impulse buyingUsing credit cardsOverspending on groceriesLiving above your means Biggest reminders from this episode:We are not saying you can never eat out, shop, or have fun.We are saying you need a plan for it.A realistic budget works better than an overly strict one you can’t stick to.Convenience is okay — it just needs to fit your numbers.You have to stop investing in everyone and everything else before you invest in yourself. Practical takeaways:Make meals at home easy, fast, and appealingPut guardrails around spending with a set budgetUse separate accounts for spending categories when possibleRemove credit cards from your wallet, apps, and auto-pay if they’re causing problemsUpdate your grocery budget to reflect today’s pricesStop guessing with your money and start getting clear on what your life actually costs Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Budget besties, this episode is such a good one. We’re sitting down with Angie, a longtime listener turned client, who shares how she completely transformed her finances by getting organized, simplifying her accounts, and building habits that actually work in real life. Angie and her husband were juggling a lot: personal finances, business finances, two homes, four adult kids, and plenty of money stress. Even though they were making good money, it still felt messy and unclear. Once she started using a simple system that separated bills, spending, gas, and groceries, everything started to click. In less than a year, Angie paid off $72,000 in debt, bought a car in cash, got a month ahead on personal bills, became more generous, and started making financial decisions with so much more peace and confidence. This conversation is a reminder that financial success is not about making more money. It’s about having a system, building habits, and being intentional with what matters most. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Coach Michelle is back in Office Hours every Wednesday, helping budget besties get unstuck—whether you’re brand new, you’ve got the budget system already, or you’re still trying to save up to buy it. This episode is basically a peek into the kinds of questions that come up every week… and the little shifts that create BIG momentum. What we coveredOffice Hours = judgement-free help Bring your questions. Bring your chaos. Bring your “I don’t even know where to start.” Michelle helps you build a plan that actually fits your life—without making you feel behind.The $3,000 credit card win (in about a month!) One budget bestie started in November and by the end of December had paid $3,000 off her credit card—because she:organized the budget clearly,separated accounts,set up automation,and finally saw what her money could actually do.Why separation of accounts creates “discipline” without the stress When everything sits in one account, it becomes a black hole. When you separate money by purpose, you instantly know:what’s for bills,what’s for spending,what’s for saving,and what can go toward debt.And then the “discipline” isn’t you white-knuckling—it’s the system doing what it’s designed to do.The “$3 left for gas” problem (aka: detail overload) A budget bestie was dialing gas and groceries down so tightly she ended the month with $3 left for gas. Michelle’s coaching: Stop budgeting down to the last penny in categories that fluctuate. Gas + groceries need a buffer so you don’t create anxiety, second-guessing, and late-night panic math.We are NOT the frugal besties If you’re looking for “rice and beans forever” or “never go out to eat again,” we’re not your girls. We’re here for bougie on a budget—a budget built in abundance, with breathing room, that supports a life you actually enjoy.The $3,000 car insurance bill (semi-annual stress) One bestie had a $3,000 car insurance bill due in a few months and only had $1,000 saved. The strategy:calculate the gap,temporarily pull back on other savings buckets or extra debt payments,fund the insurance first (because it’s non-negotiable),then return to debt payoff after the bill is paid.The big breakthrough: once annual bills are set up properly, you stop “magically finding” thousands of dollars every few months.Order of operations (so you don’t sabotage yourself) We want you to build this in steps:get spending (gas/groceries/etc.) realisticbuild savings bucketsthen go hard on debt That’s how you avoid having to put surprise expenses right back on a card later.Getting your husband on board (and ending the swipe-stress) One bestie was constantly transferring money to cover her husband’s spending and carrying all the stress alone. The game-changer:separate accounts,give him his own spending account,agree on the amount together,turn off overdraft transfers so the limit is real,and make him responsible for managing his account.It shifts the dynamic from parent/child to teammates.Acorns in the budget (and why “investing on purpose” matters) The round-up investing sounded fine… until she started paying attention to her numbers. Tracking tiny, random round-ups can create unnecessary chaos. Our take:either assign a consistent monthly investment amount (on purpose), Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! 1) Overspending is the norm… and shame is lying to usA lot of people walk around thinking: “I’m terrible with money.”“I can’t do math.”“I have no discipline.” But y’all… that’s not the real issue. The real issue is not knowing what’s safe to spend in the moment. So we guess. And guessing gets expensive. 2) The rebellious spending spiral is realWhen we feel like we never have money, we get that “fine, whatever, future me can deal with it” energy: drain the accountswipe the cardturn it into a later problem Separate accounts remove that fight because there’s nothing to rebel against—you already planned for spending. 3) Separate accounts = micro-decisions, not daily math OlympicsInstead of: “Did we pay rent?”“Do we have grocery money?”“Can I go to Target or will I regret it?” You get: Spending account balance = what you can spend. Period. That’s the whole decision. That’s the freedom. 4) Replenishment changes your brain (and your habits)When your spending money gets refilled every paycheck (or weekly transfer), it stops feeling like: “now or never” and starts feeling like:“I can spend, and it’s coming back.” That’s why people naturally spend less without doing a bunch of willpower tricks. 5) Tracking culture is exhausting and unnecessary hereSome systems want: receiptscategories tracked to the pennyapps yelling at you like you’re grounded 😅 But with this approach, you don’t need to track every little thing because: it’s already separatedit’s already cappedit’s already visible You can literally look and go: “Yep. Target did that.” The end. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check Out Leisha's Podcast! Today’s episode is a female-focused conversation on something most of us have felt but never connected to our money habits: your hormones and your spending. We’re talking with Leisha Drews, nurse and host of the Happily Hormonal podcast, about how different phases of your cycle can affect your mood, decision-making, impulse spending, and even how “motivated” you feel to stick to the budget. You’ll learn: Why your period week can actually be a great time to plan your budgetWhy ovulation week can make you feel more social, optimistic, and a little more “add to cart” 😅Why the luteal phase can bring comfort spending and lower stress toleranceHow awareness helps you stop making money decisions feel like a personal flaw If you loved this conversation, go check out Leisha's show Happily Hormonal and search: cycle tracking or cycle syncing for more episodes on learning your patterns. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties — today we’re pulling back the curtain on real-life lessons from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. We’re talking layoffs and job loss prep, why “0% interest” debt can still be a budget emergency, how to build a storm-mode mock budget, and the surprisingly confusing question: is pet food a savings bucket or a spending bucket? (Answer: it depends… but we’ll make it make sense.) We also get into a big one for parents: stop robbing your own spending money to cover everyone else’s categories, and let’s teach kids how to manage a set amount instead of learning “just go over and Mom will fix it.” Plus, we’re giving you permission to simplify your budget: categories > tracking every little transaction. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Budget besties, February is basically a blink—so we’re not letting March sneak up on us without a plan. In this episode, Shana and Vanessa walk us through their simple, repeatable monthly budget process: close out the current month first, then build the next month’s budget in a specific order so your money feels calmer, more automated, and way less “where did it go?!” We follow a real-life client example (two teacher incomes, lots of moving parts, still totally doable) to show how every income source counts, why we only list minimum debt payments at first, how to wrangle subscriptions without shame, and how to create spending categories that stay consistent month to month. And yes—sometimes savings buckets pause when life is life-ing (hello trips + birthdays). The win is that the plan still works, and you can still make progress—without defaulting to credit cards. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Amanda joined us to talk through a super relatable moment: they’ve built a solid budgeting system… and now the question is what to do with a big, scary student loan balance once the car is paid off. Add in military life + possible paycheck disruptions, and you’ve got a perfect “real life” money crossroads. The best part? Amanda’s already doing the work—multiple spending accounts, savings buckets, paycheck-ahead living—and it literally protected their family during a potential shutdown pay delay. Budget bestie win of the year. 🥳 What we coveredA huge win: Being a paycheck ahead so a shutdown/pay delay doesn’t force a panic loan.The real question: Car #2 will be paid off in July—should they roll that payment straight into student loans Dave Ramsey-style?Why it feels impossible: Doctorate-level debt + preschool-hours income + three little kids + a spouse who’s gone a lot.The mindset shift: Doctorate-level debt can be tackled more aggressively when you’re closer to doctorate-level income.Storm Mode permission: When life is unstable (shutdown uncertainty, limited work hours, heavy family load), it’s okay to pause aggression and pay minimums temporarily.Quality of life matters: Not as an excuse—as a sustainability strategy. Date nights, small “fun money,” and feeling less tight can keep you consistent for the long haul.Tactical tip to reduce overwhelm: Even if the loans are “one balance,” they’re often broken into multiple smaller loans inside the account. Tracking them separately can make the mountain feel climbable.Meet-in-the-middle plan: After the car payoff, consider splitting the freed-up payment:top off key savings buckets (annual bills, gifts, essentials)increase spending accounts to reduce day-to-day stress Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

🎧 Want the free Podcast Bootcamp + VIP upgrade? Click here. Today is a short, fun, behind-the-scenes episode where we’re taking you back to the VERY unglamorous beginning of Financial Coaching for Women. 😂🎙️ If you’ve ever wondered how you even found us, why this show feels so “meant to be,” or what it looked like before we had any clue what we were doing… this one’s for you. In this episode, we cover:The moment Shana accidentally started a podcast (yes, on purpose… but also not) 😳Vanessa’s reaction: “How do you accidentally start a podcast?!”Our first “studio”: a garage + yoga mats + blankets + towelsThe umbrella era… because we thought it would stop sound waves 🫠Why people tell us, “I feel like God led me to your podcast” and why we fully agreeThe pivot point when we realized: “Oh… this podcast could actually be a thing”How we went from 3,000 plays to 1.5 million plays and 500+ episodes later Want the behind-the-scenes and the blueprint?If this episode has you thinking, “Okay… maybe I could start a podcast (or finally get serious about mine),” we’re inviting you to join Steph Gass’ free Profitable Podcast Bootcamp (Feb 23–27). ✅ Grab your spot here: stefaniegass.com/budgetbesties Use code: BUDGETBESTIES for a free VIP upgrade. We’ll see you over there. And if you’re just here for the origin story, we love you the most. 😉

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Tax season is here, budget besties—and while it might not be anyone’s favorite, it is inevitable. In this episode, Shayna and Vanessa walk you through a simple, step-by-step plan for what to do with your tax refund (or what to do if you owe), so the money doesn’t disappear the second it hits your account. We talk about why refunds often vanish without a plan, how “I’ll pay it off when the refund comes” keeps you stuck in a behind cycle, and how to use your budget to decide what comes first. You’ll learn how to choose between the three main refund options—debt, savings buckets, or a splurge—based on what your real life and your full-year budget actually need. Plus, two pro tips: what to consider if you’re getting a big refund every year (hint: it may be time to revisit withholding), and how to prepare now if you owe taxes so next year doesn’t feel so painful. The goal? For your tax return to feel like a bonus—not the thing holding your whole financial year together. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties — today we’re hanging out with Jamie (Twin Cities, MN!) to talk about what it actually looked like to go from “shooting from the hip and hoping for the best” to having a real plan, real peace, and real progress. Jamie and her husband Kevin have been together since they were teenagers (married 23+ years), and like a lot of us, they weren’t raised with money skills modeled clearly. They’d do “a program” for a while, fall out of rhythm, and then drift back into chaos. Add in big-life curveballs (home repairs, medical stuff, kids getting older, college around the corner), and it hit a breaking point: the stress and uncertainty started feeling too expensive to ignore. So they brought in coaching — and everything changed. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Today we're pulling back the curtain and sharing real stories from our private coaching sessions – because if our clients are dealing with it, chances are you are too. From job transitions messing with pay schedules to college visits sneaking up on us (hello senior year!), we’re breaking down exactly how we helped our clients navigate these challenges without falling into a debt spiral. We’re talking about: Why funding your grocery account is non-negotiableWhat to do when your paycheck date shifts and the bills don’t careThe sneaky stress of college visit expenses – and how to stop pretending it’s not happeningHow skipping a debt payment to build a buffer is actually a smart moveThe power of planning ahead (even if your kid is just a freshman) These are the kinds of wins that may not look flashy on paper — but the Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey budget besties! 💸 This episode is for every single one of us walking around with invisible—but very real—money baggage. Whether it came from childhood sayings like “money doesn’t grow on trees” or past relationship drama, Shana and Vanessa are breaking down where our money beliefs come from and how they shape the way we spend, save, and stress about money today. 💼 What is money baggage anyway? It’s the beliefs, habits, and emotions around money that you’ve carried—sometimes without even knowing it. And they’re often rooted in family dynamics, cultural expectations, or past financial experiences. 🎯 In this episode, we explore: The most common money messages we heard growing up (and how they STILL influence us today)How fear of spending or scarcity mindsets show up in our relationshipsWhy two people can bring wildly different money habits into a marriage—and how that causes tensionThe weight of cultural or family pressure to live a certain lifestyleThe emotional toll of money trauma from past relationshipsAnd most importantly, how to recognize your patterns and choose a new path forward 💬 Shana shares how her childhood taught her not to ask for things (because the answer would be no), and how that belief showed up in her marriage—even when it didn’t make sense. Vanessa gets real about how her parents losing their jobs drove her to pay off her mortgage early. These stories aren’t just personal—they’re universal. And they show us just how deep this stuff runs. ✨ But here’s the good news: You get to decide what comes next. You’re not stuck in the patterns you were handed. Whether you're scared to spend or scared to talk about money at all, you can shift how you handle your finances—and we’re here to help you do it. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Check out Kallai's Podcast! This one’s for all of us who grew up with “just make it work” energy—and are ready to do things differently. In today’s powerful episode, we’re joined by the incredible Kallai Plummer, founder of The Kal + Co, operations expert, and host of That Big CEO Energy podcast. Kallai is sharing her real, raw story of financial survival, motherhood, breaking cycles, and building a business that puts her family and her freedom first. Kallai grew up with a single mom who made it all work behind the scenes—but didn’t talk about money. Later, she found herself in a similar spot as a young single mom, following the “do it right” playbook of college, career, 9-to-5… and still feeling stuck. Together, we unpack: The generational patterns around money (and silence) that so many of us are navigatingWhy saving money can feel uncomfortable when you’ve never seen it modeledHow our upbringing shapes not just our finances—but our relationships, communication, and even self-worthWhy it’s so important to let our kids in on age-appropriate money convosWhat it really looks like to walk away from burnout and build a business on your termsAnd how to create safety, strategy, and sustainability—at home and in business Whether you’re a single mom, a business owner, or just someone trying to change your money story, this episode is full of heart, healing, and straight-up real talk. The biggest takeaway? You’re not stuck. You’re learning. And you can teach your kids something different. 💛 Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Coach Michelle is back, besties! 🙌 We’re diving into some of the most common questions we’ve been getting in office hours and in our community—from savings buckets to debt payoff strategies and how to actually get started without spinning out in decision fatigue. In this episode, we talk about: 💸 What savings buckets are (and why they’re a game-changer) 🎯 How to decide what you should be saving for 🛠️ How to use your savings buckets when it’s time to spend 📆 The right time to add savings buckets to your budget 🚫 What to do when you want to pay off debt and save at the same time ⚖️ Real talk about snowball vs avalanche vs “what’s stressing you out most” debt payoff methods 🎉 Celebrating every win—from getting your first budget set up to paying off $50k in debt! Plus, we remind you to take it one step at a time—month one might just be getting your budget in place, and that’s a huge win too. So if you’ve been wondering how to juggle savings and debt payoff, or you’re still wrapping your head around how savings buckets work, this one’s for you. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! You’re not the only one avoiding your bank account like it’s haunted. 👻 Two-thirds of people do it too! But what if one tiny shift could help you go from financial fog to total clarity? That shift? Multiple. Bank. Accounts. Sounds complicated? It’s not. We’re breaking it down step-by-step, budget bestie style. 🧠 In This Episode:That “black hole” checking account feeling — and why it’s so overwhelmingThe adult version of “la la la I can’t hear you!” when it comes to money 😬Why one checking and one savings account just doesn’t cut it anymoreThe power of separating your money — and how it instantly simplifies your decisionsWhich checking accounts you actually need (hint: bills, spending, gas + groceries)How savings buckets give your money purpose — and keep you from “accidentally” spending itPet account shoutouts to Cooper and Luna 🐶💕Simple best practices to name, hide, and automate your accounts like a pro Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! In today’s episode, we're sitting down with Amanda — a rockstar, graduated client who proves that hitting the reset button doesn't mean starting over empty-handed. Amanda’s story is real, raw, and SO relatable for any of us navigating a financial rebuild, especially after a major life change. She came to coaching newly single, with $0 in her bank account, two kids to support, and the determination to not mess this up. Fast-forward to today: Amanda is not only financially stable, but she’s fully funding her life, bought a house, built savings buckets, is two months ahead in her business, and is teaching her kids real money skills. 👏🏼👏🏼👏🏼 In this episode, we chat about: What prompted Amanda to seek financial coachingHow she strategically used her divorce settlement to reset her financesThe mindset shifts around debt, spending, and credit cardsHow she ditched the stress and embraced budgeting simplicityWhy separating accounts made everything easier (yes, even with more accounts!)Setting up her kids with money management systems earlyBusiness owner lessons: paying yourself properly and setting monthly income goals Amanda reminds us that it’s not about being perfect — it’s about being intentional, asking for help, and learning how to be your own bank. Whether you’re starting fresh or just need a reboot, her story is proof that we can take control, live well, and still get our nails done. 💅🏽😉 Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Today, we’re bringing you behind the scenes, straight into our coaching calls — because if our clients are navigating it, chances are you are too. We’re talking about budgeting through real-life seasons, shifting priorities, and how to create space in your budget without the guilt. ✨ What We’re Talking About: Budgeting for the season you're actually in — hello, sports parents!Why your family fund might need to flex (and that’s okay)Creating custom spending accounts to reduce stress and decision fatigueThe danger of budgeting with unrealistic numbers (aka stop lying to your grocery line)What happens when you lose your job after you’ve finally gotten your money rightHow getting your budget in order makes space for life’s curveballs We’re sharing stories from real coaching clients to show you just how powerful it is to take ownership of your money — before life forces your hand. Because budgeting isn’t about restriction — it’s about freedom. It’s about knowing what you can afford and making confident choices (even if that means skipping a vacation to fund volleyball season 🏐). 🎧 Tune in, take what you need, and remember — we’re all bougie on a budget in our own way. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! February’s knocking at the door (yes, the month with TWO R’s — we didn’t forget 😉), and you know what that means — it’s budget planning time! In this episode, we’re walking you through how to set up your February budget step-by-step, and helping you think through all the little things that might be coming your way — from Valentine's Day to surprise school fees to Super Bowl snacks. 🍫🏈💐 WATCH AND FOLLOW ALONG HERE! Whether you’re brand new or a long-time listener, we’ve got something for you in this episode. You’ll hear exactly how we guide our clients each month and why it’s not about how much money you make — it’s about what you do with it. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! This week, we’re deep in storm mode — that intense life season when everything feels a little chaotic and you’ve got no choice but to laser focus on what matters most. 💥 Whether it’s prepping for the bar exam, going through a job change, or any other major shift, we’re walking through what it means to pause the debt snowball (yes, it’s okay!), set up intentional savings, and just survive without adding to the pile. Our guest, Andrea, is in the thick of it — juggling $15k in credit card debt, six-figure student loans (we’re just ignoring those for now, okay?), and prepping for the bar exam. But the good news? She’s already set up her budget system, is tracking her spending, and has her savings buckets lined up like a champ. 🙌🏽 We talk through: 🔹 When it makes sense to hit pause on extra debt payments 🔹 How to prioritize savings buckets during income dips 🔹 What “storm mode” really means (and why it’s NOT failure) 🔹 Why credit card calls can be scary — but powerful 💪🏾 🔹 The emotional side of budgeting and asking for help 🔹 How to handle the months when you’re not working but bills still show up And if you’re wondering whether it’s okay to just tread water for a while — spoiler alert — YES, it is. Sometimes, we don’t need to move the needle; we just need to stop it from sliding back. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Are you tired of that suffocating paycheck-to-paycheck cycle—even though you make good money? You’re not alone, and you're not doing anything wrong. In this episode, Shana and Vanessa are breaking down exactly how to get a paycheck ahead and why it’s the key to breathing room in your budget. We're diving into: Why living paycheck to paycheck is still the norm for so many (even with a solid income)How the budgeting system most of us learned is working against usWhat it actually looks like to be a paycheck ahead (and why it changes everything)The exact steps to shift your budget one paycheck ahead—without the overwhelmReal client stories and examples to help you visualize what this looks like in real lifeHow being a paycheck ahead makes your budget automatic, less stressful, and way more peaceful Whether your paychecks land on the 1st, 15th, or every other Friday—this episode will help you finally feel in control of your money (instead of always catching up). If you’ve ever said, “I make decent money, but I still feel broke,” this one’s for you. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’ve ever looked at your bank account and thought, “Wait… where did my money just go?” — this episode is your episode, bestie. This week, we’re breaking down the 7 real reasons so many of us stay stuck in the paycheck-to-paycheck cycle (even if we’re making good money). We’re talking overspending, surprise expenses, one giant messy bank account, and some serious decision fatigue. And don't worry — we’re not just pointing out the problems. We’re showing you how to flip the script and finally get a paycheck ahead, with practical tips to bring clarity, calm, and control to your budget. We cover: 💸 Why budgeting by paycheck is keeping you broke 📆 The power of monthly budgeting and thinking bigger 🏦 Why one messy account is low-key ruining everything 🔄 The spending mistake most of us don’t even realize we’re making 🚨 How "unexpected" expenses are actually very expected 🧾 Paying for your past vs. planning your future 🎯 And why getting a paycheck ahead is more doable than you think We’re diving into mindset shifts and giving you the step-by-step game plan to take your budget from chaos to calm. This is the clarity and strategy you’ve been craving, without the shame spiral. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! This week, we’re talking about what it really looks like to budget with intention—and still enjoy your life. 💸❤️ One of our coaching clients joins us to share her experience going from feeling restricted by traditional advice (yes, we’re side-eyeing the rice and beans life 👀) to feeling empowered by a budget that actually fits her real life. In this conversation, we dive into: Why budgeting isn’t about punishment or perfectionThe difference between guilt and guidance when it comes to spendingHow our six-month coaching journey helped her confidently adjust her numbers over timeWhat it feels like to be supported and still allowed to celebrate with birthday cake (even if it’s a lil’ bougie) 🎂 This episode is for every budget bestie who's ever felt like they had to choose between getting out of debt and enjoying life. Spoiler: you don’t have to choose. You get to do both—with a plan that works for you. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Budget Besties, let’s be real—most of us don’t have a money problem… we’ve got a January problem. And not because it’s cold or because the holiday hangover is hitting hard, but because this is the month where all those “surprise expenses” from the year ahead start creeping in… and blowing up our budgets. In this episode, Shana and Vanessa walk you through how to take control of your money in 2026 by planning on purpose. We’re not just talking about budgets—we’re talking about setting the vision for your entire year and making sure your money supports that vision. Whether it’s travel, a promotion, a kid starting kindergarten, or finally upgrading that 2001 backdoor (Shana 👀), this is the episode that helps you actually get ahead. We’re sharing how to: Go from “I don’t have a plan” to “I’ve got a plus!” 👏Think big-picture (hello, bird’s eye view of 2026)Break down those dreamy goals into a monthly budget that worksUse our Savings Bucket Planner to prep for those expenses that aren’t monthly—but still matterGet your budget to match your life (not the other way around)Automate your budget so your money moves where it’s supposed to—without you lifting a finger If you’re making good money but still wondering where it’s all going, 2026 is the year we fix that. You don’t need a magic wand, you just need a budget that fits your life and goals—and that’s exactly what we’re showing you how to create. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Hey, budget besties! 💸 If you’ve ever bounced between three different budget templates and ditched them all by mid-February, this episode is your financial wake-up call—in the most loving, supportive, and fun way, of course. Here’s the truth: ✨ The best budget in 2026 is the one you’ll still be using in December. ✨ And if you haven’t found that yet? Sis, it’s not your fault. You don’t have a template problem—you’ve got a system problem. In This Episode:Shana and Vanessa are spilling the tea on why most budget templates don’t work (and leave you feeling like it’s your fault), and what you actually need to stay consistent all year long. We’re covering:✔️ Why motivation and willpower shouldn’t be required to manage your money ✔️ The test to figure out if your current budget system is secretly sabotaging you ✔️ Common traps that make budgeting feel like a full-time job ✔️ Must-have features in the best budget template for real life in 2026 ✔️ How our Simplified Budget System helps you plan per paycheck without the overwhelm ✔️ Why your budget should work for you—whether you're a busy mom, a college student, or deep in a life transition ✔️ The “aha!” moment clients get when their budget finally clicks Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Ready? Buy Our Simplified Budget System Now! Enjoy Day 5 of our Money Makeover Bootcamp! Watch it here. Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Ready? Buy Our Simplified Budget System Now! Enjoy Day 4 of our Money Makeover Bootcamp! Watch this episode here. Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Ready? Buy Our Simplified Budget System Now! Day 3 of our Money Makeover Bootcamp: How to Stop Living Paycheck to Paycheck and Get One Paycheck Ahead. Enjoy! Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Ready? Buy Our Simplified Budget System Now! Get Debit Card Stickers Here! Day 2 of our Money Makeover Bootcamp! Enjoy! Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you want a simple budget that fits your life in 2026, not a spreadsheet you’ll abandon by February, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa walk through how to create a simple budget that works with your real income, real spending, and real lifestyle. If you make good money but still feel like your budget never quite fits your life, the issue isn’t discipline or motivation. It’s that most budgeting methods weren’t designed for how people actually live. This conversation breaks down how to build a simple, flexible budget using an automatic system that helps you manage money, pay off debt, and save consistently without feeling restricted or overwhelmed. In this episode, we answer questions like: • What does a “simple budget” actually mean in real life? • How do you create a budget that fits your lifestyle instead of fighting it? • Why do most budgets stop working after a few weeks? • How can an automatic budget system make managing money easier? • What should a modern budget look like in 2026? If you’re tired of starting over every month and want a budgeting system that works in the background while you live your life, start with the Money Makeover Bootcamp or jump straight into the Simplified Budget System when you’re ready. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy. https://budgetbesties.com/privacy

