All the Hacks: Money, Points & Life

#274: Chris walks through the complete history of points and miles and breaks down the $140 billion machine behind them, so you can get more out of every point you earn. He covers the legal accidents that made credit cards wildly profitable, why loyalty programs are worth more than the airlines, the psychology behind why you keep hoarding points, and more.  Link to Full Show Notes: https://chrishutchins.com/history-of-points-and-miles Partner Deals Storyworth: Share your mother's stories in a custom book (+ up to $20 off) Fabric: ⁠Affordable term life insurance for you and your family Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Movie:  The Man From The Diners Club Book: Mileage Maniac by Steve Belkin Video: How Airlines Quietly Became Banks Articles Credit-card cash reshapes US airline loyalty — and profit by Reuters Interview with Matty Simmons by The Saturday Evening Post Who Pays For Your Rewards? Redistribution in the Credit Card Market by Agarwal, Presbitero, Silva, and Wix ATH Podcast Best Cards Page AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:53) The Very Beginning of Points & Miles (04:07) How Credit Cards Came to Exist (08:24) The Legal Accident that Made Credit Cards Profitable (15:50) The History of Rewards (19:06) The Story of Air Pass (23:20) The First Airline Co-branded Credit Cards (25:21) How the Credit Card System Works Between Different Banks (29:38) How the Airline Rewards System Works (35:32) Airline Rewards Grade Devaluations (37:31) Examples of Rare Airline Reward Point Opportunities (39:33) The Endowed Progress Effect (40:38) The Goal Gradient Effect and Chasing Airline Rewards (41:09) The Sunk Cost Fallacy (41:47) The Separate Mental Accounts Effect (42:46) Quick Summary of the History of Miles & Points Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#273: Learn to stop overthinking and make better decisions. Chris and Derek discuss how optimizing can go wrong, a coin flip trick for making decisions, journaling as a superpower, how your actions might reveal what you actually want, and more. Derek Sivers is an entrepreneur, writer, and self-proclaimed "slow thinker" best known for founding CD Baby, which he sold for $22M and gave the proceeds to charity. He’s since dedicated his life to creating, learning, and writing books like Hell Yeah or No. Link to Full Show Notes: https://chrishutchins.com/derek-sivers-stop-overthinking-make-better-decisions Partner Deals Mercury: Help your business grow with simplified finances Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS Upwork: ⁠Free job posting to find, hire, and pay top freelance talent Gusto: ⁠Free 3-month trial of the #1 payroll software Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Derek Sivers: Website | X Book: Hell Yeah or No: what's worth doing Articles: My Heroes | Actions, Not Words, Reveal Our Real Values | Parenting: Who Is It Really For? | Travel Is Best With Young Children | Relax for the Same Result | How To Ask Your Mentors For Help Books Mentioned: The Paradox of Choice | Brain Rules for Baby New Zealand Recommendation: Staglands Wildlife Reserve ATH Podcast AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:39) Turning Intentions Into Reality (07:34) Reflecting On What You Want And Why (13:39) Methods For Decision-Making (16:23) Learning To Pause, Reflect, And Push Back Through Journaling (31:01) Making Decisions When There Are Too Many Options (37:15) Coin Toss: Noticing Your Feelings While The Coin Is In The Air (39:52) Paradox Of Choice: Satisfice Not Maximize (50:30) Theory Vs. Practice (58:53) Decision-Making Based On Personal Goals And Aspirations (01:03:14) Actions Reveal Values (01:08:30) The Power of Saying No (01:18:18) Parenting Perspective (01:22:31) Traveling With Children (01:31:53) Adjusting Expectations (01:41:07) Relax for The Same Result (01:49:42) Derek Sivers’ New Zealand Recommendations Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#272: Learn how to turn your points into significantly better travel experiences by following a simple, repeatable system. We cover how to plan, find award availability, choose the right tools, and decide between portals vs. transfers, plus the mindset shifts that make the whole process work. Link to Full Show Notes: https://chrishutchins.com/booking-travel-with-points-and-miles-2026 Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: ⁠Earn the most valuable points when you pay rent DeleteMe: ⁠20% off removing your personal info from the web Wispr Flow: ⁠Try effortless voice dictation for free Green Chef: ⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Award Search Tools AwardTool ($20 off annual plans with code ALLTHEHACKS) point.me (20% off annual plans with code ALLTHEHACKS20) PointsYeah Seats.Aero Points Path Browser Extension FlightConnections Credit Cards Best Cards Page CardTool App Marriott Bonvoy Brilliant® American Express® Card ATH Podcast Ep 166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep 227: The Path to Becoming an Expert in Points & Miles with Devon Gimbel Ep 238: 18 Tactics for Booking Travel with Points & Miles Ep 244: How I Saved $10,000+ on Luxury Hotels Ep 258: My Top 5 Mistakes with Points & Miles Membership AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:10) Two Ways to Use Points for Travel (06:30) Define Your Flexibility Before You Search (11:42) Clarify What You Actually Want From A Trip (15:00) When to Start Planning (and Why Earlier Is Almost Always Better) (18:48) How To Find Award Availability (19:55) The Best Award Search Tools & How to Use Them (21:17) How Award Tools Work (23:30) Using Alerts To Find Better Flights (26:15) What To Do When You Can’t Find Availability (28:31) How to Book for a Group When Availability Is Tight (31:32) Why You Should Book One-Way Flights (32:27) How To Use Points For Domestic Flights (34:38) The Best Tool For Domestic Award Searches (35:05) Why Diversifying Your Points Unlocks More Domestic Options (36:36) Should You Ever Use Points to Upgrade Seats? (39:00) Are Travel Portals Worth It? (39:36) The Case Against Using Travel Portals (42:09) The Case For Using Travel Portals (45:17) How To Think About Chase Points Boost (48:26) When Using Points For Hotels Makes Sense (50:50) The Best Ways to Earn Hotel Points (53:54) The Award Booking Index Card Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#271: Learn why over-optimizing your life can quietly destroy the things you actually care about. Chris and Sahil explore the doorman fallacy, why big life decisions should happen fast, how to use AI as a thinking partner, and why systems beat motivation every time. Sahil Bloom is a writer, entrepreneur, and investor. He wrote The 5 Types of Wealth, publishes the newsletter The Curiosity Chronicle to nearly a million readers, and is the Founder of the men's skincare line Wild Roman. Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-stop-over-optimizing-life Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Mercury: ⁠Manage, move, and grow your money LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fabric: ⁠Affordable term life insurance for you and your family MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Sahil: Website | Newsletter | X Wild Roman: 10% off with code CHUTCHINS10 Books & Articles The 5 Types of Wealth by Sahil Bloom A Reflection On The Little Things The Doorman Fallacy The Real AI Risk Nobody Told You About The 2028 Global Intelligence Crisis Rule for Life: Don't Complain AI Tools Deep Personality Lemon Wispr Flow Phone Lock Box: Mindsight Timed Lock Box Full Show Notes (00:00) Introduction (00:58) Why Sahil Moved His Entire Family from New York to Boston (03:09) Why Big Life Changes Should Happen Fast (04:47) The Real ROI of Small Moments (06:27) The Doorman Fallacy: What You Lose When You Optimize the Surface (10:32) Designing Your Life vs Letting It Happen (15:15) The Tradeoffs of Living Near Opportunity (22:17) Why Now Is the Best Time in History to Be Curious (30:05) How Sahil Actually Uses AI Day-to-Day (36:23) Solomon's Paradox: Why We Can't Take Our Own Advice (38:45) Using Voice Agents to Think Better (40:03) Balancing Work, Family, and Time (45:47) Why Motivation Is Overrated and Choice Architecture Wins (49:11) Making Workouts Non-Negotiable Without Sacrificing Work (52:54) How Often to Audit Your Routines (Before They Start Owning You) (53:42) Why Sahil Invested $1M of His Own Money in a Skincare Company Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more. Link to Full Show Notes: https://chrishutchins.com/ski-trips-ai-home-design-health-finances-amy Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans DeleteMe: 20% off removing your personal info from the web Upwork: Free job posting to find, hire, and pay top freelance talent For all deals, discounts, and promo codes from our partners, visit:chrishutchins.com/deals Resources Mentioned Delta SkyMiles® Reserve American Express Card Ski & Travel Epic Pass Woodward Vrbo Kirkwood Etekcity Luggage Scale AI Tools Gemini Claude ChatGPT Nano Banana Google Sites Bee Limitless Pendant Wispr Flow Deep Personality Home Gadgets Skylight Aura Frames Paprika Ratio Eight Series 2 Baratza Forté™ BG Health & Wearables Oura Ring WHOOP (← 1 month free) One Medical Blueberry Pediatrics (← $100) Money & Finance Mercury Copilot Money (free 2 months access with code HACKS2) ATH Podcast Ask Chris Anything! Newsletter #237: ⁠How to Design a Rich Life at Any Income with Ramit Sethi #268: Stop Planning, Start Experimenting: A Science-Backed Approach to a Better Life with Anne-Laure Le Cunff Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:55) The Lost Clothes Disaster and A Surprisingly Good Outcome (14:30) What Ski Trips Are Really Like With Kids (15:06) This Ski Season vs. Last Ski Season (18:14) Smarter Ways To Book Houses for Ski Travel (19:03) How To Save Money on Checked Bags for Ski Trips (19:37) A Shoutout to the New Delta Sky Club in Terminal 2 (20:07) When It’s Better To Drive Instead of Fly (21:42) How Amy Has Been Redesigning Rooms in the House (23:22) Why AI Is Such a Powerful Tool for Home Design (23:54) Amy’s Step-by-Step Process for Redesigning a Room With AI (25:02) The AI Tools Amy Used and What Each One Did Best (29:51) Using AI To Find Better Furniture Ideas (32:38) How Much Money AI Saved vs. Hiring a Designer (34:18) New House Gadget: The Skylight Calendar (36:25) Why We Love the Ratio Coffee Machine Gen 2 and the Baratza Grinder (39:50) Oura Ring vs. WHOOP Band (42:53) Bee, Wearable AI, and the Future of Personal Memory (50:30) What It Looks Like To Integrate AI Deeply Into Daily Life (54:22) What We Learned Switching to a High-Deductible Health Plan (01:03:11) Best Practices for Combining Finances as a Couple Connect with Chris ⁠Newsletter⁠ | ⁠Membership⁠ | ⁠X⁠ | ⁠Instagram⁠ | ⁠LinkedIn⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#269: Chris breaks down why he transferred >200k points for a transfer bonus and how to know when they're actually worth it. He also covers Hyatt's new award chart changes, the latest elevated welcome offers, and how he's using multiple AI agents to optimize his work and life. Link to Full Show Notes: https://chrishutchins.com/transfer-bonuses-hyatt-devaluation-ai Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Fabric: Affordable term life insurance for you and your family Gusto: Free 3-month trial of the #1 payroll software Mercury: Manage, move, and grow your money Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants ChatGPT OpenClaw Gemini Claude | Claude Cowork Oura Ring OpenSnow Gridfinity JAL USA CARD Rove Miles Transfer Bonuses in March 2026 Citi → Wyndham: 25% bonus (ends 3/21) Amex → Avianca LifeMiles: 15% bonus (ends 3/28) Rove Miles → Japan Airlines: 50% bonus (ends 3/31) Capital One → Preferred Hotels: 30% bonus (ends 3/31) Massive Hyatt Points Devaluation Credit Cards Best Cards Page Robinhood Gold Card U.S. Bank Smartly™ Visa Bilt Palladium Card (Rates and fees here) Delta SkyMiles® Gold Business American Express Card Delta SkyMiles® Platinum Business American Express Card Delta SkyMiles® Reserve Business American Express Card Hilton Honors American Express Card Hilton Honors American Express Surpass® Card The Hilton Honors American Express Business Card Hilton Honors American Express Aspire Card The Platinum Card® from American Express American Express® Business Gold Card The Business Platinum Card® from American Express WHOOP (1 month free here) Function Health ATH Podcast Ask Chris Anything! Newsletter Ep #265: I Built an AI Assistant That Works While I Sleep Ep #264: Deep Dive on Bilt Rewards and New Bilt 2.0 Cards Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:55) Chris's New AI Agent (04:00) How To Leverage Claude Cowork  (06:14) How Chris Used AI to Build a New CardTool (08:52) The Future of The Internet  (17:21) 3D Printing (18:39) Taking Advantage of Transfer Bonuses (21:56) Bilt Rent Day Transfer Bonuses (27:09) Rove Transfer Bonus to JAL & Other Bonuses (33:22) Hyatt's Massive Devaluation (38:54) How to Get More Points with Potential Devaluations (41:15) Welcome Offers on Delta Cards (45:12) Welcome Offers on United Cards (48:28) Welcome Offers on Hilton Cards (51:13) Welcome Offers on Southwest Cards (53:30) Cards with Big-Point Offers  (54:13) Find the Latest Deals on the ATH Newsletter  (54:45) Card-Linked Deals for Whoop and Function Health Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#268: Learn why setting big goals might actually be holding you back and what to do instead. Chris and Anne-Laure explore how to replace goal-setting with tiny, low-risk experiments that lead to more growth, more joy, and less burnout. Anne-Laure Le Cunff is a neuroscientist, writer, and founder of Ness Labs, a learning community at the intersection of science and self-development. She is the author of Tiny Experiments and publishes a weekly newsletter on mindful productivity, creativity, and growth. Link to Full Show Notes: https://chrishutchins.com/tiny-experiments-anne-laure-le-cunff/ Partner Deals Shopify: $1/month trial for the easiest e-commerce platform DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals⁠ Resources Mentioned Anne-Laure: Website | Newsletter | Instagram Tiny Experiments Ness Labs ATH Podcast Ep #256: The Easy Way to Build and Maintain Meaningful Relationships with Nick Gray Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:01) The Problem with Setting Big Goals (02:42) When Goal Setting Becomes Counterproductive (03:41) Why Tiny Experiments Beat Goals (06:07) The Missing Ingredients That Make Experiments Actually Work (08:29) How an Experimental Mindset Rewires Your Brain (10:11) How Anne-Laure Adopted an Experimental Mindset (13:38) What Happened When Anne-Laure Redefined Success (16:29) How to Run a Tiny Experiment (18:22) Real-World Examples You Can Try Immediately (20:10) Why Smaller Is Always Better When Starting Out (22:28) How to Experiment Without Burning Out (25:05) Tracking Both External Results and Internal Signals (30:10) The Simple Weekly Review That Keeps Experiments on Track (32:18) Balancing Experimentation With Actually Living Your Life (35:45) Applying Experimentation to Financial Security (39:33) The Real Reason We Over-Optimize (42:15) When Optimizing Is Actually the Right Move (46:09) Balancing Excitement With Long-Term Priorities (50:12) Measuring Time Differently (52:20) Simple Rituals for Getting Present (53:25) Why Experimenting Publicly Accelerates Growth (57:26) How to Run Your Very First Experiment (59:26) Where to Find Anne-Laure and Her Work Connect with Chris ⁠Newsletter⁠ | ⁠Membership⁠ | ⁠X⁠ | ⁠Instagram⁠ | ⁠LinkedIn⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#267: Chris reviews his credit card lineup for 2026, sharing which cards he's keeping and canceling and why. He also covers how to evaluate annual fees, the best cards across major spending categories, and the apps he uses to stay on top of it all. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2026/ Link to Cards Mentioned: https://chrishutchins.com/blog/whats-in-my-wallet-for-2026/ Partner Deals MasterClass: Learn from the world's best with 15% off Wispr Flow: Try effortless voice dictation for free Mercury: Manage, move, and grow your money Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned CardTool App (Free access here) ⁠Credit Card Holder Wallet⁠ 1Password Blog Posts Premium Card Worksheet How to maximize your Hilton cards 6 reasons to avoid booking through an online travel agency Existing Bank of America relationship customers to keep status longer Credit Card Trackers CardPointers Pro (30% off here and 50% off here) CardRight Travel Freely ATH Podcast Best Cards Page CardTool App Membership Chris’s Card Optimization Spreadsheet AMA: Submit A Question Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:42) 3 Key Reasons to Get A Credit Card (05:23) Chris' Credit Card Goals for 2026 (08:31) Evaluating The Net Annual Fee of A Card (12:56) The Amex Card Stack (23:19) Co-Branded Marriott Cards (25:32) Co-Branded Hilton Cards (27:00) Co-Branded Delta Cards (28:12) The Amex Blue Card (30:34) A Popular Bank's Cards (33:10) World of Hyatt Business Card (33:30) Co-Branded Southwest & United Cards (40:41) More Cards From The Popular Bank (42:11) Capital One Venture Cards (45:17) Bank of America Card Stack (51:09) Alaska Atmos Cards (53:24) US Bank Cards (55:22) Citi Bank Cards (56:56) Wells Fargo Autograph Card (57:43) The Bilt Palladium Card (59:25) Assessing The Major Spending Categories (01:06:32) Cards for Amazon & Costco (01:07:13) The Best "Everything Else" Card (01:08:47) Chris's Takeaway on Credit Card Spending Categories (01:09:26) The Best Card Combos (01:13:00) Credit Card Trackers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#266: Chris and Maya break down the science-backed tools that make change easier and more intentional. They explore why most people misunderstand change, how to anchor your identity to your deeper “why,” and practical tools to break out of rumination and navigate uncertainty. Maya Shankar is the bestselling author of The Other Side of Change, and hosts the podcast A Slight Change of Plans. She previously served as a Senior Advisor in the Obama White House, where she founded and led the White House Behavioral Science Team. Link to Full Show Notes: https://chrishutchins.com/navigating-change-maya-shankar Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Gusto: Free 3-month trial of the #1 payroll software Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Maya: Website | Instagram Book: The Other Side of Change Podcast: A Slight Change of Plans Quit: The Power of Knowing When to Walk Away by Annie Duke Deep Personality Assessment ATH Podcast Ep #81: Making Smarter Decisions and Knowing When to Walk Away with Annie Duke Ep #265: I Built an AI Assistant That Works While I Sleep Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:38) What People Get Wrong About Change (05:14) The Antidote That Makes Change Easier (12:11) Past Change vs. Intentional Change (16:02) Maximisers vs. Satisficers (19:10) Anchor Your Identity to Your Why (23:15) How to Discover Your Why (25:03) Navigating Change With a Very Different Partner (29:17) Breaking the Rumination Cycle (29:58) Mental Time Travel (31:55) Affect Labeling (32:39) Tools for Better Self-Understanding (36:01) AI as a Conversational Partner (39:43) Tactics For Thinking Through Big Changes (42:01) Moral Elevation (43:36) Why Reading Fiction Matters (44:29) Repurposing Your Experience (45:34) The First Step When Everything Changes (47:31) Where to Find More From Maya Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster and cheaper than ever before, and how he built a personal AI assistant that's already started to run his life behind the scenes. Link to Full Show Notes: https://chrishutchins.com/how-to-build-with-ai-tools Partner Deals Green Chef: 50% off on your first box + 20% off for two months with code 50ALLTHEHACKS Mercury: Help your business grow with simplified finances NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned AI Models & Assistants ChatGPT OpenClaw Gemini Claude AI Coding & Building Tools Replit Lovable Cursor Codex Productivity & Automation Tools Wispr Flow Zapier Nimble Links Tampermonkey Developer Infrastructure Clerk Supabase GitHub FinTech: Plaid How to Run OpenClaw as your Virtual EA Blogs Doctor of Credit Frequent Miler The Points Guy Deep Personality Credit Cards American Express® Gold Card Citi Strata Elite℠ Card Citi Strata Premier℠ Card Bilt 2.0 ATH Podcast Ep #263: How to Earn Millions of Points and More Listener Q&A Chris’ Card Optimizer Tool Ask Chris Anything! Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:41) Why This Is the Best Time Ever to Build Software (04:14) How to Build Almost Anything with AI (13:53) Why Context Is the Real Superpower (15:58) Using Planning Mode Instead of Guessing (16:41) Which AI Tool Should You Start With? (17:53) Building a Real Credit Card Optimizer from Scratch (28:48) What It Actually Costs to Build with AI (32:38) The Real AI Learning Curve (33:38) Moving from Cursor to Claude Code (36:17) Why You Should Try Building Something (Even If You're Not a Coder) (37:00) How OpenClaw Changes the Game (38:57) Why Security Still Matters (42:25) A Conversation with Ted, Chris' AI Assistant (44:07) Letting AI Work While You Sleep (49:41) Learning to Be Clear, Specific, and Intentional (50:03) Start with a Real Problem (50:39) Breaking Projects into Small, Winnable Pieces (50:58) What Would You Build If Building Were Easy? (51:59) Keeping Track of Cost and Budget Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#264: Learn how the Bilt ecosystem works, from earning Bilt Rewards to the new cards, transfer partners, perks, and where the real value is. Whether you’re new or already earning, this is a practical guide to using Bilt strategically and avoiding common mistakes. Link to Full Show Notes: https://chrishutchins.com/bilt-ecosystem-explained Partner Deals DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Shopify: $1/month trial for the easiest e-commerce platform Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Wispr Flow: Try effortless voice dictation for free For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt 2.0 Bilt Blue Card (Rates and fees here) Bilt Obsidian Card (Rates and fees here) Bilt Palladium Card (Rates and fees here) Bilt Cash Bilt Travel Portal Bilt Dining Bilt Home Design Collection Complimentary BLADE airport flight Mastercard World Elite Benefits Guide Award Search Tools Award Wallet point.me (20% off annual plans with code ALLTHEHACKS20) Gopuff BevMo! Rakuten ($50 bonus here) Robinhood Gold Card Frequent Miler Article: Bilt Housing Payments ATH Podcast Luxury Hotel Upgrade Program Ask Chris Anything! Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:28) What Makes Bilt Rewards Different (07:03) How to Earn Bilt Points Without a Credit Card (13:52) Referral Bonuses and Earning Limits (14:17) How Rent and Mortgage Payments Work (16:06) Earning Through the Bilt Neighborhood Network (17:16) Earning Without a Card: The Real Tradeoffs (17:46) How Bilt Point Redemptions Actually Work (21:39) Transfer Partners and When Bonuses Matter (24:18) How Bilt Status and Elite Tiers Work (25:32) What Each Bilt Status Level Unlocks (31:49) A Major Caveat With the New Bilt Cards (34:36) Breaking Down the Current Bilt Card Lineup (35:33) Bilt Blue Card (37:34) Bilt Obsidian Card (41:19) Bilt Palladium Card (48:59) Housing Payments and What Changed (50:16) Earning Based on Billing-Cycle Spend (55:18) The Original Fee-Free Model (59:26) Cash-Out and Statement Credit Options (01:08:44) Simplifying the New Bilt Choices (01:14:21) The Bilt Silver Lining Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#263: Chris breaks down exactly how he’s earned millions of points and miles, and why simplicity matters more than optimization. He covers signup bonuses, spending strategies, credit score impacts, business cards, cash-back alternatives, and how to decide when a card (or perk) is actually worth it. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-simplified-credit-cards Partner Deals Fabric: Affordable term life insurance for you and your family Bilt Rewards: Earn the most valuable points when you pay rent Gusto: Free 3-month trial of the #1 payroll software Notion: Try Notion Agent free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page Alaska Airlines Visa® American Express® Green Card American Express Platinum Card for Schwab Atmos™ Rewards Summit Visa Infinite® Card Bank of America® Premium Rewards® Elite Bank of America® Unlimited Cash Rewards Bilt Palladium Card (Rates and fees here) Capital One Venture X Business Capital One Venture X Rewards Credit Card Citi® / AAdvantage® Executive World Elite Mastercard® Coinbase One Card Costco Anywhere Visa® Card by Citi Hilton Honors American Express Aspire Card Robinhood Gold Card The Business Platinum Card® from American Express U.S. Bank Altitude® Reserve Visa Infinite® Card Venmo Credit Card Wells Fargo Autograph℠ Card Rakuten: Free $50 here Business Payment Platforms: Plastiq | Melio IRS Authorized Payment Providers Pay1040 ACI Payments Reddit: Credit Card Spend Needed to Achieve Each Airline Status Tier ATH Podcast Chris' Credit Card Optimizer Tool Ask Chris Anything! Membership Gift Card Site Ep #164: Earn Points Paying Taxes with a Credit Card (+ Latest Deals/News) Ep #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci Ep #221: Deep Dive on Credit Reports, Scores, and Their Real-World Impact Ep #247: Deep Dive on Bank of America Credit Cards (Up to 5.25% Cash Back) Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Ep #258: My Top 5 Mistakes with Points & Miles Ep #261: Goals, Tools, and Mindset Shifts for a Better 2026 with Kevin Rose Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction(01:26) How Chris Has Earned 15+ Million Points(03:46) Why Signup Bonuses Still Matter More than Everything Else(05:04) The Role Everyday Spending Actually Plays(08:42) When Transfer Bonuses Are Worth It(12:24) How Chris Leverages Referral Bonuses(13:24) What Having "Too Many" Credit Cards Really Does to Your Credit Score(16:13) How Many Signup Bonuses per Year Is Reasonable?(16:44) Why Spend Requirements Are the Real Bottleneck(18:23) Approval Odds and Timing Applications(22:04) Getting Approved for Business Cards (Without A Business)(27:23) Maximizing Rewards without Overcomplicating It(30:18) When Cash Back Is the Better Option(32:48) Best Cards for Big, One-Time Expenses like Weddings(37:24) Making Sense of Card Rules and Restrictions (38:13) Annual Fees: How to Decide if They're Worth Paying(41:12) Paying Taxes with a Credit Card(46:28) How to Think about Points if You Mostly Care about Hotels(49:10) Is CLEAR Worth It?(51:48) How DoorDash Credits Work(53:25) Is There a Shortcut to Airline Loyalty Status?(57:04) The Best Credit Card for Costco Spending(59:19) Are the New Bilt Cards Actually Bad? Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#262: Learn how to navigate major changes in points and miles while maximizing travel rewards in 2026. Chris and Brian M cover Bilt 2.0, the Mesa card shutdown, how to evaluate annual fees, find award availability, and what’s likely (and unlikely) to change this year. Link to Full Show Notes: https://chrishutchins.com/latest-on-points-miles-january-2026 Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans MasterClass: Learn from the world's best with 15% off Thrive Market: 30% off your first order of organic groceries + a free $60 gift NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt World Elite Mastercard® (Rates and fees here) Bilt 2.0 Bilt Blue Card (Rates and fees here) Bilt Obsidian Card (Rates and fees here) Bilt Palladium Card (Rates and fees here) Rove Miles Silo Markets Rakuten ($50 bonus here) Kalshi Prediction Market Alila Ventana Big Sur The Big A## Calendar Award Search Tools Award Wallet Points Path Chrome Extension Google Flights AwardTool ($20 off annual plans with code ALLTHEHACKS) Expert Flyer ATH Podcast Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:27) Reactions to Bilt’s New Card Lineup (04:08) Breakdown of the 3 New Bilt Cards (05:14) Should You Convert, Apply Fresh, Or Keep the Wells Fargo Card? (08:16) Questions Around Bilt Cash (09:50) The Bilt Card Chris Is Leaning Towards (15:03) Why Bilt's New Earnings Might Be Better Than It Looks (20:03) Mesa's Overnight Shutdown (24:25) Silo Markets Brokerage Bonus (29:54) What’s Coming Up in 2026 For Points, Loyalty, And Cards (32:25) Thoughts on the Southwest Companion Pass (35:26) Implications of the Proposed 10% Interest Rate Cap on Credit Cards (38:19) Will Points Tools Get Better in 2026? (40:02) Why 2026 Might Be Quiet on Major Credit Card Changes (43:18)  How Brian Decides Whether an Annual Fee Card is Worth Keeping (46:50) Chris’ Order of Operations For Analyzing Cards (51:42) Ways to Plan A Trip Using Points (57:49) How Brian Leverages Flexibility for Travel (01:00:04) Strategies for Booking Flights (01:03:23) The Best Award Flight Search Tools (01:04:58) Booking Hotels With Points (01:09:38) Timeshares: When They Make Sense (and When They Don’t) (01:11:51) Using Alerts to Monitor Award Availability (01:13:12) Changing the Connecting City After Booking a Flight (01:15:14) Business Cards for Personal Spend (and Vice Versa) (01:17:09) What to Do When You Stop Getting Approved for Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#261: Chris and Kevin reflect on 2025’s biggest wins and lessons, then dive into how they're planning 2026. They share their goals, the tools they're using, and why they're designing a year that’s easier, not just more optimized. Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/reflecting-and-planning-2026 Partner Deals Wispr Flow: Try effortless voice dictation for free LMNT: Free sample pack of my favorite electrolyte drink mix Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Rose: Diggnation | Newsletter Books The Wealth Ladder by Nick Maggiulli Rework by Jason Fried Fizzy Jesse Itzler: Plan An Incredible 2026 In 12 Minutes Podcasts The Daily Churn New Modern Mom: Do you need a house manager? Duolingo Games Magazine Subscription Bram Cohen Puzzles The Big A## Calendar ATH Podcast Newsletter Chris’ Card Optimizer Tool Ep #99: 7 Questions to Make 2025 Your Best Year Yet Ep #213: The 5 Types of Wealth with Sahil Bloom Ep #259: Choosing the Problems Worth Struggling For with Mark Manson Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:45) Kevin's 2025 Goals & How They Came to Fruition (04:34) Chris's Challenging End to 2025 (06:53) How Chris is Approaching Optimization in 2026 (09:33) Stepping Up Your Ability to Spend Money (15:55) What Chris and Kevin Changed Their Minds About in 2025 (20:11) The Many Different Uses of AI (29:16) Chris's Energy Generators and Drainers (33:40) Kevin's Energy Generators and Drainers (36:56) Decluttering for A Peace of Mind (41:09) How To Identify The Boat Anchors in Your Life (49:18) Chris's Hits and Misses in 2025 (52:10) Kevin's Hits and Misses for 2025 (54:19) How Kevin Plans His Year Ahead (57:53) Outsourcing to Make Things Easier (01:05:12) Focus on Making Lasting Memories (01:06:34) Ways to Pick Up New Skills (01:09:36) The Life Blender Concept Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#260: Chris distills the most powerful lessons from over 50 episodes in 2025 into 10 actionable takeaways that changed how he thinks about money, time, health, relationships, purpose, and more. Link to Full Show Notes: https://chrishutchins.com/top-takeaways-2025-optimize-money-travel-life Partner Deals Gusto: Free 3-month trial of the #1 payroll software Notion: Try Notion Agent free to automate tedious tasks and streamline your work Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life Die With Zero: Getting All You Can from Your Money and Your Life ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #213: The 5 Types of Wealth with Sahil Bloom Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman Ep #217: Top AI Tools, Insurance Planning for Fires and More Listener Q&A with Kevin Rose Ep #230: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life with Nick Maggiulli Ep #233: Money: What Each Generation Gets Right (& Wrong) with Ben Carlson Ep #239: Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income with Jillian Johnsrud Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Ep #249: Earn More Points in Multiplayer Mode with Kai Ep #251: How to Focus on What Matters and Let Go of the Rest with Ryan Holiday Ep #252: Family Travel on Points: Tips, Tricks and Tactics with Nick Reyes Ep #254: The Cost of Always Optimizing with Chris and Amy Ep #256: The Easy Way to Build and Maintain Meaningful Relationships with Nick Gray Ep #259: Choosing the Problems Worth Struggling For with Mark Manson Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:24) #1: True Wealth Is Multidimensional (03:13) #2: Focus on What Moves the Needle (10:24) #3: Build a Portfolio That Can Weather Any Storm (13:40) #4: Scale Horizontally, Not Vertically (17:04) #5: Stop Waiting for the Perfect Time (22:38) #6: Scale Yourself With Technology (25:36) #7: You Need to Be the CEO of Your Own Health (29:54) #8: Prioritize Friendship Like You Prioritize Your Health (33:25) #9: Your Purpose Is Already Here, You’re Just Too Close to See It (36:13) #10: The Ultimate Optimization Is Knowing When to Stop (38:44) Bonus: Optimize for What Matters Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#259: Learn how to pick the challenges in life that actually matter. We break down how to stop optimizing for the wrong things, why values trump goals in decision-making, practical strategies for building real friendships, and more. Mark Manson is the bestselling author of The Subtle Art of Not Giving a F*ck (20M+ copies sold). He hosts the Solved podcast, writes the newsletter Your Next Breakthrough, and co-founded Purpose, an AI tool for exploring purpose and values. Link to Full Show Notes: https://chrishutchins.com/mark-manson-purpose-and-meaning Partner Deals Bilt Rewards: Earn the most valuable points when you pay rent Thrive Market: 30% off your first order of organic groceries + a free $60 gift Fabric: Affordable term life insurance for you and your family Copilot Money: Get 26% off my favorite personal finance app Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Mark: Website | Newsletter | X The Subtle Art of Not Giving a F*ck Solved Podcast Making Friends as an Adult, Solved Your Values, Solved Purpose App Full Show Notes (00:00) Introduction (00:47) What Most People Get Wrong About Living a Good Life (01:13) Why Struggle Is Inevitable and Necessary (02:18) Why Purpose Is Revealed, Not Found (04:34) Choosing the Right Metric To Optimize Your Life (06:26) The Three Ingredients of Meaningful Purpose (08:32) Why Purpose Doesn’t Require Changing the World (12:33) Radical Honesty as the Starting Point for Meaning (14:32) What Happens After You Achieve Everything You Wanted (17:48) Why Other People Can See Your Purpose Before You Do (21:06) Why Honest Conversations Are So Hard (and So Necessary) (28:41) Why Adult Friendship Is Uniquely Difficult (32:29) How Work, Kids, and Technology Changed Friendship (33:27) Why “Shared Stakes” Matter More Than Shared Spaces in Adult Friendships (37:02) When Life Feels Hard and Why That’s Normal (42:21) Making Better Decisions by Clarifying Your Values (43:57) How To Check In on Your Life Without Obsessing Over Goals (46:57) When Quitting a Goal Is the Right Decision (50:48) Why We Rarely Talk About Meaning With Friends (53:30) Building an AI To Ask Better Life Questions (55:04) How AI and Therapy Can Work Together (57:52) Is It Okay If Your Job Is Not Your Purpose? (01:00:07) The First Step Toward a More Meaningful Life (01:01:06) How To Define Value Beyond Status (01:02:08) Where To Find More From Mark Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#258: The 5 biggest mistakes Chris has made in his points & miles journey. He dives into the hidden cost of status, the math behind point values, the power of opportunity cost, and why hoarding points quietly destroys value. Link to Full Show Notes: https://chrishutchins.com/top-5-points-and-miles-mistakes Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Presentation Slides Credit Cards US Bank Altitude® Reserve Visa Infinite® Card Robinhood Gold Card The Atmos™ Rewards Visa Summit Card Citi® / AAdvantage® Executive World Elite Mastercard® Citi® / AAdvantage Business™ World Elite Mastercard® Award Search Tools Gondola (Get $50 here) Points Path Chrome Extension ATH Podcast Ep #245: How Much Are Points and Miles Worth in 2025? Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:28) Mistake #1: Not Valuing My Time (02:09) Setting a Personal Minimum Hourly Rate (03:51) Step Back and Ask “Is This Worth It?” (04:23) The Hidden Cost of Mental Overhead (05:48) Using Daily and Weekly Priorities to Stay Focused (07:00) Mistake #2: Not Considering the Opportunity Cost (11:34) Mistake #3: Chasing Status (16:56) Airline by Airline: The Value of Status in Real Life (20:52) Reframing the Cost of Status (24:09) When Milestone Benefits Change the Math (28:33) Chris’s Status Plan Going Forward (31:52) How to Decide Whether Status Is Worth Chasing (32:50) Mistake #4: Overvaluing Points (34:20) What the Data Actually Shows (35:43) Why “Retail Value” Is Misleading (41:22) When Paying Cash Can Be the Better Value (46:03) Mistake #5: Not Cashing Out Points (49:27) Chris's Plan for 2026 Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#257: We break down essential tax and financial decisions to make before year-end. Learn how to maximize deductions, optimize charitable giving, manage investment gains and losses, and take advantage of retirement and home-improvement credits. We also run through all the credit card, points and miles deadlines to hit before 12/31. Link to Full Show Notes: https://chrishutchins.com/end-of-year-financial-checklist-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Aura Frames: $35 off the best digital frames with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' End of Year Checklist for Taxes, Points & Miles Carry Solo 401k Kick (20% off your first year of bookkeeping with code CHRIS20) Invest America Kids Savings & Investment Accounts Hotel Mattress Run CardPointers Pro (50% off here) Use Your Credits ATH Podcast Chris’ Best Cards Page Ep 144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin Ep 243: Smarter Strategies for Retirement, Wealth Building, and Taxes with Michael Kitces Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:03) Standard Deduction vs. Itemizing (03:02) The New SALT Cap & Property Tax Strategy (05:02) Pass-Through Entity Taxes for Business Owners (06:07) Smart Charitable Giving Strategies (07:07) Donating Appreciated Assets (09:18) Using Donor-Advised Funds (DAFs) (14:16) Why 25-26 Changes Matter for Charitable Giving (16:14) New Car Loan Interest Deduction (18:19) Deduction for Qualified Tips & Overtime (18:34) New Senior Deduction (19:12) Shifting Income to Optimize Your Tax Bracket (20:48) Capital Gains: Loss & Gain Harvesting (22:02) Understanding the Wash Sale Rule (25:11) Advanced Tax Moves to Ask Your CPA (25:42) Key Retirement Deadlines & Contribution Limits (31:01) Roth IRA & Traditional IRA Rules (34:18) Backdoor & Mega Backdoor Roth Contributions (35:18) ISOs & Alternative Minimum Tax (36:16) FSA Essentials: Use It or Lose It (38:57) HSA Strategy & Triple-Tax Advantage (42:13) Home Efficiency & Solar Credits for 2025 (43:14) 529 Plans, Gifting Rules & Education Savings (47:37) The New “Trump Account” for Kids (48:14) Funding a Child’s Roth IRA Through Earned Income (50:29) EOY Tax Moves for Business Owners (55:51) EOY Checklist for Points & Miles (01:00:32) Credit Card Annual Credits & Benefit Resets (01:03:57) Calendar-Year Credits to Use Before January (01:14:55) Final EOY Checks for Airlines, Hotels & Credit Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#256: We break down the simplest, most effective ways to build stronger friendships and stay connected as an adult. Plus, learn how to build a personal website, host better events, send a friends newsletter, book a cruise on a budget, and so much more. Nick Gray is an entrepreneur and author who built and sold two successful companies, Flight Display Systems and Museum Hack. His YouTube and short-form videos have reached over 55 million views. Link to Full Show Notes: https://chrishutchins.com/build-meaningful-relationships-nick-gray/ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent Storyworth: Share your family stories in a custom book (+ $10 off) LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick: X | Website | Friends Newsletter PersonalWebsite.org November 2025 Asset Allocation Personal Website Checklist The 2-Hour Cocktail Party: How to Build Big Relationships with Small Gatherings RSVP Tracking Partiful Luma Mixily Free Amazon Fulfillment Center Tours Animal Spirits Podcast Rippner Tennis Cruises Below Deck Frequent Miler’s Casino Status Strategy for Free Cruises CruiseSheet Personal Domain Services CloudFare Registrar Google Domains Hover Carrd Gemini Nano Banana WordPress ATH Podcast Best Credit Cards Membership Newsletter Ep #68: Hosting Cocktail Parties, Building Relationships, Museum Strategies and Friends Newsletters with Nick Gray Ep #146: This Episode Changed My Perspective on Cruises with Emma Le Teace Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:00) How Nick Builds and Maintains Strong Relationships (01:49) What Most People Get Wrong About Staying in Touch (02:49) Why Making New Friends as an Adult Is So Hard (05:49) Nick’s Simple Formula for Hosting a Great Cocktail Party (07:25) Chris’s Holiday Cookie Party (09:10) Better Ways to Handle Introductions and RSVPs (13:26) Using a "Friends Newsletter" to Stay Connected (14:47) What to Include in a Great Newsletter (19:18) How to Send Your First Newsletter (Without Overthinking It) (20:38) An Amazing Opportunity Nick Got from His Newsletter (21:28) Easy Content Ideas: Purchases, Apps, Shows, and More (24:33) Chris’ Attempt to Get on Below Deck (31:04) What Excites Chris About Cruises (33:19) Nick’s Take on Cruises (and the “Life-Plus” Mindset) (36:11) Hacking Cruises and Cheap Cruise Strategies (40:21) Why Everyone Needs a Personal Website (43:06) Buying a Domain and Setting Up a Simple Homepage (45:31) Getting Google to Notice Your Website (49:06) When to Upgrade and What Content Belongs on Your Website (52:17) Nick's Service for Building and Maintaining Your Website (52:52) Nick’s Asset Allocation Post and the Value of Transparency (53:46) Removing the Stigma Around Money With Friends (59:21) Using AI for Doctor Appointments Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#255: Here are 100+ holiday gift ideas across tech, kitchen, home, clothing, fitness, kids, and games. I’ll also share tools and tactics to help you find deals and spend less this holiday season. For all the products, links, deals and more, check out the full 2025 Gift Guide here: https://chrishutchins.com/gifts Link to Full Show Notes: https://chrishutchins.com/gift-guide-2025 Partner Deals DeleteMe: 20% off removing your personal info from the web LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Vuori: ⁠20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned 2025 Gift Guide: Find all the products, links, deals and more at https://chrishutchins.com/gifts Joshua Weissman: How to Cook With Stainless Steel Outlive: The Science and Art of Longevity by Peter Attia Tools to Maximize Savings Keepa Rakuten ($50 bonus here) Savewise (20% off with ALLTHEHACKS20) CardPointers (30% off here or 50% off for ATH Members) Chris' Gift Card Site⁠ (5-25% off gift cards) ATH Podcast Gift Card Site Membership ⁠Newsletter⁠ Ep #122: ⁠⁠Cooking at Home: Delicious Food Made Easy with David Chang⁠⁠ Leave a review: ⁠Apple Podcasts⁠ | ⁠Spotify⁠ Email for questions, hacks, deals, and feedback: ⁠[email protected] Full Show Notes (00:00) Introduction (01:55) Personal Technology (14:16) Kitchen & Food (36:47) Home (44:05) Clothing & Accessories (55:13) Health & Fitness (59:38) Health Tests (01:05:21) Games (01:08:39) Kids (01:12:47) Books & Learning (01:15:22) Ways to Save Money When You Shop (01:24:47) Chris' Family Holiday Traditions Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#254: Chris and Amy share a candid look at their life together as two optimizers. They discuss everything from family finances and teaching their kids about money to managing their health, work, and travel. Link to Full Show Notes: https://chrishutchins.com/ama-amy-marriage-parenting-health Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Storyworth: Share your family stories in a custom book (+ $10 off) DeleteMe: 20% off removing your personal info from the web Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Rakuten ($50 bonus here) M is for Money by Rob Phelan BoA Museums on Us How We Spend Our Time Chart Priority Pass Cultural Care Au Pairs (Get $250 off here) Family Heart Foundation Fortify5 Vuori (Get 20% off here) ATH Podcast Ep #114: Money Talks: Navigating Uncomfortable Conversations with Loved Ones with Erin Lowry Ep #205: Building Better Habits, Strengthening Relationships, and More Listener Q&A with Chris and Amy Ep #213: The 5 Types of Wealth with Sahil Bloom Ep #239: Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income Ep #252: Family Travel on Points: Tips, Tricks and Tactics with Nick Reyes Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:44) Navigating Conflict and Different Spending Styles (04:51) Why the Furniture Conversation Turned Emotional (13:20) Amy's Process for Selling and Rehoming Old Items (15:50) When Reselling Isn’t Worth the Time and Effort (19:03) How to Teach Kids About Money at a Young Age (23:39) How Chris & Amy Are Saving for the Kids’ Future (31:13) Thinking About Technology and Social Media for Kids (35:34) Free-Range Parenting and Encouraging Independence (38:06) The Importance of Intellectual Curiosity (40:06) Stepping Back From Work to Be Present with Young Kids (44:54) Traveling With Kids (49:05) Leveraging Lounge Access for Family Travel (52:18) Comparing Lounge Access Memberships (57:06) Amy’s Transition Into More Time at Home (01:00:50) Making Proactive Health Decisions and Preventative Care (01:07:46) How to Approach Supporting Aging Parents (01:13:34) Coming Full Circle on the Furniture Debate Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#253: My top 10 takeaways from a retreat for high-net-worth investors, which will cover investing, managing risk, investing in your health, building meaningful relationships, parenting with purpose, and defining success in a way that goes far beyond money. Tad Fallows is the co-founder of Long Angle, a private community for investors with more than $2.2 million in assets. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies. Link to Full Show Notes: https://chrishutchins.com/10-lessons-wealth-health-happiness Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Long Angle: Join a free private community for high net worth investors What Is BRCA2? Sober Founders ATH Podcast Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:01) Why Health Is Your Most Important Asset (04:13) How to Become Your Own Health Advocate (08:14) Different Ways to Invest in Fitness and Accountability (12:27) Relationships: The Ultimate Compound Asset (14:03) Why Adult Friendships Are So Hard to Build and Maintain (16:05) Reclaiming Time for Relationships and Family (17:15) The Power of Intentional Travel (20:43) Lighthouse Parenting: Why You Should Allow Your Kids to Struggle (25:01) Learning From Your Kids’ Limitless Imagination (25:56) A Simple Exercise to Expand What’s Possible in Every Area of Life (28:47) Redefining Success and Purpose (34:09) Defining Your Objective to Simplify Complex Decisions (38:44) How to Think About Managing Risk (43:28) Diversifying Beyond the S&P 500 (47:53) Two Spectrums of Diversification and Liquidity (50:38) The Danger of Over-Optimizing (52:14) Why True Wealth Isn’t About Dollars (55:45) The Importance of Designing a Life That Works For You Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#252: Chris and Nick share strategies to make family travel affordable and stress-free with points and miles. They cover how to find multiple award seats, book business class for families, and their best tips for traveling with kids, from managing jet lag and delays to finding family-friendly hotels, must-have travel gear, and more. Nick Reyes is a writer at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles. Link to Full Show Notes: https://chrishutchins.com/family-travel-nick-reyes Partner Deals Upwork: Free job posting to find, hire, and pay top freelance talent Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick Reyes: Frequent Miler | X | Podcast A $50,000+ family trip to Europe, booked with miles and points Kids in business class: Saving miles on child award tickets Guide to Airline Companion Tickets How to book Hyatt suites How to book Vacasa Vacation Rentals with Wyndham points Booking Cottages.com via Wyndham Rewards Nick’s 2025 casino status strategy for free cruises Grand Hotel Victoria on Lake Como ZIPAIR RideSafer Travel Vest Mobile Passport Control (MPC) HotelTonight AutoSlash ABCmouse Travel Strollers: Babyzen Yoyo | gb Pockit ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles Ep #167: Best Tools for Booking Hotels with Points & Miles Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:58) What People Get Wrong About Families Traveling Using Points (02:53) Nick's Luxury Family Trip to Europe with Points (06:30) Things to Consider When Booking Multiple Award Seats (09:45) Booking Award Seats in Economy vs. Premium Economy (13:55) Flying in Business Class with Kids (17:55) Splitting Up the Family in Different Award Flights (20:29) Buying Extra Economy Seats for More Space (23:27) Prioritizing Sleep on International Flights (28:43) Nick's Approach to Jet Lag (30:47) Airline Discounts for Kids (33:41) How Lap Infant Pricing Works (36:36) The Best Airlines for Traveling with Kids (39:08) Pooling Airline Miles with Children (41:50) Leveraging Companion Passes/Fares for Family Travel (45:06) Using Carry-On Vs. Checking Bags with Kids (46:19) Accessories for Traveling with Young Kids (50:28) Managing Delays and Other Irregularities When Traveling with Kids (53:16) Why Lounge Access Is a Game Changer (55:05) Fast Tracking Airport Entry with Kids (57:11) Tactics Nick Uses to Book Hotels Internationally for His Family (01:01:08) Booking Rooms with Points vs. Cash (01:04:07) Emailing Your Hotel for an Upgrade (01:05:44) Benefit of Having Kids Clubs at Hotels and Resorts (01:07:53) Tips and Tricks to Book Vacation Rentals (01:09:54) Transportation Tips When Traveling with Kids (01:12:55) How Cruises Changed Nick's Travel Game (01:17:31) Other Family Travel Tips & Tricks (01:20:40) Planning Activities Around Your Kids' Interests (01:23:07) Unusual Must-Haves for Trips with Kids (01:25:22) Top Kid-Friendly Travel Destinations (01:27:42) Where to Find Nick & His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#251: Discover why Stoicism matters more than ever and how to make it part of your daily life. We share practical ways to focus on what you can control, build resilience, and cultivate the four Stoic virtues: courage, self-discipline, justice, and wisdom. Ryan Holiday is a bestselling modern philosopher and author of The Daily Stoic, The Obstacle Is the Way, Ego Is the Enemy, and Stillness Is the Key. His books on Stoic virtues have sold over 10 million copies in 40+ languages. He’s also the founder and host of The Daily Stoic podcast. Link to Full Show Notes: https://chrishutchins.com/ryan-holiday-mastering-stoicism Partner Deals Mercury: Help your business grow with simplified finances LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ryan: The Daily Stoic | Podcast | YouTube Courage Is Calling Discipline Is Destiny Right Thing, Right Now Wisdom Takes Work The meditations of Marcus Aurelius Letters from a Stoic by Seneca The Dialogues of Plato Old Enough! TV Show Full Show Notes (00:00) Introduction (01:06) What Is Stoicism? (02:42) Is Stoicism Relevant in Today’s Society? (04:59) The Journey of Becoming a Stoic (07:42) Why Humans Don’t Like to Do the “Hard” Things (13:34) The Importance of Putting Your Impressions to the Test (17:42) The Reason Humans Are Never Satisfied (20:41) How the Stoics View Happiness (23:22) Where to Draw the Line Between Things in Your Control vs. Not (29:30) Why It’s Important to Pause and Reflect (32:56) The Four Stoic Virtues (35:15) How Ryan Applies Discipline to His Life (37:46) Stillness Unlocks Elite Performance, Happiness, and Self-Awareness (39:09) Why Ryan Doesn’t Like Watching the News (41:24) Can You Have Fun as a Stoic? (43:18) Ranking the Stoic Virtues (44:16) How Can We Be More Courageous in Our Daily Lives? (46:50) Instilling Courage in Your Kids (50:47) The Role of Justice in Stoicism (53:27) Approaching Wisdom as a Method (55:15) How Can Someone Gain More Wisdom? (57:39) Experiencing Emotions as a Stoic (01:00:08) The First Step Toward Stoicism (01:01:02) Where to Find Ryan and His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more. Link to Full Show Notes: https://chrishutchins.com/open-enrollment-AMA-2025 Partner Deals Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gusto: Free 3-month trial of the #1 payroll software DeleteMe: 20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned PEOs: TriNet | Justworks Insurance Broker: Rich Sterling Productivity/AI Tools Notion NotebookLM Replit Cursor v0 Figma Perplexity Claude Mesa Homeowners Card (50k bonus with code CHRIS50) $1,200 U.S. Bank Bonus ATH Podcast Newsletter Ep #34: Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen Ep 104: Optimizing Your Insurance Policies Ep #140: Navigating Open Enrollment Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth Ep #248: How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss Submit questions for our next AMA here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:30) Quick Episode Overview (01:22) How to Select Your Insurance Plan (05:19) Saving with a High Deductible Health Plan (14:19) Tips for Specific Drugs and Providers (15:27) Dental and Vision Plans (17:17) Benefits of FSAs (19:10) Getting Health Insurance Outside of an Employer (21:08) Getting Insurance for Your Business (23:20) Insurance via Medical Research Companies and Affinity Groups (24:52) Direct Primary Care (25:48) Reimbursing Medical Expenses Charged on a Credit Card (30:45) Diversification in an Incredibly High Stock Market (36:20) Investing in Precious Metals: Gold & Silver (40:55) Strategy for Handling RSU Compensation (43:35) Variable Universal Life Policy (48:05) The Rise in Auto Insurance Premiums Following an Accident (55:22) Buying A Used vs. New Car (58:06) Chris's Favorite Work Tools Including AI (01:02:07) Is AI an Actual Threat to Our Jobs? (01:04:26) Chris's Pre and Post W2 Job Experience (01:06:50) Find the Best Deals on the ATH Newsletter (01:10:53) The Next Gift Card Sale Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#249: 3x your points and miles with a multiplayer strategy. We break down how to earn, manage, and maximize rewards with a partner, family, or friends. Plus learn how to handle the logistics, emotions, and systems that make it all work. Kai is the founder and host of The Daily Churn Podcast, where he shares his churning journey. In 2024, Kai and his partner earned a total of $40,000 and 5 million points. Link to Full Show Notes: https://chrishutchins.com/playing-the-points-game-with-player-2-kai Partner Deals MasterClass: Learn from the world's best with 15% off Mercury: Help your business grow with simplified finances Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kai: The Daily Churn Podcast | Membership Monarch Money Copilot Money (Free 2 months with code HACKS2) How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts 1Password Google Voice Tello eSIM Aligned Incentives Cashback Monitor Rakuten CardPointers (30% off or 50% off for ATH Members) Replit Churning While New To Credit Helping Tim Burn 15M+ Miles and Points ATH Podcast Membership Episode #181: Making an Easy $3k/mo from Online Deals with Kai Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:49) How Kai and Chris’ Partners View the Points and Miles Game (03:56) Is Playing the Points Game Actually More Lucrative with P2? (06:26) Maximizing Credit Cards with Two Players (08:36) Should You Have Authorized Users on Your Cards with P2? (14:01) The Mechanics of Managing a P2 (15:28) Ways to Access Shared Passwords and Two-Factor Codes (18:38) Important Conversations to Have with Your P2 (21:10) Playing the Points Game for Other People (26:05) The Challenges of Managing Points for Others (31:12) Managing Points for Family Members (33:51) Playing the Points Game with Children (35:14) Easing the Burden of Dealing with Card Issuers with a P2 (39:38) The Spectrum of Activities with Multiple Players (40:52) Leveraging Referrals and Shopping Portals to Maximize Savings with P2 (43:33) Learning to Stop Over-Optimizing (45:28) Kai’s Podcast and Churning Community (47:01) Why Your Address Matters in the Points Game (47:34) Managing 1099s from Referral Points (49:02) Tips on Adding Authorized Users (49:45) The Importance of Community in the Points Game (51:13) How to Share Referral Links on ATH Membership Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#248: Learn to escape the trap of over-optimizing and design a more meaningful life. We explore setting boundaries, resetting priorities, and turning failure into fuel for success. We also dive into Tim’s creative process behind his new card game and the surprising value of play. Tim Ferriss is an entrepreneur, bestselling author, and host of The Tim Ferriss Show, one of the world’s most popular podcasts with over a billion downloads. He loves experimenting with productivity, health, storytelling, personal growth, and, most recently, card games. Link to Full Show Notes: https://chrishutchins.com/tim-ferriss-over-optimizing-failure-play Partner Deals DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Free KPI checklist to upgrade your business performance Shopify: $1/month trial for the easiest e-commerce platform Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tim: Website | Podcast | X The 4-Hour Workweek The 4-Hour Body The 4-Hour Chef THE NO BOOK Where Are You Still Using Single-Ply? Coyote Card Game Terry Real’s Books Stumble Upon Diggnation Personal Power by Tony Robbins Secrets of Power Negotiating by Roger Dawson AcroYoga Exploding Kittens Think Like a Game Designer Podcast Procreate ATH Podcast Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:45) When Tim Realized That Optimization Could Bend Life in His Favor (06:40) The Role of Patience in Optimization (08:14) Dialing Back on Optimizing (11:23) Do Relationships Require Less Optimization? (16:45) Fighting Natural Tendencies for a Better Life (19:57) The Impact of Journaling (23:42) Does Tim Still Find Himself Over-Optimizing? (25:14) The 3 Levels of Listening (29:47) Designing for States (31:40) Different Lenses for Optimization (36:28) The Optimizer Curses (40:53) How to Avoid Decision Fatigue (45:32) Being Rich Enough to Rent (48:37) Knowing When to Say “Yes or “No” (55:35) Active vs. Passive Intuition (01:01:40) How Decisions Get Influenced When You Have Kids (01:08:01) Is "Play" a State to Aim For? (01:13:38) Incorporating Play in Adulthood (01:18:13) The Process of Creating a New Card Game (01:28:18) The Next Big Project for Tim (01:30:53) Humans as Storytellers (01:34:10) Where to Find Tim & His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#247: Chris dives into Bank of America’s credit card lineup and why he has 5 different BoA cards right now. He'll go over how the Preferred Rewards program can help you earn unlimited 3.3% back on everything. Finally, he also covers approval rules, credit limits, unique perks like free museum access, and more. Link to Full Show Notes: https://chrishutchins.com/bank-of-america-preferred-rewards Partner Deals Gusto: Free 3-month trial of the #1 payroll software Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris’ Best Cards Page BoA Cards: Tier List Bank of America® Customized Cash Rewards | Susan G. Komen® Bank of America® Unlimited Cash Rewards Bank of America® Travel Rewards Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite The Atmos™ Rewards Ascent Visa Signature Card The Atmos™ Rewards Visa Summit Card Free Spirit ® Travel More World Elite Mastercard Allways Rewards Visa® card Air France KLM World Elite Mastercard Bank of America® Business Advantage Customized Cash Rewards Mastercard® Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Bank of America® Business Advantage Travel Rewards World Mastercard® The Atmos™ Rewards Visa Business Card Other Cards Citi® Double Cash Card U.S. Bank Smartly™ Visa The Ritz-Carlton™ Credit Card Frequent Miler: Guide to Ultra-Premium Credit Card Travel Protections Rakuten: $50 bonus here BoA: Museums on Us | BankAmeriDeals ATH Podcast Ep #245: How Much Are Points and Miles Worth in 2025? Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:29) Quick Episode Overview (03:21) BoA Preferred Rewards Program (06:00) Customized Cash Rewards Card (08:28) Customized Cash Rewards Card Variations (13:18) Unlimited Cash Card (15:50) Travel Rewards Card (18:02) Premium Rewards Card (24:54) Travel Benefits on the BoA Premium Cards (26:25) Atmos Rewards Ascent Card (32:24) Atmos Rewards Summit Card (35:10) Valuing Companion Awards (39:41) Free Spirit Travel More World Elite MasterCard (41:03) Allegiant Always Rewards Card (42:08) Air France KLM World Elite MasterCard (44:26) BoA’s Cruise Cards (45:03) Business Card Eligibility (47:12) Business Customized Cash Card (51:04) Business Unlimited Cash Card (52:21) Business Travel Rewards Card (55:41) Atmos Rewards Business Card (57:59) Applying for BoA Cards (59:13) 5 Consumer Card Limit (60:48) BoA Nuances to Keep in Mind (01:02:13) Credit Limits (01:03:00) BankAmeriDeals (01:04:07) Free Museum Access (01:05:06) Summary Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#246: Today we explore contrarian takes on budgeting, the 4% rule, retirement planning, and the risks of blindly investing in bonds. We also cover strategies for investing, spending, and rethinking how to use money with purpose. Tyler Gardner is a personal finance creator, educator, and former portfolio manager who’s built a following by challenging conventional money wisdom. He's also the host of Your Money Guide on the Side. Link to Full Show Notes: https://chrishutchins.com/rethinking-personal-finance-tyler-gardner Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans LMNT: Free sample pack of my favorite electrolyte drink mix Mercury: Help your business grow with simplified finances Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tyler: Podcast | Instagram | TikTok Should I Invest in Bonds? Bill Perkins: Die With Zero: Getting All You Can from Your Money and Your Life ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:54) The True Purpose of Wealth (04:18) Do We Really Need an Emergency Fund? (07:22) Where to Keep Your Money During Uncertainty (14:45) Quick History Behind the 4% Rule (18:18) Modifying the 4% Rule for Retirement (22:30) The Flaws of the 4% Rule (25:51) How People in Iceland Approach Careers (27:11) Why You Should Learn to Occupy Time with Your Passion (31:48) Pursuing a Portfolio Career (35:20) The Importance of Having "Financial Neighbors" (38:55) Tyler's One Piece of Advice to Everyone (42:29) The Problem of Inheriting Money Scripts (45:35) Ways to Overcome Frugality (49:57) Tyler's View on Budgeting (54:28) How to Think About Taking Risks (57:38) Monte Carlo Scenarios (01:02:26) The Coast FIRE Movement (01:04:41) Why Tyler Doesn't Like Bonds (01:06:54) The Core-Satellite Approach for Investing (01:12:38) Important Investing Lessons (01:13:56) Where to Find Tyler Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#245: Ever wonder what points are really worth? I'll break down the different types of points, how to calculate their value, and the biggest mistakes people make along the way. You’ll also learn when cash back might be the smarter choice and my personal card strategy for maximizing credit card rewards. Link to Full Show Notes: https://chrishutchins.com/what-are-your-points-worth Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family MasterClass: ⁠Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Atmos™ Rewards Summit Visa Infinite® card Robinhood Gold Card Bilt World Elite Mastercard® (Rates and Fees here) U.S. Bank Altitude® Connect Bank of America® Premium Rewards® Bank of America® Premium Rewards® Elite Wells Fargo Autograph℠ Card American Express® Gold Card American Express® Business Gold Card American Express® Green Card Amazon Prime Visa Card Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Citi Strata Premier℠ Card Citi Strata Elite℠ Card Citi® Double Cash Card U.S. Bank Smartly™ Visa Gemini Credit Card Expert Points Valuations The Points Guy One Mile at a Time Frequent Miler Award Search Tools Points Path Chrome Extension Award Wallet Gondola (Get $50 here) Award Ticket Change and Cancellation Fees ATH Podcast ⁠⁠Free Webinar: 5 Must-Know Tax Moves for Business Owners Chris’ Card Value Optimization Tool Membership Ep #244: How I Saved $10,000+ on Luxury Hotels Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:50) Why We’re in the Golden Age of Points and Miles (04:06) The Different Types of Points (06:04) Unlocking Value With Transfer Bonuses (07:58) Fake Points and What to Avoid (08:34) Why Knowing the Value of Points Matters (10:12) Comparing Points vs. Cash Back (13:26) Quick Episode Overview (14:38) Calculating the Floor Value of Points (16:47) Expert Points Valuation (19:26) Tools and Data for Valuing Points (21:55) Booking Domestic vs. International vs. Business Class Flights (24:27) Flight and Hotel Redemption Takeaways (29:33) Leveraging Gondola to Book Hotels (32:24) How to Get More Value From Hotel Points (34:17) Why Hotel Points Still Hold Value (35:12) Minimums, Maximums, and Ranges (36:20) How to Calculate Your Personal Value (41:18) Chris’ Rule of Thumb for Booking Award Flights (44:06) Key Caveat of Award Redemptions (46:20) Value of Earning Points vs. Cash Back (49:40) When Should You Buy Hotel and Airline Points? (52:46) The Bottom Line on Buying Points (53:31) How to Value Transferable Points (55:17) The Psychology Behind Buying Points (56:34) Leveraging Chris’ Card Optimizer Tool (58:54) Earning Points Across Other Major Categories (01:01:45) Cash Back Cards That Earn More Than 2% (01:05:56) Recap: Point Purchases on Cards (01:07:31) Recap: What Your Points Are Worth (01:08:51) Making the Case for Earning Points Everywhere Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#244: I'll explain how I saved over $10k on luxury hotels in Costa Rica and Carmel Valley using points, free nights, and elite perks. I’ll walk you through every step, from how to book with points, when to buy them on sale, how to stack hotel credits, which hotel programs give you upgrades and free breakfast, and more! Link to Full Show Notes: https://chrishutchins.com/maximize-savings-costa-rica-carmel-valley Partner Deals Daffy: Free $25 to give to the charity of your choice NetSuite: Free KPI checklist to upgrade your business performance Vuori: 20% off the most comfortable performance apparel I've ever worn Thrive Market: 30% off your first order of organic groceries + a free $60 gift LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Hilton Honors American Express Aspire Card Hilton Honors American Express Surpass® Card The Business Platinum Card® from American Express Blog Posts How to maximize your Hilton cards How to use Hyatt's Guest of Honor Globalist benefit How to earn up to 6 free nights with Hyatt Brand Explorer Award Search Tools Rooms.Aero AwardTool ($20 off annual plans with code ALLTHEHACKS) Points Path Chrome Extension PointsYeah Hotels Awayz ($10 for ATH listeners and 50% off for ATH members) Gondola MaxMyPoint StayWithPoints Costa Rica Waldorf Astoria Costa Rica Punta Cacique Adobe Rent a Car Playa Hermosa, Guanacaste Sensoria Diamante Eco Adventure Park La Finca Carmel Valley Ranch: Little Ranchers | River Ranch Earthbound Farm Lucia Restaurant & Bar The Great Tide Pool Revival Ice Cream Snack Shack at Lovers Point Lucy's On Lighthouse Monterey Bay Aquarium Alila Ventana Big Sur Hotel Buy World Of Hyatt Points For 20% Off Elemental Movie ATH Podcast Video Episode with Photos/Videos⁠ Luxury Hotel Upgrade Program Ep #157: Costa Rica: A Top Travel Destination for Adventure, Rainforests and Relaxation with Javier Echecopar Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:47) How Chris Got Six Free Hilton Night Certificates (01:53) How Hilton Free Night Certificates Work (02:59) Earning Free Nights with Hilton Credit Cards (04:13) Planning the Trip to Costa Rica (06:23) Buying Hilton Points (and the Caveats) (09:40) Ways to Earn Hilton Status (13:48) Stacking Amex and Hilton Credits (16:14) Booking Flights with Points & Leveraging Alerts (19:35) Renting Cars in Costa Rica (20:55) The Flight Experience (22:16) Adobe Car Rental Review (23:03) Waldorf Astoria Costa Rica Overview (25:20) How We Handled an Issue at the Hotel (30:09) Resort Layout, Pools & Amenities (33:16) Our Sensoria Rainforest Excursion (35:46) Diamante Eco Adventure Park & Zip Lining (37:06) The Dining, Drinks & Staff Experience (40:33) Sharing Feedback & Tipping the Hotel Staff (41:59) Overall Costa Rica Takeaways & Total Costs (45:33) How to Maximize Travel Perks without Points (48:50) Booking Carmel Valley Ranch with Hyatt Points (51:29) Hyatt Globalist Perks & Guest of Honor Certificates (54:08) Hyatt Brand Explorer Program (54:37) The Experience at Carmel Valley Ranch (58:21) Off-Property Activities & Local Recommendations (01:00:06) Trip Recap & Key Takeaways Learn more about your ad choices. Visit megaphone.fm/adchoices

#243: Discover smarter strategies to grow your wealth and create financial flexibility. We dive into when it makes sense to invest beyond retirement accounts, how to access savings early through Roth conversions and 72(t) distributions, ways to reduce taxes with HSAs, tax-advantaged accounts, and charity, and so much more. Michael Kitces is the Head of Planning Strategy at Focus Partners Wealth, co-founder of XYPN and publisher of a continuing education blog for financial planners, Nerd’s Eye View. Link to Full Show Notes: https://chrishutchins.com/smarter-savings-retirement-michael-kitces Partner Deals Mercury: Help your business grow with simplified finances Oceans: Best proactive global talent to level up your work and life OpenPhone: 20% off the first 6 months of your own business phone system DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Michael Kitces: Website | Focus Partners Wealth | XYPN Blog Posts The Four Phases Of Saving And Investing For Retirement 3 Types Of Retirement And Their Very Different Savings Strategies Supplemental Saving In An HSA For Retiree Medical Expenses IRA Aggregation Rule And Pro-Rata IRA Taxation Effective Backdoor Roth Strategy: Rules, IRS Form 8606 Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Systematic Partial Roth Conversions & Recharacterizations 72t Distribution Calculator ATH Podcast Submit questions for AMA Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:53) Should You Max Out Your Retirement Accounts? (05:08) Investing in Your Career as a High-Return Strategy (09:55) Saving in a Taxable Account vs. Retirement Account (13:40) Tax Advantages of a Retirement Account vs. Brokerage Account (16:19) How to Think About Emergency Savings (18:06) Choosing the Best Retirement Accounts (24:21) Reimbursing Medical Expenses via HSA (27:02) Evaluating the Core Retirement Accounts (29:19) Nuances of the Backdoor Roth IRA (30:53) Traditional vs. Roth IRA (32:12) Why the Majority Shouldn’t Worry About Tax Brackets (36:58) Roth Conversions in Low-Income Years (Sabbaticals) (39:52) Consolidating and Managing Old 401(k)s (42:05) Can You Access Retirement Funds via Roth Conversions? (42:44) Why Michael Doesn’t Practice Roth Conversions Before Retirement (45:36) The Rules for 72(t) Distributions (48:35) Tackling the Account Sequencing Problem (52:16) Leveraging Charity for Tax Deductions (53:58) What Happens When You Leave Money to Your Kids (1:00:43) Where to Find Michael, His Work and Services Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners, important application rules, and more. Link to Full Show Notes: https://chrishutchins.com/capital-one-credit-cards-miles-guide Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Trust & Will: Get 20% off personalized, legally binding estate plans LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Capital One Cards Tier List Iceland Trip Venture Cards Capital One Venture Rewards Credit Card Capital One VentureOne Rewards Credit Card VentureOne Rewards for Good Credit from Capital One Capital One Venture X Rewards Credit Card Capital One Venture X Business Spark Miles Cards Capital One Spark Miles for Business Capital One Spark Miles Select For Business Capital One Savor Cash Rewards Credit Card Quicksilver Cards Capital One Quicksilver Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card Spark Cash Cards Capital One Spark Cash Capital One Spark Cash Plus Spark 1.5% Cash Select Business Card Capital One Spark 1% Classic for Business Platinum Mastercard® from Capital One Co-Branded Cards Williams Sonoma Key Rewards Visa Pottery Barn Key Rewards Visa west elm Capital One Credit Card The Key Rewards® Visa Capital One Resources Credit Card Pre-Approval Tool Eno® from Capital One® Capital One Shopping Capital One Dining Capital One Entertainment MLB™ Mondays at Capital One Café (Free Coffee) Blog Posts Why your credit card travel portal might be a poor way to book travel How to Get Approved for Business Cards How to Get MLB Tickets for 5,000 Miles How to book Vacasa Vacation Rentals with Wyndham points ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #240: Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:17) Quick Episode Overview (03:43) Capital One Venture Card (05:30) The VentureOne Card (06:46) Venture One Card for Good Credit (07:33) Capital One Venture X Rewards (08:17) Using the Capital One Travel Portal (12:27) Venture X Card Benefits (13:50) Capital One's Lounge Network & Access (18:44) The Venture X Business Card (24:06) Spark Miles Cards (26:29) Difference in Earning Miles vs. Cash Back Cards (27:13) Savor Rewards Card (32:15) Quicksilver Cards (33:57) The Spark Cash Cards (39:27) The No Reward Platinum Mastercard (40:11) The Four Co-Branded Williams Sonoma Cards (44:04) Capital One Perks: Virtual Card Numbers, Free Coffee & More (48:02) Online & Card-Linked Offers (52:11) Capital One Dining (52:42) Best Redemptions for Capital One Miles (54:08) Hotel & Airline Transfer Partners (57:49) Moving Capital One Miles (58:43) Important Rules to Keep in Mind (1:01:01) Quick Summary (1:03:10) The Best Two Capital One Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices

#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link to Full Show Notes: https://chrishutchins.com/new-cards-increased-offers-points-challenges Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Chris' Cards Page Citi Strata Elite℠ (100,000 point offer) Citi Strata℠ Citi Double Cash® Card Citi Strata Premier℠ Card U.S. Bank Smartly™ Visa Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Business® American Express® Card American Express® Gold Card The Platinum Card® from American Express Bilt World Elite Mastercard® (Rates and Fees here) Nibbles Credit Card Rakuten American Express® Card Gemini Credit Card Coinbase One Card "Weird Al" Yankovic Rakuten: Free $30 here Airline & Hotel Challenges Frequent Miler: Million Mile Madness Recap Etihad: The Extraordinary Challenge JetBlue: 25 for 25 JetBlue: TrueBlue Partner Passport Challenge Choice Hotels: 1-Million Points Sweepstakes ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #234: Earn Points on Mortgage, 100k+ Card Bonuses, New 4% Card, Devaluations and More Southwest Cards Refresh Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (00:51) Citi Strata Elite Card Perks & Earnings (05:24) 100K Welcome Offer (12:00) U.S. Bank Card Changes (17:05) Southwest Card Refresh (18:44) How to Earn a Southwest Companion Pass (21:27) Increased Bonuses on Marriott Bonvoy Cards (22:50) Elevated Amex Welcome Offers (25:13) Bilt Card & Benefits (29:43) Mesa Homeowners Card for Mortgage Payments (33:07) The Nibbles Card for Pets (34:56) The New Rakuten Card (37:31) Gemini Credit Card (41:38) The Coinbase One Card (46:28) Etihad & Turkish Airlines Points Challenge (48:50) Latest JetBlue Challenges (56:15) Choice Hotel 1M Sweepstake (57:07) Upcoming Changes to the Podcast (57:58) Chris’ Birthday Request Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#240: Transferring points is one of the best ways to maximize your points, so today we share the top airline and hotel transfer partners. We also cover strategies to get the most out of your points, including how to leverage transfer bonuses, identify sweet spots, avoid common mistakes, and more. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://chrishutchins.com/top-transfer-partners-greg-frequent-miler Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: ⁠Free sample pack of my favorite electrolyte drink mix NetSuite: Free KPI checklist to upgrade your business performance OpenPhone: 20% off the first 6 months of your own business phone system For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Newsletter | Podcast Frequent Miler Resources Current Transfer Bonuses How to Save Miles by Flying More How to book EVA Air Infinity MileageLands awards How to book Vacasa Vacation Rentals with Wyndham points Flight Award Search Tools PointsYeah AwardTool ($20 off annual plans with code ALLTHEHACKS) ATH Podcast Airline/Hotel Transfer Partner Spreadsheet Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:00) Outsized Value from Transferring Points (02:27) Quick Episode Overview (08:21) Why Emirates First Class Is a Coveted Experience (15:22) Air Canada's Aeroplan Program (19:06) Maximizing Transfer Bonuses (20:32) Getting Value from the Virgin Atlantic Flying Club (26:44) Sweet Spot for Virgin Atlantic (34:22) Using Air France-KLM Flying Blue for Business Class Flights (40:23) Leveraging Avios Points (45:23) Avios Sweet Spots and Places to Avoid (51:40) Emirates, Singapore Airlines, and Cathay Pacific (55:44) Is the Avianca LifeMiles Program Worth It? (59:30) JetBlue’s Transfer Partners (1:01:44) Southwest Airlines (1:04:39) Aeromexico (1:04:52) Qantas and Turkish Airlines (1:06:43) Booking Flights via United (1:09:26) EVA Air Program for Flights to Asia (1:11:18) Uses for ANA (1:12:45) TAP Air and Thai Airways (1:13:21) Why Greg Loves Alaska Miles (1:15:31) Difference Between Airline Miles vs. Hotel Points (1:16:37) Using Hyatt Points (1:18:07) Getting Value from Wyndham, IHG, and Hilton (1:21:11) The Marriott Bonvoy Program (1:21:40) Booking Hotels with Citi ThankYou Points (1:23:28) Leader’s Club (1:25:10) Wells Fargo and Accor Points (1:25:58) Why You Should Set Up Your Award Programs in Advance (1:27:47) Is It Possible to Reverse Transfers? (1:28:56) Where to Find Greg and Frequent Miler Resources Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#239: Why wait until you're 65? It's feasible for almost anyone to take a mini retirement and when done right, it can also fast-track your career and income. Learn how to plan one, negotiate time off, manage costs, avoid pitfalls, and make it work if you’re self-employed. Plus, we share tips for handling health insurance and other logistics during your mini-retirement. Jillian Johnsrud is the author and host of Retire Often. She’s taken more than a dozen mini-retirements and coaches people to pursue meaningful goals, take mini-retirements, and align their money with what matters most. Link to Full Show Notes: https://chrishutchins.com/mini-retirements-jillian-johnsrud Partner Deals Stable: 50% off your first year of my favorite digital mailbox DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent Long Angle: Join a free private community for high net worth investors Shopify: $1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Jillian: Website | Podcast | Instagram Jillian's Book: Retire Often Free Worksheets: Planning | Negotiating Full Show Notes (00:00) Introduction (02:12) Why Traditional Retirements Are Flawed (04:32) What Is a Mini Retirement? (06:50) How to Make More Money by Working Less (09:46) Managing Your Time During a Mini Retirement (11:57) Common Types of Mini Retirements (15:43) Ways to Design an Impactful Mini Retirement (18:19) Financial Implications of a Mini Retirement (20:40) Chris and Amy's Mini Retirement (22:57) How to Negotiate a Mini Retirement With Your Employer (30:41) Paid Leave vs. Unpaid Leave (37:18) Finding Work After a Mini Retirement (42:10) Tips for People Who Are Self-Employed (46:52) How to Plan, Save, and Spend for Your Mini Retirement (49:33) Estimating the Cost of a Mini Retirement (53:45) All the Different Ways a Mini Retirement Can Go Wrong (56:55) Should You Take a Mini Retirement With or Without Your Partner? (59:07) Health and Travel Insurance Options (1:01:09) Jillian's Parting Advice (1:02:23) Where to Find Jillian and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#238: Chris shares 18 tactics he’s used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high fees, position flights, and so much more. Link to Full Show Notes: https://chrishutchins.com/18-tactics-for-booking-award-travel Partner Deals MasterClass: Learn from the world's best with 15% off Trust & Will: Get 20% off personalized, legally binding estate plans Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Airline/Hotel Transfer Partner Spreadsheet Free Starter Guide to Points by Devon Gimbel Award Search/Discovery Tools point.me: 20% off annual plans with code ALLTHEHACKS20 Seats.Aero: Lufthansa First Class Finder | Qatar Qsuites Finder | JAL First Class Finder PointsYeah: Daydream Explorer AwardTool: $20 off annual plans with code ALLTHEHACKS Awayz: $10 for ATH listeners and 50% off for ATH members MaxMyPoint StayWithPoints Rooms.Aero Points Path Chrome Extension FlightConnections Skiplagged Other Resources Award change/cancel policies by airline The best programs for lap infant award tickets Frequent Miler Podcast: How to Save Miles by Flying More ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Ep #227: The Path to Becoming an Expert in Points & Miles with Devon Gimbel Newsletter: Subscribe here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:54) Quick Episode Overview (03:25) Leveraging Flexibility to Unlock Travel Opportunities (06:47) The Importance of Understanding Airline Partners (07:15) Comparing Award Flight Deals (09:51) Different Cancellation Policies Across Airline Programs (12:37) Expiration Policies (14:11) Understanding Schedule Opens and Booking Windows (16:55) Award Search Tools (22:13) When and Why You Should Buy Points on Sale (23:35) Finding Award Sweet Spots (26:20) Leveraging Transfer Bonuses (29:00) Why You Should (Almost) Always Book One-Way Travel (31:07) How to Strategically Position Long-Haul Flights (34:40) Taking Advantage of Stopovers and Open Jaws (40:30) Pros (and Cons) of Mixed Cabin Awards (42:56) Setting Up Alerts to Find the Ideal Flight (44:56) Booking Backup Flights (46:25) Three Biggest Pain Points of Award Bookings (48:31) Hidden City Ticketing (52:16) Tips for Hotel Award Deals (53:42) Airline Pricing for Lap Infants and Children (55:39) Outsized Value from the Southwest Companion Pass Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps that hold people back as their income grows. Ramit Sethi is a personal finance expert and the NYT bestselling author of I Will Teach You to Be Rich. He hosts the popular Netflix show, How to Get Rich, and the Money for Couples podcast. Link to Full Show Notes: https://chrishutchins.com/guilt-free-rich-life-ramit-sethi Partner Deals LMNT: ⁠⁠Free 8-count sample pack of my favorite electrolyte drink mix OpenPhone: ⁠⁠20% off the first 6 months of your own business phone system⁠ Notion: Try Notion AI free to automate tedious tasks and streamline your work Quince: Affordable luxury essentials with free shipping + 365 day returns Thrive Market: 30% off your first order of organic groceries + a free $60 gift For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ramit Sethi: Website | X | Instagram Money for Couples: Book | Podcast | YouTube Earnable Program ATH Podcast Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:23) How Much Money Do You Actually Need to Live a Rich Life? (04:25) Identifying Money Dials to Live a Rich Life (06:16) The Four Key Numbers You Need to Track Your Finances (12:02) How to Learn the Skill of Spending Money (17:58) Ways to Reframe How You Look at Costs (23:02) Analyzing How Optimizers Spend (26:37) Why It's Important to Find Your Worry-Free Number (28:38) Spend Money Based on the Stage You’re in Life (34:48) The Role of Income (& Side Hustles) in Your Rich Life (38:41) Why You Have to Be Honest About Your Rich Life (40:25) Tackling Big Financial Decisions (43:27) Why Ramit Thinks Lifestyle Creep Is a Myth (45:04) How Chris and Amy Decided to Sell Their Vacation Home (48:13) The Power of Being Decisive and How to Build the Skill (54:56) Biggest Traps People Face When Moving Up the Wealth Ladder (58:40) How AI Has Impacted the Way People Manage Their Finances (1:01:17) Ramit's Challenge for You to Live Your Rich Life (1:03:34) Where to Find Ramit, His Book, and Other Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more. Link to Full Show Notes: https://chrishutchins.com/amex-cards-membership-rewards-points Partner Deals Kick: 50% off your first year of self-driving bookkeeping w/ code CHRIS DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Best Cards Page Amex Cards Tier List Membership Rewards Cards American Express® Green Card Business Green Rewards Card American Express® Gold Card The American Express® Business Gold Card The Platinum Card® from American Express American Express Platinum Card for Schwab The Platinum Card® from American Express Exclusively for Morgan Stanley The Business Platinum Card® from American Express The Blue Business® Plus Credit Card from American Express Cash Back Cards Blue Cash Everyday® Card from American Express Blue Cash Preferred® Card from American Express American Express Blue Business Cash™ Card The Plum Card from American Express Delta Cards Delta SkyMiles® Blue American Express Card Delta SkyMiles® Gold American Express Card Delta SkyMiles® Gold Business American Express Card Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum Business American Express Card Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve Business American Express Card Hilton Cards Hilton Honors American Express Card Hilton Honors American Express Surpass® Card Hilton Honors American Express Aspire Card The Hilton Honors American Express Business Card Marriott Cards Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Business® American Express® Card CardPointers Pro: 30% off here or 50% off for ATH Members Free point.me for American Express Membership Rewards® points Co-Branded Marriott Card Eligibility Rules Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More ATH Podcast Membership: Join here Luxury Hotel Upgrade Program Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:52) Quick Episode Overview (04:29) Amex Green Cards (07:30) Amex Personal Gold Card (11:32) Amex Business Gold Card (15:01) Amex Platinum Cards (19:24) Perks & Benefits on the Platinum Cards (25:19) Platinum Card Variations (29:38) Business Platinum Card (38:05) Centurion Cards (42:05) Blue Business Plus (43:45) Amex Cash Back Cards (49:19) Delta Cards (1:03:10) Hilton Cards (1:11:37) Marriott Cards (1:22:17) Amazon Cards (1:23:39) Leveraging Card-Linked Offers (1:25:47) Notable Benefits of Amex Cards (1:29:48) General Business Card Perks & Benefits (1:30:30) Rental Car Coverage (1:31:46) Credit Limits on Amex Cards (1:32:19) Membership Rewards (1:35:00) Amex Airline & Hotel Transfer Partners (1:37:32) How to Move Membership Rewards Points (1:38:21) Rules for Opening Amex Cards (1:41:34) Reasons to Love or Dislike Amex (1:45:26) The Best Amex Two-Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices

#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions. Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free 8-count sample pack of my favorite electrolyte drink mix MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Brian Feroldi’s Emergency Fund Size Formula Wealthfront: Get $5k managed free here and get a 0.5% APY boost here Daffy: Get free $25 for charity here Direct Indexing: Frec ATH Podcast Ep #144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyle Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:03) Quick Episode Overview (03:37) Step 1: Operating Cash (05:14) Step 2: Employer Match (06:21) Step 3: Urgent Debt Payoff (07:56) Step 4: Safety Net (11:49) Step 5: Short-Term Goals Fund (13:30) Step 6: Debt Review (15:44) Step 7: Tax-Advantaged Investing (21:38) Step 8: Brokerage Investing (30:16) Step 9: Education Investing (31:23) Step 10: Optional Debt (32:48) Why You Should Prioritize Liquidity (37:51) Types of Alternative Cash Savings (40:48) The Margin Call (43:28) Listener Q1: Strategy for Using Money from House Sale (47:07) Listener Q2: How to Leverage Tax-Loss Harvesting (50:35) Listener Q3: Effective Ways to Manage Your Investment Portfolio (55:00) Listener Q4: Thoughts on Financial Advisors Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#234: In this bonus episode, Chris discusses the new Mesa Homeowners Card, some new big welcome bonuses, card and hotel program devaluations, two new points promotions, free summer activities and more. Link to Full Show Notes: ⁠⁠https://chrishutchins.com/card-news-promos-and-more-june-2025⁠ Resources Mentioned Mesa Homeowners Card Amex Platinum: Up to 175k Bonus Amex Gold: Up to 100k Bonus ⁠Major Card Refresh (100k/200k Bonus)⁠ Coinbase One 4% Card Venture X Lounge Changes Hilton Devaluation Free Uber One for Delta Cards Hyatt Peloton Promo Plastiq Personal Payment Options Kids Bowl Free Free National Park Days Bank of America Free Museum Days Full Show Notes (00:00) Introduction (00:56) Mesa Homeowners Card (06:49) New Amex Personal Card Bonuses (09:19) Card Refresh + New Bonuses (15:37) New Coinbase Card (16:13) Venture X Lounge Access Changes (19:31) Hilton Devaluation (20:30) Delta Card + Uber One Benefit (21:27) Hyatt + Peloton Promotion (22:28) Using Plastiq for Personal Payments (23:11) Free Summer Activities (23:47) Saving on Apple Subscriptions Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠⁠Membership⁠⁠ | ⁠⁠X⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠LinkedIn⁠⁠ Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wealth of Common Sense and is the author of four books on investing and personal finance. He also co-hosts one of my favorite podcasts: Animal Spirits. Link to Full Show Notes: https://chrishutchins.com/financial-mindsets-across-generations-ben-carlson Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS Notion: Try Notion AI free to automate tedious tasks and streamline your work Bilt Rewards: Earn the most valuable points when you pay rent DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Ben Carlson: Website | Animal Spirits Podcast | X Ben's Post: Financial Advice That Doesn’t Work Anymore Morningstar Column by John Rekenthaler Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More Award Travel Search Tools AwardTool: $20 off annual plans with code ALLTHEHACKS PointsYeah Points Path Chrome Extension Coinbase One: Join the waitlist here ATH Podcast Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:27) The Great Wealth Transfer From Boomers to Millennials (05:52) Financial Mindsets Across Different Generations (09:10) Current Status of the Housing Market (11:37) Spending Habits in the Travel Industry (14:28) Financial Lessons From Every Generation (19:09) Stock Market vs. Housing Market (25:41) Financial Advice That Doesn't Work Anymore (27:33) How to Learn to Spend Money and Enjoy It Now (31:39) The Spectrum of Coast FIRE (38:48) Ben's Take on Social Security: Is It Worth It? (41:25) How to Navigate the Current Market Volatility (47:08) How Demographic Changes Impact the Investment Landscape (50:27) Active vs. Passive Investing (52:45) Different Ways to Automate Your Finances (54:26) Credit Card Points Inflation and Its Impact (58:09) Credit Card Returns: Cash Back vs. Welcome Offers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards. Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025 Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/ Partner Deals Trust & Will: Get 20% off personalized, legally binding estate plans Bilt Rewards: Earn the most valuable points when you pay rent Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Thrive Market: 30% off your first order of organic groceries + a free $60 gift LMNT: Free 8-count sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Full What's In My Wallet Post Credit Card Holder Wallet Frequent Miler Premium Card Worksheet Copilot: Free 2 months with code HACKS2 Chris’ Card Optimizer Tool Southwest Companion Pass Complete Guide 2025 Kick Bookkeeping: 50% off your first year here Credit Card Trackers CardPointers Pro: 30% off here and 50% off here CardRight Travel Freely AwardWallet The Points Guy App ATH Podcast Membership 2025 Iceland Trip Ep #152: Credit Cards: What's in My Wallet for 2024 Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Full Show Notes (00:00) Introduction (02:17) Quick Episode Overview (03:28) The 3 Main Reasons to Own Credit Cards (08:08) Things to Keep in Mind About Welcome Bonuses (10:26) Chris' Credit Card Goals for 2025 (13:24) Points vs. Cash Back (17:09) Why You Should Identify Your High Spend Categories (21:53) How to Calculate the Value of a Card (23:00) Review of Current Cards in Chris' Wallet (30:44) Bank of America Cards (33:00) U.S. Bank Cards (33:49) Citi Cards (38:27) The Bilt Mastercard® (40:10) Understanding the Major Spending Categories (42:35) Maximizing the Travel Category (44:53) Earnings via Travel Portals (47:57) Other Categories: Wholesale Clubs, Phone Service, Gas (50:11) Managing Business Expenses (+ Kick Bookkeeping) (52:10) New Cards for 2025 (55:47) How Chris Keeps Track of All His Cards Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#231: Chris shares his top 50 hacks, learnings and lessons from the past 230 episodes. Learn actionable strategies to level up your travel, wealth, points & miles, productivity, relationships, and so much more! Link to Full Show Notes: https://chrishutchins.com/50-impactful-lessons-travel-money-life Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 NetSuite: Free KPI checklist to upgrade your business performance Facet: Personalized Financial Planning + $250 enrollment fee waived DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Price Monitoring Services Vacation Rentals: HiChee Car Rentals: AutoSlash Hotel Rentals: HotelSlash Flights: Autopilot | Tripit | Going™ eSIMs: Airalo Books Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win Die With Zero: Getting All You Can from Your Money and Your Life Make Time: How to Focus on What Matters Every Day Hell Yeah or No: what's worth doing The 80/80 Marriage Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential 10 Easy Money Rules by Ramit Sethi Keepa Savendeals Savewise (20% off with ALLTHEHACKS20) Rakuten ($30 bonus here) CardPointers Pro (30% off here) Cashback Monitor Library Extension | Libby Gelt (skip the waitlist here) Free Unclaimed Money Site Bilt Rewards Payment Platforms Plastiq Melio Zil Money Trust & Will (20% off custom estate plans here) The Work Number Report DeleteMe (20% off here) ATH Podcast Full List of Episodes Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (04:07) Ways to Boost Your Points and Miles (06:10) The Truth About Credit Scores (07:57) Leveraging Award Search Tools and Points (11:15) Hidden Credit Card Benefits (13:21) Travel Planning Tips and Tricks (15:11) Monitoring Price Drops: Flights, Hotels, Car Rentals (17:02) Emailing the Hotel Before Your Stay (20:44) Hacks for International Travel (22:13) The Peak-End Rule (23:08) Why You Should Audit Your Bills (25:16) Saving Money on Housing (27:04) A Die with Zero Mindset (28:46) Establishing Money Rules (30:29) The Power of Negotiation (32:54) Stacking Deals to Increase Savings (37:46) Browser Extensions to Secure the Best Deals (39:40) Leveraging Gift Cards (41:28) How to Access Library Books Online (42:00) Freebies at Hotels (42:31) Saving Money on Taxes (43:38) Automating Investments (45:31) Tax-Advantaged Accounts, Donor-Advised Funds, and HSAs (48:18) The Best U.S. Bank Accounts (50:28) Turning Deals into Side Hustles (51:58) Free Unclaimed Money (53:21) Paying Bills with Credit Cards (55:13) Setting Up a Will and Trust (56:31) Leveraging AI to Save Time (58:06) Ways to Optimize Your Time (59:19) The Hell Yes or No Filter (1:01:32) How to Buy Back Time (1:03:44) Levels of Listening and 80/80 Marriage (1:05:21) Two-Hour Cocktail Party (1:06:45) Making Healthier Decisions (1:08:25) Protecting Your Identity (1:10:38) Decision-Making Tactics Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial traps, evaluate new business opportunities, and achieve financial freedom. Nick Maggiulli is a financial writer, data expert, and the COO of Ritholtz Wealth Management. He’s the creator of the popular financial blog Of Dollars and Data and the author of Just Keep Buying and The Wealth Ladder. Link to Full Show Notes: https://chrishutchins.com/the-wealth-ladder-nick-maggiulli Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth MasterClass: Learn from the world's best with 15% off Notion: Try Notion AI free to automate tedious tasks and streamline your work Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nick: X | Instagram | LinkedIn | Blog Pre Order: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life Research Data Sources Survey of Consumer Finances (SCF) Panel Study of Income Dynamics (PSID) ATH Podcast Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict Ep #213: The 5 Types of Wealth with Sahil Bloom Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:15) Big Misconception: Wealth vs. Income (04:43) Why You Should Think About Wealth as a Ladder (08:54) Level 1: Living Paycheck to Paycheck (11:18) How to Grow Your Income in Level 2 (14:04) What Is the 0.01% Rule? (18:43) Leveling Up from Level 3: Investing & Side Hustles (21:21) The Risk of Overspending (22:41) Nick's Research Data Sources (24:15) The Difference Between Level 3 and Level 4 (29:44) Risks People Face at Level 3 and 4 (33:40) Transitioning from Level 4 to 5 (35:56) How to Manage Lifestyle Creep (38:49) Level 5 and 6 of the Wealth Ladder (40:24) The 5 Different Types of Wealth (41:47) How Does Happiness Correlate with the Wealth Ladder? (43:47) The Average Timeline to Climb Up the Wealth Ladder (47:30) Using the 1% Rule to Evaluate Business Opportunities (50:20) Accessing Travel Freedom Through Points & Miles (52:36) Biggest Lessons Nick Learned on His Wealth Journey (53:54) The Impact of Understanding the Wealth Ladder (55:02) Where to Find Nick's Book and Other Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#229: Your gut is the engine of your entire body, so today we break down how to keep it running smoothly with practical, evidence-backed tips. We cover the gut’s powerful role in digestion, immunity, and brain health while challenging common misconceptions about reflux, probiotics, and more. Dr. Robynne Chutkan is a board-certified integrative gastroenterologist, bestselling author, and founder of the Digestive Center for Wellness. She’s the founder of Gutbliss and host of the Gutbliss Podcast, where she shares expert insights on digestive health and the microbiome. Link to Full Show Notes: https://chrishutchins.com/improve-gut-health-dr-robynne-chutkan Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns DeleteMe: 20% off removing your personal info from the web Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Vuori: 20% off the most comfortable performance apparel I've ever worn Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Robynne: Gutbliss | Podcast |  Gut Club Books: The Microbiome Solution | Gutbliss | The Anti-Viral Gut | The Bloat Cure Episode #13: Mama Jama Poos: Why you Need Them & How To Get Them Books Last Child in the Woods by Richard Louv The Essential Book of Fermentation by Jeff Cox Research The Human Genome Project American Gut Project Testing Jona Gut Microbiome Test Tiny Health Adult Gut Test Full Show Notes (00:00) Introduction (01:49) Why Gut Health Is a Critical Part of Our Health (04:26) The Role of the Gut (07:11) The Gut–Immune Connection (10:15) Balancing Sanitation With Kids (14:20) Ways to Assess Your Gut Health (22:23) What the Research Worldwide Says About the Gut (28:15) Gut Health Testing (30:49) Foods That Are Good for Your Gut (35:42) Prebiotics and Probiotics (42:32) How Important Is Your Water Intake? (43:32) The Impact of Animal Protein (44:58) The Negative Effects of Artificial Sweeteners and "Zero" Calorie Drinks (47:30) Is Dairy Good for Your Gut? (49:12) What Healthy Poop Should Look Like (53:24) The Ideal Pooping Position (54:16) Tips to Achieve “Stool Nirvana” (57:06) Good Gas vs. Bad Gas (1:00:05) Aerophagia (Air Swallowing) (1:02:34) Does the Smell of Gas Mean Anything? (1:03:19) Why We Should Care About Gut Health (1:05:17) The Key Takeaway (1:07:24) Where to Find Dr. Chutkan and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers. Link to Full Show Notes: https://chrishutchins.com/citi-credit-cards-thank-you-points Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Facet: Personalized Financial Planning + $250 enrollment fee waived Storyworth: Share your family stories in a custom book (+ $10 off) LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Citi Cards Tier List ThankYou® Points Cards Citi Strata Premier℠ Card AT&T Points Plus Card Citi ThankYou® Mastercard® Citi® Double Cash Card Citi Custom Cash Credit Card AAdvantage Cards American Airlines AAdvantage® MileUp℠ Card AAdvantage® Platinum Select® Airline Mastercard AAdvantage® Executive World Elite Mastercard AAdvantage Business™ World Elite Mastercard® Costco Cards Costco Anywhere Visa® Credit Card Costco Anywhere Visa® Business Card Other Citi Cards Shop Your Way Mastercard EVA Air How to book Vacasa Vacation Rentals with Wyndham points CardPointers Pro: 30% off here and 50% off here ATH Podcast Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Credit Card Optimizer Tool Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:10) Quick Intro of the Credit Card Tier List (03:48) Review of Citi Strata Premier℠ Card (06:49) AT&T Points Plus Card and Citi ThankYou® Mastercard® (08:29) 2% Unlimited Cash Back: Citi® Double Cash Card (10:23) Earn 5% Cash Back Using the Citi Custom Cash Credit Card (12:35) The Citi–American Airlines Ecosystem (16:08) American Airlines AAdvantage® MileUp℠ Card (17:34) AAdvantage® Platinum Select® Airline Mastercard® Perks (18:51) Lounge Access and Benefits: AAdvantage® Executive World Elite Mastercard® (23:02) Why AAdvantage® Business World Elite Mastercard® Is Chris’ Favorite (29:24) Are the Citi Costco Cards Worth It? (33:12) Shop Your Way Mastercard (38:13) Other Citi Cards Without Any Benefits (39:18) ATH Member Deep Dive Discussions (39:47) Citi Rules (43:36) Citi ThankYou® Points Program (44:31) Citi's Airline Partners (46:31) Hotel Transfer Partners Unique for Citi (49:20) Transfer Bonuses and Limitations (52:17) High-Level Summary of Citi Cards (53:09) Best Two-Card Combos for Each Issuer (57:43) Factors That Make Citi Cards Less Exciting (58:39) Citi Merchant Offers Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#227: An actionable 4-step framework to master points and miles while maximizing personal value. We cover high-yield earning strategies like paying processing fees, bulk ordering, and leveraging business expenses, plus tactics for scaling award travel for multiple people. We also explore alternate pathways to earn and redeem points without chasing “perfection.” Devon Gimbel is the founder of Point Me to First Class, an educational platform and podcast that teaches people to maximize their spending for extraordinary travel rewards. She is also a double-board certified physician. Link to Full Show Notes: https://chrishutchins.com/rethinking-points-and-miles-devon-gimbel Partner Deals DeleteMe: 20% off removing your personal info from the web Upwork: Free job posting to find, hire, and pay top freelance talent NetSuite: Free KPI checklist to upgrade your business performance Bilt Rewards: Earn the most valuable points when you pay rent Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/ Resources Mentioned Devon: Point Me To First Class | Podcast | Instagram Free Starter Guide to Points Dunning Kruger Curve Payment Platforms Plastiq Melio Zil Money (Coupon Code: ATH300) Venmo Business Airlines with Great Award Availability Emirates Condor Singapore Airlines Rakuten: $40 bonus here Savewise: 20% off with ALLTHEHACKS20 ATH Podcast Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:31) Devon's Non-Traditional Approach to the Points & Miles Game (05:38) Stage 1: Peak of Mount Ignorance (08:18) Stage 2: Valley of Despair (09:41) Stage 3: Slope of Enlightenment (13:06) One of the Biggest Mistakes People Make in the Points & Miles World (14:47) Lessons from Chris' Skiing Experience (21:03) Stage 4: Unconscious Competence (23:48) Why the Learning Curve Never Stops (27:08) Identifying High Yield Opportunities for Yourself (29:54) How to Evaluate If Credit Card Fees Are Worth It (38:43) The Importance of Understanding Earning Rates (40:26) Ways to Leverage Business Expenses (43:43) Maximizing Award Travel When Booking for Multiple People (48:16) Airlines That Have Good Award Availability (Fifth Freedom Flights) (55:00) Why You Should Practice Looking for Award Deals (58:11) Rakuten Bulk Ordering to Earn Flexible Points (1:01:37) Setting Alerts for Deals (1:03:49) Alternate Pathways to Earn and Redeem Points (1:09:12) Using a Venmo Business Profile to Make Payments (1:10:13) Where to Find Devon Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#226: From optimizing travel and rewards to new ways to earn points, Chris shares some recent tactics he's picked up on upgrades and award travel. He also covers some flight deals, airline changes, Mother's Day gift ideas, and reflects on recent podcast episodes. Link to Full Show Notes: https://chrishutchins.com/optimizing-vacations-and-new-ways-to-earn-points⁠ Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Trust & Will: Get 20% off personalized, legally binding estate plans MasterClass: Learn from the world's best with 15% off Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: Free sample pack of my favorite electrolyte drink mix Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Vacation Homes Pacaso: Free early access and $2,500+ in closing credits here THIRDHOME Exclusive Resorts ATH Hotel Upgrade Program (Password: Perks | Tutorial) Lanai Four Seasons Resort Sensei Maui Montage Kapalua Bay Maui Nui: 20% off with code ALLTHEHACKS Merriman's: Point Menu | Monkeypod Kitchen NordVPN: 4 months free here United’s MileagePlus Program Showing More Awards if You Change This 1 Setting Flight Award Search Tools point.me: 20% off annual plans with code ALLTHEHACKS20 AwardTool: $20 off annual plans with code ALLTHEHACKS Seats.Aero Southwest Assigned Seating Business Payment Platforms Plastiq ← my referral Melio ← my referral Zil Money Last Call: 100k Welcome Bonus Offer Mother’s Day Gift Ideas Ratio Coffee Machines Storyworth: $10 off here Aura Frames: $35 off + free shipping with code ATH Zeel: $25 off here Initial Necklaces: Gorjana Wilder Necklace | Maya Brenner Real ID: Acceptable Identification at the TSA Checkpoint ATH Podcast Ep #224: Airport Lounges: Getting In, Hidden Perks and Expert Tips with Kevin Song Ep #225: Optimize Your Oral Health for a Longer Life with Dr. Mark Burhenne Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Submit a question for the next AMA here Full Show Notes (00:00) Introduction (02:00) Finding Accommodation in Hawaii (05:37) Overlooked Hotel Upgrade Options (13:05) Strategy to Book Flights to Hawaii: Cash vs. Points (20:44) Chris' Experience Flying Hawaiian Business Class (22:48) The Impact of Having Starlink on Your Flight (25:04) Review of Four Seasons Lanai (29:29) The Experience at Montage Kapalua Bay (34:28) Underrated Hotel Perks (39:58) Why Chris Is a Big Fan of Hawaiian Airlines (42:13) Follow-Up to Lounge Access Episode #224 (43:07) Why You Should Use a VPN to Book Flights (44:29) Flight Award Inventory Trick (45:21) Upgrading Credit Cards for Bonuses and Free Nights (46:51) Weird Emirates Updates (48:10) Big Southwest Changes (52:18) Updates from Bilt (55:03) Leveraging Business Expenses (57:05) Exciting Credit Card Welcome Offers (58:44) Mother's Day Gift Ideas (1:01:27) Reminder: Real ID Deadline (1:02:20) Feedback on Oral Health Episode #225 Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#225: Learn how to optimize your oral health to prevent disease and improve your overall health. We cover the ideal oral care routine, negative impacts of mouth breathing, the truth about fluoride, the role of nutrition and diet, how to choose the right dentist, dental coverage options, and so much more. Dr. Mark Burhenne is a functional dentist, author, and the founder of Ask the Dentist, a go-to resource for evidence-based oral health education. He is also the co-founder of Fygg, a toothpaste that protects the oral microbiome while remineralizing and whitening teeth. Link to Full Show Notes: https://chrishutchins.com/oral-health-dr-mark-burhenne Partner Deals Aura Frames: $35 off + free shipping on the Carver Mat digital picture frame with code ATH Daffy: ⁠Free $25 to give to the charity of your choice Stable: 50% off your first year of my favorite digital mailbox Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Dr. Mark: Instagram | Newsletter Fygg Toothpaste: Get 15% off with code ALLTHEHACKS Book: The 8-Hour Sleep Paradox Ask the Dentist: Podcast | Dentist Directory How To Floss The Right Way How to Find a Good Dentist: 7 Tips + 10 FAQs No dental insurance? Here’s what to do. (Margarita Plan) Is it safe to get dental work done outside the U.S.? Podcast Episode #78: What Are the Safest Ways to Whiten My Teeth? Bristle Oral Health Test: Get 10% off here Metastudy on Flouride Efficacy Happy ppl Xylitol Gum Sonicare Electric Toothbrushes RADIUS Natural Silk Floss Slate Rechargeable Electric Flosser: Get 10% off here Fluoride Action Network ATH Podcast Ep # 178: How a Simple Change Can Improve Your Health, Sleep and More with James Nestor Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:20) Is Good Oral Health a Sign of Longevity? (04:30) How Inflammation in the Mouth Affects the Entire Body (08:16) Factors That Influence the Oral Microbiome (10:47) The Connection Between Cavities and Mouth Breathing (15:07) Thoughts on Mouth Taping (16:00) Foods That Are Bad for Your Oral Health (20:13) Ways to Test Your Oral Health (22:25) Things to Avoid if You Want Good Oral Health (25:14) The Ideal Daily Oral Care Routine (28:47) Regular vs. Electric Toothbrushes (32:03) How to Floss Right (36:10) A Quick Overview of Toothpaste (40:53) Ingredients to Look for in Your Toothpaste (43:12) Is Fluoride Actually Bad for Your Teeth? (46:08) How to Find a Good Dentist (48:43) How Often Should You Get Your Teeth Cleaned? (50:54) Dental Insurance vs. Dental Plans (56:31) Why Your Dentist Might Be Influenced by Your Dental Insurance (1:03:19) Dental Tourism (1:04:29) Rapid Fire Questions (1:10:40) Where to Find Dr. Mark Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#224: This is the ultimate guide to airport lounges. You'll learn how to access the best lounges without needing to fly first class by using credit cards, memberships, elite status, and more. We’ll also discuss the best lounges, underrated perks, tools to manage access, avoiding crowded lounges and more. Kevin Song is the co-founder of This Lounge, one of the most comprehensive databases of airport lounges around the world. He is a former cybersecurity professional at WeWork, Hyatt, Deloitte, The Points Guy and Notre Dame. Link to Full Show Notes: https://chrishutchins.com/airport-lounge-access-guide Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Upwork: Free job posting to find, hire, and pay top freelance talent Green Chef: 50% off your first meal kit + 20% off the next 2 months with free shipping Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Song: X | This Lounge Lounges The Pier, First (Hong Kong) Al Safwa First Class Lounge (Qatar) What You Need to Know About USO Airport Lounges Airport Lounge Memberships Priority Pass Dragon Pass Lounge Key How To Tell Your Priority Pass Cards Apart Lounge Reviews This Lounge Lounge Review ATH Podcast Ep #219: 20+ Airport Hacks for Faster Security, Immigration, and Boarding with Leigh Rowan Ep #220: Rethinking Elite Status and Smarter Ways to Earn and Use Points Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:16) Factors That Make an Airport Lounge a Favorite (04:12) The Worst Type of Airport Lounges (07:07) The Number and Types of Airport Lounges Around the World (09:05) Quick Overview of Airport Lounges in America (11:28) Companies That Operate Lounges on Behalf of Airlines (13:13) Credit Card Affiliated Airport Lounges (14:25) Airline Alliance Lounges and USO Lounges (15:32) Ranking Lounge Categories from Worst to Best (18:28) Ways to Leverage Airline Membership Club Lounge Agents (23:22) A Potential Hack to Skip an Airport Lounge Waitlist (26:50) Lufthansa's Famous First Class Rubber Ducks (28:16) Using a Priority Pass to Access Airport Lounges (33:38) Can Business or First Class Tickets Give You Access to a Lounge? (39:21) Leveraging Elite Status for Lounge Access (45:01) Creating Multiple Profiles to Earn More Miles (47:14) Why You Should Consider Status Matches (53:04) Trick to Qualify for Status Matches (54:49) Is It Worth Getting a Day Pass to Access a Lounge? (58:22) The Main Premium Credit Cards with Lounge Access (1:04:22) Other Credit Cards That Include a Priority Pass Membership (1:07:09) The Number of Priority Passes Chris and Kevin Have (1:09:43) Adding Authorized Users on the Three Major Airline Credit Cards (1:10:57) Ways to Manage Lounge Access Memberships (1:15:51) Overlooked Perks of Airport Lounges Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#223: Actionable tips to become a better writer—whether it’s for work, business, or everyday life. We cover the biggest copywriting mistakes, essential skills for effective writing, the only copywriting formula you need to know, plus the tools and exercises (including AI) to sharpen your writing. Neville Medhora is the founder of Copywriting Course and SwipeFile.com. He’s worked with top companies to help them craft high-converting copy to grow their sales exponentially. Link to Full Show Notes: https://chrishutchins.com/become-a-better-writer-neville-medhora Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Notion: Try Notion AI free to automate tedious tasks and streamline your work Bilt Rewards: Earn the most valuable points when you pay rent Thrive Market: 30% off your first order of organic groceries + a free $60 gift Trust & Will: Get 20% off personalized, legally binding estate plans For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Neville: X | Instagram Copywriting Course Swipe File ATH Newsletter Nick Gray’s Friends Newsletter Calendly Writing Tools: Grok | Gemini Full Show Notes (00:00) Introduction (01:54) Why Effective Writing Is an Important Skill to Learn (03:23) Biggest Copywriting Mistakes People Make (06:50) Skills Needed to Be a Good Writer (10:15) Why Neville Recommends Reading Your Copy Out Loud (10:57) Tactics to Be Brief and Clear (14:13) The Importance of Revisions (19:42) The AIDA Formula: The Only Formula Needed in Copywriting (24:09) Ways to Get People to Respond to Cold Emails (26:17) Calendly Hack for Scheduling Meetings (27:33) Why Email Subjects Are Not as Effective as You Think (30:55) When to Use Direct Mail vs. Cold Emails (34:17) Tactics to Make Your Resume Stand Out (39:51) Why You Should Use Templates More Often (38:28) Tools That Will Help You Write Better (42:10) SEO 1.0 vs. SEO 2.0 (50:09) Exercises to Improve Your Writing (51:46) The Impact of Mastering Copywriting (52:49) Hacks to Expand Your Social Network (56:54) Where to Find Neville and His Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#222: Discover how paying taxes with a credit card can unlock huge rewards—or even turn a profit. Chris also shares how he's handling the current market decline and shares practical tips for teaching kids about money, stacking card-linked offers, and using VPNs for big savings. Link to Full Show Notes: https://chrishutchins.com/pay-taxes-with-credit-card-2025-musings Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Storyworth: Share your mother's stories in a custom book (+ $10 off) Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Best Cards Page 100k Welcome Bonus Offer IRS Authorized Payment Providers: Pay1040 | ACI Payments Business Payment Platforms: Plastiq | Melio Flight Tracker: Flighty CardPointers Pro: 30% off here Rakuten: $30 bonus here Savewise: 20% off with ALLTHEHACKS20 Kudos: $20 bonus here Hyatt Offer: $100 Off Peloton NordVPN Ben Carlon’s Chart: 31 Years of Stock Market Returns Wealthfront: Get $5k managed free and get a 0.5% APY boost ATH Podcast Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #194: The Simple Path to Wealth and FU Money with JL Collins Newsletter Deals Page Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:20) Quick Reminder About Upcoming Tax Payments (03:39) Why and When You Should Pay Taxes on Your Credit Card (08:08) Paying Taxes on a Credit Card to Leverage Welcome Offers (09:22) How to Maximize a Credit Card Welcome Bonus of 100K (13:26) Three Tips from a Recent Trip to Colorado (18:39) A Great Way to Teach Kids About Money and Make a Profit (22:13) Stacking Offers to Get 30% Off Peloton Bikes (28:07) How to Use a VPN to Find Better Deals (29:55) Why It Might Be Cheaper to Pay with Different Currencies (31:52) The Recent U.S. Stock Market Decline (38:53) Chris' Personal Strategy for the 10% Market Drop (40:50) The Importance of Diversifying Your Portfolio (42:12) Tax Loss Harvesting and Why It's a Good Time to Consider It Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#221: The ultimate guide to credit reports and scores—how they’re calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more. Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Upwork: Free job posting to find, hire, and pay top freelance talent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Bureaus Equifax Experian TransUnion Free Credit Report: AnnualCreditReport.com Credit Monitoring: Credit Karma |  Experian Credit Reporting Agencies Innovis Chex Clarity Services National Consumer Telecom & Utilities Exchange Early Warning Consumer Report LexisNexis Free FICO Scores: myFICO | Experian X Post on Couple’s Credit Card Journey International Credit Data: Nova Credit Business Credit Scores Equifax Business Experian Dun & Bradstreet LexisNexis Business Credit Data: Small Business Financial Exchange Article: Understanding Business Credit Scores ATH Podcast Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:03) Quick Background of the Credit Report Industry (04:54) What’s on Your Credit Report (06:45) Soft vs. Hard Inquiries (10:04) How to Request Your Credit Report for Free (10:59) Filing for Disputes (12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring (18:46) Credit Reporting Agencies (24:06) How to Remove Your Personal Information Online (26:24) Quick Overview of Credit Scores (29:36) How Credit Scores Are Calculated (35:33) FICO Score vs. Vantage Score (38:12) Upcoming (Big) Changes to Credit Scores (40:27) Where to Find Your Credit Scores (42:00) Analyzing Chris' Credit Scores (46:59) Two Main Factors That Impacted Chris’ Credit Score (48:58) How the Points & Miles Game Impacts Credit Scores (53:12) The Impact of Closing a Credit Card (56:36) Ways to Improve Your Credit Score (59:21) Adding an Authorized User to Your Credit Card (1:01:59) How to Leverage Your International Credit Score (1:02:53) Quick Overview of Business Credit Scores Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#220: Is chasing elite status worth it? Chris shares his journey of earning elite status with 8 hotel and airline loyalty programs for 2025, weighing the pros and cons amid recent devaluations. He also highlights listener stories showcasing over $100,000 in combined savings through smart points and miles strategies. Link to Full Show Notes: https://chrishutchins.com/rethinking-elite-status-listener-wins Partner Deals Thrive Market: 30% off your first order of organic groceries + a free $60 gift Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Bilt Rewards: Earn the most valuable points when you pay rent Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Bilt Air France-KLM Flying Blue Status Match Marriott Free Breakfast Article Marriott Secret Award Chart Loyalty Point Hunters Credit Cards Alaska Airlines® Business Card AAdvantage Business™ World Elite Mastercard Citi Strata Premier℠ Card Automate Card-Linked Offers CardPointers Pro: 30% off here or 50% off for ATH members SaveWise Prenuvo: Get $300 off a whole body scan TV Show Recommendations: Paradise Landman Silo The Day of the Jackal Free Unclaimed Money Site Pic of Brandon at Lowe’s ATH Podcast Ep #101: Planning the Best Japan Trip Ever with Brandon Pressor Ep #102: Traveling to Japan with Points & Miles Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman Iceland 2025 Trip Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, wins, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:06) Quick Overview (03:13) Southwest Airlines: A-List Status (07:43) United and Delta Status (11:16) Earning American Airlines Status (13:58) The Perks of Marriott Elite Status (19:55) Achieving Top-Tier Hyatt Status (23:56) Hilton Honors Elite Status (25:01) Is Chasing Status Actually Worth It? (32:26) Leveraging Card-Linked Offers and Tools to Automate (40:52) TV Show Recommendations (41:53) How to Avoid Uber Fees Abroad (42:16) Get Free Unclaimed Money From Your State (44:26) Amazing Listener Wins Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#219: Learn every way to skip security lines, breeze through immigration, and save time at the airport. We cover the programs like TSA PreCheck, Global Entry, and CLEAR, as well as smart check-in tactics, must-have apps, and insider tricks to save time when you travel. Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that, he was the COO of The Points Guy. Link to Full Show Notes: https://chrishutchins.com/fast-track-airport-security-and-immigration-leigh-rowan Partner Deals Trust & Will: Get 15% off personalized, legally binding estate plans Green Chef: 50% off your first meal kit + 2 months of free salad with code ALLTHEHACKSFREE Stable: 50% off your first year of my favorite digital mailbox NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Luggage Shipping Luggage Forward Luggage Free Ship Sticks Ship & Play Airport Wait Time Trackers: MyTSA App | MiFlight Reserve Airport Screening Times Denver: DEN Reserve Rome: QPass Pre Approved Screening Global Entry TSA PreCheck CLEAR | CLEAR Mobile SENTRI Card NEXUS Cross Border Xpress ETIAS Automated Immigration Clearance Service (SES) Best Credit Cards That Offer Global Entry, TSA PreCheck And Clear Appointment Scanner Airport Concierge: CLEAR Ambassador Assist Airport Lost and Found Retrieval: CLEAR Scout Airport Lounge Membership: Priority Pass Mobile Passport Control E-Visas: Sherpa APEC Business Travel Card ATH Podcast Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:11) How Early Should You Arrive at the Airport? (05:08) Days and Times to Avoid the Airport (06:41) The Most Efficient Ways to Check In (11:13) How to Save Time at Airport Security (14:53) Skipping the Line at Denver International Airport (19:25) TSA Pre and Global Entry (21:29) Easiest Way to Make a Global Entry Appointment (24:53) CLEAR: How It Works and How to Get It for Free (27:52) Extra Perks You Get with CLEAR (30:23) CLEAR, Pre-TSA, and Global Entry for Children (35:43) The First-Class Terminal and Private Lounge Experience (40:44) Quick Recap (41:42) How to Leverage Airport Greeters (44:59) Boarding Tips and Tricks (47:38) Passing Through Immigration (50:12) Why You Should Upgrade to a Biometric Passport (51:45) The Importance of Travel Authorization (Visa) (54:29) Is Sitting in Front of the Plane Actually Worth It? (55:26) The APEC Business Travel Card (1:00:05) Return Tickets for International Travel (1:01:44) Cheapest Airport Tip: Always Carry a Pen Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#218: Learn to redefine financial freedom by aligning your life with what you truly love. We dive deep into why setting limits can actually create more freedom, how to define what “enough” means for you, the role of entrepreneurship in building a fulfilling life, and more. Grant Sabatier is an entrepreneur, investor, podcaster, and bestselling author of Financial Freedom and Inner Entrepreneur. He is also the founder of Millennial Money (acquired by The Motley Fool) and Clintonville Books, a rare bookstore in Columbus, Ohio. Link to Full Show Notes: https://chrishutchins.com/financial-freedom-grant-sabatier Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Vuori: 20% off the most comfortable performance apparel I've ever worn Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Grant: Website | X Inner Entrepreneur: A Proven Path to Profit and Peace Financial Freedom: A Proven Path to All the Money You Will Ever Need Clintonville Books U.S. Mobile Unlimited Plan Replit The Daily Churn Podcast The Atlantic Article: The Anti-Social Century ATH Podcast Ep #74: A Hospice Doctor’s Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #181: Making an Easy $3k/mo from Online Deals with Kai Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict Membership Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:18) Grant's Evolving Definition of Freedom (04:57) How to Set Limits in Your Day-to-Day Life (08:52) How Limits Apply to Different People (18:16) Why Grant Recommends Meditation to Everyone (21:06) Finding Your Peace (25:52) How to Define and Find What "Enough" Is (27:47) Why Grant Writes for His Younger Self (34:13) How to Decide Whether to Save More or Earn More (39:51) Balancing the Paradox of Life (45:21) How to Find Your Inner Entrepreneur (54:10) Importance of Community in the Entrepreneurial Journey (56:48) Where to Find Grant and His Work Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#217: From the best AI tools to takeaways from losing a home in the LA fires, we dive deep into strategies for optimizing home insurance, the benefits of rope training and saunas, how think about where to live, and more listener questions. Kevin Rose is a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Digg, Zero, Oak, and was a Partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/kevin-rose-ama-2-ai-tools-wildfires-fitness  Partner Deals MasterClass: Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent Facet: Personalized Financial Planning + $250 enrollment fee waived DeleteMe: 20% off removing your personal info from the web Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Rose: Community Forum | Newsletter Digital Thermometers Haven Sauna Trumpkin’s Notes On Building A Sauna Rope Training YouTube Video AI Tools ChatGPT Pro Claude ‎Gemini Chatterbot Google NotebookLM ElevenLabs Coding: Replit | Cursor | BoltAI Simple AI Automation: Zapier | Make | Howie Podcasts: Snipd Note taking: Journal | Granola | Limitless ATH Podcast Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek Leave a review: Apple Podcasts | Spotify Submit questions for our next AMA here Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:16) How Kevin Generally Spends His Day (04:28) Saunas: Impact and How to Efficiently Operate (08:55) Rope Training and Exploring New Ideas (11:46) ChatGPT Hack (17:26) Kevin's Current AI Tool Stack (24:27) The Impact of AI Tools on Consumer Apps (28:09) Tools That Chris Uses (30:57) AI Tools for Podcasts and Note-Taking (37:53) Key Takeaways From the Recent L.A. Fires (47:27) Chris and Kevin's Favorite Physical Items or Purchases (50:00) Why You Should Record Your Belongings Every 6 Months (52:55) How Chris and Kevin Evaluate Where to Live (59:52) Ways to Stay Grounded and True to Yourself Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#216: Unlock the power of purpose and friendship with Simon Sinek. Learn how to find your ‘why,’ strengthen your friendships, and master the human skills that truly matter. Simon Sinek is a globally recognized author, speaker, and thought leader on leadership, purpose, and human connection. His work, including his book Start with Why, has inspired millions to discover their purpose and foster meaningful connections in their lives Link to Full Show Notes: https://chrishutchins.com/simon-sinek-purpose-friendship-human-skills Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Simon: Website | Instagram | LinkedIn Friends Exercise The Art of Listening Start with Why: How Great Leaders Inspire Everyone to Take Action Leaders Eat Last: Why Some Teams Pull Together and Others Don't Books How to Talk So Kids Will Listen & Listen So Kids Will Talk Bowling Alone: The Collapse and Revival of American Community Full Show Notes (00:00) Introduction (01:46) Why It’s Important to Have a 'Why' in Your Life (02:53) The Distinct Difference Between Purpose and Goals (04:41) The Friends Exercise to Find Your 'Why' (08:36) Why Friendships Are the Ultimate Biohack (13:08) The Impact of Friendships: In-Person vs. Virtual (18:54) Is There an Ideal Number of Friendships to Have? (20:30) Why Women Are Better at Being Friends (22:49) How to Truly Be There for a Friend: Get in the Mud (25:29) The Importance of Learning Human Skills (28:29) The Social Benefits of Meditation (31:28) Understanding Humans as Legacy Machines (33:25) Why We Shouldn’t Undervalue Friendships (37:16) Embracing Accountability in Friendships (45:56) How to Get Better at Making Friends (50:40) How Parents Can Help Their Kids Make Friends (52:16) Tricks to Improve Your Empathy (58:01) Where to Find Simon Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#215: Learn to save thousands on medical care abroad. We cover common misconceptions, vetting doctors and hospitals, key mistakes to avoid, and the best destinations for top procedures. Josef Woodman is the CEO of Patients Beyond Borders and has spent the past 16 years researching and vetting international options for quality, affordable medical care. Link to Full Show Notes: https://chrishutchins.com/medical-travel-savings-josef-woodman Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Trust & Will: Get 15% off personalized, legally binding estate plans DeleteMe: 20% off removing your personal info from the web Green Chef: 50% off your first meal kit + 2 months of free salad with code ALLTHEHACKSFREE Shopify:$1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Josef: Patients Beyond Borders | Book List of JCI-Accredited Organizations Thailand : Bumrungrad Escazú, Costa Rica: CIMA Medical Travel Agencies Medical Departures | Dental Departures Medigo WhatClinic Full Show Notes (00:00) Introduction (01:53) The Most Common Misconceptions About Medical Travel (04:43) Why Should Someone Consider Medical Travel? (07:16) Why Medical Costs Are Cheaper Abroad (10:02) The Quality of Doctors and Hospitals (13:40) Types of Procedures People Should Consider (or Not) for Medical Travel (16:10) Transferring Medical Records Back to the Home Country (22:06) Treatments That Are (Surprisingly) Not Great for Medical Travel (24:15) JCI Accreditation and Its Importance (26:42) How Medical Travel Agencies Work (34:34) Consulting Your Home Doctor for Medical Travel (40:04) Cheaper Options for Executive Physicals (43:30) Things to Look For When Selecting a Doctor for Treatments (44:57) How to Plan for Your Medical Trip (47:23) Why Josef Advises Against Organ Transplants Abroad (49:04) What Kind of Travel Insurance Is Needed for Medical Travel (50:17) Common Mistakes Made by First-Time Medical Travelers (51:44) How Much Buffer Time Is Needed for Medical Travel Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#214: Chris reveals the top cash back credit cards in 2025 to maximize your rewards. He also goes deep on leveraging signup bonuses to earn up to 20% back on all your spending. Link to Full Show Notes: https://chrishutchins.com/cash-back-credit-cards-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page | Chris’ Credit Card Optimizer Tool U.S. Bank Smartly Visa Signature Credit Card Robinhood Gold Card Discover it® Miles card Bank of America® Unlimited Cash Rewards Credit Card Bank of America® Travel Rewards Credit Card Bank of America® Premium Rewards® Credit Card Bank of America® Premium Rewards® Elite Credit Card Business Advantage Unlimited Cash Rewards Mastercard® Credit Card Business Advantage Travel Rewards World Mastercard® credit card Alliant Credit Union Visa Signature Card Bank of America® Customized Cash Back Rewards Credit Card Citi Custom Cash Credit Card U.S. Bank Cash+® Visa Signature® Card Verizon Visa® Card Wells Fargo Autograph Journey Visa® Card Capital One Spark Cash Plus Capital One Venture X Rewards Credit Card Hawaiian Airlines ® World Elite Mastercard Bank of America Preferred Rewards U.S. Bank Real-Time Rewards How to Get Approved for Business Cards All the Hacks Podcast Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #136: Current State of Credit Cards Points and Predictions for 2024 with Sebastian Fung Membership Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:00) Quick Overview (04:12) The 4% Cash Back Card From U.S. Bank (08:01) Update on the U.S. Bank Altitude® Reserve Visa Infinite® Card (10:57) Robinhood Gold Card for 3% Cash Back (15:54) The Discover Card for Miles (17:57) Rewards on Bank of America Cards (20:33) Perks and Cons of Bank of America Cards (28:04) Alliant Credit Union’s Cash Back Card (32:19) Quick Comparison of the Cash Back Cards (33:26) Chris' Card Optimizer Tool (37:38) How to Value Points (39:07) Leveraging Credit Card Welcome Offers (41:15) All the Hacks Membership Perks (43:15) Chris' Analysis of Welcome Offers (46:35) The Big Final Takeaway Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#213: Master the 5 types of wealth to lead a more fulfilled life. Sahil Bloom shares strategies and tactics to regain build lasting financial freedom, invest in your health, control of your time, deepen your relationships and enhance mental clarity. Sahil Bloom is the author of 5 Types of Wealth and writer of The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He is also an investor and runs a venture fund called SRB Ventures. Link to Full Show Notes: https://chrishutchins.com/5-types-of-wealth-sahil-bloom Partner Deals Kick: 20% off your first year of self-driving bookkeeping Facet: Personalized Financial Planning + $250 enrollment fee waived MasterClass: Learn from the world's best with 15% off Superhuman: Free month of the fastest and best email with code ALLTHEHACKS DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | X 5 Types of Wealth Book Wealth Score Quiz How We Spend Our Time Energy Calendar The Anti-Networking Guide Books The 4-Hour Workweek by Tim Ferriss Quiet by Susan Cain Personal CRM Apps: Clay | Dex All the Hacks Membership Full Show Notes (00:00) Introduction (02:03) Fundamentals of Time Wealth (06:02) Ways to Take Control of Your Time (09:50) How to Prioritize the Types of Wealth (12:51) What Is Social Wealth? (14:30) Managing Social Wealth When You Have Kids (19:30) Why You Should Map Out Your Relationships (23:06) What Most People Get Wrong About Social Wealth (24:13) Sahil's Favorite Social Wealth Hacks (26:35) Understanding Mental Wealth (28:15) Why Your Work Doesn't Have to Be Your Ultimate Purpose (34:34) The Role of Stress, Anxiety, and Burnout in Mental Health (37:25) The Importance of Physical Health (40:12) The Different Levels of Physical Health (42:30) The Default Type: Financial Wealth (44:09) Key Factors That Promote Financial Wealth (48:35) How to Measure Your Wealth Score (With and Without a Partner) (53:28) The Impact of Improving Your 5 Types of Wealth Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#212: Learn to save and profit from gift cards. We cover strategies for finding the best deals, mastering gift card reselling, avoiding common pitfalls, leveraging card-linked offers, and so much more. Logan Robinson is a Founding Partner of Aligned Incentives, a platform dedicated to helping consumers maximize their savings through strategic gift card purchases and reselling. Link to Full Show Notes: https://chrishutchins.com/gift-card-deals-reselling-logan-robinson Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Notion: Try Notion AI free to automate tedious tasks and streamline your work Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: Free sample pack of my favorite electrolyte drink mix Shopify: $1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned All the Hacks: Gift Card Site Logan:  Aligned Incentives Capital One Report: Gift Card Statistics (2024): Market Size & Consumer Trends Gift Card Sites Chris’ Gift Card Site Aligned Incentives Raise.com CardCash GCX CardCenter The Card Bay GiftCards.com Costco Kroger: Fuel Points Explained Gift Card Deal Monitoring ATH Newsletter GCAnywhere Slickdeals Doctor Of Credit Reward Apps Pepper Rewards: New users get $20 off with code  622811 Fluz: News users get 25% cash back with code CHRIS42694EF2 Rakuten: New users get $30 here CardPointers Pro: Get 30% off here E-Gift Cards: Zift Zillions Full Show Notes (00:00) Introduction (02:12) The Biggest Misconception About the Gift Market (03:24) Where to Find Discounted Gift Cards (08:07) Using Card-Linked Offers to Buy Gift Cards (09:11) Apps That Sell Gift Cards (15:35) Why Retailers Offer Discounted Gift Cards (20:37) Resources for Gift Card Monitoring (23:04) A Few Examples of Great Gift Card Deals (26:16) How to Avoid Common Mistakes When Buying Gift Cards (29:44) How the Gift Card Reselling Market Works (35:49) General Margins in the Gift Card Market (38:57) Chris' Gift Card Site (43:56) How Often Gift Card Prices Fluctuate (47:59) Are There "Seasons" for Good Gift Card Deals? (50:57) How Retail Brands View Gift Card Deals (52:47) Gift Card Reselling as a Side Hustle (55:20) The Best Way to Start Gift Card Reselling Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#211: Chris and Amy answer questions on parenting, including planning for a baby, childcare, schooling, parenting strategies, travel with kids, managing screen time, and more. Link to Full Show Notes: https://chrishutchins.com/parenting-childcare-ama Partner Deals Cultural Care: Get $250 off flexible childcare with international au pairs NetSuite: Free KPI checklist to upgrade your business performance Green Chef: 50% off your first meal kit + 2 months of free salad with code ALLTHEHACKSFREE Bilt Rewards: Earn the most valuable points when you pay rent Trust & Will: Get 15% off personalized, legally binding estate plans Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Mercury Personal Banking Wealthfront: Get $5k managed free and get a 0.5% APY boost Chris’ New Baby Planning Notion Document  Korean Childcare Agency: SanhooUSA Fabric: Affordable term life insurance for you and your family Baby Gear Rentals: BabyQuip ZIPAIR Low Stimulating Kids Content Bluey Trash Truck Lucas the Spider Daniel Tiger's Neighborhood Stillwater Daniel Tiger's Neighborhood ABCmouse App Khan Academy App ATH Podcast Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash Ep #183: Debunking the Biggest Parenting Myths with Emily Oster Ep #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky Submit questions for our next AMA here Full Show Notes (00:00) Introduction (01:47) Finding Balance Between Optimizing and Simplicity (07:39) General Parenting Advice (09:57) Approaching Kids with Curiosity and Zero Judgment (13:41) Why You Should Make 1-on-1 Time with Each Kid (17:52) Different Ways to Prepare for Having a Baby (23:07) Types of Childcare (25:01) Other Things to Plan for When Having a Kid (28:09) Early Parenthood Tips (34:53) Evaluating Childcare Options (45:44) Schools: Public vs. Private vs. Charter (53:06) Fundamental Tips for Traveling with Kids (57:22) Flying with Kids (59:35) Getting Older Kids Involved in Travel Planning (1:01:37) Screen Time and Lower Stimulating Content for Kids (1:04:33) How to Submit Questions for Upcoming Q&As Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#210: Chris shares his top 10 takeaways from over 60 episodes released in 2024, providing impactful insights to optimize investments, master the art of travel, cultivate lasting habits, improve health and relationships, and more. Link to Full Show Notes: https://chrishutchins.com/top-takeaways-2024-money-travel-life Partner Deals Stable: 50% off your first year of my favorite digital mailbox DeleteMe: 20% off removing your personal info from the web Superhuman: Free month of the fastest and best email with code ALLTHEHACKS LMNT: Free sample pack of my favorite electrolyte drink mix Facet: Personalized financial planning For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Long Angle: Join a free private community for high net worth investors The Daily Churn Podcast Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Hotels: Cap Rocat, Mallorca | Hyatt Paris Madeleine U.S. Bank Smartly Visa Signature Credit Card Sahil Bloom’s Charts: How We Spend Our Time Assistants Oceans (← $1000 off for mentioning ATH) + Delegation Guide) Faye ATH Podcast Credit Card Optimizer Tool Newsletter Iceland Trip 2025 Full list of episodes at https://chrishutchins.com/top-takeaways-2024-money-travel-life Full Show Notes (00:00) Introduction (01:45) #1: There's No One Right Way to Invest (06:05) #2: Deals Can Be a Lucrative Side Hustle (08:38) #3: Move Past Checklist Travel (14:35) #4: Award Travel Is Still the Best Deal in Travel (16:35) #5: Cash Back Can Be Better Than Points (20:58) #6: Spend Time with the Right People in the Right Way (22:20) #7: You Can Make Time in Your Life (27:39) #8: Prioritizing Your Health Is Easier Than You Think (29:32) #9: The Key to Good Communication Is Listening (31:40) #10: Building Good Habits Takes Time but It’s Absolutely Worth It Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#209: Science-backed strategies to manage stress, build resilience, and reclaim your energy. Harvard physician and stress expert Dr. Aditi Nerurkar shares how to recognize stress and distinguish between healthy and unhealthy stress and her five-reset approach to rewire the brain and body for less stress and burnout. Dr. Aditi Nerurkar is a Harvard-trained physician, television correspondent, and speaker with over 20 years of clinical experience. She developed a science-backed approach to managing stress and burnout, which has reached global audiences through over 300 appearances on MSNBC and NBC News. Link to Full Show Notes: https://chrishutchins.com/5-resets-to-reduce-stress-burnout-aditi-nerurkar Partner Deals Cultural Care: Get $250 off flexible childcare with international au pairs Fabric: Affordable term life insurance for you and your family Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Dr. Aditi Nerurkar: Website | Instagram | X Book: The 5 Resets Stress Quiz The Perceived Stress Scale Rainbow Breathing/Relaxation Video ATH Episode #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky Full Show Notes (00:00) Introduction (02:06) The Impact of Increased Stress and Burnout (06:16) Defining Healthy vs. Unhealthy Stress (08:27) The Biggest Reason People Have Chronic Stress (11:00) A Simple Way to Diagnose Stress Levels (15:10) How Stress Impacts Sleep (19:06) Common Signs and Symptoms of Stress (21:21) The 5 Resets (22:45) Reset 1: Get Clear on What Matters Most (24:42) How the Amygdala Influences Stress (27:19) Reset 2: Create Digital Boundaries (30:28) Reset 3: Sync Your Brain and Your Body (34:39) The Role of Movement in the Mind-Body Connection (39:25) Reset 4: Come Up for Air to Create Mental Bandwidth (42:39) Reset 5: Bring Your Best Self Forward (45:46) The Rule of Two: The Most Efficient Way to Approach the 5 Resets (48:18) The Results and Impact of Tackling Stress (48:58) Where to Find Dr. Aditi Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#208: Learn the 7-step framework for a personal annual review that will help you reflect on last year and plan to make this year your best one yet. Together with Sahil Bloom, we discuss insights for setting meaningful goals across personal growth, relationships, and career, along with tactics to track progress and improve next year’s review. Sahil Bloom is the author of 5 Types of Wealth and the creator of The Curiosity Chronicle, a widely-read weekly newsletter that offers actionable insights for cultivating a high-performing, healthy, and wealthy life. He is also an investor and runs a venture fund called SRB Ventures. Link to Full Show Notes: https://chrishutchins.com/personal-annual-review-2024-sahil-bloom Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent MasterClass: Learn from the world's best with 15% off LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | X Personal Annual Planning Guide The 1-1-1 Method 23 Ways to Make 2023 Your Miracle Year U.S. Bank Smartly Visa Signature Credit Card Robinhood Gold Card Notion: Try Notion AI free to automate tedious tasks and streamline your work ATH Podcast Newsletter Iceland Trip 2025: Sign Up Here Episodes #99: Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review with Sahil Bloom #52: Dial In Your Health (While Still Enjoying Life) with Liz Moody #178: How a Simple Change Can Improve Your Health, Sleep and More with James Nestor #170: Cash Back vs. Points: Are We Doing It All Wrong? #68: Hosting Cocktail Parties, Building Relationships, Museum Strategies and Friends Newsletters with Nick Gray #97: Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More with Dr. Jordan Shlain Full Show Notes (00:00) Introduction (02:48) New Year's Resolutions: Planning vs. Reflecting (03:38) How to Structure Your Personal Annual Review (04:45) Q1: What Did You Change Your Mind About This Year? (07:53) Documenting Monthly Experiences (09:08) Biggest Changes in Chris and Sahil's Life (14:29) 2024 Recap: Things Chris Changed His Mind About (21:51) Q2: What Created Energy for You This Year? (25:00) 2024 Recap: Things That Created Energy for Chris (26:55) Q3: What Drained Your Energy This Year? (31:25) 2024 Recap: Things That Drained Chris' Energy (34:16) Q4: What (or Who) Were the Boat Anchors in Your Life? (39:01) 2024 Recap: The Biggest Boat Anchor in Chris' Life (41:01) Q5: What Did You Not Do Because of Fear? (46:23) 2024 Recap: Things That Chris Didn't Do Out of Fear (48:36) Q6: What Were Your Greatest Hits and Worst Misses? (50:58) 2024 Recap: Chris’ Biggest Hits and Misses (52:21) Q7: What Did You Learn This Year? (53:54) 2024 Recap: The Most Important Lesson That Chris Learned This Year (55:20) Practices to Make the Annual Review Process Easier (57:18) Sahil’s 1-1-1 Journaling Method Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#207: Actionable strategies to overcome distraction and reclaim your focus with insights from Nate Klemp. He addresses the negative impact of screen addiction on mental health and shares practical tactics for reducing distractions. We also explore how cultivating openness and curiosity can strengthen relationships and help combat polarization. Nate Klemp is a thought leader in mindfulness and personal development, leveraging his background in philosophy to explore the intersection of technology and well-being. He’s the author of Open, The 80/80 Marriage and NY Times Best Seller, Start Here. Link to Full Show Notes: https://chrishutchins.com/digital-distractions-nate-klemp Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Bilt Rewards: Earn the most valuable points when you pay rent Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Nate Klemp: Website | Klemps Insights Newsletter Book: Open: Living with an Expansive Mind in a Distracted World Free Open Audio Meditations kSafe Time Locking Container Brick App The Light Phone Irresistible by Adam Alter ATH Episodes #25: The Four Research-Backed Steps to Be Indistractable with Nir Eyal #43: Why 50/50 Doesn't Work: A New Model for Happier Relationships with Kaley and Nate Klemp Full Show Notes (00:00) Introduction (01:57) Why Today's Society Is in a Constant State of Distraction (03:57) Shocking Statistics Around Phone Usage (05:29) The Impact and Cost of Living with Digital Distractions (08:24) Internal vs. External Distraction (11:24) Indulgence-Based Tactics for Less Distractions (18:19) Chris' Experience with Binging on TikTok (22:12) Self-Binding Tactics to Reduce Phone Addiction (26:04) Restraint-Based Tools and Tactics (30:27) How Being Open Affects Human Relationships (35:31) Ways to Be More Open to Other Perspectives (39:47) The Connection Between Political Polarization and Screen Addiction (45:19) The Impact and End Goal of Being Open (47:24) Nate's Final Piece of Advice (48:47) Ways to Assess Different Levels of Screen Addiction (50:47) Where to Find Nate and His Work Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#206: Discover to secrets of gold investing, reselling, profiting and more with Trey Benedict. Learn the history of the gold market, how gold is valued, where to find opportunities for investing and reselling gold, the differences between the bullion and collector market, tips to avoid scams and so much more. Trey Benedict is the CEO and Co-Founder of Pure Technologies, a platform bring transparency, liquidity, and technology to the gold industry. He has extensive experience from Heritage Auctions, Tangible Investments, and Kevin Lipton Rare Coins. Link to Full Show Notes: https://chrishutchins.com/gold-investing-selling-buying-trey-benedict Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Cultural Care: Get $250 off flexible childcare with international au pairs Daffy: Free $25 to give to the charity of your choice Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Trey Benedict: LinkedIn Pure (Up to $150 off when buying/selling here) Coins American Eagle American Buffalo PAMP Lady Fortuna 230th Anniversary Flowing Hair Coin Grading Companies: PCGS vs NGC Costco Gold Bars: Price Guide and What to Know PCGS CoinFacts Heritage Auctions Stack's Bowers American Numismatic Association Professional Numismatists Guild ATH Episode #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci Are Credit Card Rewards Taxable? Full Show Notes (00:00) Introduction (02:14) Understanding the Gold Market (04:50) The Many Different Reasons People Buy Gold (07:11) Trey's Journey with Gold and Coin Restoration (11:02) How Gold Is Valued and Priced (13:45) Spot Price and Gold Trading (16:13) Types of Coin Traders (18:49) How Can People Invest and Make Money in Gold? (22:49) How Often the U.S. Mint Releases Limited Coins (25:22) Pure: A Marketplace for Gold (35:38) Leveraging Discounted Gift Cards to Buy Gold (37:12) Ways to Mitigate Concerns Around Buying and Selling Gold (43:41) Vetting Coin Shops (45:59) Can You Trade Your Gold Jewelry? (47:13) Online Resources for Gold Info (48:24) Things to Avoid in the Gold Market Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#205: Chris and Amy answer listener questions around life and relationships, from creating better routines and setting boundaries to navigating family dynamics and planning creative date nights. They also discuss leveraging assistants, credit card strategies, and more.  Link to Full Show Notes: https://chrishutchins.com/ama-with-amy-life-relationships-optimizing Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS NetSuite: Free KPI checklist to upgrade your business performance Shopify: $1/month trial for the easiest e-commerce platform DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Blueprint Nutty Pudding The Family Firm by Emily Oster The Adventure Challenge Assistants Oceans (← $1000 off for mentioning ATH) + Delegation Guide) Squared Away Faye Points & Miles Conference: Chicago Seminars Kids Animated Series: Stillwater ATH Podcast: Ep #43: Why 50/50 Doesn't Work: A New Model for Happier Relationships with Kaley and Nate Klemp Ep #47: Finding Happiness, Success and Deep Purpose with Arthur Brooks Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #101: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel) Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #181: Making an Easy $3k/mo from Online Deals with Kai Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (02:34) How Amy Started to Own Her Decisions (Especially When Saying No) (05:05) Chris' New Early Morning Routine (07:45) Amy & Chris' Daily Routine (11:08) Things That Make a Relationship Successful (16:39) How Amy and Chris Knew They Wanted to Get Married (22:44) How Amy and Chris Met (27:26) Practical Date Night Ideas (30:15) How Amy & Chris Balance Household Responsibilities (32:22) The Most Impactful ATH Episodes (39:06) Hiring an Assistant for Business vs. Personal Work (42:23) Finding and Making New Friends in Your 30s (47:50) Managing Credit Card Points as a Couple (51:25) Evaluating Time vs. Money Decisions (56:57) How to Submit Questions for Future Episodes Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#204: Learn how to use nutrition to optimize your health, energy, and longevity. Dr. Mark Hyman explores the harmful effects of ultra-processed foods and offers tips for adopting a nutrient-dense diet. We discuss the role of dairy, protein, GLP-1 agonists, and supplements, the importance of the gut microbiome, and the link between nutrition and mental health. Dr. Mark Hyman is an internationally recognized expert in functional medicine and nutrition, a practicing family physician, and a best-selling author. He is also the host of The Doctor’s Pharmacy podcast. His pioneering work combines cutting-edge research with actionable advice to help people achieve optimal health by addressing the root causes. Link to Full Show Notes: https://chrishutchins.com/dr-mark-hyman-science-of-nutrition Partner Deals Storyworth: Share your family stories in a custom book (+ $10 off) Bilt Rewards: Earn the most valuable points when you pay rent Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Fabric: Affordable term life insurance for you and your family Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Dr. Mark Hyman: Website | Podcast | Instagram | X Book: Young Forever Sleep Master Class The NOVA Food Classification System The New England Journal of Medicine: Milk and Health Environmental Working Group Guides The Dirty Dozen List The Clean Fifteen List Good Food on a Tight Budget Function Health (Use code ALLHACKS100 to skip the waitlist) Why We Sleep by Matthew Walker Meditation Apps: Calm | Headspace ATH Podcast Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:12) The Definition of Real Nutrition (06:56) The NOVA Food Classification System (11:36) How Much Does Food Being Organic Matter? (14:07) How Chris Leverages ChatGPT to Identify Ultra-Processed Foods (16:11) The Role of Dairy in Nutrition (21:44) The Protein Debate: Animal vs. Plant (25:46) The Importance of the Gut Microbiome (27:13) Efficient Ways to Structure Your Diet (30:41) How the Timing of Your Meals Matters (31:59) The Rise of GLP-1 Agonists (38:47) The Most Common Nutritional Deficiencies (40:25) Can Supplements Increase Nutrition? (42:38) How Nutrition Impacts Mental Health and Cognitive Function (46:37) Four Practical Habits to Improve Your Nutrition Intake (49:28) Three Simple Ways to Optimize Your Nutrition (50:30) Where to Find Dr. Mark Hyman Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#203: Learn to save on the cost for college. Chris and college funding expert Brad Baldridge discuss common mistakes, leveraging 529 plans and tax benefits, types of financial aid, creative tactics to maximize savings, and much more. Brad Baldridge, founder of Baldridge College Solutions and Taming the High Cost of College, is a Certified Financial Planner® who has helped hundreds of families plan and pay for college, their retirement, and more. Link to Full Show Notes: https://chrishutchins.com/saving-money-on-college-brad-baldridge Partner Deals Maui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKS Vuori: 20% off the most comfortable performance apparel I've ever worn Daffy: Free $25 to give to the charity of your choice Cultural Care: Get $250 off flexible childcare with international au pairs DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Brad Baldridge: Website | Newsletter Free Scholarship Guide for Busy Parents Free Financial Aid Calculator 529 Plan Investment Options: A Quick Guide for Parents 7 Quick Tips for FAFSA Season The Best Student Loan Options for 2024-25 3 Last-Minute Strategies to Save on College Costs CSS Profile: Everything You Need to Know to Complete the CSS Profile Wealthfront: 529 Plan Rakuten ($40 for new members) Credit Cards: Rise Student Card Robinhood Gold Card U.S. Bank Smartly Card Gift of College Gift Cards CardPointers Pro (50% off here) ATH Podcast: Membership Chris' Newsletter Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:08) Biggest Mistakes People Make When Planning to Pay for College (03:18) Early Stage Planning vs. Late Stage Planning (05:56) Tax Benefits & Advantages for College Savings (16:40) How Your Assets Impact/Doesn’t Impact Need-Based Financial Aid (18:01) Recent Big Change On The FAFSA (22:41) What Is The CSS Profile? (27:31) The Different Types of Financial Aid (30:24) How to Plan for Scholarships (35:50) Transferring from A Local Community College to A Competitive College (37:49) Saving Strategies for Families with Higher Income (42:57) Ways to Utilize Student Loans (48:13) Student Loan Forgiveness Programs (50:36) Brad’s Final Takeaway (51:57) How Much Money Can Families Save on College Costs? (52:36) Where to Find Brad & His Services (53:16) Utilizing Credit Cards for College Tuition (55:08) How to Maximize Gift of College Gift Cards (1:03:35) Brad’s Disclosure Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#202: Sharing 80+ holiday gift ideas across tech, kitchen, clothing, healthcare, games, and more—plus my top strategies to maximize your holiday savings. For all the products, links, deals and more, check out the full 2024 Gift Guide here: https://chrishutchins.com/gifts Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Notion: Try Notion AI free to automate tedious tasks and streamline your work 1Password: Free 2-week trial of my favorite password manager Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned 2024 Gift Guide: Find all the products, links, deals and more at https://chrishutchins.com/gifts ATH Podcast Chris' Newsletter: Subscribe Ep #151: Master the Skill of Sleep with Mollie Eastman Ep #197: Navigating Your Money, Points, and Career + More Listener Q&A with Kevin Rose Ep #68: Hosting Cocktail Parties, Building Relationships, Museum Strategies and Friends Newsletters with Nick Gray Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (01:52) Personal Tech Gifts (10:54) Kitchen Appliances & Tech (19:59) Clothing & Gear (27:24) Health & Fitness (31:24) Games (38:33) Kids (42:22) Books & Learning (43:54) Ways to Save Money When You Shop (52:35) Gift Card Buying and Selling (55:13) How You Can Gift Chris (For Free) (55:52) Chris' Family Holiday Traditions Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#201: Chris and Amy recap all the takeaways and planning tactics from two recent trips to Iceland (with All the Hacks listeners and the Big Island of Hawaii. Link to Full Show Notes: https://chrishutchins.com/iceland-hawaii-trip-recap Partner Deals DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Vuori: 20% off the most comfortable performance apparel I've ever worn Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned ATH Podcast Iceland Trip 2025: Sign Up Hotel Upgrade Program Ep #115: Iceland: Planning an Epic Adventure with Brandon Presser Ep #66: Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg Chris + Amy AMA: Submit Questions Email us for questions, tips, deals and feedback Iceland Hot Springs Hvammsvík Blue Lagoon West Snæfellsnes Peninsula Hótel Búðir Reykjavík The Icelandic Punk Museum The Icelandic Phallological Museum Restaurants: Sumac Grill+Drinks | ÓX Icelandic Hot Dog: Bæjarins Beztu South Thórsmörk Skálakot Manor Hotel and Horseback Riding Tours Traveling to Iceland with points & miles in 2024 Top Super Jeep Tours in Iceland Travel Backpacks by Tortuga Hawaii Kids Travel Gear JetKids™ by Stokke® BedBox™ RideSafer Travel Vest Hotels Mauna Lani Fairmont Orchid Food & Drinks Lava Lava Beach Club Da Poke Shack On the Rocks National Car Rental: Emerald Club Benefits Southwest Family Boarding Full Show Notes (00:00) Introduction (02:20) Overall Thoughts on Iceland (05:37) Our Hot Springs Experience (07:43) The Magical Northern Lights (10:01) Eating Fermented Shark (10:52) Why It’s Important to Meet the Locals (11:52) Walking Around Reykjavik (15:15) Icelandic Hot Dogs: Bæjarins Beztu (19:34) Traveling Around Iceland in Super Jeeps (21:53) The Types of Waterfalls Across Iceland (23:47) The Uniqueness of Icelandic Culture (28:29) Travel Logistics in Iceland (34:06) Expenses & Payment Options in Iceland (37:50) ATH Iceland Trip 2025 (40:41) Intro to the Hawaii Trip (41:53) The Best Ways to Fly to Hawaii (46:28) Southwest Family Boarding Trick (47:52) Renting Cars in Hawaii (51:17) Properties We Stayed at in Hawaii (54:44) Food: Room Service, Kids Menu & Fine Dining (58:05) Free & Unique Hotel Perks (1:00:23) Fun Activities and Spots in Hawaii Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#200: Take control of your taxes and save money with unique strategies from tax expert Jasmine DiLucci. Learn how to leverage IRS transcripts, identify misleading tax advice, and differentiate between personal and business deductions. We also cover common audit triggers and valuable tax planning advice for business owners. Jasmine DiLucci is a seasoned tax attorney, Certified Public Accountant, and Enrolled Agent with over a decade of experience. She specializes in tax controversy, litigation, IRS collections, payroll debt disputes, penalty abatements, and audit representation. Link to Full Show Notes: https://chrishutchins.com/tax-savings-2024-jasmine-dilucci Partner Deals Cultural Care: Get $250 off flexible childcare with international au pairs 1Password: Free 2-week trial of my favorite password manager Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Jasmine DiLucci: YouTube | Website Are Credit Card Rewards Taxable? Request IRS Transcripts Donor-Advised Fund: Daffy (Free $25 for charity) ATH Podcast: Chris' Newsletter: Subscribe Ep #50: The Power (and Tax Savings) of Charitable Giving with Adam Nash Ep #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick and Mani Ep #147: How to Save on Taxes with Ankur Nagpal Full Show Notes (00:00) Introduction (02:09) Why There's So Much Bad Tax Advice (05:17) Debating for Business Expenses vs. Personal Expenses (07:36) Can You Hire Your Kids to Work for You? (10:31) Ways to Identify Good and Bad Tax Advice Online (14:07) What Actually Happens When You Get Audited by the IRS (20:13) Do Credit Card Transactions Justify Receipts? (21:32) Common Things That Would Flag Audits (24:13) The Importance of IRS Transcripts (28:55) What Happens When the IRS Delays a Payment (30:33) Jasmine's Advice to Minimize Tax Penalties (32:36) What Kind of Tax Documents Can Have Errors? (34:44) Filing Using Tax Tool vs. Tax Expert (38:55) Chris' EOY Tax Checklist (43:41) Business Tax: Setting Up S Corps vs. LLCs (45:07) Changes to Expect in the Near Future (49:30) Where to Find Jasmine Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#199: Sharing my top 10 takeaways from a retreat for high-net-worth individuals hosted by Long Angle. Today, Tad Fallows and I discuss how money shapes our decisions—impacting everything from your mindset and family choices to overall happiness. We dive into the power of resilience over perfection, the importance of staying flexible in uncertain times, practical insights for raising financially responsible kids, and more. Tad Fallows is the co-founder of Long Angle, a community for high net worth and ultra-high net worth investors. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies. Link to Full Show Notes: https://chrishutchins.com/10-money-lessons-happiness-family-purpose Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Maui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKS Shopify: $1/month trial for the easiest e-commerce platform Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tad Fallows: LinkedIn Long Angle: Join a free private community for high net worth investors Chris + Amy AMA: Submit Questions Happy Money: The Science of Happier Spending ATH Podcast Episodes: #6: The Psychology of Money with Morgan Housel #49: Finding Happiness, Success and Deep Purpose with Arthur Brooks #87: How High Net Worth Individuals Invest and a Deep Dive on Alternative Assets with Tad Fallows #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins #170: Cash Back vs. Points: Are We Doing It All Wrong? #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh Rowan AMA with Chris and Amy: Submit Questions Full Show Notes (00:00) Introduction (02:48) Wealth Can Amplify the Good or Bad (05:56) There Is No One Right Way to Invest (09:39) Understanding Trade-Offs Can Unlock Hidden Opportunities (12:16) How One-Third of the Economy Operates Outside Public Markets (15:32) Building Resilience Is More Valuable Than Chasing Perfection (21:24) With the Future Being Uncertain, Flexibility Becomes Key (24:01) Estate Planning: Why You Should Have Flexibility Over Court Decisions (27:14) Everyone Can Benefit from Seeking Advice (30:26) Recognize That You're Not at the End of History (33:07) The Key to Happiness: Finding Purpose Beyond Accumulating Wealth (39:19) Two Curves of Happiness (40:26) There's No Perfect Answer When It Comes to Money and Kids (42:32) Should You Be Transparent About Finances with Your Kids? (48:18) Why It’s Important to Have a Minimum Wage Job (49:47) Optimizing Isn’t a Binary Game (52:31) How Chris Optimizes Points & Miles (55:58) Ways to Optimize Your Travel Experiences (58:51) All Decisions Are Personal, So There Isn’t a Universal Right Answer Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#198: Learn to find anything online quickly, effectively and securely with Chris and Steph Smith. We discuss essential tools and tips for navigating the web, from uncovering hidden information to leveraging AI and keyboard shortcuts to validating sources. Whether you’re a seasoned researcher or a casual browser, you’ll gain practical strategies to unlock the internet’s full potential. Steph Smith is a writer and the host of the a16z and Sh*t You Don't Learn in School podcasts. She builds online projects like Internet Pipes and Trends, and has launched several websites that topped Product Hunt. Previously, she led HubSpot’s Creator Program and worked at The Hustle. Link to Full Show Notes: https://chrishutchins.com/steph-smith-navigating-the-internet-pipes Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Bilt Rewards: Earn the most valuable points when you pay rent MasterClass: Learn from the world's best with 15% off Oracle: Free trial of the next generation Oracle Cloud Infrastructure Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Steph Smith: Website | X | Podcast Internet Pipes (Get $200 off with code ALLTHEHACKS) Browser Extensions Keepa Honey Capital One Eno Points Path Keywords Everywhere Grammarly Library Extension Similarweb Ghostery Wappalyzer | changedetection.io | Distill Text Blaze OneTab Tools Syften Arc Rectangle Superhuman (Use code ALLTHEHACKS for a free month) Search Engines Reddit Search: GigaBrain | Redditle Academic Search: Google Dataset Search | Consensus AI Tools Perplexity Globe Explorer Note Taking: Obsidian | NotebookLM Cubby PodEngine Email Contact Searches: Lusha | Hunter | Muck Rack RadRunner Electric Utility Bikes Unclaimed Money Database Supplement Validators: Examine | Pillser Tools for Storing Info Evernote Notion (Try Notion AI free here) Apple Notes Save to Notion Arc Search Audio and Video Editing: Descript Business Ideas ImportYeti Harper's Index ResearchRabbit AppMagic Web Scraping: Web Scraper | Browse AI ATH Podcast Chris' Newsletter: Sign Up | Past Issues Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Ep #85: Building a Second Brain to Organize Your Digital Life with Tiago Forte Full Show Notes (00:00) Introduction (02:16) Most Common Mistakes in Finding Information Online (04:45) Browser Extensions for Better Research (09:47) Steph's Online Research Tools (11:49) The Importance of Learning Keyboard Shortcuts (14:54) The Different Types of Search Engines (19:45) Why Reddit Is the Most Underutilized Search Engine (23:51) How Information Available on Each Platform Differs (25:05) AI Search Engine: Globe Explorer (28:38) Ways to Leverage ChatGPT (36:33) Features on Google's New Notebook LM (44:47) How to Effectively Search for People's Email Addresses (46:30) How to Delete Your Personal Information Online (50:07) The Importance of Digital Privacy (53:03) Ways to Validate Online Sources and Information (55:52) Validating Expertise (58:27) The Most Efficient Ways to Store Information (1:06:08) Internet Pipes: Researching Business Ideas and Trends (1:09:24) The Amazing Results of Web Scraping (1:11:21) Steph's Final Piece of Advice for Online Research (1:14:17) Where to Find Steph and Her Work Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#197: Together with Kevin Rose, we'll dive into points and miles strategies, credit card optimization, travel tips, and career growth. Specifically, we'll cover everything from underrated credit card tricks, tactics for earning multiple welcome bonuses, navigating the complexities of family travel, staying updated on the best deals, our favorite podcasts, and so much more. Kevin Rose is a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Digg, Zero, Oak, and was a Partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/kevin-rose-ama-1 Partner Deals Stable: 50% off your first year of my favorite digital mailbox Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn Oracle: Free trial of the next generation Oracle Cloud Infrastructure For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Rose: Website | Newsletter DEXA Scan: DexaFit Credit Cards Best Credit Cards Offers Page Capital One Venture X Rewards Credit Card Capital One Venture Rewards Credit Card U.S. Bank Altitude® Reserve Visa Infinite® Card Bank of America Preferred Rewards Robinhood Gold Credit Card Bilt Mastercard® Wells Fargo Autograph Journey℠ Card Wells Fargo Autograph℠ Card Citi Strata Premier℠ Card Credit Card Optimizer Tool How to Get Approved for Business Cards Pepper Rewards App (Referral code: 612342) Points and Miles Websites Frequent Miler Doctor Of Credit One Mile at a Time Travel point.me AwardCat 10xTravel Savanti Travel Hyatt Globalist Guest of Honor: A Complete Guide Podcasts Frequent Miler On The Air Animal Spirits The Memo by Howard Marks MoneyWise with Sam Parr The Peter Attia Drive diggnation Huberman Lab The Aliquot (Rhonda Patrick) ATH Podcast Chris' Newsletter: Sign Up | Past Issues Chris' Membership Ep #47: Finding Happiness, Success and Deep Purpose with Arthur Brooks Ep #86: The Best Deals for Vacation Rentals, Exchanges, Fractionals, Timeshares and More! Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #196: Optimizing Metabolic Health to Live a Longer and Healthier Life with Dr. Casey Means Full Show Notes (02:11) Introduction (03:32) Strategizing Your Next Home Purchase (07:42) When Should You Consider REITs? (08:25) Mastering the Skill of Spending (12:15) Why You Should Invest Toward Your Pain Points (14:28) Maximizing Earnings in Less Than 6 Months (16:51) Most Overrated Credit Card Trick (20:55) Underrated Credit Card Strategies (23:30) Chris' Credit Card Optimizer Tool (25:34) Secret Perk on Amazon Visa Card (26:49) How to Earn Multiple Welcome Bonuses (30:26) Cancelling/Recycling Credit Cards (35:20) How to Get Weekly Alerts on Deals & Finds (37:01) Earning Points Beyond Regular Spending (40:00) Pepper Points (41:16) Alaska Airlines and Hawaiian Airlines Merger (44:03) Adding Authorized Users on Your Card (45:48) How to Search for Hotel Availability by Occupancy (46:49) Chris' Favorite Websites to Earn Points From (47:22) Best Credit Card Pairings (49:33) Using Consultants to Maximize Points (51:04) Relaxing on Vacation (54:03) Rental Car Protection on Points (55:57) Chris and Kevin's Favorite Airline Cabins (58:10) Splitting Kids & Nanny into Different Class Flight Seats (1:02:20) Earning Hyatt Globalist Status (1:05:52) Optimizing Vacation Rentals or Extended Trips (1:07:07) Chris and Kevin’s Favorite Podcasts (1:09:31) How to Decide to Quit Your Job (1:13:49) Accelerating Your Career With Kids (1:20:13) Future Q&A Preview (1:21:04) The Reason We Have Ads in the Show (1:22:53) Where to Find Kevin Learn more about your ad choices. Visit megaphone.fm/adchoices