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If your New Year’s goal is to be better with money, but the idea of tracking every single expense makes you want to avoid your bank app altogether, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa break down why traditional budgeting methods don’t work for real life and what actually does. If you make good money but still feel like you have nothing to show for it, the problem isn’t you. It’s the outdated budgeting systems you’ve been taught. This conversation walks through how to build a simple, automatic budget system that helps you manage money, pay off credit card debt, and save consistently without guilt, restriction, or spreadsheet burnout. In this episode, we answer questions like: • Why does tracking every penny feel exhausting and unsustainable? • Why do most budgets feel restrictive even when you’re earning good money? • What does it actually mean to have an automatic budget system? • How can you stop living paycheck to paycheck without cutting everything you enjoy? • What does a modern budget look like for real life, not perfect spreadsheets? If you’re tired of starting over every month and want a budgeting system that works in the background while you live your life, start with the Money Makeover Bootcamp (hyperlinked again) or jump straight into the Simplified Budget System (hyperlinked again) when you’re ready. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’ve ever said “I want to be debt-free, but I’m not giving up lattes, date nights, or vacations,” this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa kick off 2026 with a realistic, sustainable plan to get out of debt without white-knuckling your way through the month or living on rice and beans. If you make good money but still feel stuck with credit card debt, the issue isn’t discipline. It’s the debt payoff strategies you’ve been taught. This conversation breaks down how to pay off debt using a system that fits real life, supports consistency, and doesn’t require you to sacrifice everything you enjoy. In this episode, we answer questions like: • Why don’t you need to be “gazelle intense” to get out of debt? • How can you track all of your debt in one clear, simple place? • What are the three main ways to pay off debt and how do you choose the right one? • Why aren’t minimum payments actually the enemy? • How do you find your “extra on debt” number without stressing every month? • How can you act as your own bank so unexpected expenses don’t derail your progress? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’ve ever said “I want to be debt-free, but I’m not giving up lattes, date nights, or vacations,” this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa kick off 2026 with a realistic, sustainable plan to get out of debt without white-knuckling your way through the month or living on rice and beans. If you make good money but still feel stuck with credit card debt, the issue isn’t discipline. It’s the debt payoff strategies you’ve been taught. This conversation breaks down how to pay off debt using a system that fits real life, supports consistency, and doesn’t require you to sacrifice everything you enjoy. In this episode, we answer questions like: • Why don’t you need to be “gazelle intense” to get out of debt? • How can you track all of your debt in one clear, simple place? • What are the three main ways to pay off debt and how do you choose the right one? • Why aren’t minimum payments actually the enemy? • How do you find your “extra on debt” number without stressing every month? • How can you act as your own bank so unexpected expenses don’t derail your progress? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’re starting January 2026 feeling motivated but already overwhelmed by the idea of budgeting, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa walk you step by step through how to create a simple January budget that supports your real life instead of fighting it. This isn’t about cutting everything fun or tracking every transaction. It’s about setting up a budget that helps you pay off debt, build savings, and feel confident with your money without burnout. You’ll learn how to approach your January budget with clarity, how to plan for expenses without guilt, and how to use an automatic system that keeps your money organized in the background. In this episode, we answer questions like: • How do you create a January budget that actually feels doable? • Why do most budgets fall apart after the first few weeks? • How can you plan for debt payoff and savings at the same time? • What does a simple budget look like when you make good money? • How do you stop restarting your budget every single month? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! This is a short and gentle check in for anyone easing back into real life after the holidays. In this episode of Financial Coaching for Women, Shana and Vanessa pop in with a quick reminder that you don’t need to punish yourself, restrict everything, or start over aggressively just because the holidays are over. There’s no budgeting homework in this one. No spreadsheets. No to do list. Just a moment to breathe, reset, and remind yourself that how you move forward matters more than how December went. This episode is here to help you: • Release post holiday money guilt • Let go of all or nothing thinking • Approach your finances with calm instead of pressure • Reset without shame or urgency Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’re heading into a new year already feeling overwhelmed and behind, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa sit down with Kerri Patt to talk about how to plan a year that feels peaceful, intentional, and aligned with real life, not packed with unrealistic goals. This conversation goes beyond budgeting tactics and focuses on how time, money, and priorities all work together. You’ll hear how to map out big life moments, plan ahead for what matters most, and use your budget as a support system instead of a source of pressure. This episode helps you think beyond your next paycheck and start planning a year that reflects your values, your family, and the life you actually want to live. In this episode, we answer questions like: • How do you plan a year without feeling overwhelmed? • How can your budget support big life moments instead of reacting to them? • What does intentional planning look like for real life? • How do you balance money goals with rest, family, and joy? • How do you move into a new year with clarity instead of chaos? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’re heading into a new year already feeling overwhelmed and behind, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa sit down with Carrie to talk about how to plan a year that feels peaceful, intentional, and aligned with real life, not packed with unrealistic goals. This conversation goes beyond budgeting tactics and focuses on how time, money, and priorities all work together. You’ll hear how to map out big life moments, plan ahead for what matters most, and use your budget as a support system instead of a source of pressure. This episode helps you think beyond your next paycheck and start planning a year that reflects your values, your family, and the life you actually want to live. In this episode, we answer questions like: • How do you plan a year without feeling overwhelmed? • How can your budget support big life moments instead of reacting to them? • What does intentional planning look like for real life? • How do you balance money goals with rest, family, and joy? • How do you move into a new year with clarity instead of chaos? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’re trying to stop using credit cards but feel like your income is unpredictable and your budget never quite works, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa sit down with Leah, a self-employed listener navigating variable income, savings overwhelm, and the pressure to rely on credit cards just to stay afloat. If you make good money but still feel behind, the issue isn’t discipline. It’s not having a budgeting system that can flex with real life and inconsistent paychecks. This conversation walks through how to create a step-by-step budget that works even when your income changes month to month, how to build a one-month buffer, and how to stop depending on credit cards without feeling restricted or stressed. In this episode, we answer questions like: • How do you get a paycheck ahead when your income isn’t consistent? • How do you build savings buckets without feeling overwhelmed? • Why can paying interest strategically sometimes help you move forward? • How do you stop using credit cards without falling behind on bills? • What does a realistic budget look like for self-employed or variable income households? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’re ready to invest but still carrying debt and don’t even feel clear on your budget yet, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa break down one of the most common questions women ask once they start making decent money: should you focus on paying off debt first, or is it time to start investing? This conversation walks through how budgeting, debt payoff, and investing actually work together, not as competing goals, but as part of one clear system. If you make good money but feel unsure about what should come first, the issue isn’t discipline. It’s not having a clear order of operations. In this episode, we answer questions like: • When does it make sense to start investing if you still have debt? • How do you know if you’re actually ready to invest? • Why budgeting has to come before both debt payoff and investing • How debt impacts your ability to invest confidently • How to make progress without accidentally sabotaging your financial future Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! Budget besties, this one’s gonna hit home...literally. We’re joined by the incredible Katy Wells, decluttering expert, podcast host of The Maximize Minimalist, and author of the upcoming book Make Home Your Happy Place. If you’ve ever looked around your house and thought “I cannot deal with this today,” this episode is your reset button. 🙌 We dive deep into: The emotional roots of clutter and how it ties to our “stuff story”Why traditional decluttering advice falls short (hello, rainbow bins and weekend burnout)The powerful connection between your home environment, mental health, and even your spending habitsPractical ways to declutter without needing a free weekend and a magic wandHow to involve your partner, kids, and even your shopping triggers in a totally doable way Katy’s philosophy of holistic decluttering will have you rethinking your relationship with stuff—and how it's all connected to your finances, your energy, and your peace of mind. ✨ Plus, she shares how to set up a “donation station” (game changer), use clutter audits that take less than a minute, and why you don’t have to wait until your kids grow up to feel good in your home. In this episode, we cover: Why clutter is never just about stuffHow our upbringing, culture, and personal history shape how we manage our homesThe psychology of “add to cart” and what it has to do with dopamineSmall daily habits that make a BIG impact (without overhauling your entire weekend)Ways clutter and money stress feed into each other and how to stop the spiral Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching Connect with kathy: Katy’s book Make Home Your Happy Place is available for pre-order now and is packed with everything we talked about (and more). It’s not just a book—it’s your companion through the mess, mindset, and magic of creating a home that works for you. 💛 Links & Resources Get Katy's Book: Making Home Your Happy Place: A Real-Life Guide to Decluttering Without the Overwhelm 📚 Pre-order Katy’s book + get the bonuses: https://www.katyjoywells.com 🎧 Listen to The Maximized Minimalist podcast 📸 Follow Katy on IG: @katyjoywells This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’ve been listening to the podcast and thinking, “I get it… but how do I actually do this?”, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa break down why the Money Makeover Bootcamp exists, how it’s different from just listening to podcast episodes, and why it’s the fastest way to build real momentum with your money heading into 2026. This conversation walks through what actually changes when you stop relying on willpower and start using a system that runs in the background of your life. If you make good money but still feel stuck starting over each month, this episode explains why more information isn’t the answer and what kind of structure actually leads to consistency. In this episode, we answer questions like: • What the Money Makeover Bootcamp is and who it’s designed for • Why budgeting systems fail when they rely on motivation instead of structure • How separating and automating your money reduces stress and decision fatigue • What makes this bootcamp different from free content or traditional budgeting advice • How the bootcamp supports you step by step instead of overwhelming you Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you’re heading into a new year and want your money to actually support the life you’re building, this episode is for you. In this episode of Financial Coaching for Women, Shana and Vanessa walk through how to set clear, realistic financial goals for 2026 without relying on vague resolutions or unrealistic motivation. This conversation focuses on aligning your budget, savings, and spending decisions with what actually matters to you so your money works in real life, not just on paper. If you make good money but still feel unsure whether your financial choices are moving you forward, the issue isn’t discipline. It’s having a plan that connects your goals to your day-to-day money decisions. In this episode, we answer questions like: • How do you set financial goals that are realistic and flexible? • What’s the difference between short-term, mid-term, and long-term money goals? • How do you tie your budget to your priorities instead of generic advice? • How can you plan for big life goals without feeling overwhelmed? • What does intentional money planning actually look like in real life? Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Snag Our Simplified Budget System! Check out Carrie's Podcast! We’re bringing back one of our all-time favorite convos with our good friend and Diet Disruptor queen, Carrie Lupoli! If you missed it the first time (or need a refresh), get ready for one seriously powerful conversation on how your financial health and physical health go hand-in-hand. Carrie has called us her besties for years (aw 🥹), and in this re-air, we finally sat down with her on the mic to talk about how getting your money in check can actually transform your mental clarity, stress levels, and even your relationship with food. 👯‍♀️ What We Chat About: The surprising connection between financial stress and health struggles Why “not knowing what you don’t know” is not your fault—and how to unlearn it How Carrie and her husband completely shifted their money mindset and now have money left at the end of the month 🙌 What it means to budget like a grown-up without giving up brunch, beauty, or bacon 🍳 Why credit card “points” aren’t doing you any favors (sorry, not sorry 😅) A simple, automated budgeting system that makes life easier—yes, automagically 🪄 Teaching your kids financial confidence early (Carrie’s 20-year-old is thriving!) Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Check out Office Hours! Guess who’s back on the podcast? Our incredible coach Michelle is here, and she’s bringing the behind-the-scenes scoop from office hours — aka where the magic happens every single week. Whether you’ve joined us live or you’re wondering what office hours are all about, this episode breaks down the real questions people are asking (and the “aha” moments they’re walking away with). From paycheck planning to deciding between savings buckets and spending accounts, this convo is full of clarity, encouragement, and real-life strategy. Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!  Schedule an Annual Planning Session. Budget besties, 2026 is almost here—but don’t skip the most important step: looking back at your 2025 money moves. 👀💸 In this episode, we’re walking you through a quick + powerful Year-in-Review so you can: Actually see where your money went Celebrate how far you've come (yes, even if it doesn’t feel like it) Spot what needs adjusting before you set 2026 goals We’re talking debt payoff, savings buckets, spending patterns, life changes—and how to use that info to feel way more confident going into the new year. ✨ Grab your free checklist: budgetbesties.com/yearinreview✨ Simplified Budget System owners — book your one-time planning session at budgetbesties.com/annualplanning✨ Bootcamp is coming Dec 29th: budgetbesties.com/bootcamp Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! You know what time it is... it's DECEMBER BUDGET TIME! 🎁 And if you're like us, you're probably already bracing for the whirlwind of holidays, parties, gifts, and those sneaky little expenses that come outta nowhere (we see you, secret Santa and gymnastics party #3). In this episode, we walk you step-by-step through how to build your December budget before the chaos takes over—because clarity now means peace later. Here’s what we’re diving into: ✅ Closing out November Before we do anything for December, we gotta see how November wrapped up. That means checking bills, income changes, surprise spending, and making sure your budget reflects what actually happened, not just what you planned. ✅ Setting Up December’s Budget We start fresh—but not really! If you're using our system, it all auto-fills based on last month, so you’re not building from scratch. We show you how to plug in your income, including paychecks, side hustles, garage sales—you name it. Every dollar coming in matters. ✅ Listing Your Debt Minimums No skipping this step. We’re laying out all those minimum payments so you can see exactly how much debt is costing you monthly. Why? Because awareness = power. And some of y’all are one payoff away from a BIG monthly win! ✅ Mapping Out Your Bills We walk you through how to list every bill with a due date—from the mortgage and electric to those pesky subscriptions that add up fast. (Looking at you, 7 streaming services.) ✅ Budgeting for Spending—Yes, Real Life Spending Gas. Groceries. Fun. Kid stuff. Personal spending. We break down how we use separate checking accounts for each so you know what’s safe to spend—no tracking needed. 🙌 ✅ Planning for the Extras This Month December’s got layers: holiday travel, birthdays, class parties, random gift exchanges. We show you where to plug in those “extras” so they don’t sneak-attack your budget. ✅ Stacking Your Savings Buckets Whether it’s for Christmas 2026 or your annual HOA fee, those savings buckets are key to staying out of debt for good. We give you the rundown on how our clients are funding theirs, even in a busy season. ✅ Using Leftover Money With Intention Once everything’s plugged in, what’s left? That’s the magic. Whether it’s extra debt payments or beefing up your savings, we show you how to finish your budget strong—without guessing. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey, budget besties! 🙌 This week, we're bringing you straight into the coaching room—real client convos, real financial struggles, and real solutions that you can take and use TODAY. We’re covering two big topics: Whether you’re team “chores-for-cash” or you’re just trying to give your teen lunch money without handing over your debit card—this one’s for you. We break down: Why separate kid accounts are a game changer How to start small with a simple debit card setup (no fancy apps needed!) What to do if your kids have jobs, commute siblings, or help around the house How this ONE system builds financial literacy, teaches responsibility, and saves you from being the Bank of Mom & Dad Bottom line? This is less about the money and more about the life skills you’re handing your kids. And you don’t need some overpriced app to do it. You’ve got this. We’re also diving deep into something that comes up all the time in our coaching sessions: trust around money in relationships. Shana shares a powerful story from a couple who had been together for nearly 20 years but still hadn’t fully merged their finances. Spoiler alert: It wasn’t because of anything they did to each other—it was childhood money trauma they never unpacked. We talk about: What might really be behind your hesitation to combine finances Why getting financially naked might be the real intimacy block 😬 How to have honest conversations about past mistakes, guilt, and money baggage The path forward when there’s a history of mistrust—and how healing IS possible If you’re married (or partnered) and feel like you’re in your own financial lane, this episode will hit home. Whether you're teaching your teens to track their balances or working through decades of financial “stuff” with your partner, just know—we’re in this with you. You’re not behind.You’re not the only one.And you’re definitely not alone. 🧡 We're cheering you on every step of the way. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Let’s clear the air: an emergency fund is NOT a catch-all for life’s expenses. Most of what wrecks your budget month to month? Not true emergencies — just unexpected-but-actually-expected stuff like car repairs, insurance renewals, and holiday madness. In this episode, we’re breaking down: The real difference between an emergency fund and savings buckets Why saving $1,000 and calling it a day isn’t the move What to do before paying off debt The 6 steps we walk our clients through (and why this order makes your budget work better) Why you’re always draining your savings account without realizing it 🎯 We’ll also chat about how to: Figure out how much you need in your mini emergency fund Brainstorm savings buckets that make sense for your real life Avoid the “oops, I forgot about that bill” panic Finally create a financial plan that’s flexible, clear, and works for you Plus: We share details on our upcoming Budget Bootcamp starting December 29th! (Don’t worry — no homework now, just get your name on the list.) This episode is your budget reset button — whether you’re just starting or you’ve been winging it and wondering why it’s not working. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, whew — grab your tissues and your coffee. In this powerful episode, we sit down with Mackenzie, a wife, mama of two, and full-time working powerhouse navigating a major life pivot after her husband lost his job. Spoiler: this conversation is about so much more than money. From a job loss to reworking their budget and leaning into a new side hustle, Mackenzie walks us through the real life stuff — the stress, the faith, and the tough decisions that so many of us face but don’t always talk about. We dig into: 💸 What to do when your income suddenly drops 🏡 Why selling your house might not be the answer 🧮 How to actually figure out how long your savings can last ❤️ The emotional weight of being the breadwinner... and choosing not to be anymore 💡 Why pursuing purpose can still be part of your financial plan 🙌 And the reminder we all need: THIS is why we budget — so we’re prepared when life hits Mackenzie’s vulnerability, grit, and heart are what this community is all about. If you’ve ever felt like you're holding everything together with duct tape and coffee, this one’s for you. Today, we’re bringing you another round of real-life stories and real-life lessons straight from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. Our goal? To help you avoid the same mistakes, feel less alone, and walk away with practical wins you can use today in your budget. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today, we’re bringing you another round of real-life stories and real-life lessons straight from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. Our goal? To help you avoid the same mistakes, feel less alone, and walk away with practical wins you can use today in your budget. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! In this replay, we’re taking you back to a powerful holiday episode where we teamed up with the amazing Anna from the It's About Time Podcast! If Christmas tends to sneak up on you (and your wallet), this one’s a must-listen. We're sharing our best-kept secrets for cash flowing Christmas, ditching the credit cards, and yes—still being bougie on a budget 🎁✨ We break down: Why you don’t have a spending problem—you just need to get organized How our grandparents had 5-line-item budgets, and now we’re dealing with 85 tabs open in our brains 🤯 Why relying on credit cards for Christmas is a recipe for a holiday hangover How to start being your own bank 💰 (bye-bye, points that don't pay) Why budgeting isn’t restrictive—it’s just a plan for your priorities The 5-column budget system we teach that makes things click How to budget for Christmas without giving up what you love (pumpkin spice included ☕) What to include in your holiday budget (spoiler: it’s more than just gifts) How to loop in your kids without the money stress or guilt Why Christmas can (and should!) be generous and planned Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! In today’s episode of Financial Coaching for Women, we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family’s finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt payoff and long-term goals. But with unexpected expenses, consolidated loans, and a busy family life, staying on track isn’t always easy. Together, we walk through her real numbers, real questions, and real challenges. If you're early in your budgeting journey—or trying to get back on track—you’ll feel right at home in this conversation. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today, we’re bringing you real stories and lessons straight from our private coaching sessions — because if our clients are dealing with it, chances are you are too. From credit card points to refinancing decisions, we’re breaking down what’s really happening behind the numbers so you can avoid the same mistakes, feel less alone, and walk away with some quick wins for your budget. You’ll hear about a client who thought credit card points were the key to “winning” with money (spoiler: they weren’t), how another family is tackling a 7% mortgage the smart way, and why simple awareness can transform everything about how you spend, save, and plan. This episode is full of aha moments, real talk, and encouragement for anyone ready to move from surviving to thriving. 💪 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Curious? Watch Our Money Makeover Bootcamp! Ready? Buy Our Simplified Budget System Now! If you've ever felt tempted to call one of those "we'll fix your debt for you" companies, this episode is for you. 💸 We're pulling back the curtain on debt consolidation, settlement, and relief companies, and explaining how their promises can actually hurt your credit, delay progress, and drain your savings. Instead, we'll show you how to DIY your own debt relief plan — without paying someone else to do what you can do (better!) yourself. In this episode, we cover: Why debt relief companies often make things worse, not betterHow debt consolidation and settlement actually work (and the hidden costs)How to organize your debt and negotiate with creditors yourselfBuilding a DIY debt payoff system that puts you in control Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy.

Snag Our Simplified Budget System! College Ready with Shellee Howard Y’all… this one is a must-listen if you’ve got high schoolers (or even middle schoolers 👀) under your roof. We sat down with college admissions expert Shellee Howard, and wow — she dropped SO many gems on how to help your kids go to college without taking on student loan debt. And yes, even if you’re not “low income.” There is strategy. There is money. And you’re probably missing it because you don’t know what you don’t know. Until now. 🎙 Here’s what we cover inside this episode: The biggest misconceptions parents have about college admissions (you’ve probably thought at least one!) Why relying on your high school counselor to help with college planning could cost you big time 💸 The three buckets of money (merit, independent scholarships & need-based aid) and how to tap into them What really makes a student stand out on applications Why community service is the golden ticket — and how to help your kid find their unique lane 🎯 The ROI mindset shift that’ll change how you and your kids pick a school Genius email tips (parents, your teen will miss deadlines… unless you do this ✅) 💬 Real talk moments we loved: “If you’re letting your teen pick their college list based on football teams or campus colors...we gotta talk.” “You’re not just sending them to college — you’re making a six-figure decision. So let’s treat it like one.” “Merit aid = they want you. So your kid better know how to bring it.” 👀 Favorite quote: “There is SO much money out there. It’s not about being poor. It’s about knowing where to find it — and how to position your child as an asset to the school.” 📝 Free resources Shellee shared in this episode: College Ready Plan info: https://collegereadyplan.info (she’s got a hidden spot just for our listeners 😉) Empower Education World: A student-led nonprofit offering service hours + real impact https://empowereducationworld.org Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Michelle is back! 🎉 In this episode, we’re catching up with our beloved office hours coach, Michelle, to celebrate client wins, lessons learned, and the powerful mindset shifts happening inside our Budget Besties community. From one client paying off $65,000 in less than a year to couples learning how to work as a team on their finances, this conversation is full of encouragement and practical takeaways. Michelle shares stories from her weekly office hours — where members bring their real budgets, ask real questions, and walk away with real results. Whether you’re struggling to get your spouse on board, trying to simplify your money system, or just need some hope that your effort is paying off — this episode is for you. 💪 Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Most people think budgeting means cutting back and saying “no” to everything fun — but we’re here to tell you it’s actually about saying yes! Yes to dinner out. Yes to vacations. Yes to the things you love — but with cash in hand and zero stress. In this episode, we wrap up the Budget Besties Method with Step 8: Be Bougie on a Budget. You’ll hear how real clients and friends are living their best lives — from country clubs and horses to golf memberships and healthy food — all while sticking to their budgets. Because “bougie” looks different for everyone, and it’s not about how much you spend; it’s about spending with intention. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, they're baaaack! Erin and Sarah return to the mic to share how their family is navigating yet another government shutdown — this time with way more peace of mind, way less panic, and (spoiler alert) a fully funded emergency fund. 🙌🏽 In this real and super timely episode, we dive into: What it’s really like to lose 50% of your household income overnight How the Simplified Budget System helped them stay calm (even when things got tight) The power of being your own bank — and avoiding credit card debt Strategic cuts (bye, vitamins 👋) + non-negotiables (hello, gymnastics 🤸‍♀️) How Sarah’s side hustle is showing up big time right now And how they’re getting their girls involved in budgeting without guilt or shame If you’re in the thick of financial uncertainty — whether it's a shutdown, job loss, or just a tight season — Erin and Sarah’s story is your reminder that there is a way through it with clarity, connection, and cash flow that actually makes sense. You’ll also hear: What gets paused (subscriptions), what stays (horse food 🐴), and what gets tabled (Erin’s dream gun purchase) Why getting on the same page with your partner is everything How budgeting before the emergency hit changed everything about how they’re managing it now Budgeting doesn't solve everything. But it does give you choices. And these two are living proof. 🫶🏽 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Vanessa and Shayna walk you step-by-step through wrapping up October and setting up your budget for the new month — from matching your numbers to planning for Thanksgiving, travel volleyball, and yes… even surprise bills. Because guess what? You don’t have to do your budget alone. We’ve got you. ❤️ Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Here’s why most budgets fail: they’re manual. Every week, you’re trying to remember what’s due, what’s left, and what you were supposed to transfer. The more hands-on your budget is, the more likely you’ll skip a step, make a mistake, or just run out of time. But what if your budget could run automagically? ✨ In this laugh-out-loud episode, Shayna and Vanessa show you how to set up your bank so it becomes your personal assistant — moving money to the right place at the right time without you lifting a finger. With the help of one of the funniest metaphors we’ve ever had (spoiler: it involves curling irons and teenage daughters 😅), the Besties explain why the old way of budgeting is like burning your hair in the ‘90s — and how automation makes your money come to life “Be Our Guest”-style. You’ll walk away knowing exactly how to make your bills, savings, and spending accounts run themselves… so your budget finally works while you go live your life. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn’t have to mean financial chaos. In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who’s in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own. Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You’ll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized. If you’re trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence. 💪 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey, Budget Besties! 👋 Today, we’re reairing one of our favorite conversations — a guest appearance we did with our good friend Jesse Mershon, host of the Bold Faith Moves podcast. This was the very first time her community talked about budgeting on her show — and we went all in on making the “B word” less scary, more joyful, and a whole lot more empowering. 💪✨ In this episode, we share our story of friendship and faith, how we both became debt-free, and the real-life budgeting tips that changed everything. You’ll learn how to simplify your money, stop feeling overwhelmed, and still enjoy the life God’s blessed you with — yes, even if you love Target runs and pumpkin spice lattes. ☕💸 💳 The one simple bank account hack that will change your financial life🏦 Why separating bills and spending money brings instant clarity and peace💁‍♀️ How to be “bougie on a budget” — and still hit your money goals🔁 How to automate your money so it practically runs itself🙌 Why budgeting isn’t about restriction — it’s about freedom and stewardship💖 The faith-filled mindset shift that turns guilt and shame into peace and purpose Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! You make way too much money to be in this much debt — and we say that with love. ❤️ If you’re swiping your credit card for groceries, juggling balances between cards, and convincing yourself it’s worth it “for the points,” this episode is for you. We’re breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead. Today, we’re talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all. 💳 Why using credit cards (even if you pay them off every month) keeps you one month behind 🏦 How to be your own bank and stop borrowing from your future 💡 Why “earning points” is not the same as earning interest — and how to actually win with your money 💬 The simple mindset shift that breaks the habit of relying on credit 💰 Practical steps to remove credit cards from your daily spending — and finally use your own money 📘 How our DIY Debt Relief Workbook can help you talk to creditors, negotiate balances, and take control Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Sign Up For The Challenge Now Festive season is coming in hot—and you don’t need to white-knuckle it. In this bonus chat with time management coach Anna Dearmon Kornick, we talk about setting a holiday vision, building simple guardrails for both time and money, and saying “yes” to what matters (and no to the rest). Plus: details on the Take Back Your Time Challenge: Stress-Free Holiday Edition—and our VIP workshop, Bougie on a Budget: How to Cash-Flow Christmas (No Holiday Hangover).

Snag Our Simplified Budget System! In this heartfelt episode of Financial Coaching for Women, we’re joined by Kayden — a former coaching client whose story will remind you that it’s never too late to turn financial frustration into freedom. Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home, and cash-flowing their life — even after a massive income cut. Her journey shows that progress isn’t about perfection; it’s about persistence, communication, and trusting the process. If you’ve ever felt like you “make good money but have nothing to show for it,” this one’s for you. 💡 How Kayden went from “making good money with nothing to show for it” to paying every bill on time 🏠 How she and her husband bought a house while learning to budget together 💬 The mindset shifts that helped her improve communication with her spouse — even when he wasn’t in coaching 💳 How she tackled confusing student loans, renegotiated payoffs, and started cash-flowing expenses 🪣 Why starting small with savings buckets and guilt-free spending changed everything 📉 What to do when your income gets cut in half (and how to rebuild without panic) 🙌 The power of accountability, persistence, and coaching — even when life gets messy 🧭 What You’ll Learn in This Episode Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today we’re bringing you real-life stories and real lessons straight from our private coaching sessions. If our clients are struggling with it, chances are you are too. We’re breaking down the mistakes we see most often, how to fix them, and how to set yourself up for easy, stress-free money wins. In this episode, we’re talking about two of the biggest budget busters we see: 1️⃣ Overcomplicating your money system with third-party apps like PayPal and Apple Pay. 2️⃣ Losing track of your true numbers — like your real minimum payments — and making your budget harder than it needs to be. These stories will help you see how small tweaks can completely change how confident and in control you feel with your money. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Most people say their budgets get blown by “surprise” expenses — but let’s be real: Christmas isn’t a surprise. New tires? Not a surprise. Your dog’s annual vet visit? Definitely not a surprise. These are expected expenses that just don’t happen every month. In this episode, we’re tackling how to stop the rollercoaster of “I was fine last month, now I’m swiping the credit card.” The solution? Savings buckets. When you create separate savings accounts for predictable but irregular expenses, you save today to avoid borrowing tomorrow. Why most “surprise” expenses aren’t really surprisesHow savings buckets can bring stability to your monthly budgetThe exact steps to set up your own bucketsReal-life stories from clients who’ve transformed their finances using this method 💡 What You’ll Learn Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Get Our Simplified Budget System! Quick Friday pop-in! If you make good money but have nothing to show for it, we walk through our simple, one-page budget system that actually matches how you live. You’ll learn the 5 money categories, how a separate Bills Account puts payments on autopilot, why separate spending cards end the guilt/fights, and how named savings buckets plus a clear debt plan tell you exactly what to do each payday—no expense logging required. Real client wins, practical steps, and a calmer way to pay bills, kill debt, and still enjoy life. 💸✨ 00:00 – Introduction: Why You Need a Budget System for Financial Success 00:23 – Common Budgeting Mistakes: Why Tracking Expenses Isn’t Enough 01:07 – The Overwhelm of Money Management and How to Fix It 01:29 – The Five Simple Budget Categories for Real-Life Spending 02:43 – How Our Editable Budget System Works (and Why It’s Different) 04:11 – Powerful Tools: Savings Tracker, Debt Payoff, and Asset Management 05:38 – Real User Testimonials: Transforming Finances with Our Budget System 07:18 – The Power of Knowing Your Numbers: Net Worth, Debt, and Savings 08:34 – Automating Your Bills and Achieving Financial Organization 10:03 – Final Thoughts: Take Control of Your Money with the Best Budget System Client Wins We Read On Air Tammy: “6 months in—buckets growing, bills dropping, husband’s on board.” Rebecca: “Finally seeing my money clearly. Planned debt payoff + categorized savings = game changer.” Barbara: “Paid off 7 cards. Use cash for almost everything. No more checking the account before buying gas.” Lindsay: “Less stress. No guilt. Separate spending accounts = harmony.” Jess: “Net worth rising is my new favorite hobby.” Kathleen: “Went from $1,000 over each month to finally breaking the paycheck-to-paycheck cycle.” Lori: “Autopaid bills from a designated account = zero stress.” Amanda: “Bird’s-eye month + Paycheck Plan replaced my old tracker. So much clearer.” Melissa: “It does the math. I actually have more money than I thought.” Sheena & Becky: “Whole-picture clarity → car paid off, long-term goals funded.”

Snag Our Simplified Budget System! Ever feel like your work life and home budget are in a tug-of-war? Same, bestie — and you’re not alone. This week, we sat down with Stephanie, a law professor who’s been making huge moves with her money using our budget system. But like many of us, she hit a snag when it came to business travel. Stephanie’s story is a masterclass in navigating: Work reimbursements that take months Whether credit cards are ever worth it (spoiler: rarely, but sometimes!) How to separate personal and professional expenses without losing your mind (or your receipts) Setting up a system that actually works — especially when math isn’t your thing We cover:✔️ Pre-funding business trips✔️ Why a separate bank account is a game-changer✔️ How to track expenses without burning out✔️ What to do about credit card perks like car rental insurance or international fees✔️ And why setting a weekly “receipt party” on your calendar might be your new best friend Stephanie also shares how budgeting is now a whole family thing — from planning for Christmas (without the chaos) to giving her kids their own savings accounts (and real-time money lessons 💪). Whether you're a working parent, frequent traveler, or just tired of the budget rollercoaster — this episode is packed with smart, doable strategies to help you stay on track and feel in control. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today’s episode is ripped straight from real coaching convos with our clients — because if they’re dealing with it, chances are you are too. We’re talking about a common money trap that shows up in more budgets than you’d think: whole life insurance. Spoiler alert: It’s not a good investment.Not when you’re paying hundreds a month, not seeing any return, and living outside your means just to keep it going. We break down: Why whole life insurance is rarely worth it (especially when your budget is tight) The difference between whole life and term life insurance What to do if you’ve already been paying into a whole life policy How to reorder your financial steps so you can actually build wealth (on your own terms) We’re all about helping you avoid costly mistakes, feel seen, and walk away with quick wins. So whether you're paying $473/month into a policy that’s draining you or wondering if your “life insurance” line item is doing anything for you — this one's for you. Remember: we want you to save, invest, and protect your family on purpose — and in the right order. Let’s get that money back in your budget and get you back in control. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! Today we’re cleaning out that messy “junk drawer” bank account and giving your money actual homes. If everything’s been tangled together—paychecks in, bills out, Target runs, Starbucks, gas, kids’ surprises—no wonder it feels like your money’s disappearing. We’ve got you. 💛 Why one catch-all account = chaos (hi, stress 👋🏽) The Lisa story (aka how pedicure money turns into cupcakes, milkshakes, gas, and laundry pods) The simplest way to create freedom to spend without tracking every transaction How to use digital envelopes with four separate debit accounts: Gas & Groceries Restaurants Personal/Fun Money Kids How this step pairs with the V-System so bills get paid first, spending lives separately, and guilt goes bye! Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Check Out Ral's Mastermind Program! We’re chatting with our friend Ral West, a powerhouse entrepreneur who’s all about building a business that serves your life, not the other way around. Ral’s got 40+ years of experience, has built and sold a wildly successful company, and now teaches business owners how to get their time, health, and freedom back. Let’s just say… she’s walking the walk — 52 podcast interviews, a course, a mastermind, and a month-long vacation on the books. 👏🏽 In This Episode, We Cover: The real cost of letting your business run your life How to systematize, automate, and delegate (without micromanaging!) The art of effective delegation — and why most people are doing it wrong Why your business should support your dream life, not suck it dry The 6 foundational principles RA teaches to help business owners scale and enjoy life The connection between financial clarity, boundaries, and building a sustainable business “If it doesn’t fit into my dream life vision — I don’t do it.” – Ral West 🙌🏾 We also had a total alignment moment around budgeting! Because y’all know we’re big fans of automation, delegation, and systems — whether you’re managing your business or your money. 💸 So if you’re out here trying to do it all yourself (in your business, at home, or with your money), this is your sign to pause, reset, and start building systems that actually support your life. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Learn About Office Hours! Budget besties, we’ve got a very special guest on the pod today… our very own teammate and financial coaching pro, Michelle! 🎉 This episode marks a first—Michelle’s first time on the mic with us, and we’re diving into what’s really happening behind the scenes during our free weekly Office Hours. We’re calling this new series “Lessons from the Sessions,” and trust us, Michelle is bringing the wisdom, encouragement, and big sister energy you didn’t know you needed. We talk about: How Michelle went from podcast listener to being a core part of our team ❤️ What led her to financial coaching (hello, emergency fund = credit card era 👋) Why getting a paycheck ahead is the #1 topic in Office Hours—and how you can get there too The truth about savings buckets (yes, we love them, but no, you don’t start there!) Why being detail-obsessed with your spending might actually be slowing you down And how just showing up—even if you’re not ready to talk—can move you forward Michelle also gives us a peek into the kinds of questions people bring each week, and why Office Hours have become a lifeline for so many women trying to make their money feel steady and stress-free. 📅 Office Hours happen every Wednesday at 12pm CT and are 100% free to everyone in our community—no system or coaching purchase required. If you’ve got questions, feel stuck, or just want to listen in and learn, Michelle’s your girl. We’re SO excited to bring her back on the pod monthly to share more real-life insights from these powerful sessions. Get ready to feel encouraged, empowered, and way less alone in your money journey. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Check out our Stress Free Bills Mini Class! Ever find yourself nervously swiping your debit card, praying your bills are already covered? You're not alone—and it's not your fault. In this episode, we’re diving into Step 3 of the Budget Besties Method: setting up a dedicated Bills account. 🙌🏽 When your bills have their own space to breathe (aka their own bank account), you're no longer guessing, stressing, or backtracking. We’re talking clarity, control, and total peace of mind, besties. Shana and Vanessa share real-life stories from clients whose lives were changed just by making this one move—including being able to travel without worrying if the lights would be on when they got back. Yes, it’s that real. We’re showing you: Why running everything through one account is sabotaging your budget What counts as a “bill” (spoiler: it’s not groceries) How separating your bills removes the guesswork Why this is the first step toward getting a paycheck ahead ✨ Get ready to take a breath, let your budget work for you, and stop letting your money keep you up at night. This one’s a game changer. Mentioned in this episode: Want to go deeper? Head to budgetbesties.com/bills to grab the video series and learn how to build your buffer, automate your bills (yes—even if you're scared), and stop living paycheck to paycheck for good. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Watch this episode here! Budget besties... it’s time. 🎃We’re sipping pumpkin spice, skeletons are popping up in the neighborhood, and Hobby Lobby has Christmas aisles in full swing—which can only mean one thing: it's time to plan your October budget! In this episode, Shana and Vanessa walk you through the exact steps they use with their coaching clients to get ready for the new month, including: ✨ How to separate your spending accounts so you can swipe with confidence✨ What “month-specific” spending really means (hello Halloween candy, costumes, dad’s birthday, and skate camp 👀)✨ The power of savings buckets—yes, even for Homecoming dresses and horse expenses✨ Why automating your transfers is the key to budget peace (and no more tracking every dollar)✨ What it looks like to have money left over after budgeting—yes, it’s possible! Whether you're just getting started or you're deep in your debt payoff journey, we’ve got the real-life examples and step-by-step process to help you stop guessing and start planning with clarity. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today’s episode is packed with real life, real clients, and real money lessons from our coaching sessions — and trust us, if they’re going through it, you probably are too. From college kids nearly losing scholarships to business owners buried in tools they don’t need, we’re breaking it all down. This is the episode where you get to learn through someone else’s mistakes (hallelujah), feel less alone, and walk away with quick wins you can apply to your own budget — right now. ✨ Today’s Lessons From the Coaching Couch💸 1. Be a Good Steward of Your Money One of our sweet clients had to have a Come to Jesus moment with her son after he almost lost his scholarship. Her message? “If someone gives you money — you have a responsibility to use it well.” Whether it’s a scholarship, a paycheck, or a random blessing — the same is true for all of us. Your job, your income, your opportunities are a gift. And budgeting is how you honor it. Period. ➡️ When you know what’s coming in and where it’s going, you can be intentional and wise — and avoid losing what you worked so hard to get. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! If you've ever felt overwhelmed, annoyed, or just plain lost trying to budget — you are NOT alone. We’ve seen it all: the scribbled notebook budgets, 111-line spreadsheets with scary color-coding, and "budgets" that are really just transaction trackers in disguise. No wonder budgeting feels like a chore (or a punishment) for so many of us. But good news — it doesn’t have to be that way. 🙌 In this episode, we’re diving into: 💥 The 5 Reasons Most Budgets Fail: They're way too complicated They focus on the past, not the plan They're built paycheck-to-paycheck instead of month-by-month They don’t give you real clarity And honestly? They’re just ugly (sorry, neon Google Sheets) We show you real-life examples (thanks, clients — we love you) of bad budgets and break down exactly why they didn’t work — even though our clients were genuinely trying. 🎉 Then we flip the script and show you… This is the same system we use with every single client, whether they’re just getting started or juggling six-figure incomes. It’s clear, one-page, and dare we say… pretty? Here’s what it includes: Income — Your favorite number! We start here so we know what we're working with. Debt — The not-so-fun column, but necessary for getting that snowball rolling. Bills — Anything with a due date goes here. Think rent, subscriptions, utilities. Spending — All the day-to-day stuff: groceries, gas, Starbucks, kids’ activities, etc. Savings — The game-changer. This is how you break the debt cycle and plan ahead. 🌟 This budget isn’t just numbers on a page — it’s a system. It tells you what to do, how much you have left, and makes sure every dollar has a job. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today’s episode is one of those stop what you’re doing and listen moments. 🛑💸 We're sitting down with our real-life friends—and now clients—Aaron and Sarah, who pulled back the curtain on how they went from financial frustration and separate bank accounts… to saving more than ever, paying off debt, and dreaming big (like, Montana ranch big). If you’ve ever: Felt guilty about spending money on things just for you Kept finances separate in your marriage (and it’s not working) Struggled to talk about money without spiraling into an argument Wondered where the heck your money is going even with good income …this episode is for you, budget bestie. 🧡 We’re walking through their journey step-by-step, from the moment they realized retirement felt impossible to building a budget system that gave them peace, clarity, and permission to spend (yes, even on horses and hunting trips 🐴🦌). Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today, we’re bringing you behind the scenes of our private coaching sessions—because if our clients are facing these struggles, chances are you are too. 💯 From booming photography side hustles to once-a-month paycheck chaos, we’re unpacking the real-life budgeting problems that hit hard—and how to solve them on purpose. In this episode, we dive into: 📷 What to do when your side hustle brings in big money—but not every month 🗓️ How to manage irregular income like a pro (especially when you get paid once a month) 🧾 Why calling your credit card companies can buy you breathing room 💸 Building a paycheck buffer so your bills don’t rule your life 💥 The hard convos that actually set you free financially These are the exact money moves we make with clients every day—and you’ll walk away with some powerful mindset shifts and practical next steps to apply to your own budget. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, this one’s the heart of the whole system. If your future feels boring, budgeting will always feel like busywork. Step 1 of our method is Dream Again—building a vision that actually excites you so you want to budget, stick with it, and change habits with purpose. We share a powerful early-client story (hi tears 🥲) where “What are your goals?” stopped them in their tracks—and how getting crystal clear on a shared vision made everything else click. Then we show you how to map goals across Now, 1 Year, 5 Years, and your “X-Year” horizon (not age 65—your milestone). When you know where you’re going, the rest of the method stops feeling restrictive and starts feeling…fun. What You’ll Learn Why most people quit budgeting (spoiler: no exciting future to aim at) How a clear “why” makes budgeting simple—and even enjoyable The 4-part vision map: Now, 1 Year, 5 Years, X-Years How life stages (kids’ ages, career transitions, moves) shape your targets Partnering up: how to dream together so you’re rowing in the same direction Check out our Dream Again Worksheet Check out Luke & Tina's Episode #79 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, today we sat down with Addie—teacher, mom, and three months credit-card free (!!)—to untangle a super common headache: paychecks that land on odd dates and the “why does this still feel tight?” spiral. We walked through how to use a paycheck-ahead system when income hits on the 6th/21st (hers) and 11th/26th (his), how to fund spending on a predictable rhythm, and how to stop robbing Peter to pay Paul when kid expenses pop up (hello, cross-country, art club, school pics). We also dug into savings buckets done right, quick-transfer options for high-yield savings, and gentle ways to build a buffer so everything runs automagically. This is a calm, practical reset if your dates are weird, your brain’s tired, and you want your budget to finally feel… easy. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! We’re replaying one of our favorite conversations with our girl Judy Weber from the Bold Business. Bold Faith podcast—and y’all, it’s a GOOD one. This episode is a must-listen if you’ve ever said: “I make good money, but I have nothing to show for it.”“I’m tired of living paycheck to paycheck.”“I have big dreams, but I’m drowning in business and personal expenses.” We got you. 💛 Why traditional budgeting (tracking every penny, ugh) is outdated—and what we do insteadHow your budget can give you freedom (not restrict you!)Separating business + personal money the simple wayHow many bank accounts you actually need (spoiler: more than one)Automating your budget so your bills pay themselvesPlanning for irregular income like a proOur fave: Using your bank like a personal assistantWhy growing at the speed of cash mattersHow we went from $40 profitable (LOL, but also proud) to running a multi six-figure biz using this exact system This is real talk from two besties who’ve been in the financial trenches—and came out the other side with a system that WORKS. Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget Besties, it’s finally happening! We’re kicking off a brand new series where we take you step-by-step through The Budget Besties Method—our signature system that helps you go from “Where do I even start?” to “Ohhhh, I got this!” This week, we're giving you the big picture—all 8 steps—so you know exactly what’s coming over the next several Mondays. Whether you're brand new to budgeting or you've bought our system and are wondering “What do I do next?”