#196: In this deep dive on metabolic health, Dr. Casey Means shares insights on how changes to your food, exercise, sleep, and more can improve your metabolic health. She also shares her recommendations on essential biomarkers to monitor your health and the role of functional medicine in personalized healthcare. Casey Means, MD, is a Stanford-trained physician and co-founder of Levels, a health tech company focused on reversing the global metabolic health crisis. She’s the author of the #1 New York Times bestseller Good Energy and her work has been featured in The New York Times, The Wall Street Journal, Forbes, and more. Link to Full Show Notes: https://chrishutchins.com/casey-means-metabolic-health Partner Deals Green Chef: 50% off your first meal kit + 20% off next 2 months with code ALLTHEHACKS50 1Password: Free 2-week trial of my favorite password manager NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Casey Means: Website | Newsletter | Instagram | X Book: Good Energy Levels Blog Diabetes Reversal Diets: Virta Health | Mastering Diabetes Biomarker Testing and Services DexaFit Function Health (ALLHACKS100 to skip the waitlist) InsideTracker (Get 10% off here) Levels (Discounts on Subscriptions here) Instalab Life Extension Next Health Functional Medicine Doctors The Institute for Functional Medicine Parsley Health Medical Journals: New England Journal of Medicine | Journal of the American Medical Association Environmental Obesogens and Their Impact on Susceptibility to Obesity Sleep Tracker: Oura Ring Continuous Glucose Monitoring (CGM): Levels ATH Podcast Ep #151: Master the Skill of Sleep with Mollie Eastman Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:02) Why Investing in Healthcare Is Making Us More Sick (04:53) Metabolic Dysfunction: Definition and Impact (08:38) The Causes of Metabolic Dysfunction (12:35) The Role of Food in Metabolic Health (19:46) Ways to Identify Healthy and Unhealthy Processed Food (23:59) How Our Body Handles Sugar (27:04) The 5 Essential Components of Food (28:33) How Important Is Hydration? (30:45) Testing and Biomarkers for Metabolic Health (34:11) Advanced Tests for Specific Health Functions (40:37) Affordable Services to Test Your Biomarkers (43:05) What Does a Functional Medicine Doctor Do? (45:19) Understanding Diagnostic Categories (49:43) Leveraging Continuous Glucose Monitoring for Your Overall Health (52:47) Does the Timing and Order of What You Eat Matter? (55:44) Why You Should Take a Walk After Your Meals (58:32) Sleep Hygiene Tips for Better Metabolic Health (1:01:17) Types of Exercises That Boost Your Metabolism (1:05:13) What Are Environmental Toxins and How Can You Get Rid of Them? (1:09:21) The Impact of Good Cellular Function and How to Start Improving It (1:11:20) Where to Find Dr. Casey Means Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#195: Learn 50+ tactics to earn points and miles without spending extra money. From shopping portals and card-linked offers to strategies for earning points on groceries, flights, and even rent, discover how to optimize your spending and leverage partnerships between airlines, hotels, and various services to rack up points effortlessly. Link to Full Show Notes: https://chrishutchins.com/50-ways-to-earn-more-points-and-miles Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Fabric: Affordable term life insurance for you and your family Bilt Rewards: Earn the most valuable points when you pay rent LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Shopping Portals Cashback Monitor Rakuten CardPointers: 30% off (50% off for ATH Members) United MileagePlus X SimplyMiles MyPoints Amazon x JetBlue Paid Surveys: e-Rewards Dining: Bilt Rewards | OpenTable x IHG | SkyMiles Dining Drugs Stores: Bilt Rewards x Walgreens Starbucks x Delta Groceries: Albertsons/Safeway Just For U Rewards x Alaska Airlines Local Events NFL: 12Status Ticketmaster x Delta Broadway and Off Broadway Shows: Audience Rewards Fuel: Shell x American Airlines Hotel + Airline Partnerships United Airlines x Marriott American Airlines x Hyatt Marriott x Emirates Hotel Booking Platform Paisly by JetBlue Delta Vacations Stays by Alaska Vacations AAdvantage Hotels™ Southwest Hotels Rocketmiles Home Rentals Airbnb: Delta | British Airways | Qantas Vrbo: United Airlines | JetBlue Villas of Distinction x MileagePlus Travel Car Rental Programs: Avis Budget x United Airlines | Turo x Delta Lyft: Alaska Airlines | Delta | Hilton Honors | Bilt Rewards Uber x Marriott Thanks Again Activities Viator x Wyndham GetYourGuide x Alaska Airlines World of Hyatt FIND Pets: Rover x American Airlines Rent: Bilt Rewards Debit Cards: Paypal Bills Bank Accounts American Express Rewards Checking Bask Bank Mileage Savings Mortgage Rocket Mortgage Guaranteed Rate BetterMortgage Energy Providers NRG Energy Reliant Energy XOOM Energy EnergyPlus Donations Stand Up To Cancer National Foundation for Cancer Research x United Airlines ATH Podcast Episode 164: Earn Points Paying Taxes with a Credit Card Newsletter Membership Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (01:57) Shopping Portals for Extra Points (06:03) Leveraging Card-Linked Offers (07:13) Apps and Websites for Bonus Miles and Points (09:36) Online Survey Programs (12:26) Dining(14:08) Drug Stores (15:09) Delta SkyMiles from Starbucks (15:46) Groceries (19:22) Local Events (20:48) Fuel Spend for Points and Miles (21:38) Earning Miles Through Flights (23:18) Points and Miles on Hotels (25:01) Hotel Booking Platforms (28:12) Home Rental Earnings (29:02) Car Rental Rewards (30:13) Points and Miles on Cruises (30:41) Points with Lyft and Uber (32:08) How to Earn Points on Activities (35:13) Easiest Way to Earn Points on Rent (38:08) Earning Points on Debit Cards (40:20) Paying Taxes to Earn Points (41:13) Bank Accounts: Miles vs. Interest (44:01) Airlines and Mortgage Partnerships (44:41) Earning Miles via Energy Providers (45:36) Leveraging Transfer Bonuses (47:19) Earning Points with Credit Card Referrals (47:48) Company Reimbursements (49:15) Using Donations to Earn Points (51:12) ATH Newsletter & Membership Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#194: Build wealth and achieve financial freedom with three simple, actionable steps. Personal finance expert JL Collins discusses the concept of "FU" money, the importance of living on less than you earn, the power of low-cost index fund investing, and other effective strategies to create long-term wealth. JL Collins is the author of The Simple Path to Wealth and a popular personal finance blog, where he helps countless individuals take control of their financial futures by simplifying wealth-building strategies. With decades of experience, his work has been widely influential in the FIRE movement. Link to Full Show Notes: https://chrishutchins.com/jl-collins-the-simple-path-to-wealth Partner Deals DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Facet: Personalized Financial Planning + $250 enrollment fee waived Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned JL Collins: Blog | X | Facebook Books: The Simple Path to Wealth | Pathfinders Time Machine and the Future Returns for Stocks Blog: Mr. Money Mustache J.P. Morgan Asset Management Analysis: Is your money working its hardest for you? ATH Podcast: Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:20) What Is "FU" Money and How Is It Related to Financial Freedom? (04:13) Real Life Examples of "FU" Money (Even With Small Savings) (07:27) The Simple Path to Wealth Explained (09:31) Is Saving the Hardest Part of Creating Wealth? (11:54) How to Prioritize Your Lifestyle for Financial Freedom (19:26) Why Becoming Wealthy Is Simpler Than You Think (23:15) Do You Need to Quit Your Job When You're Financially Independent? (25:52) How to Look at Investments as a Way of Saving (30:08) Should You Cash Out Your Portfolio When the Market Is Down? (36:54) The Different Implications of the Trinity Study (Safe Withdrawal Rates) (40:19) Expanding Your Portfolio Beyond U.S. Exposure (49:21) Difference Between VTSAX vs. VTI (53:19) How to Avoid Fees When Investing (54:54) Strategies to Roll Over 401(k)s (59:36) Exceptions for Debt (1:04:49) Is Financial Independence About Freedom or Wealth? (1:10:06) What Is the Real Benefit of Financial Freedom and Independence? (1:10:52) Where to Find JL Collins Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#193: Unlock better opportunities, improve your emotional and physical health, and build stronger relationships by embracing “hopeful skepticism.” Dr. Jamil Zaki shares science-backed, actionable strategies to overcome the rising tide of cynicism and shift toward a positive mindset— paving the way for a more fulfilling and successful life. Dr. Jamil Zaki is the director of the Stanford Social Neuroscience Lab and a psychology professor at Stanford University. Trained at Columbia and Harvard, Dr. Zaki has published his work on empathy and kindness in the human brain, including his books The War For Kindness and Hope for Cynics. Link to Full Show Notes: https://chrishutchins.com/jamil-zaki-hopeful-skepticism Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Maui Nui: 20% off the most nutrient-dense red meat Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris Hutchins's Q&A Submission Jamil Zaki: Website | X | Instagram Hope for Cynics: The Surprising Science of Human Goodness Social Neuroscience Laboratory Cynic Personality Self Evaluation ATH Podcast: Follow & Leave a Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:35) The Difference Between Being Cynical vs. Skeptical (05:12) Why There’s a Massive Rise in Cynicism and Drop in Trust (07:36) Ways to Identify if You're a Cynic (09:45) The Spectrum of Cynicism (12:48) What’s the Ultimate Benefit of Overcoming Cynicism? (16:46) Is There Any Benefit to Being Cynical in Certain Scenarios? (20:30) The Generational Difference in Cynicism (21:41) Why Hopeful Skepticism Isn't the Same as Optimism (23:26) How to Cultivate Hopeful Skepticism (26:58) What Are Values Affirmations? (28:35) Ways to Engage People Who Are Too Cynical (31:18) Why You Should Experiment with Risk Tolerance in Social Settings (37:59) How to Deal with Hopeful Cynicism When Your Trust Is Broken (41:21) Role of Your Intuition and Gut vs. Science (44:37) The Impact of Cynicism on Personal Finance and Optimization (47:51) Dealing with Cynics in Your Own Family and Friend Circles (49:47) Advice for Parents to Course Correct Kids (52:27) The Rule of Exception in Cynicism Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#192: Here's how we saved over $20,000 on our recent Europe trip! Learn how to use award flight tools to score affordable business-class tickets, maximize hotel loyalty programs for luxury stays, and find incredible travel deals. We’ll also review highlights from our trip, including top restaurants, airport experiences, Olympic events, and so much more! Link to Full Show Notes: https://chrishutchins.com/save-20k-luxury-europe-trip Partner Deals NetSuite: Free KPI checklist to upgrade your business performance MasterClass: Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent Fabric: Affordable term life insurance for you and your family AG1: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Flight Tools Ep #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler AwardTool ($20 off annual plans with code ALLTHEHACKS) Seats.Aero PointsYeah point.me avianca lifemiles+ Program Direct Flights: FlightConnections Hotel Tools Ep #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Awayz ($10 for ATH listeners and 50% off for ATH members) Rooms.Aero Chris' Airline/Hotel Transfer Partner Spreadsheet Hotels 7Pines: Sardinia | Ibiza Hôtel Martinez Cannes by Hyatt Hyatt Paris Madeleine Hyatt's Tier List Car Rental Tools AutoSlash SIXT Hertz National Restaurants Paris: Arnaud Nicolas Palma: Vandal Places in Mallorca Hotel: Cap Rocat | Sea Club Restaurant Cities: Sóller | Palma de Mallorca Catedral de Mallorca Credit Cards Cards Page American Express® Gold Card Hilton Honors American Express Aspire Card Hilton Honors American Express Surpass® Card ATH Podcast Newsletter Membership Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Ep #175: Booking Summer Travel Award Flights (34:35) Ep #184: Chris’ Summer Award Travel Update (06:27) Ep #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh Rowan Ep #188: My Must-Have Products and Services for Life, Work and More Full Show Notes (00:00) Introduction (03:02) Getting the Best Deal on Our Flights (06:07) How to Book Flights Using Transfer Partners (10:30) Why We Decided Not to Take Our Kids on This Trip (13:34) How We Planned Our 40th Birthday in Europe (17:58) Leveraging Credit Card Welcome Bonuses For Hotel Perks (23:33) How We Booked Our Hotel in Paris (26:39) Booking Our Intra-European Flights (33:12) Renting a Car in Mallorca (34:29) How We Booked Tickets to the Olympics (36:34) The Flight Experience to Paris (43:35) A Review of the Hyatt Paris Madeleine (46:00) Arnaud Nicolas: A Michelin Guide Restaurant (47:11) Our Olympic Experience (53:13) A Review of the Paris-Orly Airport and Transavia Flights (56:20) What It's Like in Mallorca (58:21) Why We Would Give Cap Rocat (Mallorca) a Perfect Score (1:02:11) Bora Bora vs. Mallorca (1:03:57) Things We Did in Mallorca (1:07:41) Quick Review of Condor Airlines (1:13:01) Overall Takeaway on Europe Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#191: Grow your wealth and build a resilient portfolio by making smarter decisions with these 11 investing lessons. Financial advisor Ben Carlson and I share actionable insights on managing risk, overcoming psychological barriers in investing, and the power of simplicity and diversification to ensure long-term, fulfilling financial success. Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of four books on investing and personal finance. He runs the popular blog A Wealth of Common Sense, where he shares insights on financial markets and investing strategies. Ben also co-hosts Animal Spirits, one of my favorite podcasts. Link to Full Show Notes: https://chrishutchins.com/ben-carlson-money-lessons Resources Mentioned Ben Carlson: Website | Animal Spirits Podcast | X 20 Lessons From 20 Years of Managing Money My All-Time High in Savings You Probably Need Less Money Than You Think For Retirement Wealthfront Risk Parity Fund | What is Risk Parity? JP Morgan: S&P 500 Market Concentration Chart Fractional Vacation Homes: Pacaso Paula Pant’s Podcast: Afford Anything Safe Withdrawals: Free DIY Withdrawal Rate Toolbox | Safe Withdrawal Rate Series Study: Spending Habits of Retirees ATH Podcast Ep #41: Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #117: Navigating a High Rate Market: Buying a Home, Preparing for a Recession and Where to Put Cash with Ben Carlson Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyl Ep #180: Stocks vs. Real Estate: What’s the Best Investment to Build Wealth? Ep #186: 25 Money Rules (and When to Break Them) with Brian Feroldi Ep #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske Join our Newsletter Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:30) Experience in Investing Is Not the Same as Expertise (03:24) Intelligence Doesn’t Guarantee Investment Success (05:42) No One Lives Life in the Long Term (07:32) Experiences Shape Your Perception of Risk (10:12) The Biggest Risks Are Always the Same yet Different (13:29) Optimism Should Be Your Default (20:03) There Is No Such Thing as a Perfect Portfolio (22:31) Overthinking Can Be Just as Debilitating as Not Thinking at All (24:30) How to Think About a Simple Portfolio with International Exposure (26:17) Less Is More (30:17) Ways to Reduce Overthinking (32:02) Tax Loss Harvesting vs. Direct Indexing (39:02) Why Ben Wrote a Post on 20 Money Lessons (40:11) Lesson #10: There Is a Big Difference Between Rich and Wealthy (43:37) The Reason Ben and Chris Invested in Holiday Homes (48:27) What's a Reasonable Amount to Save? (51:29) You Probably Need Less Money Than You Think for Retirement (56:47) The Final Biggest Takeaway Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#190: Transform your relationships, productivity, and overall quality of life by discovering how to be intentional with your time. Sahil and I share actionable tactics to build better habits (and get rid of bad ones), improve your listening, boost creativity, choose the right people to surround yourself with, and so much more! Sahil Bloom is the author of 5 Types of Wealth and writer of The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He is also an investor and runs a venture fund called SRB Ventures. Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-time-vs-energy Partner Deals Greenlight: First month free on a debit card and money app to raise financially smart kids DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Facet: Personalized Financial Planning + $250 enrollment fee waived Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | X Book: 5 Types of Wealth Blog Post with Charts: How We Spend Our Time Brave New World By Aldous Leonard Huxley (Free PDF) Tim Ferriss: 17 Questions That Changed My Life Stanford Study: Walking Improves Creativity Video: It's Not About The Nail Ep #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky Full Show Notes (00:00) Introduction (02:42) The Fundamental Difference Between Time and Energy (04:56) How to Identify Life Seasons to Prioritize Things That Matter (07:35) Anti-To-Do List: What Is It and How Can It Help You? (11:44) The Law of Reversed Effort (14:00) A Think Day to Focus on the Bigger Picture (22:41) Why Walking Is the Single Most Powerful Habit (23:26) Sahil's 30 for 30 Approach for Building a New Habit (26:59) The Face Down Phone Theory (29:31) Tactics to Disconnect From Your Phone (33:50) The 3 Levels of Listening (41:22) Listening in Romantic Relationships (43:17) How Important Is It to Spend Time With the Right People? (44:25) Ways to Find the Right People for You (48:28) Sahil's #1 Rule in Life: Don't Complain (About Anything) (49:51) The Benefits of Being Intentional With Time (50:53) Sahil's New Book: 5 Types of Wealth Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning. Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst. Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeske Partner Deals MasterClass: Learn from the world's best with 15% off Bilt Rewards: Earn the most valuable points when you pay rent Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Karsten Jeske: Blog | X | LinkedIn Safe Withdrawal Rate Series Part 14 & Part 15: Sequence of Return Risk Part 28: Free DIY Withdrawal Rate Toolbox Part 35: Asset Location Part 43: Pre-Retirement Glidepaths Part 61: Safety First Blog Post: Stealth Frugality Shiller CAPE Ratio Alpha Architect 1-3 Month Box ETF: BOXX Blog For Tax Optimization: Go Curry Cracker ATH Podcast: Ep #2: Financial Independence Without a Six Figure Salary with Brad Barrett Ep #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad Barrett Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:00) Should Everyone Retire Early? (05:09) The Rule of 4% as a Guideline (09:46) The Role of Longevity in the 4% Rule (12:46) Using Historical Data for Retirement Simulations (19:11) Sequence of Return Risk: What It Means & What to Do About It (23:51) Strategies to Mitigate the Sequence of Return Risk (30:41) The Flexibility of Safe Withdrawal Rates (37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions (45:53) The Reverse Glide Path Strategy (49:30) The Impact of Inflation on Retirement Planning (57:03) Evaluating Annuities (59:40) Ways to Consider Tax Optimization Strategies (1:04:29) How to Think About Portfolio Allocation During Accumulation (1:12:25) The Role of International Diversification in Equity Allocation (1:16:57) Karsten's View on Tax Loss Harvesting (1:20:34) Asset Location (1:22:35) Is Adding Leverage to Your Equity Worth It? (1:26:41) Advice for Someone Early in the Accumulation Phase (1:28:27) Stealth Frugality (1:29:39) How Do People Spend During Retirement? Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#188: Here are the 130+ things I cannot (or don’t want to) live without, including my favorite tech, web and mobile apps, travel gear, subscriptions, banks and financial tools. I also share health and fitness items, smart home gadgets, kitchen tools, must-haves for kids and more! Link to the full show notes with all the links and discounts for everything mentioned: https://chrishutchins.com/stuff-i-use Partner Deals Maui Nui: 20% off the most delicious and nutrient-dense red meat NetSuite: Free KPI checklist to upgrade your business performance Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth AG1: Free 1 year supply of Vitamin D and 5 free travel packs Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Products Mentioned Note: I've only included links to products with discounts here, because I have limited space. You can find the full list at chrishutchins.com/stuff. Email: Superhuman (Free month with code ALLTHEHACKS) 1Password (← Free 2-week trial) NordVPN (← Discount + 4 months free) Cash Back: Rakuten (← Free $30) MasterClass (← 15% off) Virtual Mailbox: Stable (← 50% off) Remove Personal Info: DeleteMe (← 20% off) Kubera (← 1st year free for ATH members) ProjectionLab (← 10% off with code ATH-10) Copilot (← 2 months free with code HACKS2) Daffy (← Free $25 for charity) CPAs: Gelt (← Skip the waitlist) Trustworthy (← 10% off) Cold Plunge (← $150 off) Vuori Activewear (← 20% off) Bonobos (← 25% off) Indochino (← 10% off with code ALLTHEHACKS) goodr sunglasses (← $10 off) Mack Weldon Underwear (← $20 off) Backpacks: Tortuga (← 10% off) Suitcases: Away (← $40 off) & Monos CardPointers Pro (← 30% off) TeslaFi (← 2 Weeks Free) Eight Sleep (← $150 off) Green Chef (← 50% off with code ALLTHEHACKS50) DRAM (← 20% off) Cameras: nanit (← 15% off with CHRISH15) Toys: Lovevery (← $20 off) Au Pairs: Cultural Care (← $175 off) Dog Food: Sundays (← 50% off) Virtual Assistants: Oceans (← $1000 off for mentioning ATH) + My Delegation Guide Full Show Notes (00:00) Introduction (03:04) Tech: Personal, Computer, Speakers (04:42) Stuff On My Desk (07:27) Storage(09:15) Software on My Computer (14:21) Chrome Extensions (17:30) Best Apps On My Phone (21:34) Favorite Subscriptions (24:23) Best Bank Accounts and Personal Finance Tools (25:48) Charitable Giving (27:11) Health And Fitness (30:59) Clothing(39:26) Apps for Points and Miles (42:30) Smart Home Tech and Gadgets (44:36) Home Energy (45:59) Games I Love (47:02) Food and Kitchen Gadgets (51:17) Things We Use For The Kids (54:27) Stuff We Get For Our Dog (Finn) (55:52) Business and Podcast Items Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Chris Hutchins is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

#187: Learn the art of travel planning to enjoy incredible vacations. Travel pro Leigh and I share over 40 practical tips to create the perfect itinerary, save on flights and hotels, find travel inspiration, experience destinations like a local, and much more. Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that he was the COO of The Points Guy. Link to Full Show Notes: https://chrishutchins.com/travel-planning-leigh-rowan Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Facet: Personalized Financial Planning + $250 enrollment fee waived Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Leigh Rowan: Savanti Travel | Twitter Travel Publications for Inspiration Robb Report Travel + Leisure The New York Times: 52 Places to Go This Year Lonely Planet Flight Monitoring Tool: TripIt Article: Award Ticket Change and Cancellation Fees Activities, Experiences, Tours Airbnb Experiences Viator Context Travel International Data: Airalo | Mint Mobile Love and London: Get 10% off digital travel guides and itineraries with code "ALLTHEHACKS" Episodes: #1: Pro Travel Tips for Every Aspect of Your Next Trip with Leigh Rowan #51: Unlocking Travel Lifestyles of the Rich and Famous with Leigh Rowan #84: The Vagabond's Way: Time Wealth, Slow Travel, and Immersing Yourself in a New Place with Rolf Potts #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More! #89: Booking Flights with Points and All Things Award Travel with Tiffany Funk #94: How to Experience London Like a Local and Get There on Points with Jessica Dante (+ Chris' Trip Report) #107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points with Leigh Rowan #115: Iceland: Planning an Epic Adventure with Brandon Presser #156: Finding the Best Deals on Flights with Zach Resnick #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Find other travel, points & miles related episodes here. Full Show Notes (00:00) Introduction (00:41) The Secret to an Incredible Vacation (02:33) Why Travel Planning Starts with Organization (06:15) Ways to Feel Inspired (09:21) Considering Seasonality and Timing (12:46) How Chris Uses Notion for Travel Planning (15:22) Leveraging ChatGPT (22:03) Tips to Monitor Booked Flights (+ Save Money!) (23:59) 3 Ways to Make Your Layover Count (29:05) Double Booking Hack for Flights (31:16) Rules of Thumb for Creating an Itinerary (40:04) Finding Accommodation and Getting Deals (44:23) Why Leigh Emails Hotels After Every Booking (46:54) Finding Local Experiences (53:37) Free Walking Tours (55:07) Finding Travel Inspiration Through Online Videos (58:26) Should You Use Credit Card Concierges for a Local Experience? (1:05:48) The Importance of Local Embassies (1:06:50) Best Ways to Access Money Abroad (1:06:58) Travel Insurance (1:10:02) Important Trip Elements to Review for Upcoming Travel Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#186: We'll break down 25 investing and finance rules of thumb, so you can learn to make better financial decisions, whether your goal is growing your wealth, retiring early, managing your portfolio, buying a car, or many other goals. Brian Feroldi is an investing expert and founder of Long Term Mindset, a financial education company. He is the author of Why Does The Stock Market Go Up? and shares his financial knowledge through The Motley Fool and his popular YouTube channel. Link to Full Show Notes: https://chrishutchins.com/investing-personal-finance-rules-of-thumb-brian-feroldi Partner Deals DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Brian Feroldi: Website | X | Instagram | LinkedIn | YouTube 12 Timeless Lessons For Stock Investors Emergency Fund Size Formula ATH Podcast: Episode #48: Using an Investing Checklist to Improve your Portfolio with Brian Feroldi Episode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Books: The Millionaire Next Door by Thomas J. Stanley and William D. Dank Stocks for the Long Run by Jeremy Siegel Blog Posts: Nick Maggiulli: Should I Max Out My 401k? Early Retirement Now: The Safe Withdrawal Rate Series 401k Fee Checker Wealthfront: Get a 0.5% APY boost Full Show Notes (00:00) Introduction (00:48) Why Personal Finance and Investing Is a Complicated Subject (02:30) The Rules of 72 and 70 (04:48) How to Apply Rule 72 (06:24) Rule 110(09:09) The 5 Year Rule (10:54) The 10-5-3 Rule for Growth Rates (12:26) The 6% Rule (13:57) The 3-6 Rule for Personal Finance (19:06) Brian's Emergency Fund Size Formula (21:40) The 5% Rule (23:28) Brian's Personal Rule of Thumb for Investing (27:07) The 1% Rule (31:27) Hiring Advisors (37:40) Calculate Your Net Worth: Age x Income / 10 Rule (39:37) The 15% Rule for Saving (40:46) The 50-30-20 Rule (42:00) The 80% Rule (44:03) The Employer Match Rule (46:52) The 4% Rule (49:07) The 25x Rule (An Inverse Rule) (50:35) The 20-4-10 Rule for Buying a Car (52:32) The Debt : Income Ratio (53:42) The 3% to 4% Salary Increase Rule (55:16) The 8-50 Rule (56:15) Chris' 4-3-2 Rule for Cashback Points Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#185: Learn a proven 4-step framework to create more time in your day for whatever matters most. In this episode, Jake and John share tactics to highlight your priorities, maintain laser focus, energize with healthy habits, and reflect in order to continuously improve and transform your life. Jake Knapp and John Zeratsky are the authors of the best-selling books Sprint and Make Time, and co-founders of Character, a venture capital firm. Previously, they were partners at Google Ventures and design leads at Google where worked on apps like Gmail and YouTube. Link to Full Show Notes: https://allthehacks.com/make-time-jake-knapp-john-zeratsky Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Shopify: $1/month trial for the easiest e-commerce platform Greenlight: First month free on a debit card and money app to raise financially smart kids Green Chef: 50% off organic meal kits with code ALLTHEHACKS50 + 20% off next 2 months For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Make Time: Book | Free Notes Template Character | Character Labs Apps: Reclaim Compose Freedom All the Hacks Follow & Review on Apple Podcasts Email for questions, hacks, deals, feedback: [email protected] Full Show Notes (00:00) Introduction (01:50) What Most People Get Wrong About Managing Time (04:06) Why People Are Struggling With Productivity (05:45) Applying ‘Make Time’ to Your Personal Life (08:14) Busy Bandwagons and Infinity Pools (12:30) The 4 Step 'Make Time' Framework (15:40) How to Start Your Day With a Highlight (20:24) Highlights: Can There Be More Than One? Can They Change? (24:04) Highlight Tactic: Design Your Day (27:38) Highlight Tactic: Batch the Little Stuff (30:34) How Often Should You Look Into Feedback Loops? (31:18) The Most Efficient Ways to Find Laser Focus (35:20) Creating a Distraction-Free Phone (42:00) How to Deal With Attention Residue (46:38) Ways to Create Energy to Recharge Yourself (50:16) Why You Should Leave Your Headphones at Home (51:05) Best Cadence to Take Breaks (53:00) How Jake and John Apply Exercise to Their Lives (56:20) What Can We Do to Reflect? (59:14) Where to Find Jake and John’s Work Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#184: Sharing five tactics I've used recently to maximize points, lower property taxes, cut credit card annual fees, get a free companion pass, and earn thousands of dollars through bank and brokerage bonuses. Link to Full Show Notes: https://allthehacks.com/5-tactics-to-maximize-savings Partner Deals DRAM: 20% off my favorite sparkling water with zero calories, zero sugar Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web NetSuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Credit Cards Bank Bonuses All the Hacks Membership #142: When Travel Goes Wrong: Pro Tips for Flight Cancelations, Delays, Lost Luggage, and More #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler #175: Monday Musings: Latest Deals, Summer Award Travel, Father's Day Gift Ideas, Calling 911 and More #181: Making an Easy $3k/mo from Online Deals with Kai Credit Cards: Hilton Honors American Express Card Hilton Honors American Express Surpass® Card For other cards mention, see our full Credit Cards Page Property Appraisal Appeal: Ownwell Flight Award Alerts: AwardTool | Seats.aero Avianca LifeMiles+ Subscription How to Earn A Free Southwest Companion Pass FlyerTalk Credit Card Retention Offers Best Bank Bonuses: Doctor of Credit HSBC: $1500 for $100k for 90 days Capital One: $1500 for $100k for 90 days Wells Fargo: $525 for $25k for 90 days Citi: $500 for $30k for 90 days Axos Bank®: $500 for $3k for 30 days with $1.5k direct deposit Wells Fargo: $325 for $1k for 90 days with $1k direct deposit Best Brokerage Bonuses: Doctor of Credit | Bogleheads WeBull: 2% on up to $100k (till 7/31/24) E*TRADE: $600 for $100k for 60 days TD : $750 for $100k for 30 days Tastytrade: $2000+ for $100k for 1 year Full Show Notes (00:00) Introduction (02:07) How To Lower Your Property Tax (06:27) Chris’ Summer Award Travel Update (14:32) 3 Big Takeaways for Booking Award Flights (16:21) Earning A Free Southwest Companion Pass (23:39) How To Negotiate Annual Fees on Credit Cards (26:01) Best-Ever Credit Card Welcome Offers (July 2024) (27:43) Overview of Bank Bonus Categories (30:54) $1000+ Bank Bonuses (32:48) Mid Range Bank Bonuses ($150-$750) (38:37) Bank Bonuses on Direct Deposits (42:22) Chris' Key Takeaway on Bank Bonuses (44:35) Overview of Brokerage Bonuses (48:21) Best Brokerage Bonuses (July 2024) (55:32) Limited Time Monster Brokerage Bonus (Ending 7/31/24) Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#183: Economist Emily Oster uses data to challenge and debunk common parenting beliefs and shares data-driven strategies for parents to make more informed and confident decisions. We also cover data on polarizing topics like sleep training, breastfeeding, private vs. public school education, and more. Emily Oster is a professor of economics at Brown University and a NYT best-selling author of four books—Expecting Better, Cribsheet, The Family Firm, and The Unexpected. She's also a the founder of ParentData, a data-driven guide to pregnancy, parenting and more. Link to Full Show Notes: https://allthehacks.com/debunking-parenting-myths Partner Deals Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) Bilt Rewards: Earn the most valuable points when you pay rent Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off AG1: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Emily Oster: ParentData | Instagram Expecting Better: Why the Conventional Pregnancy Wisdom Is Wrong--and What You Really Need to Know Cribsheet: A Data-Driven Guide to Better, More Relaxed Parenting, from Birth to Preschool The Family Firm: A Data-Driven Guide to Better Decision Making in the Early School Years The Unexpected: Navigating Pregnancy During and After Complications Is There a Best Method for Sleep Training? 5 Pregnancy Myths A Different Way to Look at Screen Time Cochrane Reviews 1-2-3 Magic by Thomas W. Phelan The Anxious Generation by Jonathan Haidt Full Show Notes (00:00) Introduction (01:44) The Shocking Amount of Misleading Data Around Parenting (04:17) Ways to Incorporate Data in Decision Making (10:05) Why There’s So Much Pressure to Be “Perfect” Parents (11:57) The Good Enough Approach vs. The Perfect Approach (14:57) How Important Is It for Parents to Prioritize Themselves? (19:47) The Most Shocking Myths and Misconceptions (22:52) The Reason for an Abundance of Caution Around Pregnancies (26:12) The Polarizing Data Around Sleep Training (30:17) How to Approach Data and Reliable Sources (32:08) The Role of Cultural Norms and Traditions in Parenting Advice (36:33) How to Navigate Pushback on Advice (37:29) Making Complicated or Difficult Decisions (40:50) The Impact of Primary Education: Private vs. Public (44:19) Why It’s Important to Build Resilience in Older Kids (46:32) Managing Screen Time and Technology (49:48) One Key Takeaway for Anyone Who Wants to Be a Parent (51:25) Where to Find Emily Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#182: We share 10+ insider secrets and shortcuts to earning elite status with airlines and hotels. We cover the basics of elite status and how to leverage credit cards, points and miles, and status matches to maximize travel perks. We also explore non-traditional methods like gifting and buying, vacation homes and corporate partnerships to earn and maintain status. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://allthehacks.com/shortcuts-to-elite-status Partner Deals Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Frequent Miler on the Air | Twitter Southwest Companion Pass Complete Guide Episode #221: Roll your own airline elite status Episode #222: Roll your own hotel elite status Flying by the Seat of our Points: Last Minute Travel Challenge All the Hacks Luxury Hotel Upgrade Program Episode #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More! Invitation-Only Statuses Delta 360° United Global Services® ConciergeKey Other Resources Exclusive Resorts FoundersCard StatusMatcher StatusMatch AirlineStatus Credit Cards: American Express Centurion Delta SkyMiles® Reserve American Express Card Delta SkyMiles® Reserve Business American Express Card Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Platinum Business American Express Card Hilton Honors American Express Aspire Card Marriott Bonvoy Brilliant® American Express® Card For other cards mentioned visit our Best Credit Cards Page Full Show Notes (00:00) Introduction (02:21) The Basics of Elite Status (05:13) Can You Earn Status With Flights Booked With Points & Miles? (06:39) Elite Status Perks on Different Levels (08:32) How Airline Alliances Fit Into Status (10:34) Earning Airline Status via Credit Cards (15:27) Airlines That Make It Easy to Earn Status (21:24) Perks of Hotel Status (23:45) Ways to Earn Hyatt Status (29:17) Can You Spend Money Outside of Credit Cards to Earn Status? (30:42) How Status Matches Work (35:08) Airline Status Offers (40:28) Getting “Walked” From a Hotel (41:32) Gifting an Elite Status (42:09) Lifetime Status (45:21) Buying Elite Status (46:31) Leveraging Corporate Partnerships for Status Perks (48:38) Vacation Home Memberships (49:24) Is Chasing Elite Status Worth It? (52:47) Rolling Your Own Airline and Hotel Elite Status (54:27) Car Rental Status Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#181: Learn the profitable side hustle of turning everyday deals into a reliable income stream. Chris and Kai explore an unconventional approach to maximize savings, leveraging brokerage bonuses, meal kits, cell phones, buying groups and gift cards. They also share tips to find the best freebies and discounts. In 2023, Kai earned over $36,000 and 2.4 million points turning deals into profits. He shares his churning journey every month on the his podcast. Link to Full Show Notes: https://allthehacks.com/profitable-deals-into-side-hustle Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web HubSpot: All-in-one customer platform to get more out of your business Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Kai's Podcast All the Hacks: Credit Cards Bank Bonuses Newsletter Membership Episode #138: Optimizing Cell Phone Plans: The Best Carriers, Deals, Plans, Insider Pricing, Insurance and More! Episode #170: Cash Back vs. Points: Are We Playing the Wrong Credit Card Game? Doctor Of Credit: Best Bank Account Bonuses | Brokerage Bonuses Freebies and Discounts Slickdeals Rakuten Brokerage Accounts Robinhood: Unlimited 1% Transfer Bonus Webull Schwab E*TRADE tastytrade Moomoo Bonus Info: Bogleheads Meal Kits HelloFresh: Free Box with Referral or 10 Free Meals - Free Appetizer For Life Green Chef: Get 50% Off + 20% Off For 2 Months Marley Spoon: First Box Free (6 Meals) CookUnity: 60% Off 16 Meals (discount lasts 2 weeks so you can get 16 more) / 60% Off 32 Meals Dinnerly: First Box Free Referral codes: Reddit Thread Cell Phone Plans Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Visible Buying Groups MaxOutDeals BuyForMeRetail Aligned Incentives Gift Cards: Pepper Miles Earn and Burn Full Show Notes (00:00) Introduction (02:43) Quick Overview of “Profitable Deals” (08:20) Leveraging Bank Bonuses (10:58) Opening a Bank Account: Average Requirements and Returns (14:40) Why You Should Prioritize Brokerages to Make Profit (17:14) Brokerage Accounts (24:10) Getting the Best Deals off Meal Kits (25:46) Kai's Favorite Meal Kits (28:04) How to Save on a New Phone or Cell Phone Plan (31:30) Big Cell Phone Carriers vs. MVNO (32:27) Number Porting for Cell Phone Plans (36:14) Best Sources for Discounts and Freebies (39:15) How to Filter Out the Best Deals (41:10) Kai's Approach to the Credit Card Game (44:59) Misconceptions Around Opening Credit Cards (46:30) Paying Taxes with Your Credit Card (49:20) How Buying Groups and Reselling Works (56:07) Making Profits on Gift Card Deals (57:31) Bank Funding: Profiting with Zero Costs (59:44) Why You Should Have a Player 2 for Better Deals (1:02:23) Insane Referral Bonuses (1:04:01) Player 2 Hacks (1:06:20) Using Your Business as a Player Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#180: Chris hosts a debate about whether stock investing or real estate is the faster path to wealth. He's joined by experts from The Motley Fool and BiggerPockets who dive into tax advantages, cash flow potential, long-term returns, and wealth-building strategies associated with each investment path to help you make informed decisions.  Jason Moser and Matt Argersinger are analysts at The Motley Fool, a financial services company that provides free and premium investment guidance to millions of investors. Scott Trench is CEO and President and Dave Meyer is VP of Market Intelligence at BiggerPockets, the world's largest online network of real estate investors. Link to Full Show Notes: https://allthehacks.com/investing-stocks-vs-real-estate Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Greenlight: First month free on a debit card and money app to raise financially smart kids Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned BiggerPockets The Real Estate Podcast Real Estate Investment Trusts (REITs) The “Value-Add” Playbook 1031 Exchange The “Middle Class Trap” The Motley Fool Motley Fool Money Podcast Index Funds: A Beginner's Guide Self-Directed IRA Full Show Notes (00:00) Introduction (02:21) Defining Stock Investing Vs. Real Estate Investing (03:59) The Case For Stock Investing (06:52) Why You Should Invest In Real Estate First (08:03) Barriers To Entry For Stocks vs. Real Estate (10:40) Getting Returns on Stocks vs. Real Estate (13:34) Volatility: How Much Risk Is Involved? (15:47) How To Diversify In Real Estate (21:25) Forced Selling in Real Estate vs. Stocks (24:07) Leveraging Real Estate Investment Trusts (26:24) Value Add Investing in Real Estate (27:48) Time Investment: Managing Stock vs. Real Estate Portfolios (37:41) Can You Leverage The Stock Market For Higher Return? (39:55) Liquidity in Stock Market vs. Real Estate (42:22) Tax Advantages of Investing in Stocks vs. Real Estate (44:52) Closing Arguments for Real Estate vs. Stocks (46:29) Diversifying Your Investment Portfolio With Both Stocks and Real Estate Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#179: The world’s most traveled man, Harry Mitsidis shares his wisdom on the transformative benefits of travel. He provides insights on planning trips for the best experiences, shares his favorite destinations and highlights under-appreciated countries and regions. Harry Mitsidis is one of three people in the world to have visited every country twice. He founded NomadMania, a travel community platform that offers tools, information, and resources that empower meaningful adventures around the world. Link to Full Show Notes: https://allthehacks.com/harry-mitsidis-most-traveled-man Partner Deals HubSpot: All-in-one customer platform to get more out of your business AG1: Free 1 year supply of Vitamin D and 5 free travel packs Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Harry Mitsidis: NomadMania | Newsletter | Instagram Every Passport Stamp Facebook Group Underrated Countries: Tuvalu Romania Laos Equatorial Guinea Sweden Costa Rica Under Apprecited Regions: Canada: Nova Scotia | New Brunswick Brazil: Rio Grande do Sul Argentina: Salta | Córdoba France: La Rochelle Harry’s Favorite Dishes: Netherlands: Vla - Dutch Custard Turkey: İskender kebap Brazil: Feijoada US: Red Lobster Dangerous Countries North Korea Gaza Afghanistan Syria Somalia: Mogadishu Full Show Notes (00:00) Introduction (02:21) How Harry’s Travel Obsession Started (05:15) Countries That Were Most Challenging to Visit (08:05) Why Slow Travel Matters (14:08) The Different Benefits of Travel (20:36) Solo Travel vs. Group Travel (22:26) The One-of-a-Kind Experience in North Korea (24:05) Traveling to Dangerous Destinations (31:42) Underrated Countries (33:36) Ways to Feel Like a Local in a New Destination (37:35) Harry's Favorite Food Around the World (39:30) Regions That Are Under-Appreciated (43:12) Why Your Second Trip to a Destination Is a Better Experience (44:27) Places That Left Harry Disappointed (46:53) Harry's Advice to Travelers Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#178: Bestselling author James Nestor reveals how improper breathing can lead to health issues that include poor sleep, asthma, chronic congestion, ADHD, and anxiety. He shares research-backed techniques to identify and correct your breathing habits, highlighting the numerous health benefits of nasal breathing. James Nestor is a science journalist and award-winning author of the book Breath. His work has appeared in The Atlantic, Outside, Scientific American, The New York Times and more. Link to Full Show Notes: https://allthehacks.com/james-nestor-breathing-improves-health Partner Deals DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent 1Password: Free 2-week trial of my favorite password manager Vuori: 20% off the most comfortable performance apparel I've ever worn Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned James Nestor: Website | Instagram Books: Breath: The New Science of a Lost Art Deep: Freediving, Renegade Science, and What the Ocean Tells Us about Ourselves Wim Hof Method Falim Sugar Free Chewing Gum SnoreLab SnoreClock Full Show Notes (00:00) Introduction (03:10) Why Humans Are the Worst Breathers and Why We Should Care (05:29) The Importance of Nasal Breathing (07:18) Ways to Identify if You're a Mouth Breather and How to Fix It (10:07) What Is Oral Posture and Why Is It Important? (15:58) The Problem with Straightening Your Teeth (22:07) How to Improve Nasal Breathing (23:39) The Benefits of Nasal Breathing and Deep Breaths (28:42) The Functions of the Left Nostril vs. Right Nostril (30:58) The Correct Way to Exhale (31:28) Breathing Techniques (39:14) Is It Possible to Overbreathe? (41:19) The Vital Role of the Underutilized Diaphragm (46:03) The Immediate Impact of Breathing Correctly (47:01) How to Fix Your Posture for Optimized Breathing (48:33) Products to Aid Better Breathing (50:58) Why You Should Learn to Hold Your Breath (55:50) The Benefits of Freediving (57:54) Best Breathing Techniques for Kids (59:34) Apps to Help You Track and Improve Your Breathing Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#177: Chris shares the best accounts to replace your checking account and maximize interest earning. He evaluates must-have banking features, compares 10+ bank accounts, assesses the pros and cons of switching accounts, offers automation tips to elevate your banking experience and so much more.  Link to Full Show Notes: https://allthehacks.com/best-bank-accounts-high-interest Partner Deals HubSpot: All-in-one customer platform to get more out of your business Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Membership Bank Bonuses Episodes #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth All-in-One High Yield Accounts: Fidelity Cash Management (SPAXX coming June 15) Wealthfront Cash Account (Get 5.5%) U.S. Bank Elite Money Market TransferWise (For international transactions) High Yield Savings + Checking w/ Overdraft: Mercury: Enter giveaway to skip the waitlist for Mercury Personal SoFi Capital One Discover CIT Bank Ally Bank Robinhood: Spending | Investing Schwab Checking Account Recurring Transfers: Zelle App Personal Finance Tracker: Copilot (Get 2 months free with code HACKS2) Wealthfront: Automated Bond Ladder + Calculator Automated Savings Plan Full Show Notes (00:00) Introduction (03:29) Must-Have Features in a Primary Bank Account (09:23) Tiebreakers to Consider for a Bank Account (14:43) High-Yield Savings Accounts (17:41) Regular Checking Accounts (21:43) The Most Optimal Way to Use a Bank Account (24:54) Comparison of Banks with Main Features You Need (28:50) Robinhood's Investing & Spending Accounts (30:52) The Difference Between Bank Accounts and Investment Accounts (33:25) The Schwab Checking Account (38:39) Unique Features of Mercury (44:33) The Wealthfront Individual Cash Account (46:15) U.S. Bank's Elite Money Market Account (47:17) Fidelity Cash Management Account (53:24) Chris' Top 3 Bank Account Recommendations (56:42) Is It Worth Switching Bank Accounts? (58:45) Simple Steps to Automate Your Financial Life Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#176: Chris and Nick share the strategies you need to know to easily get the most value out of your points and miles. They discuss the best and worst redemption options, transferring points, optimal ways to structure a trip, finding availability, tips for hotel and airline programs and more. Nick Reyes is the Senior Author at Frequent Miler and co-host of the Frequent Miler On The Air podcast. He is an avid traveler who's been to 60+ countries and loves collecting points and miles. Link to Full Show Notes: https://allthehacks.com/nick-reyes-redeeming-points-and-miles Partner Deals MasterClass: Learn from the world's best with 15% off Vuori: 20% off the most comfortable performance apparel I've ever worn Long Angle: Join a free private community for high net worth investors Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Nick Reyes: Website | LinkedIn | X Frequent Miler On The Air Podcast How to find impossible hotel awards The best transferable points program is… Points for family travel All the Hacks: Episode #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler Episode #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Newsletter Leave a review: Apple Podcasts | Spotify The Points Guy Article: Comparison of flights across travel portals Award Booking Services: point.me Concierge 10xTravel AwardCat Full Show Notes (00:00) Introduction (02:12) Why Nick Loves The Points and Miles Game (vs. Cash Back) (04:26) The Worst Ways To Redeem Points and Miles (08:12) Booking Travel via Credit Card Portals (11:51) How To Maximize Transfer Partner Redemptions (20:54) Is It Really Worth Investing Time To Learn The Points Game? (23:56) The Basics of Transferring Points (27:38) How Major Airline Alliances Work (31:29) Understanding Airline Ticket Pricing (32:55) 3 Things You Need In Abundance To Travel More (39:41) The Impact of Travel Award Availability (46:25) Optimizing Transfer Bonuses (48:08) How To Position Your Flight and Structure Your Trip (56:18) Redeeming Points and Miles For Different Airline Cabin Classes (1:00:59) How To Travel With Kids Using Points and Miles (1:06:32) Can Families Actually Use Awards to Fly Business Class? (1:14:03) Seat Hack For Traveling With Kids (1:16:53) Nick's Advice To Make Best Use of Points and Miles (1:24:56) Are Hotel Points Actually Worth It? (1:28:23) Award Booking Services Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#175: Host Chris Hutchins shares his latest deals, advice on booking summer travel with points, some father’s day gift ideas, a family health update and more. Link to Full Show Notes: https://allthehacks.com/monday-musings-2 Resources Mentioned All the Hacks Newsletter Latest Deals Bilt Rewards Toast App for Restaurants Hilton Summer Promo Credit Cards Citi Strata Premier℠ All the Hacks Credit Card Site Great Finds Dr. Attia Video on Exercise Nick's Blind Date Why Car Insurance Rates Are So High Recommendations Tetris Movie Superhuman Email (promo code ALLTHEHACKS) Trafficked with Mariana van Zeller Father's Day Gift Ideas Moft: Snap-on Phone Stand & Wallet Ten Thousand Midweight Tech Hoodie Ooni Pizza Oven Cocktail Codex Book Shokz OpenRun Pro Headphones Theory11 Box One Eight Sleep Pod 4 Ultra Tug-o-wobble Game Nike Vaporfly Shoes Storyworth: Book of Stories from Dad Masterclass: Learn from Experts Indochino: Custom Suits (promo code ALLTHEHACKS) BRCA National Cancer Institute Article Stanford BRCA Decision Tool Mentava Reading App (promo code ALLTHEHACKS) charity: water Fundraiser   Full Show Notes (0:00) Introduction (3:53) Latest Deals (7:30) Travel, Points & Miles (10:29) Great Finds (11:19) Chris' Recommendations (12:40) Father's Day Gift Ideas (16:36) BRCA (24:16) My First 911 Call (27:12) Saving on One-Way Flights (34:35) Booking Summer Travel Award Flights (39:58) App to Teach Kids to Read (42:59) Charity: water Fundraiser   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn   Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#174: Legendary investor Andy Rachleff shares invaluable lessons to accelerate your personal and professional growth. He explores how success can be achieved through the power of intellectual curiosity, non-consensus thinking, effective writing and questioning, and decision-making. He also offers practical advice on career advancement and leadership. Andy Rachleff co-founded Benchmark Capital, one of the most successful venture capital firms, and is currently the co-founder and executive chairman of Wealthfront. He teaches at the Stanford Graduate School of Business and serves as chairman of the endowment investment committee at the University of Pennsylvania. Link to Full Show Notes: https://allthehacks.com/andy-rachleff-life-lessons-for-success Partner Deals Storyworth: $10 off a custom book of your father's stories HubSpot: All-in-one customer platform to get more out of your business Facet: Personalized financial planning + $250 enrollment fee waived Shopify: $1/month trial for the easiest e-commerce platform Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Andy Rachleff: X | LinkedIn 2013 Silicon Valley Career Guide Wealthfront: Get $5k managed free and get a 0.5% APY boost All the Hacks Episode #19: Becoming a Better Investor The Sales Learning Curve by Mark Leslie and Charles A. Holloway Howard Marks: You Bet! + Other Memos The Memo by Howard Marks Podcast BG2Pod with Brad Gerstner and Bill Gurley Full Show Notes (00:00) Introduction (02:42) Learn It All vs. Know It All Mindset (06:33) The Importance of Writing (09:17) How to Navigate the Early Stages of Your Career (10:33) Andy’s Non-Consensus Point of View (14:04) How to Learn from Success and Failure (20:19) Balancing Passion with Practical Experience (23:41) Things to Look for When Hiring People (26:15) The Difference Between Being Good, Very Good, and Exceptional (29:39) What Is a Product Market Fit and How Do You Find It? (38:16) Traits of Successful Managers and Leaders (42:35) Andy's Golden Rule in Life (43:37) Role of Optimism and Pessimism in Business (45:40) How to Foster Relationships with Experts and Mentors (47:25) Introductions and What Not to Do When Making Them (50:37) Can You Achieve Work-Life Balance and Be Successful? (53:04) How Andy Makes Big Life and Work Decisions (58:11) Can Graduate School Pivot Your Career? (1:02:09) The Best Way to Optimize Your Time (1:03:10) Ways to Invest Successfully Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#173: Today I’m sharing an episode of NerdWallet’s Smart Money Podcast, where hosts Sean and Sara address the safety and privacy concerns of digital wallets and debunk common credit score myths. They highlight the importance of securing your digital wallet by leveraging phone security features, understanding privacy policies of digital wallet providers and implementing proactive measures to safeguard your information online. Sean Pyles is the executive producer and host of NerdWallet's Smart Money podcast. His writing has appeared in The New York Times, USA Today and more. Sara Rathner is a NerdWallet travel and credit cards expert. Her work has been featured on the “Today” show, Nasdaq and CNBC’s “Nightly Business Report.” Link to Full Show Notes: https://allthehacks.com/digital-wallet-security-credit-score-myths Resources Mentioned NerdWallet's Smart Money Podcast Article: Companies’ deceptive ‘dark patterns’ online cost you money. Here’s how to fight back. Full Show Notes (00:00) Introduction (02:05) Credit Score Myth #1: Small Balance Equals Good Score (04:29) Credit Score Myth #2: Checking Your Score Will Hurt Your Credit (06:24) Credit Score Myth #3: Closing Old Credit Card Accounts (09:50) A Listener's Favorite Money Mistake (13:41) Are Digital Wallets the Safer Option? (15:42) Ways to Secure Your Digital Wallet (16:58) Challenges of Digital Wallets (18:06) Privacy Around Digital Wallets (21:12) Safeguarding Your Information Online & Offline (24:22) How to Fight Back Dark Patterns Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#172: Today we go deep on the dilemma of renting vs. buying a home. Joined by Katie Gatti Tassin, we'll discuss current market dynamics, debunk misconceptions about homeownership, and provide insights to help you navigate this significant life decision. We'll also share personal finance strategies and insider tricks to help you secure the best deal. Katie Gatti Tassin is the creator of the Money with Katie podcast blog, and newsletter. Link to Full Show Notes: https://allthehacks.com/katie-gatti-tassin-rent-vs-buy Partner Deals Notion: Try Notion AI free to automate tedious tasks and streamline your work Daffy: Free $25 to give to the charity of your choice Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Katie Gatti Tassin: Podcast | Website | Newsletter | Instagram Episode with Kathryn Valentine: It’s Officially Negotiation Season—This is What Works Fractional Home Ownership: Pacaso Property Appraisal Appeal: Ownwell Rational Reminder Podcast The Fort - An Entrepreneurship Podcast by Chris Powers All the Hacks: Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: [email protected] Full Show Notes (00:00) Introduction (03:04) Reality vs. Expectations of Homeownership (07:50) The Forced Savings Argument for Ownership (12:33) Factors to Consider Before Buying a House (14:34) Current Status of Rental vs. Buyer's Market (16:50) Chris' Experience with Refinancing (23:53) Why Past Generations Invested in Homes to Build Wealth (27:16) A Questionable Rule of Thumb for Buying a House (29:29) Ways to Generate Income from Your House (31:08) A Big Mistake People Make When Buying a House (33:40) How Societal Standards Pressure People to Buy Homes They Can't Afford (41:20) Why You Should Care About What Matters to the Seller (49:32) Fixed vs. Adjustable Rate Mortgage (52:13) How to Appeal Your Property Tax (54:53) Why People Rent Even If They Can Afford to Own a House (57:20) The Hidden Costs of Owning a House (1:00:32) The Emotional Reasons for Buying a Home Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#171: Organizational psychologist Benjamin Hardy explores the power of a 10x growth mindset, highlighting how you can achieve more in one week than most people do in one year. He explores the core principles of 10x and the ‘Future Self’ science to transform yourself, offers practical advice to achieve ambitious goals, addresses the challenges of adopting a 10x mindset and more. Dr. Benjamin Hardy is an organizational psychologist and best-selling author, whose books have sold millions of copies. His expertise stems from his PhD research on entrepreneurial courage and transformational leadership, and his work has been featured on Forbes, Fortune, CNBC, and many others. Link to Full Show Notes: https://allthehacks.com/benjamin-hardy-10x-growth-mindset Partner Deals NetSuite: Free KPI checklist to upgrade your business performance AG1: Free 1 year supply of Vitamin D and 5 free travel packs Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth MasterClass: Learn from the world's best with 15% off Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Benjamin Hardy: YouTube | Podcast | Website | LinkedIn 10x Is Easier Than 2x: How World-Class Entrepreneurs Achieve More by Doing Less  The Gap and The Gain: The High Achievers' Guide to Happiness, Confidence, and Success Dan Gilbert TEDx Talk: The Psychology of Your Future Self Books: Good to Great by Jim Collins Man's Search for Meaning by Viktor Frankl Full Show Notes (00:00) Introduction (01:35) Why 10x Transformation Is Easier Than 2x (04:17) How to Reframe Your Past and Future with Psychological Flexibility (08:53) Imagining Your Future vs. Your Future Self (14:00) The Psychology Behind a 10x Philosophy (18:27) The 80-20 Principle in 10x (21:51) 80-20 Examples to Achieve 10x Performance (24:37) Non-Work Related 10x Goals (35:58) How to Use Your Past and Future to Increase Your Present (39:51) Where Would People Get Stuck in A 10x Mindset? (43:32) How to Get Rid of Things You Don't Need (46:35) Why We Hold Onto The 80% We Don't Need (49:34) Ben’s Advice For People Struggling To Let Things Go (52:07) 10x As A Filtering System (55:24) Techniques Used to Build A 10x Mindset Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#170: Chris makes a case for cash back in your credit card strategy based on some recent changes in the points and miles world. He goes deep on strategies for every spending category and shares his analysis of how to optimize points vs. cash back for the best ROI. Link to Full Show Notes: https://allthehacks.com/cash-back-vs-points-credit-cards Partner Deals Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Vuori: 20% off the most comfortable performance apparel I've ever worn Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent 1Password: Free 2-week trial of my favorite password manager For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals All the Hacks Credit Card Optimization Tool v2 (w/ $10 Discount) All the Hacks Membership Credit Cards Page Credit Cards Mentioned Note: not all cards are allowed to be mentioned here, so for a full list, visit our Best Credit Cards Page Overall Spend Robinhood Gold Card Bank of America® Premium Rewards® Credit Card Discover it® Miles Higher Cash Back in 1-2 Categories U.S. Bank Cash+® Visa Signature® Card Citi Custom Cash℠ Card Bank of America® Customized Cash Rewards Credit Card Rotating Categories Discover it® Cash Back Credit Card Dining/Restaurants Capital One Savor Cash Rewards Credit Card U.S. Bank Altitude® Go Visa Signature® Card American Express® Gold Card Travel The Platinum Card® by American Express U.S. Bank Altitude® Reserve Visa Infinite® Card Wells Fargo Autograph Journey℠ Card Grocery/Supermarkets Blue Cash Preferred® Card from American Express AAA Daily Advantage Visa Signature ® Credit Card American Express® Gold Card Verizon Visa® Card Internet/Cable/Phone Bills BMO CashBack® Mastercard® Gas Abound Visa® Platinum Card Entertainment/Streaming Capital One Savor Cash Rewards Credit Card Rent Bilt Mastercard® Mobile Wallet: U.S. Bank Altitude® Reserve Visa Infinite® Card + Real Time Rewards Resources Mentioned Wealthfront: Get $5k managed free & get a 0.5% APY boost Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 X (Twitter) post: Couple opened 26 credit cards in 2017 and earned 2M points Full Show Notes (00:00) Introduction (01:55) Chris' Personal Points & Miles History (02:48) 3 Big Changes to Chris' Credit Card Strategy (04:29) How to Take Advantage of Transfer Bonuses to Book Flights (11:49) The Basics of Cash Back (12:50) Best Cash Back Cards for Overall Spend (14:06) Cards for Higher Cash Back in Certain Categories (15:11) Other Category Spend (19:42) Best Cards for Dining (20:40) Travel Category (21:44) Uncapped Card for Gas (21:56) Cards for Groceries (22:26) Internet, Phone Bill, and Cable Category (22:35) Chris' Revamped Card Optimization Spreadsheet (26:35) Main Cards for Team Points Vs. Team Cash Back (27:44) Chris' Analysis & Category Run Through (33:42) The Biggest Takeaway on Cash Back (36:24) Cards for Spending Categories Like Rent, Entertainment, and Office Supplies (39:32) The Big Wrench: Welcome Bonuses (41:58) The Points & Miles Game With Player 2 (43:14) Credit Card Issuer Rules for Welcome Bonuses (48:03) Quick Summary and Chris’ Final Takeaway Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#169: Bestselling author Kim Scott highlights the impact of using radical candor to maintain better relationships at work and home. She shares tactics to solicit feedback, overcome the discomfort of giving and receiving criticism, and navigate situations when others disagrees with your feedback. They also discuss the evolution of Radical Candor towards Radical Respect, which addresses the impact of unconscious biases. Kim Scott is the co-founder of Radical Candor, an executive education company based on her book, which has sold over 1 million copies and has been translated into 23 languages. Kim has a diverse background in leadership and management, having coached CEOs at top tech firms like Dropbox, Qualtrics and Twitter, as well as leading teams at Apple University and Google. Link to Full Show Notes: https://allthehacks.com/kim-scott-radical-candor Partners DeleteMe: 20% off removing your personal info from the web Tim Ferriss: The Tim Ferriss Show and Five Bullet Friday Newsletter Facet: Personalized Financial Planning + $250 enrollment fee waived Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Notion: Try Notion AI free to automate tedious tasks and streamline your work For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Kim Scott: Website | LinkedIn Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity Radical Respect: How to Work Together Better (Available for Pre-Order) Books: The No A*****e Rule by Robert I. Sutton Thinking, Fast and Slow by Daniel Kahneman Full Show Notes (00:00) Introduction (02:13) What Is Radical Candor? (07:21) Importance of Radical Candor in Personal Relationships (16:39) How Do You Deliver Radically Candid Feedback? (19:33) Ways to Share Criticism as Feedback (25:42) 4 Steps for Soliciting Feedback (31:28) What to Do If Someone Disagrees with Your Feedback (34:17) The Differences in Radical Candor Across Different Cultures (36:47) The Negative Impact of Sharing Feedback on Text or Email (44:17) The Evolution from Radical Candor to Radical Respect (49:54) Examples of Unconscious Bias (54:01) Tactics to Handle Unconscious Bias (57:44) Applying Radical Candor and Respect with Family (1:00:41) Importance of Being Open to Criticism from Your Kids Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#168: Former portfolio manager Chris Doyle joins to discuss strategic ways to build and manage your investment portfolio. They do a deep dive on diversification, tax-award allocation, capacity and tolerance for risk, tax-loss harvesting, rebalancing and more. Chris Doyle is a Research Scientist at the Stanford Autonomous Agents Lab. He co-founded the technology startup Grove to make financial services accessible and affordable for everyone. Before that, he was an investor at a macro hedge fund and had a trading career at Barclays Capital. Link to Full Show Notes: https://allthehacks.com/investment-portfolios-chris-doyle Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Storyworth: Capture your Mom's stories and memories in a custom book ($10 off) Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Daffy: Free $25 to give to the charity of your choice For all our deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Chris Doyle: LinkedIn | Website Wealthfront (Get $5k managed free and get a 0.5% APY boost) Triumph of the Optimists: 101 Years of Global Investment Returns Articles Mutual Funds That Consistently Beat the Market? Not One of 2,132. (Published 2022) Lump-sum investing versus cost averaging: Which is better? All the Hacks Episodes #19: Becoming a Better Investor with Andy Rachleff #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli Full Show Notes (00:00) Introduction (02:14) Important Factors to Consider Before Building a Financial Portfolio (05:54) One of the Major Mistakes Made by Retail Investors (07:50) How to Think About Financial Risk (08:33) Importance of Asset Class Diversification (13:47) How to Determine Which Asset Classes to Include (20:19) Why People Add Emerging Markets to Their Portfolio (21:15) The Argument for International Stocks (22:18) The Case For or Against Real Estate (23:41) Trading Commodity Futures (28:18) Investing in Crypto (30:52) Non-Traditional Investments (37:04) Bonds and Fixed Income Allocation (43:30) Cash Interest Rate vs. Long-Term Bond Interest Rate (46:11) How to Think About Investing (50:34) Ways to Migrate from One Portfolio to Another (54:06) The Role of Tax Rates (1:01:31) Rebalancing Portfolios (1:03:04) Tax Loss Harvesting (1:09:39) Direct Indexing (1:12:37) How Often Should You Change Your Portfolio? (1:14:50) Uninvested Cash (1:17:22) How to Pick the Right Perfect Portfolio (1:20:22) Financial Advisors: Humans vs. Software Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#167: Points and miles experts Greg Davis-Kean and Chris discuss how you can optimize hotel award search tool features to save money and get the best deal for your next hotel booking. They also offer tips to get perks like complimentary breakfast, room upgrades, resort credits, early check-in, late checkout, and more. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://allthehacks.com/greg-frequent-miler-hotel-award-tools/ Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Long Angle: Join a free private community for high net worth investors For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Frequent Miler on the Air | Twitter Hotel Award Search Tools Awayz ($10 for All the Hacks listeners and 50% off for All the Hacks members) AwardTool ($20 off annual plans with code ALLTHEHACKS) Rooms.Aero MaxMyPoint StayWithPoints PointsYeah Hotels Hotel Perks and Upgrade Programs All the Hacks Hotel Upgrade Program American Express Fine Hotels + Resorts® Capital One Premier Collection Hotels & Resorts Hotels California: Alila Ventana Big Sur | Miraval Resorts and Spas Napa, California: Alila Napa Valley | The Westin Verasa Napa Bay Harbor, Michigan: Inn at Bay Harbor Queenstown, New Zealand: Eichardt's Private Hotel Bora Bora: St. Regis Bora Bora Resort | Conrad Bora Bora Nui All the Hacks Episodes #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent Miler #49: Bora Bora (Almost) for Free with Miles and Points Full Show Notes (02:09) Things to Consider Before Booking Hotels (03:05) Awayz Features (06:55) Review of Rooms.Aero (09:16) Tools for Full Year Award Availability (12:51) How to Optimize Different Features on Hotel Award Tools (16:39) AwardTool's Hotel Tool (19:40) Use Case for a Stay at the Inn at Bay Harbor (22:52) Planning Trips Around Hotel Award Availability vs. Flight Award Availability (28:19) How to Get Perks in the Luxury Travel World (32:03) New Hotel Tool from PointsYeah Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#166: Award search pros Greg Davis-Kean and Chris share insider tips to save hundreds (or thousands) of dollars when utilizing points and miles to book flights. They showcase practical use cases to help evaluate the pros and cons of the best award flight tools out there, both free and paid versions. They also discuss the best tools for flight trip monitoring and seat alerts. Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty programs, mostly without flying. He is also the host of the Frequent Miler on the Air podcast. Link to Full Show Notes: https://allthehacks.com/greg-frequent-miler-flight-award-tools Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent NetSuite: Get a one-of-a-kind flexible financing program Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing you and your family's personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Greg Davis-Kean: Frequent Miler | Frequent Miler on the Air | Twitter Flight Award Search Tools PointsYeah AwardTool ($20 off annual plans with code ALLTHEHACKS) point.me (20% off annual plans with code ALLTHEHACKS20) Roame.travel Seats.Aero Points Path Chrome Extension SeatSpy AwardLogic PointHound Reward Flight Finder ExpertFlyer (Free Seat Alerts) Other Travel Tools FlightConnections (Find direct flights) Flighty TripIt Google Flights Frequent Miler Blog Post: Which award search tool is best? Award Search Tools Comparison Spreadsheet All the Hacks Episode #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent Miler Full Show Notes (00:00) Introduction (02:30) Overall Episode Topic Breakdown (06:41) Important Info to Know Before Using Award Flight Search Tools (09:27) Essential Award Flight Search Tool Features (12:34) Why You Should Always Set Flight Alerts (14:59) The Best Award Search Tools (April 2024) (20:43) How to Find Which Airlines Fly Direct (22:45) Paid Features on PointsYeah & AwardTool (23:33) Review of point.me (32:48) The Impact of Award Flight Search Tools (39:11) Roame Travel (40:09) Flight Discovery for the Best Deals (44:39) Seats.Areo Review (53:46) How to get Free Access to point.me (55:29) More Flight Tools (59:23) ExpertFlyer for Seat Alerts (1:00:34) Tools for Trip Monitoring Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#165: Bryan Johnson shares takeaways from his $2M longevity project, Blueprint. He and Chris discuss ways to utilize the power of sleep, food, supplements, and fitness to help reverse the aging process and achieve optimal health. They also discuss zeroth principle thinking and the future of medical interventions. Bryan Johnson is an entrepreneur, venture capitalist, writer and author. He’s currently the Founder/CEO Blueprint, Kernel and OS Fund. In 2013, he sold his company Braintree Venmo to PayPal for $800 million. Link to Full Show Notes: https://allthehacks.com/bryan-johnson-blueprint-longevity Partner Deals 1Password: Free 14-day trial of my favorite password manager and secure digital wallet Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Notion: Try Notion AI free to automate tedious tasks and streamline your work AG1: Free 1 year supply of Vitamin D and 5 free travel packs Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Bryan Johnson: Website | YouTube | Twitter | Instagram | Newsletter Blueprint Protocol Blueprint Extra Virgin Olive Oil Oura Ring DunedinPACE Algorithm: TruAge PACE All the Hacks email for questions, hacks, deals, feedback: [email protected] Full Show Notes (02:50) Why ‘Don't Die’? (05:38) Zeroth Principle Thinking (09:16) Structuring Life Around 'Don't Die’ (13:30) Examples of Popular Zeroth Principle Discoveries (16:24) How Bryan Is Utilizing Super Intelligence (21:56) Bryan's Biggest Takeaway From Blueprint (25:25) Surprises That Came Out of Blueprint (26:02) Biological Age Vs. Chronological Age (28:34) Why Sleep Is the Most Important Factor in Life (30:40) The Role of Food in Longevity (33:28) Foods Worth The Nutritional & Caloric Value (34:53) The Power of Premium Extra Virgin Olive Oil (41:10) Supplements in The Blueprint Protocol (42:51) Types of Biomarker Measurements (44:33) The Importance of Fitness & Types of Exercise (47:07) Everyday Actions to Increase Longevity (49:43) Does Bryan Ever Get Sick? (50:30) The Future of Medical Interventions Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#164: Chris shares a unique way to earn points: using your credit card to pay taxes. He outlines the various options available to help you evaluate whether it’s worth paying taxes on your credit card. Chris also shares the latest news in the world of points and miles, including transfer partners and bonuses, recent devaluations, card-linked offers, and more. Link to Full Show Notes: https://allthehacks.com/paying-taxes-on-credit-cards Partner Deals MasterClass: Learn from the world's best with 15% off Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing your personal info from the web Facet: Personalized Financial Planning + $250 enrollment fee waived Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned IRS Authorized Payment Providers: payUSAtax (1.82%) Pay1040 (1.87%) ACI Payments (1.98%) All the Hacks Cards Page Credit Cards:  Note: All information about Hilton Honors American Express Aspire Card and The Platinum Card® by American Express have been collected independently by All the Hacks. The card details on this page have not been reviewed or provided by the card issuer. Hilton Honors American Express Aspire Card The Platinum Card® from American Express Delta SkyMiles® Platinum American Express Card PayPal Cashback Mastercard Discover it® Miles Robinhood Citi® Double Cash Card The Blue Business® Plus Credit Card from American Express Capital One® Spark® Cash Plus Capital One Venture Rewards Credit Card Capital One Venture X Business Capital One Venture X Rewards Credit Card Bilt Mastercard®  Wells Fargo Cards: Wells Fargo Active Cash Visa ® Card Wells Fargo Autograph℠ Card Wells Fargo Autograph Journey℠ Visa® Card Bilt Rewards: Bilt Rewards Free point.me access Free Awayz access Bilt Rewards adds Alaska Airlines and ends American partnership point.me: Free access with Amex Membership Rewards® Get your first month + free explore by point.me tool for $5 with code HACKS at allthehacks.com/pointme CardPointers: 30% off the app that helps you earn more cash back, points, and miles The Frequent Miler Podcast: American Airlines vs. Alaska Miles – Which are Better? How To Use Wyndham Points To Book a Vacasa Full Show Notes (01:53) Can You Pay Taxes on a Credit Card? (03:56) Making 3% Profit (06:58) Meeting Minimum Spend on Big Welcome Bonus (11:07) Buying Cheap Points with Cards (15:56) Earning Status (28:54) Bilt Rewards Adds Alaska Airlines & Loses American AAdvantage (31:06) News from Wells Fargo (37:27) Current Transfer Bonuses (March 2023) (39:42) News Around Devaluations (47:01) point.me for Amex Membership Rewards® Points (47:36) Q2 Bonus Categories (48:04) Current Card-Linked Offers Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#163: Chris shares a new daily habit he's adopted and his experience with a timeshare pitch during a recent trip to Mexico. He also shares some results from the All the Hacks survey and some plans for the podcast in 2024. Link to Full Show Notes: https://allthehacks.com/routine-timeshares-2024-plans Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 NetSuite: Free KPI checklist to upgrade your business performance DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Luxury Resorts in Mexico: Vidanta | Vidanta App Premiere Luxury Home Exchange: Third Home Timeshare Marketplace: RedWeek Grand Luxxe at Vidanta Nuevo Vallarta All the Hacks Newsletter Membership Iceland Trip Follow & Review on Apple Podcasts Email for questions, hacks, deals, feedback: [email protected] Episodes: #86: The Best Deals for a Vacation Rentals, Exchanges, Fractionals, Timeshares and More! #115: Iceland: Planning an Epic Adventure with Brandon Presser Full Show Notes (coming soon)  (02:11) Chris’ Life-Changing Daily Routine Experiment (05:00) Vidanta Stays & Timeshare Pitches (10:12) Review of The Grand Luxxe at Vidanta Nuevo Vallarta (12:45) Third Home Luxury Home Exchanges (15:01) 2023 All the Hacks Listener Survey Results (15:58) All the Hacks Newsletter Update (18:38) Demographics of the All the Hacks Community (19:12) Topic Breakdown for All the Hacks Content (23:05) Chris Responds to Listener Feedback (24:15) All the Hacks Partners & Sponsorships (26:02) All the Hacks Iceland Trip 2024 (27:07) All the Hacks Membership & Exclusive Deals Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#162: Bestselling author Daniel Pink shares science-based tactics to become a better persuader, whether its to sell a product, motivate yourself, or write an email pitch. This episode also addresses the misconception of coercion as persuasion, the significance of information asymmetry, strategies for handling rejection, the surprising truth about extroverts in sales, and so much more. Daniel Pink is the author of several provocative, NYT bestselling books about business, work, creativity, and behavior. His books have won multiple awards, been translated into 44 languages, and sold millions of copies around the world. Link to Full Show Notes: https://allthehacks.com/daniel-pink-persuasion Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix NetSuite: Free KPI checklist to upgrade your business performance Vuori: 20% off the most comfortable performance apparel I've ever worn Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) Pique Tea: 15% off delicious teas + a free quiver with 12 tea samples MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Daniel Pink: Website | LinkedIn | Twitter | Newsletter | Podcast Book: To Sell is Human The Washington Post Column: Why Not Masterclass: Daniel Pink Teaches Sales and Persuasion Amanda Ripley: High Conflict Robert B Cialdini: Influence, New and Expanded: The Psychology of Persuasion All the Hacks: Episode #40: The Power of Regret, Motivation and Good Timing with Daniel Pink Leave a review: Apple Podcasts | Spotify Full Show Notes (02:17) Persuasion vs. Coercion (03:49) The Definition of Persuasion (09:02) The Skills Needed to Become Better Persuaders (13:00) What Matters Most in Persuasion: Curating Information (14:46) Tactics to Refine Your Persuasion Skills (18:37) Persuasive Tool: Listen More and Talk Less (24:43) Dealing With Rejection (27:06) Techniques to Handle Rejection: 3P’s & 10-10-10 (30:27) Tactics for Better Clarity (32:10) The Most Important Question in Sales and Persuasion (35:04) The Shift From Problem Solving to Problem Framing (36:43) Looping as a Technique to Mitigate Disagreements (41:40) How to Persuade Your Kids Using Motivational Interviewing (44:59) The Importance of Social Proof in Persuasive Encounters (47:48) Daniel's Favorite Decision-Making Heuristics (48:25) Persuasion Tactics for Self-Motivation (50:11) Online Pitching Tactics (51:24) How to Use Utility & Curiosity for Email Pitches (53:05) Daniel's New Column on The Washington Post Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#161: Yossi Levi (Car Dealership Guy) shares how to get the best deal when buying or selling your car in the today's market. His insights on interest rates, dealerships, and online services will help you navigate buying new vs. used, financing options, trade-ins, negotiations and more. Entrepreneur Yossi Levi, best known as the internet's viral Car Dealership Guy, is dedicated to sharing transparent insights into the car market. He hosts the Car Dealership Guy Podcast to engage in conversations with prominent industry figures, innovators, and investors. He is also the Founder and CEO of the former online car sales platform Gettacar. Link to Full Show Notes: https://allthehacks.com/car-dealership-guy Partner Deals Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Anyday: 15% off non-toxic microwave cookware Daffy: Free $25 to give to the charity of your choice Shopify: $1/month trial for the easiest e-commerce platform Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Car Dealership Guy: Website | Twitter | Instagram | LinkedIn | Facebook | Podcast | Newsletter | YouTube Car Pricing Information: Car Dealership Guy | Cars.com | Leasehackr Online Buying & Selling Platforms: The Car Mom CarEdge PrivateAuto CarMax Carvana Vroom Dealership Ratings: DealerRater Vehicle Acquisition & Appraisals: Accu-Trade All the Hacks Episode #4: Getting the Best Deal on Your Next Car with LeeAnn Shattuck Full Show Notes (02:18) Current Status of the Car Market (Feb 2024) (04:44) Role of Interest Rates (06:27) The Evolution of the Dealership System (11:11) Where to Find Car Pricing Information (13:21) General Advice for Someone Looking to Buy a Car (19:01) Buying New vs. Used Cars (21:03) Insights on Electric Vehicles (24:00) Current Pricing Assessment of Tesla (26:25) Long-Term Value Additions (34:25) Evaluating Dealerships (36:12) Factors to Consider When Selling a Car (38:40) How to Sell a Car on Your Own (40:03) Online Buying & Selling Platforms (42:39) How to Get a Good Deal with the Right Language (43:51) 3 Key Tips to Secure the Best Deal Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#160: ER physician Dr. Benjamin Jack helps you plan for the most common medical emergencies. He covers what to do and how to decide if it makes sense to go to an ER, urgent care or regular doctor. He also provides expert advice on proactive measures for managing illnesses and emergencies while traveling. Dr. Benjamin Jack is the founder of Duration Health, the doctor-prescribed medical kit with emergency Rx. He completed his pre-med at John Hopkins University and his MD at Cornell University. Link to Full Show Notes: https://allthehacks.com/benjamin-jack-medical-emergencies Partner Deals Fabric: Affordable term life insurance for you and your family Trade Coffee: Free bag of the best coffee to upgrade your morning routine AG1: Free 1 year supply of Vitamin D and 5 free travel packs MasterClass: Learn from the world's best with 15% off Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Dr. Benjamin Jack: LinkedIn | Duration Health Free Duration Health Field Guide Duration Health Med Kits: Save up to $200 with code ALLTHEHACKS Evidence-based Clinical Resource: UpToDate Red Cross: CPR Training | AED Training Full Show Notes (02:10) How to Evaluate the Type of Care You Need (03:35) How Do You Know If You're Having an Emergency? (06:55) Common Medical Emergency Conditions (07:46) Symptoms of a Stroke (12:21) How to Use a Thermometer Correctly (13:49) Pediatric Emergency Symptoms (14:54) Getting to the ER: Drive or Call an Ambulance? (15:36) Conditions That Require Quick Treatment But Not ER (16:36) Testing for Strep (20:24) What Actually Happens Inside an ER (23:44) ER Hacks: Do's & Don'ts (26:15) Chris' Shingles Experience (28:33) Primary Care vs. Urgent Care vs. ER Care vs. Telehealth (34:05) The Role of Self Diagnosis (40:00) Online Sources for Self Diagnosing (41:47) Handling Medical Emergencies During Travel (43:55) How Do You Select a Clinic or Type of Care Abroad? (46:58) Common Travel Sicknesses (49:03) Treatment for Traveler's Diarrhea (51:31) Difference Between Primary Care Doctors & Travel Medicine Doctors (52:04) Vaccine Preventable Diseases (53:52) The Dangers of Malaria (59:52) Treating Altitude Illnesses (1:02:17) Skin Related Infections & Inflammations (1:05:37) Travel Medical Kits & Shelf Life of Medication (1:09:36) CPR & Basic First Aid Training (1:11:17) The Purpose of Duration Health Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#159: Pulitzer Prize-winning journalist Charles Duhigg explores the impact of building habits on our lives and relationships. The episode covers the elements of a habit loop, effective strategies for creating, changing, and redirecting habits, the significance of setting realistic goals and much more. It also dive into ways to utilize the science of conversation and connection to build habits that transform you into a supercommunicator. Charles Duhigg is the author of The Power of Habit, which spent over three years on New York Times bestseller lists, Smarter Faster Better and most recently Supercommunicators. He currently writes for The New Yorker magazine and is a former columnist and senior editor at The New York Times. Link to Full Show Notes: https://allthehacks.com/charles-duhigg-habits-supercommunicators Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Pique Tea: 15% off delicious teas + a free quiver with 12 tea samples Notion: Try Notion AI free to automate tedious tasks and streamline your work Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Charles Duhigg: Website | Email | LinkedIn The Power of Habit Supercommunicators Full Show Notes (02:41) Elements of a Habit Loop (06:23) Ways to Create a Habit (09:01) The Timeline to Build a Habit (11:02) Ways to Change or Redirect Habits (18:08) The Cookie Habit (23:34) Importance of Setting Realistic Habits (26:43) The Role of Keystone Habits (31:26) How to Make Rewards Feel More Rewarding (37:35) Create an Environment to Make the Habit Easier (39:40) How to Create Effective To-Do Lists (43:47) The Connection Between Communication & Habits (47:11) Why There's No Gender Difference in Communication (48:37) The Best Communication Habit (53:51) An Example of a Social Conversation (58:54) Listening During Conflict: Looping for Better Understanding (1:00:59) Habits of a Good Conversationalist (1:03:55) The Benefits and Value of Being a Supercommunicator (1:05:28) Tactics to Become a Supercommunicator Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#158: World-renowned brain coach Jim Kwik shares a wealth of hacks to unlock your brain’s full potential. They discuss optimizing your brain diet, identifying your cognitive type, improving retention, mastering stress management, and so much more. Jim Kwik is an international acclaimed authority & NYT bestselling author in the realm of brain optimization. With more than 30 years of experience, Jim has dedicated his life to helping people tap into their brain’s full potential through various platforms, including Kwik Learning and the Kwik Brain podcast. Link to Full Show Notes: https://allthehacks.com/jim-kwik-brain-hacks Partner Deals Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS) LMNT: Free sample pack of my favorite electrolyte drink mix Daffy: Free $25 to give to the charity of your choice Netsuite: Free KPI checklist to upgrade your business performance AG1: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Jim Kwik: Website | Podcast | YouTube | Instagram | Kwik Learning Books: Limitless | Limitless Expanded Edition Kwik Brain: Free Brain C.O.D.E. Quiz Free Brain Nutrition Guide Episode #14: How To Remember Your DREAMS Episode #75: Understanding Habit Triggers with James Clear Episode #88: Eating for Your Brain with Dr. Lisa Mosconi Episode #182: Tiny Habit to Change Your Life with Dr. BJ Fogg Episode #303: The Whole Brain Method for Taking Notes The Motivation Manifesto: 9 Declarations to Claim Your Personal Power All the Hacks: Follow on Apple Podcasts Email for questions, hacks, deals, feedback: [email protected] Full Show Notes (coming soon) (02:11) The Bad Memory Myth (04:15) Two-Pronged Approach to Train Your Brain (07:47) 4 Cognitive Types (C.O.D.E) To Strengthen Your Brain (14:49) Techniques Used For Different Cognitive Types (22:11) Tips For Listeners To Better Comprehend This Episode (23:24) Ways To Upgrade Your Brain (26:04) Importance Of A Good Brain Diet (Neuro Nutrition) (31:19) Killing ANTs (Automatic Negative Thoughts) (37:43) The Impact of Exercise On Your Brain (40:34) Brain Nutrients (41:44) Why You Should Have A Positive Peer Group (44:37) Why Having A Clean Environment Matters (45:29) Importance of Optimizing Your Sleep (49:17) Brain Protection (49:34) Novelty: Key to Neuroplasticity (50:44) Managing Your Stress (52:30) Neurogenerative Diseases (54:40) Impact of Technology On Brain Health (1:00:48) Utilizing Technology To Improve Brain Function (1:05:20) How To Focus on 6 Most Important Things Daily (1:09:34) Jim's Simple Challenge for All the Hacks Listeners Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#157: Costa Rica expert Javier Echecopar shares the amazing experiences the country has to offer. He provides insider tips for the ideal times to visit, where to find the best beaches, mountains and wildlife, and different adventurous activities like visiting the Arenal volcano. He also offers recommendations for food, unique lodging, the best ways to get around the country, and much more. Javier Echecopar is a co-founder of Journey Costa Rica, a travel company dedicated to creating high-end travel experiences in Costa Rica. He has over 15 years of experience in luxury adventure travel, including founding his own photography-focused travel company in Chile and 11 years working in multiple positions for Abercrombie & Kent. Link to Full Show Notes: https://allthehacks.com/javier-echecopar-costa-rica Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Javier Echecopar: Journey Costa Rica | Instagram | LinkedIn Things to do in San Jose: Coffee Tours Sikwa Restaurante Museo del Oro (Gold Museum) Museo Nacional de Costa Rica (National Museum) Costa Rica Domestic Airline: SANSA Volcano: Arenal Volcano Tidal Pools: Santa Teresa Best Wildlife: Osa Peninsula Sloth Tour: La Perica Tallest Mountain in Costa Rica: Cerro Chirripó Hiking Trail: Camino de Costa Rica Loding: Unique Experiences: Pacuare | Tabacón Coffee Farm and Inn + Coffee Tours: Finca Rosa Blanca Best Eco Lodges: El Remanso | Lapa Rios Fundación Bosque Vivo Full Show Notes (02:02) How to Structure Your Trip to Costa Rica (06:24) Unique Lodging in Costa Rica (09:43) Best Times to Visit Costa Rica (12:24) Misconceptions About Costa Rica (14:53) The Food in Costa Rica (16:21) Traveling to Costa Rica with Kids (19:15) Getting Around Costa Rica: Transport & Guides (23:19) Flights to Costa Rica (24:45) Things to Do in San Jose (27:45) Types of Adventures in Costa Rica (30:14) How to Spend Time Around the Volcano (32:23) Beach Lodging (37:08) Using Taxis in Costa Rica (39:40) Beach Activities (40:57) Wildlife in Costa Rica & Osa Peninsula (45:14) Hiking, Mountains & Waterfalls in Costa Rica (47:08) Journey Costa Rica Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#156: Flight deals expert Zach Resnick and Chris share every way they know to save money booking flights, including hidden city ticketing, VPN arbitrage, travel agents, buddy passes, and more. They also cover their favorite award search tools and share insights into the secret world of buying and selling points and miles.  Zach Resnick is the founder of FlyFlat, a luxury concierge platform that offers great deals on long-haul, international, business and first class tickets. Link to Full Show Notes: https://allthehacks.com/zach-resnick-flight-deals Partner Deals Fabric: Affordable term life insurance for you and your family Trade Coffee: Free bag of the best coffee to upgrade your morning routine Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 MasterClass: Learn from the world's best with 15% off DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Zach Resnick: Email | Twitter FlyFlat: $250 off your first ticket | Deals Page | Example Points Optimization Plan The Points Guy: Battle of the credit card travel portals Flight Award Search Tools: seats.aero PointsYeah AwardLogic Point.me AwardCat 10xTravel Acquired Podcast: Costco: The Complete History and Strategy Hidden City Ticketing: Skiplagged Credit Cards: The Platinum Card® by American Express CardPointers: 30% off the app that helps you earn more cash back, points, and miles (50% off for ATH Members) All the Hacks: All the Hacks Membership Follow or Subscribe on Apple Podcasts Email for questions, hacks, deals, feedback: [email protected] Full Show Notes (02:28) Biggest Mistakes People Make with Flight Deals (05:48) Where to Start Your Flight Search (08:30) Best Timeline to Book Flights (09:30) Travel Portals (16:37) The Waterfall Approach to Save Money on Travel (19:08) Flight Award Search Tools (26:22) FlyFlat Services (29:05) Brokering Points (41:52) What If You Don’t Have Points/Miles but Find Great Deals? (42:46) Using Gift Cards & Travel Credits (44:00) Hidden City Ticketing (53:04) Why You Should Read the Contract of Carriage (54:10) VPN Arbitrage (58:13) Consolidators (1:01:47) Travel Agents & IATA Numbers (1:04:42) Airline Business Programs (1:08:24) Buddy Passes (1:16:13) Utilizing Credit Cards Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#155: Entrepreneur Sam Corcos shares the benefits of mastering delegation by leveraging virtual assistants (VAs), and automating tasks. They cover the process of assessing the need for a VA, where to hire them, how to delegate tasks, and ways to overcome challenges associated with working with one. They also discuss the different tools used for optimal communication and productivity. Sam Corcos is the CEO and co-founder of Levels, an a16z-backed startup that shows you how food affects your health using continuous glucose monitors and other biosensors. Link to Full Show Notes: https://www.allthehacks.com/sam-corcos-delegation Partner Deals Anyday: 15% off non-toxic microwave cookware Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network AG1: Free 1 year supply of Vitamin D and 5 free travel packs Vuori: 20% off the most comfortable performance apparel I've ever worn Notion: Try Notion AI free to automate tedious tasks and streamline your work Oceans: Amazing Exec Assistants to Scale Yourself (+ $1,000 Off) For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Sam Corcos: Levels | Twitter Virtual Assistant Agencies: Oceans XYZ | Athena | Shepherd All the Hacks: 10-Step Guide to Finding, Onboarding, and Empowering Your Assistant Green Chef: 50% off + free shipping for healthy and delicious meal kits All the Hacks #98: Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want Peter Boyce is a People Person Tools For Optimal Communication & Productivity: Communication: Loom | Signal Voice | Whisper Memos ChatGPT with Voice Notion Airtable Slack Keyboard shortcuts: TextExpander | Alfred | Raycast GitHub Copilot Email: Superhuman | Mailman HQ Zapier Full Show Notes (03:29) The Importance & Benefits of Delegation (07:06) Managing Your Energy: One of the Major Benefits of Delegation (11:54) Reasons Why Most People Aren't Delegating (17:15) How to Assess If You Need an Assistant & Find Value (22:05) Examples of Delegating Tasks (25:39) How and Where to Hire a VA (35:47) Working with Assistants in Different Time Zones (40:07) Hiring a VA for Both Work & Personal Tasks (48:13) How Much Access Do You Give Your VA (56:37) Onboarding Assistants (1:07:23) 80/20 for Optimal Outcome (1:14:22) Sam's Gratitude Test (1:20:45) Eigenvector Centrality & Sam's Second Degree Dinners (1:22:54) Tools for Optimal Communication & Productivity (1:34:18) Managing & Leveraging Calendars (1:45:30) Role of AI in Delegation (1:51:52) Levels & Tracking Your Health Data (1:56:16) Sam's Alarm Clock Hack Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#154: Entrepreneur Noah Kagan shares tips for launching a 7-figure business in 48 hours. The conversation wealth creation, achieving your freedom number, the importance of pre-selling, lessons from millionaires, the do's and don'ts for effective follow-ups and more. Noah Kagan is the founder of 7 million-dollar business and is currently the CEO of AppSumo, a company that teaches lessons on how to start a business, grow a business, and improve your marketing. He also has a popular YouTube Channel and was an early employee at Facebook and Mint. Link to Full Show Notes: https://www.allthehacks.com/noah-kagan-million-dollar-weekend Partner Deals Pique Tea: 15% off delicious teas + a free quiver with 12 tea samples Facet: Personalized Financial Planning + $250 enrollment fee waived DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Netsuite: Free KPI checklist to upgrade your business performance For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Noah Kagan: YouTube | AppSumo Million Dollar Weekend: Book | Website Merry Makery Greeting Cards Stern Pinball The Artist's Way: A Spiritual Path to Higher Creativity My Body Tutor All the Hacks Episodes: #19: Becoming a Better Investor with Andy Rachleff #40: The Power of Regret, Motivation and Good Timing with Daniel Pink #118: Unleashing the Power of Kindness, Self-Awareness, and Passion with Gary Vaynerchuk #151: Master the Skill of Sleep with Mollie Eastman #130: The Art of Confidence: Find It, Grow It and Use It to Your Advantage with Aziz Gazipura Full Show Notes (02:45) Ways to Create Unlimited Wealth (08:25) Achieving Your Freedom Number (14:32) The Million Dollar Weekend Business Process (20:24) Three Ways to Get Business (23:55) How Pre-Selling Works (27:36) Why You Need to Find Work You Love (35:54) Lessons Learned from Millionaires (39:40) Noah's Daily Routine (43:38) Entrepreneurship vs. Employment (48:28) Learning the Skill to Get Going (58:10) Following Up: Do's & Don'ts (1:07:14) Learning To Spend (1:11:02) Goal Setting Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#153: Investor and entrepreneur Sahil Bloom returns to discuss how a few powerful Paradoxes, which may seem contradictory or complex at first, can be harnessed to live a more optimized and fulfilling life. Sahil Bloom is a renowned writer, investor, and advocate for personal growth and financial well-being. His popular weekly newsletter The Curiosity Chronicle provides actionable ideas that help people build a high-performing, healthy, and wealthy life. He is also the founder of SRB Ventures, a curiosity-driven venture fund. Link to Full Show Notes: https://www.allthehacks.com/sahil-bloom-paradoxes Partner Deals Notion: Try Notion AI free to automate tedious tasks and streamline your work Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off AG1: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | Twitter The Platinum Card® by American Express: 150,000pt Welcome Bonus The Most Powerful Paradoxes of Life Tweet Books: The Book of the Courtier by Baldassare Castiglione Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman Pelagic Shark Diving The Tim Ferriss Show Episode #694: Sam Corcos, Co-Founder of Levels — The Ultimate Guide to Virtual Assistants, 10x Delegation, and Winning Freedom by Letting Go News from Axios Haven Saunas All the Hacks: Membership Newsletter #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins #139: Think Faster, Talk Smarter and Excel at Spontaneous Conversation with Matt Abrahams Full Show Notes (03:24) Sahil’s Viral Twitter Thread About Paradoxes (08:53) The Advice Paradox (16:28) The Opportunity Paradox (25:25) The Talking Paradox (36:10) The Productivity Paradox (39:46) The Speed Paradox (48:40) The Social Media Paradox (51:33) The News Paradox (58:03) The Death Paradox Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#152: Chris reviews his credit card lineup, sharing insights on what he currently uses, what's on the back burner, and some new additions for 2024. He also shares the best card strategies to optimize points across major spending categories such as dining, groceries, travel, and more. Link to Full Show Notes: https://www.allthehacks.com/whats-in-my-wallet-2024 Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Netsuite: Free KPI checklist to upgrade your business performance Shopify: $1/month trial for the easiest e-commerce platform Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks All the Hacks Credit Card Page Card Optimization Tool Transfer Partner Spreadsheet Newsletter Credit Cards Note: not all cards are allowed to be mentioned here, so for a full list, visit our Best Credit Cards Page American Express® Gold Card American Express® Green Card Bilt Mastercard® Capital One Savor Cash Rewards Credit Card Capital One® Spark® Cash Plus Capital One Venture X Rewards Credit Card Citi Custom Cash℠ Card Citi Premier® Card Citi® Double Cash Card Delta SkyMiles® Platinum American Express Card Hilton Honors American Express Aspire Card Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Business® American Express® Card Target RedCard™ The Platinum Card® by American Express U.S. Bank Altitude® Reserve Visa Infinite® Card Wells Fargo Autograph℠ Card Wyndham Business Earner® Card Other Links Frequent Miler Premium Card Worksheet The Points Guy: Travel portals and Online travel agencies Full Show Notes (01:02) Listener Win (03:21) 3 Reasons To Have Credit Cards (05:54) Ways to Review Credit Cards (07:06) Cards for Dining (07:56) Cards for Groceries (08:21) Cards for Travel & Booking on Travel Portals (11:21) Best Card for Amazon.com (11:36) Cards for Cell Phone Services (12:20) Best Card for Costco (15:31) Cards for the 'Other' Category (16:54) Cards for Gas (17:37) Business Cards (18:32) Two Ways to Determine If a Credit Card Is Worth It (21:31) Key Takeaways for Chris' Credit Cards (27:43) What to Do With Cards You Don't Need (34:42) Evaluating Cards for The Future (35:19) The Bilt Mastercard® (39:14) The Delta SkyMiles® Platinum American Express Card (40:12) The Capital One Savor Cash Rewards Credit Card (41:11) The Marriott Bonvoy Brilliant® American Express® Card (41:51) Citi Cards (43:37) The Wells Fargo Autograph℠ Card (45:10) The U.S. Bank Altitude® Reserve Visa Infinite® Card (47:26) 0% APR Cards Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#151: Sleep expert Mollie Eastman shares practical tips to optimize and transform your sleep. She delves into the fundamentals and benefits of quality sleep and explores factors that impact sleep including lighting, temperature, dietary habits, exercise routines and more. She also highlights the importance of sleep technology, including wearable trackers and mattresses. Mollie Eastman is the creator of Sleep Is A Skill, a company that optimizes people’s sleep through a unique blend of technology, accountability, and behavioral change. She is also the host of The Sleep Is A Skill Podcast. Link to Full Show Notes: https://www.allthehacks.com/optimizing-sleep-mollie-eastman Partner Deals DeleteMe: 20% off removing your personal info from the web Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: Free sample pack of my favorite electrolyte drink mix Anyday: 15% off non-toxic microwave cookware Oura Ring: My favorite wearable tracker for sleep, fitness, stress & health Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Mollie Eastman: Website | Podcast | Newsletter | Instagram Episode #073: Dr. Wendy Troxel, Ph.D., Author of Sharing the Covers: Going Beyond A "Sleep Divorce"; Explore How To Get Better Quality Sleep As A Couple - Together Or Separate Episode #116: Dr. Satchin Panda, Groundbreaking Author, Professor, & Researcher: Top Circadian Rhythms Expert Answers WHEN You Should Eat, Move, & MORE For Great Sleep! 10 Signs Of Unoptimized Sleep Wearable Sleep Trackers: Oura Ring | WHOOP | Garmin | Biostrap | Muse At Home Sleep Tests: Lofta | Empower Sleep Mattresses: Eight Sleep | Chilipad by Sleepme | SleepNumber Dr. Wendy Troxel’s Book: Sharing the Covers: Every Couple's Guide to Better Sleep All the Hacks Episode #97: Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More with Jordan Shlain MD Full Show Notes (02:30) The Fundamentals of Sleep (08:32) Ways to Estimate the Quality of Your Sleep (17:10) Why Sleep Is So Important (18:13) How Many Hours of Sleep Do We Need & How Frequently Do We Need It? (25:49) Ways to Get the Benefits of Sleeping Without Sleep (29:19) Learning Sleep as a Skill to Optimize Sleep (35:44) The Impact of Lighting (44:07) The Impact of Your Environment: Temperature, Mattress & Pillows (49:29) Best Sleeping Positions (52:29) Getting At-Home Sleep Tests (55:06) The Impact of Screen Time Before Sleep (58:14) The Impact of Food & Drinks (1:06:51) The Impact of Exercise (1:08:08) Tips to Fall Asleep Well (1:14:52) Sleeping With a Partner (1:17:25) Using Sleep Trackers & Sleep Technology Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#150: Chris shares his top 10 learnings from the last year of All the Hacks, which include key takeaways for building confidence, valuing your time, learning the skill of spending, being responsible for your health, and much more. Link to Full Show Notes: https://www.allthehacks.com/2023-takeaways Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Long Angle: Join a free private community for high net worth investors For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Outsource Assistants: Oceans XYZ Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Books: Peter Attia: Outlive: The Science and Art of Longevity Matt Higgins: Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential Recipe Manager: Paprika Green Chef: 60% off + free shipping for healthy and delicious meal kits Anyday: 15% off non-toxic microwave cookware Sahil Bloom’s The Personal Annual Review Template Full Show Notes (02:26) Takeaway #1: Everyone Can Build More Confidence (06:49) Takeaway #2: Kindness Is So Important (10:38) Takeaway #3: Value Your Time (15:03) Takeaway #4: Learn the Skill of Spending (17:55) Takeaway #5: There Are So Many Paths to Happiness and Success (19:53) Takeaway #6: We Are Responsible for Our Health (26:02) Takeaway #7: Eating Well Can Be Much Easier (29:41) Takeaway #8: You Control Your Life (33:53) Takeaway #9: Ditch Plan B (35:53) Takeaway #10: Take Time to Reflect Episodes Mentioned #97: Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More with Jordan Shlain #98: Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want with Dan Martell #99: Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review with Sahil Bloom #105: Overcoming Fear, Processing Failure, and Why Having a Plan B Holds You Back with Matt Higgins #109: Living a Happier Life, Saying No, and Prioritizing Goals with Derek Sivers #116: Simplify Decision Making, Reduce Stress and Improve Your Life with Sahil Bloom #118: Unleashing the Power of Kindness, Self-Awareness, and Passion with Gary Vaynerchuk #119: Building Wealth Through Boring Businesses and Other Contrarian Ways To Live and Invest with Codie Sanchez #122: Cooking at Home: Delicious Food Made Easy with David Chang #123: Traveling to Save Money, Betting on Yourself, and Streamlining Life Decisions with Nuseir Yassin #126: Reduce Stress, Relax Your Mind and Succeed in Meditation Without Really Trying with Light Watkins #130: The Art of Confidence: Find It, Grow It and Use It to Your Advantage with Aziz Gazipura #133: Mastering Cash Flow: Tracking Spending to Boost Savings and 10+ Hacks to Spend Less #139: Think Faster, Talk Smarter and Excel at Spontaneous Conversation with Matt Abrahams #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad Barrett #145: Fitness and Mental Strength with Robin Arzón Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#149: Disney expert Leslie Harvey shares insider tips for a magical Disney vacation with strategies designed to save time, money, and stress. She offers insights on the best times to visit the Disney parks, top accommodation, best dining spots, and must-see attractions. Leslie also shares tactics to optimize the in-park experience through services like Genie+ and Skyliner, and so much more. Leslie Harvey is the co-host of the Disney Deciphered Podcast and the founder of Trips With Tykes, a family travel blog dedicated to streamlining the intricacies of journeys with children of all ages. She is also a freelance travel writer whose work has appeared in numerous digital travel publications, including The Points Guy and Lonely Planet. Link to Full Show Notes: https://allthehacks.com/disney-leslie-harvey Partner Deals DeleteMe: 20% off removing your personal info from the web Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Masterworks: VIP access to skip the waitlist Notion: Try Notion AI free to automate tedious tasks and streamline your work Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Leslie Harvey: Podcast | Blog | YouTube | Disneyland with Kids Facebook Group Disney Deciphered Episode #256 - Genie+ 101: How to Use Genie+ at Walt Disney World Discount Disney Gift Cards: Expert Tips & Tricks for the Best Deals Transportation: Disney Skyliner Disney Monorail Minnie Van™ Service Connected by Lyft Park Hopper Tickets Disney Genie+ Historical Information: Disney Crowd Calendar | Thrill Data Restaurant Reservations: Mouse Dining Places to Stay: Walt Disney World Swan and Dolphin | Walt Disney World Swan Reserve (Marriot) Disney Springs Resort Area Hotels Polynesian Village Resort Caribbean Beach Resort Pop Century Resort Art of Animation Resort (Family Suites) Restaurants with the Best Meals: Jungle Skipper Canteen (Magic Kingdom Park) Ohana (Polynesian Village Resort) Chef Mickey's | Cinderella's Royal Table (Disney World) Sanaa | Boma Flavors of Africa (Animal Kingdom Lodge) Restaurants for Adults without Kids: Napa Rose (Grand Californian Hotel) Lamplight Lounge At Pixar Pier (California Adventure) The Dining Room at Victoria & Albert's (Grand Floridian) Blue Bayou (Disneyland) Full Show Notes (02:18) Overview: Disney Parks & Resorts (06:53) The Pre-Planning Process & Things To Consider (12:30) Selecting The Best Times To Visit (15:17) Major Planning Milestones (19:14) How To Budget For Disney (23:20) Where to Stay: On Property or Off Property (29:30) Picking A Disney Park (36:21) Disney Genie+ (42:26) Ways To Optimize The Disney Experience (50:39) Under Appreciated & Overhyped Rides (55:06) Food At Disney (1:02:29) The VIP Experiences At Disney (1:07:01) The Epcot Experience (1:08:27) Disney With Kids (1:11:27) Things To Pack and Not To Pack For Disney (1:12:29) Tips For Traveling With Large Groups (1:15:43) Saving on Disney Souvenirs (1:19:44) International Disney Parks (1:21:36) Big Changes Coming To Disney Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#148: charity: water founder Scott Harrison shares how he went from a life of partying in NYC to refocusing everything on building a life and legacy around making a meaningful impact on the world. Scott discusses his ambitions to provide clean water to 100 million people (he's already at 17 million) and shares his advice for evaluating charities. He and Chris also discuss the transformative power of storytelling and other aspects of living a meaningful life. Scott Harrison is the founder and CEO of charity: water, a global nonprofit organization working to end the water crisis by bringing clean and safe water to people around the world. He is currently a World Economic Forum Young Global Leader and the author of the New York Times Bestselling book Thirst. Link to Full Show Notes: https://www.allthehacks.com/scott-harrison-charity-water Partner Deals Trade Coffee: Free bag of the best coffee to upgrade your morning routine Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks charity: water Campaign on Daffy Scott Harrison: charity: water | Instagram | Twitter charity: water: The Spring Rachel Beckwith's Legacy Story Dan Pallotta: TED Talk on Overhead Myth | Uncharitable Full Show Notes (01:33) Chris & Amy's charity: water Campaign (04:40) Scott's Childhood & Background (12:37) The Transitioning Point for Scott (21:27) The Formula for a More Fulfilling Life (25:22) Balancing Selflessness & Selfishness (28:12) Scott's Outlook on Wealth (30:55) Charity: Water’s Unique 100% Model (41:09) Lessons to Build Resilience (48:45) The Power of Storytelling (1:01:27) The Financial Impact of Storytelling (1:08:09) Advice for People Looking for a Cause to Support (1:16:52) Tips to Track Impact (1:19:05) Creating a Meaningful Legacy (1:21:31) The Spring: Monthly Donation Subscription Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#147: Chris and Ankur Nagpal (co-founder of Carry) discuss strategies to save money on taxes. They explore offsetting W2 income, limiting capital gains, some unique investments that help optimize your taxes and more! They also cover tax strategies for current and future business owners. Ankur Nagpal is the founder and CEO of Carry, which helps empower business owners to build their wealth. He also founded Teachable, an e-learning platform that was acquired for ~$250 million. Link to Full Show Notes: https://www.allthehacks.com/save-on-taxes-2023 Partner Deals Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Henson Shaving: Plastic-Free, Precision-Built Razors + $100 free Blades LMNT: Free sample pack of my favorite electrolyte drink mix Shopify: $1/month trial for the easiest e-commerce platform Carry: $400 off Pro Plan and free access to premium wealth building course For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Ankur Nagpal: Twitter | Carry (+ Carry's Free Resources) Side Hustles For Experts: GLG | Guidepoint Professional CPAs: Gelt (Skip the waitlist with this link) Tax Decoding Site: Decode.tax Interest Tracing Guidelines Tactics: Deloitte Guide | SVB Mortgage Example Tax Advantaged Solar: Valur Exchange Funds: Cache (Management fees waived for one year with this link) ATH Episodes: #144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin #92: Year End Checklist for Your Money, Taxes, Points and Miles #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth Full Show Notes (03:30) Why It's Important to Pay Taxes (05:00) Basic Context on Taxes (08:33) Capital Gains for General W2 Income Earners (14:00) Itemizing Deductions (20:09) Charitable Deductions (25:14) Home Energy: Inflation Reduction Act (27:49) Tax Strategies for Parents (31:39) Non-Qualified Deferred Compensation Plans (NQDC) (39:29) Side Hustles for W2 Income Earners (40:47) Hiring a CPA vs. Doing Taxes on Your Own (45:39) Using AI to Help with Taxes (47:05) Tax Code for Personal Real Estate (53:36) Real Estate Investments (1:02:17) Tax Incentives for Solar (1:09:38) Other Investment Tax Strategies (1:12:29) Qualified Business Income Deduction (1:22:28) Health Insurance Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#146: Cruise expert Emma Le Teace shares insider tips to optimize your cruising experience. She shares an overview of cruise operators, must-visit regions, practical advice on booking, packing, and making the most of the onboard facilities. She also offers tips on how to book the best deals and avoid hidden costs in cruise travel. Emma Le Teace is an award-winning cruise blogger, YouTuber and the founder of Emma Cruises. She's been on 60+ cruises, ranging from luxury yachts to mega-ships, and loves sharing cruise tips to help others master the ability to cruise in style on a budget. Link to Full Show Notes: https://allthehacks.com/emma-cruises Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth MasterClass: Learn from the world's best with a 2-for-1 membership Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn Green Chef: 60% off + 20% off for two months of healthy and delicious meals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Emma Le Teace: Website | YouTube | Instagram Floating Hotel in Japan: Guntu Website to Search Cruises: Vacations To Go Founder's Card Program Frequent Miler Article: How to Get Free Cruises by Gaming Casino Status Matches Full Show Notes (02:13) Why You Should Opt for Traveling in Cruises (03:21) Emma’s Cruising Journey (04:13) The Cruising Landscape (09:00) Major Cruise Regions (13:05) Evaluation Criteria to Consider When Selecting a Cruise (15:46) Websites to Search for Cruises (18:34) Best Times to Book Deals (20:54) Getting Casino Status without Gambling (23:58) Hidden Costs on Cruises (29:23) Meeting People on Cruises (35:35) Cruises to Steer Away From (38:11) Choosing a Cabin (40:53) Other Things to Consider When Booking a Cruise (42:19) Importance of Travel Insurance (45:29) Visas for Cruises (48:11) Things to Pack (50:07) The Food Onboard (54:06) Onboard Activities & Entertainment (55:49) Things to Avoid on a Cruise (56:45) Traveling with Kids (58:36) Dealing with Seasickness (1:00:50) Emerging Trends in the Cruise Industry (1:02:37) Disney Cruises Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#145: Renowned fitness instructor Robin Arzón shares ways to achieve your fitness goals, master your motivation and live the life you want. She covers the fundamentals of fitness training, the importance of recovery, the role of nutrition, and also highlights the importance of building mental strength to stay motivated and committed to your life goals. Robin Arzón is a former lawyer turned Head Instructor and VP of Fitness Programming at Peloton. She’s an RRCA-certified running coach and ultramarathoner, who has made it her mission to redefine and rethink possibility through movement. Robin is also a two-time New York Times bestseller. Link to Full Show Notes: https://www.allthehacks.com/fitness-robin-arzon Partner Deals Daffy: Free $25 to give to the charity of your choice (stock vs. cash calculator) Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Mint Mobile: 3 months free of unlimited wireless on the nation's largest 5G network Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Masterworks: VIP access to skip the waitlist For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Robin Arzón: Website | Instagram | Welcome, Hustler: An Empowerment Journal December Challenge: #3For31 Challenge Kelly Starrett: Built to Move: The Ten Essential Habits to Help You Move Freely and Live Fully James Clear: Atomic Habits Full Show Notes (02:12) Robin's Biggest Transformation Lessons (04:48) Approach to Cardio vs. Strength Training (09:10) Best Way to Start Strength Training (10:20) How Important Is Variety in Exercises? (16:37) Setting Personal Fitness Goals (18:05) Rest & Recovery (18:35) Importance of Nutrition (20:22) Best Timings for Workouts (21:31) Ways to Self-Motivate (25:06) #3For31 Challenge (26:02) Mental Toughness (31:57) Adapting to Movement When You Have Kids (34:17) Tactics to Build Mental Toughness (39:31) How to Enjoy the Process (41:44) Being in a State of Flow (44:05) Robin's Journaling Evolution (45:09) Striking a Balance When There's So Much Going On (46:26) Robin's Learning Resources Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#144: Katie Gatti Tassin shares her expertise on leveraging tax-advantaged accounts to maximize your income. This crash course covers investment strategies using different types of 401(k)s, IRAs, Roth Conversion Ladders, HSAs, Donor Advised Funds, and much more. Katie Gatti Tassin is the creator of the Money with Katie blog, podcast, and newsletter, which was acquired by Business Insider’s Morning Brew in 2022. The Money with Katie Show is one of the top finance-related podcasts, boasting 140,000+ listeners per month and 6 million+ lifetime downloads. Link to Full Show Notes: https://www.allthehacks.com/tax-advantaged-accounts Partner Deals Storyworth: Share your family stories in a custom book (+ $10 off) Daffy: Free $25 to give to the charity of your choice Notion: Try Notion AI free to automate tedious tasks and streamline your work Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Katie Gatti Tassin: Podcast | Newsletter | Instagram Solo 401(k): Carry (← $500 off Pro) Bogleheads Article: Tax-efficient Fund Placement All the Hacks Episodes Covering Donor Advised Funds: #50: The Power (and Tax Savings) of Charitable Giving #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth Full Show Notes (05:31) Fundamentals of Tax-Advantaged Investing Accounts (09:55) Employer Plans: 401(k) (12:21) Katie's Bread and Butter 401(k) Strategy (18:07) Employer Account Trade-Offs (20:29) Misconceptions About 401(k)s (24:36) Employer Account Fees (27:26) 401(k) Plan Rollover to New Employer (28:15) Employer Traditional vs. Roth 401(k) (36:39) Contribution Limit for a 401(k): Mega Backdoor (42:30) Retirement Plans: IRAs (46:57) Backdoor Roth IRA (50:05) General Strategy for Traditional IRA (51:43) Roth Conversion Ladder Tactics (53:08) Dividend Income & Capital Gains (56:57) Small Business Plans (1:01:19) Solo 401(k) (1:09:04) 529s (1:11:00) Donor Advised Funds Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#143: In this bonus episode, I'll share 50+ of my favorite products, gifts, past purchases and more. Hopefully some of them might make good ideas for gifts this holiday season. Hope you enjoy! For all the products, links, deals and more, check out the full version of the 2023 Gift Guide here: https://allthehacks.com/gifts Resources Mentioned 2023 Holiday Gift Guide All the Hacks Listener Survey Full Show Notes (5:54:) Home & Food (9:47) Tech & Gear (13:47) Clothing & Bags (15:44) Health & Fitness (18:07) Family & Kids (26:32) Saving Money When You Shop Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#142: Discover essential tips for handling travel mishaps, like flight delays and cancellations, lost luggage, or sold-out hotels and rental cars. This episode covers a range of preventative measures and compensation strategies to use when travel goes awry. Link to Full Show Notes: https://www.allthehacks.com/when-travel-goes-wrong Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family Shopify: $1/month trial for the easiest e-commerce platform Trade Coffee: Free bag of the best coffee to upgrade your morning routine For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Annual Listener Survey Best Credit Cards Page Episodes Mentioned 122: Cooking at Home: Delicious Food Made Easy with David Chang 113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits 110: Travel Smarter, Cheaper and Longer with Nomadic Matt 104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel) 66: Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg Vuori: 20% off the most comfortable performance apparel I've ever worn Anyday: 15% off non-toxic microwave cookware Dumb Money Movie: Free Download Codes Airline: Flight Monitoring Tools: Flighty | TripIt Pro Mobile Passport Control (for US) Global Entry Appointments: Appointment Scanner Baggage Trackers: Apple AirTags 25% transfer bonus to Air France/KLM Flying Blue Air France-KLM Flying Blue Reduce Award Pricing Delta Rolls Back Some Changes to SkyMiles Southwest Companion Pass Credit Cards Hilton Honors American Express Aspire® Card Bilt Rewards Card Disk Space Analysis: DaisyDisk Property Appraisal Appeal: Ownwell Full Show Notes (02:18) All the Hacks Annual Listener Survey (04:40) General Tips for When Travel Goes Awry (06:59) Air Travel: Cancellations & Delays (11:05) Compensation for Canceled Flights (13:08) Using Points & Miles to Book Last-Minute Flights (16:56) Hidden Credit Card Benefits: Flight Delay or Cancellation Insurance (18:23) How to Handle Checked Baggage When Flights Get Canceled (20:27) Booking Flights on Same Airline vs. Different Airlines (23:19) Tips for Lost, Delayed, or Damaged Luggage (28:16) Hack for When Travel Goes Awry with Kids (29:02) Canceled Hotel Reservations (31:07) How to Avoid Being Walked Out of a Hotel (33:25) All the Hacks Luxury Hotel Upgrade Program (38:53) Car Rental Cancellations (40:38) Tips for When Your Car Rental Is Sold Out in Advance (43:17) Car Rentals Hacks (44:02) Getting Lost (44:48) General Travel Tips for the Holiday Season (47:04) Tips to Get Global Entry Appointments Faster (47:44) Listener Wins (49:51) Hack: 0% APR (52:19) Airline News (59:44) Bilt (1:02:41) Random Hacks and Tips Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#141: Financial independence expert Brad Barrett and Chris deep dives into the FI/RE movement. They cover various forms of FI/RE, share effective strategies for investments and retirement planning, and discuss tools to track and manage finances. They also explore the psychological aspects of financial decision making, including the skill of mindful spending. Brad Barrett (@bradchoosefi) is the co-host of ChooseFI, the number one podcast on financial independence with more than a million monthly listeners. After years in public accounting as a CPA, Brad reached financial independence at the age of 35, without ever earning a six-figure salary. Link to Full Show Notes: https://www.allthehacks.com/FIRE-spectrum Partner Deals Green Chef: $250 off healthy and delicious meal kits Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Membership Episodes: #2: Financial Independence Without a Six Figure Salary with Brad Barrett #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins #100: Reflecting on All the Hacks, Valuing Time and Focusing on the Year Ahead with Brad Barrett Brad Barrett: Podcast | Twitter | Website ChooseFI Episode #71: Silicon Valley FI | Chris Hutchins | Grove Early Retirement Now: The Safe Withdrawal Rate Series Wealthfront: Cash Account Bonus 0.5% APY | Automated Investing $5k Free Tools To Track Your FI Journey: Free tool: Karsten Jeske’s **[EarlyRetirementNow SWR Toolbox v2.0](https://docs.google.com/spreadsheets/d/1QGrMm6XSGWBVLI8I_DOAeJV5whoCnSdmaR8toQB2Jz8/copy?)