... this is for you. This method is everything we teach our clients during coaching, and it's what we wish we had when we were starting out. It’s not about restriction—it’s about clarity, confidence, and building a financial system that runs on autopilot. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget Besties, you are not ready for the glow-up Lori pulled off in just ONE month. ✨ In this episode, we chat with Lori — a busy wife, mom, and total rockstar — who used to spend every Friday night buried in a notebook trying to figure out how to pay bills. Sound familiar? 😅 Then she found our podcast (her first ever!) and decided it was time for a better way. Now? She’s: Set up multiple accounts: bills, spending, gas & groceries, vacation, buffer, and more Embracing autopay (even though it used to terrify her) Tracking her bills like a pro — without touching a calculator Paying off six debts in month one (!!), freeing up $330/month Starting savings buckets and making space for fun (hello, vacation fund) Teaching her 17-year-old son how to do it differently — and better 💬 “I used to do a huge math problem every week. Now I open my tracker, check off what cleared, and move on with my life.” Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! This week, we're bringing you all the warm fuzzies and practical wins – especially for the husbands out there! From Xbox subscriptions to DIY car repairs, we’re talking about how couples can honor each other while staying on budget (and keeping the peace ✌️). We dive into: 💸 The Power of Separate Spending Accounts One of our sweet coaching clients found total clarity when she and her husband created individual spending accounts. Now, he can snag all the Fortnite skins his heart desires – without messing up the grocery budget. Win-win! 📺 Bills vs. Spending: Let's Clear It Up Not sure what goes where? We’re breaking down our favorite way to define expenses: Bills = anything with a due date Spending = everything else Yup, even that Netflix binge or gaming splurge can be totally budget-friendly when it’s in the right place. 🛠️ The $30K Question: New Car or New Transmission? Another couple came in clutch with some smart decision-making. Instead of jumping into a $30,000 car loan, they fixed their current ride themselves (shoutout to handy husbands!). And because they’d already been saving for car maintenance? The money was already there. 💥 Plus, we chat about: 🚗 Leasing cars – is it really worth it? 🧠 Mindset shifts around spending 🧘‍♀️ Giving yourself time and space to breathe before making big decisions So whether you’re team “Fix-It-Yourself” or “Let’s Just Buy a New One,” there’s something here for all of us trying to live our best financial lives – together. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! How nice would it be to walk into your hair appointment, facial, or nail salon already knowing the money is sitting in your account, ready to go—tip included? Yes, please. In this episode, we’re talking all things glam-up budgeting—from facials and eyebrows to lashes, massages, and all the self-care that helps you feel like you. 💅🏽 Shana and Vanessa are showing you exactly how to build out your glam-up fund the smart way—using our strategic (and super simple) system. You'll learn how to: Track how often you get each service (nails, hair, lashes—you name it) Calculate your annual glam-up costs Divide it up monthly so you never get caught off guard Set up an auto-transfer to a separate savings account (that you don’t “accidentally” use for Target runs) Swipe with confidence knowing your glow-up fund is ready This is all about building freedom into your budget—not restriction. When your glam-up is already paid for, there’s zero guilt and zero stress, just vibes and fresh brows. Because feeling good is part of financial wellness too. And yes—you deserve it. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey Budget Besties! Today we’re bringing you behind the scenes of a real coaching call with our friend Rebecca. She’s already crushing it — no car payment, no mortgage, and just a small amount of credit card debt left. But like so many of us, she keeps reaching for her card at places like Costco or on PayPal “specials,” even though she wants to pay cash. Together we unpack why this happens and how she can make her budget work with her instead of against her. If you’ve ever wondered how to balance paying off debt while also funding your savings buckets, this convo is going to hit home. In this episode, we walk Rebecca through: How a 90-day spending audit helped her finally get gas money under control Why Costco can sabotage even the best budgets (and how to make it work on purpose) The trick to managing monthly income so you’re not stretched thin at the end of the month How to fund savings buckets without sacrificing debt payoff The power of rolling out automation in baby steps — one category at a time Why sometimes the solution is as simple as breaking up with your credit card (at least for now!) Rebecca left this call with a clear plan to stop using credit cards, pay off her small balance once and for all, and lean on the systems she’s already built — her bills account, her gas vault, and her savings buckets. She’s literally this close to being totally credit-card free. ✨ Bestie Takeaways: A 90-day audit shows you the truth about your spending. Separate accounts keep you honest and stop you from overspending. You can’t fund every bucket and pay off debt at the same time — pick what matters most right now. Automation works best when you roll it out little by little. Debt freedom isn’t about luck — it’s about the systems you create. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey Budget Besties! We’re dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless. We dive deep into what financial automation actually is, why you don’t need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot. You’ll hear: Why direct deposit should flow into your Bills Account first (and not your debit card!) How to make automation feel safe when you’re not used to trusting your bank account The power of multiple accounts for groceries, gas, fun money, and personal spending Why having a month’s income in reserve is like unlocking Level One of financial independence The surprising marriage-saving benefits of separate personal spending accounts How naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into them We even tackle the great credit card debate — why we’re not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived. By the end, you’ll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet. Check Out Skyler's Money Talk Podcast Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Watch This Episode & See The Budget System In Action! Hey Budget Besties! We’re dusting off one of our favorite convos and bringing it back for you. This replay with our friend Skyler from the Money Talk Podcast is all about the “B word” (nope, not that one — budgets!) and how automation can turn your money from stressful to effortless. We dive deep into what financial automation actually is, why you don’t need a zillion apps to make it work, and how to set up a simple bank account system that feels like your personal assistant. From creating separate “spending,” “bills,” and “savings” accounts, to building a month-ahead buffer, to getting those savings buckets growing without lifting a finger — we cover all the steps to put your money on autopilot. You’ll hear: Why direct deposit should flow into your Bills Account first (and not your debit card!) How to make automation feel safe when you’re not used to trusting your bank account The power of multiple accounts for groceries, gas, fun money, and personal spending Why having a month’s income in reserve is like unlocking Level One of financial independence The surprising marriage-saving benefits of separate personal spending accounts How naming your savings buckets (hello, “Hawaii Trip”!) can keep you from dipping into them We even tackle the great credit card debate — why we’re not fans of using them for everyday spending, and how to transition away from relying on them without feeling deprived. By the end, you’ll see why we believe automation is the secret weapon for gaining confidence, clarity, and control over your money — without living in your spreadsheet. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, today’s episode is such a gem. We’re sitting down with our clients (and friends) Eric and Carol — a couple who came into coaching feeling unsure, a little overwhelmed, and definitely not sold on the whole budgeting thing. Fast forward to now? They’ve got multiple accounts working for them, a business budget that finally makes sense, and they’re making mindful money moves without the stress. 👏 We talk about what it was like navigating finances as empty nesters, the reality of running a business while trying to keep personal money straight, and what happens when you actually see how much life costs. (Spoiler: it’s eye-opening in the best way.) Also, Carol has some wise words about learning how to say, “It’s not in the budget this week,” without guilt — and we are 100% here for that kind of power. In this episode: Why tracking everything wasn’t working — and what finally did How Eric went from budget-skeptic to spreadsheet king 💻 Letting go of shame around money and stepping into control What it looks like to separate business and personal money (for real this time) Setting up multiple bank accounts without losing your mind — or your debit card The “tough love” moment that changed everything Teaching their grown kids about money (even the spicy one) How budgeting helped them stop relying on debt and start trusting their bank account This is one of those conversations that reminds us it’s never too late to shift your money mindset. Budgeting isn’t about being perfect — it’s about being present, proactive, and peaceful when it comes to your money. Whether you’re a business owner, a parent, or someone who’s always felt like the numbers just don’t add up — this one’s for you. ❤️ — Shana & Vanessa 🛠️ Mentioned in this episode: 🎲 Cashflow Board GameThe game Eric and Carol’s son bought that teaches the concept of financial independence in a super hands-on, realistic way. It’s like Monopoly — but make it real life.👉 Link to Cashflow on Amazon 🎥 Eric’s Video Production BusinessEric runs a video production company and works with clients to create beautiful, impactful content. If you're looking for a pro with decades of experience behind the camera, check him out!👉 Link to Eric’s business website Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties — let’s talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck. In this episode, we unpack two real client stories: A teacher who used her savings for summer expenses to pay off a small debt… only to be broke in August (and back in debt) A client who saw cash in her account and immediately threw it at a credit card… leaving herself short for a wedding and pulling from her 401k Sound familiar? You’re not alone. We get real about: Why quick fixes and “wins” often sabotage long-term stability How to break the stress cycle of reactionary money decisions Why using credit cards is more about avoiding money management than “playing the points game” The freedom of becoming your own bank (hint: no more hoping a payment goes through!) How a system — not emotions — is the key to lasting progress If you’ve ever felt stuck in a loop of paying off debt only to rack it back up, this conversation will help you see why — and give you a better way forward. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties — you know that feeling when a big bill pops up out of nowhere and completely wrecks your monthly budget? We’ve been there too, and we’re here to tell you: it doesn’t have to be that way. In this episode, we’re breaking down: What counts as an “annual bill” (and why they always feel like a surprise) How to list and track every big bill you pay only once or twice a year (auto insurance, property taxes, memberships, car registration, etc.) Why separating these expenses into their own account changes everything How to use our Annual Bills Savings Bucket system to divide the cost into manageable monthly savings What to do if you’re just getting started and don’t have a full year saved yet Whether it’s your auto insurance, Amazon Prime, or that massive property tax bill, this system takes the chaos out of budgeting for them — and helps you breathe easier knowing the money will be there when you need it. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties — meet Michelle! Her husband is a police officer with a steady paycheck, while she’s a hairstylist juggling inconsistent income, business expenses, and taxes (oh, and still trying to make her personal budget work). Sound familiar? In this coaching session, we dive deep into: How to budget when your business income changes every week Why separating business income, expenses, and supplies into different accounts creates financial calm The key difference between bills and spending (hint: it will change how you set up your accounts!) Building a system for saving for taxes, supplies, and business costs — without the last-minute scramble How to “pay yourself” a consistent paycheck, even when your income isn’t consistent Ways to see the big picture of your family’s finances (without overspending when you see extra in the account!) Michelle walked away with a clear roadmap: create an income account, separate business and personal money, and finally automate those transfers so her finances feel as steady as her husband’s paycheck. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties — today’s conversation is for anyone who feels stuck in the “charge now, figure it out later” cycle. We’re sharing a real coaching story about one of our clients who used credit cards for everything in her business and personal life, floating expenses while waiting for cash to come in. Sound familiar? In this episode, we unpack: Why using credit cards feels easier — and why it’s actually keeping you stuck How switching to cash flow completely transformed her business (spoiler: $143K in her account!) Why the “harder way” (paying cash in the moment) leads to better decision-making and growth How to stop giving your future self problems to solve — and instead create financial peace now What to do if your bank is making budgeting harder than it should be (hint: it’s time to break up!) We also get real about outgrowing your current bank, why loyalty doesn’t always serve you, and how to find a financial institution that supports your budgeting goals (yes, multiple accounts and debit cards are non-negotiable!). Takeaway: It might feel uncomfortable at first, but cash flowing your life and business puts you back in control — and your future self will thank you for it. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Okay, budget besties — let’s clear up some confusion that’s been driving us all a little nuts. 😅 You’ve heard about “savings buckets” — but here’s the thing: what banks are calling buckets is not what we mean when we talk about savings buckets. So today, we’re setting the record straight. In this episode, we break down: The difference between bank “buckets” (a.k.a. subaccounts) and our savings bucket system Why using one big savings account with buckets can actually make budgeting harder How separate accounts for each savings goal can simplify your life (and your brain!) How to automate it all so you don’t mess it up (because life is busy enough) Spoiler: We’re team separate accounts all the way — because when you can clearly see how much you have for travel, Christmas, or car maintenance at a glance, you’re not stuck doing mental math or juggling categories in your bank app. Our whole system is about keeping your money simple, automatic, and totally clear. And trust us — once you try it this way, you’ll never go back. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties — today we’re diving into a topic so many of us struggle with: making the leap from credit card reliance to a simple, stress-free budget system. Meet Sam, who (like a lot of us) thought using a credit card for everything was the safest and smartest choice — until she realized it was keeping her family from saving and causing total budget chaos. In this coaching session, we walk Sam through: Why relying on a credit card keeps you a month behind (and how to break that cycle!) How to build a budget that actually works when your partner is on the road for work Setting up separate accounts (groceries, spending, restaurants… yes, even travel volleyball!) so every dollar has a job The truth about debit card protections vs. credit cards (hint: you’re safer than you think!) What to expect in your first month of making the switch — and why it’s worth pushing through the messy middle If you’ve been wondering how to get off the credit card hamster wheel, start saving consistently, and feel in control of your money (without micromanaging every purchase), this episode will feel like a deep breath of fresh air. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey, Budget Besties! 💕 We’re bringing back one of our favorite conversations — a real, honest chat with our friend Dyana from The Busy Working Mom’s Blueprint podcast. If you’ve ever thought, “I make good money, but where is it all going?!” or you feel stuck in the paycheck-to-paycheck cycle (and NO, you don’t want to live on beans and rice 🙅‍♀️), this episode is for you. We’re breaking down: Why budgeting feels so dang hard (hint: you were never taught how!) The 5 simple categories your budget really needs How to separate and simplify your money with multiple bank accounts (this will change your life!) How to put your budget on autopilot so your bills, savings, and spending basically run themselves Why budgeting doesn’t mean cutting out lattes or the fun stuff — it’s about giving yourself permission to spend This isn’t about tracking every penny or shaming yourself for what you “should” be doing. It’s about creating a system that actually works for your busy life — and lets you be bougie on a budget. So grab your coffee (pumpkin spice if you want!) and let’s make your money simple, stress-free, and finally under control. Connect With Dyana Here: busyworkingmomscoach.com Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties — let’s be real: summer is amazing… but also totally chaotic for our routines and our wallets. 🙃 Between extra snacks, camps, trips, pool days, and late mornings (we see you, teenagers sleeping in ‘til 10), your budget may be feeling a little wrecked. We get it. In this episode, we’re walking you through how to hit the reset button on your finances without guilt, shame, or crazy restrictions. You don’t have to go back and “fix” the summer — we’re starting fresh from right now. Here’s what we’re chatting about: Why we don’t go back and obsess over summer spending (and why that’s freeing!) How to set up your August budget using what’s in your accounts today Recreating your “normal” pre-summer spending habits to bring back financial stability Adding a Summer Savings Bucket (because next year’s fun shouldn’t catch you off guard) Why overcorrecting with an ultra-restrictive budget never works — and what to do instead This is your permission slip to take a breath, stop dwelling on what’s already happened, and start building a budget that works for where you are right now. You’ve got this. And if you need a little help staying organized, don’t forget we’ve built tools like our Simplified Budget System to make the reset process even easier — perfect for planning ahead for next summer’s fun without the financial stress. Let’s reset together, besties. 💛 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, meet Judy Weber — a seven-figure Christian CEO who’s mastered scaling her business without sacrificing her faith, family, or sanity. 🙌 In this episode, Judy takes us behind the scenes of her four-day workweek (yes, it’s possible!) and breaks down the mindset, boundaries, and business systems that helped her grow to seven figures while keeping Christ at the center of it all. We talk about: Why Judy refuses to work more than four days a week — and how she makes it work The See-Want-Need framework (and why the “know-like-trust” factor is outdated!) How to stand confidently in your God-given authority as a business owner Why playing small is a sin (yep, we said it) Breaking free from limiting money mindsets as Christian women in business The systems and strategies she uses to consistently sign high-quality clients If you’ve been trying to grow your business without burning out, or if you’re ready to finally embrace your authority as a Christian CEO, this conversation will be a game-changer. Connect with Judy: https://www.judyweber.co/ Bold Business. Bold Faith.Instagram Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Watch Along Here! Budget besties, August is here, and it’s time for a fresh start. Whether summer spending threw you off or you’re ready to get ahead before the back-to-school rush, we’re walking you step-by-step through building your August budget — no shame, no stress, just clarity. In this episode, we cover: How to close out July’s budget (and why this step matters!) Setting up your income the right way (especially if you’re working toward a paycheck-ahead system) Planning for August-specific expenses like back-to-school shopping, sports fees, last-minute summer trips, and more How to handle debt payments while still saving (yes, you can do both!) Using savings buckets to take the surprise out of spending Goal-setting for August — so you know exactly what you’re working toward this month Grab your coffee, open up your budget template, and let’s build your August budget together. You’ve got this, and we’re here to walk you through it. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, let’s talk about that “smart” 0% interest loan you’ve been holding onto. We hear it all the time: “Why pay it off? It’s not costing me anything!” But here’s the truth — just because you’re not paying interest doesn’t mean that loan isn’t costing you big in other ways. In this episode, we break down why paying off zero-interest loans can actually create more freedom in your budget and your life. We cover: The hidden cost of zero-interest loans (hint: it’s about more than interest) How paying them off gives you money back in your monthly budget Why fewer loans = a simpler, less stressful financial life How opportunity cost can keep you stuck (when you could be building savings instead!) A mindset shift that will help you stop “always having a car payment” A just-for-fun (but eye-opening!) exercise: what your budget would look like if you lost your job tomorrow If you’ve been ignoring that 0% loan because it feels harmless, this conversation will give you a whole new perspective — and maybe even the motivation to finally pay it off. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, meet Jen! She’s juggling bills, kids’ activities, and those sneaky “surprise” expenses that always pop up. Sound familiar? In this coaching session, we walk Jen through one of the hardest (but most powerful!) first steps in budgeting: setting up a dedicated Bills Account and shifting from paycheck-to-paycheck panic to a system that actually works. We talk about: Why starting with one simple change (direct deposits going into a Bills Account) can create instant peace of mind How to figure out what you really cost each month by writing it all down in one place The difference between snowball vs. avalanche debt payoff — and when to use each How to start saving for those “pop-up” expenses so they don’t keep derailing your plan Tips for talking with a partner about money without it turning into a stress-fest Jen came in feeling like she was just “winging it,” but left with a clear plan for getting one step ahead. If you’ve been living paycheck to paycheck and dreaming of finally feeling on top of your money, this episode is for you. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget Besties, let’s talk about that frustrating feeling of, “We’re making good money… so why does it still feel like we can’t get ahead?” You’re not imagining it—life is expensive. But there’s also something else going on: you might be underestimating what real life actually costs. (Spoiler: five kids aren’t eating on $100/month at Chick-fil-A. Sorry bestie, it’s just not happening.) In this episode, we get into: Why even high-income earners still live paycheck-to-paycheck (and it’s NOT because they’re “bad with money”) The danger of “hopeful budgeting” vs. real-life budgeting Why minimum payments on debt might be your secret weapon (for now) How labeling savings buckets (hello, “Melanie’s Wedding Fund”) keeps your money safe from impulse spending Why a plan—not just good intentions—is the real game-changer We’re diving deep into the myths about what “should” work with budgeting and showing you how to build a plan that actually does. Whether you’re making $40k or $400k, the rules are the same: real numbers, realistic expectations, and a system that takes the chaos out of your money. Because bestie, you’re not bad with money. You just need a plan that works for your life. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget Besties, gather 'round—this one’s for every one of us who’s ever blown the budget and thought, “Welp, that’s it. I ruined everything.” Spoiler alert: You didn’t. In this episode, Shana and Vanessa get real about what budget self-sabotage looks like (hello “oops, I used the bill money on a Target run”) and why it happens more often than we’d all like to admit. Whether it’s the chaos we’re used to or that sneaky feeling that “it’s too easy, something must be wrong,” we’re here to say you are not alone—and it is 100% fixable. ✨ What We’re Talking About: What self-sabotage with money actually looks like (yes, we have examples!) The psychology behind it—why we mess things up just when it starts working How to practically fix a blown budget in 10 minutes or less What to do when shame kicks in (and why it’s a total time-waster) How coaching clients bounce back stronger—and so can you We’re not here for guilt or shame. We’re here for clarity, growth, and showing you how easy it can be to get back on track. Whether you accidentally used your bills debit card, overspent on a trip, or blew through a surprise paycheck—take a deep breath. This isn’t a failure. It’s a budget detour. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Meet Eliana — wife, mom, and total powerhouse — who joined coaching just 9 months ago feeling overwhelmed, disorganized, and ashamed that she “should have this all figured out by now.” Fast-forward 9 months, and here’s what she’s done: ✅ Paid off 14 debts (out of 19 total!) ✅ Cleared nearly $100,000 in debt ✅ Went from “hiding money in random accounts” to organized savings + spending buckets ✅ Had regular girls days, vacations, and bougie family moments — with cash ✅ Set up 13 separate accounts and finally automated her finances ✅ Involved her kids and husband without conflict, guilt, or stress ✅ Swapped shame for confidence + clarity 🎙 What You’ll Hear in This Episode: The real reason Eliana was using credit cards (even though she didn’t need to) Why spreadsheets weren’t working and how the system changed everything Her before-and-after mindset shift around budgeting (hint: it's not restrictive) How she and her husband work as a team — even though she’s the one on coaching calls The power of automating her transfers… even if it took 9 months 😉 How she taught her daughter about boundaries (and budgeting for bougie) Why she calls this “liberating” — not limiting Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! One of our single clients came to us with over $263,000 in debt. 💳 $3,000/month in minimum payments 💔 No savings 😩 Business and personal finances completely mixed 👉 But she was ready for change. In just 7 months, here’s what she accomplished with our coaching and system: 🔥 Her Before: 💸 $263,000 in total debt 💳 $69,000 in non-mortgage debt 🧾 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.) 💰 $3,000/mo in minimum debt payments 💼 Personal + business finances mixed 🚫 No emergency fund, no savings system 📉 Living paycheck to paycheck — despite a $7,500/month income ✅ Her After: 💥 $263K debt reduced 🧨 Minimum payments dropped from $3,000 ➡️ $1,200/month 💵 Saving $2,400/month for sinking funds 💡 Business + personal finances completely separated 🐶 Has dedicated savings for pets, travel, Christmas, home maintenance 🏡 Downsized to a condo, paid for all renovations in cash 📈 Net worth: $684,000 ✨ Living on purpose, with peace and margin — not just reacting to her bank balance 💡 What She Did (Step by Step): ✅ Joined coaching for 7 months 🧠 Borrowed our belief until she had her own 🏦 Opened 13 accounts (bills, spending, savings, business, etc.) 🔁 Set up automatic transfers based on paycheck 📞 Called every creditor — reduced interest, deferred a car loan for a month 🔎 Canceled warranties + subscriptions 📉 Shopped all her insurances — saved $2,500/year (then another $5,600 when she moved) 🐄 Made a cow savings bucket 🐮 (we’re obsessed) 📋 Calculated her actual annual life costs 📊 Started using the retirement tab in our budget system 📆 Learned how to properly plan for 3-paycheck months 📱 Got organized — and finally felt in control of every dollar Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Alright, budget besties—this one’s a hot topic! How much personal spending money should you and your spouse get each month? Is $100 too low? Is $1,000 too high? Should it be cash? Should it be a card? In this episode, Shana and Vanessa break it all the way down—from the emotional side of spending freedom to the practical steps of budgeting it in. This conversation was sparked by a lively debate in our Facebook group (come join us—it’s free and fun at budgetbesties.com/facebook), where folks shared their wide-ranging numbers—from $40 to $1,000 a month! Here’s what we cover: 🛑 Why personal spending money is non-negotiable—yes, both of you need it 💵 How to figure out the right amount for your lifestyle and your budget 🔁 Why your spending number might shift depending on your season of life 🧾 The difference between personal money vs. other spending (like gas, groceries, or glam-up expenses) 🧠 Tips for automating your transfers and whether cash or cards are better 💳 Why separate accounts can make budgeting easier and less stressful 🧘🏽‍♀️ How personal spending helps heal old money habits and guilt This episode will help you (and your partner!) give yourselves permission to spend, with freedom and boundaries. It’s not about the exact number—it’s about being intentional. Wanna learn more about how we help couples build a budget they can actually stick to (and still have fun)? Our coaching programs and personalized budget templates are designed to give you clarity, confidence, and a little breathing room. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey Budget Besties! 💛 This week’s episode is a powerful reminder that financial recovery is possible — and it starts with one brave decision at a time. Danielle joined us fresh off her family’s bankruptcy discharge. After years of being buried in credit card debt, she and her husband are finally getting some breathing room — and she’s determined not to go back. She’s taken some huge steps already (hello high-yield savings and separate bank accounts 👏), but now she’s looking for a real plan. One that brings peace, not pressure. And that’s where we came in. Inside this coaching session, we cover: Why “strict budgeting” is not the vibe — but real budgeting is still essential The truth about paycheck budgeting (spoiler: it’s not working) How to split your spending into categories that make sense (and reduce arguments!) Why multiple checking accounts can be your secret weapon — especially if you're the only one managing the money The mindset shift from “his money vs. my money” to “our vision” How to get intentional about every dollar — even that overtime pay Building savings buckets that are personal, powerful, and actually work What to do next when the credit cards are gone but you're still stuck in survival mode Danielle is doing so much right — she's motivated, she's organized, and she's ready. We just gave her the strategy to match her heart. If you’ve ever felt like you’re “kind of budgeting” but still overwhelmed... this episode is your next step. 💪 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey Budget Besties! 🎉 We’re throwing it back to one of our fave convos on the Work Like a Mother podcast with our girl Marina! If you missed it the first time, or just need a fresh dose of budgeting wisdom and encouragement, this one’s for you. This episode is the perfect listen for anyone trying to get their financial act together in January (aka all of us). We talk through what it really means to reset your money mindset for the new year and how to plan for the year ahead without shame, overwhelm, or swiping your way into another stressful December. In this replay, we chat about: Our signature budget system that makes money feel less messy How multiple bank accounts actually make things easier (promise!) Getting your partner on board without turning it into a fight Real-life wins from our clients — like paying bills on time for the first time ever 🙌 Why being bougie on a budget is the vibe for 2025 Credit card payoff strategy: step one is NOT what you think Christmas savings hacks that’ll have you walking into December stress-free What it really costs to raise teens (spoiler: it’s not just shoes and snacks) Thoughts on college planning, guilt-free parenting, and raising financially-savvy kids Whether you're feeling stuck in survival mode or just want to tighten things up and get intentional, this episode is your reminder that you can spend, save, and thrive—all at the same time. Let’s adult for an afternoon, get those numbers on paper, and make a plan that actually works for your life. 💛 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey Budget Besties! Q3 is officially here, and you know what that means — it’s time to get real with our money, stop winging it, and start winning. Whether you crushed Q2 or it totally threw you for a loop, this episode is your reset moment. Shana and Vanessa are walking you through how to create a solid 90-day plan you can actually stick to — paycheck by paycheck. We’re talking goal-setting, budget-building, and real-life planning that accounts for back-to-school, vacations, income changes, and surprises that aren’t even fun. 😅 In this episode, we cover: ✅ How to review Q2: the wins, the flops, and the surprises 📆 Why a calendar (like a real paper one!) is your budget’s BFF 💸 How to set clear, realistic money goals for July–September 🔁 What to do today to automate savings and stop living in budget chaos 🧾 The exact steps to break those big quarterly goals into monthly budgets that make sense You’ll walk away with a customized 90-day money game plan that feels doable, gives your dollars a job, and helps you finally see the results of all your hard work. “This is not about saying no. This is about saying yes — with a plan.” “You don’t need another budget. You need a budget system.” “You can cash flow your life — with less stress and more wins.” ✨ Budget Bestie Homework: Reflect on Q2: what worked, what didn’t, and why. Map out July, August, and September on a physical calendar. Choose 1–3 realistic money goals for Q3 (think debt payoff, saving for travel, or finally sticking to your budget). Set up your budget for July — and start adjusting your transfers to align with your goals. Don't forget your savings buckets! Tools We Mentioned: Simplified Budget System – Want to set it and forget it? This system will change your life. budgetbesties.com/budget Automate Your Budget Masterclass – Learn how to organize your accounts, automate your bills and savings, and reduce money stress. budgetbesties.com/automate 🫶 Remember: You can totally do this. Whether your goals are big or small, this 90-day plan is your roadmap to more clarity, less chaos, and real momentum. We believe in you, and we’re doing it with you. Got questions or want to share your 90-day plan? Email us at [email protected] — we wanna cheer you on! Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Check out Kali at Perfect-ish! We’ve got our business bestie back on the mic, and you’re in for a treat. 🎻 Time management coach, international speaker, podcast host, and all-around rockstar Kali Brigham is here—and she’s serving up real talk, big laughs, and life-changing shifts. Kali's not your typical “wake-up-at-5am-and-grind” kind of coach. She’s the founder of Perfect-ish—a time management approach that helps ambitious women design lives that feel as good as they look on paper. No guilt. No burnout. Just rhythms and routines that work for you. In this episode, we chat about: Why traditional time management is a lie (yep, we said it) The PERFECT-ISH framework and how it helps you manage your time without losing your mind What your calendar says about your values—and how to adjust when it’s out of alignment The power of knowing whether you're an introvert, extrovert, or somewhere in between (ambiverts, unite!) Real talk on naps, bookends, and why your daily energy matters more than any planner ever will How to stop writing your life with the "wrong hand" and start building systems that feel right Whether you’re juggling kids, running a business, or just trying to survive your to-do list, this is the episode you didn’t know you needed. It’s fun, practical, and full of those “oh dang, that’s me” moments. 👏 Budget Bestie Takeaway: Time management isn’t about doing more—it’s about doing what matters in a way that works for you. When your schedule supports your energy, values, and season of life, you win. Period. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! You ever have one of those months where everything hits at once? The AC dies, plans fall through, unexpected expenses pop up like financial whack-a-mole—and somehow you're still expected to keep it all together? 😩 This week, Shana and Vanessa are walking us through two client stories that prove: your budget can still win—even when life feels like it’s falling apart. From single moms to powerhouse couples, we’re talking through what happens when emergencies hit, emotions run high, and yet...the budget still holds up. 💪 Here’s what we’re getting into: One client went from crying on the floor (literally) to realizing she didn’t go into more debt—because her system had her back. Another couple went from googling debt consolidation programs to organizing their accounts, dodging the Amex debt trap, and building a system that actually works. Why we’re still side-eyeing those “non-profit” debt consolidation companies (no shade… okay, maybe a little). How coaching helps you stay in control—even when life is trying very hard to knock you off track. That “quick win” mindset? We’re flipping the script to focus on sustainable change instead. And yes, we said it: you don’t need a debt consolidation program—you need a budget system. One that gives you control, clarity, and confidence. 🙌 Budget Bestie Takeaway: Even if you don’t move forward on your goals this month, not going backward is still a win. Especially in tough times. You’re learning, you're organizing, and you're building habits that last way beyond this one hard moment. That’s the real victory. 💥 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! What if we told you that your entire July budget could be DONE before your iced coffee melts? Because listen—melted iced coffee is a no from us. 😅 But you know what’s also a no? Going into July without a plan when you’ve got holiday parties, travel, and summer chaos coming in HOT. 🔥 Get our FREE One Page Budget Template here. In this episode, we’re walking you step by step through how to close out June’s budget and set up July’s so you can enjoy the pool, the party, or even your sister’s bougie wedding without stressing about the money. Here’s what we’re diving into: 🧾 How to properly close out last month’s budget (hint: don’t skip this step!) 💰 A full walkthrough of July’s budget using real client examples—from income to debt, spending, and savings 🧠 Why planning for “This Month” expenses (like summer camps, 4th of July BBQs, and school supply prep) is your secret weapon 🛍️ The difference between spending money and savings buckets—and how to make sure you’re not constantly “borrowing” from other accounts 👀 What to do if your income varies, you’re juggling summer gigs, or you’re saving for BIG things (like cruises or taking the whole summer off!) 🧒 Teaching your kids to manage their own fun money—because the Lululemon budget isn’t coming out of your Target run Real talk, real results. This isn’t just about numbers. It’s about creating a budget that supports your life, not one that feels like a punishment. And if you’re like many of our clients (teachers, nurses, small biz owners, and everyday women just trying to make it all work), you’ll love how customizable and empowering this system can be. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! In this heartfelt and relatable episode, we sit down with Angie—a teacher, wife to a social worker, and mom of three—who’s doing all the right things but still feels stuck in that “never quite enough” money zone. Sound familiar? Angie and her husband don’t have debt (other than their mortgage 💪), are a paycheck ahead, and have even built an emergency fund over time. But with rising costs and the pressure of living in a high-income school district, she’s feeling overwhelmed and unsure about how to plan for future expenses like vacations, home repairs, or even a new minivan—without falling back into debt. Here’s what we unpack in this episode: 👩‍🏫 Why income isn’t everything—and how teachers and social workers are more financially powerful than they think 💡 The difference between budgeting and tracking (Spoiler alert: your app may not be helping you!) 💸 How to use a one-page budget to finally see where your money’s going—and where it could be going instead 🏦 The power of savings buckets and how to slowly build them (yes, even with a tight income!) 💬 Why it’s okay to tell your kids “no”—and how to shift the conversation toward financial empowerment for the whole family 🛍️ Practical tips on separating bills from spending, opening multiple checking accounts, and giving every dollar a job Angie’s story is full of small wins, real talk, and major encouragement. If you’ve ever felt like you're doing everything right but still can’t seem to get ahead, this episode is for you. We’re diving into strategies that bring financial peace—without changing careers or giving up your latte (unless you want to 😉). Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! ✨ Today, we're getting real about something we keep coming back to — the chaos that comes from having one big savings account and no plan for that money. You know we’ve seen it again and again: a client dumps extra cash into a single account and says, “I’ll just pull from it when I need to.” And spoiler alert — that never ends well. In this episode, Shana and Vanessa break down why having separate, labeled bank accounts is a game-changer. Whether it’s Christmas, travel, home repairs, or annual bills — your money should have a purpose, not just chill in a “someday” pile that slowly disappears. We talk: 💸 Why Ally buckets (and similar tools) aren’t always as simple as they seem 🏦 How traditional banks (and even people in your life) might push back on having multiple accounts 🧠 Why friction is good when it keeps you from stealing from your future self 💬 And the power of showing your partner the numbers — not just telling them Vanessa shares a story about a client whose partner wanted their family of five to live on $10K/month, even though $12K wasn’t cutting it. The big "aha moment"? Printing the budget and asking: “Okay, YOU show me what to cut.” Sometimes the clarity comes when everyone sees the full picture — and it leads to better teamwork (and less stress on just one person’s shoulders). Whether you're team “spread it out” or still clinging to one savings pile, this episode is here to lovingly challenge you: give every dollar a job, and let your bank accounts work for you. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! If you’re the one handling the bills, making the spreadsheets, remembering all the passwords (and maybe even doing coaching solo), while your spouse is more hands-off — we see you. And we’ve got your back. This episode is all about getting your partner on the same financial page without nagging, begging, or feeling like you’re carrying the weight of your family’s money goals alone. Spoiler alert: you don’t have to do it all by yourself. 💛 We’re sharing: Why sharing the numbers (literally printing the budget out!) can change everything How to approach these convos without sounding like a tiny barking chihuahua 🐶 What to say (and how to say it) when you want to include your spouse in big money decisions Real client stories that show how shifting your approach leads to huge mindset shifts The power of scheduling budget talks on purpose — not yelling numbers across the kitchen The secret weapon: framing budget convos around dreams instead of doom ✨ Whether your spouse is deep in the spreadsheets or couldn't care less about interest rates, this episode is full of tips that help you work together — without turning into the budget police. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! In this feel-good episode, we’re joined by the fabulous Amanda—a fellow budget bestie who went from feeling stuck and paycheck-to-paycheck despite earning more than ever to building a system that brings her peace, control, and yes… a travel fund just for Disney trips. 🏰✈️ Amanda shares how our Simplified Budget System helped her ditch the constant tracking, make confident money decisions, and even name her new financial vibe: “The Bank of Amanda.” 💸 She’s living proof that you can pay off over $24,000 of debt and still buy lattes, go on cruises, and keep your nails done—without guilt or confusion. Whether you’ve tried to DIY a budget in Google Sheets (👋 us too), or you’ve been overwhelmed with apps that just beep at you all day, Amanda’s story is a breath of fresh air. She’s proof that a clear plan, a few bank accounts, and trusting the process can completely change the way we relate to money. What We Talk About: Why tracking isn’t the same as budgeting (and why you don’t have to do it forever) Amanda’s moment of clarity while out on a podcast walk The power of separating your spending (yes, even groceries!) 💳 Setting up automatic transfers that make your budget run itself The joy of pocket money and planning for fun things—on purpose How financial systems can actually heal your relationship with money Paying off nearly $25K in debt while still living your life Budget Bestie Takeaways: Budgeting doesn’t have to feel like punishment Automating your money gives you freedom, not restriction You can be your own bank (hello, “Bank of Amanda!”) There’s no one-size-fits-all—just the right system to fit you You deserve clarity, ease, and spending money for you Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! How do you make $18,000 a month and still feel broke? For this couple, it wasn’t about how much they were earning — it was about what they were doing with their money (or not doing). Before coaching, they were stuck in what we lovingly call “money magic” mode: overspending from one big Bills account, moving money around with Cash App and Facebook Pay, and juggling 24 debts with no real system. 🙈 The good news? They turned it ALL around — and paid off $51,000 in debt in under a year, even after their income was cut in half. 😲👏 In this episode, we’re breaking down: The difference between a budget and a system (hint: this couple didn’t need another spreadsheet) What “money magic” looks like — and why it keeps you stuck How separating accounts (yes, even a date night one 💕) helped them finally make progress The power of automation — paycheck transfers, bill payments, and savings goals on autopilot Why they sold a car, asked for raises, and started side hustles (without sacrificing date night!) From Cash App chaos to debt-free clarity, this is a transformation that’ll inspire you to stop feeling like your income is slipping through your fingers — and start building a plan that actually works for your real life. 🎧 Listen in to hear how they did it — and how you can start making progress, no matter where you’re starting. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! 💸 We know, we know — tracking your spending feels like the "responsible" thing to do. You've got the apps, the spreadsheets, the color-coded categories. But if you're still feeling broke and behind… something’s not working. Here’s the truth: tracking is not budgeting. It’s accounting. (Yep, we said it.) And unless you're one of those magical humans who loves being an accountant — we see you and salute you — then chances are, this method is stressing you out and keeping you stuck. In this episode, we break down: Why tracking your expenses is reactive and not helping you plan ahead The real difference between accounting and budgeting How to stop tracking everything and start telling your money where to go — before it even hits your account The power of separate bank accounts for bills, spending, gas, groceries, restaurants, and more What it looks like to assign money with intention, not shame Real-life examples of how to make this system work with $400 weekly, $300 monthly — whatever your situation is! We’ll also share how our Simplified Budget System helps you ditch the spreadsheet guilt and finally get ahead, all without becoming a human calculator. ✨ Imagine this: you open your bank account and instantly know how much you can spend — no mental math, no receipts, no surprises. Just freedom. So if you’re still tracking and still stuck, this episode is for you. Let's make your budget actually work — without the overwhelm. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! 👯‍♀️ We’re dusting off one of our fave convos and bringing it back—this time from our guest appearance on It’s About Time with our girl Anna Dearmon Kornick! 💁‍♀️✨ If managing money has ever made you feel overwhelmed, behind, or straight-up avoidant...you are SO not alone. This episode is your friendly permission slip to stop the shame spiral and finally create a system that works for you. Whether you’re the family CFO, the chef, the chauffeur, or all of the above (because same), this one's for you. 👏 Here’s What We’re Digging Into: 💡 Why a flexible financial system is the key to long-term sanity 💵 Our 5-part budget structure that keeps everything organized (and stress-free) 🏦 How multiple accounts + automation can change the game 📲 Why tracking apps are overrated (yep, we said it) 💳 What to do first when paying off debt—and why it goes at the top 🛍 How to make room for guilt-free spending, even if you're paying down debt 🧠 The mindset shift that takes you from “I’m bad with money” to “I’ve got this!” You’ll also hear us geek out on how we built this method around real life (and how it’s surprisingly similar to Profit First, for our biz-owner besties out there!). 🙌 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Get Your FREE Copy of the Wealthy & Well Known Audiobook! Book a Free Brand Strategy Call! If you're an entrepreneur, coach, or service provider trying to grow your business online, but your message isn’t connecting—or you’re not attracting the right clients—this episode will show you exactly why your brand might be the missing piece. We’re joined by Reshia, our personal brand strategist at Brand Builders Group (BBG)—the coaching company that has helped top thought leaders like Lewis Howes, Amy Porterfield, and now, us. 🙋🏽‍♀️🙋🏼‍♀️ In this episode, we break down: ✅ What a personal brand actually is (it’s not just your logo or website) ✅ How to clarify your message so it speaks directly to the people you’re meant to serve ✅ The exact BBG framework that helped us get focused and grow our financial coaching business ✅ How to position your brand if you want to write a book, speak, launch a course, or scale your services ✅ Why a personal brand rooted in service will unlock growth, revenue, and long-term impact This conversation is especially for women who: Are building coaching, consulting, or service-based businesses Feel unclear about their messaging or online presence Want to move from “doing all the things” to doing the right things Are ready to stop winging it and start building a brand with intention and clarity 👀 BONUS: We also talk about what it’s like to finally feel seen in a room full of high-achieving women—and why the BBG process is different from other coaching programs we’ve tried (and paid big money for). ✨ If you’ve ever thought, “I know I’m meant for more, but I don’t know how to pull it all together,” this episode is for you. Grab the free audiobook of the Brand Builders Group book before July 1st. It outlines the exact step-by-step framework that helped us grow a brand we’re proud of. How to build a personal brand Branding for women entrepreneurs Personal branding for coaches Brand Builders Group review Coaching business strategy Brand clarity for service providers How to attract clients with your brand Build a brand that reflects your values Personal brand strategist for women Brand messaging for coaches Entrepreneur branding tips Female entrepreneur podcast Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget Besties, it’s time to break up with guess-and-hope budgeting. 👋🏼💸 If you’re still manually moving money around every payday, chances are you’re wasting time, energy and accidentally overspending. In this episode, Shana and Vanessa walk you through the five key budget automations they personally use—and that have helped thousands of clients finally take control of their money without overthinking it every. single. week. We’re talkin’: Automating Your Bills – One dedicated account. All your bills. Set it and forget it. Automating Your Investments – Treat your future like a non-negotiable bill. Automating Your Savings Buckets – Christmas? Car maintenance? That summer trip? It’s all covered. Automating Gas + Groceries – Never panic at the pump or stretch pantry meals 'til payday again. Automating Your Personal Spending – A little joy-money that’s just for you—no guilt, no questions asked. We break down exactly why this system works and how to set it up in a way that takes you out of the equation (a.k.a. fewer mistakes, more peace of mind). ✨ Whether you're brand new to budgeting or ready to upgrade your old system, this episode will have you rethinking how you handle your money—in the best way. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, we’ve got a relatable one for you today! Meet Nicole—a clinical psychologist, single mom of two, and a total powerhouse who’s doing the work to get financially organized. She joined us to share what it’s like starting out with budgeting (spoiler alert: it’s not perfect right away), how she discovered she was actually spending four times more on her cats than she thought, and what she’s doing with a $5,000 windfall. 💰🐈‍⬛ We break down the big stuff—from student loans that feel like a mountain to climb, to that confusing moment when you realize Amazon might be eating your entire budget. Nicole had smart, honest questions about setting up savings buckets, managing multiple bank accounts, and figuring out how to prep for expenses before they sneak up on you. Together, we dig into: The emotional side of budgeting when you're used to flying blind What to do with unexpected money (hello, baller pad emergency fund!) Why savings accounts should feel like labeled file folders, not financial overwhelm How many cards you actually need (hint: two) Where to draw the line between groceries, household supplies, and “fun” Amazon orders Making peace with student loans you can’t pay off tomorrow This episode is packed with practical tips, reassurance for messy first drafts, and real-life strategies for managing money without judgment. If you’ve ever said, “I make good money but don’t know where it goes,” this one’s for you. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today, we’re talking about real coaching convos with our actual clients—and trust us, these are situations that might hit real close to home. From deciding whether to lease that shiny new car (👀) to finally choosing to take control of student loans or just figuring out what the new normal is after a big financial win—we’re breaking it all down. Whether you’re staring down a tempting new lease, wondering what to do with a big refund, or trying to figure out why it still feels like money is disappearing every month, you’re not alone—and this episode’s for you. Here’s what we get into: 🚗 To Lease or Not to Lease? When one client was weighing a $58K car lease (yep, to lease, not own 😳), we laid out the facts. Spoiler: we don’t make the decisions—we just show you what the numbers say. And sometimes? That’s all you need to make the best call. 💸 Student Loans vs. Emotional Exhaustion: Another client thought she wasn’t that worried about her loans—until she realized she’d already paid nearly $100K in interest over the years. Y’all, the numbers don’t lie. Knowing the true cost of delay can be the push you need. 💰 Hello, Tax Refund! Now What? We helped one client resist the urge to pay off a credit card just because it felt right—and instead, she funded her annual bills account to avoid debt in the future. That’s what we call financial clarity. 📦 Savings Buckets Make a Comeback: A client who “prints money” (okay, not really—but he is super handy) finally got to set up a real monthly budget, complete with savings buckets for everything from pet care to holiday gifts. Now, their money is working for them—not the other way around. 🧠 Perspective is Everything: Having a coach means someone’s giving you the facts without emotional attachment. And that right there? It’s often the difference between spinning your wheels and actually moving forward. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 Click here to view our privacy policy.  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! If your bank account is constantly giving “$9.18 energy,” and payday feels more like a lifeline than a win—this one’s for you. You're not bad with money, you just never learned the system that actually works for real life. This week, we’re walking you through exactly how to break free from the paycheck-to-paycheck cycle—in the next 30 days. Yes, really. And no, you don’t have to cancel everything fun to make it happen. In This Episode, We Cover: 💸 The Real Reason You Feel Broke: It’s not your spending, it’s your system. Most of us are still running our money like we’re 18—with one account trying to do everything. No wonder we’re exhausted. 📆 What It Means to Be a Paycheck Ahead: We teach you the game-changing strategy of using your last paycheck of the month for the next month’s budget. No more scrambling. No more overdrafting. No more financial whiplash. 🏦 The Power of Bank Account Separation: Why having at least two accounts (Bills + Spending) is the simplest way to stop stressing and start spending on purpose. You'll finally know what money is safe to spend—and what’s off-limits. 🧠 How Decision Fatigue Is Wrecking Your Budget: From checking your bank app 12 times a day to wondering if you can afford groceries (again), this cycle is draining. We’re showing you how to automate it away. 🛠️ The 4 Steps to Fix It in 30 Days: 90-Day Audit – Get real about where your money’s going. Monthly Budget – Stop budgeting by paycheck, and start planning by month. Separate Your Money – Bills account + Spending accounts = peace. Automate Transfers – Let your bank do the heavy lifting. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! In today’s episode, we’re sitting down with our amazing client Michelle, who just wrapped up her six-month coaching journey—and let us tell you, this one’s got all the good stuff: drama, breakthroughs, and some serious “same, girl” moments. Michelle’s story is full of heart, humor, and hope. She came to us thinking, “Great, another boring budget podcast,” (yep, we laughed too)… but then she found our system, and everything changed. 👏 Check out Relay for your business bank needs: https://budgetbesties.com/relay Here's what we cover: 💳 Credit Card Chaos to Calm: Michelle shares how she saved 60% on her credit card debt (yes, sixty!) just by making one phone call—with our script in hand and the right numbers in her budget. 🧠 From Budget Burnout to Confidence: She'd tried all the traditional budgeting methods—itemizing, zeroing out, the whole nine. None of it worked. Until she found a system that finally gave her clarity and peace of mind. 🏦 Too Many Bank Accounts? When we first met Michelle, she had seven accounts across two banks and still felt broke. We helped her simplify everything into one easy-to-see, streamlined system—because more bank accounts ≠ better budgeting. 👨‍👩‍👧 Keeping It Real as a Couple: Michelle and her husband tackled the messy parts together—from business expenses sneaking into personal accounts, to the “wait, where did the money go?” convos. (Spoiler: they’re stronger for it!) 📈 Wins Big and Small: A business account that actually works, a budget she trusts, and a husband who now sees the value of having his own expense account. Plus, all their money in one place—no more disappearing dollars. Connect With Us: 1️⃣ Facebook Group – Join the community.Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting.This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System!You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach.We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo.Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! 

Snag Our Simplified Budget System! This episode is a ride through the real-life money moments we see in coaching all the time. From the confusion around bankruptcy payments to finally feeling not broke even when you’re actually doing great—this one’s full of eye-openers. We’re pulling back the curtain on our coaching sessions to walk you through what’s really going on behind the numbers. Because if our clients are struggling with it, chances are you might be too. Here's what we get into: 💥 Bankruptcy Aftermath: How multiple credit cards and personal loans can still show up after bankruptcy—yep, it’s a thing. And the shady credit cycle that keeps folks stuck. 🧠 The Mental Load of Money: Why some clients still feel broke—even when they’re making great money—and how mindset rewiring is just as important as the math. 📆 From Chaos to Clarity: How one client finally ditched partial payments and moved to full payments + autopay—after a whole year of messy money habits. 📞 The Dreaded Debt Calls: We’re not gonna lie—making calls to creditors isn’t fun. But we’re walking you through what to say, how to ask, and what kind of results are actually possible (hint: skipping a $700 car payment? Yep, that happened). 🔄 Breaking the Cycle: From credit stress to budget confidence—we’re helping our clients stop reacting and start planning, so they never end up in the same spot again. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! 💛 Have you made your June budget yet? If not—don't worry! This episode is your cue to grab that pen and paper (or open your budget spreadsheet) because we're walking you step-by-step through creating your June budget together. We’re talking: ✅ Closing out May’s budget (yes, you need to do this first!) 💸 Updating your actual numbers—not just what you planned 🔁 Getting honest about surprise bills and shifting plans 🧾 Starting June off ahead by using May’s last paycheck 💳 Listing debt minimums only—so we can make a powerful payoff plan later 🏡 Bills that reflect your real life (hello massages and Pilates!) 🛍️ Budgeting for spending categories that make your life work—groceries, gas, date nights, kids' field trips, and YES, your personal money too! 🎉 Adding in all the extras—Father’s Day, 4th of July prep, birthday parties, and last-minute summer fun 💰 Getting serious with savings buckets and your debt payoff game plan Whether your June looks busy, laid back, or somewhere in between—this budget will make sure your money is working for you and not the other way around. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget besties, this one’s for you if you’re juggling multiple jobs, navigating biweekly paychecks, and trying to climb out of credit card debt with your sanity (and maybe a little spending money) intact. 🙌 In this episode, Shana and Vanessa coach a nurse who’s stepping into her full-time income post-grad school, looking for a plan that brings clarity and peace to her money. Together, we break down how to budget on a biweekly paycheck, how to stop the “dump money on debt then panic” cycle, and why a Bills Account is about to become your new favorite money hack. We also dig into how to handle credit card balances strategically—especially when a 0% intro APR is about to expire. (Spoiler: You can call your credit card company and ask for a lower interest rate. We’ll tell you exactly what to say.) What we cover: How to organize your monthly budget when you're paid every two weeks 🗓️ Why you need separate accounts for bills, groceries, and fun money 🍕💅 The truth about making extra debt payments (and why we start with minimums first) 💳 How to call your credit card company and negotiate a better rate (yes, really!) 📞 Creating a plan for per diem income that actually helps instead of disappearing into the abyss 💸 Getting out of the cycle of financial shame and starting fresh with a plan that works 🌱 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Budget Besties, buckle up! Today, we're inviting you behind the scenes of our private coaching calls to dish out the real-life budget wins, tough decisions, and "wait, should I buy a zebra?" moments from our amazing clients. If they’re going through it, chances are you are too — so let’s break it all down together. From surprise escrow refunds and dream farms (complete with cows, chickens, and yes... zebra requests 🦓) to the real cost of keeping an old house — we’re talking about how to prioritize when everything feels important. You’ll hear: How one client used a tax refund to unlock a future cattle business — but only after making the right money move first. Why a bougie birthday and high-end daycare didn’t derail another client’s financial progress. What happens when income’s flowing, but the accounts are too scattered to tell what’s really going on. And why not everyone wants to be debt-free right now — and how that can still be part of a strong, confident money plan. We’re here to show you it’s not about doing everything perfectly — it’s about doing what works for you, and doing it with clarity, confidence, and a whole lot of grace. 💛 ✨ Real-Life Takeaways: Prioritize the money move that unlocks future wins. (Fixing up the old house first = cash for the farm later!) Use windfalls (like tax refunds or bonuses) intentionally — a plan means you won’t blink and wonder where it all went. Simplicity is key: too many accounts = too much confusion. You get to decide your goals. If saving cash gives you peace of mind more than paying off debt, that’s valid. Budgeting isn't about deprivation — it’s about direction. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! You’ve heard of a no spend month. You’ve maybe even tried one. And if you’re like most of us—you probably ended up at Target with a cart full of “oops.” 😅 In this episode, we’re unpacking the real truth about no spend months: why they feel productive but usually don’t solve the root problem. Our special guest, budget bestie Bethany, joins us to share her real-life experience going through one (spoiler: her coffee shop noticed she was gone 👀). We cover: What a no spend month actually looks like with a big, busy family (and coffee-loving parents!) The real reason we tend to overspend in the first place How binge-spending sneaks in right after restriction The budget-friendly alternative that helps you spend on purpose without the guilt spiral Plus, how Bethany’s family is now teaching their kids to manage money with weekly spending limits If you've been thinking about a financial reset, don’t start with restriction—start with a real system that helps you spend, save, and breathe. Because budgeting isn’t about saying “no” to everything. It’s a Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! We’re bringing you one of our favorite kinds of episodes—a real story from a real budget bestie who decided enough is enough. Missy joined us after trying to DIY her budget (like so many of us do), but when she saw the numbers? Let’s just say the highlighters came out and so did the coaching call. In this episode, you’ll hear: How Missy went from “Where is my money going?” to saving over $2,000 a month The surprising things she changed (like re-quoting her insurance!) that saved her thousands The mindset shift that helped her finally feel in control of her finances Why downsizing her home and organizing her savings buckets was a game-changer And how she’s still crushing it post-coaching—she paid off $17,000 more in debt in just 3 months on her own! From working two jobs to becoming a travel agent to creating 13 (!) bank accounts, Missy’s journey is proof that when you commit, get clarity, and stick with it—you’ll see results faster than you ever thought possible. If you’ve been stuck in “I’ll figure it out later” mode, this is your sign. Financial peace is just a system—and a little coaching—away. 💛 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Ever feel like you're playing a constant game of "Can we afford this?" with your partner? 😅 This one’s for you. We’re diving into the simple, powerful tool that has changed the way couples (and individuals!) manage their money: separate spending accounts. We know—it sounds so basic. But once you actually do it? 🙌 The freedom. 🙌 The peace. 🙌 The end of the weird parent/child money dynamic that no one wants. In this episode, we’re sharing: Real-life coaching stories from couples who went from friction to freedom just by adding accounts How this shift gives both partners autonomy, trust, and clarity Why this one change can eliminate fights, judgment, and constant permission-seeking A few powerful lessons from clients who paid off debt, made mistakes (hello, double truck payment 😬), and kept their calm because of the systems they now have in place Why you might be just one good budget and a few renamed bank accounts away from breakthrough Oh—and we’re hinting at our brand new national research study on finances and marriage... and the results are wild. Stay tuned for that drop soon! Remember: It’s not about tracking harder. It’s about designing a system that works with your real life—and actually brings peace to your relationship and your brain. Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Ever wish your bank could do more than just hold your money? Same. That’s why in this episode, we’re showing you how to put your bank to work—like your very own financial assistant. 💼💁‍♀️ We're breaking down 9 specific, budget-friendly tasks your bank can totally handle for you—saving you time, brain calories, and that sinking feeling when you're trying to remember if your electric bill got paid (spoiler alert: it did, automatically!). Here’s what we cover: Why a Bills Account is a non-negotiable (seriously—peace of mind in an account!) The power of separate accounts for less mental math and more clarity How automatic transfers can make saving and spending way easier What naming your accounts does for your brain (and your budget) The magic of hiding certain accounts (out of sight = out of swipe 👀) Why ACH payments > debit cards for paying bills What direct deposit into your Bills Account unlocks (hello, fully planned paycheck!) And yes—why setting up Kids Accounts is a parenting win We’re not here to add more to your to-do list—we’re here to delegate it to your bank so you can stop micromanaging your money and start living your life. 🙌 Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

👉 Join Anna’s FREE 5-Day Take Back Your Time Challenge! We’re back with our time management queen, Anna Dearmon Kornick, and y’all—it’s like peanut butter and jelly: time and money just go together! IFeeling like there’s never enough time? In this episode, we’re joined by time strategist Anna Kornick to explore a new, purpose-driven approach to managing your time—without burnout, guilt, or trying to do it all. If your life feels too full and your to-do list never ends, this conversation will show you how to align your schedule with your values, take back your time, and finally feel more present and peaceful in your season. Whether you're overwhelmed by your calendar, struggling to say no, or trying to create space for what matters most, this is for you. Anna shares why time management isn’t about doing more, it’s about doing what matters most. We talk about: Why the words you speak about time totally shape your reality (seriously—mindset matters) The magic of a today list vs. an endless to-do list (hello, 5 to 7 doable tasks!) Real-life friction points (like the socks... oh, the socks) and how tiny tweaks can free up your mental space Why saying no to some things is saying yes to your values How personalized time systems can change your life—and your bank account 💬 Key Ideas: how to take back your time, realistic time management for women, mindset shift for busy moms, aligning your time with your values, how to stop feeling overwhelmed Anna’s 5-day challenge kicks off May 12 and it’s exactly what we all need as summer chaos rolls in. Let’s finally feel in control of our calendars and our cash. 📍Resources & Links: Sign up for the challenge: https://annadkornick.com/budgetbesties Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Today, we're taking you behind the scenes of our private coaching sessions to share the real stories, real challenges, and real wins that come with building a budget that works in the messy moments of life. From surprise moving costs and mortgage pressure to sneaky Apple charges and Costco overspending, we’re breaking it all down. These lessons are too good to keep behind closed doors—because if our clients are dealing with it, chances are you are too. Whether you're in the middle of a big life change or just trying to keep your grocery budget under control, this episode is full of practical takeaways and comforting reminders. We’ve got your back through every budgeting curveball. What We Talk About: Why moving always costs more than you think The 15-year vs. 30-year mortgage debate (especially for single income households) How a few forgotten subscriptions can wreck next month’s budget The danger of “extra” money sitting in your account When buying the dream house means saying no to everything else—for a season Credit card points vs. actual financial peace Our honest (maybe unpopular) opinion on Costco and bulk stores Budget Takeaways: Moving is messy—plan as much as you can, but give yourself grace when the numbers don’t look perfect. Debt freedom takes sacrifice. But short-term discomfort can create long-term options. Put your bills in one account and pull your rollover money out—no temptation! If there’s no wiggle room in your budget, it’s not the right time for a 15-year mortgage. Credit card points are not a budgeting strategy. They’re a trap. (We said what we said.) Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey there, budget besties! 💸 We get this question all the time: “What bank should I use?” And honestly? We wish it were as easy as tossing out a perfect recommendation—but it’s not that simple. In this episode, Shana and Vanessa are giving you all the tools you need to pick the right bank (or credit union!) that actually works for your budget, not against it. Think of it like this: your bank is your personal assistant, and you’re the CEO. Time to do some hiring! 👩‍💼💼 We walk you through a full bank interview checklist—the exact questions you need to ask to make sure your bank is helping you automate, organize, and protect your money goals. ✨ What we cover: Why your bank (or credit union) should fit your budget style, not the other way around The non-negotiables you need from your bank (spoiler: multiple accounts and no hidden fees) Why local credit unions are sometimes a secret weapon How your bank could be slowing down your budgeting progress What to look for in your bank’s app and online features Connect With Us:  1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠  2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠  3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠  4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠  5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌 ⁠Click here to view our privacy policy.⁠  This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System! Hey budget besties! 💸 Buckle up—this episode is bringing big truth, real talk, and some absolutely fire metaphors. 🚗💨 We’re sitting down with our friend Chad Hufford from Blue Collar Millionaire to talk about how more money isn’t the answer if you don’t have a solid plan. This is for all of us—whether you’re bringing in $7K or $50K a month—because how you manage your money is what really determines your financial freedom. If you’ve ever said: “I make good money, but I’ve got nothing to show for it.” 🙋‍♀️ “I’ll invest when I earn more.” ⏳ “Retirement? That’s future me’s problem.” 😬 Then this is your episode. Here’s what we dive into: 💥 Why you can’t out-earn bad money habits 🛻 How truck drivers and welders become millionaires (yes, really!) 🧱 Why investing without a plan is like building a house in a forest fire 💰 How to reverse-engineer your retirement lifestyle with today’s budget 🛠️ Why the “right tool” (not just income) makes all the difference 🚗 And the truth about Ferrari finances vs. Geo Metro habits (iconic metaphor alert!) We’re also talking about: Shifting from “retiring from something” to “retiring to something” 💡 Casting a vision you’re actually excited about—no matter your income How the same principles apply across blue-collar and white-collar worlds And how your current habits can make or break your future lifestyle Connect with Chad: 📚 Forging Financial Freedom – Available on Amazon 🎧 Blue Collar Millionaire Podcast 🌐 VeritasAlaska.com (Don’t worry, you don’t have to move to Alaska to get the goods!) 📱 IG: @veritasalaska 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Get our Simplified Budget System! Hey budget besties! This month, we're shaking things up. We sat down with our girl Carrie and her amazing Disruptive Nutrition community to walk through—in real time—exactly how we build May’s budget. So if you've been putting it off, consider this your official sign. Let’s go! In this jam-packed, workshop-style episode, we break down our full budget system step by step: income, debt, bills, spending, and savings. You'll learn how to set up a hands-off, automated budget that works with your real life—one that helps you live your purpose without worrying if your card will go through at Target. ✨ Highlights: The “B word” doesn’t have to be scary—we make it simple and beautiful. What really belongs in the debt column vs. bills Why you need a separate spending account just for the kids (yes, YOU deserve your own money too) How to use savings buckets to break the cycle of unexpected expenses Setting up paycheck plans that make your budget work for you, not the other way around If your current money system still looks like what you did at 18, it's time for an upgrade. And don’t worry—we’re not here to make you do math or give up your glam. We're about automating, simplifying, and organizing so you can live freely and spend guilt-free. 💸💅 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! 🎉 400 EPISODES. 1 MILLION PLAYS. 5th BUSINESS BIRTHDAY. 🎉 We accidentally started a podcast… Now here we are: 400 episodes, over 1,000,000 plays, and a business we LOVE. 😍 Today, we're pulling back the curtain: 👉 How the podcast started with yoga mats and umbrellas 🙈 👉 How we juggled multiple businesses before niching down 👉 The turning points that changed EVERYTHING (shoutout Stefanie Gass + Brand Builders Group!) 👉 How we built clear offers, real work hours, and a business that's finally FUN again From rat poop to a million plays... 😂 It’s been a wild ride—and we're just getting started! 🩷 Thanks for being part of our story. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget Besties, grab your coffee and your confidence — because this episode is all about stepping into your power as the CFO of your home, even if you’re not bringing in a paycheck. 💪 We’re joined by one of our favorite budget nerd mamas (in the BEST way), who’s sharing her journey from infertility-driven sacrifice to stay-at-home motherhood — and now stepping into the next big financial chapter: planning for retirement on one income. We’re talking: What stay-at-home moms can do to invest for retirement The right questions to ask about old teacher retirement funds Why Roth IRAs are your best friend (even if you don’t have earned income) How to stop letting cash slip away unnoticed And how to handle the frustration when professionals make you feel small 🧠 What You’ll Learn: Why your money future doesn’t pause just because you’re not working right now What the term “backdoor Roth” means — and how to use it wisely How to take ownership of your old retirement accounts (even if you can’t log in anymore 😅) That you don’t need to know all the financial lingo — you just need a plan And why it’s never too late (or too early) to figure this out Budgeting isn't just about managing expenses. It's about owning your future. And yes, mama — even while wrangling toddlers and squeezing in grocery trips between naps, you can absolutely be building wealth. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Whew, Budget Besties — this episode is full of real talk and real wins from our coaching clients. From Nashville tattoo artists to newlyweds trying to merge finances without losing their minds, we’re covering it all in today’s behind-the-scenes episode of what it really looks like to get your money life together. We’re walking through: 💸 Making sense of cash-heavy businesses (yes, even $6K/month in cash!) 🏡 Homemaking budgets and why "making a house a home" is a line item 📱How to untangle Amazon charges (spoiler: you can assign cards by category!) 🧾 Organizing messy savings and crushing debt with clarity 💑 Blending finances as a couple — even when one of you has debt and the other doesn’t Because budgeting is not about judgment. It’s about creating a system that works for your real life. Whether you’re: Running a six-figure biz with money flying in from all angles Feeling low-key guilty about spending on your home Nervous about your partner seeing just how much credit card debt you’ve got Or overwhelmed by all the bank accounts, credit cards, and loans you’ve been managing solo... We’ve got you. 🧠 This episode is full of coaching gold: Why cash-based income has to be budgeted or it will disappear The truth about lifestyle creep (and how to check it before it runs away with your goals) How simple changes — like naming your savings or setting spending accounts — lead to massive progress And how to create buy-in with your spouse without a fight This is what financial clarity looks like: one small, consistent, empowered step at a time. 🧡 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, Budget Besties! 💛 Today we’re taking you on a money journey through every season of a woman’s life — from those first babysitting paychecks to living your best bougie grandma life. 🛍️👵🏽✨ Why? Because budgeting matters at every single stage. And when you know what to expect (and how to plan for it), you can build the confident, abundant life you deserve. We’re diving into: High school budgets (hello, Starbucks and hoodies 🧋🧥) College survival (and how to NOT live off ramen and credit cards) Young marriage and mom life (budgeting for date nights and diapers) Bougie era budgeting (more income, bigger goals—and NO excuses) Empty nesters and retirement (planning for those grandbaby snuggles and that dream trip to Italy 🇮🇹) Throughout each era, we’re keeping it real about how your budget needs to shift, what habits you need to build (spoiler: savings buckets forever 🪣), and how to use your money with intention instead of living paycheck to paycheck (no matter how much you make!). 🧠 Lessons You’ll Learn: How early budgeting habits create financial confidence for life Why your college student must have a budget (and how to avoid drowning in debt) How to combine finances in marriage without stress or confusion Why high income doesn’t fix money problems — but budgeting does How to step into your wealthy woman era and keep building that legacy You're not behind, bestie. Whatever stage you're in—you've got time, you've got options, and you've got us cheering you on! 🎉 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Hey, budget besties! 💖 Today we’re chatting with Andrea, who's right in the middle of a BIG life transition — new marriage, three kids headed to Brazil for a year (!), and full-time camper living while her husband travels for work as a union electrician. 🚐✨ Andrea’s done all the things — tried The Budget Mom, dabbled in Dave Ramsey — but sticking to a budget? THAT’S the struggle. Especially now with a fluctuating income and a whole new way of life. We walk Andrea through how to set up a money system that works for real life — not just the life you plan in pretty colors and fancy spreadsheets. 🎨📊 Here's what we tackled: How to budget on an inconsistent income without the chaos. Why separate bank accounts (bills, spending, savings!) are your new best friends. How to automate your money so you can't accidentally mess up (even if life gets messy). Budgeting off the bare minimum — and using the extra to finally get ahead. Why you start automation NOW — even if you’re behind on bills. This conversation is full of real-life feels, practical tips, and lots of encouragement for anyone who's ready to turn a season of transition into a season of financial empowerment. 🌟 We want you to hear this loud and clear: you don’t have to be perfect. You just have to get your system in place and let it work for you — even when life gets wild. Mentioned in the Episode: Separate bank accounts for bills, spending, and savings Budgeting on a baseline income Blue Collar Millionaire podcast (shoutout to our hardworking besties!)

Snag Our Simplified Budget System! Budget Besties, this one’s for everyone who’s ever thought, “Why does it feel like everything is hitting all at once?” 😵‍💫 In this episode, Shana and Vanessa are sharing real stories from coaching clients who are pushing through real life – emergency room visits, broken fingers, college costs, tragic losses, and even tangled-up business budgets. But through it all, we’re celebrating the small (and major) wins, like… ✨ Surviving back-to-back emergencies without going into debt ✨ Paying taxes on time for the first time EVER ✨ Learning how to finally get your paycheck-to-spending transfer right ✨ Changing money mindsets (even when you feel “behind”) ✨ Creating steady income from side hustles – campers, Jeeps, and salon chairs, oh my! This episode is a warm reminder that if you feel like you’re struggling just to stay on top of your budget—you’re not alone. Life is expensive, but that doesn’t mean you’re doing it wrong. You’re learning. You’re adjusting. You’re moving forward. 🙌🏽 Whether you're starting over at 50, trying to untangle your biz finances, or figuring out how not to be broke every other week, we’re breaking it all down with compassion and clarity. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey budget besties! 🧡 Whew, okay… buckle up because in this episode, we are coming in hot with a little budgeting truth bomb for y’all. 😅 If you’ve been using a budgeting app and still feel confused, broke, or like you’re spinning your wheels, you’re not alone—and it’s not your fault. We’re getting real about why budgeting apps don’t work the way you think they do (spoiler: they’re trackers, not planners), and what you actually need to finally feel in control of your money. In this episode, we break down: 🤯 Why budgeting apps are just glorified expense trackers (not real budgets) ⏳ How they keep you busy but not actually making progress ❌ The false sense of success that pretty pie charts give you 🚨 Why you keep saying “I’m doing all the things, but I still feel broke” 🔄 The power of setting up a system that does the work for you 💡 The difference between tracking where your money went vs. telling it where to go ✨ What budgeting with clarity, confidence, and freedom really looks like What We Want You to Know: A budget app won’t save your financial life. A system will. When you follow our method, you’re not just making a plan—you’re putting it in motion automatically. No more wondering where your money went or feeling guilt-tripped by your own spending. With our budget system, your money actually moves to where it needs to go. Every. Single. Time. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Heyyy, budget besties! 🙌 We’ve got a juicy one for y’all today. In this coaching call episode, we chat with the lovely Lindsay, who came to us with alllll the questions we know so many of you are also wrestling with. From IRS debt and credit cards to timeshares and life insurance policies—whew, we cover it all. Lindsay and her husband are both small biz owners with some financial complexity (hi, inconsistent income 👋), and they’re ready to finally get a plan that works for their real life. And yes, she’s already started creating her spending accounts—claps all around. 🎉 Here's what we cover in this episode: 💸 IRS debt vs. credit card debt—what should come first? 🧾 How to make payments feel doable and stop decision fatigue in its tracks. 🏦 Setting up a holding account to make irregular income feel consistent. 🛑 Why stopping the use of credit is key to long-term progress. 🧠 Understanding what your life insurance is actually doing for you. 🏖️ Timeshares—do we love 'em, hate 'em, or just help you get outta them? 📊 Why business owners need three budgets (yes, three—deep breaths, y’all). We got into some real talk about why planning your money ahead of time—especially on payday—helps you move forward without the stress spiral. And you know we’re always here to remind you that it's okay to make it work your way. You don’t have to follow every “rule” to the letter to see big changes. Golden Nugget 💡 “You can’t make progress if you’re constantly stuck in indecision. Pick a plan, stick with it, and give yourself the freedom to tweak it as you go.” Whether you're juggling business and personal budgets, questioning that life insurance policy you signed up for years ago, or trying to dig out of IRS and credit card debt—you’re not alone. We see you, and we’re cheering you on. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey budget besties! 💸 We’re back with a replay of one of our faves—a fun, real, and ridiculously helpful convo with our girl Kali from the Perfect-ish Podcast. We got together to talk about that post-holiday money fog (aka the holiday hangover), and how to kick off 2025 with clarity, confidence, and a budget system that actually works. 🎉 Whether your receipts are still crumpled at the bottom of your purse or you're just ready to break the cycle of starting strong and fizzling out, this episode is packed with simple steps to help you finally feel in control of your time and money—without burnout, shame, or boring spreadsheets. 🙅‍♀️ Let’s talk separate spending accounts (yes, you can have more than one checking account), budgeting that runs automatically, and how to fund your life and your future—with room for coffee dates, family fun, and bougie gifts too. ✨ In this episode, we cover: Why budgeting feels hard (and how to make it easier) What a real budgeting system looks like How to set up your money to manage itself (yes, really!) The truth about unexpected expenses (spoiler: they’re not that unexpected) How to create savings buckets for Christmas, car repairs, and the fun stuff too 🎁 Why being bougie on a budget is totally the vibe for 2025 Takeaway? You don’t need to restrict your life to get your money right. You just need a system that matches your lifestyle, your goals, and your values. Let’s do it together, bestie. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Cash stuffing is cute and all — we see the TikToks too 👀 — and while we do love the intention behind it, we also know a lot of us don’t have time (or the desire) to carry cash everywhere. In this episode, Shana and Vanessa are breaking down the why behind the popularity of cash stuffing — the visual appeal, the sense of control, the fun little binders (we see you, stationery girlies 💅) — and giving you a level-up version that works for your real life. ✨ Introducing: Digital Cash Stuffing Yep, same concept, same budgeting structure, but done with your bank app. You’ll learn how to: Set up multiple bank accounts as your digital envelopes Rename them (get creative — “Hawaii: I’m going surfing” is fully encouraged) Use automatic transfers to make it all happen without lifting a finger Watch your savings grow in real-time — especially in high-yield savings accounts 👏 Keep control of your spending buckets without needing to break a $20 Whether you’re saving for a volleyball tournament, a bougie vacation, or just your weekly groceries — we’ve got you. You can still have the same intentionality, accountability, and fun without the ATM runs. This is budgeting for your busy, boss-level life. 💻✨ 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Visit Shan's ⁠Website!⁠ Check out her podcast Holistic Moms! Snag Our Simplified Budget System! Budget besties, you are not ready for the realness and healing in this one! 💸✨ We sat down with their friend Shan Wright, a holistic wellness coach, mama of four, and all-around truth-speaker, to talk about something we all wrestle with at some point: our relationship with the B word… yep, the budget. Shan takes us through her powerful journey from full-on avoidance and anxiety to experiencing peace and partnership around money. She shares how childhood experiences, emotional baggage, and even spiritual healing shaped the way she saw money—and how she reprogrammed her mindset and rewrote her money story, with faith and accountability leading the way. 🙌 We dive into: Why “just let your spouse handle it” isn’t the answer (even if they’re good at it!) The connection between money wounds and anxiety How reprogramming your brain literally works (hello, science AND scripture!) The power of speaking truth over your finances—even when it feels like a lie What it really looks like to do the heart work before the hard work 💛 This is for every bestie who’s ever thought, “I’m just not good with money” or “It’s too late to change.” Spoiler alert: it’s not too late, and you can do this. 🛠️ Two key takeaways: Dig up the lies you believe about money and where they came from Start speaking truth—God’s truth—over your finances and your future ✨ Want more Shan? Find her at theshanwright.com, check out her Facebook group for holistic moms, and listen to her podcast, Holistic Moms—she’s the real deal, y’all. 💬 Favorite Quotes: “When you're letting your spouse handle all the money, it's like letting one parent do all the parenting.” – Shana “Obedience precedes the miracle. I didn’t know what would come from healing my finances—but I knew I needed to obey.” – Shan “The truth might sound like a lie at first. That’s how you know you're pulling out the old weeds.” – Shan 📲 Let’s Be Social: Hey budget besties—has money ever made you anxious? Did anything Shan said hit right where it hurts (in the best way)? DM us, or tag us in your biggest a-ha moments from this episode! And remember: we don’t have to carry this alone. Financial healing is possible—and it can actually be fun when we do it together. ❤️‍🩹💵 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Listen, budget besties—we know you want to be good with your money… but you don’t want to track every single transaction like it’s your side hustle. Good news? YOU 👏 DON’T 👏 HAVE 👏 TO. This episode is your permission slip to let go of complicated budgeting systems that take hours to manage. If you’ve ever said, “I want to get better with my money, but I’m just too busy,” this one’s for you. Whether you’re chasing kids, chasing deadlines, or chasing a volleyball tournament like us (seriously, we’re recording this between matches), we’re breaking down our Set It and Forget It method that actually works—without requiring a spreadsheet obsession or 12 new apps. This is budgeting made simple, automatic, and dare we say… fun. 🙌 Here’s what we cover in this episode: 💸 Why traditional budgeting feels like a chore (spoiler alert: too many categories and perfectionism pressure) ⏰ Why you don’t need to spend hours tracking expenses to be good with money 🙅‍♀️ The real reason being “busy” shouldn’t stop you from budgeting—and how to work with it, not against it 🧠 How to automate your bills so they literally pay themselves 📥 Why getting one paycheck ahead is the key to autopay success 📲 Using your banking app as your personal assistant (no, really) 💰 Setting up automatic transfers for spending and savings—so you never forget and never fall behind 🛍️ Creating spending accounts that do the tracking for you (bye receipts and budget guilt!) 🧾 Why tracking every single dollar isn’t the flex you think it is—and how simplicity leads to success ✨ Real client wins: From Excel chaos to paying off $50K in debt (with vacations and cash Christmas too!) Our 3-Step “Set It and Forget It” Budget System: Automate your bills: One bills account + autopay = brain space saved Automatically fund spending + savings: Schedule transfers for groceries, gas, and your savings buckets Use spending accounts instead of tracking: No spreadsheets. Just swipe, check your balance, and go 💅 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget besties… It’s time. 👏 April is charging in fast and we’re not letting it catch us off guard. In this episode, we’re making your April 2025 budget with you, step by step. Whether this is your first month finally sticking to a budget or you’ve been riding strong all year, we’re walking through every piece of the process—from closing out March to planning paycheck by paycheck. This isn’t just a checklist—it’s a full-on mindset shift. Because real talk? Even we forget things like Halloween costumes sometimes (it happens!). These episodes are here to jog your memory, bring the energy, and get you feeling clear and confident about your money. 💰✨ Here’s what we walk through together: ✅ How to close out March the right way (and why it's non-negotiable) ✅ What to update: debt balances, minimums, phone bills (hello, surprise hikes) ✅ Setting up your April income and listing only the minimum debt payments ✅ Planning for bills with due dates—mortgage, daycare, Netflix, and everything in between ✅ Getting real about spending categories like gas, groceries, and pocket money ✅ Choosing your savings priorities (yep, summer’s around the corner ☀️) ✅ Month-specific stuff: Easter, birthdays, and even the random “Let’s get a dog!” spring purchases ✅ Using our signature Paycheck Plan to automate and simplify your entire budget ✅ Setting monthly goals that keep your momentum going—whether that’s paying off Chase with your tax refund or finally getting one paycheck ahead You’ll leave this episode with a full game plan, and the confidence that you’re not missing a thing. So grab your template or open up your notes, hit pause when you need to, and let’s build that budget together. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! In this super relatable lightning-round session, Shana and Vanessa walk Kathleen through the budget fog that so many of us have faced—especially when it comes to biweekly paychecks and split mortgage payments. Spoiler: it’s not just you... this stuff gets confusing real fast! 💸 What We Covered: The truth about biweekly pay & mortgage schedules: Kathleen was struggling to figure out why her budget felt so wonky every month. Some months have two paychecks, some three. Same with her mortgage. That inconsistency? Totally throwing off her budget game. Why split mortgage payments aren’t always helpful: Even though paying every two weeks sounds like a great strategy to save on interest, the chaos it causes in budgeting can outweigh the benefits. The solution? Switch to a once-a-month mortgage payment to simplify everything. Budgeting with a plan—not confusion: Shana and Vanessa showed Kathleen how to treat the paycheck she gets at the end of the month as the starting point for the next month’s budget. That January 29th paycheck? That’s February money, baby. What to do with “extra” paychecks: Yes, you get two “bonus” paychecks a year, but they’re not fully extra. You still gotta eat and drive, so don’t throw it all at debt before covering those basics. But what’s leftover? That’s your debt-slaying snowball. ❄️💥 Mental vs. physical budgeting work: Kathleen’s doing the emotional work (redefining what happiness means, recognizing spending patterns), and now it’s time to match that with a budget that gives her clarity and control. 🙌 🔥 Bestie Takeaways: You're not bad at math—you're just stuck in a confusing system. Consistency in your bills = clarity in your budget. Get on a paycheck-ahead system so you’re planning before the month begins, not scrambling during. Let’s not rely on “extra” money showing up—we build the plan, we decide when to make those extra payments. Feeling guilty about spending? Let’s kick that out. Budgeted spending is empowered spending. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey Budget Besties! 👋 We’re throwing it back to one of our favorite convos with our girl Tracy Hoth over on The Organized Coach Podcast. If the words “budget” and “finances” make you wanna hit pause, stick with us—we’re making it fun, shame-free, and maybe even a little bougie. 💅 In this episode, we chat with Tracy about: Our journey from church friends to business besties (with a budget twist!) How we tripled our podcast growth by going extra (yes, we do three episodes a week 🙈) The real reason people struggle with budgeting (spoiler: it’s not just the numbers) How we took the envelope system digital and made budgeting beautiful What it means to be bougie on a budget—yes, you can have your PSL and still pay off debt ☕💸 Our no-shame, all-gain system for organizing your money in a way that feels good and actually works We’re sharing how our clients go from “I don’t know where my money is going” to “We just saved $20K in six months,” and why financial clarity is the ultimate flex. 💻 Want to know more about our personalized budget templates, group coaching, or our six-month coaching packages? This episode gives you a peek into the magic of working with us. No more financial overwhelm. Just systems, simplicity, and space to dream a little bigger. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Feel like budgeting means giving up your coffee runs, tracking every dollar, or living on beans and rice? Think again. In this episode, we’re breaking down the 5 budgeting basics that work for every budget—whether you're just starting out, living on irregular income, or totally overwhelmed by the idea of budgeting. We’ll show you how to create a simple, effective budget without obsessively tracking every expense or using complicated apps. This is a stress-free, no-shame guide to managing your money in a way that’s clear, empowering, and actually doable—no matter your income, lifestyle, or past budgeting fails. If you’ve ever said, “I just don’t know where my money goes,” or “I don’t even know where to start,” this episode is for you. 💬 What You’ll Learn: The 5 essential parts of any budget (in plain English) How to budget with irregular income or multiple income streams Why you don’t have to track every expense to be successful How to set up a budget that gives you clarity, peace, and flexibility Real-life examples and mindset shifts that make budgeting feel doable This is budgeting without the overwhelm—progress over perfection, grace over guilt. Let's simplify your money and set you up for long-term financial peace. 💛 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget Besties, we’ve got a treat for you! Meet Semajh—a 29-year-old child of God, self-proclaimed America’s Sweetheart, and a man on a mission to afford (not just buy!) 300 luxury cotton pajamas. Yes, he knows his Pima from his Supima, and yes—he’s doing it the bougie and budget-savvy way. In this hilarious and heartfelt episode, Semajh walks us through his journey from struggling with a clunky budgeting app to discovering a system that actually works for real life. He’s getting ahead on his bills, setting up buckets (from “New Teeth” to “10% and Then Some”), and feeling what it’s like to truly trust his budget. We chat about: Why separate accounts are everything 👏🏽 How to break free from the paycheck-to-paycheck grind Making room for joy (and pajamas!) without breaking your budget The plan to reclaim 24% of his income from debt And why he’s holding out on that dental discount—with purpose Semajh reminds us all: budgeting isn’t about deprivation. It’s about alignment. His confidence, clarity, and commitment to doing things differently? Pure inspiration. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget besties, we’re back with another round of Lessons from the Sessions—real-life money wins, dilemmas, and breakthroughs straight from our coaching calls! This week, we’re diving into: ✨ Rental property reality check—Is it truly making you money or just draining your budget? ✨ Inconsistent income budgeting—How to set up an income holding account so you’re never short on cash. ✨ Big bonuses, big decisions—How to make smart moves with large lump sums instead of letting them sit (or disappear). ✨ The illusion of a "cheap" vacation—Spoiler alert: Staying with family doesn’t mean a free trip. Let’s budget wisely! No fluff, just real financial strategy that helps you keep more money in your pocket and stress off your plate. Let’s get into it! 🎧💰 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, budget besties! In this episode, we’re diving deep into seven popular budgeting methods—and let’s just say, we have thoughts. 😏 You’ve probably heard of things like zero-based budgeting, cash stuffing, the 50/30/20 rule, and the FIRE method—but are they really the best ways to manage your money? We’re breaking them all down, giving you the real talk on what works, what doesn’t, and why our budgeting system is the ultimate game-changer. Here’s what we’re covering: 💰 Paycheck Planning – Why assigning bills to each paycheck keeps you stuck in the paycheck-to-paycheck cycle. 🔥 Zero-Based Budgeting – Great in theory, but do you really have to feel broke every month? (Spoiler: No.) 📊 50/30/20 Rule – Sounds cute, but is it actually realistic? We have questions. 💵 Cash Envelopes – A classic, but we’re in a digital world, and we have a better way. 🚀 FIRE (Financial Independence, Retire Early) – Love the vision, but maybe let’s not sacrifice everything fun? 🧐 Tracking Expenses – Let’s be clear: this is NOT budgeting, and we’re here to tell you why. 🙈 No Budget (a.k.a. The Hope & Pray Method) – If this is you, it’s okay, we still love you—but we gotta talk. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System with Lauren's discount! 🚀 What if you could pay off $50,000 in debt, pay cash for travel, Christmas, and even college tuition—all in one year? Our guest Lauren did just that using our Simplified Budget System, and today, she’s sharing exactly how she did it! 💡 What You'll Learn in This Episode: ✅ How Lauren went from tracking receipts & feeling behind to having total clarity ✅ The biggest budgeting mistake she made before switching to our system ✅ How she discovered she actually had more money than she thought ✅ Why opening multiple bank accounts changed everything ✅ How she and her husband now budget with ease & less stress ✅ Her #1 favorite budgeting tool that made all the difference 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Simplified Budget System! It's your key to organizing and optimizing your finances effectively ➡︎ http://budgetbesties.com/lauren 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! 🚨 Travel sports are EXPENSIVE. 🚨 They’re eating up your budget—and we get it, because we’re right there with you! But instead of feeling blindsided by all the unexpected costs, let’s make a plan to budget for travel sports the right way—so you can enjoy the experience without the financial stress! 🎯 Grab our free Travel Sports Budget Worksheet at budgetbesties.com/sports and start planning today! 💡 What You'll Learn in This Episode: ✅ The true cost of travel sports (spoiler: it’s more than just team fees!) ✅ How to stop being surprised by unexpected expenses ✅ The best way to plan & save for sports costs all year long ✅ Tips to cut costs and make travel sports more affordable ✅ How to get your kids involved in funding their own sports expenses 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! It’s time for another Lessons from the Sessions episode! 🙌 In this series, we take real-life situations from our private coaching clients and bring them straight to YOU so you can learn, apply, and make progress with your finances. 💡 What You'll Learn in This Episode: ✅ How a young couple stopped relying on debt to pay for work tools ✅ Why creating a mock budget before making big life changes is a game-changer ✅ The moving budget blueprint to avoid surprise expenses ✅ A simple savings strategy to break the cycle of stress when big bills come due ✅ How to make your money feel steady instead of a roller coaster 🎢 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget besties, this episode is for all of us who feel like we're constantly running out of time and money (aka everyone?!). We’re hanging out with our friend, fellow pink-lover, and time management queen, Carrie Lupoli! She’s breaking down how to get more intentional with our time, reduce stress, and even save money in the process. Spoiler: It's not about getting more hours in a day (because, yeah, we all get 168). It’s about using them better. Carrie is a nutritionist, business owner, and time management expert who helps women get their schedules under control so they can live with less stress and more intention! What We’re Talking About Today: ✨ Why time is like liquid—and how to control it instead of letting it control you⏳ The simple trick to stop feeling always busy📅 How to actually plan your week so you get things done without burning out🌮 Why meal planning is basically a money-saving superpower💡 The one thing every woman needs in her morning routine (seriously, don’t skip this!)💰 How being intentional with your time helps your finances, too Favorite Takeaways: 📝 Brain dump your week—Once you see where your time really goes, you’ll be shocked at what you can reclaim.🛑 Plan for margin—Back-to-back schedules set you up for failure. Give yourself breathing room!🎯 Three big rocks per day—Not 37. Not 10. Just three.⏰ Morning time is non-negotiable—Think of it as wiping off yesterday’s “bird poop” (you have to hear this analogy!). If you’ve ever said “I don’t have time” while also wondering where the week went, this episode is a game-changer. Listen in, take notes, and let’s take back our time and our money, one intentional step at a time! Find Carrie & Start Your Morning Time Right: 📲 Follow her on Instagram: @Carrie_Lupoli🎥 Join her live every morning at 6:45 AM ET for daily declarations & mindset shifts 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Moms, we see you juggling a million things—work, kids, school drop-offs, sports, meal planning… the list never ends! 😅 The last thing you need is a complicated budget adding stress to your life. In today’s episode, we’re sharing simple, time-saving budget shortcuts that will help you: ✅ Avoid overspending (even on groceries!) ✅ Automate your bills so you never miss a payment ✅ Plan for your kid’s surprise expenses (because they always pop up!) ✅ Use your bank accounts to do the budgeting for you ✅ Set up systems that make your money run on autopilot With these hacks, you’ll know exactly where your money is going—without constantly tracking transactions or crunching numbers in your head at the checkout line! 💡 Top Budgeting Shortcuts from the Episode: 🔹 Separate your accounts – One for bills, one for spending. No more guessing if your bills are covered! 🔹 Automate EVERYTHING – Your income, bills, and savings should all be happening without you having to lift a finger. 🔹 Plan for kid expenses – Field trips, birthday gifts, and snacks are not surprises. Build them into the budget! 🔹 Set up grocery orders & Amazon Subscribe & Save – Less time shopping, more time doing literally anything else. 🔹 Have a restaurant budget – Because let’s be real, there will be drive-thrus in your future. Plan for them! 🔹 Use a Snacker Box for sports & school – A game-changer for on-the-go eating (and avoiding impulse snack stops!). 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey Besties! 👋 Today’s episode is all about balancing a growing family, budgeting for big goals, and figuring out the path to financial freedom. Our guest Megan is a mom of SIX (yes, six!), working full-time while trying to pay off debt, stick to a grocery budget, and make her dream of staying home with her kids a reality. If you've ever felt like your budget is just not budgeting, this episode is for you. 💡 What You’ll Hear in This Episode: ✨ How to budget when your income fluctuates from month to month. ✨ The key to setting up bank accounts that force you to stick to your budget (especially for groceries!). ✨ Why making a budget on your lowest income month can save you major stress. ✨ How to prep financially for big family events (like a quinceañera!) without derailing your money goals. ✨ Simple side hustle ideas for busy parents who don’t have a lot of extra time. ✨ How to create a clear, realistic plan to pay off debt and finally start saving. Megan’s story is so relatable—she’s juggling it all and trying to make smart financial decisions that will set her family up for success. If you’ve ever struggled with food budgeting, paying off debt, or making a big financial change, you’ll walk away from this episode with real, actionable steps to get on track! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey Besties! 👋 Today’s episode is a powerful one. We’re sitting down with Candace, an incredibly strong and inspiring woman who’s on a journey to take back control of her finances after years of letting others manage them. If you’ve ever felt overwhelmed, afraid to look at your numbers, or unsure of where to even start—this conversation is for you. 💡 What You’ll Hear in This Episode: ✨ The emotional and mental challenges of stepping into financial independence. ✨ Why not knowing your numbers is scarier than facing them head-on. ✨ How to separate business and personal finances (without the stress). ✨ What to do when life knocks you down—and how to rise again, stronger than ever. ✨ The importance of setting a budget, even when living off savings, to give yourself a roadmap. ✨ How to shift from survival mode to a plan for growth and financial stability. Candace’s story is one of resilience, rebuilding, and taking back power over her life and finances. If you’ve ever felt like you don’t know where to start, this episode will give you the clarity and encouragement to take that first step. 💖 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, Besties! 👋 We’re throwing it back to one of our favorite guest episodes with our friend Paige from The Money Love Podcast! If you’ve ever thought of budgeting as the dreaded "B-word" (👀), we’re here to change your mind. 💰 What We’re Talking About: ✨ Why traditional budgeting makes people shut down—and how to do it differently. ✨ The biggest mindset hurdles that keep people stuck (hint: “I should already know this” is a big one). ✨ How our Simplified Budget System takes the stress out of managing money—no more tracking every expense! ✨ The power of separating your accounts (seriously, your bank should be your personal assistant). ✨ Why “unexpected expenses” actually aren’t that unexpected—and how to plan for them. ✨ The secret to paying off debt while still enjoying life (yes, you can have your PSL and pay off debt too 😉). If budgeting has ever felt restrictive, complicated, or just plain boring—this episode is a must-listen! 🎧 We’re all about making money work for your lifestyle without feeling like you’re stuck in a financial bootcamp. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget besties, can you believe it’s already March?! We’re feeling all the emotions—kids moving up grades, summer creeping up, and, of course, it’s time to roll into a brand-new budget. In this episode, we’re walking you through how to close out February and set up your March budget step by step. We’ll talk about income tracking (yes, that tax refund counts!), adjusting for fluctuating bills, planning for spring break, and making sure those savings buckets are ready for summer fun. Plus, we’re sharing some real client wins—like paying for vacations in cash, combining finances, and saying goodbye to credit card debt. Let’s get organized, make a plan, and have a stress-free March! What You’ll Learn in This Episode: 💰 How to close out February’s budget properly 📅 Step-by-step breakdown of setting up March’s budget 🛑 The importance of tracking income, including side hustles & refunds 💡 How to handle fluctuating bills & unexpected expenses 💳 Why paying extra on debt should be part of your plan 🏖 Planning ahead for summer & spring break expenses 💸 How one client is funding their vacation completely in cash (game changer!) 🚗 Saving for big purchases—like that new car—without feeling overwhelmed Budget Bestie Wins We’re Celebrating: 🎉 A client paying off student loans with a work bonus 🎉 A family paying cash for their entire spring break trip for the first time ever 🎉 A couple combining finances (without financial stress) 🎉 A debt-free client now saving for a new truck & dream vacations Ready to Make March Your Best Budget Month Yet? If you don’t have a budgeting system yet, now’s the time to get one in place! We love our Simplified Budget System because it makes planning so much easier. And if you need help figuring it all out, reach out—we’ve got you! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget Besties, if there was a drinking game for this podcast, the keyword would be... AUTOMATE! 🍾🥂 We say it ALL. THE. TIME. And for good reason—automation is the key to making your budget actually WORK. Because let’s be real… you don’t need another budget, you need a budget SYSTEM. One that runs on autopilot so you can spend less time stressing over money and more time living your life. This episode is all about: ✅ Why automation is the secret to financial success ✅ How to set up automatic bill payments, spending, and savings buckets ✅ How to ditch financial chaos and take back control of your money If you’ve ever felt overwhelmed by budgeting, THIS is your episode! 🎧 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! 

Snag Our Simplified Budget System! Budget Besties, listen up! 💰✨ We’ve made it to the final (and arguably most exciting) piece of your budget puzzle—SAVINGS BUCKETS! 🎉 You know those “unexpected” expenses that pop up and throw your whole budget into chaos? Yeah… we’re about to eliminate them for GOOD. 🚫💥 In this episode, we’re breaking down: ✅ What savings buckets are and why they’re game-changing ✅ How to plan and fund them (so you never scramble for cash again) ✅ How to automate your savings so it’s effortless 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, Budget Besties! 💸✨ Ready to talk about the part of budgeting that actually impacts your daily life? We’re diving into spending—how to set up a plan that gives you freedom, confidence, and guilt-free swiping. 🎉 This episode is all about: ✅ Making a plan for your spending (instead of letting your bank account decide for you) ✅ Why budgeting isn’t restrictive—it’s about permission to enjoy your money ✅ How to organize your spending accounts so you never wonder, "Can I afford this?" 🚨 You don’t know exactly how much money you have to spend 🚨 You’re constantly transferring money between accounts (or swiping a credit card) 🚨 You’re left guessing if your bills will clear before payday 🚨 You feel guilty after shopping or eating out (hello, money regret!) Sound familiar? You’re not alone. But we’ve got the fix. ⬇️ Step 1: Identify Your Spending Categories 💰 Gas & Groceries (The essentials—where you spend every week!) 💰 Personal Spending (Your judgment-free fun money—yes, Starbucks included!) 💰 Entertainment/Family Fun (Restaurants, movie nights, zoo trips—this keeps fun in the budget!) 💰 Kids (For all the little surprise expenses—school parties, field trips, activities, etc.) 💰 This Month’s Expenses (One-time things like haircuts, gifts, or unexpected doctor visits!) 👉 Pro Tip: If something happens every month, it’s spending. If it happens only a few times a year, it goes into savings buckets (which we’ll talk about next episode!). Step 2: Set a Budget for Each Category Go back 90 days and look at your actual spending. No made-up "I’ll only spend $100 on food" goals. Set realistic numbers based on real spending habits. Step 3: Decide—Cash or Debit? 💳 Use debit cards if you prefer digital tracking (a.k.a. digital cash envelopes) 💵 Use cash if you struggle with overspending and need the hard limit 🛑 No more credit cards! (We’re done with that cycle.) Step 4: Open Dedicated Spending Accounts 🎯 Each category gets its own checking account (or a labeled cash envelope) 🎯 Name your accounts for fun! (“Feed the Horde” for groceries, anyone? 😂) 🎯 Delete your bills account from spending platforms (No more accidental Target runs on your mortgage money!) Step 5: Automate Your Transfers & Spend With Confidence 💰 On payday, automatically send your budgeted amount into each spending account 💰 Only spend from the correct account (NO MORE transferring money back & forth!) 💰 Enjoy spending—without guilt! 🎉 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, Budget Besties! 👋 Tired of second-guessing if your bills are covered while standing in the checkout line? We get it. That’s why today, we’re talking about the single most important part of your budget—your Bills Account! This system is about simplicity, clarity, and making sure your bills get paid automatically without stress, mental math, or NSF fees (ugh). Let’s get into it! 💰 No more bill panic—you always have enough money to cover them 🛑 Stop the overdraft fees—your account is never drained to zero 🧼 Declutter your bank transactions—bills in one place, spending in another 💡 Never think about due dates again—set it and forget it with automation 1️⃣ Pick an account – Use your current checking account or open a new one just for bills 2️⃣ Fund it with a buffer – Start with at least half a month’s worth of bills to prevent cash flow chaos 3️⃣ Direct all income here – Your paychecks, side hustle money, everything goes into this account 4️⃣ Automate your bill payments – ACH payments = no missed due dates & fewer fees 5️⃣ Delete it from spending platforms – Remove your bills account from Amazon, PayPal, Venmo, etc. No more accidental Target splurges on your mortgage money! 🎯 Once it’s set up, your only job is to supervise. That’s it. Bills paid, stress gone. 🚗 You’re on vacation—bills are being paid automatically (no worries about late payments!) 📲 You check your bank app—clean, organized transactions (no more scrolling through chaos!) 🛍️ You’re at the store—you KNOW how much you have to spend (no guessing at checkout!) This is the financial clarity you deserve, bestie. 💖 📩 Tell us when your Bills Account is set up! Drop us an email at [email protected] or come chat in our Facebook group. We love cheering you on! 🎉 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, Budget Besties! 👋 Ready toditch debt without giving up your Starbucks, date nights, or vacations? We’re here to show you how topay off debt in a way that actually works—without feeling like you’re in financial prison. 🥳 💰 Your money should be funding your future,not paying for your past🚗 You get to beyour own bank—no more borrowing for big expenses✈️ Vacations (paid in cash!) feelway better than ones that follow you home on a credit card bill🛍️ You can stillenjoy your lifestyle while paying off debt—it just takes a plan! 1️⃣Set up your budget – Use our 5-categorysimple budget system to see exactly what you’re working with2️⃣Ditch the credit cards – Cut them up, remove them from your accounts,goodbye temptation! ✂️3️⃣List your debts – From smallest to largest, or by highest interest—whatever makes the most sense foryour situation4️⃣Make payments on payday – No more waiting ‘til the end of the month (because that money will disappear, trust us)5️⃣Celebrate your wins! – Starbucks, a fancy dinner, or upping your personal spending—reward yourself when you hit milestones 🎉 ✔️Snowball Method – Pay off smallest debts first to build momentum✔️Avalanche Method – Pay off high-interest debts first to save the most $$✔️Minimum Payment Method – Focus on paying off debts with the highestmonthly payments to free up cash faster 4 Ways To Connect With Us: 1️⃣FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎https://www.budgetbesties.com/freecall  2️⃣FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎https://www.budgetbesties.com/facebook  3️⃣BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎https://budgetbesties.com/budget  4️⃣COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey, Budget Besties! 👋 Let’s talk about what happens when youdon’t have a budget. Spoiler alert: It’snot pretty. 😬 We’ve got real-life stories (somecringe worthy) about what can go wrong when you’re just swiping your card and hoping for the best. What Happens Without a Budget? 🚗 Paying for a car you don’t even own anymore (oops)🍔 Spendingway more on eating out than you realized📺 Paying for multiple subscriptions (because whoneeds two Netflix accounts?!)💳 Constantly feeling like your money “disappears” If this soundsa little too familiar, don’t worry—we’ve got you! 🙌 Signs You’re Budgeting Wrong: ❌ You check your bank account to see if you can afford something❌ You “ballpark” your monthly expenses (and then wonder where your money went)❌ You’re transferring money from savings just to make it to payday❌ You’re tracking everythingafter it happens instead of having a plan The Solution: A One-Page, Simple Budget We break it all down into5 easy categories:1️⃣Income – What’s coming in? List it all! 💰2️⃣Debts – Thereal number you’re paying each month3️⃣Bills – Anything with a due date goes here 📆4️⃣Spending – Gas, groceries, pocket money, & everyday expenses5️⃣Savings – Christmas, travel, car repairs...planned ahead so you don’t stress later 🎯 Pro Tip: Do a 90-Day Money Audit Go back through your last3 months of transactions and see where your moneyactually went. No shame, justdata without the drama—so you can make a plan that works! Budgeting doesn’t have to be boring or restrictive.It’s about telling your money what to do—so you can be bougieon purpose. 💃 4 Ways To Connect With Us: 1️⃣FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎https://www.budgetbesties.com/freecall  2️⃣FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎https://www.budgetbesties.com/facebook  3️⃣BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎https://budgetbesties.com/budget  4️⃣COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Sign up for the FREE Profitable Podcast Bootcamp⁠ We’re pulling back the curtain today and giving you thereal behind-the-scenes story of our podcast journey—how we went fromsporadically recording episodes that no one listened to… tobuilding a top-ranked podcast that drives our entire business. And, besties, it’s all because ofStef Gass and Podcast to Profit. We were totallylost before we found her. We had been podcasting fortwo years with no real strategy—just throwing out episodes when we had five extra minutes (which, let’s be honest, wasn’t often). Our business feltstagnant, and we weredesperate for a system that actually worked. That’s when we foundStef and her system—and WOW. Within six months of implementing what she taught us, we:✅ Went from4,600 downloads → over 540,000✅ Increased our monthly revenue from$6K → $20K✅ Built a course that’s now brought in$45K+ in passive income✅ Grew our email list from160 → 2,122 subscribers✅ Jumped fromunranked to a Top 1% podcast And the best part?It’s all still working. Two years after we first began working with her, we'll hit 1,000,000 plays! Now, we’re telling you this becauseyou can learn from Stef for FREE. 🎉 She’s hosting a5-day Profitable Podcast Bootcamp where she’s giving awayher best strategies for growing a podcast, getting clients, and making passive income—without social media burnout. This bootcamp isTHE place to start if you’ve been thinking about launching or growing a podcast. Plus, she’s giving away$10,000 in scholarships! 📅 Join us LIVE February 24-28 at 11 AM MST.Sign up here → https://stefaniegass.com/bootcampbudgetbesties We’ll be in the chat, and wecannot wait to see you there! 📩Links & Resources Sign up for the FREE Profitable Podcast BootcampConnect with us on Instagram →@BudgetBestiesCheck out our coaching & resources →budgetbesties.com

Snag Our Simplified Budget System! Budget besties, you are in for a treat! Today, we’re bringing on our actual good friend, the wise, wonderful, and always inspiringJulia Meyers to talk aboutGenerational Wisdom—because let’s be real, passing down money means nothing if we’re not passing down the knowledge to manage it. Julia is an accomplished healthcare leader, mom of five (yes, FIVE!), and a recovering perfectionist. She’s been recognized nationally for her work in medication access, but her true passion? Helping families build financial confidence and break the cycle of lost generational wealth. We’re unpacking:💡 Whygenerational wealth isn’t the right term (and what to focus on instead)🧠 The shocking stats on why most inherited money disappears (yikes!)🗣 How to start real, impactful money convos with your kids🛠 Practical ways to build financial confidence in the next generation📊 TheGenerational Wisdom Discernment Quadrant (this is a game-changer, y’all) And because Julia is the best, she’s sharing a FREE resource with you: atwo-week mini course with conversation starters to help you talk money with your kids (in a way that won’t make them roll their eyes). Grab it atJuliaMeyers.com/talk. If you’ve ever worried about raising entitled kids or wondered how to truly prepare them for financial independence—this episode is for you! 4 Ways To Connect With Us: 1️⃣FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎https://www.budgetbesties.com/freecall  2️⃣FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎https://www.budgetbesties.com/facebook  3️⃣BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎https://budgetbesties.com/budget  4️⃣COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey Besties! 👋 We’re bringing back one of our favorite conversations with our friend Anna from It’s Time to Simplify! If you’ve ever felt like budgeting is overwhelming, this episode is for you. We’re diving into simple, practical ways to take control of your finances without spending hours at the kitchen table with a calculator (because who has time for that?). ✅ How we built a business around our real schedules (aka: kids, sports, and Uber Mom life 🚗)✅ Why separating your bank accounts can make budgeting SO much easier✅ The personal finance version of Profit First (and why it works for entrepreneurs & 9-to-5ers alike!)✅ Why you DON’T need to track every expense if you set up your finances the right way✅ One simple step you can take this week to start simplifying your money 💰 Spoiler Alert: The key to stress-free budgeting is automation + separate spending accounts. Sounds too easy? Trust us—it’s a game changer! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget besties, do you ever feel like budgeting takes forever? Like, who has time for that when life is already a whirlwind? Well, good news: we've got five quick and fun budget fixes you can do in just five minutes—because who doesn’t love a quick win? 💃 Sometimes, making small changes adds up big time. So, whether you're waiting in car line, chilling on your lunch break, or standing in line for coffee, you can start making smarter money moves right now! 1️⃣ Rename Your Bank Accounts – A little name change can make a big difference. "Emily’s Wedding 2026" hits different when you think about using it for takeout, right? Create fun, clear labels to keep your savings on track. 2️⃣ Delete Saved Credit Cards – If you have to get up off the couch to grab your card, are you really still buying it? Add friction to impulse spending by removing saved payment methods from Amazon, Venmo, and anywhere else that tempts you. 3️⃣ Hide Your Savings Accounts – Out of sight, out of mind! If you’re not seeing your savings every time you log into your bank app, you’re less likely to think of it as extra spending money. 4️⃣ Use Notes on Transfers – This is a game changer! Add a note every time you transfer money so you remember exactly what it was for. Future you will thank you. 🙌 5️⃣ Delete Shopping Apps – Amazon, Target, Lululemon, PayPal… if it’s on your phone, it’s too easy to spend. Take them off your home screen and make yourself be more intentional with purchases. 💡 Bonus Tip: If you have your debit card number memorized (we see you!), get a new card so you can un-memorize it. You’re welcome. 😆 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Budget besties, we’ve got a real treat for you today! Our guest, Mary Ellen, is a teacher, a mom of three boys, and a dedicated budgeter who’s so close to getting a paycheck ahead—but just needed a little guidance to connect the dots. If you've ever felt like your money disappears before you even decide what to do with it, this episode is for you! We break down exactly how to structure your budget when you’re dealing with multiple pay schedules, how to stop feeling like you’re playing financial catch-up, and the simple mindset shift that will help you take control of your cash flow. Plus, we tackle what to do with inconsistent income (hello, commission-based pay!) and how to make sure those extra dollars actually move the needle toward your goals. By the end of this convo, Mary Ellen has a solid plan to not only get a paycheck ahead but also start saving with intention and tackling debt with a clear strategy. And guess what? You can, too! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Sign Up For Coaching! Budget Besties, we see you. You’ve got questions about financial coaching, and we’ve got answers! This episode is your go-to guide for everything you need to know before jumping in. We’re breaking down: ✅ What financial coaching actually is (spoiler: no judgment, just results!) ✅ Who coaching is for (hint: if you make good money but still feel stuck, this is for YOU) ✅ How our coaching works (think: a done-for-you budget system + two 45-minute sessions a month + unlimited text and email support) ✅ Whether you have to give up your pumpkin spice lattes (you don’t) ✅ What if your spouse isn’t on board? (We got you.) ✅ How to fit coaching into your busy schedule ✅ And so much more! Oh, and if you think you're bad at math? Don’t worry, we’re not. 😆 We bring the calculators, the spreadsheets, and the game plan—so you can focus on finally making progress with your money. So grab your coffee (or a glass of wine, like some of our fave clients), hit play, and let’s get your financial questions answered once and for all! 🎧💰 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Can you believe it's already February? We’re kicking off the second month of 2025 with a reset—because let’s be real, January is often a bit of a recovery month after the holidays. In this episode, Shana and Vanessa guide you through the process of closing out January and setting up a fresh budget for February. They walk you through the steps of reviewing your income, debts, bills, spending, and savings so you can hit the ground running this month. From paying off debt to planning for upcoming expenses like vacations and sports, they share practical tips and systems to keep your finances consistent, clear, and in control. If you’ve been feeling a little “January hangover,” it’s time to reset and get those money goals back on track! What We Cover in This Episode: Closing Out January: Wrap up the month by checking your bills, tracking any changes, and ensuring everything was paid correctly. Adjusting for February: Look ahead to your February income and tweak your budget for any upcoming changes. Debt & Bills: Start by listing out your debt minimums and recurring bills—then check for any price changes or new subscriptions. Cutting Costs: A perfect time to revisit your subscriptions (hello, gym memberships you’re not using!) and find savings where you can. Spending: Make sure your spending categories (groceries, gas, pocket money) are realistic and updated based on the month. Savings Buckets: If you have any leftover funds, consider how to allocate them for future purchases like travel, home repairs, or those bigger expenses that sneak up on us! Setting Transfers: Plan your transfers by paycheck so that everything is automated and consistent throughout the month. Goal Setting: February is the perfect time to revisit your goals—whether you’re saving for a vacation or paying off credit cards, make sure it’s in the budget! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! In today’s episode, we welcome Megan, a busy mom, teacher, and wife, navigating the rollercoaster of combining finances with her freelance husband. Like so many of us, Megan and her husband have been managing their finances separately—but now, with a mortgage, two kids, and irregular income to juggle, it’s time to build a system that works together. We walk Megan through actionable steps to create a simple and streamlined budget system that eliminates stress, provides clarity, and empowers her to plan for the unexpected. From setting up baseline budgets to creating holding accounts for irregular income, this episode is packed with practical advice to help couples like Megan and her husband get on the same financial page. We also talk about the emotional side of money—how budgeting together can strengthen communication, reduce financial tension, and even bring a renewed sense of teamwork to a marriage. Whether you're trying to budget with irregular income or looking for a system that keeps finances clear and consistent, this episode has something for you! What We Cover in This Episode: Why managing money separately as a married couple can feel like you're spinning your wheels. How to set up a "holding account" to smooth out irregular income months. The importance of creating a baseline budget to understand what your family truly costs each month. Dividing up spending categories like groceries and personal fun money to keep things simple and stress-free. Tips for starting the budget conversation with your partner in a warm and positive way. Why combining finances doesn’t mean combining credit (and how to ease money fears when credit histories differ). How budgeting as a team can strengthen your marriage and help you dream bigger. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey budget besties! 💸✨ We are back with a jam-packed episode full of real-life lessons straight from our coaching sessions. We’re talking about messy money habits, breaking down walls, and building a system that brings peace (and maybe even a little joy) to your finances. Let’s dive in! It’s Not You vs. Them – It’s Us vs. the Problem One couple kept their finances separate for years due to finger-pointing and money shame. Spending accusations, lack of tracking, and no clear goals had them stuck. 💔 Once we explained the power of teamwork and combined resources, they started seeing their money as a tool to build their dream (hello, future house 🏡). Spoiler alert: they’re bringing their money together and creating a shared vision. 🎉 Permission to Spend ≠ Permission to Stress That’s right—when you create a plan for your money, no more blaming each other for what you spend on. Example: She bought a cute hanging chair for her daughter’s room; he spent on golf. Both happy. Both stress-free. Why? Because the bills and savings were already covered. 🙌 Sacrifice Now, Flourish Later One client canceled a beloved annual family trip because it didn’t fit into their savings timeline. Instead of going into debt (again), they chose to skip this year, fund their savings buckets, and be set for next year—all in cash. 🚀 Imagine never stressing about vacations again. That’s long-term peace, y’all! The Power of Saying No From skipping playdates because the spending budget was maxed to packing snacks at volleyball tournaments instead of eating out—these little “no’s” make room for bigger “yes’s” down the line. 💪 Breaking the mold of “normal spending” feels uncomfortable at first, but normal is broke and we’re here to be anything but! Every Dollar Has a Job One couple saw “extra money” in their bills account and spent it—oops! Turns out, it was meant for debt. 🤦‍♀️ Lesson: The second money lands in your account, give it a purpose. Move it to where it belongs! No loosey-goosey money here. Systems Are the Secret Sauce From clients living paycheck-to-paycheck to those with feast-or-famine incomes (like quarterly bonuses), everyone needs a system. One client described their pre-coaching finances as being inside a Chuck E. Cheese money-grabbing game. 🎟️ Post-coaching? Automatic transfers, clear goals, and finally feeling in control of their finances. 🙌 Breaking the Cycle of “Keeping Up” Whether it’s a friend asking you to go out or family expecting you to live beyond your means, saying “no” can be empowering. By sticking to their budgets, our clients are becoming examples for others—proving you don’t need debt or overspending to live your best life. 🌟 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Good morning, budget besties! 🥳 Today, Shana and Vanessa dive into a topic we all need to address: money and relationships. Whether it’s with your partner, kids, or even yourself, money conversations can feel like stepping into a minefield. But fear not—your budget besties are here to guide you through it! From scheduling money talks to involving the kiddos, we’re covering it all. By the end, you’ll feel ready to ditch the tension and start seeing money as a team tool for success. Key Takeaways💑 Money & Your Partner: Do it on purpose: Schedule intentional time to talk about finances—no more drive-by arguments in the kitchen! Start with just 12 money dates a year. Watch your words: Use "we," "us," and "our" to frame the conversation as a shared mission. Skip “you” or “my” to avoid finger-pointing. Start with the good stuff: Dream big! Revisit the goals you had as a couple—retirement, travel, buying a home—and let that excitement fuel the budgeting process. Pro Tip: Bring data, not drama. Numbers don’t lie and help you stay objective while avoiding unnecessary emotional friction. 👩‍👧‍👦 Money & Your Kids: Start young: Kids learn best by doing. Hand them financial responsibility in age-appropriate ways. Set up a “kid budget”: Instead of an allowance, give them control of a set budget to cover their wants and needs (e.g., birthday gifts, field trips). Teach them to allocate their money wisely. Speak positively: Avoid saying, "We can't afford that." Instead, say, "We’re choosing to save for this other awesome thing." This creates a positive mindset around money choices. 💡 Shana & Vanessa’s Three Big Tips: Schedule the Talk: Make it a regular habit. A monthly check-in can help avoid surprises and build financial teamwork. Choose Collaborative Language: “We” are in this together. Always. Dream Big Together: Reconnect with those “why” moments—what’s the vision for your family? Use your goals to guide your spending and saving choices. Why It Matters Money doesn’t have to be a taboo topic—it’s just a tool. When used intentionally, it can strengthen relationships, set your family up for success, and even be a source of joy. The goal isn’t to avoid these conversations; it’s to make them empowering and productive. Ready to tackle 2025 as a team? Let’s dream big and crush those goals, besties! 💪✨ Share Your Wins! What’s the first financial goal you’ll tackle together? Let us know in the comments or DM us your questions! Remember: You’re not alone in this journey. 💕 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

Snag Our Simplified Budget System! Hey Budget Besties! 👋 This week, we’re thrilled to welcome Lisa to the show as our big finale guest of the day. 🎉 Lisa is transitioning into an exciting new phase of life—selling her home, building a lake house, and gearing up for a financially free retirement. But here’s the twist: Lisa has never followed a budget before. 😲 In this episode, we guide Lisa through the steps to build her first-ever budget. If you’re planning for retirement, navigating a big life transition, or just ready to get intentional with your finances, this conversation is for you. 💰✨ We break down: The 5 sections of a simple budget: Income, debt, bills, spending, and savings. How to plan for future goals (like retirement, travel, or, yes, new shoes! 👠). The power of automating your finances so you can set it and forget it. Why a budget isn’t restrictive—it’s freeing! Lisa shares her inspiring story of living debt-free, selling her home, and preparing for her dream lake house life. We help her set up a system that will give her clarity, peace of mind, and the freedom to enjoy her retirement without stress. What You’ll Learn: How to Start a Budget: The simple, no-stress approach to creating a plan for your money. How to Stay Organized: Using multiple accounts to separate bills, spending, and savings. How to Automate Your Finances: Save for everything you want (from travel to Christmas) without lifting a finger. Living Your Vision: Why your budget should align with your goals, values, and dream life. Key Quotes from the Episode: “A budget isn’t restrictive—it’s permission to spend money without guilt.” “Ask yourself: What am I doing, and what do I want to be doing with my money?” “Once you set up your budget, it’s hands-off. You can wake up every day knowing your money is working for you.” “Nobody ever regretted having money saved for what matters most.” Takeaway: A budget is about clarity, not restriction. Whether you’re prepping for retirement, navigating a life change, or simply want to know where your money is going, this episode will inspire you to get organized and live your best life—financially and otherwise. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!