** To Track Spending: Copilot (Free 2 months access with code HACKS2) To Track Net Worth: Kubera (All the Hacks Members Get First Year for $1) To Go Deep: Projection Lab Bill Perkins’s Book: Die With Zero: Getting All You Can from Your Money and Your Life Dean Turner: Online Training + Coaching Full Show Notes (not final) (02:47) Chris & Brad's FI Journey (04:18) Difference Between Financial Independence & FI/RE (07:17) Why You Shouldn't Only Focus On The RE (09:32) The Different Types of Financial Independence (12:07) Lean & Fat FI/RE (17:51) Coast FI/RE (22:44) Tackling The 4% Rule (28:42) Tools To Track Your Fi Journey (41:19) Taxable Brokerage Accounts (46:22) Learning The Skill of Spending (51:24) Embodying the Die With Zero Mentality (56:42) Health & Longevity: Hiring A Remote Personal Trainer (1:02:51) Cold Plunges & Saunas Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#140: A deep dive into health insurance and other benefits you’ll need to make decisions about during your upcoming open enrollment. We’ll cover health plans in depth, but also dental, vision, HSAs, FSAs, employer life insurance and more. Link to Full Show Notes: https://www.allthehacks.com/open-enrollment-2024 Partner Deals Notion: Try Notion AI free to automate tedious tasks and streamline your work Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Henson Shaving: Plastic-Free, Precision-Built Razors + $100 free Blades For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: #34: Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen Email for questions, hacks, deals, feedback: [email protected] Last Week Tonight with John Oliver: Health Care Sharing Ministries Online Direct Primary Care For Pediatrics: Summer Health | Blueberry Marshal Allen’s Book: Never Pay the First Bill Online Sites for Prescriptions: GoodRx | RxSaver Oura Ring DNA Genetic Testing: 23andMe Online HSAs: Lively | Starship HSA Hawaii Recommendations: Restaurants (Kid-Friendly): Lava Lava Beach Club | CanoeHouse at Mauna Lani Water Activities: Ocean Sports | Snorkel Bob's Full Show Notes (02:27) HMOs, PPOs & EPOs (03:47) Deductible (04:44) Coinsurance (05:40) Out of Pocket Maximum (06:20) High Deductible Health Plan (07:35) Coverage: In-Network & Out of Network (09:16) Insurance Brokers (14:55) Selecting a Carrier (17:55) Premiums (20:39) First Dollar Coverage (21:50) HSA Hack: Use Your Cash Flow For Expenses (25:10) Why The Platinum Plan Doesn't Make Sense (29:55) Health Insurance Hacks (31:13) Medical Sharing Plans (33:36) Ways To Save (36:16) Dental & Vision Insurance (37:56) FSA for Health (40:47) Using HSA (41:41) Pre Tax Transit (41:56) Life & Disability Insurance (43:18) Tips from Chris's Trip to Hawaii Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#139: Stanford professor Matt Abrahams is an expert in spontaneous conversations and shares six steps to help polish your speaking skills. He covers tips and tricks to help you think faster, techniques for managing anxiety, ways to structure small talk to make it more engaging, and a formula for delivering an exceptional wedding toast. Matt Abrahams is a leading expert in communication with decades of experience as an educator, author, podcast host, and coach. As a Lecturer in Organizational Behavior at Stanford University’s Graduate School of Business, he teaches popular classes in strategic communication and effective virtual presenting. He hosts the award-winning podcast Think Fast, Talk Smart and is also the author of two books: Think Faster, Talk Smarter and Speaking Up Without Freaking Out. Link to Full Show Notes: https://www.allthehacks.com/think-fast-talk-smarter Partner Deals DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Masterworks: VIP access to skip the waitlist Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Matt Abrahams: Website | Podcast | LinkedIn Books: Think Faster, Talk Smarter | Speaking Up Without Freaking Out Humour, Seriously: Why Humour Is A Superpower At Work And In Life Web Browser: Arc AI Powered Personal Communication Tools: LikeSo | Poised Email for questions, hacks, deals, feedback: [email protected] Full Show Notes (02:13) Handling Spontaneous Conversations (04:09) Overview: 6-step Process to Think Faster, Talk Smarter (07:49) A 2-Pronged Approach to Manage Your Anxiety (16:41) Changing the Way We Strive for Perfection (18:33) Small Talk & Chit Chat (21:30) Tactics to End Small Talk (23:18) Types of Conversational Turns (25:30) Practicing & Preparing to Be Spontaneous (27:05) Reframing the Circumstances (35:03) How to Become Better Listeners (38:37) Creating Structure for Communication (43:37) Toasts & Tributes (45:36) Humor in Conversations (47:08) Why Having Structure Will Set You Free (49:30) Being Clear & Concise (52:42) Using Generative AI for Communication Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#138: An exhaustive exploration of cell phone plans to help you make the right choice and get the best deal possible. Chris breaks down the best plans across different tiers from basic data to unlimited with international roaming. He also covers ways to get extra deals/discounts, as well as picking the best cell phone insurance. Link to Full Show Notes: https://www.allthehacks.com/cell-phone-plans Partner Deals Trade Coffee: Free bag of the best coffee to upgrade your morning routine Anyday: 15% off non-toxic microwave cookware Shopify: $1/month trial for the easiest e-commerce platform Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Membership Email for questions, hacks, deals, feedback: [email protected] Best Phone Plans: Website | YouTube Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network US Mobile: Light, Kosher, Sharable and Unlimited Plans Boost: Boost Infinite (Postpaid) | Boost Mobile (Prepaid) T-Mobile: Magenta Max | Go 5G PlusGo 5G Next Google Fi: The Unlimited Plus | The Simply Unlimited Visible: Unlimited | Visible+ eSIMs: Airalo | Nomad eSIM Crowd-Sourced Coverage Maps: CoverageMap.com How To Use T-Mobile's Unlimited Phone Data On Your Computer Full Show Notes (03:47) Background Context from Chris (05:25) The Research That Went into the Episode (08:17) Types of Quality of Service Class Identifiers (QCIs) (14:07) Leveraging eSIMs (18:11) Top 3 Carriers (20:55) Tier – Basic (19:45) Tier – Not Unlimited But More Data (28:36) Factoring in Taxes (29:29) Tier – Unlimited Data (36:38) International Roaming (37:39) Features That Aren’t Supported by MVNOs (40:40) Tier – Can Go International and Its Included (44:18) T-Mobile Insider Pricing (46:22) Hack: How to Use T-Mobile’s Unlimited Phone Data on Your Computer (47:35) Chris’s Recommendations in Summary (48:58) International Coverage for Canada & Mexico (50:25) Countries Covered under Plans (52:36) Deals, Discounts & Credits (58:25) Free Trials (58:57) Cell Phone Insurance Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#137: Health and wellness expert Liz Moody shares her top science-backed tactics to upgrade your life. They focus on actionable steps to achieve greater success, hacks to enhance gut health, methods to cultivate deeper relationships, and techniques to rewire your mindset to increase happiness. Liz Moody (@lizmoody) is a best selling author of two healthy cookbooks and the host of The Liz Moody Podcast: a research-backed wellness podcast that helps people live their healthiest and happiest life. Her latest book 100 Ways to Change Your Life comes out next week. Link to Full Show Notes: https://www.allthehacks.com/change-your-life-liz-moody Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Notion: Try Notion AI free to automate tedious tasks and streamline your work For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Liz Moody: Instagram | Podcast | Website Liz’s Books: 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success (Preorder) Healthier Together: Recipes for Two–Nourish Your Body, Nourish Your Relationships Glow Pops: Super-Easy Superfood Recipes to Help You Look and Feel Your Best All the Hacks Episodes: #46 - Mastering the Secret Language of Charismatic Communication with Vanessa Van Edwards ATR2100x-USB Cardioid Dynamic Creator Microphone Rewind AI Full Show Notes (not final) (03:02) The Fresh Start Effect (05:24) Tips for Procrastination (09:36) Why You Should Never Say No to Yourself (14:35) The Importance of Gut Health (18:58) Tip to Upgrade the Foods You’re Already Eating (19:50) Ways to Increase Your Energy Levels & Have Better Metabolic Health (22:16) How to Rewire Yourself to Be Happier (26:10) How to Make Better Decisions with Cognitive Off-Loading (30:35) Thoughts on Rewind AI (33:18) Ways to Deepen Your Relationships (36:17) How to Become a Winning Conversationalist (40:13) How to Have More Fun (41:14) Match Theory for Friendships & Dating (43:58) Why It’s Important to Let People You Love Change Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#136: Credit card expert Sebastian Fung joins Chris to discuss the current state of credit cards including recent changes to reward programs, and predictions for 2024. They also dive into topics such as misconceptions about opening multiple cards, whether its still worth chasing status, how to approach sign-up bonuses versus multipliers, credit cards with the most bonuses and more! Sebastian Fung is a personal finance expert who runs AskSebby, one of the largest YouTube channels focused on credit cards and travel points. He is also the co-founder of Roadrunner Ventures and Cardonomics, a startup that helps creators automate compliance and make affiliate income from credit cards and bank accounts. Link to Full Show Notes: https://www.allthehacks.com/state-of-credit-cards-2023 Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Sebastian Fung: Website | YouTube | Instagram | Ask Sebby Business Citi Bank Cards Calculators for Expected Credit Card Value All the Hacks: Credit Card Site Card Optimizer Spreadsheet Rewards Cards Capital One Venture X Business Citi® Double Cash Card Citi Premier® Card The Platinum Card® from American Express Marriott Bonvoy Brilliant® American Express® Card Cashback Cards Bank of America® Cash Reward Cards American Express Platinum Card® for Schwab Full Show Notes (02:08) How Sebastian Got into the Points Game (04:15) The Current State of the World of Points & Miles (05:37) Is Chasing Airline Status Worth It? (09:03) Thoughts on Hotel Status (11:46) Status Program Changes to Expect in 2024 (13:20) Biggest Changes to the Credit Card Game (19:54) American Express Pulling Out of Delta Lounges (20:51) Credit Card Changes to Expect in 2024 (21:44) Sebastian’s Equinox Hack (22:53) Earning Limitations Due to Legislation Changes (24:55) Do Credit Card Companies Like Power Users? (26:03) Chasing Welcome Bonuses vs. Multipliers and Bonuses (28:41) Misconception about Opening Up Multiple Cards (29:39) The Unpublished 524 Rule (32:34) Cards with the Most Bonuses (34:37) Cashback Cards (36:20) Amex Membership Strategy (44:20) Playing the Points Game vs. Cashback Cards (46:11) Ways to Increase Spend to Hit Bonuses (47:51) Different Ways to Use Points (50:24) Best Airline Cabin Experience (52:40) Using Delta Points to Get Good Value Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#135: Tech enthusiast, Matt Ferrell discusses making your home smarter and more energy-efficient, ultimately saving you money and time in the process. They explore home improvements modifications, energy monitoring systems, energy-saving hacks, and solar. They also delve into home automation, including smart lighting, security, blinds, WiFi, and more. Matt Ferrell has over 1 million subscribers on his renowned YouTube channel Undecided, where he explores how renewable and sustainable technologies can impact people’s lives for the better. He is also the host of the podcast Still To Be Determined. Link to Full Show Notes: https://www.allthehacks.com/home-energy Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Masterworks: VIP access to skip the waitlist DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn Facet: Personalized Financial Planning + $250 enrollment fee waived For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Matt Ferrell: Website | YouTube | Podcast All the Hacks: Free ticket to Nas Summit - LA Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, feedback: [email protected] Free Energy Assessments and Audits in Massachusetts: Mass Save® Home Energy Monitoring Tools: Sense SPAN® Home (Circuit Level Monitoring) Kilowatt Meter Tesla: Powerwall & Solar Roof Enphase: Solar Energy & Solar Backup Batteries Water Heaters: Sunamp (Instant) Rheem Water Heaters with Smart App EV Charging: Vehicle to Load (V2L) Smart Home Systems: Matter Apple HomeKit Google Home Home Assistant Homey Homebridge Light Automation: Lutron Security Cameras, Wifi and Home Networks: Ubiquiti UniFi Door Locks (compatible with Apple HomeKit): Schlage Home Security: Abode Ring Deep Sentinel (with Live Monitoring) Smart Shades: Lutron Serena Smart Shades IKEA Motorized Shades Eve MotionBlinds Full Show Notes (03:44) Principles & Importance of Building an Energy Efficient Home (06:20) Ways to Identify Areas That Make Your Home Less Airtight (07:03) 80–20 Principle Things to Do to Affect Your Home Energy (10:37) Hacks to Have an Efficient HVAC System (12:56) Heat Pumps (19:14) Tools for Energy Monitoring (22:08) The Sense Home Energy Monitor (24:24) Rule of Thumb: Gas vs. Electric (26:50) Using a Desuperheater Tank (27:57) Why You Should Replace Your Filters (28:55) Water Heater Hacks (31:17) Circuit Level Monitoring (33:02) How to Decide on Solar Investments (38:10) Financing for Solar: Programs, Rebates & Incentives (42:21) Home Batteries (45:20) The Future of Home Energy Tech (48:31) Strategies for Home Automation (50:10) Smart Lights (51:20) Home Networks & WiFi (52:58) Smart Home Platforms (57:02) Smart Home Sensors (58:59) Home Security (1:00:03) Smart Blinds (1:02:17) Rechargeable Batteries (1:03:23) The KISS (Keep It Simple, Stupid) Rule Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#134: Mexico travel pro, Zach Rabinor shares all the secrets to planning incredible trips to Mexico and seeing the country like you’ve never done before, including top cities/regions for different experiences, local insider tips for activities and restaurants and so much more. Chris wraps it up by sharing tips and tricks to best utilize your miles and points when booking your trip to Mexico. Zach Rabinor founded the award-winning travel company, Journey Mexico, with a vision to share his deep love for Mexico, unveiling its unexpected cultural, natural, adventure, and luxury travel experiences to the world. Link to Full Show Notes: https://allthehacks.com/mexico Partner Deals Daffy: Free $25 to give to the charity of your choice Long Angle: Join a free private community for high net worth investors DoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKS Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Shopify: $1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Journey Mexico Website All the Hacks Episodes: #127: Language Hacking: Become Fluent in 3 Months with Benny Lewis Hotel Upgrade Program | [email protected] Email for questions, hacks, deals, feedback: [email protected] Lesser-known, must-visit towns in Mexico: Overall: Pueblos Mágicos Oaxaca Todos Santos Wine Region: Valle de Guadalupe Copper Canyon: Chepe Express Los Álamos (El Fuerte, Sinaloa) San Pancho The Mother Mountain Range: Sierra Madre Volcanoes in Paso de Cortés: Popocatépetl and Iztaccihuatl Chiapas: San Cristóbal de las Casas Diving and Cruise Capital: Cozumel Sun & Beach: Sea of Cortez Yucatán Peninsula Punta Mita Puerto Morelos Puerto Escondido Ixtapa Zihuatanejo Bacalar Isla Mujeres Playa Del Carmen Things to Do in Riviera Maya Valladolid Archaeological Site: Chichen Itza Things to Do in Puerto Vallarta: Surfing: Sayulita Beachside Promenade: The Malecon Beach acos: Centro Pitillal Restaurants: El Barracuda (Kid Friendly) | Ocean Grill (Non Kid Friendly) Things to Do in Los Cabos Colonial Village & Surf Town: Todos Santos Surfing lessons: Los Cerritos Beach Snorkeling & Seafood Restaurants: Cabo Pulmo Things to Do in Mexico City: The Metropolitan Cathedral 3rd Largest Central Square in the World: Zocalo The National Palace / New Houses of Moctezuma Saturday Market in San Angel: El Bazar Sabado Aztec-Era Floating Gardens: Xochimilco Neighborhoods: La Condesa & Roma Museums: Palacio de Bellas Artes: Palace of Fine Arts National Museum of Anthropology Casa Azul (Frida Kahlo) Dolores Olmedo Zona Maco Restaurants: Contramar | Guzina | Pujol | Rosetta Historical Non-Fiction Book: Mexico: A Novel by James A. Michener Redeem Wyndham Rewards Points on Vacasa Vacation Cash and points search tool for hotel stays: Awayz Full Show Notes (02:11) Mexico as a Travel Destination (04:33) Planning a One Week Trip to Mexico (05:32) Hidden Treasures in Mexico (08:15) Mexico’s Hospitable Culture (12:18) Transportation in Mexico (13:12) Best Times to Visit Mexico (18:42) Mexican Food Explained (20:13) Tips to Find the Best Food in Mexico (26:03) The Sun & Sand Spots in Mexico (34:48) Things to Do in Riviera Maya (35:52) Things to Do in Puerto Vallarta (36:45) Things to Do in Los Cabos (40:46) Mexico City Must-Dos & Must-Sees (53:38) Lesser-Known Must Visit Towns/Regions in Mexico (56:49) The Story of Paso De Cortés (58:25) The Oaxaca Experience (1:01:11) The Safety Levels in Mexico (1:04:16) Ways to Optimize Your Trip to Mexico (1:06:55) Using Miles & Points to Get to Mexico (1:13:49) Flight Hack for People Who Live in San Diego (1:14:36) Hotels with Points in Mexico (1:17:49) All the Hacks Hotel Upgrade Program Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Learn more about your ad choices. Visit megaphone.fm/adchoices

#133: Chris does a deep dive on tracking your spending, covering why to do it in the first place, as well as top apps/services, setting up budgets, managing recurring expenses, picking categories and more. He also shares practical tips and hacks to save money across 20+ different categories of spend (without having to make big sacrifices). Link to Full Show Notes: https://allthehacks.com/spending-tracking Partner Deals DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Episodes: #14: House Hacking To Build Your Wealth #16: Do You Really Need a Budget #34: Hacking Healthcare, Prescriptions and Medical Bills #50: The Power (and Tax Savings) of Charitable Giving #104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel) #113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits #131: Maximize Earnings on Cash, CD Ladders, Bank Bonuses, Bulk Buying, and Automating Returns Tools to Track Your Spending: Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Mint Rocket Money Tiller HQ YNAB: 34 day free trial Simplifi Monarch Money Bilt Card: Earn Points on Rent Pacaso: Free early access to listings and $2,500+ in closing credits Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Daffy: Free $25 to give to the charity of your choice Henson: Plastic-Free, Precision-Built Razors + $100 free Blades Paprika Recipe Manager: Organize your recipes, make meal plans, and create grocery lists Green Chef: 50% off + free shipping for healthy and delicious meal kits DoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKS inKind: Get $25 off to dine at top restaurants Cashback Monitor: Rebates & Mileage/Points Reward Comparison for Online Shopping CamelCamelCamel: Free Amazon Price Tracker Keepa: Amazon Price Charts (not sure why I called this Wistia) Library Extension: Free eBooks from your local library CardPointers: 30% off the app that helps you earn more cash back, points, and miles Expenses Category Breakdown Email for questions, hacks, deals, feedback: [email protected] Full Show Notes (02:13) Budgeting & Tracking Cash Flow (06:24) Tools to Monitor Your Spending (09:00) Free Tools to Track Your Spending (17:00) Paid Tools on Android to Track Your Spending (18:00) Review of Simplifi (20:07) Review of YNAB (23:36) Review of Copilot (24:12) Categorizing Your Spending (29:58) Hidden Expenses Categories (31:55) Carryover Budgets (33:19) Setting Up Recurring Expenses (34:55) Copilot Intelligence (35:50) Solving Cash Flow (39:08) Refunds (43:45) Benefits of Budgeting (48:03) Ways to Save Money on Household Items (53:50) Saving on Utilities (56:10) Savings Related to Children (57:27) Saving on Health & Fitness (58:39) Saving Money on Personal Care (1:00:29) Hacks to Save Money on Entertainment (1:02:19) Saving on Food & Drink (1:05:14) Coupons, Price Trackers & Other Hacks to Save (1:06:57) Gifting & Donating Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#132: Bestselling author Suneel Gupta joins Chris to share simple and effective daily habits you can use to find success and joy in everything you do, without sacrificing your professional ambition. He sheds light on the ancient wisdom of Dharma, reimagining some of it’s practices for modern times, and offers practical tools and techniques to put these practices into action. Suneel Gupta (@suneelgupta) is a tech entrepreneur, visiting scholar at Harvard Medical School, and bestselling author, who has been featured in the NYT, CNBC and TED. He has made significant contributions to society, having founded RISE - a breakthrough wellness company, run for Congress, and co-founded the Gross National Happiness Center in the United States. Link to Full Show Notes: https://www.allthehacks.com/everyday-dharma-suneel Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs MasterClass: Learn from the world's best with 15% off Green Chef: 60% off + free shipping for healthy and delicious meal kits DoorDash: 50% off your first order with code ATHFALL Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Suneel Gupta: Website | Instagram | LinkedIn Suneel’s Books: Everyday Dharma: 8 Essential Practices for Finding Success and Joy in Everything You Do Backable: The Surprising Truth Behind What Makes People Take a Chance on You All the Hacks: Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, feedback: [email protected] Full Show Notes (02:14) The Relevance of Dharma in Today’s World (05:58) Uncovering Your Essence with Sukha (09:17) The Four Chisels (10:02) The Bright Spots Chisel (15:08) The Dharma Deck Chisel (25:37) The Magazine Out Walk (27:37) Prana: Energy over Time (30:25) The 55:5 Model for Rhythmic Renewals (37:45) The Worry Break (43:54) Leela for Blurring the Lines between Work and Play (46:36) How to Build High Quality Habits (50:11) How Leela Fits into a Traditional Workplace (52:29) Kriya: Putting Purpose into Action (53:30) The Two-Way Door (57:36) To-Learn Instead of To-Do Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#131: Chris discusses the best places to earn interest on cash, including high yield savings, US Treasuries, CDs and bank bonuses. He also covers other listener questions/hacks, like when to sell I-Bonds, saving money on meat, protecting your identity online, automating returns and a lot more. Link to Full Show Notes: https://www.allthehacks.com/mailbag-11 Partner Deals DeleteMe: 20% off removing your personal info from the web Notion: Try Notion AI free to automate tedious tasks and streamline your work Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Membership Credit Card Site Bank Bonus Site Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, feedback: [email protected] Episodes: #129: Latest Deals for Points and Miles, Recent Trip Takeaways, Parent Hacks & More #104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel) #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family Bilt Credit Card List of High Yield Savings Options Wealthfront: Cash Account Referral Link | Automated Bond Portfolio Bask Bank: Earn 2.5 American Airlines AAdvantage® miles for every $1 saved When to Sell I Bonds Blog Posts: Doctor of Credit | Keil Financial Partners TeslaFi Web Dashboard: Free One Month Access Maxine’s Book: There's a Cow in My Freezer: The Complete Guide to Buying, Storing, and Enjoying Pasture-Raised Meat in Bulk Maxine’s Website Len's Bench Scraper Recommendation Gmail Add On Productivity Tool: Ready to Send Automating Returns: Return Queen Redeem Gift Cards with Evidation App: Jamie’s Referral Link Article: Lounge Access Fee Change in The Platinum Card® from American Express Full Show Notes (02:33) Listener Wins (05:19) High Yield Savings (08:02) CDs and Treasuries (09:52) CD Laddering Explained (12:29) Wealthfront’s New Bond Portfolio (18:41) Bank Bonuses (20:34) Earning Interest in American Airlines Miles with Bask Bank (22:05) Selling I Bonds (24:02) Negotiating Your Mortgage Rate Directly with Your Broker (24:33) Auto Insurance (25:58) TeslaFi: Web Dashboard for Your Car (27:14) Electric Rental Car Hack: Correction (28:34) Removing Your Personal Information Online (30:26) Cooking Hacks (32:38) Productivity Tool: Ready to Send (33:18) Automating Returns with Return Queen (33:44) Redeem Gift Cards with Evidation App (34:22) Lounge Access Fee Change in the Platinum Card® from American Express (36:51) Reminder to Check Apps & Websites for Promotions before Booking Flights (38:30) Spotify Programmatic Ads for Old Episodes Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#130: Confidence expert Dr. Aziz Gazipura joins Chris to talk about ways to cultivate, nurture, and grow your confidence. Dr. Aziz shares tips on dealing with your inner critic, practicing rejection and instilling confidence in your children. They also explore the concepts of social freedom, personal bill of rights, and maximizer vs. satisficer decision-making and more. Dr. Aziz Gazipura (@drazizconfidencecoach) is one of the world’s leading confidence experts who has combined academic training in clinical psychology with real-world experiences to help people break free from the grip of social anxiety and unlock their true potential. He is also an author, podcast host, and founder of The Center For Social Confidence. Link to Full Show Notes: https://www.allthehacks.com/confidence Partner Deals Fabric: Affordable term life insurance for you and your family LMNT: Free sample pack of my favorite electrolyte drink mix Long Angle: Join a free private community for high net worth investors Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Aziz Gazipura: Website | Podcast | YouTube Azis’s Free Mini Course Aziz’s Books: Not Nice: Stop People Pleasing, Staying Silent, & Feeling Guilty... And Start Speaking Up, Saying No, Asking Boldly, And Unapologetically Being Yourself On My Own Side: Transform Self-Criticism and Doubt Into Permanent Self-Worth and Confidence Full Show Notes (02:25) The Definition of Confidence (05:58) What Most People Are Getting Wrong about Confidence (06:49) How We Can Cultivate, Nurture & Grow Confidence (11:54) Identifying Your Inner Critic (12:57) Tactics to Deal with Your Inner Critic (16:21) How People Can Calibrate Their Own Level of Confidence (18:28) Habits to Build and Sustain Confidence (21:26) How to Become a Powerful Force of Leadership at Work Meetings (24:14) Planning: Preparing for the Worst vs. Feeling the Worst Will Happen (29:28) The Underpinning of Confidence (30:49) The Benefits of the Cold Plunge Hack (32:30) Rejection Practice to Feel Liberated (35:21) Social Freedom & How It Can Benefit Your Life (37:09) How to Utilize Social Freedom & Confidence to Improve Your Life (42:07) Why You Should Be Bold Enough to Ask for What You Want (43:52) Using Confidence for Decision Making: Maximizer vs. Satisficer (47:33) The Bold Action for the Maximizing Habit (50:45) Social Obligations & Being Not Nice (55:02) Personal Bill of Rights (56:43) Benefits of Having a Bill of Rights (1:00:50) How to Instill Confidence in Children Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#129: Today Chris shares the latest hacks, news, stories and deals related to travel, points and miles. He also shares a few kid related tips for parents, answers questions from listeners and shares an incredible story of how episode 104 saved a listener over $15,000. Link to Full Show Notes: https://www.allthehacks.com/mailbag-10 Partner Deals Facet: Personalized Financial Planning + $250 enrollment fee waived Shopify: $1/month trial for the easiest e-commerce platform DoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKS Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network Masterworks: VIP access to skip the waitlist For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: Membership Newsletter Credit Card Site Card Optimization Spreadsheet Leave a review: Apple Podcasts | Spotify Episodes #104: Optimizing Your Insurance Policies #124: Card Optimization, Last Minute Travel, Health Insurance Woes and AI Bedtime Stories #49: Travel Hacking Bora Bora on Miles and Points Ways To Donate To Maui: World Central Kitchen | Maui United Way | Hawaii Community Foundation CardPointers: 30% off the app that helps you earn more cash back, points, and miles (50% off for ATH Members) Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs (plus $25 off $125 with Amex Deal) Credit Card Links: Hilton Honors American Express Aspire Card BILT Credit Card Capital One® Spark® Cash Plus Rental Car Companies: Liigu | Zipcar Things to do in Minneapolis: Activities: Minnesota Children's Museum | The Como Zoo and Conservatory Food: Moscow on the Hill The Read & Return Books Airport Program Southwest Airlines Same-day Standby Free for All Customers Delta SkyMiles and Starbucks Rewards Marriott Bonvoy Points with Uber Traveling with Kids: Free Car Seat on Hertz with AAA RideSafer Travel Vest Cosco Scenera NEXT Convertible Car Seat Bags for Parents: Fifty Fifty Gear (10% off with allthehacks) Free e-books: Library Extension Read Aloud Books: Novel Effect Apps for Pediatrician Telehealth: Summer Health | Blueberry Full Show Notes (02:10) Listener Wins (05:55) Chris & Amy's Trips to Bora Bora (09:40) Ways to Donate to Maui (10:09) Booking a Last Minute Trip To Bora Bora on Points (14:47) Hotel Service Experiences (18:08) Hang Up, Call Again (23:18) Rental Car Hacks: U.S & International (25:22) Things to Do in Minneapolis (26:47) The Read & Return Books Airport Program (27:33) Travel News & Deals (28:35) Traveling With Kids (31:06) Book Reading For Kids: Library Extension & Novel Effect (32:31) Pediatrician Telehealth Apps (34:15) Credit Card Competition Act (38:32) Switching From Capital One Credit Card to Charge Card (40:36) Sales Tax on Amex Points Transfer to United or Delta (41:27) Transfer Bonuses (42:44) Bilt Credit Card Rewards (46:59) Capital One Spark Cash Plus Card (49:17) CardPointers App for Managing Credit Cards (51:16) American Express Offers (52:30) Hotel Offers (53:07) All the Hacks Newsletter Update Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#128: Renowned financial columnist, Morgan Housel joins for a deep dive into the psychology of money. We discuss the mindset of winning investors, new ways to deal with risk and strategies to achieve financial independence, including tips to build up cash, the most essential financial hack that everyone needs to know and more. (This episode originally aired in June 2021, but I really enjoyed re-listening to it and thought you would too). Morgan Housel (@morganhousel) is the bestselling author of The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness. He's also a partner at Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. Link to Full Show Notes: https://www.allthehacks.com/psychology-of-money-replay Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits DeleteMe: 20% off removing your personal info from the web Notion: Try Notion AI free to automate tedious tasks and streamline your work Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Morgan Housel: Twitter | Blog | Website | LinkedIn Morgan’s Book: The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness FIRE Movement Documentary: Playing With FIRE Benjamin Graham's Books: The Intelligent Investor | Security Analysis Eric Johnson's Book on Nazi Germany: What We Knew Jason Zweig’s Column on WSJ Full Show Notes (03:21) What Drove Morgan to Write ‘The Psychology of Money’ (04:28) Finance on Paper vs. Finance in the Real World (07:35) The Ultimate Goal of Learning and Mastering Money (09:55) Financial Independence as a Spectrum (15:07) Building Up Cash: To Save More or to Earn More (18:11) Tactics to Stop Wanting More (21:56) The Extremities of the FIRE Movement (24:07) Why People Become Irrational with Money (30:23) The Impact of the 29-Year Recession Gap in Australia (33:45) The Best Way to Learn from History for Risk Tolerance (43:43) An Analysis of the Best Performing Mutual Funds (48:52) How Overconfidence Can Lead to Trouble (51:39) Ways to Educate People about the Basics of Finance (55:18) The Volatility of Cryptocurrency (56:20) The Most Overlooked Aspect of Behavioral Finance (57:42) The Only Financial Hack You Need in Your Life Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#127: Language hacker and polyglot Benny Lewis joins Chris to debunk misconceptions about language learning and share insights into his dynamic approach to fast-track fluency. He breaks down the different levels of language fluency and offers tips for learners including the importance of embracing mistakes, using flashcards for vocabulary retention, learning the local language before traveling abroad, and more. Benny Lewis (@irishpolyglot) runs the world’s largest language-learning blog called Fluent In 3 Months and is the bestselling author of 6 language learning books. He speaks a dozen languages and is on a mission to empower individuals to learn and speak new languages with confidence through practical strategies, resources, and inspiration. Link to Full Show Notes: https://www.allthehacks.com/language-hacking Partner Deals MasterClass: Learn from the world's best with 15% off Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family Green Chef: 50% off + free shipping for healthy and delicious meal kits Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Benny Lewis: Website | Podcast | Instagram | Twitter Benny’s Podcast Episode: #107: Paul Jorgenson on How to Make Difficult Languages Easy Online Language Learning Resources: Language Teachers: Italki Flashcard App: Anki Steve Kaufmann's Platform: LinkQ Professor Steven Krashen’s Philosophy Website Haifa University Study: The Effect of Unit Size on Language Learning in Children and Adults Full Show Notes (02:44) Common Misconceptions about Learning Languages (04:38) The Inception of Benny’s Approach to Language Learning (07:03) Embracing Mistakes When Communicating in a New Language (11:21) Why Perfectionism Is the Worst Enemy of All in Language Learning (15:31) The Age Limit to Learning a New Language (20:38) Hacks to Get over the Need to Be a Perfectionist (25:22) The Process of Becoming Fluent in Three Months (30:07) Benny’s Coaching Program (30:55) The Minimum Daily Time Commitment Required to Become Fluent (34:44) Core Elements of Language Learning (39:53) Using Flashcards to Remember Vocabulary (41:24) Benny's Dynamic Learning Approach (43:06) How Important Reading & Writing Is in Language Learning (47:29) The Hardest and Easiest Languages to Learn (51:50) Categorizing Levels of Language Fluency (57:12) How Quickly Can You Learn a Language before Traveling Abroad (59:59) Hacks & Tips for Language Learning (1:01:31) Different Languages Benny Has Learned and Their Language Categories (1:02:40) Why You Should Visit the Second City vs. the Capital City When Traveling (1:03:53) Final Parting Wisdom Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#126: Light Watkins joins Chris to delve into the world of meditation, unraveling common misconceptions, while exploring various methods to integrate meditation into your daily routine and stay consistent without trying too hard. They share insightful hacks to stay present, prioritize actions and find your purpose. They also dive into topics such as happiness, accountability and minimalism, in addition to revealing must-visit spots in Mexico City. Light Watkins (@lightwatkins) is a meditation coach and thought leader who has spoken and consulted at Fortune 500 companies around the world on the topics of wellness, purpose, and enlightened leadership. He has written many books about meditation and developed the concept of ‘Spiritual Minimalism’, which he discusses in his newly released book 'Travel Light: Spiritual Minimalism to Live a More Fulfilled Life'. Light is also the host of The Light Watkins Show. Link to Full Show Notes: https://www.allthehacks.com/effortless-meditation Partner Deals Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better Masterworks: VIP access to skip the waitlist DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Light Watkins: Website | Instagram | Podcast Light’s Books: Travel Light: Spiritual Minimalism to Live a More Fulfilled Life Knowing Where to Look: 108 Daily Doses of Inspiration Bliss More: How to Succeed in Meditation Without Really Trying The Inner Gym - The My Intent Edition: A 30-Day Workout For Strengthening Happiness Dr. Herbert Benson’s book: The Relaxation Response Mexico City Recommendations: Airbnb in La Condesa Parks, Cafes & Restaurants near Parque México Churros from Churrería El Moro Cafe: Canopia Full Show Notes (01:30) What People Are Getting Wrong about Starting Meditation (04:15) The Scientific Impact of the Minimalistic Approach (06:33) The Relaxation Response Explained (09:31) How to Meditate Consistently without Trying Too Hard (15:55) The Process to Get Started on Meditation (18:46) How to Navigate Your Thoughts during Meditation (21:11) Using Your Heart Voice As Your Internal GPS (21:50) Tips for Paying Attention or Prioritizing (24:41) Hacks for Being More Present (29:02) Happiness: Looking for Happiness vs. Feeling It (33:49) Transitioning to Doing Something You Love (42:42) How to Prioritize Actions to Make Your Life Better (46:09) The Minimum Commitment to Make Meditation a Habit (47:37) Different Ways to Stay Accountable (49:21) Benefits of Being a Minimalist (56:15) The Minimalist Approach to Working Out (01:00:13) Light's Mexico City Recommendations Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#125: Travel journalist, Lindsey Tramuta shares insider tips to help you discover the magic of the world’s most popular tourist destination: France. She discusses how to navigate Paris like a pro and reveals the country's must-visit regions. Chris also covers the best ways to utilize your miles and points to get there. Lindsey Tramuta (@lindseytramuta) is a journalist who's lived in Paris since 2006. She's written for The New York Times, Eater, Food & Wine and Conde Nast Traveler and is the author of The New Paris, The New Parisienne, and The New Paris Restaurant Guide. Link to Full Show Notes: https://allthehacks.com/france-travel-guide Partner Deals Long Angle: Join a free private community for high net worth investors Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Pacaso: Free early access to listings and $2,500+ in closing credits Shopify: $1/month trial for the easiest e-commerce platform Notion: Try Notion AI free to automate tedious tasks and streamline your work Awayz: The best cash and points search tool for hotel stays For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Lindsey Tramuta: Website | Newsletter | Podcast | Instagram | Twitter The New Paris The New Parisienne The New Paris Restaurant Guide ATH Travel Episodes: #101: Planning the Best Japan Trip Ever #107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points #115: Iceland: Planning an Epic Adventure Must-Visit Regions Centre-Val de Loire Burgundy Alsace: Strasbourg Normandy Cote d'Azur: Marseille | Saint-Tropez Basque Country: Biarritz Brittany French Alps Provence Paris Deep Dive: Neighborhoods: Charonne | Belleville | Luxembourg Gardens Museums: Musée de Montmartre | Gustave Moreau Museum | Musée Carnavalet Museums (Kids): Cité Des Sciences | Museum of Hunting and Nature | National Museum of Natural History Contemporary Art: Pinault Collection Unique Things To Do: Catacombs | Women of Paris Tour Wine Tastings: Caves du Louvre | Cavewoman Wines Day Trips: Versailles | Fontainebleau | Bouldering in Fontainebleau Restaurants: Paris: L’Ami Jean | Marché des Enfants Rouges | Les Enfants Du Marché | Septime Baked Goods: Pierre Hermé | Boulangerie Utopie | Mamiche Bars: Bar Hemingway At The Ritz | Bar Les Ambassadeurs At The Hôtel de Crillon Chris’s Recommendations: Fromagerie Laurent Dubois Philharmonie de Paris Flash Invadors Puy du Fou Online Sources For Recommendations: Food: Le Fooding | Eater.com | The New Paris Restaurant Guide Experiences & Tours: Context Travel Tours | Paris by Mouth Bars: 52 Martinis - Forest Collins Rolf Potts’s book: Vagabonding Air Canada: 20-30% Transfer Bonus Flying Blue: 20% Transfer Bonus Air France/KLM: Promo Rewards Full Show Notes (02:37) Why France Is the Most Popular Tourist Destination (04:32) Experiencing France Like a Local (07:05) What Sets France Apart (09:33) French Culture (11:34) Ideal Itinerary for a Short Trip to France (15:29) Must-Visit Regions (19:00) Is Paris a Must See? (24:05) Highlights for a First Trip to France (26:39) Overhyped and Underrated Spots (28:02) Common Trip Planning Mistakes (30:39) The People and the Culture in France (34:02) Personal Interactions to Expect in France (36:08) Taboo Conversation Starters to Avoid in France (40:01) France with Kids (42:17) Must-Have Culinary Experiences in France (46:01) Logistical Guidelines for Dining in France (48:52) Tips for Planning a Trip in Paris (53:26) Underrated Spots in Paris (55:26) Kid-Friendly Museums in Paris (56:23) Unique Spots in Paris (58:59) Lindsey’s Paris Restaurant Recommendations (1:02:20) Recommendations for Baked Goods (1:03:24) Transportation in Paris (1:04:42) The Nightlife in Paris (1:06:19) Planning a Picnic at the Park (1:07:28) Chris's Recommendations (1:09:15) Day Trips from Paris (1:11:30) Right Modes of Transport (1:14:15) Using Miles & Points Learn more about your ad choices. Visit megaphone.fm/adchoices

#124: Host Chris Hutchins shares insights from optimizing different aspects of his life, including a tool to find the best credit card combinations, thoughts on last minute trip planning, a story of optimization gone too far, a fun use of AI to automate bedtime stories for his daughter, tips for ensuring you don't get stuck with unplanned medical bills and a way to preserve fresh berries for longer. Finally, he makes an exciting announcement about the newest addition to the All the Hacks team. Link to Full Show Notes: https://www.allthehacks.com/musings-1 Partner Deals Fabric: Affordable term life insurance for you and your family LMNT: Free sample pack of my favorite electrolyte drink mix DeleteMe: 20% off removing your personal info from the web Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All The Hacks: Membership Iceland Trip 2024 Survey Email For Feedback and Ideas: [email protected] Episodes: #49: Travel Hacking Bora Bora on Miles and Points #97: Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More #115: Iceland: Planning an Epic Adventure With Brandon Pressor Flight Search Tools: Seats.aero | Roame.travel Chris's Card Optimization Spreadsheet Virtual Executive Assistants From Oceans XYZ Audio Players For Bedtime Stories: Toniebox | Yoto Players Podcast Software: Descript Credit Score Monitoring Tools: Credit Karma | Experian Affordable Medical Imaging Services: Medmo Full Show Notes (02:02) Episode Overview (04:34) Maximizing Points for Last-Minute Travel (07:05) Searching for Last-Minute Flights (10:23) Booking Hotels Last Minute (16:36) Chris's Card Optimization Spreadsheet (19:47) Exclusive Deals for All The Hacks Members (20:41) Story of an Optimization Gone Wrong (28:03) Automated Bedtime Stories (34:53) Achieving the Perfect Credit Score (37:23) Optimizing Health Insurance (46:29) All The Hacks Trip: Iceland 2024 (48:53) All The Hacks Annual Summit / Get Together (49:58) All The Hacks Courses & More (50:51) A Very Special Announcement (53:46) Disputing Accidental Charges on Capital One Cards (54:54) Latest Alerts from Capital One (55:38) Hack to Preserve Berries for Longer (56:52) Ordering Groceries Online Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#123: Top vlogger and world traveler, Nuseir Yassin joins Chris to discuss the transformative power of travel and how it can help you save money. They share insights on connecting with local communities in new places, the joys and complexities of traveling with a partner, and dig deep into their personal travel goals. They also explore topics like the difference between being kind and nice, underrated countries to visit and the concept of mental poverty. Nuseir Yassin, better known as @NasDaily, has captivated a global audience of 65 million followers with his one-minute daily videos that include diverse stories and experiences from around the world. Nuseir is also the founder of Nas.io and Nas Academy. Link to Full Show Notes: https://allthehacks.com/traveling-nuseir-yassin Partner Deals Green Chef: 50% off + free shipping for healthy and delicious meal kits MasterClass: Learn from the world's best with 15% off Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Facet: $250 enrollment fee waived off your personalized financial plan Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Nuseir Yassin: YouTube | Instagram | Website Nuseir’s favorite travel destinations: The Maldives Greenland Easter Island in Chile Nuseir’s Break Up Video Full Show Notes (02:43) Nuseir’s Mission Statement in Life (06:16) How Travel Changes Perspective (07:14) Being Kind vs. Being Nice (09:13) Tactics to Be Nice and Upfront (12:25) Nice Getting in the Way of Authenticity (15:18) Bill Perkins: Die With Zero Experiment (16:18) Aiming to Be Disliked (20:50) Negativity of Being Authentic / Radically Transparent (22:16) The End of Nuseir’s 6-Year Relationship (26:50) How to Connect with People in New Places (28:31) Traveling with Your Partner (29:43) Engaging with Local Communities & Learning Their Culture When Traveling (31:03) One Thing Nuseir Does in Every New Country (32:11) Countries That Are Underrated (34:36) Chris's Travel Goals (35:32) Chris's Travel Experience in Bora Bora (38:18) Betting on Yourself (43:28) Traveling as a Way to Save Money (46:58) Streamlining Life Decisions by Reducing Maintenance (49:16) Mental Poverty (52:30) Letting Go of Net Worth Growth (54:15) Nuseir’s Dream of Starting an Airline (55:30) The End Goal for Nuseir Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#122: Culinary icon David Chang joins Chris to explore the wonders of cooking at home and the importance of understanding food science. They discuss the power of the heavily underutilized microwave, debunk myths around its safety and share uncommon things to cook in it. The episode also covers a range of topics from their favorite home cooking techniques to underrated ingredients and spices, using the freezer as a way to preserve food and many other hacks to empower you to become the master of your own kitchen. David Chang (@davidchang) is the founder of the renowned restaurant group, Momofuku. He also has six James Beard Awards, three NYTimes bestsellers, two podcasts and four original TV series, including his latest: "Secret Chef" on Hulu. After recently having children he's become a passionate advocate for home cooking. Link to Full Show Notes: https://allthehacks.com/home-cooking-david-chang Partner Deals Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better Masterworks: VIP access to skip the waitlist Vuori: 20% off the most comfortable performance apparel I've ever worn Rocket Money: Easily cancel your unused subscriptions DeleteMe: 20% off removing your personal info from the web Anyday: 15% off non-toxic microwave cookware For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All The Hacks Membership David Chang: Instagram | Twitter | Podcast | Majordomo Media David’s Latest Book: Cooking at Home David’s Microwave Cookware: Anyday (15% Off For ATH Listeners & 20% For ATH Members) David's Latest Hulu Show: Secret Chef David’s Favorite Fish Butcher In L.A.: The Joint Chef Corey Lee’s Korean Restaurants in San Francisco: San Ho Wan | Benu Food Connoisseur In Japan: Little Meg Link To Article About Microwaves Safety Myths Full Show Notes (02:33) Home Cooking vs. Restaurant Cooking (04:10) How David Got into Cooking at Home (05:48) Importance of Understanding Food Science (06:30) Debunking Old Wisdom about Food (07:17) Microwave Cooking (08:54) The Science Behind Using Microwaves (11:03) An Example of Cooking a Microwave Meal with Anyday (13:48) Uncommon Things to Cook in the Microwave (15:14) Making Pasta in the Microwave (19:51) Figuring Out the Timings on the Microwave (22:44) Myths around Microwave Safety: Plastics & Carcinogens (23:36) Considering Quality and Quantity When Buying Fish (27:30) Frozen Vegetables (28:52) Taste vs. Freshness (29:53) Underrated Ingredients People Should Keep in Their Kitchen (30:04) Cooking with MSG (31:21) David's Search for "Bad Ideas” (36:12) Things David Uses to Add More Flavor to Food (37:37) Using Different Spices (39:16) Using the Freezer as a Way to Preserve and Ensure Quality in Food (40:06) Materials That Are Microwave Safe (40:50) Knowing When to Freeze Things (41:36) Rapid Fire Question: Peeling (42:36) Rapid Fire Question: Washing Fruit (43:02) Rapid Fire Question: Trimming Fat Off Chicken Before Cooking (43:21) Food Hacks for People with Kids (44:03) Making Crepes for Kids (45:46) Experimenting vs. Following a Recipe (48:29) How David Decides What to Eat at a Restaurant (53:08) David's New Hulu Show: Secret Chef Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#121: Real-estate pros David Greene and Rob Abasolo join Chris to help you master the entire home buying process from start to finish. They discuss essential considerations before buying a home, tax advantages, strategies for finding the right agent and ways to optimize the due diligence process. They also cover effective tactics for writing and negotiating offers, common oversights during inspections, and different financing options. David Greene (@DavidGreene24) and Rob Abasolo (@Robuilt) co-host the #1 real estate podcast BiggerPockets Real Estate (@BiggerPockets). David is a seasoned real estate investor, having successfully acquired, rehabilitated, and managed over 50 properties. He also leads an award-winning mortgage company and a high-performing real estate agent team. Meanwhile, Rob, best known as the "king of short-term rentals", is a versatile real estate investor and a 12-time Airbnb Superhost. Link to Full Show Notes: https://allthehacks.com/mastering-home-buying Partner Deals Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family Notion: Try Notion AI free to automate tedious tasks and streamline your work Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Pacaso: Free early access to listings and $2,500+ in closing credits For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned BiggerPockets Real Estate Podcast: YouTube | Apple Podcasts | Spotify | Instagram #730: How To Start A Real Estate Portfolio With Just $10K #689: Landlord Tax Loopholes That'll Help You Pay ZERO Taxes in 2022 w/ Matt Bontrager David Greene: The One Brokerage | Website | Instagram Book: Buy, Rehab, Rent, Refinance, Repeat Rob Abasolo: YouTube | Instagram All The Hacks Episodes: #104: Optimizing Your Insurance Policies #91: Die With Zero: Net Fulfillment Over Net Worth Fractional Vacation Homes: Pacaso Real Estate Agent Stanley Lo’s Website: Green Banker Federal Financing: Fannie Mae & Freddie Mac Mortgage Interest As A Deductible Interest Expense (Scroll To Bottom) Full Show Notes (04:00) Essentials to Consider Before Getting into Real Estate (05:35) Tax Advantages for Real Estate Investors (08:51) The Secret Sauce to Becoming a Genius Real Estate Investor (10:03) The Process of Working with a Seller’s Agent (12:19) Finding the Perfect Agent (14:52) The Importance of Hiring an Agent Who Owns Real Estate (19:42) Hiring an Agent Based on Numbers vs. Personality (22:40) Why Agents Should Have a Rolodex of Vendors (23:54) Tactics for Negotiating (25:38) Things to Consider When Looking at a Listing (27:47) Analyzing How Long a House Has Been on the Market (29:10) Hot Markets: Finding a Hot Home Before It's Hot (30:46) Strategy to Approach Agents When You’re Looking to Buy a House (32:56) Tactics for Finding a Super Connected Agent (34:02) The Importance of the Brand Behind the Agent (39:18) Optimizing the Due Diligence Process to Find the Right Home (40:38) Secret Contingencies for Homes in Hot Markets (44:46) Common Things Missed During Inspections (51:21) Calling the Seller's Home Inspector for Clarifications (52:55) Rapid Fire Hacks from Chris (55:45) Quick Wins for Negotiating (57:35) Financing for Home Buyers (59:33) Adding Brokers into the Equation (1:01:57) What Makes a Jumbo Loan (1:02:52) A Good Percentage to Put Down for a Loan (1:04:49) Maximizing Mortgage Interest as a Deductible Interest Expense (1:06:59) Keeping Documents in One Place (1:09:49) Homeowner’s Insurance (1:16:18) Last Bits of Wisdom Learn more about your ad choices. Visit megaphone.fm/adchoices

#120: Host Chris Hutchins shares a ton of amazing hacks, questions and wins from listeners. He covers a range of topics including the best two credit card combos, United Airlines’s recent points devaluation, ways to maximize travel points and monitor hotel price drops. Chris also draws from his personal experiences to share travel hacks learned from recent trips to New York and Cabo, along with other valuable hacks related to health, personal finance, cell phones, and more. Link to Full Show Notes: https://allthehacks.com/mailbag-9 Partner Deals  Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better Vuori: 20% off the most comfortable performance apparel I've ever worn Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Shopify: Sign up for a $1/month trial period For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Membership ATH Episodes: #91: Die With Zero: Net Fulfillment Over Net Worth With Bill Perkins #113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits #117: Navigating a High Rate Market: Buying a Home, Preparing for a Recession and Where to Put Cash With Ben Carlson Point.me (first month for $1 with code HACKS) United MileagePlus Devaluation AI Tools For Writing Letters To Airlines: Notion AI | ChatGPT How To Use Wyndham Points To Book a Vacasa Chris’s In-Laws’ Vacasa In Belize APEC Business Travel Card American Express® Green Card Marco’s Post on Amex No Lifetime Language Sign Ups: American Express® Business Gold Card The Business Platinum Card® from American Express Apps To Use Before Applying For Credit Cards With Low Credit: Credit Karma App CardMatch Tool American Express 'Apply with confidence' tool Guide To CLEAR Discounts Hotel Price Drop Monitoring Tools: Awayz (50% Off With A Free 3 Day Trial for All The Hacks Listeners here) Pruvo Hotel Slash Health Hacks: InsideTracker All Of Us - NIH PATHFINDER 2 Study GRAIL - Galleri Test Wealthfront products: Cash Account Automated Bond Portfolio ($5,000 managed free with my referral link) Apps To Track Personal Spending & Budgeting: Rocket Money | Copilot Money | Tiller Apps To Track Net-worth, Budgeting & Forecasting: Wealthfront App | Kubera Second Hand Phones: Swappa Number Porting: NumberBarn | Google Voice   Full Show Notes (02:30) Listener Wins (04:56) United Airlines Devaluation (07:36) Lessons from Chris's New York Trip (10:06) Tips for Booking and Cancelling Flights from Chris's Cabo Trip (12:16) Booking Vacasa's Through Wyndham Rewards (12:49) Skipping the Line with the APEC Business Travel Card (18:23) American Express® Green Card (21:19) Best Two-Card Combos (26:55) Limits on Capital One Cards (27:52) Citi's Language on Legal Action for Bonus Churning (29:31) American Express NLL Links (30:57) Credit Card Approvals with Low Credit (34:43) The Apple Credit Card (35:56) Best Uses of Travel Credits (37:59) Airport Spa Benefits (38:33) Credits and Deals for CLEAR (39:34) Hotel Upgrade Tips (41:49) Travel Hacks from Canada (42:23) Resort Fees & Taxes When Redeeming Points for a Hotel (44:23) Hotel Price Drop Monitoring Tools (47:55) Full Refund for Broken Stroller on a Flight (48:43) International Rental Car Coverage (50:54) Health Hacks (53:36) Clipping Deals with Grocery Store Apps (54:21) Wealthfront Cash & Automated Bond Portfolio (55:43) Apps to Track Personal Spending & Budgeting (57:24) Buying Second-Hand Phones & Number Porting Learn more about your ad choices. Visit megaphone.fm/adchoices

#119: Entrepreneur and investor, Codie Sanchez joins to discuss unconventional ways to create wealth through often-overlooked “boring” businesses like laundromats, car washes and vending machines. She also shares her expertise in the art of deal-making, financing options for buying a business, diversifying investments, and applying contrarian thought into our daily routines and relationships. Codie Sanchez (@CodieSanchez) is the founder and CEO of Contrarian Thinking, a media company and newsletter dedicated to challenging traditional investing norms and empowering individuals to think differently about wealth creation. She is currently on a mission to create 100,000 business owners, and 1,000,000 financially free humans. Link to Full Show Notes: https://allthehacks.com/boring-businesses-codie-sanchez Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Rocket Money: Easily cancel your unused subscriptions Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens AG1: Free 1 year supply of Vitamin D and 5 free travel packs MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Codie Sanchez: Website | Newsletter | Twitter | Instagram | YouTube 10 Step Deal Journey Marriage Check-in: T.E.A.M. Life Hacks: 1 in 60 Rule | Doing Less | 12 Simple Habits ATH #91: Die With Zero: Net Fulfillment Over Net Worth Why Japan is Giving Away Profitable Businesses for Free Biz Scout Outlive: The Science and Art of Longevity Bill Perkins's Book: Die With Zero: Getting All You Can from Your Money and Your Life Virtual Executive Assistants From Oceans XYZ Full Show Notes (02:31) Challenging the Status Quo with Contrarian Thinking (05:50) Codie's Inception of Investing in "Boring" Businesses (08:50) Is Buying Small Businesses for Everyone? (10:59) Buying a Business as a Full-Time Gig vs. a Side Hustle (14:46) The Reason Why Buying Boring Businesses Isn’t Popular (16:52) Do You Need to Be an Expert to Buy a Business? (17:41) The Importance of Deal Making (21:48) Why Deals Go Wrong (23:57) An Example of a Bad Deal (26:08) The Success Rate of Buying Small Businesses (31:50) Seller Financing (32:47) Finding Small Business Opportunities (35:33) Why Terms Are More Important Than Price (36:22) Playing the Right Games (43:37) Diversifying Investments (44:29) Points & Miles: A Side Benefit to Owning Businesses (50:08) Where & How to Invest Your Time (55:13) Aiming for Bigger (59:58) External Financing (1:03:01) Outsourcing Virtual Assistants (1:09:45) The TEAM Rule for Relationships Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#118: Serial entrepreneur and bestselling author, Gary Vaynerchuk joins to discuss cultivating happiness by embracing kindness, enhancing self-awareness, and finding a balance between things you love. He and Chris also dig deep into the power of taking ownership of our actions and choices, making amends with people and share tips on raising confident and resilient kids by instilling practical self-esteem. Gary Vaynerchuk (@garyvee) is the Chairman of VaynerX, CEO of VaynerMedia, CEO of VeeFriends, and a 5-time NYTimes bestselling author. His ability to spot emerging trends, capitalize on opportunities, and build brands online has resulted in a vast media empire spanning multiple industries. Link to Full Show Notes: https://allthehacks.com/kindness-gary-vaynerchuk Partner Deals Henson Shaving: Plastic-Free, Precision-Built Razors + 100 free Blades Notion: Try Notion AI free to automate tedious tasks and streamline your work Fabric: Affordable term life insurance for you and your family Pacaso: Free early access to listings and $2,500+ in closing credits Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Gary Vaynerchuk: Website | Instagram | Twitter | TikTok | YouTube Gary’s Ventures: Wine Library | VaynerMedia | Vayner X Gary’s Books: Crush It!: Why NOW Is the Time to Cash In on Your Passion Twelve and a Half: Leveraging the Emotional Ingredients Necessary for Business Success Gary’s Song with Snoop Dogg: Please Take a Step Back All the Hacks Membership Full Show Notes ((01:13) Gary Vee and The Hustle (04:27) Cultivating Work Ethic: Can Grit and Tenacity Be Taught or Are They Part Of Your DNA? (07:33) Mental Habits for a Great Fitness Regime (11:31) Why Kindness Is So Important (14:35) Owning Kindness and Asking Why (16:22) Self Awareness as a Superpower (18:16) Building Self Awareness (20:29) Being Accountable: Quickest Indicator of Happiness (22:50) Inspiration Behind Twelve and a Half: A Taste of the Ingredients (23:59) Making Amends With People (24:48) Misconceptions & Assumptions of Gary Vee (27:22) Chasing Dreams Vs. Facing Reality (33:26) Finding a Balance Between Things You Love to Mitigate Regret (36:23) Instilling Practical Self-Esteem in Kids (38:03) Ways to Compliment Kids Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#117: Author and financial advisor Ben Carlson joins Chris to share insights on the current state of the market. They discuss the impact of aggressive Fed rate hikes and the unintended consequences, including the debt ceiling and regional bank collapses. Ben also shares his expertise on where to park cash, comparing I bonds, high-yield savings, short-term Treasury ETFs. Finally they offer strategies for buying a home and lowering mortgage payments in this high-rate environment. Ben Carlson (@awealthofcs) is a prominent figure in the financial world, recognized for his popular blog A Wealth of Common Sense that covers a wide range of financial subjects. He is an accomplished author of four books and the Director of Institutional Asset Management at Ritholtz Wealth Management, where he helps individuals and institutions navigate the complexities of investing and personal finance. He's also the host of one of my favorite podcast's Animal Spirits. Link to Full Show Notes: https://allthehacks.com/market-update-ben-carlson Partner Deals Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better DeleteMe: 20% off removing your personal info from the web StoryWorth: Share your family stories in a custom book (+ $10 off) Masterworks: VIP access to skip the waitlist Cold Plunge: $150 off The Ultimate Cold Plunge Ice Bath For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Ben Carlson: A Wealth of Common Sense | Animal Spirits Podcast | Twitter Ben’s Books: A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan Everything You Need to Know About Saving For Retirement Don’t Fall For It: A Short History of Financial Scams Organizational Alpha: How to Add Value in Institutional Asset Management Finance Apps Quartr YCharts Yahoo Finance Koyfin Portfolio Visualizer ATH #42: Beating Inflation, Alternative Assets, and Simplifying Your Finances ATH #91: Die With Zero: Net Fulfillment Over Net Worth Historical Fed Funds Rates JP Morgan Study: The Agony & the Ecstasy 3.0 Treasury Direct: I bonds BiggerPockets Real Estate Podcast Tesla Auto Loan Spreadsheet Full Show Notes (02:26) The Current State of the Markets (03:41) Reason Behind Aggressive (Unprecedented) Fed Rate Hikes (05:23) Unintended Consequences: Debt Ceiling and Regional Bank Collapses (06:54) Chris’s Experience with SVB (10:03) Next Steps for Average Investors (11:13) Ben’s Advice to Clients (14:10) Preparing Personal Finances for Recession (15:26) The Tech Recession (21:46) Classifications of Tech Companies (24:32) The Role of Cash in an Investment Portfolio (26:33) What Happens When the Rates Drop? (28:57) The Duration of Current Rates (30:13) The Use of I Bonds (31:34) Investing in High Yield Savings vs. Short Term ETFs (33:47) The Need for an Emergency Fund (36:13) Exploring Future Employment Opportunities (37:19) Buying a Home in a High Rate Environment (40:53) Strategies to Lower Mortgage Payments (49:11) Maximizing Net Fulfillment (50:48) Optimizing the Home Buying Experience (52:53) Auto Loans (54:12) Credit Unions (55:00) Student Loans (55:48) Ways to Estimate Risk and Potential Upside (57:40) Ben’s Recommendations for Financial Services Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#116: Investor and entrepreneur Sahil Bloom joins Chris to discuss ways of optimizing life through the power of (philosophical) razors. Sahil shares his insights on simplifying the decision-making process to lead a meaningful life filled with optimal outcomes. They explore a range of topics from finding the right people to surround yourself with, seizing rare opportunities, starting conversations, choosing between career paths to expanding your luck surface area and more! Sahil Bloom (@SahilBloom) is a renowned writer, investor, and an up-and-coming financial personality in the business world. As an advocate for personal growth and financial well-being, he writes The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He also runs a venture fund called SRB Ventures. Full show notes: https://allthehacks.com/razors-sahil-bloom Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Rocket Money: Easily cancel your unused subscriptions For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | Twitter ATH #99: Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review Free PDF: The Most Powerful Life Hacks Most Gifted Book: When Breath Becomes Air The Most Powerful Razors Post Decision-Making Razors How We Spend Our Time Nassim Nicholas Taleb: Skin in the Game Unconscious Bias Training: Harvard Implicit Association Test ChatGPT Growth Statistics All-In Podcast Episode 124 Big Little Feelings Jeff Bezos Interview with Walter Isaacson Memento Mori Calendar Dax Shepherd Clip ATH #8: Living a Happier Life, Saying No, and Prioritizing Goals with Derek Sivers All the Hacks Credit Card Links Full Show Notes (03:05) All About (Philosophical) Razors (03:50) Occam's Razor (05:25) The Optimist Razor (07:23) Overcoming Unconscious Bias to Find the Right People to Work With (09:05) Surrounding Yourself With Smart Friends (11:10) The ChatGPT Growth Curve (12:48) Separating Investments from The Hype Cycle (13:59) Deconstructing Crazy Ideas (19:34) Being Interested vs. Being Interesting (21:17) Effective Conversation Starters (24:41) Power Moves To Make a Lasting Impression (26:13) Hanlon's Razor (26:26) Making Decisions With Optimal Outcomes (28:45) Putting Yourself In The Arena (30:39) Responding To Negative Feedback (32:22) Choosing Between Two Career Paths (36:01) Why Cheap Is Not Always Cheaper (39:04) Seizing Rare Opportunities (42:00) The Regret Minimizing Framework (47:35) Performance Coach for Decision Making (50:47) Expanding Your Luck Surface Area (51:23) Picking The Right Room For Growth (56:34) The Time Billionaire Razor (1:01:31) Fighting The Urge To Keep Up With The Joneses Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#115: Award-winning travel writer, Brandon Presser joins Chris to share the beauty and wonder of Iceland. They discuss everything you need to know to plan the ideal trip, including when to visit, suggested itineraries, cultural norms and social etiquette, top hot springs, waterfalls and hiking destinations, the perfect season to chase the Northern Lights and novelty Icelandic cuisine. Finally, Chris offers tips on how to maximize your points and miles to make your Iceland trip more affordable and enjoyable. Brandon (@brandpress) is a well-traveled writer who has visited 130+ countries, immersing himself in different cultures and documenting his experiences. He contributes to some of the world's top travel publications and has published over 50 travel guides, including Iceland - Lonely Planet Country Guide, which he wrote after spending six months in the country. Full show notes: https://allthehacks.com/iceland-brandon-presser Partner Deals DeleteMe: 20% off removing your personal info from the web Eight Sleep: $150 off the Eight Sleep Pod to cool, heat, track, & sleep better Notion: Try Notion AI free to automate tedious tasks and streamline your work Daffy: Free $25 to give to the charity of your choice Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Trip Survey Brandon Presser: Instagram | Twitter | Facebook | Website  #53: Travel Hacks for Planning Your Best Trip Ever #101: Planning the Best Japan Trip Ever Capital Region: Reykjavík | Kópavogur | Hafnarfjörur Tourist Routes: Ring Road | Golden Circle (Geysir, Gullfoss, Thingvellir)  Accommodations: Blue Lagoon Retreat Hotel Visit: Blue Lagoon Spa Package | Elf Garden Hot Springs/Pools: Vesturbæjarlaug | Sky Lagoon | Krauma | Secret Lagoon | Hvammsvík   Dine/Drink: Fish Market | Fish Company | DILL | OX | Anna Jona | Hlemmur Food Hall | Posthus Food Hall   Cafes: Reykjavik Roasters | Kaktus Espressobar Western Region: Borgarnes | Stykkishólmur Visit: Snaefellsnes Peninsula | Borgarnes Museum Hot Springs/Pools: Krossneslaug | Laugarnes Dine/Drink: The Settlement Center Restaurant Westfjords Region (Brandon's Favorite): Ísafjörður    Visit: Dynjandi Waterfall Northern Region: Akureyri | Mývatn | Húsavík Activities: Whale watching Hot Springs/Pools: Hofsós Swimming Pool | Forest Lagoon | Geosea Eastern Region: Visit: Skaftafell Glaciers Hot Springs/Pools: Vök Baths Southern Region: Keflavík | Vík í Mýrdal | Skógar | Þórsmörk | Hvolsvöllur | Hella  Visit: Jökulsárlón Glacier Lagoon | Reynisfjara Black Sand Beach | Skógafoss Waterfall Activities: Fimmvörðuháls Hike Icelandic Sweet Treats: Hraun | Licorice Guides: Midgard Adventure Northern Lights Information: Icelandic Meteorological Office  Find Up-to-Date Restaurant Recommendations: The Reykjavik Grapevine  Beyond Iceland: Newfoundland Bonavista Peninsula Skerwink Trail Northern Norway Lofoten  Greenland Flight Distance Tool: Great Circle Mapper Full Show Notes (02:55) What Makes Iceland Special (06:43) Planning a Perfect Trip to Iceland (08:56) Four Days in Iceland (10:32) When to Travel to Iceland (13:33) Iceland's Culture and People (16:47) Cultural Norms and Social Etiquette (18:05) Iceland’s Must-See Destinations (20:47) Exploring Different Regions in Iceland (28:49) Hiring a Guide in Iceland (34:41) Chasing Northern Lights (36:57) Getting Around Iceland: Transportation (39:00) Flying within Iceland (40:56) Exploring Reykjavik (45:37) What to Eat and Drink in Iceland (47:00) Iceland's Hot Springs Culture (51:23) More on Reykjavik (52:18) Learning the Icelandic Language (58:11) Hidden Gems in Iceland (58:55) Iceland with Kids (1:01:20) Destinations Similar to Iceland (1:05:16) The Hidden World of Icelandic Elves (1:06:32) All the Hacks Iceland Trip (1:08:44) Miles & Points for Iceland (1:16:23) Award Hotels in Iceland Learn more about your ad choices. Visit megaphone.fm/adchoices

#114: Personal finance expert and and author, Erin Lowry joins Chris to discuss the importance of having financial conversations with your parents, including sharing some specific scripts for initiating the discussion. They also cover financial advisors, estate planning, prenups/postnups, lending money to friends and more! Erin Lowry (@brokemillennialblog), best know for her three-part ‘Broke Millennial’ book series, is on a mission to help millennials navigate the complex world of personal finance, demystifying everything from budgeting and saving to investing and retirement planning. Erin's work has been featured in major publications such as The New York Times, Wall Street Journal, and Forbes. Full show notes: https://allthehacks.com/money-conversations-erin-lowry Partner Deals Masterworks: VIP access to skip the waitlist Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth MasterClass: Learn from the world's best with 15% off Inside Tracker: 20% off personalized wellness & nutrition plans backed by science For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Erin: Twitter | Instagram |  LinkedIn | Website Erin’s Books: Broke Millennial: Stop Scraping By and Get Your Financial Life Together Broke Millennial Takes On Investing: A Beginner's Guide to Leveling Up Your Money Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations Broke Millennial Workbook: Take Control and Get Your Financial Life Together AARP Report: Family Caregivers Provide $600 Billion in Unpaid Care Across the U.S Seniors & Medicare and Medicaid Enrollees MIT Age Lab Reports Financial Advisory Services: XY Planning Network | CFP Board: Let's Make a Plan Last Week Tonight on Retirement Plans Trust & Will: All The Hacks Members get 50% off 1Password: Password Manager for Families & Businesses Trustworthy: 14-day Free Trial Ramit Sethi’s Podcast: I Will Teach You To Be Rich Ramit Sethi’s Netflix Show: How to Get Rich Erin’s Japan Recommendations: Visit: Kobe | Arima (stay in a ryokan) Do: Take in a Japanese baseball game Eat: Champagne & GYOZA BAR -Tokyo All the Hacks Episodes: #112: Money + Relationships: Building and Living Your Rich Life Together with Ramit Sethi #91: Die With Zero: Net Fulfillment Over Net Worth with with Bill Perkins Full Show Notes (03:09) The Importance of Discussing Finances With Your Parents (04:52) The Role of Children in Caring for Aging Parents (07:41) Programs Available for Elderly Parents Struggling Financially (09:56) Overcoming the Taboo: How Rare Are Money Talks? (14:26) Approaching Money Conversations With Your Parents (19:43) Financial Discussion Strategies (22:49) Bringing in Third Parties: Using Mediators in Financial Discussions (24:08) Scripts for Talking About Money With Your Parents (27:39) Understanding Estate Planning (28:44) Continuing the Conversation: Keeping Money Discussions Alive (32:06) The Benefits of Working With a Financial Planner (38:19) Financial Course Correction for Retirees (41:18) Discussing Pertinent Information With Your Adult Children (44:13) Advice for Parents (47:51) Important Financial Documents: Compiling, Sharing, and Keeping Them Up-To-Date (54:47) Discussing Prenups and Postnups (1:12:03) Money Talks With Friends: Tips for Having Open Conversations (1:13:50) Loaning Money to Friends (1:14:54) Engagement Rings (1:16:12) Japan Recommendations Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#113: Chris takes listeners on a journey into the world of credit card perks, revealing little-known benefits that can save you thousands of dollars. From travel insurance and purchase protection to rental car discounts and concierge services, Chris unveils a wealth of insider tips to help you get the most out of your credit card. Whether you're a seasoned cardholder or just starting out, you won't want to miss this eye-opening exploration of the hidden gems hiding in your wallet. Link to Full Show Notes: https://allthehacks.com/hidden-credit-card-benefits Partner Deals DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn For deals, discounts and promo codes from other partners, go to: allthehacks.com/deals Resources Mentioned Leave a Rating/Review for All The Hacks All the Hacks Credit Card Links Links to Card Benefit Guides Rental Car Discounts: Visa | Amex Platinum Easy Global Entry Appointment: Appointment Scanner APEC Business Card All the Hacks Hotel Upgrade Program 2 for 1 Wine Tastings in Sonoma with a Visa Signature/Infinite Shopping Portal Overviews: Amex | Citi | CapitalOne 30% off CardPointers Pro All the Hacks Members get 50% off through end of April (join now) Credit Card Concierge Comparison Free ShopRunner Perk: Amex | Mastercard Free Shipt for Visa Cardholders Free FICO Score List Bank Of America: Museums on Us Free Museum Access with Capital One Card: The Cultivist (List of Museums) DoorDash Perks | Mastercard Lyft Perks | Mastercard World Elite Visa Card Benefits: Signature | Infinite Mastercard Card Benefits: World | World Elite Full Show Notes (4:31) Credit Card Benefits Overview (7:28) Purchase Protection (9:22) Extended Warranty (10:31) Return Protection (11:18) Price Protection (16:51) Rental Car Coverage (19:50) Delayed Luggage (20:14) Lost/Damaged Baggage (20:55) Trip Delay (21:16) Trip Cancellation/Interruption (22:39) Emergency Evacuation (23:48) Accident Insurance (24:22) Lounge Access (25:36) Global Entry and TSA Pre (28:32) Hotel Collections (30:53) Travel and Rental Car Discounts (35:01) Free Sonoma Wine Tastings (35:36) Cell Phone Coverage (36:33) Shopping Discounts (39:09) Concierges (41:00) ShopRunner (41:24) Shipt (42:01) Lyft (42:54) DoorDash (44:01) Free Credit Scores (44:40) Museums Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#112: Bestselling author Ramit Sethi joins Chris to discuss money and relationships. They talk about building a shared vision for a rich life, the importance of normalizing conversations about money, practical tips for managing finances together. Ramit and Chris also offer advice about how to move beyond surface-level conversations to ask more meaningful questions, highlight the importance of identifying red and green flags in your relationship, and share best practices to help you achieve financial success. Ramit Sethi (@ramit) is a bestselling author of "I Will Teach You to Be Rich, which has sold over a million copies worldwide. He's also the host of the I Will Teach You to Be Rich Podcast and most recently the star of the new Netflix show How to Get Rich. Full show notes: https://allthehacks.com/money-relationships-ramit-sethi Partner Deals NordVPN: Huge discount + 4 months free on the top-ranked VPN Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Fabric: Affordable term life insurance for you and your family Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Notion: Try Notion AI free to automate tedious tasks and streamline your work For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Ramit Sethi: Website | Twitter | Instagram  Book: I Will Teach You To Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works  Netflix: How to Get Rich with Ramit Sethi Behind-the-Scenes Pop-Up Newsletter  Recommended I Will Teach You To Be Rich Podcast Episodes: Ep 20: My wife is going to divorce me unless I can stop being so cheap Ep: 80: If I add any more to our $50,000 credit card debt, he will ask for a divorce All the Hacks Podcast Episodes: Ep 9: How to Live Your Rich Life  Ep 107: Italy Unlocked: Insider Tips, Must-See Destinations and Booking Flights/Hotels on Points Ep 43: Why 50/50 Doesn't Work: A New Model for Happier Relationships | The 80/80 Marriage Book and Website   Full Show Notes (02:15) Biggest Misconception People Have Regarding Money (03:20) Applying Ramit’s Financial Approach (04:46) Evolution of Ramit’s Conversations Over Time (06:11) Financial Protocols for a Healthy Relationship (08:13) Rewriting the Money Narrative in Your Life (10:40) Optimization: Elevating Yourself to Your Level (12:37) Examining Your Rich Life (14:01) Money Dials: Creating a Vision for Money Excitement (20:38) Aligning Money Dials with Your Partner (22:31) Couples and Individual Finances (24:05) Best Practices for Setting Up Shared Accounts (25:51) 80/80 Marriage (27:22) Managing Household Finances (32:49) 10-Year Bucket List Exercise (34:58) Cutting Costs and Prioritizing Money Flow (36:15) Ramit’s C.E.O. Method (37:26) Budgeting: Key Numbers to Track (40:40) Normalizing Conversations About Money: Monthly Rich Life Review (42:18) Understanding Your Feelings About Money (47:26) Rules for Important Things in Your Life (52:08) Recommended "I Will Teach You To Be Rich" Podcast Episodes (53:34) Final Parting Advice and Where to Find Ramit Online Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#111: Host Chris Hutchins covers top hacks from listeners, paying taxes with your credit card, tactics for earning more points, monitoring flights for fare drops, hotel discounts, southwest companion pass and more. This episode is packed with so many great tips and hacks! Full show notes at: https://www.allthehacks.com/listener-questions-8/ Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web StoryWorth: Share your family stories in a custom book (+ $10 off) Wealthfront: Stock investing through curated portfolios for as little as $1 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks: All the Hacks Membership Credit Card Links: All the Hacks Credit Card Site | Prototype Card Site Episodes: Ep104: Optimizing Your Insurance Policies Ep101: Planning the Best Japan Trip Ever Unclaimed Money Sites Trustworthy (Free trial and 20% off) Point.me (Get your first month for $1 with code HACKS) Trust & Will (50% off for All the Hacks Members here) Tax Payment Processors: Pay USA Tax | Pay 1040 | ACI Payments, Inc. 90k Bonus: Amex Gold Referral Current Retention Offers (Miles to Memories) Capital One Shopping Portal Hotel Deals: Club 1 Hotels | Capital One Business Deals Bank of America Premium Rewards Card Southwest Companion Pass Guide Trip Planning: Tripit Pro Full Year Award Search: Seatspy Vacation Rental Comparison: HiChee AI Vacation Planning: ChatGPT | Where To? Luggage Storage: BagsAway Airbnb + Delta Promo MaxRewards Cardpointers (30% for all listeners and 50% off for members) Scan Receipts for Points: Fetch Skip Content Paywalls: 12ft Ladder Fasting for Jet Lag: Harvard Article Award Issue Articles https://onemileatatime.com/how-to-be-your-own-liaison/ https://onemileatatime.com/when-complicated-awards-go-awry/ https://onemileatatime.com/rebooking-award-tickets-irregular-operations/ Full Show Notes (timestamps coming soon) Listener Wins All the Hacks Membership Credit Cards  Earning points and using a credit card to pay taxes Engagement Ring Hacks Earning more points without spending more Prioritizing points bonuses or signup bonuses Retention Offers Listener hacks  Bank of America Cards  Companion Pass Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#110: Travel expert and author Nomadic Matt (Matt Kepnes), joins Chris to reflect on their most unforgettable travel experiences and discuss the importance of staying flexible, embracing a slow travel philosophy, and living in the moment. Matt also offers insights on travel insurance, and shares his top picks for off-the-beaten-path travel destinations, must-have travel gear, and effective strategies for planning a budget-friendly trip. Matthew Kepnes (@nomadicmatt) is a bestselling author and and travel blogger. He is the founder and CEO of Nomadic Matt, a website dedicated to budget travel, and the author of several books, including the New York Times bestseller "How to Travel the World on $50 a Day." Full show notes: https://www.allthehacks.com/travel-nomadic-matt-kepnes Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Rocket Money: Easily cancel your unused subscriptions Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Inside Tracker: 20% off personalized wellness & nutrition plans backed by science MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Matthew Kepnes: Website | Twitter | Instagram | Linkedin Books: How to Travel the World on $50 a Day | Ten Years a Nomad: A Traveler's Journey Home All the Hacks: #108 Living a Happier Life, Saying No, and Prioritizing Goals with Derek Sivers Connection Recommendations: Couchsurfing | Bumble BFF | Meetup.com Cards/Points: Charles Schwab Bank Visa® Platinum Debit Card | American Express® Gold Card | Bilt Mastercard® | Point.me (First month for $1 with code HACKS) | Seat Spy Travel Insurance: Safety Wing | World Nomads | Insured Nomads | InsureMyTrip Matt’s Destination Recommendations: Taiwan | Romania | Bulgaria | South Korea | Malaysia | Sri Lanka | Napal | Mexico: San Miguel de Allende, Oaxaca, Chiapa, Yucatan, Merida, Monterrey, Mexico City Paris Recommendation: Le dit vin    Full Show Notes (01:19) Biggest Travel Misconception (03:35) Evolution of the Travel Industry (07:15) Traveling Economically (09:17) Budget-Friendly Trip Planning Strategies (11:18) Travel as a Professional Career (12:32) Making Connections and Finding Experiences (13:52) Travel Resources (17:51) Memorable Travel Experiences (19:19) Dealing with Travel Burnout (21:34) Understanding Cultures, Customs, and Languages (23:10) Overcoming Communication Barriers (25:30) Finding Quality Tours (27:01) Must-Have Travel Gear (28:26) Managing Credit Cards, ATM Cards, and Identification (35:36) Travel Insurance (37:57) Dealing with Dangerous or Bad Experiences (40:43) Credit Card and Point Resources (42:40) Off-the-Beaten-Path Recommendations (44:42) Travel Mindset (47:22) Recommendations for Paris (47:55) Where to Find Matthew Kepnes Online Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#109: Writer and entrepreneur Derek Sivers joins Chris to discuss decision-making, having meaningful experiences, personal happiness, journaling, saying no, and parenting. They also touch on the subject of traveling with children and aligning your actions and personal values to achieve goals in life Derek Sivers (@sivers) is an entrepreneur, writer, musician, and self-proclaimed "slow thinker" who has optimized his life for creating and learning. He founded CD Baby, an online platform that helped independent musicians sell their music directly to fans, and has published several books, including Hell Yeah or No. Full show notes: https://allthehacks.com/decision-making-derek-sivers Partner Deals Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Derek Sivers: Website | Twitter  Book: Hell Yeah or No: what's worth doing Articles: My Heroes | Actions, Not Words, Reveal Our Real Values | Parenting: Who Is It Really For? | Travel Is Best With Young Children | Relax for the Same Result Books Mentioned: The Paradox of Choice | Brain Rules for Baby New Zealand Recommendation: Staglands Wildlife Reserve Full Show Notes (02:02) Pursuing Change Through Exploration (03:54) Turning Intentions into Reality (09:05) Reflecting on What You Want and Why (11:22) Learning to Pause, Reflect, and Push Back Through Journaling (19:06) Methods for Decision-Making (22:20) Analysis Paralysis: Making Decisions When There Are Too Many Options (29:51) Coin Toss: Noticing Your Feelings While the Coin Is in the Air (32:06) Paradox of Choice: Satisfice Not Maximize (40:19) Theory vs. Practice (43:50) Living with the Culmination of Your Decisions (47:30) Decision-Making Based on Personal Goals and Aspirations (51:13) Actions Reveal Values (55:29) Choosing the Correct Decision-Making Strategy for Your Situation (58:15) Prioritizing Family (1:00:31) Saying No (1:06:49) Parenting Perspective (1:10:18) Traveling with Children (1:18:03) Adjusting Expectations and Being Open to Unexpected Encounters (1:26:13) “Relax for the Same Result” (1:37:15) Derek Sivers’ New Zealand Recommendations Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#108: Travel expert Leigh Rowan joins Chris to discuss his most recent trip to the interior of the ice-capped continent of Antarctica. Leigh describes the luxurious dwellings and unique expeditions available to tourists and breaks down the cost of a breathtaking journey to one of the world's coldest, windiest, and most desolate continents. Leigh Rowan (@leighrowan) is the founder and CEO of Savanti Travel, a travel management company for executives, and the former COO of The Points Guy. Full show notes: https://allthehacks.com/antarctica-leigh-rowan Partner Deals  The Cold Plunge: $150 off The Ultimate Cold Plunge Ice Bath DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Private Antarctica Charter White Desert Full Show Notes (01:28) Two Ways to Visit Antarctica (04:57) Advantages of Flying into the Interior (05:58) How to Refuel in Antarctica (06:51) Antarctic Wildlife and Luxurious Dwellings (10:13) Booking Your Antarctic Expedition (11:41) Touring the Peninsula versus the Interior (12:40) How Does a Cruise Compare? (13:58) Why Antarctica? (15:31) Leigh’s Takeaway (16:39) How Cold and How Bright? (18:56) Antarctica Timezone Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#107: Italy travel expert Leigh Rowan joins Chris for a third time to discuss all things Italy. Leigh talks about why he feels most at home in the country with the most spectacular cuisine, gorgeous coastlines, ancient ruins, and rich history. He provides money-saving tips, gives suggestions on where to stay, reveals his favorite off-the-beaten-path locations for an authentically local experience, and explains why life is better in Italy. They also discuss the best ways to use your points and miles for your next trip to Italy (flights + hotels). Leigh Rowan (@leighrowan) is the founder and CEO of Savanti Travel, a travel management company for executives, and the former COO of The Points Guy. He's traveled to Italy 40-50 times (enough that he's lost count). Full show notes: https://allthehacks.com/italy-leigh-rowan Partner Deals Awayz: the best cash and points search tool for hotel stays Inside Tracker: 20% off personalized wellness & nutrition plans backed by science NordVPN: Huge discount + 4 months free on the top-ranked VPN Masterworks: VIP access to skip the waitlist Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Dream Studio Course Rome Sites: Pantheon | Colosseum | Vatican | Trevi Fountain | Piazza Navona | Santa Maria in Trastevere  Dine: Pierluigi Restaurant | Panella Accommodations: Palazzo Manfredi | The St. Regis Rome North Italy Places: Venice | Florence | Milan | Santa Margherita | Cinque Terre | Rapallo | Modena Sites: Accademia Gallery | Uffizi Gallery (Florence) | Milan Museum | St Mark's Square (Venice) Dine: ParlaComeMangi | Caffè Pasticceria Canepa (Rapallo) | Osteria Francescana (Modena) South Italy Places: Amalfi Coast | Naples | Pompei  | Ercolano | Sicily | Agrigento | Palermo | Aeolian Islands | Stromboli | Puglia | Ischia | Catania | Ragusa Sites: San Domenico Palace | Mount Etna  Accommodations: Il San Pietro (Positano) | Belmond (Portofino)  Off-the-beaten-path: Umbria Festival Corso dei Ceri Reviews and Ratings: Gambero Rosso Tours: Context Travel | Airbnb Experiences App: Duolingo  Stanley Tucci: Searching for Italy Other Airlines: Neos | La Compagnie | Norse Atlantic Hotel Award Search: Awayz Flight Award Search: Point.me (First month for $1 with HACKS) Full Show Notes (02:45) What Makes Italy a Unique Place to Visit? (04:13) The Biggest Takeaway: Relax and Enjoy Life (05:25) Different Ways to Approach Planning a Trip to Italy (07:59) Must-See Recommendations in Rome (10:03) Southern Italy Destinations (11:28) Northern Italy Destinations (12:13) Off-the-Beaten-Path Locations to Visit (14:08) Getting By Without Speaking Italian (15:51) Cultural Norms to Be Aware Of (17:50) Meeting Locals and Having an Authentic Local Experience (19:14) Navigating Within Italy (23:22) Cost-Saving Tips (24:47) Website Recommendations (28:42) Where to Stay and How to Book (33:24) Booking Activities in Italy (35:42) Private Tours (37:25) Other Destinations to See in Italy (41:32) What to See and Do in Northern Italy (42:36) Leigh’s Dining Recommendations (49:02) Getting to and From Italy (53:41) Using Points for Flights (1:04:22) Using Points for Hotels Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#106: Host Chris Hutchins shares top hacks from listeners, thoughts on the SVB collapse, some great deals to take advantage of now, tactics for investing in treasury bills, ways to get deals on concert/theatre tickets, how he's investing and a lot more. This episode is packed with so many great tips, hacks and deals! Full show notes at: https://www.allthehacks.com/listener-questions-7/   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Rocket Money: Easily cancel your unused subscriptions Shopify: $1/month trial for the easiest e-commerce platform Wealthfront: $5,000 managed for free For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Membership Embrace Pet Insurance ( AYAs referral code) Southwest 20% Sale (SAVE20NOW) Credit Cards:  All the Hacks Credit Card Site American Express® Gold Card American Express Platinum Card® Delta SkyMiles® Platinum American Express Card Delta SkyMiles® Gold American Express Card For other cards mentioned visit our Best Credit Cards Page Virgin Atlantic Award Flight Finder 20% CardPointers Pro Unclaimed Money Sites All the Hacks #34: Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen SaveNDeals (Buy HomeDepot/Lowes Coupons) NumberBarn My Wealthfront Referral Link All the Hacks Bank Bonus List   Full Show Notes (1:49) All the Hacks Membership (3:58) Insurance Follow-up (9:01) Latest Deals (20:09) Card-linked Offers (24:24) Listener Wins (27:48) Listener Hacks (29:40) New Phone Discounts (30:50) Deals on Theatre/Concert Tickets (31:53) Reassigning the Caps Lock Key (32:30) Recipe + Meal Planning Apps (33:10) Car Seat Discounts (33:56) SVB Banking Collapse (39:24) Investing in US Treasury Bills (44:15) Is Chris Still Using Wealthfront? (47:48) Earning Bank Bonuses (50:32) Removing Personal Info / DeleteMe (53:24) Deals on New Tires (57:36) Deals on an Engagement Ring (59:24) Update on BlockFi Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#105: Serial entrepreneur Matt Higgins joins Chris discuss how people can stop getting held back from their full potential. They talk about why a backup plan might be what's holding them back. They also lay out a framework to get over reservations, understand your motivations, overcome fears, process failures and handle crises. Matt Higgins (@mhiggins) is a successful businessman and author. He is currently the Co-founder/CEO of RSE Ventures, but previously was the youngest press secretary in New York during 9/11, Executive Vice President of the New York Jets, Vice Chairman of the Miami Dolphins, a guest shark on Shark Tank, and an Executive Fellow at Harvard Business School. His book is Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential. Full show notes: https://allthehacks.com/burn-the-boats-matt-higgins Partner Deals Notion: Try Notion AI to automate tedious tasks and streamline your work Fabric: Affordable term life insurance for you and your family Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Inside Tracker: 20% off personalized wellness & nutrition plans backed by science goodr: Free shipping on amazing/stylish sunglasses and ski goggles For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Join the All the Hacks Membership Matt Higgins: Linkedin | Instagram | Twitter Book: Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential Wharton Research Article: The Downside of Making a Backup Plan – and What to Do About It Full Show Notes (02:08) What Sets This Story Apart from Other Business Books (04:16) Common Obstacles That Hold People Back (05:54) Identifying Roadblocks (08:27) "Face Everything" (11:31) Creating Change in the Workplace Environment (13:24) Identifying Your Pathway Forward (15:55) Opportunity Cost Decision-Making and Getting Buy-In (21:09) Processing Decisions and Why It Matters (26:14) The Difference Between Having a Plan B and Knowing Plan B is Out There (29:12) Chris’s Valuable Membership Vision (30:35) How Much Commitment is Needed to "Burn Your Boat" (31:48) Consolidating Gains (35:42) Acceptance and Growth (36:28) Focusing on Your Strengths (38:57) Processing Failures Through Persistence (42:10) Never Give Up (48:20) Moving Forward as a Paranoid Risk-Taker (49:38) Framework for Setting Goals (51:11) Dealing with Crises (54:10) Settling vs. Pursuing (54:55) Publicly Committing to Plan A: All the Hacks Membership (59:11) Where to Find Matt Higgins Online Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#104: In this episode, Chris covers all things insurance. He explains the process he went through to reduce the cost of his insurance policies as much as possible while still maintaining adequate coverage from a reputable carrier. He discusses auto, home, renters, umbrella, personal articles, life, disability, pet, and travel insurance. Chris also talks about the policies he has been concentrating on lately, and shares resources to help listeners save money. Full show notes: https://allthehacks.com/insurance-hacks Partner Deals MasterClass: Learn from the world's best with 15% off Pacaso: Free early access to listings and $2,500+ in closing credits DeleteMe: 20% off removing your personal info from the web Kubera: 14 day trial of the world's most modern wealth tracker for $1 Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Episodes: #66 Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks #35 Stacking Benjamins and Modern Money Management #98 Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want Newsletters: Hidden Credit Card Benefits Insurance Hacks Part 1 (Home/Auto/Liability/Pet) Insurance Hacks Part 2 (Life, Disability and Travel) "Better" Insurers: USAA | Safeco | Amica | Travelers (discount for PenFed members) Premium Insurers: Pure | Chubb | Cincinnati | AIG | Nationwide Private Client | The Hartford Other Carriers Mentioned: NJM | Auto-Owners | Erie Insurance | Country Financial Products: Ring | Alarm Smoke and CO Listener | Alarm Flood & Freeze Sensor | Nest Protect smoke and CO alarm Articles on Term Life:  The White Coat Investor | NerdWallet Laddering Life Insurance: Policygenius Article Term Life Companies: Fabric by Gerber Life | Term4Sale.com Disability Insurance: Guardian | MassMutual | Social Security Disability Insurance Travel Insurance: Trawick | Covac Global | WorldNomads  Full Show Notes (02:21) Shop for Insurance to Save Money (03:42) You Get What You Pay For: Understand Your Coverage (05:07) Auto Insurance (05:46) Liability (06:51) Comprehensive Coverage (07:03) Collision (07:31) Medical Payments (07:48) Adequate Auto Insurance Coverage (10:42) Insurance Rates (13:23) Tracking Mileage (14:32) Other Ways to Save on Auto Insurance (16:14) Rideshare, Rental Car, & Tow Coverage (17:22) Car Replacement Assistance (18:18) Coverage on Repairs and Replacements (19:15) Differences Between Carriers (20:22) Non-Owner Liability Policy (24:00) Homeowners Insurance (24:35) Renters Insurance (24:58) Coverage Lettered Labels (26:35) Extended Reconstruction Coverage (28:56) High-Value Carriers (30:01) Loss of Use Coverage (31:12) Extra Policies to Consider (32:33) Ways to Save on Homeowners Insurance (35:34) Comparison Shopping Hacks (37:41) High-Value Items (38:20) Additional Liability Coverage (43:34) Deciding & Evaluating Carriers (48:29) Bundling (52:42) Life Insurance (57:50) Pet Insurance (59:59) Disability Insurance (1:02:51) Travel Insurance (1:05:40) Final Insurance Tips Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#103: Skateboarding legend Tony Hawk joins Chris to discuss his extraordinary career and how drive, tenacity, and motivation made it all possible. Tony also shares his favorite travel destinations, offers guidance on following your passion, and reveals where he's currently focusing his time/energy. Tony Hawk (@tonyhawk) is a professional skateboarder and highly successful entrepreneur. He’s invented dozens of moves, won 73 titles, was a world champion 12 years in a row, and, in one of skateboarding’s defining moments, executed a 900 at the 1999 X Games. Tony also co-hosts the Hawk vs. Wolfe podcast, and runs a foundation called The Skatepark Project. Watch on YouTube: https://youtube.com/watch?v=51pM6_cfcNc Full Show Notes: https://allthehacks.com/tony-hawk Partner Deals NordVPN: Huge discount + up to 1 year free on the top-ranked VPN Vuori: 20% off the most comfortable performance apparel I've ever worn Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Tony Hawk: Website | TikTok | Instagram | Facebook | Twitter | Podcast Felipe Nunez The Skatepark Project Birdhouse Skateboards  Dream Studio Course Hawk vs. Wolf Podcast:  Darby Allin & Jamie Hayter, AEW All Elite Wrestling Champions, Skaters Paralympian Oksana Masters Full Show Notes (01:49) Common Misunderstandings About Skateboard Culture (03:09) Tony’s Drive, Determination, Perseverance, and Motivation (10:03) Surfing (11:55) Modeling Determination as a Parent (21:05) Tony’s Favorite Travel Destinations (22:49) Racking Up Miles and Traveling Efficiently (24:03) Tony’s Favorite Travel Hacks and Advice (28:34) Instances of Mistaken Identity (30:59) Playing the Points Game (34:38) Health, Fitness, Routines, and Supplements (41:47) Time Management: Saying No (43:52) Toddler Hack (44:28) Relationship with Money and the Value of Education (50:47) Tony’s Current Focus (52:07) Advice About Pursuing Your Passion (57:14) Where to Find Tony Hawk (59:58) Parting Advice Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#102: Host Chris Hutchins (@hutchins) breaks down the different ways you can use your points and miles for free flights to Japan. He also discusses how to use your points for free hotel/resort stays in Japan, and shares some of the best credit card bonuses right now for quickly rack up points for your next trip. Full Show Notes: https://allthehacks.com/japan-travel-points-miles Partner Deals Shopify: $1/month trial for the easiest e-commerce platform DeleteMe: 20% off removing your personal info from the web Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Fifth Freedom Flights (e.g. Singapore's LAX-NRT) Point.me ($1 for first month, enter HACKS at checkout) Hotels I've Enjoyed Hilton Tokyo St Regis Osaka Park Hyatt Kyoto American Express Cards: American Express® Gold Card American Express® Business Gold Card The Platinum Card® from American Express The Business Platinum Card® from American Express Capital One Cards: Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Capital One® Spark® Miles for Business Capital One® Spark® Cash Plus  Other Cards: Bilt Mastercard® Citi Premier® Card Alaska Airlines Visa® Credit Card For other cards mentioned visit our Best Credit Cards Page For Hilton Points Note: All information about Hilton Honors American Express Aspire Card has been collected independently by All the Hacks. The card details on this page have not been reviewed or provided by the card issuer. Hilton Honors American Express Card Hilton Honors American Express Surpass® Card Hilton Honors American Express Aspire Card (my wife's referral link) Full Show Notes (1:24) ANA (3:58) Japan Airlines (5:24) British Airways (5:40) Singapore Airlines (8:25) Virgin Atlantic (15:06) Zip Air (17:44) Hyatt (24:47) Marriott (25:25) Hilton (28:57) IHG (31:32) Hostels & Capsule Hotels Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#101: Travel writer Brandon Presser joins Chris to discuss all things Japan. They cover why they both love the country so much, what makes it worth a visit, where you should go, what you should see and do, and all the incredible foods you should be trying (including their favorite spots to eat at). Brandon Presser (@brandpress) is a freelance travel writer who has lived in Japan twice, written 3 books on the country and has traveled there in all but one of the last 20 years. Aside from Japan, he's also written 50+ travel guidebooks, contributes to numerous travel publications and recently released his latest book: The Far Land. Full show notes at: https://allthehacks.com/japan-brandon-presser Partner Deals Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Brandon Presser: Instagram | Twitter | Facebook | Website  Tokyo Sites: Meiji Shrine | Shibuya Crossing | Imperial Palace | Four Seasons Hotel (Imperial Gardens view) | Team Labs Planets | 21_21 DESIGN SIGHT Neighborhoods: Shimokitazawa | Kichijōji | Daikanyama | Nakameguro | Jiyūgaoka | Odaiba Dine/Drink: Maisen | Kagari Ramen | Kikanbo | Rokurinsha | Min Min | Savoy (Azabu Juban) | Tama | Tatemichiya | Haritts | Sushizanmai | Deus ex Machina | Bar Trench | Bar Tram | Bar Benfiddich | Breakfast Club | Bear Pond Espresso | 7-Eleven snacks Accommodations: Aman | Hilton Tokyo | Grand Hyatt Tokyo Shopping: Omotesando | Tsukiji Outer Market (shopping & dining) Kyoto Sites: Kiyomizu-dera Temple | Yasaka Pagoda Neighborhoods: Gion | Sanjō Dine/Drink: Pizzaria Napoletana Da Yuki | Bar Rocking Chair | Yugen | Ippodo Tea | Monk | House of KI NO BI | Yasai Hori Accommodations: Park Hyatt Kyoto Shopping: Secondary Destinations Kyushu (volcanoes, hot spring culture) Ōita Prefecture Beppu (Stay: Intercontinental) Yufuin Shikoku (small villages, farming/rural) Hokkaido (natural destination, skiing) Niigata (Design Hotels: Satoyama Jujo) Transportation Suica Card Yamanote Line Miscellaneous information Ratings/Reviews: Tabelog The 10 best Japanese convenience store souvenirs Full Show Notes (01:31) Why Japan? (04:12) Japan: Post-Pandemic and Post-Olympics (07:50) How to Plan for Your First Visit to Japan (09:52) Destinations Outside of Tokyo and Kyoto (12:12) The Best Time of Year to Visit (13:51) Is It Beneficial to Have a Guide? Can People Get By Using English? (15:20) Understanding the Rating/Review System (17:43) Japanese People and Culture (21:49) Culture: Meeting & Getting to Know the Locals (24:59) Tokyo: How to Geographically Think About the City (29:07) Transportation and the Suica Pre-Paid Transportation Card (33:21) Tokyo: What to Eat, Drink, Do (36:17) Misnomer: Tokyo Is Expensive (36:47) Dining in Tokyo (37:57) Dining Etiquette: Tipping (38:58) Dining Etiquette: Meal Times (40:23) Segmented Dining (41:18) Food Specialties (42:46) Restaurant/Bar/Cafe Recommendations (49:28) More Things to See and Do in Tokyo (59:03) Nightlife Scene (1:01:13) Is Japan Family-Friendly? (1:04:02) Kyoto (1:07:29) What to Know About Visiting Kyoto (1:09:44) Working with High-End Travel Planners/Access to Personalized Luxury Cultural Experiences (1:12:57) How the Hotel Industry Has Changed Due to the Pandemic (1:16:51) Top Things to See and Do, and Where to Stay in Kyoto (1:20:12) Kyoto: What to Eat, Drink, Do (1:22:51) Specific Types of Foods to Try (1:24:53) Other Things to See and Places to Explore in Kyoto (1:25:53) Etiquette: Be Engaging and Show Appreciation (1:27:07) Beyond Tokyo and Kyoto: Emerging Destinations and Interesting Places (1:36:21) Shopping in Japan (1:36:50) Osaka (1:38:45) Seto Inland Sea (1:40:18) Where to Find Brandon Online Learn more about your ad choices. Visit megaphone.fm/adchoices

#100: Financial independence (FI) expert Brad Barrett joins Chris to reflect on getting to 100 episodes of All the Hacks. They share some major lessons they've learned recently, discuss how to value their time and share how they plan to apply these lessons in 2023. They also share plenty of recommendations and hacks along the way. Brad Barrett (@bradchoosefi) is the co-host of ChooseFI, the top podcast on financial independence with more than a million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary. Full show notes available at: https://allthehacks.com/episode-100-brad-barrett/ Partner Deals DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Brad Barrett: Twitter | ChooseFl Podcast Bucket List Journal Kubera (14 day trial for $1) Rocket Money Trustworthy (20% off) 1Password (Free Trial) ChooseFI Meal Plan ChooseFI #419: Your Bold Move for 2023 | Dominick Quartuccio Sam Parr tweet about earning 8% Playing with Fire Documentary Wealthfront ($5k managed free) Stoke JetKids Suitcase Todoist App Peter Attia MD Rocket Money (easily cancel subscriptions) Dynamic Neuromuscular Stabilization ChooseFI Newsletter Huberman Lab Podcast  Paprika Recipe Management App  All the Hacks Episodes #2: Brad Barrett #36: Ben Nemtin #48: Brian Feroldi #80: Brandon Turner #91: Bill Perkins #97: Jordan Shlain MD #98: Dan Martell #99: Sahil Bloom Full Show Notes (01:20) Going Full-Time on All the Hacks (04:12) Episodes That Have Sparked Interest (16:59) Personal Annual Reviews and Operating Principles for the Year (26:46) Managing Money on Your Own (28:48) Paying Fees for Investment Management (30:06) Travel Goals and Eyeing a Trip to Japan (39:52) Learning to Value Your Time (43:57) Meal Planning, Cooking, and Meals at Home (50:33) Is Real Estate Investing Worth It? (57:40) A Few Savings Tips for Insurance (59:44) Canceling Subscriptions (1:01:15) Task Manager Apps (1:04:20) Having Accountability Partners (1:06:05) Health Hacks Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#99: Investor and entrepreneur Sahil Bloom joins Chris to discuss performing a personal annual review. Sahil outlines the seven questions everyone should ask when reflecting on the previous year and establishing goals for the new one. Additionally, they offer strategies, tips, and advice to increase your happiness, energy, and sense of fulfillment while decreasing your stress and anxiety to make 2023 an amazing year. Sahil Bloom (@SahilBloom) is among the most dynamic and up-and-coming financial personalities in the business world. Choosing to pursue a writing career that would be more fulfilling and rewarding, Sahil left his job in investment banking and private equity, recently launched a venture fund, SRB Ventures, and writes The Curiosity Chronicle. Full show notes at: https://allthehacks.com/annual-review-sahil-bloom Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Fabric: Affordable term life insurance for you and your family Masterworks: VIP access to skip the waitlist For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Sahil Bloom: Website | Newsletter | Twitter  Personal Annual Review Annual Planning Guide The 1-1-1 Method Forecasts for the Future, & More 23 Ways to Make 2023 Your Miracle Year The Most Powerful Life Hacks All the Hacks Episodes: #9 How to Live Your Rich Life #52 HAck Your Health (While Still Enjoying Life) #68 Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters #97 Optimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More #25 The Four Research-Backed Steps to Be Indistractable #63 Deep Work, Digital Minimalism and Becoming So Good They Can’t Ignore You #10 Practical Money Hacks Energy Calendar Technique This Is Water: Some Thoughts, Delivered on a Significant Occasion, about Living a Compassionate Life Tim Ferriss: The 4-Hour Workweek | Ted Talk Andrew Huberman: Light & Sun Exposure Guide | The Science & Use of Cold Exposure Task Manager: Notion  Medical Testing: InsideTracker Tracking: Wealthfront | Kubera | Trustworthy Products: Hostage Tape | Cold Plunge Money-Saving Site: Rakuten Bangalore Recommendation: Royal Afghan (ITC Windsor)  Full Show Notes (01:28) New Year’s Resolutions: Planning vs. Reflecting (02:17) Personal Annual Review (13:10) Creating Energy: What Energized Me? (16:18) Draining Energy: What Took Away My Energy? (23:29) Boat Anchors: What Held Me Back? (25:15) Overcoming Fear (30:44) Best Hits and Worst Misses (33:06) Lessons Learned: What Did I Learn This Year? (34:46) Setting Course: Figuring Out My Direction for the Year (36:51) Journaling Technique: Sahil’s 1-1-1 Method (40:31) Energy Calendar: Managing Your Time and Energy (45:58) Taking Breaks for Productivity (47:49) Email Batching Technique (50:56) Twitter Settings for Enhanced Productivity (52:27) Delegating Tasks: Learning to Outsource (53:28) Health Strategy: The 5-5-5-30 Approach (54:41) Sahil’s Morning Routine (56:02) Tech-Free Walk: Disconnecting for Clarity (56:58) Time-Restricted Eating (57:14) Self-Diagnostics: Understanding Yourself (58:01) Alarm-Free Mornings (59:10) The Power of Apples (1:01:28) Personal Power-Down Ritual (1:02:59) Expressing Appreciation Verbally (1:03:31) Enjoying a Solo Meal (1:04:05) Quality Family Time (1:04:57) Monthly Investment Deposits: Automating Savings (1:05:25) Financial Automation: Streamlining Money Tasks (1:05:54) Sahil’s 48-Hour Rule (1:06:36) Chris’s Money Hacks (1:09:33) Sahil and Chris’s India Recommendations Learn more about your ad choices. Visit megaphone.fm/adchoices

#98: Serial entrepreneur and best-selling author Dan Martell joins Chris to talk about buying back time. They discuss the value of adopting the right mindset, techniques for scheduling your time, tools to streamline processes, and changes you can make to reclaim your time and lead a more fulfilling life. Dan Martell (@danmartell) is a successful entrepreneur, investor, and best-selling author. He is also the managing partner of High Speed Ventures and the founder and CEO of SaaS Academy, the world's largest coaching program for high-performing founders of Software as a Service businesses. His new book is Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire. Full show notes at: https://allthehacks.com/buy-time-dan-martell   Partner Deals  DeleteMe: 20% off removing your personal info from the web Shopify: $1/month trial for the easiest e-commerce platform Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Dan Martell: Website | TikTok | Instagram | Facebook | Twitter  Resources Mentioned: Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire All the Hacks Podcast: Managing Your Time to Get More Done with Laura Vanderkam Tranquility by Tuesday: 9 Ways to Calm the Chaos and Make Time for What Matters Coaching: SaaS Academy | EMyth Business Coach Task Manager/Operations: Superhuman | Motion | Notion | Trustworthy | 1Password Delivery Services: Instacart | Towne.io Service Platform: Taskrabbit Sleep/Activity Tracker: Oura Chris’s Recommendations: Pape Meat | ButcherBox   Full Show Notes (00:00) Introduction to Dan Martell (02:16) Saving Time: The Quest for Freedom (05:55) Time and Energy Audit: Assessing Your Resources (09:27) Work Strategies: Understanding Your Productive Patterns (14:04) Efficiency Hacks: Breaking Down Calendar Tasks (17:42) Organizational Tools: Google Docs, Calendars, and To-Do Lists (20:31) Life Vision & RPM: Aligning Goals with Actions (22:55) Color-Coding Calendar: Visualizing Priorities (23:25) Mindset Shift: Overcoming Time Objections (27:29) Business Growth: Trading Time, Money, and More (30:00) Reducing Expectations: A Path to Liberation (34:02) Valuing Time: The Key to Transformation (39:34) Practical Time Reclaiming: Real-Life Examples (56:02) Assistants for Efficiency: Administrative & Virtual Support (1:01:52) Family Playbook: Streamlining Home Life (1:05:34) Trustworthy: Family Operating System (1:08:55) Frustration List: Addressing Pain Points (1:11:19) Perfect Week Design: Structuring Productive Time (1:15:03) Seven Pillars of Life: Balancing Key Areas (1:18:23) Relationship Insights: Lessons from a Family Coach (1:24:30) "Buy Back Your Time": Empowering Freedom (1:25:59) Where to Find Dan Martell Online   Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#97: Physician and entrepreneur, Jordan Shlain MD, joins Chris to discuss optimizing your health. They cover the pillars of longevity, how things like sleep, diet, and exercise affect your overall health, finding a new physician, what types of diagnostic tests to consider and more. Jordan Shlain MD (@drjordanshlain) is a primary care physician and the founder of Private Medical, a concierge medical practice focused on proactive prevention. He's also the Founder of Eat REAL, a non-profit organization aimed at helping school systems improve the quality of their school lunch programs and was previously the founder of HealthLoop, a platform to monitor and communicate with patients during the recovery process. Full show notes at: https://allthehacks.com/optimizing-health-jordan-shlain   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science MasterClass: Learn from the world's best and buy one get one free Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Rocket Money: Easily cancel your unused subscriptions For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Dr. Jordan Shlain: LinkedIn | Podcast | Twitter Resources Mentioned: Inside Medicine Podcast: Unpacking Longevity: The Science of Feeling Young to Age 95 Jordan's Newsletter: The Physician Eat REAL Membership-Based Medicine: Private Medical | One Medical | MDVIP | ROAMD | Forward | Parsley Health Value-Based Primary Care Service: VillageMD Medical Testing: Quest Diagnostics | Ulta Lab Tests | InsideTracker | Invitae | OneOme | GRAIL | SomaLogic | Owlstone Medical Monitoring: Levels | Oura Report: U.S. Concierge Medicine Market Product: MI Paste   Full Show Notes (01:09) The Current State of the US Healthcare System (04:52) Affordable Care Act and Accountable Care Organization (09:25) Taking a Proactive Approach to Keeping Yourself Informed and Optimized (10:26) Testing (11:34) MRI and MRA (13:13) Who Are You? Baseline Tests and Panels to Run to Learn the State of Your Health (14:08) Information About Inflammageing (15:06) Cancer Test: Grail (15:39) Understanding Your Blood Pressure (16:13) Tests for Those Who Have a Family History of Heart Disease or High Cholesterol (17:29) Inside Tracker (17:58) Other Testing Companies Available to Consumers (20:47) Looking Through the Lens of Safety and Efficacy (24:45) Unpacking Longevity (26:26) Hydration (28:27) Alcohol (29:07) Sleep, Cortisol Levels, and the Glymphatic System (30:47) Diet (32:40) Exercise (33:25) Supplements, IV Drips (33:56) Sugar and Dr. Shlain’s Eat Real Non-Profit Organization (36:17) Connecting Sugar Intake with Fiber (38:28) Consuming Sweets in Moderation Across Time (39:34) Glucose Monitoring (41:17) Dr. Shlain’s Take on Supplements (44:21) Combatting Dental Issues with Toothpaste (45:42) The How Are You Framework (48:12) What Is Your Trajectory? (53:31) High Cholesterol (55:44) Interpreting Data and Finding the Right Doctor (60:00) The Importance of Building Long-Term Relationships with Healthcare Providers (1:01:40) Questions to Ask When Interviewing a Potential New Physician (1:02:24) The Rise of Membership-Based Medicine (1:03:30) Investing in Your Health (1:12:17) Where to Find Dr. Shlain   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#96: Host Chris Hutchins tackles questions about earning points with your spouse, where to put cash savings, investing vs. paying down a mortgage, when to book hotels in the travel portal, saving money on data while traveling and much more. This episode is packed with many of the incredible insights that Chris has earned from his years optimizing his life! Full show notes at: https://www.allthehacks.com/listener-questions-7/   Partner Deals  Fabric: Affordable term life insurance for you and your family Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned All the Hacks Credit Card Site Cashback Comparison Extension Wealthfront Cash Account Why Rate Chasing Doesn’t Pay Brokered CDs (Vanguard | Schwab | Fidelity) Airalo eSim Shop   Full Show Notes (00:47) Listener Wins (3:19) Listener Hacks (5:35) Paying Down Mortgage vs. Investing (8:06) Where to Put Short/Mid-Term Savings (14:45) Getting More Points with Your Partner (17:08) Opening Airline Accounts (20:05) Booking Hotels and Flights in the Portal (22:49) Points Transfers (27:53) Short on Miles (30:39) Review the PNC Points Card (32:46) Travel Questions (36:32) Storing Photos   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#95: Chris shares his top 10 learnings and takeaways from the past year of All the Hacks, which covers time management, personal finance, happiness, regret, negotiating, marriage, communication and more. He also recaps some of the top hacks he's learned this year and his top credit cards, based on real spending data. Full show notes at: https://allthehacks.com/top-lessons-hacks-credit-cards-2022   Partner Deals  Pacaso: Free early access to listings and $2,500+ in closing credits Rocket Money: Easily cancel your unused subscriptions Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Ramit’s 10 Money Rules Chris’ Wealthfront Referral Link Die With Zero Book Never Pay the First Bill Book Credit Cards Mentioned All the Hacks Card Signup Page American Express® Gold Card Capital One Venture X Rewards Credit Card Capital One® Spark® Cash Plus  For other cards mentioned visit our Best Credit Cards Page All the Hacks Episodes Mentioned Top Lessons 7 - Managing Your Time to Get More Done with Laura Vanderkam 82 - Goal Setting, Hacking Self-Discipline, and Finding Work-Life Balance with Brandon Turner 42 - Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben Carlson 9 - How to Live Your Rich Life with Ramit Sethi 17 - Mastering the Art of Negotiation with Kwame Christian 19 - Becoming a Better Investor with Andy Rachleff 36 - Bucket Lists, Audacious Goals and Living the Life You Want with Ben Nemtin 40 - The Power of Regret, Motivation and Good Timing with Dan Pink 74 - A Hospice Doctor‚Äôs Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet, MD 43 - Why 50/50 Doesn't Work: A New Model for Happier Relationships with Nate & Kaley Klemp 46 - Mastering the Secret Language of Charismatic Communication with Vanessa Van Edwards 89 - Booking Flights with Points and All Things Award Travel with Tiffany Funk 85 - Building a Second Brain to Organize Your Digital Life with Tiago Forte 47 - Finding Happiness, Success and Deep Purpose with Arthur Brooks 91 - Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Top Hacks 39 - The Language and Actions of Great Leaders with David Marquet 57 - Living a Life of Excellence, Agility and Meaning with Navy SEAL Mike Hayes 90 - Work Tactics: Finding a Job, Negotiating Comp, Managing Up, Getting Promoted and More with Lenny Rachitsky 1 - Pro Travel Hacks for Every Aspect of Your Next Trip with Leigh Rowan 55 - Maximize Your Points: Stacking, Buyers Clubs, Redemption Hacks, and More with Julia Menez 66 - Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg 25 - The Four Research-Backed Steps to Be Indistractable with Nir Eyal 52 - Hack Your Health (While Still Enjoying Life) with Liz Moody 34 - Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen 30 - Memory Hacks with World Champion Johannes Mallow 68 - Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters with Nick Gray   Full Show Notes (1:36) Takeaway 1: Time (4:29) Takeaway 2: Simplifying Finances (7:23) Takeaway 3: Negotiating (9:20) Takeaway 4: Regret (11:05) Takeaway 5: 80/80 Marriage (12:29) Takeaway 6: Charismatic Communication (13:24) Takeaway 7: Using Points (14:49) Takeaway 8: Second Brain (15:57) Takeaway 9: Net Fulfillment over Net Worth (18:28) Takeaway 10: Happiness (23:16) Best Hacks from 2022 (24:35) Travel Hacks (26:02) Health Hacks (28:02) Brain Hack (28:32) Party Hack (29:23) Top Credit Cards of 2022 Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#94: Founder of Love and London, Jessica Dante, joins Chris to discuss all things London. They cover what to eat, see, do, and where to stay. Jessica also shares her favorite hidden gems, offers alternatives to overhyped tourist sites, and provides tips to experience the city like a true local. Then Chris provides a recap of his recent trip to London and walks through how to use use your points/miles for your next trip. Jessica Dante (@loveandlondon) founded the digital media company Love and London to share her love of London and make travel dreams a reality for others. Her mission is to provide tourists with unique ways to experience the city. Full show notes at: https://allthehacks.com/london-travel-jessica-dante   Partner Deals  Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Love and London: YouTube | Website | Instagram | Twitter | Pinterest Jessica Dante: Website | Instagram Love and London Resources: London 101 Guide London Pass guide Love and London Hotel and Accommodation Advice Video tour of the Shangri- La Hotel in The Shard Love and London Shop discount: Use the code "ALLTHEHACKS" for 10% off your purchase of digital travel guides and itineraries in the Love and London shop until 30th September 2024. Only valid at shop.loveandlondon.com Resources Mentioned: Afar: The World’s 10 Best Cities of 2023 Travel & Leisure: The 50 Best Places to Travel in 2023 Reviews and Ratings: Love and London | Booking.com | The Infatuation | Timeout All the Hacks Luxury Upgrade Program London Recommendations: North London: Hampstead Sites: Hampstead Heath | Kenwood House South London: Brixton East London: Shoreditch Sites: Adrian Boswell: Shoreditch Broccoli Street Art Man | Columbia Road Flower Market | Broadway Market  Dine/Drink: Bao Noodle Shop | Attendant Coffee Roasters | Jolene | Nightjar | Campania & Jones Accommodations: Mama Shelter West London: Notting Hill Central London: Covent Garden | Marylebone | Soho | South Bank | Westminster | Chinatown | Bermondsey Sites: Neal’s Yard | Neal’s Yard Remedies | Seven Dials | Tower of London: The Ceremony of the Keys | London Eye | Sky Garden Dine/Drink: Compagnie des Vins Surnaturels (CVS Wine Bar) | The Barbary | The Barbary Next Door | Seven Dials Food Market | Opium | The Bermondsey Beer Mile | Maltby Street Market | Paradise | Freedom Afternoon Tea: Fortnum & Mason | Ting | One Aldwych  Accommodations: Henrietta Hotel | Shangri-La The Shard | Cheval Collection Residences Other Dining Recommendations: Dishoom | Pizza Pilgrims | Franco Manca | Padella Theater: Punchdrunk's The Burnt City | Agatha Christie’s The Mousetrap Navigation: Citymapper | Google Maps Transportation: Uber | Free Now | Tube | Bus (Including Night Busses) | Taxis & Minicabs Airport transportation from Heathrow: Elizabeth Line | Heathrow Express Chris's Recommendations Amazing London Airbnb  Free Now Airbnb's AirCover Guarantee  London Transport Museum Hamley's Natural History Museum Science Tea at The Ampersand Food/Drink: Dishoom | Borough Market | Ave Mario | Bancone | Opium | Mitre Lancaster Gate | Normah's | Seven Dials Food Market Map of Award Hotels in London London Award Hotel Articles: The Points Guy | One Mile at a Time | Upgraded Points All the Hacks Upgrade Program   Full Show Notes Due to the length of the resources shared above, the full list of topics and corresponding timestamps for this episode can be found at: https://allthehacks.com/london-travel-jessica-dante Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

#93: Today, I wanted to share a 2022 Holiday Gift Guide, with my favorite products, gifts and past purchases that might make good gift ideas this holiday season. Hope you enjoy! Written version of the 2022 Gift Guide: https://www.allthehacks.com/blog/2022-gift-guide/ Full show notes at: https://allthehacks.com/2022-holiday-gift-guide   Partner Deals For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Gift Guide Links Home & Food Breville Tea Maker Trade Coffee (Deal: up to $50 off) Coravin Plum Wine Dispenser Toto Washlet (C5 and C2) Aesop Soap Whiskey River Soap Candles Paprika App Ooni Pizza Oven Tech, Gear & Clothes Vuori (Deal: 20% off your first order) Blunt Umbrella Microphones (ATR2100X, Shure MV7 and Røde PSA1) M2 Macbook Air Uplift Desk Goodr Sunglasses (Deal: free shipping) Health & Fitness Oura Ring Eight Sleep Pod Cover (Deal: $200 off) Inside Tracker (Deal: 20% off) Why We Sleep Peloton (Deal: $100 in free accessories) Family & Kids Lovevery (Deal: $20 off your subscription) StoryWorth (Deal: $10 off your first purchase) DeleteMe (Deal: 20% off) 1Password Aura Photo Frame Nugget Escape Room Rankings Board Games Coup Ticket to Ride Pandemic Legacy: Season 1 Codenames Jaipur Splendor Bohnanza 7 Wonders Duel Wingspan Learning All the Hacks Masterclass (Deal: two memberships for the price of one) Die with Zero 2 Hour Cocktail Party Vagabonding CozyMeal Cooking Classes Death & Co Cocktail Books (My favorite = Cocktail Codex) Travel AirTags Stokke JetKids BedBox Babyzen Yoyo (Deal: $50 off) Away Luggage (Deal: $20 off) Dagne Dover Bags (Deal: $20 off) Necker Island w/ Points Saving Money CashBackMonitor Rakuten (Deal: $30 free after your first purchase) RetailMeNot Savendeals CardCash   Full Show Notes (4:59) Home & Food (9:26) Tech, Gear & Clothes (12:32) Health & Fitness (15:06) Family & Kids (21:47) Learning (24:17) Travel (27:41) Saving Money When You Shop  Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#92: Chris shares his list of the top year end optimizations to consider for your taxes, money, points and miles. That includes tax-loss harvesting, charitable deductions, retirement contributions and FSA/HSAs. It'll also cover taking advantage of all your annual credit card credits and perks. Full show notes at: https://allthehacks.com/year-end-money-taxes-points-2022   Partner Deals  Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Taxes/Investing Gelt: Tax planning service (skip the waitlist!) Gelt Tax Guide: Tax Concepts Worth Knowing During a Recession All the Hacks Newsletter: All About Investing Part 2 Donor-Advised Fund Definition Daffy: $25 to towards a charity of your choice Tax-Loss Harvesting Wash-Sale Rule Series I Savings Bonds Opportunity Zone Investing Wealthfront: $5,000 managed free Grail test: Detect Cancer Early Augusta Rule: Tax Rules for Renting out Your Home Points/Miles/Credits FlyerTalk: Example Forum Page for Southwest Credits The Platinum Card® from American Express Saks Credit Ideas: Aesop and Mack Weldon Underwear American Express® Gold Card Capital One Venture X Rewards Credit Card Hilton Honors American Express Aspire Card For other cards mentioned visit our Best Credit Cards Page   Full Show Notes (01:25) Should You Take the Standard Deduction or Should You Itemize? (03:59) Accelerating or Deferring Income (04:56) Charitable Donations (05:37) Donating Appreciated Assets (07:28) Donor-Advised Fund (08:39) Tax-Loss Harvesting and Common Index Fund Pairing (10:57) Selling Crypto at a Loss/Abandonment Loss (14:40) Opportunity Zone Investing (15:17) I-Savings Bonds (16:45) Stock Options/ISOs (17:37) Retirement Accounts (19:38) Contributing to a 529 Account (20:37) Use Up the Money in Your FSA Account (21:31) Max Out Your HSA Account (22:11) Energy Efficiency Upgrades (23:12) EV Tax Credit (23:27) Hired as a Business vs a W-2 Employee (24:52) Business Owner Tax Optimizations (30:19) HSA/FSAs and the Augusta Rule (32:31) California Municipal Bonds (32:54) End-of-the-Year Housekeeping: Points and Miles (34:05) Chasing Flight and Hotel Status (35:14) Taking Advantage of Benefits/Upgrades/Lounge Access Passes (35:39) Hotel, Credit Card, and Airline Credits (38:42) Credit Card: Travel Credits (39:18) Benefits Included with the American Express Hilton Aspire Card (40:47) San Francisco Event   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#91: Hedge fund manager and author, Bill Perkins, joins Chris to talk about what it actually means to die with zero. They discuss why you should focus on net fulfillment in each stage of life, what types of experiences to prioritize, banking memory dividends, questions to ask yourself in order to make the best choices about spending your money, solving for maximum fulfillment, and so much more. Bill Perkins (@billperkins) is a successful hedge fund manager and energy trader whose mission is to guide people to focus on living their richest lives now. His book is Die with Zero: Getting All You Can from Your Money and Your Life. Full show notes at: https://allthehacks.com/die-with-zero-bill-perkins   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science MasterClass: Learn from the world's best and buy one get one free Daffy: Learn more about charitable tax savings with a special offer Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks is a Signal Awards finalist: Vote Now Connect with Bill Perkins: Instagram | Website | Twitter Die With Zero: Getting All You Can from Your Money and Your Life Wealthfront Financial Utopia Number Calculate your biological age: Inside Tracker Full-body MRI Scan: Prenuvo Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence All the Hacks Newsletter Hacking Healthcare: Saving Money and Pushing Back All the Hacks Podcast #40: The Power of Regret, Motivation and Good Timing with Daniel Pink Bill Perkins’ Saint Barthélemy Recommendations Beaches: Flamands Beach | Grand Cul de Sac Beach | Gouverneur Beach | Saline Beach | Shell Beach Hotels: Eden Rock | Le Barthélemy Hotel & Spa Resturants: Nikki Beach | Shellona | Tamarin St. Barth Gustavia Shopping   Full Show Notes (00:00) Introduction to Bill Perkins (01:36) Target Audience of Bill’s Book (02:43) Defining Net Fulfillment (03:25) Common Misconceptions About Retirement and Spending (05:23) The Declining Utility of Money (09:28) Anti-Bucket List vs. Bucket List (11:59) Memory Dividend (18:38) Remembering Bucketing Experiences (20:11) Investing in Experiences Now (23:38) Ideal Timing for Experience Bucketing (26:12) Prioritizing Experiences for People in Their 20s and 30s (28:21) Avoiding the Hamster Wheel (33:14) Principles of Living an Optimized Life and the Five Whys (35:09) Career Upgrade Advice from Bill (38:55) Addressing Concerns About Future Finances (39:54) Aligning Efforts with Goals (42:07) Overcoming Fear of Failure (44:08) Reframing Mindset to Minimize Regrets (45:48) Embrace Bold Decisions (46:55) Valuing Time and Fulfillment (50:02) Navigating Spending: More or Less Money? (54:46) Estimating Savings Goals and Stopping Points (60:31) Present Actions for Future Benefits (1:00:52) The Coke/Pepsi Taste Testing Experiment (1:07:07) Exploring the FIRE Movement (1:12:09) Building a Model for Net Fulfillment (1:16:25) Overcoming Habits and Ego for Greater Opportunities (1:18:52) Regular Review and Adjustment of Net Worth Goal (1:22:20) Solving for Maximum Fulfillment (1:27:01) Extending Quality of Life Through Healthier Habits (1:30:39) Preventing Diseases Through Diagnostics (1:35:28) Bill Perkins’ Recommendations for Saint Barthélemy Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#90: Top podcast host, Lenny Rachitsky joins Chris to discuss work-related techniques for success. They talk about finding a job that aligns with your interests, ways to stand out and get noticed, nailing your interview, effectively negotiating your compensation, managing up, and strategies to getting promoted. Lenny Rachitsky (@lennysan), an engineer turned startup founder and former product manager at Airbnb is the creator of Lenny’s Newsletter and the wildly popular podcast, Lenny’s Podcast. Lenny is well-known as one of the top minds in the world when it comes to building product, driving growth, and helping people accelerate their careers. Full show notes at: https://allthehacks.com/work-lenny-rachitsky   Partner Deals  Daffy: Free $25 to give to the charity of your choice Pacaso: Free early access to listings and $2,500+ in closing credits Rocket Money: Easily cancel your unused subscriptions Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Lenny Rachitsky: Twitter | Website | Podcast | Newsletter | TikTok Lenny’s Job Board Lenny’s Newsletter The 10 Commandments of Salary Negotiation How to Get Promoted Product Management Career Ladders Saying No Medium: What Seven Years at Airbnb Taught Me About Building a Business Lenny’s Talent Collective Airbnb Alumni Investing Syndicate: AirAngels Focus App: Centered Loom “State of Me” Email Template “Sprint” Template Podcasts: All the Hacks #37: The Surprising Habits of Backable People with Suneel Gupta #72: Increasing Productivity, Procrastinating Less and Living a Happier, Healthier Life with Ali Abdaal #63: Deep Work, Digital Minimalism and Becoming So Good They Can’t Ignore You with Cal Newport #7: Managing Your Time to Get More Done with Laura Vanderkam Books: Backable: The Surprising Truth Behind What Makes People Take a Chance on You Make Time: How to Focus on What Matters Every Day Getting Things Done: The Art of Stress-Free Productivity Lenny and Chris’ California Recommendations Cavallo Point Lodge Andy Goldsworthy's Wood Line  Fairfax Mount Tam Mountain Biking Fish Mill Valley Lumberyard Flour Craft Bakery   Full Show Notes (00:00) Introduction to Lenny Rachitsky (01:37) Applicability of Content Beyond Product Management (04:18) Lenny’s Job Board (07:07) “Spotlight” Feature: Reverse Job Search (07:42) Identifying Interests: Four Key Points (15:53) Finding Value in Diverse Experiences (17:43) Strategies to Stand Out and Get Noticed (24:42) Nailing the Interview: Expert Advice (27:28) Salary and Compensation Negotiation Insights (33:28) Optimizing Goals When Working for a Company (34:43) Making an Impact: Finding Your Way (35:48) Effective Promotion Strategies (42:10) The Art of Saying “No”: Balance and Value (48:24) Maximizing Impact Through Effective Output (52:11) Knowing When It’s Time to Move On (55:14) Structuring Free Time: Tips and Techniques (56:53) Experimentation in Creation (1:00:19) Chris' Next Steps (1:00:52) Managing Up: Keeping Your Manager Informed (1:02:56) Lenny and Chris’ Recommendations for California (1:05:21) Where to Connect with Lenny Rachitsky Online Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#89: Award travel pro Tiffany Funk joins Chris to talk about booking flights with miles, the advantages of having travel flexibility, the ins and outs of transferring points, ways to put your points and miles to good use, and the best sites/tools for booking award travel. Tiffany Funk (@tebfunk) is the co-founder and president of point.me, a one-stop tool for maximizing points and miles. She's also the Executive Director for the premium travel site One Mile at a Time. Having visited over 80 countries and written more than 300 travel blog posts, Tiffany ​​is one of the world’s top experts on airline award travel and loves sharing her passion with travelers on frequent flyer programs, earning and redeeming miles, and maximizing points. Full show notes at: https://allthehacks.com/award-travel-tiffany-funk   Partner Deals  Inside Tracker: $200 + 34% off personalized wellness & nutrition plans backed by science Daffy: Free $25 to give to the charity of your choice DeleteMe: 20% off removing your personal info from the web Vuori: 20% off the most comfortable performance apparel I've ever worn Point.me: First month for $1 with code HACKS For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Tiffany Funk: Twitter | Website | LinkedIn One Mile at a time point.me (first month for $1 with code HACKS) Expert Flyer FlightsFrom Google Flights Loyalty Programs Aeroplan American Advantage Flying Blue United MileagePlus   Full Show Notes (00:00) Introduction to Tiffany Funk (01:31) Award Flights vs. Cash Back Redemption (03:47) Guideline for Redeeming Points via Loyalty Programs vs. Credit Card Portals (05:44) Determining Best Point Value (09:12) Tips for Multiplying Tickets with Points (15:18) Starting Point for Transferring Points (20:46) Flexibility and Advantages of Flexible Points (25:01) Optimal Timing for Booking a Trip (26:55) Maximizing Flexibility for Points Usage (27:58) Unique Benefits of Using Miles Over Money (29:19) Advantages of Flexibility in Destinations and Dates (33:30) Remarkable Trips with Enhanced Availability Using Points (39:06) Using Points for Airlines vs. Hotels (43:32) Tech's Impact on Points Usage and Future Expectations (45:33) The Success Behind point.me (51:09) Exploring point.me Functionality (53:46) Saving on Initial point.me Membership (55:04) Chris' Airline Search Tips (56:08) Listener Suggestion: FlightsFrom.com (58:12) Tiffany's Recommended Reward Travel Tools (59:47) Understanding Married Segment Itineraries (1:01:35) Estimating Trip Costs (1:03:30) Strategies to Reach Mileage Goals (1:06:26) Overcoming Points Combination Challenges (1:11:59) Tiffany's Preferred Point Use (1:13:11) Teaching Reward Booking Skills with point.me (1:15:27) Tiffany’s Travel Recommendations Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#88: Tad Fallows joins Chris on this bonus episode to discuss teaching children about money and investing, allowances, college savings, and strategies you can use for investing in your children. Tad also shares his favorite real estate tax hack recommendations for Dallas, Texas and his favorite finance podcasts. Tad Fallows (@LongAngleHNW) is co-founder of Long Angle, a private digital community of highly successful young entrepreneurs and executives. He also cofounded iLab Solutions LLC, a global leader in cloud-based laboratory management software, which Agilent Technologies acquired in 2016. Full show notes at: https://allthehacks.com/bonus-tad-fallows   Partner Deals  For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Tad Fallows: Twitter | Website | LinkedIn | Email Resources Mentioned M is for Money Mr. Money Mustache Reddit fatFIRE Podcasts Odd Lots Podcast Money For The Rest of Us Business of Family Tad Fallows’ Dallas Recommendations Katy Trail Ice House Dallas Symphony Orchestra   Full Show Notes (00:00) Introduction to Tad Fallows (03:38) Fostering Financial Knowledge and Values in Children (07:09) Empowering Children with Brokerage Accounts for Stocks (08:39) Teaching Money Value and Charitable Giving through Allowances (09:04) Instilling Financial Responsibility and Natural Consequences (10:17) College Savings: 529s vs. Flexible Options (13:00) Tax Strategy: Real Estate Professional Status (14:07) Staying Current on Investments and Finances: Tad's Resources (15:47) Tad's Recommendations for Dallas Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#87: Tad Fallows, co-Founder of Long Angle, joins Chris to discuss the misconceptions of how high net worth investors spend and manage their money, whether they hire wealth managers and tax accountants, and how they might invest differently than conventional financial advice. They also do a deep dive on alternative assets and share their favorite house-buying hacks. Tad Fallows (@LongAngleHNW) is co-founder of Long Angle, a private online community of highly successful young entrepreneurs and executives. He also cofounded iLab Solutions LLC, a global leader in cloud-based laboratory management software, which Agilent Technologies acquired in 2016. Full show notes at: https://allthehacks.com/long-angle-tad-fallows Partner Deals  Rocket Money: Easily cancel your unused subscriptions Fabric: Affordable term life insurance for you and your family Masterworks: Up to $200 in free shares + VIP access to skip the waitlist For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Tad Fallows: Twitter | LinkedIn | Email Long Angle Website 2022 Portfolio Allocation Benchmarking Study fatFIRE subreddit   Full Show Notes (00:00) Introduction to Tad Fallows (01:49) Dispelling High-Net-Worth Money Myths (03:01) Origins of Long Angle: A Global Investor Community (05:21) Insights Gained from Conversations with Long Angle Members (08:46) Current and Future Offerings of the Long Angle Group (11:03) Selecting Wealth Managers and Tax Accountants (15:50) Significance of Benchmarking Surveys (18:37) Homeownership Trends Among Long Angle Members (20:45) Benefits of Renting as a Viable Option (22:39) Economic Environment's Role in Investment Decisions (27:24) Strategic House Buying: Long-Time Listings and Rebates (35:39) Unique Cash Allocation and Rich Investor Strategies (41:29) Equities Investment Approaches in Long Angle Communities (44:34) Characteristics of Alternative Investments (46:16) Liquidity Dynamics in Alternative Investments (50:25) Diverse Classes of Alternative Investments (63:13) Evaluating and Accessing Alternative Investments (1:08:08) Criteria for Selecting an Investment Platform (1:16:53) Exploring Further into Long Angle Community   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#86: Host Chris Hutchins delves into the topic of vacation homes in today’s solo episode. He explores the pros and cons of vacation home options, including home rentals and exchanges, fractional ownerships, vacation real estate investment funds, and timeshares. Chris also discusses his family’s experience owning timeshare properties, shares special offers for All the Hacks listeners, and more. Full show notes at: https://allthehacks.com/vacation-homes   Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Inside Tracker: 20% off personalized wellness & nutrition plans backed by science DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Higher-End Vacation Home Rental sites AvantStay Wander (email [email protected] and mention All the Hacks to get $250 off) Haven In Villas of Distinction Vacation Home Rental sites Airbnb Vrbo Cabo Villas Home Exchange Home Exchange Love Home Swap People Like Us Third Home Couchsurfing My Place Fractional Ownership Pacaso My 5 Homes Private Residence Clubs The Orchard Timbers Resorts Vacation Real Estate Investment Funds Equity Residences Destination Clubs Inspirato Inspirato Pass Blog: Luxury Pass Reviews Exclusive Resorts Destination Club Comparison List: Sherpa Report Timeshares Rent or Buy Secondhand Red Week Tug2 Koala Day Passes to Resorts: Resort Pass Rent Private Pools: Swimply (- $25 off)   Full Show Notes (00:00) Introduction to Vacation Home Episode (04:33) Discovering No-Upfront-Cost Vacation Home Rentals (06:41) Exploring Home Exchange Options (12:42) Types of Vacation Property Programs: Equity and Non-Equity (16:08) Unpacking Fractional Ownership (21:00) Insights into Vacation Investment Real Estate Funds (23:42) Understanding Destination Clubs (32:15) Delving into Timeshares (36:23) Answering Timeshare Exchange Queries (37:35) Downsides of Purchasing Existing Timeshares (39:39) Chris’ Perspective on Timeshares (40:58) Short Getaways: Recommendations for a Day or Few Hours   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#85: Tiago Forte joins Chris to talk about his proven method to build a "Second Brain" to organize your digital life. They discuss the best tools to use to collect and store information, why it's important to become more of a maker than a consumer, why the most common way people categorize information might not be the best and a lot more. Tiago Forte (@fortelabs) is one of the world's foremost experts on productivity. His cohort-based courses teach people around the world how timeless principles and the latest technology can revolutionize their productivity, creativity, and personal effectiveness. Tiago’s book is Building a Second Brain: A Proven Method to Organize Your Digital Life and Unlock Your Creative Potential Full show notes at: https://allthehacks.com/second-brain-tiago-forte   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Fabric: Affordable term life insurance for you and your family Daffy: Donate for a chance to increase your contribution by $100 - $10,000 For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Tiago Forte: Website | Instagram | Twitter Tiago Forte’s Book Building a Second Brain: A Proven Method to Organize Your Digital Life and Unlock Your Creative Potential Resources Mentioned Your Resource Guide to Building a Second Brain Second Brain Case Study: Sleep Training an Infant Evernote Mobile App Readwise Zapier Notion  Twlets Otter.ai  Airr Miro Procreate Command E Apple Files Things Art of Accomplishment AssemblyAI Free Shipt Membership with Visa Cards Getting Things Done: The Art of Stress-Free Productivity Wayfinding: The Science and Mystery of How Humans Navigate the World Dream Studio Course   Full Show Notes (00:00) Introduction to Tiago Forte (01:49) Inception of the Journey (02:43) Three-Part Progression in Building the Second Brain (05:04) Shifting Focus to Creation and Efficient Tech Use (09:14) Exploring the Four Steps of CODE (10:47) Capture: Retaining the Most Insightful Content (17:00) Tools for Effective Capture (26:09) Search Tools for Comprehensive Retrieval (28:39) Balancing Business and Personal Life Organizational Modes (30:23) Optimal Information Organization (33:33) Unpacking PARA Method: Projects, Areas, Resources, Archives (37:32) Initiating PARA Method Implementation (38:23) Streamlining Email Inbox Organization (45:32) Deciding What to Offload or Keep (47:34) Action vs. Rote Memorization (49:04) Primary Use Cases for Your First Brain (52:36) Tiago’s Acknowledgment Technique (55:18) AI’s Role in the Second Brain (57:36) Tiago’s Mexico City Travel Recommendation   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#84: Travel writer and author, Rolf Potts joins Chris to discuss time wealth, why that's such a vital topic in life and what anyone can take from the concept to travel more richly. They also talk about how to adapt to the changes in travel technology and still have amazing adventures, why Rolf once traveled for six weeks without luggage and what you can learn from that experiment, how leaving your phone behind or getting lost might create richer experiences, and why he thinks that as you get older, you can still have richer and fulfilling travels. Rolf Potts (@rolfpotts) is an esteemed travel writer, teacher, and author. He’s reported from more than 60 countries across six continents for publications like National Geographic Traveler, the New York Times Magazine, Sports Illustrated, National Public Radio, and the Travel Channel. His most recent book is The Vagabond's Way: 366 Meditations on Wanderlust, Discovery, and the Art of Travel Full show notes at: https://allthehacks.com/vagabonding-rolf-potts   Partner Deals  Masterworks: See my art portfolio and get VIP access to skip the waitlist Inside Tracker: 20% off personalized wellness & nutrition plans backed by science For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Rolf Potts: Website | Instagram | Twitter Books Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel The Vagabond's Way: 366 Meditations on Wanderlust, Discovery, and the Art of Travel Paris Writing Workshops No Baggage Challenge Blundstone AirTreks Podcast: Deviate 131: Kevin Kelly on travel Resources Mentioned  The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New Rich Die With Zero: Getting All You Can from Your Money and Your Life Use this TikToker’s viral travel tip to find the best places to stay   Full Show Notes (00:27) The Book That Sparked an Eight-Month Backpacking Trip (02:14) Dispelling Common Travel Misconceptions (05:04) Embracing World Travel and Your Dreams (06:03) Travel Safety: Mindset and Navigating "Clickbait" (07:40) Hacks for Hotel Expenses and Flexible Itineraries (11:03) Slowing Down for Travel Pleasures (12:45) Investing in Time Wealth for Fulfilling Travel (16:27) Pitfalls of Arbitrary Net Worth Goals (19:43) Active Integration of Money, Income, and Interests (20:51) Discovering Your True Desires (26:26) Core Life Themes from Travel (29:19) Immersive Strategies in New Places (34:08) Attitudes and Rituals Cultivated from Travel (35:44) Immersive Cultural Experiences at Home (37:37) Unique Family Travel Experiences (39:18) Tips for Families Traveling with Children (41:20) Slow Travel: More by Doing Less (42:24) Authentic Immersion via Home Swaps (47:24) Crafting Unforgettable Moments (48:02) Tackling and Checking Off Your Bucket List (50:26) Unique Encounters Beyond Long Journeys (54:01) Lessons from Baggage-Free Travel (57:09) Rolf Potts’ Essential Travel Items (58:13) Disconnecting from Technology While Traveling (1:02:57) Budget-Saving Travel Hacks (1:06:00) Experiencing Cities Through Flâneuring (1:08:22) Where to Connect with Rolf Potts Online   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#83: Host Chris Hutchins tackles questions about fighting jet lag, his favorite podcasts, cancel-for-any-reason travel insurance, virtual assistants, food planning, virtual credit card numbers and much more. This episode is packed with many of the incredible insights that Chris has earned from his years optimizing his life! Full show notes at: https://allthehacks.com/listener-questions-6   Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn DeleteMe: 20% off removing your personal info from the web Rocket Money: Easily cancel your unused subscriptions For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Timeshifter App Appointment Scanner Password Managers: 1Password, KeepassXC Taking Notes on Podcasts Family Operating System: Trustworthy Local Experiences: WithLocals, Peek, Airbnb Experiences Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Virtual Credit Cards: Privacy.com, CapitalOne Eno Extension Paprika App Nick Gray’s Virtual Assistant Twitter Thread and Blog Post Favorite Podcasts The All-In Podcast Animal Spirits My First Million SmartLess The Daily PBS NewsHour Macro Voices The Tim Ferriss Show Rich Roll How to Take Over the World I Will Teach You To Be Rich The Colin and Samir Show   Full Show Notes (05:00) Q: Bora Bora or Seychelles for Exotic Vacation? (09:20) Q: Hotel Strategies for Families of 5 (or more!) (10:46) Q: Hacks for Booking a Cruise? (11:49) Q: Overcoming Language Barriers in Travel? (14:58) Q: Is Travel Insurance a Smart Purchase? (21:18) Q: Jet Lag Tips and Combatting Strategies (23:58) Q: Are Guided Group Tours Worthwhile? (26:19) A Really Good Airplane WiFi Hack! (27:51) Q: Streamlining Global Entry Appointments (30:03) Using Virtual Credit Cards for Online Purchases (31:51) Q: Setting Up Trustworthy Account for Family Use (35:03) Q: Best Non-Cloud Password Manager? (39:09) Q: Chris’ Preferred Podcasts (44:42) How to Efficiently Take Podcast Notes (47:00) Creating Your Own Peloton and Later Purchase (48:50) Hacking the Family Kitchen for Food Planning (53:05) Q: Chris' Experience with Virtual Assistants (54:20) Updates on Credit Card Cell Phone Insurance (58:00) Knowing When Optimization Goes Too Far   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#82: Real estate investor and author, Brandon Turner, joins Chris to discuss how he's managed to be successful and still prioritize friends, family, and quality of life. They talk about working with a performance coach, hacking self-discipline, goal-setting, ways to make money matter through business and Brandon's top Maui recommendations. Brandon Turner (@BeardyBrandon) is a podcaster, author and real estate investor with a portfolio of >7,000 properties. Having hosted the BiggerPockets podcast with over 100 million downloads, Brandon is widely recognized as one of the foremost experts on real estate investing. He is also the best-selling author of several books and the founder and of Open Door Capital. Full show notes at: https://allthehacks.com/performance-brandon-turner   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science Fabric: Affordable term life insurance for you and your family DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Brandon Turner: Website | Newsletter | Twitter Brandon Turner’s Resources Books The Book on Investing In Real Estate with No (and Low) Money Down: Real Life Strategies for Investing in Real Estate Using Other People's Money The Book on Rental Property Investing: How to Create Wealth With Intelligent Buy and Hold Real Estate Investing The Intention Journal: The powerful, research-backed planner for achieving your big investing goals in just ninety days eBooks: How the Rich Pay No Income Tax | How to Invest $100,000 in Real Estate Open Door Capital Bigger Pockets The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months Traction: Get a Grip on Your Business The ONE Thing: The Surprisingly Simple Truth About Extraordinary Results From Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of Life Performance Coaching Jason Drees Tony Robbins  Strategic Coach Below The Line Podcast Loom: Async Video Messaging for Work  All the Hacks Podcast Episodes Finding Happiness, Success and Deep Purpose with Arthur Brooks Brandon’s Maui Recommendations Monkeypod Kitchen Maui Brewing Company Moku Roots Tin Roof Maui Black Rock | Maui Cliff Diving Lava fields Wailea Big Beach | Little Beach Road to Hana   Full Show Notes (01:17) Adjusting Your Mindset for Your Ideal Life (3:05) Enhancing Relationships: Scheduling a Goal-Setting Retreat with Your Spouse (4:57) Achieving Success in Relationships, Fitness, and Business Through Specific Goals (8:19) Hacking Self-Discipline for Peak Productivity (16:44) Role of a Performance Coach and Its Benefits (19:00) Locating a Performance Coach (21:34) Brandon's "Starbucks" Strategy (23:58) Balancing Ambitious Business Goals and Quality Family Time (27:15) Strategies for Work-Life Balance by Chris (30:24) Dropping the "Right" Balls and Setting Boundaries (36:46) Brandon's Approach to Reading and Text Message Newsletter Information (38:11) Reading Books as if Teaching (39:35) Emphasizing Philanthropy: Money's Impact in Brandon's Life (41:56) Philanthropy: Infusing Purpose into Business (43:33) Brandon's Recommendations for Maui (46:56) Connecting with Brandon Turner Online   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#81: Professional decision-maker, Annie Duke, joins Chris to talk about making better decisions. They discuss why learning the difference between luck and the quality of decisions is so important and how that can improve your life and your career, ways to improve your quitting skills, and what forces work against good quitting behavior. They also cover why so many people struggle with the decision to walk away, how to use kill criteria to determine when to quit a project, a job, or some other endeavor, and a lot more. Annie Duke (@AnnieDuke) is a best-selling author and professional decision strategist. Her 2018 bestseller, Thinking in Bets, has helped countless people make better decisions, and her latest book is Quit: The Power of Knowing When to Walk Away. Full show notes at: https://allthehacks.com/decision-making-annie-duke   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off Pacaso: Free early access to listings and $2,500+ in closing credits For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Annie Duke: Website | Twitter Annie Duke’s Resources: Books: Quit: The Power of Knowing When to Walk Away Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts How to Decide: Simple Tools for Making Better Choices All the Hacks Podcast: FOMO, FOBO and How To Make Great Decisions with Patrick McGinnis Resources Mentioned:  Superforecasting: The Art and Science of Prediction Into Thin Air: A Personal Account of the Mt. Everest Disaster Grit: The Power of Passion and Perseverance Astro Teller on Moonshots for Alphabet's X (Monkeys and pedestals 25:08) Knowns vs Unknowns — Are you building a successful company or just typing?   Full Show Notes (1:20) Luck vs. Decision Quality: Learning the Difference (5:44) Improving Hiring Decisions and Positive Outcomes (9:11) Understanding and Calculating Base Rate (13:29) Enhancing Decision Information with Independent Viewpoints (21:08) Encouraging Honest Opinions and Feedback (28:00) Shifting Mindset from Sunk Cost Fallacy (30:12) Advanced Planning, Kill Criteria, Stop-Loss Orders (32:02) Example of Kill Criteria (33:24) Finding a Qualified Quitting Coach (41:49) Viewing Life as Bets and Making Things Explicit (47:35) Side-Effects of Explicit Decision-Making (51:41) Handling Emotional Angst in Decisions (54:41) Menu Decision Strategy (58:31) The Challenge of Quitting Decisions (1:04:55) Astro Teller's Mental Model: Monkeys and Pedestals (1:07:01) Identifying Known Unknowns (1:07:57) Connect with Annie Duke Online Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#80: Real estate investor and author, Brandon Turner, joins Chris to discuss investing in real estate. They discuss who should invest, how people can get started, real estate tax strategies, house hacking, the four wealth generators of real estate and much more. Brandon Turner (@BeardyBrandon) is a podcaster, author and real estate investor with a portfolio of >7,000 properties. Having hosted the BiggerPockets podcast with over 100 million downloads, Brandon is widely recognized as one of the foremost experts on real estate investing. He is also the best-selling author of several books and the founder and of Open Door Capital. Full show notes at: https://allthehacks.com/real-estate-brandon-turner   Partner Deals  Inside Tracker: 20% off personalized wellness & nutrition plans backed by science DeleteMe: 20% off removing your personal info from the web Pacaso: Free early access to listings and $2,500+ in closing credits For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Brandon Turner: Website | Newsletter | Twitter Brandon Turner’s Resources: Books Bigger Pockets Article: House Hacking: A Beginners Guide to Hack Your Housing and Live for Free All the Hacks Podcast: Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick Hicks and Mani Mahadevan Resources Mentioned:  Credits Cards: American Express® Business Gold Card For other cards mentioned visit our Best Credit Cards Page The Everything Guide to House Hacking: Your Step-by-Step Guide Investment Calculator Fundrise Pacaso Events Bigger Pockets Events Meetup   Full Show Notes (2:01) Brandon's Points Story (3:02) 100% Occupying Brandon's Head Space (3:54) Real Estate Investment for Everyone? (5:35) Ways to Enter the Real Estate Market (10:37) Remote Real Estate Investment (11:50) Four Wealth Generators of Real Estate (15:30) Tax Strategies for Real Estate (19:47) Real Estate vs. Stock Market Investment (23:27) Real Estate Investment Trusts (REITs) (24:13) Investing with Open Door Capital (27:31) Immediate Property Value Enhancement (28:47) Flipping Properties (31:02) Current Market's Impact on Real Estate (33:12) Interest Rates and Landlords (34:13) Adjustable Rate Mortgages Consideration (36:15) Investing in Syndicates (38:56) Hiring Property Managers (40:52) Property Managers and Au Pair Hiring (42:07) Applying Strategies Across Life (44:48) Owning vs. Renting (45:18) Brandon's Take on Vacation Homes and Timeshares (48:31) Learning Real Estate Nuances (50:26) Resources for Deeper Real Estate Understanding Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#79: Entrepreneur and author, Andrew Warner, joins Chris to talk about ways to become a better, more exciting conversationalist. They discuss why this is a skill everyone should master and learn what most people get wrong about how they ask questions. Andrew shares ways to improve the kinds of questions you ask and how to build rapport with people you have just met. Andrew Warner(@AndrewWarner) is an entrepreneur and host of the hit startup podcast, where, 2,000+ episodes, he uncovers the secrets of the world’s best founders. After building two startups of his own, he started Mixergy, a place where successful people teach ambitious upstarts through interviews, courses, masterclasses, and events. His book is Stop Asking Questions: How to Lead High-Impact Interviews and Learn Anything from Anyone. Full show notes at: https://allthehacks.com/interviews-andrew-warner   Partner Deals  Vuori: 20% off the most comfortable performance apparel I've ever worn MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Andrew Warner: Website | Twitter Andrew Warner’s Resources: Book: Stop Asking Questions: How to Lead High-Impact Interviews and Learn Anything from Anyone Podcast: Startup Stories - Mixergy Podcast Episodes Mentioned: All the Hacks Podcast: Cybersecurity and Protecting Yourself from Scammers, Phishers, and Identity Thieves with Adam Levin Hosting Cocktail Parties, Building Relationships, Museum Hacks and Friends Newsletters with Nick Gray Building The Tim Ferriss Show to 700+ Million Downloads Startup Stories - Mixergy: Jason Fried on valuations, Basecamp, and why he’s no longer poking the world in the eye How Chess.com scaled a massive community I Failed How Netflix founder finds inspiring ideas Resources Mentioned:  How to Win Friends & Influence People Wingman Libby App Library Extension   Full Show Notes (1:38) Becoming a Better Conversationalist: Utilizing "Magical Phrases" Instead of Questioning (3:25) Andrew's Motivation Behind Writing His Book (4:02) Mastering Confidence Projection and Steering Conversations in Job Interviews (5:50) Self-Reflection Guidelines for Preparing Conversations (7:52) Effective Strategies for Engaging Unfamiliar Individuals in Conversation (10:02) Conversation Techniques, and the Call to Join the Resistance (13:30) Techniques for Encouraging Reserved Individuals to Embrace Openness (18:08) Illustrative Instances of Positive and Tangible Outcomes (19:36) Application of Conversational Strategies Beyond Professional Settings (20:43) Transitioning into a More Inquisitive Learner from an Overconfident Expert (24:11) Shifting Conversations to Discover Shared Areas of Interest (26:53) Enhancing Conversational Proficiency through the Examination of Transcripts (Including Consent for Recording) (33:40) Improving Conversational Skills by Practicing with Less Concerned Individuals (38:22) The Value of Vulnerability in Conversations (39:37) Gaining Consent for Posing Uncomfortable Inquiries (43:54) Navigating Post-Relationship Building Follow-Ups (47:53) Andrew's Insights into Fostering Listener Engagement (52:33) Embracing the Positive Aspects of Receiving a "No" (54:03) Ways to Contribute to All The Hacks (55:23) Andrew's Constructive Feedback for Chris (57:40) Locating Andrew Warner Online (58:00) Library App Resources   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#78: In this episode, Chris breaks down the specific actions you can take to protect yourself and your family online. That includes protecting your devices, credit, financial accounts, logins and more. Additionally he covers finding and removing all your personal data from the web. It also includes a brief conversation with Rob Shavell (@robshavell) from DeleteMe about why it's so hard to find and remove your personal info from the internet. Full Show Notes: https://www.allthehacks.com/security-action-list   Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Protecting Your Devices Enable FileVault on Mac Device Encryption on Windows VeraCrypt Create a disk image using Disk Utility on Mac Cryptomator Boxcryptor CloudFlare’s 1.1.1.1 and Warp ExpressVPN iCloud Private Relay Logins 1Password Gmail Task Specific Emails (with +) YubiKey 5C NFC Security Key OTP Auth App Authy App Google’s Advanced Protection Program have i been pwned? Credit + Financial Accounts Free Annual Credit Reports Experian’s Free Credit Monitoring CreditKarma Freeze Your Credit: Experian | Transunion | Equifax | Chex | Innovis Opt Out Prescreen Removing Personal Info DeleteMe - Automate Removing Your Personal Data GitHub Data Broker Opt-Out List Remove Outdated Content Tools: Google | Bing Blur Home on Google/Apple/Bing Maps Remove Marketing Data: Axciom | LexisNexis Google New Options for Removing PII Stop unsolicited mail with DMAchoice DoNotCall Registry Full Show Notes (1:23) Protecting Your Devices (5:30) Securing Your Logins and Passwords (15:58) Locking Down Your Credit and Financial Accounts (21:01) Removing Your Personal Data Online (25:18) Interview with Rob Shavell from DeleteMe (39:54) Protecting Your Home and Home Address Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#77: Cybersecurity expert, Adam Levin, joins Chris to discuss all things cybersecurity, privacy, identity theft, and fraud. They cover how to avoid becoming a victim of online scams, ways to ​​effectively monitor your credit, managing the damages of identity incidents and methods to protect your personal information online.  Adam Levin (@Adam_K_Levin) is a consumer affairs advocate and cofounder of Credit.com and CyberScout. His mission is to educate consumers, businesses, law enforcement officials and lawmakers about consumer privacy, identity management, and protection. Adam’s weekly cybersecurity podcast is What The Hack and his critically acclaimed book is Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves. Full show notes at: https://allthehacks.com/cybersecurity-adam-levin   Partner Deals  DeleteMe: 20% off removing your personal info from the web Daffy: Free $25 to give to the charity of your choice Inside Tracker: 20% off personalized wellness & nutrition plans backed by science For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Adam Levin: Website | Twitter Adam Levin’s Resources:: Book: Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves Podcast: What The Hack With Adam Levin Episodes Mentioned: Episode 20: Axton Goes Looking For Her Identity Thief Episode 2: Christen’s Enemy with Benefits Episode 11: Mary Snags a Catfish Resources Mentioned:  Have I Been Pwned Annual Credit Report.com Credit Karma Consumer Federation of America Aura Lifelock Experian ProtectMyID Identity Theft Resource Center Consumer Financial Protection Bureau Reputation Defender Abine/DeleteMe Google Authenticator Authy 1Password Yubico    Full Show Notes (1:28) Protecting Yourself Online: Secure Passwords and Private Phone Numbers (3:27) Safeguarding Against SIM Swapping: Fundamental Basics (6:23) Setting Up Security Questions Like a Superhero (7:29) Securing Your Credit Identity (9:19) The Three M’s: Minimize, Monitor, Manage (9:50) Effective Credit Activity Monitoring Approaches (14:04) Paying for Credit Monitoring and Reporting Services: Is It Worth It? (14:58) Managing the Fallout from Identity Incidents (15:34) Assessing the Need for Expert Assistance (17:26) Resources for Credit Monitoring Services (20:12) Stolen SSN: Understanding Your Liability (23:11) The Range of Identity Theft and the Blame Game Evolution (26:28) Preventing Criminal Identity Theft: Available Avoidance Services (28:20) Evading Online Scams: Practical Strategies (31:25) Additional Advice on Online Security, Financial Identity Protection, and Scam Avoidance (41:19) Minimizing Risk in a "Surveillance Economy" (49:21) Chris's Strategies for Personal and Financial Identity Protection (50:52) Hardware Security Keys vs. Google Authenticator and Other Apps (52:08) Safely Storing Passwords and Removing Personal Information Online (53:39) Google Voice as Secondary Number and Scam Protection (55:44) The Necessity of VPNs (57:32) Limiting or Disabling Location Services for Self-Protection (59:24) Regular Auditing of Authorizations from External Accounts (1:02:21) Adam's Reassurance for Security Breach Concerns (1:08:46) Finding Adam Levin Online   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#76: Host Chris Hutchins tackles questions all about credit cards, points and miles. From his favorite credit cards (and two card combos) to racking up points on a small budget, preventing points from expiring, redeeming points, tools and services to manage your points, and what happens to your points when you die.  Full show notes at: https://allthehacks.com/listener-questions-5   Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Newsletter: Sign up Favorite Cards Note: not all cards are allowed to be mentioned here, so for a full list, visit our Best Credit Cards Page Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card Capital One Savor Cash Rewards Credit Card Citi Premier® Card  Citi® Double Cash Card  American Express® Gold Card American Express® Green Card  Bilt Mastercard®  Top Welcome Offers & Bonuses Citi Premier® Card Capital One Venture Rewards Credit Card Capital One Venture X Rewards Credit Card American Express® Gold Card The Platinum Card® from American Express Hilton Honors American Express Card Hilton Honors American Express Surpass® Card Other Cards Mentioned Blue Cash Preferred® Card from American Express  Top Business Card Welcome Bonuses Capital One® Spark® Miles for Business Capital One® Spark® Cash Plus For other cards mentioned visit our Best Credit Cards Page Resources Straight to the Points Newsletter All the Hacks Transfer Partner List Upgraded Points: When do airlines release award seats? AwardWallet TPG App Point.me (Promo Code: HACKS) ExpertFlyer AwardNexus AwardLogic KVS Tool   Full Show Notes (2:45) Best Credit Cards (6:39) Citi and CapitalOne (9:18) Amex (10:23) Accruing Points in One Place (11:25) Best Signup Bonuses (16:55) Best Card for Visiting Kid in College (18:29) Cards for Big Upcoming Expenses (21:08) Best Family Card (21:43) Best Business Cards (23:41) Using Authorized Users to Build Credit (25:21) Meeting Minimum Spend Requirements (28:13) Earning Miles on Foreign Carriers (29:05) How to Earn Many Points (31:52) Points Expiry (36:56) Points After Death (40:14) Utilizing Points for a Large Group (42:55) Best Transfer Partners (44:01) Points Tool Stack (47:54) Booking in Advance for Best Deals (51:32) Latest Deals Connect with Chris Hutchins Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#75: Financial Samurai and bestselling author, Sam Dogen, joins Chris to discuss ways to maximize wealth-building and live life on your own terms. They cover Sam’s 70/30 rule for decision making, how Sam engineered his own layoff and the principles you can use to do it yourself, how real estate can be a significant source of passive income, and why we should all consider having our own online real estate, small business, or side hustle. Sam Dogen (@financialsamura) engineered his own layoff after working for 13 years in corporate america and created Financial Samarai, one of the largest independently-owned personal finance sites in the world. His Wall Street Journal bestselling book is Buy This, Not That: How to Spend Your Way to Wealth and Freedom. Full show notes at: https://allthehacks.com/financial-samurai-sam-dogen   Partner Deals  Pacaso: Free early access to listings and $2,500+ in closing credits For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned Connect with Sam Dogen: Financial Samurai | Twitter Sam Dogen’s Books: Buy This, Not That: How to Spend Your Way to Wealth and Freedom How To Engineer Your Layoff Resources Mentioned:  Pacaso Thinking in Bets: Making Smarter Decisions When You Don't Have All the Facts Podcasts Mentioned: All the Hacks #19: Becoming a Better Investor with Andy Rachleff Travel Recommendations: Malaysia Kuala Lumpur National Palace Batu Caves Pulaus Penang Redang Island The Taaras Beach & Spa Resort Angkor Wat, Cambodia Southeast Asia Majorca, Spain Amsterdam   Full Show Notes (1:43) The Point of Financial Optimizations: Why Money Isn't the End Goal (3:30) Engineering a Layoff and Choosing an Alternate Career Path (5:53) Negotiating Severance Pay and Differentiating Between the WARN Act and Severance (12:36) Sam Shares the Core Principle He’s Held Since Middle School (14:19) Thinking in Probabilities and Not Absolutes: Sam’s 70/30 Rule (20:15) Earning Passive Income with Real Estate in Your Portfolio (26:59) Choosing an Adjustable-Rate Mortgage for Sensible Reasons (33:04) Strategies for Successful Vacation Property Purchases and Lessons in Income Forecasting (36:34) Establishing Your Presence Online in Real Estate (38:27) Venture Capital Demystified: Understanding VC and How It Works (45:12) Personal, Financial, and Tax Benefits of Running a Business (48:24) Selecting a Retirement Plan and Health Insurance as a Business Owner (52:21) Navigating Finances When Including a Partner in Your Business (54:33) Reasons for Residing in High-Income Tax Areas (57:58) Sam's Travel Recommendations (59:35) Exploring Malaysia: What to See and Do (1:01:13) Chris's ATM Misadventure During His Backpacking Trip in Malaysia (1:02:48) Contributing to Your Child’s 529 College Savings Plan (1:05:05) Choosing Between Public and Private Education Routes (1:07:43) Where to Find Sam Dogen Online   Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices