Earn Your Leisure

Financial experts explain why selling your stocks or home is a rookie mistake. Learn how to use debt to grow your empire instead of shrinking it. See omnystudio.com/listener for privacy information.

TIAA CEO Thasunda Brown Duckett reveals the raw truth about what it actually takes to lead a $1.2 trillion company. Hint: It’s more than just hard work. See omnystudio.com/listener for privacy information.

The hard truth about the grocery bill: processed poison is costing you more in the long run than organic fuel. It’s time to re-evaluate your health as your greatest asset. See omnystudio.com/listener for privacy information.

Brandon Rule breaks down what it takes to go independent as a community developer — from the AHEC liquidity benchmarks ($1M cash, $5M net worth) to building strategic partnerships that let you scale. He shares how he's developing over 2,000 units across Wisconsin and Birmingham, including a $50M federal grant win for the Smithfield Court project — and how relationships with city leadership made it all possible. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

A roundtable discussion where investors share their top stock and ETF picks in the current market climate. The hosts recommend blue-chip stocks like Microsoft, Apple, and Visa for safety, highlight recent buys including Nvidia, Google, Micron, and Netflix, and discuss ETFs like QQQ and XLK. They also touch on BlackRock launching a QQQ competitor (IQQ), note Waste Management as a recession-proof pick, and briefly address JP Morgan's bearish Tesla prediction. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

In this powerful episode of Earn Your Leisure, we sit down with Shyne for one of his most in-depth conversations ever—covering music, politics, business, and personal growth. From his rise as a Bad Boy artist to becoming a political leader in Belize, Shyne breaks down the real story behind his journey, including losing his seat in what he calls a “coup d’état” and his vision to become Prime Minister.   Shyne also dives into his time living in Israel, finding spiritual enlightenment, and his perspective on global issues like religious extremism, the Israeli-Palestinian conflict, and whether Caribbean nations should support Cuba despite political controversy. This is more than music—this is a conversation about leadership, power, and purpose on a global scale.   On the business and music side, Shyne shares game about how Jay-Z influenced his approach to creating classic records, building leverage for a seven-figure deal, and securing publishing ownership early in his career. He also speaks on his relationships with Diddy and Mase, the motivation behind his success, and whether mature artists can still make impactful music today. Plus, he gives insight into Belize as an emerging investment destination and why going through every stage of the process is necessary to become a true CEO.   This episode is packed with gems on culture, politics, music, and wealth building—don’t miss it.   #EarnYourLeisure #Shyne #Belize #HipHopBusiness #BadBoyRecords #JayZ #Diddy #Mase #Entrepreneurship #Investing #GlobalPolitics #WealthBuilding #MusicIndustry #Leadership   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Robinhood CEO Vlad Tenev explains how the "unsophisticated" retail trader became the market’s most powerful force. The playing field is finally level. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

A simple registration mistake limited a massive brand's growth for decades. Learn the "Burger King Lesson" so you don't repeat this legacy-killing error. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

If your interest rates are mounting, it’s time to cut the cord. Discover the strategic way to close accounts and negotiate settlements that actually work. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

More volatility doesn't mean you should take more trades. Learn why the most successful investors are the ones who have the discipline to do less. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Options Trading Expert Troy Millings reveals the 100% strategy. Don't let market uncertainty steal your victories—learn when to sit on your cash. #hardlyinitiated   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

00:00 Losing It All Teaser01:02 Meet Pinky Cole03:01 Reality TV And Public Scrutiny05:45 Why Bankruptcy Was Necessary06:56 Winning The Property Case09:39 Turning Pain Into Purpose12:10 Darkest Moment And Comeback14:53 Money Vs Visibility Engine16:34 Mental Health And Marriage Strain21:32 Redefining Success As Peace23:31 Bankruptcy Explained Simply28:48 Leadership Changes And Hard Calls31:03 Final Straw And Filing Decision34:14 Freedom From Pressure35:19 Faith Through Darkness37:07 Toxic Social Media Culture39:37 Joining RHOA41:59 Reality TV As Leverage45:11 Cast Dynamics And Friendships47:14 Operations Over Popularity51:16 Hiring The Right Operators53:13 Pandemic Entrepreneurs No Foundation57:21 Franchising And Rebuilding58:57 Pinky Piggy Bank Series01:03:37 Never Quit Final Message In this episode of Earn Your Leisure, Pinky Cole addresses the headlines head-on—clearing up bankruptcy rumors, explaining how she won her property back after creditors illegally changed the locks, and breaking down what really happens when a $100M business faces setbacks. She shares how losing everything became a lesson not just for her, but for others watching her journey. The conversation goes deeper into what it actually takes to build and sustain a business. Pinky explains the two engines every entrepreneur needs, why operations are everything, and how many founders fail by skipping steps, lacking structure, or keeping people past their expiration date. It’s a real look at how social media has changed the game—and not always for the better. We also tap into the emotional side of entrepreneurship—having the right people around you, pushing through dark times, and still showing up for others. From supporting her husband while navigating her own challenges to staying focused on building a billion-dollar company, this is a raw and honest conversation about resilience, growth, and doing whatever it takes to win. #EarnYourLeisure #PinkyCole #Entrepreneurship #Business #WealthBuilding #BlackBusiness #Leadership #Mindset #StartupLife Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

In this insightful clip of EYL, hosts Troy Millings and Rashad Bilal sit down with successful entrepreneur and mentor Ryan Breslow to discuss the intricacies of fundraising for startups. Ryan shares invaluable lessons and strategies that have helped him navigate the challenging world of venture capital and investment without falling into common pitfalls.  Ryan dives deep into his personal journey, recounting initially unsuccessful attempts at raising capital and the crucial advice he received from mentors like Michael Carter of Playco. One of the key takeaways from this conversation is the importance of building relationships rather than simply requesting funds outright. Ryan explains why stating you're fundraising can put unnecessary pressure on both the entrepreneur and potential investors. Instead, creating a network of advocates who are genuinely excited about you and your project is more beneficial in the long run.  Ryan also elaborates on the famed Silicon Valley adage: 'If you want money, ask for advice. If you want advice, ask for money.' This approach ensures that you not only gain valuable insights from seasoned professionals but also organically attract investors who believe in your vision and character.  Troy and Rashad probe further, asking Ryan about the strategic targeting of potential mentors and investors, and how to avoid getting a 'no.' Ryan emphasizes the contagion effect of rejection in the investment community and advises playing the long game by impressing potential supporters gradually rather than rushing to secure funds.  Throughout the episode, Ryan reflects on how critical it is to foster genuine connections within a network that can later be leveraged for intros and investments. His advice also covers the importance of not showing desperation to potential investors, as they are adept at detecting it to secure the best deals for themselves.  For anyone looking to raise funds for their startup, this episode is a goldmine of practical wisdom and strategic advice. Whether you're in the early stages of your entrepreneurial journey or looking to refine your approach to fundraising, Ryan Breslow's experience and insights will equip you with the tools to succeed.  Don't miss out on this episode packed with actionable advice and strategies for mastering the art of fundraising. See omnystudio.com/listener for privacy information.

In this enlightening clip of the EYL, join hosts Troy Millings and Rashad Bilal as they sit down with experienced trademark attorney Rosezena Pierce. Dive deep into the world of trademarks and get crucial insights on how to protect your brand effectively. *Episode Highlights:* *Trademark Renewal:* Rosezena Pierce explains the renewal process and dispels common misconceptions. Unlike annual reports, trademark registrations need to be maintained between the 5th and 6th year anniversary, then the 9th and 10th year anniversary, and every ten years after that. *Scams & Spam:* Learn how to avoid common pitfalls and scams related to trademark renewals. Rosezena details the tactics used by scammers and stresses the importance of having an attorney to navigate these issues. *Service Marks & Trademarks:* What’s the difference? Rosezena clarifies that a service mark is essentially a trademark but used for services instead of products. *International Trademarks:* Discover the complexities of securing trademarks internationally. Rosezena emphasizes the importance of hiring local counsel to navigate different countries' laws effectively. *Costs Involved:* From government filing fees to attorney charges, get a full breakdown of what you can expect to spend on trademarking, both domestically and internationally. *LegalZoom vs. Hiring an Attorney:* Understand the value of personalized, custom legal advice versus using a service like LegalZoom. Rosezena highlights the importance of building a relationship with an attorney who can guide you through the nuances of trademark law and add value to your business. *Classes of Trademarks:* What are trademark classes? Rosezena discusses how you can cover multiple business aspects like media, education, and entertainment under a single class. See omnystudio.com/listener for privacy information.

Financial analyst Ian Dunlap exposes the "worst kept secret" on Wall Street: intentional market manipulation and rigged volatility.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Experts discuss why gold remains a top asset in a volatile market. Learn why its value transcends thousands of years. #marketmondays Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

"TSA crisis" is being utilized as an opportunity to normalize a militarized presence in public spaces, ultimately aiming for greater societal control rather than genuine security or financial efficiency. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

00:00 Fear of Selling Out01:09 Meet Rich Dennis04:40 SheaMoisture Origin Story06:41 Family Business Rules08:33 From Harlem Table to Retail12:37 Building the Right Team15:00 Impact Supply Chain in Africa17:32 Backlash and Exit Strategy26:36 Generational Wealth Reality30:50 Capital Talent and Competition36:53 Grace and Community Support44:09 Why Big Brands Get a Pass47:39 Economic Pressure Builds49:43 Entrepreneurship at Risk51:18 Unemployment Gap Explained53:07 Capital Over Credentials55:41 Losing Cultural Institutions58:03 EssenceFest Backlash Lessons59:51 Festival Pillars and Vision01:03:45 Teyana Taylor Curator Role01:04:22 Future of Media and Wealth01:08:27 Building Black Business Infrastructure01:16:22 Identity Critique Response01:19:51 New Orleans Economic Impact01:23:11 Why Print Still Matters01:25:19 Celebrating Black Women Platforms01:27:26 Festival Dates and Closing In this episode of Earn Your Leisure, we sit down with Richelieu Dennis to break down his journey from selling products on the streets of Harlem to building SheaMoisture into a billion-dollar company and securing a historic $1.6 billion exit. He shares why building the right team was critical, the realities of working with family, and the key decisions that allowed the business to scale to its full potential. We also dive into the backlash he faced after selling the company, addressing the “sellout” criticism and the larger issue of how Black entrepreneurs are judged. Richelieu speaks on investing 10% of revenue into Black women, the importance of unity within the community, and why negative public opinion can slow down economic progress. The conversation also touches on economic instability, unemployment disparities, and whether Black consumers should give more grace to Black-owned businesses. Finally, we explore the future of media, ownership, and cultural influence through platforms like Essence Festival of Culture. Richelieu discusses the impact of Essence Fest on New Orleans, addresses past criticism, and shares his vision for the future—including new leadership with Teyana Taylor. We close with gems on generational wealth, building lasting infrastructure, and how to use market volatility as an advantage in today’s economy. #EarnYourLeisure #RichelieuDennis #SheaMoisture #EssenceFest #BlackWealth #Entrepreneurship #GenerationalWealth #BlackBusiness #Investing #FinancialFreedom #MarketMondays #BusinessLeadershipSubscribe  and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Welcome back to EYL! In this clip, we are joined by the incredible Ashaala Shanae, who provides invaluable insights on how to perfect your elevator pitch. Whether you're preparing for Invest Fest or any other pitch scenario, this video is packed with actionable advice to help you stand out and make a lasting impression. *Key Points Discussed:* 1. *Clear and Concise Messaging:*   Rashad Bilal kicks off the conversation by emphasizing the importance of a clear and concise message. Knowing who you are, what you do, who you serve, and what you offer is crucial. 2. *Identifying the Problem:*   Rashad explains that understanding the problem you aim to solve is fundamental. Your pitch should highlight the specific issue your product or service addresses. 3. *Providing the Solution:*   Beyond identifying the problem, it's vital to clearly articulate the solution your business provides. This includes the methods and vehicles you'll use to solve the issue. 4. *Market Research and Competitor Analysis:*   Knowing your market stats and competitors is essential. Investors are likely to ask about the competitive landscape, making this a critical part of your pitch preparation. 5. *Effective Use of Visual Aids:*   Visual aids can enhance your pitch if used correctly. Keep them clean and easy to understand, ensuring they support rather than distract from your key points. 6. *Clear Call to Action:*   Rashad emphasizes the importance of a clear and realistic call to action. Specify exactly what you're asking for, whether it's funding, partnership, or another form of support. 7. *Understanding Your Numbers:*   Know your financials inside out. Be prepared to detail your budget, forecast, and return on investment, as investors will scrutinize these aspects. 8. *Practice and Preparation:*   Troy Millings and Rashad discuss the importance of practice. Practice in front of a mirror, with family and friends, and even record yourself to identify areas for improvement. 9. *Mindfulness and Visualization:*   Ashaala shares techniques for managing anxiety, including mindfulness exercises and visualization. Walking through your pitch mentally can help build confidence and reduce stress. 10. *Breathing Techniques:*    Specific breathing techniques like the 4-7-8 method can help calm nerves and prepare you for the spotlight. 11. *Arrive Early and Familiarize Yourself with the Venue:*    Visiting the venue in advance and visualizing your performance in the actual space can significantly reduce anxiety on the day of your pitch. 12. *Have a Backup Plan:*    Always have a backup for your visual aids and other electronic materials to avoid last-minute hiccups that can derail your pitch. By following these steps and tips, you can create a compelling elevator pitch that captures the attention of investors and judges alike. Don't miss out on this jam-packed episode that could be the key to your next successful pitch! See omnystudio.com/listener for privacy information.

Welcome back to another insightful clip of Market Mondays! In this clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal sit down with veteran real estate mogul Don Peebles to discuss the current state of the commercial real estate market and strategies to thrive during downturns. See omnystudio.com/listener for privacy information.

In this thought-provoking clip from "Black Out with Ian & Rashad," Rashad Bilal, Ian Dunlap, dissect the long-held beliefs around diamonds, wealth, and traditions. The conversation kicks off with Rashad Bilal questioning the true value—and marketing scam—behind diamonds, revealing how their perceived worth was crafted through strategic advertising and artificial scarcity over the past century. Ian Dunlap then expands on the idea, pointing out how diamond prices have plummeted in the past decade and highlighting how the story of diamonds as a "girl's best friend" is more marketing myth than real value. Dive deeper as Rashad Bilal uncovers the historical context—that diamonds were never particularly valuable compared to gold or other resources until recent marketing campaigns transformed them into symbolic tokens for engagements and weddings. The conversation takes an engaging turn with a humorous and insightful cultural exchange clip featuring Speed’s visit to an African village. Speed learns firsthand about dowry traditions—where cows, not diamonds, hold significant value in marriage negotiations. Led by African Father and Guide, Speed discovers the negotiation process for a dowry and its deep cultural relevance. The panel unpacks the broader message: value is always contextual. What might seem strange—like paying dowries in cows—holds immense significance and utility in different environments, just as water can be more precious than gold in the desert. Rashad Bilal and Ian Dunlap break down misconceptions around tradition, highlighting the respect and negotiations involved in these customs, including the consent of the bride and the vital role of family discussions. They challenge the audience to rethink how and why society assigns value—to diamonds, cows, and beyond. Prepare to be entertained and educated as the hosts and guests blend humor, real-world economics, cultural education, and personal insights. Whether it’s the artificial diamond market, the reality of dowry negotiations, or the nature of true wealth—this clip will give you plenty to think about. *Key topics covered:* The marketing myth behind diamond value The history of gold vs. diamond as currency Dowry negotiations and tradition in African cultures What defines real wealth and value The cultural relativity of money, livestock, and luxury Insights into global wedding customs Don’t miss this unique blend of cultural commentary and sharp financial wisdom! *#Diamonds #Dowry #BlackOutPodcast #CulturalTraditions #Wealth #RashadBilal #IanDunlap #Speed #AfricanFather #Guide #MarriageCustoms #DiamondMyth #FinancialEducation #AfricanCulture #WeddingTraditions* See omnystudio.com/listener for privacy information.

The era of "go to school, get a job" is officially over. With AI looming and 30% of grads facing unemployment, the traditional education system has become a debt-fueled Ponzi scheme. Subscribe and watch more videos here:    / @earnyourleisure   Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

If you aren't putting in 8–10 hours a day on the charts, you shouldn't be chasing market ramps. Ian breaks down why "safety" is the best play for 90% of investors right now.   Subscribe and watch more videos here:   / @earnyourleisure     Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com   Join the number one stock club in the world: https://www.ianinvest.com   Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

The future isn’t coming… it’s already here. In this episode of Earn Your Leisure, we sit down with AI expert Sinéad Bovell to break down what’s really happening in the world of artificial intelligence—and what it means for your future, your career, and your money. From the rise of OpenAI and the mass adoption of AI in 2022, to predictions that white-collar jobs could be automated by 2028, this conversation goes deep into how fast the landscape is shifting and why most people are underestimating it. Sinéad shares her journey into becoming an AI expert, including studying at the same institution where the “Godfather of AI” did research, giving her early insight into where technology was headed. We discuss whether AI will force everyone to become entrepreneurs, if college degrees are losing value, and what skills will actually matter in a world where intelligence is no longer scarce. She also explains why the future may include having your own personal AI staff, and how entire industries—from law to social media—could be completely rebuilt by artificial intelligence. But this isn’t just hype—this episode also explores the darker side of AI. We talk about data privacy, government vs. private sector battles, the U.S. vs. China AI race, and whether AI systems could become dangerous in relationships, religion, and even national security. From regulation debates to the possibility of extending human life, this conversation will challenge how you think about the next decade. If you want to stay ahead of the curve, this is an episode you can’t afford to miss. #EarnYourLeisure #AI #ArtificialIntelligence #SinéadBovell #Tech #FutureOfWork #Entrepreneurship #OpenAI #Innovation #Investing #Business #WealthBuilding #AIRevolution #TechTrends #DigitalEconomy  Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Allen Iverson’s lifetime contract with Reebok is one of the smartest business moves in sports history. Find out how his "Deferred Income Annuity" secures his future with a massive $32M payout. See omnystudio.com/listener for privacy information.

From skyrocketing credit card debt to a freezing housing market, we dive into the 7 data points showing the true state of the US economy. Is a major correction inevitable? See omnystudio.com/listener for privacy information.

Yo Gotti opens up about the massive financial wake-up call that nearly cost him 15 properties. Learn why he didn't pay taxes for 5 years and how he finally fixed his real estate portfolio. See omnystudio.com/listener for privacy information.

History repeats itself. Discover the seasonal cycle that causes the stock market to dip every February and March, and how smart investors use this "pre-season" to build generational wealth. See omnystudio.com/listener for privacy information.

Market volatility is rising, but these 4 "all-weather" stocks are designed to survive global conflict and economic crashes. We break down the ultimate defensive portfolio for uncertain times. See omnystudio.com/listener for privacy information.

Mr. Tendernism sits down wMrTendernism #BBQ #Entrepreneurship #FoodCulture #BlackEntrepreneurs #Pitmaster #Tendernisments on the internet. With over 50 years dedicated to mastering barbecue, Walter Johnson explains how his passion for the culinary arts turned him into a world-renowned pitmaster and the face of “Tendernism.” In this conversation, Mr. Tendernism breaks down his journey traveling to all 50 states to perfect his craft, the origin of the word “Tendernism,” and how he developed the signature seasoning and technique that made his food legendary. He also discusses going viral on social media, learning the internet in real time, and how the unexpected visit from Keith Lee changed everything for his career. Mr. Tendernism also speaks candidly about leaving Destination BBQ after being denied equity, the lessons he learned from the situation, and his plans to build his own business moving forward. From building relationships with icons like Ronald Isley to receiving global support — including fans flying in from Hong Kong just to taste his food — this episode is a powerful story about perseverance, ownership, and what it really takes to become an “overnight success” after decades of dedication. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com #EarnYourLeisure #MrTendernism #BBQ #Entrepreneurship #FoodCulture #BlackEntrepreneurs #Pitmaster #Tendernism #BusinessOwnership #ViralStory See omnystudio.com/listener for privacy information.

The NACA program is the best-kept secret in real estate, but most people quit before they finish. We go behind the scenes on the "rigorous" process, the mindset you need to survive the paperwork, and how to finally own property without the traditional bank hurdles. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

In a world of massive media mergers, Netflix just made a shocking power move by walking away from Warner Bros. We dive into the debt, the politics of Larry Ellison, and why "saying no" might be the best investment Netflix ever made.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Everyone is chasing the AI hype, but what happens if the bubble bursts? We identify 4 "Consumer Staple" powerhouses like Walmart and Caterpillar that dominate their niche and remain safe from AI disruption for the next 20 years.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

History repeats itself. From the 1973 embargo to the 2008 recession, oil has always been the ultimate economic indicator. We discuss why $93.50 is the "danger zone" that could wipe out corporate earnings and trigger a massive pullback. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Are you looking for the next Nvidia or Apple? We break down the 3 specific metrics—including the "Mote" and high inside ownership—that signal a stock is ready to 10X your portfolio in the next 5 years. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with 2 Chainz for a powerful conversation about music, business, and building real leverage. He reflects on why now was the right time to write his new book, the power of trusting your intuition, and how his mother’s real estate career helped shape his mindset around ownership and investing.   2 Chainz also shares key lessons from his journey in the music industry, including making his first million on the Chitlin Circuit, buying himself out of a contract with $100K in a shoebox, structuring his record deal like LeBron’s contract, and why artists should build their own team before connecting to the machine. He also talks about Atlanta’s influence as the Black Mecca and Lil Wayne’s impact on his career.   We also dive into entrepreneurship and investing—from losing millions in a dispensary deal to making early investments in companies like SpaceX and Zen Water. Plus, he shares the story of helping Charlamagne Tha God become an owner of Krystal’s locations and why multiple streams of income are key to long-term success.   Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com   Join the number one stock club in the world: https://www.ianinvest.com   Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com   #EarnYourLeisure #2Chainz #Entrepreneurship #Investing #HipHopBusiness #Ownership #WealthBuilding #Atlanta #MusicIndustry #FinancialLiteracy See omnystudio.com/listener for privacy information.

Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Join us as Mary J. BlMaryJBlige #StrengthOfAWomanarkable journey! She candidly discusses her past struggle with a staggering $100 million IRS debt and the invaluable lessons it taught her. She sheds light on the exhilarating, yet challenging world of her acting and music careers, while explaining why a Verzuz isn't on her agenda.  Listen to her unique perspective on paying a hefty $30,000 a month in alimony to her ex-husband. Mary also introduces us to her empowering project – a music festival titled 'Strength of a Woman'. She gives us a peek into her relationship with music mogul Diddy, her stance on prenuptial agreements, and the critical business acumen she's acquired over the years.  Dive into the exciting behind-the-scenes stories of her record label, her venture into the spirits industry, and her strides as a TV show producer. Lastly, she talks about navigating the daunting landscape of Hollywood while maintaining her independence as an artist. Don't miss this incredible conversation. #MaryJBlige #StrengthOfAWoman #divorce See omnystudio.com/listener for privacy information.

They close with Rashad's add-on: you need money to invest, so prioritize earning more, avoid debt traps, and have the discipline to stash/invest consistently, especially because inflation and rising costs make investing feel “mandatory,” not optional.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

This trading tip is about leveling up the right way: size up only after you have earned it through reps and time in the market, but never change your risk profile. The key is to keep your stop losses, targets, and discipline the same as you scale from 1–3 contracts into larger size, so you can actually benefit from big moves without getting sloppy after wins or emotional after losses. Practice relentlessly (hundreds of quality trades), then graduate in stages, staying conservative and consistent so you can stay in the game long enough to win big.   Subscribe and watch more videos here:    / @earnyourleisure   Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Artificial Intelligence didn’t start in Silicon Valley—and it didn’t start recently. Long before today’s AI boom, a Black scientist laid critical groundwork that modern AI systems still rely on. In this video, we uncover the overlooked history behind AI and why the title “Father of AI” deserves a deeper, more honest conversation. We break down the legacy of David Blackwell, a pioneering mathematician and statistician whose work in probability theory, game theory, and decision-making under uncertainty directly influences how machines learn, optimize, and make decisions today. From Markov decision processes to statistical inference, Blackwell’s contributions shaped the mathematical foundation of artificial intelligence—yet his name is rarely mentioned. This is the history many were never taught. #ArtificialIntelligence #DavidBlackwell #BlackHistory #HiddenHistory #AIOrigins #STEM #BlackExcellence #TechHistory #EarnYourLeisure #MarketMondays See omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, Jeff Frommer shares the real story behind building and selling his $75 million podcast production company — and why big exit headlines don’t always tell the full story. He opens up about waiting on $65 million in stock from the deal, the dark side of acquisitions, and why pushing for cash can protect your future.   We also break down why trust is the ultimate currency in business, when creators should negotiate equity, and why ownership is still the real American Dream. Plus, Jeff explains the vision behind Owm.ai and how it’s helping creators gain more leverage in the modern economy.   Invest Fest Tickets: investfest.com Invest Fest Pitch Comp: https://investfest.com/pitch-competition/ Red Panda: Ianinvest.com EYL University: https://eyluniversity.com/   #EarnYourLeisure #JeffFrommer #Entrepreneurship #CreatorEconomy #Equity #Ownership #Business #WealthBuilding See omnystudio.com/listener for privacy information.

Should you buy stocks under $20? We break down why most cheap stocks are cheap for a reason, what actually matters (volume, fundamentals, moat), and why focusing on 4 to 6 great companies beats chasing “the next 20 to 200” story.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Sell a long term position when one of these is true:   You already hit your “freedom number.” If the goal is reached and you are locking in lifestyle security, reducing risk, or shifting into more stable assets, selling can make sense. The fundamentals broke, not just the price. Revenue model changes, margins deteriorate, leadership issues, regulation, or the company loses its edge. If the business is no longer what you originally bought, it is not a “hold,” it is a new decision. They lost their moat and fell out of the top tier. If they are no longer one or two in the space, and competitors are clearly winning, that is a real reason to exit. Permanent capital loss risk is rising. Too much debt, weak balance sheet, dilution, shrinking market, or “hope” is the strategy. Risk rules were violated. If you use a stop-loss or max drawdown rule (example: 25%), you follow it. A long term timeframe is not an excuse to ignore risk management. Opportunity cost is too high. Even if it might recover, your money could work harder elsewhere in a stronger business or better trend.     In short: Do not sell just because you are scared or because the headlines are loud. Sell when the goal is met, the thesis changes, the moat is gone, or risk management demands it.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

They debate “top 3 long-term holdings” and then pivot into a bigger conversation about Tesla and humanoid robotics.   One side picks Amgen, Eli Lilly, and Google as a 5-year core because healthcare demand is steady, those companies “print money,” and Google adds durable tech exposure with less drawdown risk. The other side counters with Nvidia, Google, and TSM (and briefly considers Tesla as a high-upside 5-year bet).   From there, the discussion turns into a push-and-pull on Elon and Tesla’s pivot: supporters argue Tesla is really a software, robotics, and autonomy play and that Elon knows how to pick the next dominant category; skeptics argue it’s speculative, Tesla’s car business has weakened, politics could create backlash, and founders like Elon get more forgiveness (and access to capital) than most entrepreneurs.   They end by agreeing robotics is real and coming, especially for factory and repetitive work, but questioning the extreme forecasts like “hundreds of millions” of humanoid robots in the near term.   Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

They used Coinbase as a real-time example of why short-term trades can be dangerous, especially around earnings.   The setup looked bearish: crypto was in a down cycle, other platforms like Robinhood had already shown crypto revenue weakness, Coinbase depends heavily on crypto (with a big chunk tied to Bitcoin), and Coinbase’s earnings came in with misses plus weak guidance and even analyst downgrades. A short-dated put seemed logical.   But after-hours price action flipped the script. Despite all the “bad news,” Coinbase popped hard, likely from institutional buying and a short squeeze, and the put got crushed because options traders can’t adjust positions after 4pm. The lesson: even when you’re “right” on the fundamentals, short-term options can still lose because momentum, squeezes, and liquidity hunts can override logic.   Their takeaway: if you insist on trading puts, give yourself more time (they suggested roughly 1 month, maybe up to 6 weeks), avoid tight stops, and account for volatility so you don’t get wicked out. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com   See omnystudio.com/listener for privacy information.

0:00 Intro at Park in DC + meet Mark Barnes2:05 What Park is and why the location is elite4:40 Club Dream/Love legacy and DC nightlife dominance10:10 Customer service mindset: cleanliness, staff, experience20:05 Origin story: messenger business, meeting Russell Simmons and Andre Harrell22:30 Legendary house party that changed everything41:40 Building Dream: buying the building and the renovation grind46:30 Financing the build: $6M, hard money, high pressure55:15 Black money vs white money in nightlife (why revenue exploded)1:01:20 Gilbert Arenas million-dollar birthday party breakdown1:09:15 Brunch formula and why brunch became the game changer1:12:10 Corporate buyouts: easiest high-margin money1:14:10 Membership model vision + facial recognition plan1:22:10 Closing thoughts and wrap-up This week on Earn Your Leisure we sat down with the number one club owner in America, Marc Barnes, for a real masterclass on hospitality and high-level business. From going $7 million into debt to build Dream in the worst neighborhood in DC to turning brunch, parking, and coat checks into major profit centers, he broke down what it actually takes to win in nightlife and restaurants. We covered how you can scale a million-dollar business from one customer through referrals, why “good is the enemy of great,” and why corporate money is the real cheat code for venues. Marc also explained how bottle service changed the game, how a 10,000-person event still lost money, and why relying on artists can hurt your margins. If you want real numbers, real strategy, and lessons on building profitable experiences — including how a restaurant could make $60M before serving a single plate — this episode is a must-watch. Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com #EarnYourLeisure #EYL #MarcBarnes #HospitalityBusiness #Nightlife #Entrepreneurship #BusinessGame #WealthBuilding See omnystudio.com/listener for privacy information.

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Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

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Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach:https://www.eyluniversity.com Join the number one stock club in the world:https://www.ianinvest.com Invest Fest | August 7-9, 2026Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Jas Leverette, founder of Cali K9, to break down how he turned dog training into a scalable business and global brand. Jas shares the origin story behind Cali K9, how committing just one hour a day to social media changed everything, and the early moves that built his credibility. He explains his pricing model, why he trains dogs using German commands, and how working with Steph Curry elevated his company. We also dive into landing a Netflix show, building multiple income streams, expanding into digital training, why fame doesn’t pay without a funnel, and the biggest mistakes small business owners and dog owners make. A real blueprint on branding, scalability, and turning skill into enterprise. Invest Fest Tickets: investfest.comRed Panda: Ianinvest.com EYL University: https://eyluniversity.com/ #EarnYourLeisure #CaliK9 #JasLeverette #Entrepreneurship #DogTraining #BusinessGrowth #SocialMediaMarketing #Netflix #SmallBusiness See omnystudio.com/listener for privacy information.

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In this engaging clip, explore the entrepreneurial journey of Derrick Falcon, a visionary who traded the fast-paced restaurant scene in Baltimore for a singular focus on vegan donuts in the heart of Soho, New York. Co-host Rashad Bilal introduces Derrick's story, highlighting the shift from running Homemade in Baltimore to launching Cloudy Donuts, a venture that blends simplicity with ambition. Derrick shares his unique business philosophy—prioritizing a single product, in this case, donuts, for their scalability and efficiency. This strategic approach allows him to focus on quality and expansion rather than the complexities of a full restaurant menu. The clip delves into Derrick's past, detailing how he transitioned from a criminal lifestyle to establishing legitimate and impactful business operations. His goal? Significant financial growth and redefining success for Black entrepreneurs in affluent areas. A crucial element in this transformation is Derrick’s partnership with Zoditu. Together, they masterfully introduced Cloudy Donuts to New York, using community ties and free samples to generate buzz and build a loyal customer base. The decision to situate the business in Soho, rather than in traditionally Black neighborhoods, reflects a bold strategy to position themselves in prime retail markets and challenge existing racial economic stereotypes. Derrick’s journey is about more than making delicious vegan donuts—it's about making a statement. He aims to establish a prominent presence in commercial spaces typically dominated by others, showcasing that Black entrepreneurs can thrive in every market. This inspiring clip offers insights into Derrick's innovative mindset, highlighting his capacity to teach us about business and community impact. Join us as we uncover how one man's vision is not only transforming the donut industry but also reshaping perceptions and creating opportunities for future generations. **Hashtags:** #Entrepreneurship #BusinessJourney #VeganDonuts #Innovation #BlackExcellence #NYC #CloudyDonuts #DerrickFalcon #SohoBusiness #FoodIndustry #CommunityImpact #Scalability #BusinessStrategy See omnystudio.com/listener for privacy information.

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Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure   Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com   Join the number one stock club in the world: https://www.ianinvest.com   Invest Fest | August 7-9, 2026 Grab early bird tickets now: https://www.investfest.com See omnystudio.com/listener for privacy information.

In this episode, we break down the biggest market stories shaping the rest of 2026. We kick things off with a Trading Tip of the Week, then dive into where gold and silver could peak after their historic run. We also unpack why the Dow dropped over 300 points following renewed tariff threats tied to Greenland and what it means for global markets.   Next, we analyze China’s Q4 economic growth slowdown and its impact on commodities, supply chains, and U.S. stocks. We discuss Meta’s future as AI spending ramps up, share a group of stocks built for long-term holding, and give our outlook on Robinhood ($HOOD) following insider selling.   We also tackle concerns around OpenAI’s cash burn, ads, and rising competition, highlight beaten-down stocks that could be primed for a rebound, and close with an important conversation on whether buying a home in 2026 makes sense in today’s interest-rate environment.   Invest Fest Tickets: investfest.com   #MarketMondays #EarnYourLeisure #Investing #StockMarket #Gold #Silver #DowJones #ChinaEconomy #Meta #Robinhood #OpenAI #LongTermInvesting #BuyingAHome #WealthBuilding See omnystudio.com/listener for privacy information.

Gold and silver keep pushing to new highs, so the question becomes: what’s next? We break down why copper is a real contender, especially with the AI data center buildout, GPU racks, and cooling systems where conductivity matters. Then we drop 3 copper tickers to add to your watch list: COPX, COPP, and CPER. If you want to follow the money, this is where you start. #Gold #Silver #Copper #ETFs #AI #Investing #MarketMondays #EarnYourLeisure See omnystudio.com/listener for privacy information.

In this engaging video, join DC Young Fly as he shares his insightful perspective on rethinking the way we see luxury. But that's not all! Chico Bean and Karlous Miller also join in on the conversation, adding their unique takes and humor. Plus, don’t miss the part where we discuss the origins and future of the 85 South Show and how it came together as a groundbreaking comedy movement. This is a conversation packed with wit, wisdom, and lots of laughs! Be sure to tune in. #DCYoungFly (https://www.youtube.com/hashtag/dcyoungfly) #ChicoBean (https://www.youtube.com/hashtag/chicobean) #KarlousMiller (https://www.youtube.com/hashtag/karlousmiller) #85SouthShow (https://www.youtube.com/hashtag/85southshow) #Luxury (https://www.youtube.com/hashtag/luxury) Link to Full Episode:    • 85 South on Their Media Empire, Netflix Sp...   (https://www.youtube.com/watch?v=MUHqQ3myeuw) See omnystudio.com/listener for privacy information.

If you work a 9 to 5, the best investing strategy isn’t trading. It’s this: buy quality companies and hold for at least 5 years (ideally 10 to 15). The biggest returns come from long cycles, not quick flips. Use options for cash flow if you want, but keep your long-term shares working. Don’t get finessed out of your position early. Topics covered: holding vs gambling, profit-taking discipline, shares for wealth vs options for income, and why generational wealth requires generational time. #Investing #LongTermInvesting #WealthBuilding #StockMarket #FinancialFreedom #EarnYourLeisure See omnystudio.com/listener for privacy information.

Want to know where the big money is going before everyone else? Here are the 3 sites I check every single week to track institutional ownership, money flows, and value opportunities: Fintel.io, MoneyFlows.com, and OldSchoolValue.com. This is how you start seeing sector rotation in real time. Bonus tools mentioned: Investors Business Daily, Seeking Alpha, Wall Street Journal, Estimize.Subscribe for more investing research breakdowns and “Battle of the Best” matchups. #Investing #StockMarket #MoneyFlows #InstitutionalInvesting #SectorRotation #ResearchTools See omnystudio.com/listener for privacy information.

People track Pelosi’s disclosures for one reason: the strategy is consistent. In the latest filing, the trades show a “rinse and repeat” approach: buy deep in-the-money LEAPS on mega-cap winners and pair it with select profit-taking. What the filing shows: • New LEAPS purchases: GOOGL $150 calls expiring 1/15/27 (20 contracts), AMZN $120 calls expiring 1/15/27 (20 contracts), NVDA $100 calls expiring 1/15/27 (20 contracts)   • Profit-taking sales: AAPL (45,000 shares), AMZN (20,000 shares), NVDA (20,000 shares), plus DIS (10,000) and PYPL (5,000)   • A new stock buy: AllianceBernstein (25,000 shares)   In this clip we break down what “deep in the money” really means, why LEAPS reduce time pressure compared to short-dated options, and how this creates upside exposure while still staying focused on quality companies. See omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Crystal Etienne (chatgpt://generic-entity?number=0), founder of Ruby Love (chatgpt://generic-entity?number=1), to break down how one idea turned into an $80 million FemTech company.   Crystal walks us through the early days of building her first prototype, the connection between diet and the menstrual cycle, and the exact steps it took to launch a FemTech brand in a market that many investors initially overlooked. She shares how Ruby Love scaled to over $1 million in revenue in under 15 months, raised $15 million in venture capital, and what founders don’t realize about control, board seats, and product-market fit after taking VC money.   We also get into the hidden challenges of raising capital, why scaling too fast can hurt your business, and the biggest mistakes founders make when chasing venture funding. Crystal opens up about changing the company’s name, launching products while running out of cash, creating a fund to invest in Black women, and why—if your goal is generational wealth—selling your company might be the smartest move. Plus, a real conversation on lifestyle costs, $8 million estates, and why Long Island is one of the toughest real estate markets in the country.   Invest Fest Tickets: investfest.com   #EarnYourLeisure #CrystalEtienne #RubyLove #FemTech #VentureCapital #StartupGame #Entrepreneurship #RaisingCapital #BlackFounders #WomenInBusiness #ProductMarketFit #ScalingBusinesses #GenerationalWealth #RealEstateGame See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings’ dive into the incredible intersection of biotech and artificial intelligence, sharing insights from a recent conversation with Nvidia’s team and breaking down the hottest sectors in healthcare innovation. Discover why Nvidia is more than just a chip maker, how advancements in AI are revolutionizing everything from hospital visits to genomics, and which bNasech stocks and ETFs are topping their watchlists for long-term growth. Ian Dunlap shares why Nvidia is the “BlackRock of AI,” highlighting the company’s massive investments and unique partnerships that are set to change medicine as we know it. Get his top three biotech picks: IBB ETF, Gilead Sciences, and Amgen—plus find out why Amgen stands out as one of the best-run companies in the biotech space. Troy Millings’ offers an alternative trio of biotech leaders, focusing on companies that dominate niche areas: Eli Lilly (Lily), Biogen (BiIB), and Vertex Pharmaceuticals (VRTX). He explains the value of investing in firms that are laser-focused on solving specific medical challenges—like Biogen’s advancements in neurodegenerative drugs for Alzheimer’s and Parkinson’s and Vertex’s leadership in cystic fibrosis care. The discussion also dives into how AI has dramatically reduced timeframes in medical research—think genome sequencing dropping from years to hours—and what this could mean for the future of healthcare innovation and investing. Get insider stories from Rashad Bilal and Troy Millings’ about their dinner with Nas and Peter, who both value learning as the pathway to staying ahead—even when you’re already a legend. Their takeaway: Never take this high-level information for granted and always be ready to soak up what the experts are sharing. Whether you’re interested in AI, biotech innovation, or simply want actionable investment ideas, this clip is packed with value and market insights that you don’t want to miss! **Hashtags:**  #MarketMondays #Biotech #Investing #AI #Nvidia #HealthcareInnovation #Stocks #Gilead #Amgen #VertexPharmaceuticals #Biogen #EliLilly #StockMarket #Nas #Technology #Genomics #MedicalAdvancements See omnystudio.com/listener for privacy information.

In this powerful clip from Market Mondays, Vic Mensa joins Rashad Bilal for a candid discussion that dives deep into identity, unity, and the divisive narratives that have shaped perceptions among Black Americans and Africans. Vic Mensa shares his personal story of being mixed race—his father from Ghana and his mother from America—and addresses the complexities and sensitivities surrounding his background. The conversation shines a spotlight on the manufactured divisions between Black American and Black African communities, which Vic Mensa argues are perpetuated to prevent collective empowerment. He credits Black Americans with creating the most influential culture globally, and points out the economic and population growth on the African continent, emphasizing the transformative potential if both groups unite. Vic Mensa challenges the anti-African narrative often found online and calls attention to similar misunderstandings pushed by some Africans about their Black American counterparts. Together, he and Rashad Bilal unpack the harmful stereotypes spread by media, confronting issues that impact identity, history, and self-worth within both communities. The clip ends with a heartfelt appeal for unity, stressing that true freedom and advancement can only be achieved when Black Americans and Africans come together—recognizing their collective strength and shared heritage. Tune in for an honest conversation that pushes past division and encourages us all toward unity, empowerment, and cultural pride. **Hashtags:**  #VicMensa #MarketMondays #BlackUnity #FBA #AfricanDiaspora #BlackCulture #Identity #MediaNarrative #RashadBilal #Ghana #BlackHistory #AfricanEmpowerment #Unity #HiddenColors #Empowerment #CultureClip See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the world of "downward stocks," discussing some of the most prominent tech giants currently facing stock declines. The conversation kicks off with Rashad Bilal listing major losses: Netflix down by 34%, Meta by 22%, Microsoft by 17%, Tesla by 12%, and others. Which one is the most appealing right now? Ian Dunlap breaks down his long-term confidence in all of them but singles out Microsoft as his top short-term pick, followed closely by Tesla and Netflix. The discussion quickly pivots to Netflix’s latest ventures—from content strategy concerns to rumors about launching its own music streaming service and potentially signing superstars like Drake. Rashad Bilal voices his worries over Netflix's content quality and shifting focus but acknowledges the platform’s heavy-hitting original series and recent foray into live sports and blockbuster documentaries. Troy Millings sheds light on Netflix’s traditionally strong fourth and first quarters—pointing out successes like Stranger Things, Squid Game, and live sporting events, emphasizing optimism around Netflix’s near-future earnings and strategic partnerships, particularly regarding a potential Warner Brothers deal. Turning to Microsoft, Rashad Bilal and Ian Dunlap analyze the company’s flat stock performance over the past year. Ian Dunlap suggests Microsoft’s growth trajectory hinges on onboarding a new AI partner and the potential public offering of OpenAI, which could serve as major catalysts. He also draws parallels between Microsoft’s situation and opportunities in Bitcoin, highlighting potential long-term value despite recent stagnation. And let’s not forget Tesla—Ian Dunlap hints at the company's ongoing reinvention, distancing itself from merely being a car manufacturer and embracing advancements in autonomous tech, signaling renewed focus and long-term vision. Whether you’re an investor, tech enthusiast, or just want the inside scoop on today’s most-watched stocks, this clip offers premium insights and lively debate on what’s next for some of the market’s biggest names. Watch to hear which stocks the Market Mondays crew are watching most closely and why. *#MarketMondays #Stocks #Netflix #Microsoft #Tesla #TechStocks #Investing #AI #StreamingWars #FinancialAnalysis #StockMarket #LongTermInvesting #IanDunlap #RashadBilal #TroyMillings* See omnystudio.com/listener for privacy information.

Ready to buy a home or level up your finances? In this clip from "Black Out with Ian & Rashad," credit expert Jose Rodrigues breaks down everything you need to know about boosting your credit score and getting mortgage-ready. Jose dives deep into the real facts behind credit reporting and scoring. Find out why checking your credit monthly (or even weekly!) is a game-changer, and how knowing what’s on your report can save you from surprises when you apply for that dream home. Jose explains why your credit data matters more than your actual score, the truth about payment history and credit utilization, and why one small late payment can drop your score by 60 points! Discover the five main categories that impact your score the most, from payment history to credit mix and inquiries. Wondering about those “hard pulls” and how much they really hurt? Jose has the answers—spoiler: late payments and collections hit harder than inquiries. Get advice on using tools like Self Lender and Petal Credit Card to build credit from scratch, and learn how to work with local credit unions for a stronger financial foundation. If you already have credit cards, hear why paying them down aggressively (not just to 30%) can boost your mortgage approval power. Jose also touches on student loans, how to handle negative marks, and the advantages of using business credit to keep your personal score high. Thinking about leveraging your LLC for business vehicles? He explains why this move can help you borrow more when home shopping. Don’t get tripped up by mistakes like maxing cards before your mortgage pull or relying on Credit Karma’s limited reports. Jose gives actionable steps for REAL credit improvement—no fluff. If you want to raise your credit score fast, make smarter moves before buying real estate, or just get your financial life on track, this clip is loaded with practical tips. **Timestamps (rough guide):**- Why and how to check your credit (00:00:00)- Understanding score categories and point breakdown (00:01:17)- How payment history and utilization impact your score (00:02:13)- Building credit with Self Lender, Petal, Capital One, and credit unions (00:05:00)- Avoiding trade lines for mortgages – do it yourself or authorized user tips (00:06:05)- The impact of credit card balances and limits (00:06:43)- Using business credit and moving car loans off personal credit (00:09:02)- Student loans, forbearance, and default solutions (00:08:23) **Listen now to take the guesswork out of raising your credit score!** **#CreditScore #HomeBuying #FinancialTips #JoseRodrigues #CreditRepair #MortgageTips #CreditUtilization #BusinessCredit #CreditCardDebt #PersonalFinance #BlackOutPodcast** --- Jump in, get the insights, and start building a credit profile that unlocks doors—literally.  Subscribe for more smart money advice each week! See omnystudio.com/listener for privacy information.

In this clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the dramatic developments surrounding OpenAI. They tackle the recent lawsuit against the company, growing questions about leadership, and the fierce competition from major players like Google’s Gemini, Anthropic, and Meta. Rashad Bilal highlights the risks developers face with proprietary information uploaded to OpenAI, pointing out unsettling claims that some product outputs mirror confidential data. He discusses how Elon Musk's ongoing legal battle with OpenAI underscores wider issues, including shifting sentiment towards CEO Sam Altman and Microsoft’s strategic maneuvers—like moving Azure clients to other large language models. Ian Dunlap digs into OpenAI’s financial challenges. Even with an impressive $20 billion in revenue, their high spending has kept them unprofitable, prompting the unexpected introduction of ads on ChatGPT. Ian explains how competitors, like Google’s Gemini, are leveraging OpenAI’s struggles to strengthen their own platforms by pledging never to run ads. The conversation uncovers how OpenAI’s support network—from Microsoft, Oracle, and Nvidia to SoftBank and Broadcom—remains strong, but not unshakeable. Both Rashad and Ian emphasize that erratic leadership and mounting negative press could erode investor confidence and accelerate an exodus to rival platforms, especially as Anthropic nears a public offering and gains customers like Microsoft. The hosts also touch on concerning rumors emanating from San Francisco about the origins of OpenAI and the transition from nonprofit to for-profit status. They suggest leaders need composure and credibility to succeed at the helm of a company driving the future of artificial intelligence. Join Market Mondays as Rashad Bilal and Ian Dunlap break down the high-stakes battle for AI supremacy, exploring OpenAI’s opportunities and challenges—and what this means for the future of tech. *Don’t forget to like & subscribe for more insights on business, investing, and tech!* #OpenAI #MarketMondays #ArtificialIntelligence #TechNews #SamAltman #Microsoft #Anthropic #Gemini #ElonMusk #Nvidia #IanDunlap #RashadBilal #AIWars #BusinessInsights See omnystudio.com/listener for privacy information.

In This Earn Your Leisure Interview, We Sit Down With Dan Fleyshman To Break Down One Of The Most Unconventional Business Journeys Ever. From Becoming The Youngest Person In History To Take A Company Public At 23, To Building Multimillion-Dollar Businesses, Dan Shares What It Really Takes To Win Early—and Stay In The Game Long Term. We Dive Deep Into The Real Pros And Cons Of Running A Public Company, How A $2.4 Million Investment Turned Into A Six-Figure-Per-Week Poker Business, And Why Losing $65 Million In A Single Day Ended Up Being The Best Thing That Ever Happened To Him. Dan Also Explains Why Most Companies Fail, The Importance Of Capital Management, And Why Creative Marketing Is The Only Way Startups Can Compete With Conglomerates. Dan Breaks Down His 40/40/20 Investing Strategy, How He Identifies Winning Companies, The Business Model Behind Influencers Making Real Money, And How To Successfully Pitch Brands. This Episode Is A Masterclass On Risk, Branding, Social Media, And Building Sustainable Wealth In A Noisy World. Invest Fest Tickets: investfest.com #EarnYourLeisure #DanFleyshman #Entrepreneurship #Investing #BusinessGame #IPO #PersonalBrand #SocialMediaBusiness #StartupLessons #WealthBuilding #MarketingStrategy See omnystudio.com/listener for privacy information.

Welcome back to Market Mondays In this insightful clip, Troy Millings sits down with Matt Garland—better known as MG the Mortgage Guy—to unpack the biggest trends, myths, and strategies shaping the 2026 real estate landscape. MG the Mortgage Guy drops gems you won’t hear anywhere else about home ownership, interest rates, economic shifts, and how anyone—regardless of starting point—can build generational wealth through smart real estate moves. From debunking the internet “housing crash” rumors to revealing why now is one of the best times to buy, MG gives his unfiltered, expert perspective after 23 years in the mortgage industry. Highlights in this clip:- Why a housing crash isn’t coming (and who benefits from these rumors)- The truth about interest rates, government policies, and what buyers can expect heading into 2026 and 2027- Game-changing down payment assistance programs, ADU options, and how new loan rules can help buyers qualify in expensive cities- The power of group buying, family compounds, and multi-generational living to get on the property ladder- Controversial advice about renting vs. buying your own home (and why it’s not “either/or” for Black and Brown communities seeking wealth)- Why listening to real estate “gurus” could cost you your shot at generational wealth Plus, Troy and MG discuss the critical mindset shifts, planning strategies, and simple hacks to thrive—whether you’re a first-time buyer or looking to scale up your real estate investments. MG addresses common mistakes high income earners and entrepreneurs make, and why a solid “mortgage plan” is your secret weapon. Ready to turn knowledge into action? Hit play and take notes, because this clip might change how you approach real estate forever. Don’t forget to like, comment, and subscribe for more unfiltered convos and wealth-building wisdom! **#RealEstate2026 #HomebuyingTips #MortgageAdvice #BlackOutPodcast #MGMortgageGuy #TroyMillings #GenerationalWealth #FinancialLiteracy #InterestRates #InvestFest #EarnYourLeisure #HousingMarket #ADU #DownPaymentAssistance #GroupBuying #FamilyCompound #BlackWealth #EconomicEmpowerment #SmartMoneyMoves** See omnystudio.com/listener for privacy information.

In this Market Mondays clip, join Rashad Bilal, Ian Dunlap, and Troy Millings as they break down the outlook for gold, silver, and other precious metals heading into 2026. The trio dives deep into why gold and silver are hitting historic highs, forecasting where prices could peak, and what investors need to watch out for in these turbulent times. Ian analyzes the connection between precious metals, economic threats, and historic moments such as the pre-Covid era, the European debt crisis, and the 2008 crash. He projects that in a worst-case scenario, gold could reach $5,480 an ounce, with silver potentially soaring to $153 or even $1,054. The discussion examines how economic instability, geopolitical tension, and uncertain leadership continue to drive investors to safer assets. Troy points out that major banks and analysts, like J.P. Morgan and HSBC, have gold targets of $5,000 an ounce by Q4 of 2026, emphasizing that supply chain issues, instability, and a weakening dollar are fueling these bullish predictions. He recalls Robert Kiyosaki's early advocacy for silver and notes how commodities often thrive during times of global uncertainty. Rashad provides context on the U.S. national debt’s rapid growth and its impact on dollar value, highlighting how increased government spending under recent administrations contributes to the ongoing bull market for stores of value like gold, silver, and even Bitcoin. He relays insight from Mike Novogratz, who forecasts a gold price of $10,000 if spending continues at its current pace. Together, the Market Mondays team discusses the fading confidence in American economic leadership and traditional finance, how corporate profits are consolidating into a handful of companies, and why market highs aren’t telling the full story about the broader economy. They also touch on the potential for Bitcoin and other digital assets as additional stores of value, and tease upcoming conversations around platinum, copper, and rare earth elements. **WHAT YOU’LL LEARN IN THIS CLIP:**  - Expert predictions for gold and silver prices in 2026  - The connections between economic crises, government debt, and precious metals  - Analyst expectations from J.P. Morgan, HSBC, Morgan Stanley and more  - Impacts of geopolitical turmoil and the weakening U.S. dollar  - Why investors are turning to gold, silver, Bitcoin, and other commodities  - Insights about the current state of big tech and S&P 500 performance  - A peek at platinum, copper, and rare earth metals investment trends Stay ahead of the market and understand how macroeconomic pressures and political events shape your investing strategy. Don’t miss this Market Mondays clip if you’re serious about wealth preservation and opportunity in uncertain times. **Subscribe for more market insights and wealth-building strategies!**  #Gold #Silver #Investing #MarketMondays #PreciousMetals #2026Forecast #Bitcoin #Stocks #Economy #Finance #WealthBuilding See omnystudio.com/listener for privacy information.

In this candid Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive into how their investing beliefs have evolved, sharing real-life shifts in perspective that can help every investor sharpen their game. Troy Millings kicks off by explaining why he’s had a change of heart about stocks priced under $25—especially in changing political and economic environments. While he was once wary of these "cheaper" stocks, Troy now sees their potential for major short-term gains, emphasizing that swing trades (rather than long holds) may be the best strategy in certain market climates. Ian Dunlap gets honest about his long-held conviction that Disney could dethrone Netflix as the top streaming giant. Drawing on years of data, updates on Disney’s streaming and ESPN efforts, and a comparison to the S&P’s performance, Ian reveals why he no longer sees Disney as a challenger to Netflix’s crown and questions whether Disney should have even entered the streaming wars. Rashad Bilal provides a valuable lesson for new and experienced investors alike, unpacking the popular advice to "invest in what you use and know." Instead, Rashad suggests going a step further: invest in companies the world *needs*—not just the ones you personally love. Whether it's Apple, semiconductor giants, or companies essential to healthcare, Rashad highlights why focusing on necessity over personal preference can lead to stronger investing outcomes. Together, Rashad, Troy, and Ian bring humor, honesty, and practical wisdom—showing that the best strategies often come from re-examining old beliefs and staying open to new ideas. *Don’t miss out on these key insights:* Reconsidering undervalued stocks in unique market conditions The realities behind Disney’s streaming business and legacy Why loving a company isn’t enough—and what to look for instead A practical approach to building a resilient, smart portfolio If you appreciate real talk about money, mindsets, and markets, hit like, subscribe, and let us know in the comments: What investing belief have you changed your mind on? #MarketMondays #Investing #StockMarket #Disney #Netflix #PersonalFinance #InvestmentStrategy #Stocks #FinancialFreedom #TechStocks #MarketTrends #MoneyTalks #FinanceClip --- *Stay tuned for more discussions, unfiltered opinions, and the tools to grow your wealth with Rashad, Troy, and Ian.* See omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the future of software companies in the rapidly evolving AI era. As artificial intelligence transforms every industry, which tech titans are set to thrive—and who is at risk of falling behind? Ian Dunlap highlights "AI indestructible" companies, naming SAP, Intuit, and ADP as strong contenders, while noting that well-known names like Duolingo and Adobe may face challenges. The panel debates the obvious winners—like Microsoft, with its Copilot integration and innovation through Azure—and discuss sleeper picks such as ServiceNow, lauded for its forward-thinking leadership and connectivity solutions. The discussion shifts to the race for an "agentic AI stack": an AI platform that can handle personal tasks like answering all your emails hands-free. Rashad Bilal and Ian Dunlap weigh in on whether Google, Apple, Microsoft, or Tesla will be first, with Google considered a front-runner thanks to its deep AI roots and integration with essential services like email and calendar. However, Rashad argues Apple’s dominance in vertical integration (managing texts, music, calendar, and email on a device most Americans use) gives it an edge—if it can catch up in AI investments. The clip doesn’t shy away from tough criticism of Apple’s leadership, with Rashad questioning Tim Cook's strategy and pointing out that Apple was offered the same deal that made Microsoft an AI leader—and turned it down. While Apple products remain indispensable and its ecosystem robust, signs of underinvestment in AI are causing market cap slippage and stirring calls for leadership change. Comparisons are drawn to companies that failed to keep up with innovation in the past—like BlackBerry and Intel—serving as a cautionary tale for Apple if it doesn’t shake things up. The hosts discuss what Apple should do next, from innovating through major acquisitions to fostering new executive leadership capable of driving AI progress. The debate closes with a reflection on whether being top of the market is enough—or if Apple, like in sports, needs new leadership to set a winning culture. Are Tim Cook’s days numbered, and is internal succession already in motion? Don’t miss this candid, thought-provoking conversation on how AI is reshaping the tech landscape for giants like Apple, Google, Microsoft, Amazon, Meta, and more. *Hashtags:* #AIEra #TechStocks #MarketMondays #Apple #Google #Microsoft #Innovation #Investing #TimCook #AIInvesting #TechTalk #SoftwareStocks #FutureOfAI #ServiceNow #SAP #Intuit #Amazon #Meta See omnystudio.com/listener for privacy information.

On today’s episode of Earn Your Leisure, we sit down with Kwaku Bediako, founder of Chocolate Clothes Global, for a powerful conversation on fashion, culture, and building a global brand with African roots 🌍👕. Kwaku breaks down what inspired him to expand Chocolate Clothes Global, how a six-month run on CNN helped legitimize and scale the brand, and why African influence is shaping global fashion more than ever. He also shares how America played a role in the brand’s evolution, the mentality required to succeed as a fashion designer, and the realities of building a business on the continent. We dive into pivotal moments—including a styling opportunity with Steve Harvey, lessons from a missed chance to style Naomi Campbell, and how Chocolate Clothes Global landed a partnership with the NBA. From building a subscription model to understanding why organic growth takes time, this episode is packed with real gems for creatives, entrepreneurs, and anyone looking to build something meaningful and global. #EarnYourLeisure #ChocolateClothesGlobal #AfricanFashion #FashionBusiness #BlackOwnedBusiness #GlobalBrand #Entrepreneurship #CreativeEconomy #AfricanCreators #FashionIndustry #BusinessFromAfrica #CulturalImpact #BrandBuilding #SubscriptionBusiness #NBApartnership #OrganicGrowth See omnystudio.com/listener for privacy information.

In this revealing Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the unprecedented Justice Department investigation into Federal Reserve Chair Jerome Powell at the direction of Donald Trump. With the market watching closely, the trio explores how politicizing the Fed could threaten its longstanding autonomy and set a dangerous precedent for America’s financial stability. Rashad highlights the seriousness of the Fed potentially losing its independence and becoming subject to presidential influence, emphasizing that Trump is not a traditional president and is aggressively consolidating power. Ian points out that the way Trump operates—allegedly using punitive measures against those who don’t comply—mirrors tactics seen in less democratic governments, raising alarms about the long-term impact on the economy and markets. Troy provides insight into Powell’s actual record, noting that Powell led the charge on recent interest rate cuts and managed the pandemic recovery strategically, yet is now facing political retaliation for not moving quickly enough to meet presidential demands. The hosts analyze how Powell's possible indictment—something never before seen in American history—may undermine confidence in future Fed chairs, making them vulnerable to political pressure instead of focusing on serving the public good. They also examine how this move fits into the larger context of Project 2025, designed to consolidate executive power across U.S. institutions. From the recent resilience of the stock market despite political turmoil, to the deeper questions about democracy, legacy, and financial policy, this discussion unpacks the real risks investors and citizens face when the independence of critical economic institutions is threatened. Will these actions cause a market crash or a slow erosion of trust in America’s financial system? Is this the beginning of long-term instability or just another political skirmish? Don’t miss this essential conversation for anyone concerned about the intersection of politics, economics, and market moves. *Timestamps:* Trump’s DOJ investigates Fed Chair Jerome Powell Why Fed independence matters Will this impact the stock market and economy? Project 2025 and executive power consolidation How Jerome Powell managed rate cuts and market recovery Predictions for the market in the second half of the year --- #MarketMondays #JeromePowell #FederalReserve #DonaldTrump #StockMarket #Economy #Project2025 #Investing #Finance #FinancialNews #EconomicPolicy #MarketAnalysis Subscribe for valuable insights on business, investing, and the biggest financial stories shaping our world. See omnystudio.com/listener for privacy information.

In this clip, Rashad Bilal, Troy Millings, and Ian Schwartzman dive deep into Netflix's recent $100M deal to bring IHeart podcasts—including hits like The Breakfast Club and shows from Joe and Jada—onto their platform. What does this mean for the future of creators, viewers, and the entire podcast industry? Hear Rashad Bilal break down a conversation with Charlemagne about how Netflix is challenging YouTube’s long-standing dominance over creators. The hosts debate whether Netflix’s move will truly shake things up, offering alternative options for content creators who’ve long been under YouTube’s thumb. Troy Millings analyzes Netflix’s strategy to compete with both YouTube and cable TV, highlighting how podcasting and vodcasting (video podcasts) have become crucial to premium content platforms. The conversation uncovers how major platforms are fighting for the most-viewed and most-listened-to content on the planet. The group explores the financial implications for creators and companies—revealing how platform deals can mean guaranteed money but also restrict creator control. They caution that some fans may lose access to their favorite shows as content moves behind Netflix’s walls. Ian Schwartzman brings valuable insights from recent industry conversations, describing how contracts have evolved to include video rights, and how newer creators may trade those rights for bigger checks, sometimes before realizing their true value. Whether you’re a creator, a business-minded viewer, or just fascinated by the seismic shifts in the entertainment landscape, this clip offers powerful commentary on why video rights matter, how platform monopolies are breaking, and what the next decade might hold for podcasts and vodcasts. *Key Topics Discussed:* Netflix’s strategy to acquire podcast video content The ongoing battle between YouTube and Netflix How platform exclusivity impacts creators and fans Contract negotiation shifts: the value of video rights The financial motivations behind deals for creators Let us know in the comments: Will Netflix’s push into podcasting change how you watch and listen to your favorite content? Do you think creators are giving up too much? *#Netflix #Podcasting #YouTube #ContentCreators #BusinessNews #EntertainmentIndustry #BreakfastClub #IHeartRadio #JoeAndJada #StreamingWars #Monopoly #Vodcast #MediaIndustry* See omnystudio.com/listener for privacy information.

In this powerful clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Rashad Bilal sit down and watch a viral moment in this Internet clip about the role of prenups—not just in marriage, but as a cornerstone of estate planning. Discover why some parents require their children to sign prenuptial agreements, with the threat of being written out of the family’s will if they refuse. Learn how this isn’t just about protecting wealth from in-laws, but about preserving legacies that generations have worked to build. Rashad Bilal explores the rarely heard perspective of parents implementing strict financial guidelines for their children’s marriages. Ian Dunlap shares the challenges and realities of generational wealth—making sure that what’s built isn’t lost due to poor personal decisions or opportunistic partners. This clip dives into topics like: Why prenups matter beyond just marriage How estate planning can affect family dynamics Real-life examples from wealthy families (including a reference to the House of Gucci saga) The difference between “builders” and “takers” in the world of generational wealth Strategies to protect family assets from external risks Whether you’re building your own legacy or just curious about how the ultra-wealthy manage their affairs, this conversation is filled with wisdom, funny anecdotes, and actionable financial insight. Hit play to learn why smart estate planning isn’t just about money—it’s about family, strategy, and safeguarding your future. If you’re interested in generational wealth or the business of protecting what you earn, you won’t want to miss this clip! --- *Hashtags:* #Prenup #EstatePlanning #GenerationalWealth #BlackOutPodcast #IanDunlap #RashadBilal #MarriageAndMoney #FamilyLegacy #WealthManagement #HouseOfGucci #MoneyTalks #FinancialPlanning #ProtectYourWealth See omnystudio.com/listener for privacy information.

Dive into bold predictions and candid insights about the 2026 financial landscape in this Market Mondays clip! Troy Millings, Ian Dunlap, and Morgan Debaun break down what investors can expect, covering everything from explosive market rallies, looming geopolitical tensions, the future of AI, and the impact of midterm elections. Troy Millings forecasts an "absolutely amazing" first half of the year with the Dow potentially hitting new highs, but flags concerns about a possible mid-year market drop due to geopolitical shocks. He points to record highs in copper, gold, and silver, suggesting that something has to give in this risk-on environment—whether in tech, crypto, or commodities. Troy also calls out leadership at major corporations, hinting it’s time for fresh faces at the helm as several big names continue to struggle. Morgan Debaun brings historic perspective, spotlighting the pattern that when the first five trading days of a year are positive, 85% of the time so is the full year. She discusses the nuanced relationship between war, market volatility, and policy changes, expressing cautious optimism for continued market gains—possibly double digits—while keeping an eye on election-year shifts and their economic consequences. Ian Dunlap emphasizes the profound influence of domestic politics on market performance. He probes the “blue wave” effect, suggesting Democratic wins could mean short-term negative returns, while Republican control is positive for stocks. Ian illustrates how social media and news manipulation—such as the Somali daycare controversy—play into broader political strategies to sway public opinion and market sentiment. He advocates for bold action over safe plays, both in politics and investment. This clip is packed with real talk, actionable insights, and a healthy dose of skepticism about leadership, subsidies, and global game-changers. Whether you’re a seasoned investor or just trying to understand the market’s next move, Market Mondays offers a fresh take on the challenges and opportunities ahead for 2026. *Key Topics Covered:* 2026 market forecasts and why the first half may soar The role of commodities, tech, and crypto in reshaping risk Geopolitical conflicts and midterm fallout risks The enduring strength—and limits—of the AI trend How political control influences market returns Real-world examples of news manipulation and corporate bailouts The need for bold leadership and new strategies in business and government Join the conversation and let us know: Do you agree with these predictions? What sectors are you betting on? Connect with the Market Mondays community in the comments! *Hashtags:* #StockMarket #Predictions2026 #MarketMondays #Investing #AI #Politics #Geopolitics #DowJones #SP500 #TroyMillings #IanDunlap #MorganDebaun #FinancialInsights #WallStreet #GlobalMarkets See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap come together to share the five daily habits they’re prioritizing for success, health, and well-being in 2026. Dive in as they discuss practical routines, mindset shifts, and intentional living that will help set the foundation for a prosperous and balanced future. Rashad Bilal kicks things off by highlighting the importance of daily exercise, meditation, gratitude through prayer, mindful nutrition, and continuous education. Drawing from years of personal experience, Rashad shares how working out for an hour, starting the day with meditation, and sticking to a nutrition plan—like having only fruit before noon and no food after 8 pm—have all played a pivotal role in his personal growth. He also emphasizes drinking a gallon of water and making sure to dedicate time every day to learning something new, whether through documentaries, books, or podcasts. Troy Millings builds on these habits with his own approach to intentional living. He echoes the need for prayer as the first act of the day and is a firm believer in reading before turning to any screens or distractions. Troy shares the power of self-reflection, including weekly check-ins with his wife to ensure they’re aligned both personally and professionally. Treating the body like a vital infrastructure, he underscores the benefits of incorporating exercise and sauna sessions. Troy also stresses the importance of staying connected with your finances, making it a point to review accounts, investments, and assets daily to avoid surprises and maintain control. Ian Dunlap adds his perspective by focusing on meditation, prayer, and prioritizing personal relationships before business each morning. He talks about gratitude practices, like writing down three things he’s grateful for, and making it a mission to learn and do something new every day to avoid getting stagnant. Ian also mentions the significance of studying markets regularly to stay sharp and ahead. These insights from Rashad, Troy, and Ian go beyond surface-level tips—they’re actionable strategies rooted in experience. Whether you’re an entrepreneur, investor, or anyone looking to level up in 2026, these habits are your roadmap to consistency, growth, and fulfillment. *Want more tips for financial, personal, and professional success? Make sure you subscribe to Market Mondays and turn on notifications so you never miss a clip!* #MarketMondays #DailyHabits #Success2026 #RashadBilal #TroyMillings #IanDunlap #SelfImprovement #FinancialLiteracy #HealthyLiving #PersonalGrowth See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal and Troy Millings deliver an in-depth discussion about the mounting geopolitical tensions surrounding Taiwan, focusing on the global importance of Taiwan Semiconductor Manufacturing (TSMC). The conversation examines whether China is likely to attempt a takeover of Taiwan this year, the potential repercussions for the world's tech economy, and the strategic stakes behind semiconductor manufacturing. Troy Millings and Rashad Bilal break down how TSMC stands at the center of the AI and tech revolution, responsible for manufacturing a staggering 90% of the world’s advanced semiconductors. With both U.S. GDP and leading tech giants—Nvidia, Apple, Microsoft, Meta—heavily reliant on Taiwan’s chips, any threat to TSMC not only jeopardizes global technological progress but could also trigger economic catastrophe. The clip highlights the unlikely scenario of immediate conflict but acknowledges espionage attempts, corporate “kill switch” defenses, and China’s longstanding desire to reunify with Taiwan—all of which add layers to this complex global standoff. Rashad Bilal emphasizes the strategic moves of U.S. investment in semiconductor fabs, aiming to reduce dependency and avoid the risks tied to the hyperconcentration of tech stocks. The duo also exposes the shifting market landscape, noting that just 10 stocks now comprise 35% of the U.S. market’s value—a level of concentration unseen in decades. Subtle references to historical missteps, espionage cases, and “war games” scenarios give viewers a gripping understanding of the stakes at play. Troy Millings and Rashad Bilal invite questions about everything from global manufacturing trends to the realities of modern warfare and economic security. Whether you’re an investor, tech enthusiast, or someone keeping tabs on world events, this is a must-watch analysis showing how one company, one country, and one conflict could reshape the future of the global economy. *Hashtags:* #Taiwan #China #TSMC #Semiconductors #TechStocks #MarketMondays #Geopolitics #Investing #AI #Nvidia #Apple #Microsoft #Meta #Hyperconcentration #USMarket #GlobalEconomy #WarGames #FinancialNews #StockMarket See omnystudio.com/listener for privacy information.

On this episode of Earn Your Leisure, we sit down with Ian Schwartzman, business partner and part owner of the Joe Budden Network, for a real behind-the-scenes breakdown of the podcast and media business. Ian opens up about how his partnership with Joe Budden was built, why most podcasts are operating the wrong way, and how content creators often undervalue what they actually own.   We dive deep into why streaming numbers alone don’t define your worth, how the Joe Budden Network operates more like a data company than a traditional media brand, and why too many ad reads can actually hurt long-term value. Ian also explains why so many podcasts fail on Patreon, how network breakups can sometimes lead to stronger ownership structures, and why making smart business decisions shouldn’t be taboo in creative industries.   The conversation expands into the evolving media landscape, including major industry deals like Netflix partnering with iHeartMedia, the negotiation strategies behind big partnerships, and whether podcasters are giving up their video rights too early. From the podcast bubble popping to why experience matters more than a quick ad check, this episode is a must-watch for anyone building in media, content, or business.   EYL University: https://eyluniversity.com   #EarnYourLeisure #PodcastBusiness #IanSchwartzman #JoeBuddenNetwork #ContentCreators #MediaDeals #Netflix #iHeartMedia #PodcastIndustry #Ownership #DigitalMedia #Entrepreneurship See omnystudio.com/listener for privacy information.

In this clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the unfolding situation in Venezuela and its global financial impact. They discuss the dramatic court hearing of Venezuela’s ousted president in New York, the ongoing disputes over oil, and how U.S. companies may stand to benefit from geopolitical shifts. Ian Dunlap identifies major players in the oil industry—Schlumberger, Chevron, ExxonMobil, ConocoPhillips, Halliburton, Baker Hughes—and key ETFs like XLE and ITA that are at the center of this fast-moving trade. The conversation explores how these companies and investments could be affected, but also raises the big question: how long will this oil trade remain relevant given the volatility in Venezuela? Rashad Bilal highlights the complexity of Venezuela’s oil situation, noting its thick crude oil and refining challenges, compounded by years of sanctions. The clip uncovers how U.S. interests may be less about regime change and more about friendly extortion and strategic alignment, drawing parallels to historic situations in Iraq and Libya but also pointing out important differences. This is not just a discussion about profit and trades—it’s a candid look at the moral dilemmas facing investors. Is it right to invest in sectors benefitting from international turmoil? Rashad Bilal reflects on how many Venezuelans accept U.S. involvement for a chance at a better future, underlining that the story isn’t black or white. The conversation wraps with speculation about wider ambitions for U.S. influence, naming Colombia, Cuba, Mexico, and even Greenland as potential targets for strategic moves. This is a must-watch for anyone interested in the intersection of geopolitics, finance, and morality. *Hashtags:* #Venezuela #OilTrade #Geopolitics #MarketMondays #RashadBilal #IanDunlap #Investing #Finance #USPolitics #Imperialism #StockMarket #OilStocks #GlobalMarkets See omnystudio.com/listener for privacy information.

In this episode, Troy Millings and Ian Dunlap break down their top stock picks for 2026, highlighting key moves by giants like Meta, Nvidia, Google, and more. They dive deep into Meta’s overlooked $2 billion Manus acquisition, Nvidia’s groundbreaking purchase of Gronk for LPUs, and Google’s visionary plays with SpaceX and Samsung. Tune in for insights on why companies like TSM, AMD, Micron, Western Digital, GeV, Lily, Hood, and Visa remain core long-term holdings and how innovation in AI, chip manufacturing, and strategic partnerships are set to define the next wave of growth in tech investments. Whether you’re a seasoned investor or just starting out, this episode is packed with actionable analysis and fresh perspectives on the future of tech stocks. #TechStocks #AI #Nvidia #Meta #Google #Investing #StockMarket #TSM #Micron #AMD #SpaceX #Samsung #Manus #Grok #Portfolio #GrowthStocks #EYL See omnystudio.com/listener for privacy information.

Ready to learn how to cut your mortgage in half and build wealth through strategic investing? In this episode of EYL, Angela Yee shares her personal journey into real estate, revealing how living in a multi-family home slashed her monthly mortgage and became a smart financial move. She breaks down her goal-setting strategies, the importance of financial discipline, and clever ways to maximize credit card points for travel and luxury purchases.  The conversation covers the power of house hacking, overcoming pride to make wise decisions, balancing an intense work schedule, and building successful businesses—from juice bars and coffee shops to a new hair store in Detroit. If you’re looking for practical tips on investing, entrepreneurship, and achieving financial independence, this episode is packed with gems. Don’t miss the discussion on setting long-term goals, franchising, and self-education for business growth. Subscribe for more insights on personal finance, real estate, and wealth-building! #HouseHacking #AngelaYee #RealEstateInvesting #EYL #Entrepreneurship #FinancialFreedom #CreditCardPoints #WealthBuilding #InvestSmart #BusinessGrowth #MortgageTips See omnystudio.com/listener for privacy information.

In this thought-provoking EYL clip, Cari Champion joins Rashad Bilal and Ian Dunlap for a candid conversation about the complexities of relationships when you’re a woman in the public eye. With years of experience as a prominent television personality, Cari opens up about her dating life, how being well-known impacts romantic dynamics, and the misconceptions that come with her public persona. She addresses rumors about her dating preferences, the challenges of networking without it being mistaken for flirting, and maintaining authenticity without dimming her light for anyone. Rashad Bilal goes deeper, sharing his perspective on the societal and cultural factors that may fuel division between Black men and Black women, touching on economic realities, shifting power dynamics, and the influence of social media. Ian Dunlap adds honest commentary about men needing to build confidence and take initiative, while noting that online debates often don’t reflect real-life experiences. Listen in as they discuss: The unique pressures successful women face in romantic relationships The importance of confidence, security, and mutual respect in love The impact of social media and cultural breakdowns on dating norms Economic challenges and how financial disparities can affect partnerships Combating toxic narratives and fostering genuine connection Whether you’re navigating your own love life or curious about how culture shapes relationships today, this clip delivers authentic insights and real talk you won’t want to miss. #CariChampion #RashadBilal #IanDunlap #EYL #Relationships #PublicFigure #Dating #BlackCulture #Society #SuccessAndLove #CulturalDynamics #Empowerment #ModernDating #Clip See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap tackle one of the most common questions from investors: "Is Micron better than AMD?" This in-depth discussion goes beyond just picking a winner—it's an essential guide for anyone looking to understand the semiconductor landscape, tech stocks, and the strategies pros use to build a winning portfolio. *What’s Inside This Clip:* Rashad Bilal raises a key investing question: Is Micron a better choice than AMD? Troy Millings and Ian Dunlap break down why smart investors don’t limit themselves to either/or thinking—sometimes, you need to own both! Ian Dunlap explains the different roles these companies play in the tech ecosystem: while AMD manufactures CPUs and GPUs, Micron builds the memory that powers them. Learn how partnerships between companies like AMD, Nvidia, and Micron create opportunities for growth across the sector. The team emphasizes building a portfolio with multiple tech leaders (including Nvidia), and how diversification can maximize your returns. Discover why ETFs like SMH can be a powerful tool if you’re starting with less capital or want exposure to all the top semiconductor players such as Nvidia, TSM, Broadcom, Micron, AMD, ASML, and Intel. Tips on the importance of patience, long-term investing, and having the curiosity to research which companies are enabling the tech giants’ success. Whether you’re a novice looking at your first tech stock, or an experienced investor seeking strategic insight, this clip will help you rethink how you approach tech investing and portfolio building. *Key Takeaways:* Don’t focus solely on picking a "winner"—understand the relationships between companies like AMD, Micron, and Nvidia for a more informed investment approach. If you’re short on capital, consider ETFs like SMH for broad sector exposure. Be patient and curious as an investor; look for companies that support the leaders in the market. Building wealth is about consistent investment into solid assets—put your money in, let it grow, and don’t overcomplicate your approach. Subscribe for more real-time stock market strategies, financial education, and wealth-building tactics from Rashad Bilal, Troy Millings, and Ian Dunlap every Monday! *Hashtags:* #MarketMondays #TechStocks #Micron #AMD #Nvidia #FinancialEducation #InvestingTips #Semiconductors #ETFs #StockMarket #WealthBuilding See omnystudio.com/listener for privacy information.

Tommy Duncan grew up in the healthcare industry, with his partners owning the only black-owned hospital in Detroit. After they fell on hard times and lost the business, he became an entrepreneur in the health space. He moved up the ladder quickly in the field and sold his first company in his 20s for $1.5 million. Years later, he sold his second healthcare company for $120 million. Most recently, he made news by starting a low-cost-subscription healthcare company called Jetdoc. Rick Ross is a main investor in the company, investing over one million dollars into the venture. He has also been a public advocate for the revolutionary business model. On episode 155, Tommy broke down the trillion dollar healthcare industry, and he explained the process of selling his company for over $100 million. He also detailed the angles of government contracting that can make entrepreneurs rich, and he outlined a plan to decrease health expenses by helping the homeless. #healthcare #jetdoc #rickross #tommyduncan EYL University: https://www.eyluniversity.com Host IG: https://instagram.com/earnyourleisure... Guest IG: https://instagram.com/tommy2duncan?ut... See omnystudio.com/listener for privacy information.

In this video, we discuss the benefits of leasing a car. We also discuss buying a new car vs buying a used car and how to get the best deal when purchasing a car. #cars #leasing #usedcar Full Interview:    • LEASING VS BUYING A CAR   See omnystudio.com/listener for privacy information.

In this video, we discuss the dangers of the middle class mindset and how it can prevent you from achieving success. If you want to achieve great things in life, you need to break out of the middle class mindset and start thinking like an entrepreneur. Watch this video to learn more! See omnystudio.com/listener for privacy information.

In this clip Floyd Mayweather talks about Gervonta "Tank" Davis' desire to leave Mayweather Promotions. #gervontadavis #floydmayweather #boxing Link to Full Episode:    • Floyd Mayweather on His Plans to Buy an NB...   EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages... See omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Netflix’s strategy and the latest shake-ups in the streaming and media industries. The hosts debate whether Netflix can reclaim $100+ per share and if it’s still a top buy for long-term investors—even as seismic changes hit Paramount and major players like Larry Ellison double down on media investments. The conversation kicks off with Rashad Bilal sharing why Netflix’s push into live events, like big fight nights and sports, is building a new moat around its business—transforming them into this generation’s version of cable. Ian Dunlap reinforces the bullish outlook, reminding investors that while big year-over-year gains might slow, Netflix is still one of the best-run companies in media. The hosts urge viewers to get comfortable with longer holding periods, noting that industry giants are playing 20- to 30-year games while everyday investors sometimes focus way too much on 3- to 6-month swings. Troy Millings explores Netflix’s shift towards integrating into our daily routines—not just through binge-worthy series, but partnerships like the iHeartRadio deal, live sports, and an expanding podcast presence. He highlights the Diddy documentary’s viral numbers and what that means for Netflix’s future pipeline. The clip also dives into headline-grabbing moves by Larry Ellison, including the rumored $40 billion personal guarantee attached to mega-mergers with Paramount and Warner Brothers, plus the deepening relationship between Oracle and TikTok. Ian Dunlap explains the power and intent behind these deals—not just for building influence, but controlling media narratives and ensuring stability across their empire. Amid all the deal-making and power plays, this Market Mondays highlight ends on a crucial message: stay committed to your portfolio, play the long game, and don’t get spooked by short-term volatility. As the media industry consolidates and the fight for viewer engagement escalates, the best assets—including Netflix—are set for years of growth. *Topics covered:* Will Netflix surpass $100 again? How Netflix is building a modern cable moat Live sports, exclusive docs, and content strategy The game-changing Paramount, Warner Bros, and Oracle moves Larry Ellison’s $40B guarantee and its media power play The importance of long-term investing in tech and media Don’t miss why Rashad Bilal, Ian Dunlap, and Troy Millings all agree: holding your Netflix shares could set you up for freedom—if you play it smart and patient. #MarketMondays #Netflix #StockMarket #Investing #StreamingWars #Paramount #LarryEllison #MediaDeals #TechStocks #FinancialFreedom See omnystudio.com/listener for privacy information.

Are you ready for 2026? In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the biggest mistakes investors might make in the upcoming year—and how to avoid them. Whether you’re just starting your investment journey or looking to refine your strategy, this discussion delivers blunt, practical advice to help you prepare for seismic changes ahead. Ian Dunlap emphasizes the importance of accumulating shares, knowing your “freedom number,” and tuning out distracting online noise. He highlights how top entrepreneurs—like Magic Johnson and Gary Vee—are doubling down because the financial landscape is about to shift. Ian’s no-nonsense approach: find a way to acquire at least 2,000–3,000 shares and stay focused! Troy Millings warns against “gossip trading”—making investment decisions based on hearsay or hype, rather than solid research. He stresses the danger of treating your brokerage account like a gambling app, and why discipline, education, and conviction matter more than ever. Troy recommends starting small, truly understanding the businesses you invest in, and building knowledge for long-term success. Rashad Bilal brings a practical blueprint, sharing 10 essential steps every investor should follow in 2026: Create a budget using popular apps like YNAB, Monarch Money, or Rocket Money Set up systematic monthly investing (dollar cost averaging) Maximize retirement contributions for tax benefits Regularly review and update all beneficiaries Commit to continuous education by watching one documentary a week and reading one book every 60 days Map out actionable, accountable goals based on the “12 Week Year” strategy The crew agrees: the biggest investor mistake is not having a clear plan and the discipline to stick to it. If you want to set yourself up for real financial success in 2026, this conversation is your actionable guide! 👇 Drop your freedom number for 2026 in the comments and let us know what steps you’re taking to lock in your future. *Be sure to subscribe for more Market Mondays insights on wealth-building and financial mastery!* #MarketMondays #Investing2026 #MoneyMistakes #FinancialFreedom #RashadBilal #IanDunlap #TroyMillings #WealthBuilding #PersonalFinance #StockMarket #InvestmentTips #FinancialPlanning See omnystudio.com/listener for privacy information.

In this clip Storm Leroy talks about the keys to build generational wealth through opening up a trust. #trust #generationalwealth #lifeinsurance See omnystudio.com/listener for privacy information.

In this clip from EYL, Rashad Bilal, Troy Millings, and Dave Salvant have a candid conversation about the realities of launching, scaling, and valuing SQUIRE—the revolutionary platform transforming the barbershop industry. Dave Salvant breaks down the challenges and successes of marketing SQUIRE to both Black and non-Black barbershops, revealing how preconceived notions and internal biases initially influenced their outreach strategies. He shares insightful lessons about how he and his team discovered their approach resonated widely, and how direct, authentic engagement can break stereotypes. The discussion delves deep into the nuts and bolts of business growth. Dave details the journey from personally pitching barbershops to building a repeatable, scalable business model and an executive team capable of taking SQUIRE to new heights. He emphasizes the importance of doing the unscalable things at first—rolling up their sleeves and knocking on doors—before building the processes for true scale. For entrepreneurs and anyone fascinated by startups, Dave explains the meaning behind SQUIRE’s incredible $750 million valuation in clear, understandable terms. Listeners get an inside look at how investors determine value, the formulas behind equity stakes, and the significance of creating a diverse team with ownership in the company. Dave and Rashad discuss the evolution of the company’s ownership table, the benefits and drawbacks of equity dilution, and why keeping control is just as vital as raising capital. With over 32,000 barbershops and millions of clients in their ecosystem, this conversation is packed with honest advice, motivation, and the real business insights you won’t get elsewhere. *Key Highlights:* How Dave Salvant and SQUIRE confronted and overcame biases in marketing to different communities The evolution from direct sales to scalable processes in the barbershop industry Real talk about company valuation, investor relationships, and how much a startup is really worth Strategies for building wealth in diverse communities through equity and ownership The unique challenges and wins in the journey from hands-on founder to scaling a business with a multi-million dollar market cap If you want motivation and insider knowledge on what it really takes to launch, scale, and retain control of a high-growth tech company, this is the clip for you! *#SQUIRE #BarbershopBusiness #Startups #BusinessGrowth #Entrepreneurship #Valuation #EYL #WealthBuilding #DiversityInTech* See omnystudio.com/listener for privacy information.

In today’s Earn Your Leisure episode, Mark Saint‑Julien (chatgpt://generic-entity?number=0) breaks down the real truth about investing in real estate across Africa. He explains how he first entered the market, why cash is still king in many African countries due to limited trust in banks, and how investors can avoid common scams. The conversation dives into the three essential land contracts everyone must understand, why cities like Dakar are seeing rising prices with steady demand, and how access to reliable information remains one of the biggest barriers for investors.   Mark also highlights where everyday investors can find real opportunities as Africa’s middle class rapidly expands. From the biggest mistakes people make when investing on the continent to realistic cost-of-living insights—like living comfortably in Ivory Coast on $1,500 a month—this episode puts numbers and context behind the hype. The discussion closes with a look at why six-figure earners have outsized purchasing power in Africa, the surprising reality that most travel within Africa is by Africans themselves, and which countries currently offer the best real estate buying opportunities.   #EarnYourLeisure #AfricaInvesting #AfricanRealEstate #DiasporaInvesting #GlobalWealth #RealEstateEducation #InvestInAfrica #FinancialLiteracy #WealthBuilding #EmergingMarkets See omnystudio.com/listener for privacy information.

Get ready for an honest, no-nonsense look at the future of the financial markets! In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down what’s on the horizon for 2026 and beyond—and how you can put yourself in the best position to benefit. Ian Dunlap sets the tone by predicting a tumultuous year ahead but with a positive ending in 2026, urging viewers to focus on *asset accumulation*. Whether you believe in Bitcoin, Microstrategy, index funds, or even dreaming about SpaceX, now is the time to become an “asset hoarder.” The key message? Deploy your capital into assets with conviction rather than waiting for the perfect moment! Troy Millings adds optimism, emphasizing major “catalyst events” like continued spending from tech giants such as Amazon, Meta, Microsoft, and Google. According to Troy, deregulation in AI and infrastructure spending will be a key theme, helping both technology and financial sectors. He predicts further gains for the S&P 500 and highlights that although volatility and possible downturns may appear towards the end of the year, the outlook remains strong—especially for those who stay focused, prepared, and ready to buy during market pullbacks. The trio also discusses the importance of focusing on decade-long investment horizons versus getting caught up in short-term fluctuations. The lesson is clear: building real, generational wealth requires patience and the discipline to invest, even when the market looks shaky. You’ll also hear sharp insights into the risks of market gatekeeping, venture capital exclusivity, and the power of preparation—plus why every downturn is actually a buying opportunity for the informed investor. *Key takeaways from this Market Mondays clip:* 2026 will likely bring volatility and possibly a market free fall, but long-term winners will use it as an accumulation year. Focus on building your portfolio with quality assets—don’t waste time waiting for perfect conditions. Expect increased spending in tech and infrastructure, deregulation benefits (especially in AI), and more tailwinds for growth. Don’t get distracted by crash predictions—stay focused on a 10-year investment plan. Downturns are opportunities for those who are prepared with cash and a strategy. Whether you’re new to investing or a seasoned market participant, these insights will help you ride out the coming turbulence and come out stronger. Listen in for practical advice and proven strategies from some of the sharpest financial minds. If you found this clip valuable, hit the like button, share your thoughts in the comments, and subscribe to Market Mondays for more wealth-building conversations! *Hashtags:* #MarketMondays #Investing2026 #LongTermWealth #AssetAccumulation #FinancialFreedom #TechStocks #Finance #StockMarket #InvestingTips #SP500 #Bitcoin #AIinvesting See omnystudio.com/listener for privacy information.

In this insightful clip from "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into the important—yet often misunderstood—topic of year-end tipping. Responding to a listener question, they break down who should be on your tip list during the holiday season, how much you should give, and why showing appreciation to those who make your life easier is essential. Rashad shares common scenarios, highlighting everyone from sanitation workers, teachers, and valets, to barbers, school bus drivers, and even your building’s concierge. Ian provides real-life examples from his own life, pointing out the value of tipping your cleaning crew, building staff, and even the mailman. The duo discusses the nuances of tipping based on the service received, relationships built over the year, and the importance of recognizing excellent customer service. They also tackle those awkward gray areas: Is it necessary to tip your child’s high school teacher, or does it stop at preschool? What if the service was subpar? Both hosts agree that monetary gifts should go hand-in-hand with outstanding service and positive energy—but getting the etiquette right can sometimes confuse even the most well-meaning among us. Whether you live in a home or apartment, rely on daily or weekly help, or simply want to ensure you’re not missing an important gesture, this clip is packed with practical tips, etiquette reminders, and candid stories about why tipping matters—not just for gratitude, but for better service in the future. Ready to level up your holiday tipping game and show some love to those who support you all year long? Rashad Bilal and Ian Dunlap have you covered! *Hashtags:* #TippingEtiquette #HolidayTipping #YearEndGifts #ServiceWorkers #BlackOutPodcast #IanDunlap #RashadBilal #Gratitude #PodcastClip #LifeAdvice #BetterService #SupportYourCommunity #Appreciation #CustomerService #MonetaryGifts See omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, hosts Rashad Bilal and Ian Dunlap dive into one of the most important lessons for traders and investors: the dangers of chasing fast wins and why true wealth is built with discipline and patience. Ian shares his futures trading tip of the week, reflecting on lessons from the recent trading tournament and highlighting the importance of letting trades “breathe” and strategically planning entries on volatile market days like when Powell speaks or economic reports drop. Rashad and Ian also explore the blurred lines between trading and sports wagering, referencing Robinhood’s innovative approach and how more traders are entering the world of in-game contract trading. The conversation turns critical as they unpack mistakes young investors often make—especially when trying to score fast gains in meme stocks or speculative sectors like NFTs. Ian warns that while hitting a quick win may seem rewarding, it often breeds poor discipline and risky habits, with most quick successes not repeating themselves in the markets. Rashad reinforces the pitfalls of following hype or hearsay without understanding companies or their industries, and both stress why relying on others for entry and exit signals is dangerous. Drawing on Warren Buffett’s philosophy, Rashad recalls a conversation with Jeff Bezos about the power of getting “rich slow”—and why this tried and true method remains unpopular despite its proven results. The key takeaway? While chasing overnight success is tempting, patience, discipline, and a solid plan will always outperform reckless speculation in the long run. *Key points in this clip:* Why you must let your trades breathe and use longer targets strategically How sports wagering platforms like Robinhood are attracting futures traders The biggest mistakes young investors make, from chasing meme stocks to lack of market discipline Why fast money often leads to long-term losses The timeless wisdom of building wealth slowly instead of seeking quick wins *Learn practical wisdom from Rashad Bilal and Ian Dunlap on becoming a smarter, more disciplined investor—because sometimes the slow road is the fastest way to lasting wealth.* #MarketMondays #TradingTips #Investing #WealthBuilding #IanDunlap #RashadBilal #StockMarket #FuturesTrading #Robinhood #Discipline #FinancialFreedom #GetRichSlow #MemeStocks #NFTs #LongTermInvesting #SportsWagering See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the hottest crypto-related stocks and ETFs in today's market. The team dives deep into the strengths and weaknesses of Coinbase, IBIT (iShares Bitcoin Trust), and MicroStrategy—three major ways investors can get exposure to cryptocurrency through the stock market. Rashad starts the conversation by identifying each asset: Coinbase is the go-to platform for buying cryptocurrency, IBIT follows the price of Bitcoin as an ETF (backed by industry giant BlackRock), and MicroStrategy is a company that’s become synonymous with Bitcoin holdings—practically turning into a Bitcoin treasury. Ian highlights the importance of analyzing risk versus reward. He points out that while MicroStrategy once claimed the top spot due to its bold Bitcoin accumulation, current threats and volatility push it to the bottom of his ranking. Coinbase, with its strong leadership and lower perceived risk, gets his vote for number one. IBIT sits in the middle—reliable, but not quite on the same level as investment giants like Vanguard or BlackRock. Rashad pushes back, arguing IBIT deserves the top spot. He stresses the unprecedented security of a product backed by BlackRock, the largest asset manager ever. In his view, if you really believe in Bitcoin’s growth potential, IBIT offers the purest 1:1 exposure, removing the variables that platforms like Coinbase face during earnings reports or market downturns. Troy shares his perspective, agreeing IBIT is the best option for investors wanting direct bitcoin exposure. He explains that owning IBIT is not exactly the same as holding Bitcoin yourself, but it provides a simple route to gain exposure through a fund structure. Coinbase, meanwhile, earns revenue from transaction and subscription fees, making it a strong but somewhat cyclical contender. The trio concludes by ranking the three: IBIT first for its direct and secure Bitcoin exposure, Coinbase second for its business model, and MicroStrategy third due to its current risk factors. Throughout, they also briefly address their broader crypto confidence, with Rashad sharing that Bitcoin and Ethereum are the only coins he’s truly bullish on for the long term. If you're wondering how to get started with crypto investing—or want to understand which publicly traded options might suit your strategy—this clip is packed with insights, debates, and expert perspectives. *Hashtags:* #CryptoStocks #Coinbase #MicroStrategy #IBIT #BitcoinETF #MarketMondays #Investing #CryptoInvesting #StockMarket #BlackRock #Bitcoin See omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with Songe LaRon and Dave Salvant, the co-founders of Squire, to break down how they built a barbershop tech platform into a $750 million company. They share how they met, landed their first customers, and built their first product without deep technical skills — including why they gave Squire away for three years before ever charging. The conversation dives into the realities of fundraising, from relying on angel investors to survive, taking 60 meetings to secure one VC, and how an $8 million Series A helped unlock massive growth. Songe and Dave also explain the role Y Combinator played, the strings attached to outside capital, ownership dilution, and what investors truly expect when they invest. We also explore how Squire scaled to 32,000 barbers and 10 million customers, what their $750M valuation actually means, and the challenges of being two Black founders raising capital. Plus, we discuss Squire’s marketing strategy, deploying $100 million in one year, and whether AI or rising haircut costs could disrupt the barber industry. EYL University: https://eyluniversity.com #EarnYourLeisure #Squire #SongeLaRon #DaveSalvant #StartupJourney #Fundraising #VentureCapital #BlackFounders #Entrepreneurship #TechStartups See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap and Troy Millings dive into Oracle’s latest stock pullback and tackle the burning question: Is now the right time to buy Oracle shares? The conversation breaks down everything investors need to know—including the timing of Oracle’s cloud profitability, the challenges of CAPEX spending, and the shift in market sentiment. Ian Dunlap emphasizes patience, advising investors to wait until Oracle dips closer to $160 before considering an entry point. He highlights how the overall market environment has shifted, urging viewers not to expect every tech company to produce Nvidia-like returns. Troy Millings adds depth by dissecting the nature of cloud profitability, noting that significant returns are often “future dated”—it took Amazon and Google years to generate meaningful profits in their cloud divisions. He draws comparisons to Microsoft’s Azure, explaining that Oracle is following a proven path, even as it faces margin pressure and intense scrutiny. The duo also unpacks Oracle’s position as the fourth-largest cloud provider in the U.S., the spike in credit default swaps, and the impact of negative sentiment as the company’s massive investments raise eyebrows. Troy discusses how Oracle’s evolution—from enterprise software to subscriptions, to AI, and now cloud services—shows resilience, but also warns that market and government connections (like those with Larry Ellison) play a significant role in Oracle’s prospects. For anyone trying to navigate the choppy waters of tech stocks, this analysis offers historical insight, practical entry strategies, and candid takes on where Oracle might be heading next. Don’t miss out if you’re watching cloud stocks or considering Oracle for your portfolio. *Chapters Include:* Oracle’s Stock Pullback: Buy Now or Wait? Cloud Profitability: The Long Play for Investors Oracle vs. Amazon, Google, and Microsoft in the Cloud Race CAPEX and Margin Pressures Explained Market Sentiment & Credit Default Swaps: What Investors Should Know The Larry Ellison Factor: Government Ties & Future Outlook *Drop a comment below:* Are you bullish or bearish on Oracle? Do you agree with Ian Dunlap’s price target or see a different opportunity? *Subscribe to Market Mondays for more sharp investing insights every week!* *#Oracle #CloudComputing #IanDunlap #TroyMillings #TechStocks #MarketMondays #Investing #OracleStock #LarryEllison #StockMarket* See omnystudio.com/listener for privacy information.

In this clip legendary musician and entrepreneur Ryan Leslie breaks down how he made $2 million off an independent album that only sold 17,000 copies. #RyanLeslie #independentartist #musicbusiness Full Episode:    • Ryan Leslie discuses tech, text management...   EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EARNERS See omnystudio.com/listener for privacy information.

In this insightful clip, Vlad Tenev, co-founder and CEO of Robinhood, sits down with Rashad Bilal to discuss the rapidly evolving world of crypto, the transformative potential of bitcoin, and how Robinhood is pioneering innovative prediction markets. Vlad explores the next decade of crypto, emphasizing its role in making high-quality U.S. financial tools accessible globally. He highlights how stablecoins, especially US dollar-based ones, have brought financial stability to people in countries with unreliable banking systems and unstable currencies. According to Vlad, the future lies in extending this access—with crypto and tokenization enabling users anywhere to invest in U.S. stocks and other global assets, leveling the financial playing field. When Rashad asks about bitcoin specifically, Vlad acknowledges its unique status and enduring influence, even as he remains bullish on the broader crypto ecosystem rather than being a “bitcoin maxi.” Vlad shares his thoughts on price predictions, noting the surprises in bitcoin’s journey and its deep-rooted prominence among enthusiasts. The conversation then pivots to Robinhood’s innovative prediction markets, where Vlad explains how Robinhood has quickly become a leader. From just one contract about the presidential election to over 1,500 diverse contracts, prediction markets have become the company’s fastest-growing business segment. These markets not only cover politics but also expand into sports and emerging fields like AI model performance, drawing in traders and market participants from traditional finance backgrounds. Vlad breaks down how prediction markets differ from traditional sports betting—enabling live, dynamic trading as events unfold, thus introducing a new "wagering" experience. This disrupts conventional betting and offers users a way to trade based on real-time market information, making sports betting companies reconsider their strategies. From AI to sports and elections, prediction markets are changing how information is shared and traded. Vlad predicts these markets will become a new, valuable source of crowd-sourced intelligence, enabling individuals to leverage their unique insights and move beyond conventional wisdom. Don’t miss this dynamic conversation about the intersection of technology, finance, and the future of trading. Vlad Tenev explains why Robinhood is defining a new wave of innovation—making global finance accessible and reimagining prediction markets for everyday traders. *Hashtags:* #Crypto #Bitcoin #Robinhood #VladTenev #PredictionMarkets #Stablecoins #Investing #FinanceInnovation #Tokenization #AI #SportsBetting #GlobalFinance #EYL #RashadBilal #FutureOfFinance See omnystudio.com/listener for privacy information.

In this exclusive Market Mondays clip, Rashad Bilal and Troy Millings welcome back Caleb Silver, editor in chief of Investopedia, to break down one of the biggest stories shaking up the entertainment and financial worlds: Netflix’s potential $72 billion acquisition of Warner Brothers’ streaming assets. Was this deal ever real? And what does it mean for the power dynamics of streaming giants? Caleb Silver explains exactly what a monopoly is, tracing its history from the era of the railroads and the origin of U.S. antitrust laws to today’s streaming wars. The trio discusses how monopolies work, why the government steps in with antitrust policies, and how proximity to political power plays a bigger role in the stock market than ever before. You’ll get expert insights into: Why "Assets over Liabilities" is more than just a hoodie slogan—it's the ultimate metric in the current market. How and why the Federal Trade Commission cracks down on monopolies. The real meaning behind antitrust cases and how they protect consumers and competitors. The surprising influence of presidential administrations in shaping business deals and market outcomes. What the Netflix x Warner Brothers mega-deal could signal for the future of entertainment and investing. Whether you’re a budding investor, an industry insider, or just a fan of Market Mondays’ fresh takes, this clip offers a crash course in market mechanics, business strategy, and why your proximity to power could make or break your portfolio. Drop your thoughts in the comments and don’t forget to hit subscribe for all the latest Market Mondays insights! *Hashtags:* #MarketMondays #Investing #Netflix #Monopoly #Antitrust #WarnerBros #StreamingWars #AssetsOverLiabilities #CalebSilver #FinancialEducation #Stocks #BusinessNews See omnystudio.com/listener for privacy information.

In this clip from Market Mondays, hosts Rashad Bilal and Troy Millings sit down with financial analyst Caleb Silver to break down the current economic landscape and what lies ahead for 2026. The conversation starts with a historic event—the cancellation of the American jobs report—and what it signals for business journalists, policymakers, and everyday investors. Caleb Silver explains why, despite the anxiety over inflation and consumer confidence being at lows reminiscent of the Great Financial Crisis, the U.S. economy is in better shape than most people feel. The clip dives into key data points like updated unemployment rates, wage growth, and the impact of underreported layoffs and AI-driven changes in the job market. The discussion pivots to stock market trends, especially the dominance of the "Mag 7" mega-cap tech stocks. Troy Millings asks the crucial question: If the Mag 7’s run slows, can the rest of the S&P 500 pick up the slack? Caleb Silver provides deep insights into what breadth in the market really looks like, highlighting why recent rallies in healthcare, financials, and commodities matter for investors seeking diversification. Walmart’s shift to the Nasdaq and its surprising outperformance versus other tech giants is put under the spotlight. Caleb Silver explains why Walmart's move is strategic, aiming for a spot among elite growth stocks and inclusion in popular indices. Looking ahead, the clip identifies where opportunities may exist for investors going into 2026, including sector rotation, the resurgence of healthcare and biotech, and the importance of looking at undervalued mid- and small-cap stocks. Caleb Silver explains the difference between small, mid, large, and mega-cap companies, and how those categories affect investment strategies in a world dominated by trillion-dollar giants. If you want to understand where the U.S. market, consumer sentiment, and investor behavior are heading, this clip is packed with actionable analysis. Plus, get a behind-the-scenes glimpse of what investors and financial researchers are really looking up as we close out the year. *Hashtags:* #MarketMondays #CalebSilver #EconomicOutlook #2026Forecast #StockMarket #Investing #Walmart #Mag7 #MidCapStocks #SmallCapStocks #FinancialAnalysis #ConsumerConfidence #Inflation #JobMarket #SectorRotation #WallStreet #Nasdaq #S&P500 #BullMarket #Investopedia See omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Robinhood CEO Vlad Tenev for one of the most important conversations of the year. Fresh off a historic run that tripled Robinhood’s stock price, Vlad opens up about his proudest moment of 2025, the biggest misconceptions about the platform, and why he believes the retail investor is now the sophisticated investor. We also dive deep into the future of artificial intelligence, the evolution of predictive markets, the role of crypto in global access, and Robinhood’s mission to build a complete financial ecosystem. Vlad breaks down how AI is creating opportunity—not eliminating it—why he doesn’t believe we’re in an AI bubble, and how their new “Legend” model has transformed productivity at scale. From billion-dollar opportunities to the new Treasury-backed $1,000 investment accounts for every child born in the U.S., this episode is packed with insights on investing, innovation, and the future of finance. Whether you’re a trader, entrepreneur, or long-term investor, this is a conversation you don’t want to miss. #EarnYourLeisure #VladTenev #Robinhood #Investing #ArtificialIntelligence #Crypto #PredictiveMarkets #MarketMondays #FinancialEducation #WealthBuilding See omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the most critical investing mistakes of the year and share powerful lessons for smarter investing going forward. Ian Dunlap highlights the missed opportunities during the market’s April run, emphasizing how not deploying capital during that crucial window was one of the biggest blunders. He reflects on the rare “guaranteed win” and urges viewers to always be ready to act when markets present powerful opportunities. Ian also advises investors and traders to hunt for the next big sector winner – naming quantum computing as a future disruptor and encouraging in-depth research to find groundbreaking companies for 2027 and beyond. Troy Millings echoes the importance of sticking to a disciplined plan, especially in times of market downtrends. He points out how ETFs and index funds soared for those who maintained their investments, and shares personal stories about leveraging ETF positions for significant gains in the semiconductor space. Troy’s experience with trades like XOXL and understanding the impact of ETF splits adds practical value for anyone looking to navigate stock and options trades with confidence. This clip also tackles the lessons learned from short market pullbacks, such as the November 5% dip, and how the uncertainty in sectors like AI technology can turn into profitable opportunities for those prepared to act. Plus, the team shares candid moments about overcoming losing trades and remaining steadfast in their long-term investment strategies. Whether you’re a beginner or a seasoned investor, this Market Mondays discussion will help you identify common mistakes, strategize for future wins, and learn from top minds in finance. Watch now to level up your investment approach, discover which sectors to watch, and take advantage of hidden market moments! *#MarketMondays #InvestingMistakes #StockMarket #ETFs #OptionsTrading #QuantumComputing #FinancialEducation #IanDunlap #RashadBilal #TroyMillings #InvestingTips #StockMarketNews #AIStocks #ETFInvesting #FinanceYouTube* See omnystudio.com/listener for privacy information.

In this clip from EYL, Rashad Bilal sits down with Ahmed Ben Chaibah to dive deep into Dubai’s booming real estate market, innovative investment strategies, and the power of personal branding. Ahmed Ben Chaibah shares his perspective on the unstoppable growth of the UAE property market, revealing year-on-year increases of up to 30% or even 40%. He recounts stories of skyrocketing villa rental prices and highlights how Dubai’s competitiveness fosters both opportunity and challenge for residents, investors, and entrepreneurs. The conversation uncovers the structures behind property transactions in Dubai – including mortgages, off-plan purchases with developer payment terms, and even crypto payments. Rashad Bilal raises important questions about the sustainability of rapid growth in cities like Dubai and New York, especially regarding wealth gaps and affordable housing. Ahmed Ben Chaibah responds by painting a picture of Dubai as a “layered onion” where luxury and affordability exist side by side. We also explore Ahmed Ben Chaibah’s intentional personal branding, his collaborations, and why authenticity matters in business. You'll hear how he built and manages nine businesses and 91 investments, staying involved through tightly focused, efficient meetings. Plus, discover why Dubai’s license plate culture has become a striking symbol of wealth, with single-digit plates selling for millions. Get practical insights into business operations, branding, and life in Dubai, straight from one of the region’s most dynamic entrepreneurs. *Highlights:* Explosive growth of real estate in Dubai and its implications How Dubai’s property system works (mortgages, payment terms, crypto) The balance of wealth and affordability in Dubai Entrepreneurial routines and time management The intentionality behind personal branding The fascinating world of Dubai’s luxury license plates Whether you’re interested in investing in Dubai, scaling your own ventures, or building a strong personal brand, this clip is full of actionable advice and eye-opening stories. *Hashtags:* #DubaiRealEstate #AhmedBenChaibah #EYL #InvestInDubai #PersonalBranding #Entrepreneurship #PropertyInvestment #BusinessGrowth #LuxuryLifestyle #TimeManagement #WealthMindset See omnystudio.com/listener for privacy information.

In this powerful clip from "EYL," David Shands sits down with Troy Millings to share his journey from working at the Cheesecake Factory to building a six-figure business selling T-shirts. David breaks down the essential mindset shifts and tactical strategies he used to turn his "off days" into $100 paydays, eventually quitting his job and scaling up his entrepreneurial dream. You'll hear David’s advice on setting practical work goals (not just sales goals), transitioning out of your 9-to-5, and the importance of persistence—especially when facing rejection. He outlines his “life cycle of a good idea,” touching on excitement, evolution, engagement, and expansion, and how to carry momentum through each stage. Troy challenges David on the fine line between persistence and annoyance in sales, sparking a real conversation about how to overcome the fear of selling and why most people are conditioned to say "no" first. Hear how David converted sales after the second or even third "no"—and how his coaching clients have unlocked new income just by increasing their daily sales asks. Perfect for aspiring entrepreneurs and anyone ready to make their side hustle their main gig, this clip delivers actionable steps you can start using today. From building consistency to tracking your actual work instead of just the outcomes, David and Troy break down the real formulas behind hitting $250K a year selling any product. Don't miss this inspiration-packed conversation! **Key topics covered:**  - How to set daily work goals for reliable results  - Why persistence and overcoming “no” matters in sales  - The true process for transitioning out of your day job  - The “life cycle” stages of every business idea  - Breaking down sales fear and building resilience  - Why tracking your outreach matters more than tracking revenue **Hashtags:**  #Entrepreneurship #SalesStrategy #SideHustle #SmallBusiness #Persistence #DavidShands #TroyMillings #BusinessMindset #BlackOutPodcast #SuccessTips #HowToSell #WorkSmart #DailyHabits 👇 Watch, learn, and start building your $250K journey today! See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Apple’s stunning market performance, silencing rumors about its decline and revealing why it’s still a top pick for smart investors. As the broader market shows volatility, Apple hits a 52-week high, positioning itself once again as a “safe haven” alongside tech giants like Microsoft and Google. Ian Dunlap explains why the projected return for Apple over the next four years (25–33%) could make it an alternative to traditional bonds, especially as confidence in U.S. debt falters. While Apple’s AI strategy remains a work in progress with leadership shifts, the team highlights why patience and long-term focus are paying off for shareholders. Troy Millings breaks down Apple’s unique approach: focusing on international expansion into India and reclaiming its spot as the number one in China, with the iPhone 17 surpassing sales expectations. The discussion also covers Apple’s rumored talks with Intel and what that could mean for the company’s future AI direction. Plus, Rashad Bilal shares exclusive details about Market Mondays’ special bundles, including access to Stock Club and EY University, opportunities for in-person masterminds, and a behind-the-scenes look at Nvidia’s innovations. Whether you’re a longtime Apple fan or a cautious investor, this conversation is packed with insights and strategies to help you navigate the ever-changing tech landscape. *Key topics include:* Apple’s comeback and new 52-week high Apple vs. U.S. bonds: Where smart money is flowing now International expansion wins: China and India Inside Apple’s evolving AI strategy and Intel talks Special access opportunities through Market Mondays Ready to learn why the world’s biggest investors are flocking back to Apple? Press play and position yourself for the next big move in tech. --- *🔗 Stay connected:* Learn more at MarketMondaysDeal.com (48 hours only!) *#MarketMondays #AppleStock #Investing #TechStocks #AI #Finance #StockMarket #TroyMillings #IanDunlap #RashadBilal #Nvidia #AppleNews #FinanceTips #InvestmentStrategy #EYLU* See omnystudio.com/listener for privacy information.

Welcome to another insightful Market Mondays clip! In this dynamic conversation, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Elon Musk's approach to investing and building wealth, discussing why the world's richest person chooses to focus on his own companies instead of diversifying into the stock market. The group reflects on Musk's revelation that, if he were to invest in stocks, his picks would be Google and Nvidia—two giants poised to lead the future of AI and data infrastructure. Ian Dunlap explains the strategy behind wealth building by creating assets and driving GDP, highlighting how building something revolutionary like SpaceX or Tesla yields far greater returns than typical investments. Troy Millings brings another layer by examining the synergy forming between tech titans like Google, Nvidia, and Elon Musk’s companies, especially with innovations like data centers in space powered by solar energy. The conversation pivots to practical advice for content creators and entrepreneurs, emphasizing the importance of investing in the platforms they use—namely Google (YouTube), Meta (Instagram, Facebook), and Apple (the originator of podcasting). The hosts also walk through historical returns for major tech ETFs and stocks, showing that even “safe” investments like QQQ, SPY, and XLY have brought substantial growth over the past decade. The group reiterates the critical role technology plays in driving the economy forward, pointing out how companies with strong net margins (like Google, Microsoft, Apple, Meta) outperform most others. Finally, Rashad Bilal and the team discuss common misconceptions around tech, media, and stock classifications, explaining how businesses with tech components can achieve far higher valuations and why understanding how money moves—even in music and media—can be transformative. Whether you’re a budding entrepreneur, tech investor, or curious about the intersection of AI, media, and wealth creation, this clip offers game-changing insights and actionable strategies. *Timestamps (available upon request)* --- *Key Topics:* Elon Musk’s philosophy on investing vs. building Why Google and Nvidia are top picks for the AI future Building wealth through owning and creating assets The importance of media platform investments for content creators Historic ETF and tech stock performance Understanding tech business classifications for higher valuations Partnerships and the future of data infrastructure (like space-based data centers) --- *Hashtags:* #MarketMondays #ElonMusk #Google #Nvidia #TechInvesting #AIRevolution #WealthBuilding #Entrepreneurship #ContentCreators #StockMarket #ETFs #MediaInvesting #SpaceX #Tesla #Meta #Apple #FinancialFreedom #BusinessStrategy #Technology See omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the psychological side of trading and investing. Ian Dunlap shares his trading tip of the week, advising futures traders to manage fear, embrace bigger risks, and strategically increase the size of their trades for bigger rewards. He recommends going for 33 contracts on the S&P 500 and targeting 42 ticks, which can potentially result in significant gains—if you have the courage to size up at the right moments! Rashad Bilal highlights the importance of emotional intelligence in investing. He stresses that understanding your emotions is crucial for navigating market volatility, avoiding panic selling, and sticking to your plan. Emotional discipline, Rashad says, is what separates successful investors from those derailed by fear during downturns. The clip covers strategies for managing risk, the benefits of having conviction in your research, and the wisdom in sticking to long-term investing—even through market drawdowns. Ian Dunlap breaks down the importance of knowing when to short the market, but he cautions against making shorting a primary strategy on assets that generally appreciate over time. Whether you’re a futures or options trader, or just looking to strengthen your investing mindset, this discussion is packed with honest advice, practical trading tips, and encouragement to build both your financial skills and your emotional resilience. *Key Points Covered:* Why futures traders should consider increasing their contract size to maximize returns. How emotional intelligence helps you handle market volatility and drawdowns. The discipline needed for long-term investing and the importance of trusting your research. When it makes sense to short the market versus holding long positions. Strategies for both novice and experienced traders to improve their trading game. *Watch this clip to learn how mastering your mind is just as important as mastering the markets!* *#MarketMondays #TradingMindset #InvestingTips #EmotionalIntelligence #FuturesTrading #OptionsTrading #StockMarket #FinancialFreedom #RiskManagement #RashadBilal #IanDunlap* See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Ahmed Ben Chaibah, the visionary founder of Aqua Fun, to break down why Dubai is becoming the #1 city in the world for entrepreneurs, investors, and anyone who wants true financial freedom.   We talk about how Ahmed built the world’s largest inflatable waterpark, scaled to 780 employees across 34 locations, and grew an audience of 100K without spending a dollar on ads. He reveals the systems, discipline, and mindset that separate successful entrepreneurs from everyone else — and how Dubai’s government structure creates the perfect environment for business.   We also compare Dubai’s tax-free lifestyle to America’s system that “feels like a scam,” explore how Dubai funds its massive growth without income or property taxes, and break down the city’s booming real estate market growing 25% year-over-year. From Google review incentives, to license plates as investments, to the question everyone is secretly asking: “Why are you still living in America if they’re taking half your money?” This is one of the most eye-opening global business conversations we’ve ever had.   Market Mondays Cyber Monday Deal (Extended for 24 Hours): https://marketmondaysdeal.com   #EarnYourLeisure #Dubai #AhmedBenChaibah #AquaFun #Entrepreneurship #GlobalEconomy #BusinessTips #WealthBuilding #Taxes #DubaiRealEstate #MiddleEastBusiness #FinancialFreedom #Investing101 #MarketMondays #EYL See omnystudio.com/listener for privacy information.

In today's digital age, the internet is flooded with an endless stream of content waiting to be consumed. However, not everything you come across online serves your well-being or personal growth. This eye-opening episode delves into the detrimental effects that certain online content can have on your life, mental health, and overall productivity. From mindlessly scrolling through social media to watching negative news or being hooked to toxic drama, the digital realm can significantly sway your mood, outlook, and even your daily choices. We'll also explore healthier alternatives and share tips on how to curate a positive online experience that contributes to your life rather than detracts from it. Taking control of your online consumption is a step towards a more focused, positive, and purpose-driven life. Join us in unveiling the hidden impacts of online content on your life, and learn how to navigate the digital world wisely. Your journey towards a healthier online experience begins here. Don’t forget to like, share, and subscribe to stay updated with more insightful content. Together, let's foster a more mindful and enriching digital community. #OnlineConsumption #DigitalWellbeing #MindfulBrowsing #PositiveOnlineExperience See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal and Ian Dunlap dive deep into the recent struggles of Novo Nordisk and explain why the stock’s steep drop isn’t an opportunity to buy. They break down Novo’s missed Alzheimer’s drug, compare Novo's margins and performance to Eli Lilly, and discuss the key issues behind GLP-1 drugs that have led to Novo’s downfall. Rashad Bilal likens the Novo-Lilly rivalry to Meta vs. Snap, highlighting that Novo simply doesn’t have Lily’s innovation or executive management. With Novo giving up nearly 75% of its gains and falling back to pre-2021 levels, the hosts consider the company’s future and why Lily is “the Nvidia of healthcare”—an industry monster that’s hard to defeat. Ian Dunlap adds insight into the pharmaceutical business cycle, the challenges of non-American firms in a US-centric market, and why breakthroughs in pill-form GLP drugs and healthcare plan adoption give Lily the edge. Together, they explore why weight loss drugs may not provide sustainable growth for Novo and why savvy investors should be cautious. If you want an unfiltered, expert take on the pharma giants and what’s ahead for GLP-1 drug makers, watch this clip for real insights you won’t find anywhere else. *Hashtags:* #MarketMondays #NovoNordisk #EliLilly #PharmaStocks #Investing #WeightLossDrugs #GLP1 #HealthcareInvesting #StockMarketAnalysis #RashadBilal #IanDunlap See omnystudio.com/listener for privacy information.

In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. #robertsmith #morehouse #studentloans Link to Full Episode:    • Robert Smith on Being The Richest Black Am...   EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages... See omnystudio.com/listener for privacy information.

In this Market Mondays clip, hosts Troy Millings, Rashad Bilal, and Ian Dunlap dive into the true driving force behind the AI revolution: ENERGY. While everyone is buzzing about artificial intelligence and GPUs, they break down why none of that matters without sufficient power to keep massive data centers running. Rashad Bilal starts the conversation by highlighting the often-overlooked opportunity in energy, emphasizing that the future of AI hinges on reliable power infrastructure. Troy Millings spotlights GE Vernova as a company uniquely positioned to benefit, especially through its dominance in global gas turbine market share and strategic partnerships with giants like Amazon AWS, Duke Energy, and Saudi Advanced Turbines. He details why gas turbines are the immediate solution as nuclear and solar options struggle to scale up fast enough. Ian Dunlap reminds viewers not all energy companies are created equal, steering investors away from risky startups. Together, the hosts outline the “Big Four” energy players to watch: NextEra Energy, Duke Energy, Constellation Energy, and GE Vernova—with a special mention for Oklo in the nuclear energy space. This clip reveals how the partnership between American and international energy companies—especially in places like Saudi Arabia—signals a major infrastructure build-out in AI around the world. Whether you’re an investor or curious about where AI is headed, this discussion explores why winners in energy will play a foundational role in tech’s next wave. *Key Topics Covered:* Why AI’s growth hinges on power production, not just technology GE Vernova’s leadership and market share in gas turbines Impactful partnerships in both the US and internationally Which energy companies are set to win in the AI era Tips on energy ETF investing for those seeking diversification Don’t miss out on the insights that could reshape your understanding of AI’s future and the energy companies leading the charge! --- *Hashtags:* #MarketMondays #AI #EnergyStocks #Investing #GEVernova #DataCenters #TechInvesting #NextEraEnergy #DukeEnergy #ConstellationEnergy #Oklo #NaturalGas #StockMarket #Finance #Infrastructure #AIRevolution See omnystudio.com/listener for privacy information.

In this clip Steve Harvey goes over his infamous Donald Trump scandal. #steveharvey #donaldtrump #earnyourleisure Link to Full Episode:    • STEVE HARVEY on Business Lessons, Keys to ...   See omnystudio.com/listener for privacy information.

Is the AI power balance shifting? In this episode, we break down the next big AI company the world needs to pay attention to — and whether Google’s newest AI moves are finally putting pressure on Nvidia’s dominance. With trillion-dollar companies fighting for computing power, data advantage, and market share, this may be the biggest tech shake-up since the iPhone.   We also explore how Google’s AI takeover strategy works, why Nvidia’s supply chain advantage could be at risk, and what this means for investors over the next decade. If you’re positioning your portfolio for the AI boom, this is the segment you can’t afford to miss.   Market Mondays Black Friday Deal (Limited to First 50): https://marketmondaysdeal.com   #MarketMondays #EarnYourLeisure #Nvidia #GoogleAI #AIStocks #TechInvesting #ArtificialIntelligence #StockMarket #Investing #FutureOfAI See omnystudio.com/listener for privacy information.

Navigating the sensitive topic of prenuptial agreements can be daunting, but it's a crucial conversation for many couples looking to secure their financial future before tying the knot. In this video, we break down effective strategies for introducing the topic of prenups to your partner, ensuring the discussion is respectful, understanding, and constructive. We'll provide expert advice, consider the emotional aspects of this conversation, and offer tips on how to reach a mutual agreement that benefits both parties. Whether you're just starting to think about marriage or you're deep in wedding planning, this guide is designed to help couples approach the subject of prenups with confidence and care. #Prenups #MarriageAdvice #FinancialPlanning #RelationshipGoals See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap and Troy Millings dissect the AI stock landscape—focusing on Meta’s stunning turnaround, CoreWeave’s risk profile, and the heated debate on Palantir’s sky-high valuation. Troy shares why Meta is a “buy” for him following its recent dip, praising Mark Zuckerberg’s aggressive CapEx strategy and commitment to AI innovation—including the success of Meta’s wearable glasses and major data center expansion. Ian, once skeptical of Meta’s Metaverse investments, highlights how Zuckerberg’s recent investments are landing at the right time—contrasting this with Apple’s more reserved approach and arguing Zuckerberg may have outperformed Tim Cook in 2023. The conversation shifts to CoreWeave, where Troy identifies concerns over debt levels and depreciating assets as the company expands its data centers. He notes that although CoreWeave’s partnership with Nvidia is promising, relying on lower-tier GPUs and significant borrowing could hamper long-term prospects. Both agree that after the IPO lockup period, many investors wisely took profits as the stock pulled back dramatically. When it comes to Palantir, Ian and Troy spar over its mammoth valuation. Ian recognizes Alex Karp’s capable leadership but points out that Palantir’s forward P/E of 185 is far too high, even suggesting its fair value would be in the $21-$30 range rather than its recent peaks. Troy echoes concerns about revenue matching expectations, labeling Palantir as the “poster child” for inflated AI stock valuations, driven by its global government contracts and status as a defense-tech leader. Whether you’re looking for sharp opinions on big tech moves or cautionary tales from the AI investment craze, this clip delivers invaluable insights for navigating today’s volatile stock market. *Timestamps:* 00:00 — Meta’s AI comeback and investment strategy 02:29 — CoreWeave’s debt dilemma and Nvidia connection 05:44 — Palantir’s valuation and market risks *Join the discussion in the comments below! Are you bullish on Meta or does Palantir’s valuation scare you off?* #Meta #AIStocks #StockMarket #Investing #Palantir #CoreWeave #TechStocks #MarketMondays See omnystudio.com/listener for privacy information.

Get ready for a powerful clip. This time, Deion Sanders joins Rashad Bilal and Troy Millings to break down the real economics behind college football and the complexities of conference expansion. They discuss what it would take for Jackson State to move to a power conference, and Deion Sanders doesn’t hold back on the money games—those high-profile matchups where smaller schools get paid to lose against big opponents. Listen in as Deion Sanders explains why these “money games” often leave smaller programs like Jackson State at a disadvantage, how conference moves are all about the cash, and what real investment would mean for HBCUs. The trio also dives deep into the challenges Black state schools face when it comes to state funding, facilities, and enrollment, and why demanding more is crucial for the future. If you want candid insights into the business of college sports and inspiration from Coach Prime himself, you don’t want to miss this one! 🔔 Don’t forget to like, comment, and subscribe for more thought-provoking conversations! #DeionSanders #HBCUs #CollegeFootball #JacksonState #MoneyGames #BlackOutPodcast #RashadBilal #TroyMillings #ConferenceExpansion #SportsBusiness See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap, Rashad Bilal, and Troy Millings break down the latest action in Bitcoin, examining the recent price drop and what history tells us about the 2025 cycle. Ian highlights Bitcoin’s unique four-year cycles, referencing the recent “Death Cross” and discussing how Bitcoin’s price patterns have repeated consistently—a rarity compared to traditional investments. The trio debates whether we’ve entered a true bear market or if this is a short-term pullback, with the possibility of a rebound later this year. Rashad urges investors not to panic, pointing to historical lows and sharing advice for dollar-cost averaging, while forecasting worst-case scenarios and price levels to watch. Troy brings additional perspective, referencing the four phases that typically follow Bitcoin’s halving events and explains the difference between corrections and collapses in crypto versus stocks. Together, they address common investor mistakes, such as buying at any price, and emphasize the importance of understanding market cycles to make informed decisions. The discussion also covers how institutional backing could cushion Bitcoin’s fall compared to previous cycles and why being a long-term believer in the asset might pay off. Whether you’re a seasoned crypto investor or just trying to understand why Bitcoin moves the way it does, this clip offers valuable insights into timing, strategy, and realistic price targets for the coming years. Drop your thoughts or questions in the comments below! — *Hashtags:* #Bitcoin #Crypto #MarketMondays #BearMarket #Investing #CryptoCycles #BTC #RashadBilal #IanDunlap #ChakaZulu #CryptoStrategy #MarketAnalysis See omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with the legendary Jay Majors—entrepreneur, educator, and creator of one of the biggest barber expos in the world. Jay breaks down how barbering literally saved his life and how the craft transformed into a multimillion-dollar empire built on relationships, real estate, and relentless hustle. We dive deep into the business behind the chair: why barbering is one of the most underrated networking opportunities, how most barbers can instantly upgrade their customer service in 2025, and what it actually takes to stand out in a crowded industry. Jay gives a full blueprint on opening a barbershop, launching a salon suite, building a loyal clientele, and using technology to scale your time and income. Jay also reveals how he uses land ownership to earn 50 rents every month, why adding apartments above your barbershop is a cheat code, and the smartest paths to securing a mortgage as a barber. From suite models to expos to real estate, this episode is a masterclass for anyone in the grooming industry—or any entrepreneur looking to level up. #EarnYourLeisure #EYL #JayMajors #BarberBusiness #SalonSuite #Barbershop #Entrepreneurship #WealthBuilding #BusinessModels #RealEstate #Networking #FinancialLiteracy #MarketMondays #EYLNetwork #BusinessTips See omnystudio.com/listener for privacy information.

Description: In this eye-opening discussion, Rich Paul, a notable sports agent who has had the experience of being on LeBron James' payroll for two years, earning $48,000, shares his candid perspective on financial management for athletes. Drawing from his personal journey, he underscores the financial realities confronting many professional athletes, specifically highlighting the hefty cost of flying private. According to Paul, no athlete can afford the luxury of private flying all the time without risking a dent in their financial stability. This conversation extends into a broader discussion on prudent financial practices to prevent athletes from going broke, underlining the importance of wise spending and long-term financial planning. Rich Paul's insights provide a glimpse into the financial pitfalls in the glamorous world of professional sports and offer key takeaways on maintaining fi nancial health amidst a lifestyle of fame and fortune. #klutch #richpaul #sports See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap and Troy Millings dive into the current state of the stock market, addressing one of the hottest questions: Is everything overvalued and why are stocks falling? Ian highlights the ongoing correction as prices return to their true value after years of massive gains, reminding us that the last time we saw three consecutive years with over 20% returns was during the dot-com era. There's been a frenzy around AI and tech stocks, with everyone scrambling to “front-run” gains hoping to weather an anticipated downturn in the next few years. Ian weighs in on why hype and overvaluation—especially in stocks like Nvidia, Oracle, Palantir, Bitcoin, and Oscar Health—have created a precarious situation. Troy adds that valuations, while driven by impressive earnings growth, have reached almost uncomfortable heights and can’t keep pace forever. Both discuss the risk of the market depending too much on blockbuster earnings from a single tech giant like Nvidia. Drawing parallels to the way Apple was once the market’s linchpin, they explore what happens when stocks are “priced to perfection”—and why perfection won’t always be enough. Despite the daunting pressure, Troy argues that if any company can shoulder these expectations, Nvidia is uniquely positioned. They break down the shifting landscape of tech, with Apple and Google now seen as the new “bonds”—safe havens expected to deliver steady returns over the next five years. But not all companies will weather the storm: Ian points out how several quantum computing stocks are already down 40% or more, warning investors to brace for possible broader market pullbacks. Whether you’re new to investing or a seasoned trader, this insightful discussion will help you understand the dynamics driving today’s market volatility, the role of AI hype, and why it’s so important to keep a critical eye on valuations and earnings moving forward. *Hashtags:* #MarketMondays #StockMarket #Nvidia #Apple #TechStocks #AI #Investing #Finance #StockMarketCorrection #Overvaluation #WallStreet #Google #Meta #Microsoft #Palantir See omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad and Troy dive into Google’s evolution as an AI powerhouse, its strategy in the competitive tech landscape, and why it might just be one of the quiet leaders in artificial intelligence. The discussion starts with Rashad asking if Google is a sleeper AI company. Troy responds by praising Google’s flawless execution and adaptability, especially when Apple lost its focus. The duo highlight how Google invested in AI, redefining its approach to innovation and solidifying its presence as a tech titan. The clip explores Google’s strategic moves, such as the anticipated pipeline reduction in search pages and the company’s potential new deal with Apple to serve as the primary search engine. Rashad shares how industry insiders foresaw the arrival of major AI products from Google and how he benefited by making smart investment choices based on these trends. The hosts also discuss Gemini, Google’s standout AI product, and its continuous improvements, alongside other innovations like VO3. Troy draws comparisons to Netflix’s move to stop password sharing, emphasizing how data is the new oil and Google owns the pipeline and refineries. They reflect on Google’s powerful earnings, impressive product rollouts, and dominance in both AI and traditional search, underscoring how every innovation from Google prompts competitive responses in the tech sector. In a forward-looking segment, Rashad and Troy touch on the potential integration of Google’s AI technologies with YouTube, which could transform content creation for millions. They salute Google’s team for their ongoing innovation, while wishing Apple had taken a similar path. If you’re interested in the latest AI breakthroughs, competitive strategies in big tech, and how innovation is reshaping the digital landscape, this clip is not to be missed! *Hashtags:* #MarketMondays #GoogleAI #ArtificialIntelligence #TechInnovation #AILeadership #GeminiAI #YouTubeAI #SearchEngine #AppleVsGoogle #TechTalk #Innovation #BigTech #Finance #Investing #RashadBilal #TroyMillings See omnystudio.com/listener for privacy information.

In this captivating video, join the rising artist Symba as he opens up about the life-altering journey he took to Africa. Delve into the rich experiences and cultural revelations that deeply impacted him and led him to reassess his values and lifestyle choices. One significant transformation Symba shares is his decision to stop wearing jewelry, reflecting a shift in his priorities. Through vivid stories and heartfelt reflections, Symba paints a picture of the vibrant cultures, traditions, and landscapes that touched his soul. Whether you are a fan of Symba or someone who loves travel stories, this video is a treasure trove of insights into personal growth and the power of embracing new cultures. #SymbasJourney #LifeTr ansformation #CulturalAwakening See omnystudio.com/listener for privacy information.

In this thought-provoking clip of *Black Out with Ian & Rashad*, Rashad Bilal and Ian Dunlap break down Donald Trump’s headline-grabbing proposal for a 50-year mortgage. Would a mortgage plan stretching across half a century actually help homebuyers—or is it just another win for the banks? Rashad and Ian don’t just debate the policy; they get real about how most Americans use their homes, why people rarely stay the full 30 years, and how monthly payments might change with a longer loan term. Rashad argues there’s a strategy here: use a lower monthly payment to get a foot in the door, build equity, and plan your exit from day one. Ian, meanwhile, gets straight to the point: these mortgage products are designed to benefit the banks, not the buyers—and without discipline, most folks won’t invest their savings but instead boost their lifestyle spending. The conversation weaves through home appreciation, investing strategies, and why every homeowner needs an exit plan before they even move in. Whether you’re thinking about buying, already own a home, or just want to know how today’s policies might affect your wallet, don’t miss this honest, practical take. Hit play, and join the discussion! Would you take a 50-year mortgage if it meant you could afford the home you really want? Or is it a wealth-building pitfall? Let us know your thoughts in the comments. *Hashtags:* #RealEstate #TrumpMortgage #BlackOutPodcast #RashadBilal #IanDunlap #PersonalFinance #WealthBuilding #HomeOwnership #MortgageTips #FinancialLiteracy See omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this thought-provoking clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the fundamentals of FICO—your adult "transcript"—and explore why understanding your credit score is more important than ever. Whether you’re just starting your financial journey, rebuilding, or leveling up, this segment’s “building block, corner” is packed with essential insights! Rashad Bilal shares how explaining FICO to his son made him realize that your credit score is truly your adult report card, shaping everything from your ability to buy a home, lease an apartment, land a job, or finance a car. Troy Millings calls FICO your “financial trust score,” noting how crucial it’s become even for career opportunities. Ian Dunlap points out that FICO isn’t just a score—it’s a public company (Fair Isaac Corporation), and its stock performance tells a story of monopoly power and skyrocketing growth since its IPO in 1987. Dig into the business side as Ian Dunlap reveals how FICO actually earns its billions by licensing the credit score algorithms, not directly selling scores, and how economic cycles—like low interest rates—can supercharge its profits. You’ll hear about how FICO’s stock price exploded after 2010, paralleling changes in credit reporting’s importance after the Great Recession and new legislation. The trio also ties credit’s cultural impact to music, echoing Wu-Tang’s “Cash Rules Everything Around Me”—but now, as Rashad Bilal says, “Credit rules everything around me.” Learn how the shift to a cashless society has made understanding and managing your credit more vital than ever. They even shout out iconic artists like Clipse and discuss how staying sharp and following trends (even in music!) intersects with financial literacy and generational wealth. Whether you’re curious about why FICO matters, how its monopoly works, what’s changed since the ‘80s, or how credit touches every aspect of modern life, this clip delivers the essentials. Tune in for practical knowledge, cultural connections, and expert takes from Rashad Bilal, Troy Millings, and Ian Dunlap. *Don’t miss:* The hidden monopoly behind FICO’s business Why your credit score shapes your future, career, and finances How shifts in culture and technology made credit king FICO’s stock market success story Real-world tips on building credit and wealth *Subscribe for more insights on money, markets, culture, and wealth creation every week!* #MarketMondays #CreditScore #FICO #FinanceTips #Investing #FinancialLiteracy #RashadBilal #TroyMillings #IanDunlap #WealthMindset #StockMarket #CulturalImpact #BuildingBlocks #ClipsNotEpisodes See omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with two cultural powerhouses — Venus X and Stanley Lumax — for a masterclass on credit, culture, creativity, and building real financial foundations. We break down why the EYL x Chase Freedom Rise partnership matters and how it’s creating new pathways for young adults to build credit early. We talk about the biggest credit mistakes people make—especially during their college years—and why having money means nothing without discipline and a strong credit profile. Venus X takes us deep into the business behind being a celebrity DJ, from branding and scaling to creating value in a way that impacts entire communities. Stanley Lumax shares the strategy behind building culture-forward businesses and why proving your work ethic to financial institutions can unlock life-changing opportunities. We also discuss how parents can give their kids a credit head start, why budgeting is crucial, and the most common financial regrets people have later in life. Whether you’re a creative, entrepreneur, or student trying to get your money right, this episode delivers game you can use immediately. #EarnYourLeisure #EYL #VenusX #StanleyLumax #ChaseFreedomRise #FinancialLiteracy #CreditEducation #DJBusiness #CultureCreators #Entrepreneurship #WealthBuilding #MoneyManagement #CreditTips #BusinessOfCulture See omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the crucial mistakes to avoid right after achieving millionaire status—and share what you should do instead. Whether you’re just starting your financial journey or you’ve already crossed seven figures, this is a must-watch for building sustainable wealth. Rashad Bilal emphasizes the importance of not making large purchases (including a primary home or luxury cars) immediately after accumulating your first million. He explains why buying a single-family home can quickly turn that financial progress into new liabilities, and why it’s smarter to keep your cash accessible and prioritize acquiring assets that grow your wealth. Ian Dunlap offers practical steps for maintaining your financial edge—like avoiding “lifestyle creep” until your net worth reaches $11 million, staying debt-free, and focusing on investments that can never go to zero. He gets real about the emotional journey: the rush of making your first million fades, so it’s crucial to concentrate on growing your fortune and happiness, not just your bank balance. Troy Millings shares his personal blueprint, describing how he continued to live below his means and kept his housing costs minimal—even after hitting the million mark. Troy talks about strategic investing, not rushing into big purchases, and using discipline to keep growing his wealth. He encourages viewers to be hyper-vigilant about how they manage, respect, and protect their money, especially in uncertain times. The trio also touch on why certain classic status symbols—like diamonds and luxury watches—typically aren’t smart investments, especially with new technology and shifting markets transforming their value. *What you’ll learn in this clip:* Why your first million isn’t the finish line—and what really matters next The dangers of rapid “lifestyle upgrades” (and how to avoid going broke) How multifamily real estate and smart renting can be better wealth moves than buying a flashy house Tax strategies, asset protection, and avoiding financial traps that target the newly wealthy The declining value of luxury assets like diamonds and cars—and smarter things to do with your money Whether your goal is to hit seven figures or multiply it, let Rashad Bilal, Ian Dunlap, and Troy Millings guide you through the mindset, habits, and strategies for lasting success. *Subscribe for more Market Mondays insights!* #MarketMondays #WealthBuilding #FinancialFreedom #RashadBilal #IanDunlap #TroyMillings #MillionaireMindset #MoneyManagement #Investing #PersonalFinance #Clip --- Watch, learn, and level up your financial game with every Market Mondays clip! See omnystudio.com/listener for privacy information.

Welcome to a brand new clip from Market Mondays! In this insightful conversation, Rashad Bilal connects with David Shands and Ian Dunlap to discuss the emotional ups and downs of trading options, the importance of having an exit strategy, and how new traders can navigate the roller coaster of market sentiment. David Shands shares his real-time journey as a content creator stepping into options trading, walking us through his experience with AMD calls and the lessons he learned from previous earnings season traumas (Netflix, anyone?). The hosts dig deep into essential strategies, highlighting why setting profit targets and mapping out positions before investing is crucial for long-term success. Ian Dunlap breaks down the logic behind buying time, analyzing sector sentiment for semiconductors, and explores the bullish momentum around AI stocks like AMD, Nvidia, and ASML. This clip isn’t just about numbers—it’s about mindset. Whether you’re wondering when to sell, how to use AI like ChatGPT as a mentor, or what kinds of daily briefings can help you stay on top of your investments, you’ll find practical advice here. See how David’s journey reflects the experiences of so many new traders, and how thoughtful planning can help you avoid rookie mistakes, take profits, and grow your confidence. Don’t miss the moment where Ian talks about stacking options, leveraging innovation cycles, and accounting for tax implications in your investing decisions. Plus, find out which stocks David currently holds in his portfolio, and some candid discussions about missed Bitcoin opportunities and lessons learned! If you’re an options newbie or seasoned investor looking for community, mentorship, and real trading stories, this Market Mondays clip delivers wisdom, laughter, and learning. *Drop your thoughts and trading questions in the comments below! Make sure to subscribe for more clips following real journeys and actionable advice from Market Mondays.* *Hashtags:* #MarketMondays #OptionsTrading #StockMarket #TradingJourney #AMD #Nvidia #ASML #Investing #FinancialFreedom #IanDunlap #RashadBilal #DavidShands #Crypto #Bitcoin #AIStocks #PortfolioBuilding #WealthMindset See omnystudio.com/listener for privacy information.

In this powerful clip of EYL Rashad Bilal and Troy Millings dive deep into the remarkable yet heartbreaking story of Wally Amos—the creator of the iconic Famous Amos cookies. From his trailblazing start as the first Black talent agent at William Morris Agency, guiding legends like Diana Ross and Marvin Gaye, to building a cookie empire on Sunset Boulevard, Amos’s journey seemed destined for greatness. But success came with challenges. As the business grew, so did the complications: mismanagement, lack of mentorship, and rapid scaling all played a part in unraveling everything Wally had built. In a shocking turn, after selling his multi-million dollar business for a fraction of its value, Amos lost not only his company but also the legal right to use his own name or likeness for any future ventures. Find out how Amos’s struggle mirrors timeless lessons in entrepreneurship—highlighting the critical importance of understanding business fundamentals, legal trademarks, and the impact of trusting others with your finances. Rashad Bilal and Troy Millings also shed light on familiar stories of financial mishaps among celebrities and business owners, emphasizing why every creator, artist, and entrepreneur must actively safeguard their brand and legacy. Despite countless obstacles—financial losses, lawsuits over his name, and battles with depression—Wally Amos’s original love for baking endures. Today, he's found new hope inspiring others and sharing his Aunt Della’s cookie recipe, never letting circumstances define his spirit. If you’re an aspiring entrepreneur or simply love a moving real-life story, this episode will leave you with invaluable takeaways about resilience, ownership, and learning from the past. Don’t miss this compelling lesson on business, branding, and personal legacy. **Key themes:**  - The rise and fall of Famous Amos cookies  - Wally Amos’s groundbreaking career and setbacks  - Trademarks, licensing, and the legal side of business  - The dangers of mismanagement and unchecked trust  - Lessons all entrepreneurs need to hear Don’t forget to like, comment, and subscribe for more insightful conversations and powerful life lessons from *Black Out with Ian & Rashad*! **#FamousAmos #BusinessLessons #WallyAmos #Entrepreneurship #BlackOutPodcast #BrandBuilding #Ownership #TrademarkLaw #LifeLessons #CookieEmpire #BusinessFailure #Resilience** See omnystudio.com/listener for privacy information.

In this clip of Market Mondays, Rashad Bilal and Troy Millings dive deep into the world of crypto, power, and politics. Starting with a comparison between Trump, Kanye, and Elon Musk, the conversation quickly explores how influential figures often rely on high-level advisors and sound bites rather than in-depth knowledge. Rashad Bilal shares insights into Trump’s handling of crypto topics like Bitcoin and Binance, revealing how the former president deflects detailed questions and spins challenges to his advantage. Troy Millings joins in to discuss the reality that many investors—even billionaires—often lack real understanding of their assets, highlighting that deploying capital can matter more than mastering every technical detail. The clip further unpacks why those in positions of power, from political leaders to sports team owners, trust advisors and how this dynamic has led to financial scandals like Bernie Madoff’s Ponzi scheme. Together, the hosts reflect on policy decisions, protecting oneself with plausible deniability, and the strategic ignorance at the highest levels of business and government. They talk about the murky origins of Bitcoin and how most people, including major investors and leaders, would probably fail a Bitcoin quiz. The discussion closes with reflections on how misinformation and trusted circles shape decision-making in finance and politics—raising important questions about who actually holds knowledge and power in the markets. Whether you’re curious about how world leaders handle crypto, or want to understand the dynamic between knowledge and investing, this Market Mondays clip is a must-watch! **Hashtags:** #MarketMondays #CryptoTalk #Bitcoin #Investing #Trump #Binance #FinancialAdvisors #PonziScheme #KanyeWest #ElonMusk #PoliticalPower #BitcoinQuiz #CZ #SamBankmanFried #FinanceDiscussion See omnystudio.com/listener for privacy information.

In this insightful clip from EYL, MG The Mortgage Guy joins hosts Troy Millings and Rashad Bilal to illuminate creative strategies for saving big on real estate development and home renovation. Are you paying too much for contractors? Wondering if there’s a smarter way to do your due diligence before diving into your next big project? This conversation is for you! MG The Mortgage Guy shares how getting multiple quotes and leveraging technology—especially AI tools like ChatGPT—can help you understand contractor pricing, break down labor and material costs, and even identify the top-rated local companies. He details his own methods for negotiating better deals, from uploading quotes for AI analysis to conducting deep market research before making any decision. Rashad Bilal dives into the trending “China play,” spotlighting his personal journey to source home furnishings and construction materials directly from Chinese manufacturers. Whether you’re furnishing a new home or developing multiple properties, Rashad explains how connecting with reputable suppliers overseas can lead to substantial savings—sometimes cutting costs by 30-50% or more, without sacrificing quality. If you’re a developer, imagine multiplying those savings across several homes or even commercial properties, and boosting your bottom line without lowering your property value. The conversation also touches on best practices for international sourcing, including the importance of local contacts abroad and understanding specialized vs. multi-line suppliers in manufacturing hubs like Foshan. Rashad and MG emphasize that you don’t always have to travel to China; having a trustworthy partner on the ground can help navigate the process to maximize benefits. Troy Millings rounds out the discussion by highlighting the scalability of these strategies—not just in residential construction but for commercial projects like hotels, where bulk manufacturing leads to huge upfront savings and greater long-term profits through nightly rates. Whether you’re a homeowner, an aspiring investor, or a seasoned developer, this clip is packed with actionable insights on harnessing both technology and global sourcing to work smarter, save more, and achieve maximum impact in today’s volatile market. ▶️ Hit play to learn how to: Compare and negotiate with contractors using AI Tap into international markets for bulk and custom deals Avoid common pitfalls when sourcing goods from China Scale your savings for larger developments or commercial properties Don’t forget to comment if you want to see a full panel on the “China play” at Invest Fest! *#EYL #RealEstate #AI #ChinaSourcing #Construction #HomeImprovement #InvestFest #WealthBuilding #Innovation #Entrepreneurship* Subscribe for more wealth-building game from the Earn Your Leisure crew! See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with legendary music executive Dre London, the man who discovered and managed Post Malone for over a decade. Dre breaks down how he found Post in 2014 at a content house, invested his own money to shoot “Graduation,” and helped turn “White Iverson” and “Rockstar” into global hits.   He shares insider lessons on music management, how to navigate fame and money requests, and why knowing how to manage a budget can scale any business. Dre also dives into his latest venture, Don Londrés Tequila — from finding the perfect tequila to building relationships in the spirits industry and hitting $2 million in sales within its first 18 months.   From the UK music scene to building generational wealth, Dre London’s story is a masterclass in belief, hustle, and vision.   #EarnYourLeisure #PostMalone #DreLondon #DonLondresTequila #WhiteIverson #Rockstar #MusicBusiness #FinancialFreedom #WealthBuilding #Entrepreneurship #MusicIndustry #EYL #Culture #Business #TequilaBusiness #GenerationalWealth See omnystudio.com/listener for privacy information.

Unlock your path to financial wholeness with Tiffany "Budgetnista" Aliche! In this episode, Tiffany breaks down her 10 essential steps to financial freedom—what she calls "financial wholeness." Whether you’re just starting out or looking to strengthen your foundation, she shares practical advice and real-life stories that can transform your relationship with money. Tiffany, a self-made millionaire, entrepreneur, and educator, discusses why mastering the basics—budgeting, saving, debt management, and more—is crucial for true financial security, regardless of your income. She explains the importance of tools like insurance, building net worth, putting together a trusted money team, and estate planning to ensure your wealth lasts for generations. Throughout the video, Tiffany and host Rashad Bilal keep it real about what it takes to build wealth you can actually keep. Learn the difference between being debt free and truly wealthy, why credit is a powerful lever, and how fundamental habits form the deep roots of lasting success. Tiffany shares insider tips on umbrella insurance, retirement investing, choosing financial professionals, and setting up your legacy. Whether you want to stop feeling overwhelmed by money or take your finances to the next level, this conversation is packed with actionable steps, powerful analogies, and inspiration. Don’t miss out—this is your crash course in building a rock-solid financial foundation! 👇 Drop your favorite tip in the comments and hit subscribe for more conversations about wealth, business, and legacy. Grab Tiffany’s book: [Get Good With Money](https://getgoodwithmoney.com)  Follow @budgetnista for more tips! #FinancialFreedom #Budgetnista #MoneyManagement #PersonalFinance #WealthBuilding #FinancialLiteracy #Investing #Insurance #DebtFree #EYL #MarketMondays #FinancialWholeness #GenerationalWealth #MoneyTeam #FinanceTips See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the nuanced world of trading futures, options, and equities, sharing hard-earned wisdom about stop losses and trading psychology. Ian explains why setting a stop loss that's too tight can sometimes hurt you more than having none at all—citing real examples where traders missed big gains due to overly cautious exits. Troy shares practical insights from his own options trades, discussing thresholds, volatility, and adjusting your strategy based on the company you’re dealing with, whether it’s Nvidia or Microsoft. Together, the hosts talk about the importance of having a clear plan before entering any trade—knowing your entry point, exit, maximum loss, and profit target. They emphasize that trading isn’t just about numbers, but also about mindset: comparison, fear of missing out (FOMO), and the psychological impact of watching others post their wins on social media. Rashad weighs in on running your own race and reminds us not to let other people’s gains dictate our strategy. Tune in for relatable stories, actionable tips, and that signature Market Mondays mentality: focus on your goals, your education, and your own long-term vision in the market. Don’t let fear or comparison ruin your trades—trade smarter, not harder. 👇 Drop your thoughts and trading strategies in the comments! Have you ever experienced a stop loss regret or let FOMO influence your decisions? Let’s discuss! **Hashtags**: #MarketMondays #FuturesTrading #StopLoss #OptionsTrading #TradingPsychology #InvestingTips #RiskManagement #IanDunlap #RashadBilal #TroyMillings #FinanceEducation #RunYourOwnRace #TradingPlan #StockMarket #OvercomingFOMO See omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this episode, Rashad Bilal dives into Amazon’s headline-making announcement of its largest layoffs ever—up to 30,000 jobs—and explores what this move means for investors and the future of work. Is this the start of a new era of efficiency driven by robotics and automation, or a troubling sign for growth investors? Rashad Bilal unpacks the complex implications, noting that while Amazon’s hard pivot toward efficiency mirrors trends initiated by industry leaders like Elon Musk and OpenAI, it also signals ripple effects across the entire job market. With Amazon planning to avoid hiring an additional 180,000 workers by 2027, Rashad discusses how these decisions could forever reshape the corporate landscape. The episode also analyzes key areas that investors should watch in Amazon’s upcoming quarterly report, from AWS performance and advertising growth to international e-commerce expansion. Rashad Bilal breaks down how profitability—especially the improvements in Amazon’s net margin from 5% to over 10%—is being achieved amid rising capital expenditure in AI and automation. These changes underline Amazon’s play for long-term dominance at the expense of traditional workforce structures. Tune in for a balanced take on Amazon’s strategy: the double-edged sword of short-term pain for employees versus stronger cash flow and stock performance for investors. Rashad Bilal also highlights why Amazon remains a personal favorite in his portfolio and why understanding these shifts is crucial for anyone interested in the intersection of technology, investing, and the future of corporate America. Don’t miss this insightful breakdown of one of the world’s biggest companies at a pivotal moment. Subscribe and join the conversation on Market Mondays! *Key Topics Covered:* Amazon’s massive layoffs: headline versus deeper impact Robotics, automation, and the efficiency era How Amazon’s strategy is setting trends for other corporations The role of AI in workforce and profitability shifts What investors should watch for in Amazon’s report Analysis of AWS, advertising, and global expansion Net margin improvements and long-term growth implications *Hashtags:* #MarketMondays #AmazonLayoffs #TechInvesting #EfficiencyEra #Automation #AWS #AITrends #StockMarket #AmazonStock #CorporateLandscape #GrowthInvesting #FinancialNews #RashadBilal See omnystudio.com/listener for privacy information.

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch. John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how the average credit score for Black Americans hovers around 620—and how improving that number is the key to opening new doors. Ian and John dive deep into practical advice: Instead of wandering into your neighborhood bank branch, seek out the regional or chief credit officer at a community or mid-sized bank, where decision-makers are more accessible. They dish out insider tips on approaching these professionals—don’t go in with just a transaction in mind. Instead, focus on genuine relationship-building. Personal rapport trumps bravado every time. This conversation uncovers the power of relationship capital: why Harvard, country clubs, and elite initiatives function as lifelong “clubs” that drive opportunity. If you’re wondering why boardrooms often seem exclusive, Ian unpacks the concept of discrimination versus racism and challenges viewers to “break up the comfort” and get in the room where decisions are made. Finally, John and Ian discuss their own business journeys, with John opening up about building and selling a $150 million real estate portfolio and the lessons learned from joint ventures and relinquishing control. If you’re serious about transforming your financial future—especially within Black America—this clip is a must-watch. Learn how financial literacy, AI knowledge, and networking “up the ladder” can reshape your path in just five years. *Key topics in this clip:* Building your credit score to access big deals How to approach mid-tier banking executives for real connections The importance of storytelling and genuine rapport in business Relationship capital: Harvard, country clubs, and the “club” mentality Discrimination vs. racism in hiring and networking Real-life real estate and business lessons from John Hope Bryant The urgency of financial and AI literacy as modern civil rights issues Whether you’re a budding entrepreneur, aspiring investor, or simply want practical steps to connect with powerful institutions, this Market Mondays clip gives you the blueprint. *Make sure to like, comment, and subscribe for more sharp financial insights every Monday!* #MarketMondays #FinancialLiteracy #JohnHopeBryant #IanDunlap #RelationshipCapital #BusinessNetworking #CreditScore #BlackWealth #FinancialWellness #RealEstate #AIGeneration #WealthBuilding #Entrepreneurship #NetworkingTips #CommunityBanking See omnystudio.com/listener for privacy information.

In this insightful clip from EYL, MG The Mortgage Guy joins Troy Millings and Rashad Bilal to break down creative real estate hacks that can help you qualify for a mortgage and scale your income—especially if you’re not navigating the process alone! Discover how you can leverage roommate (or "border") income, even if it's a boyfriend, girlfriend, or college roommate, to boost your mortgage qualification. MG explains Fannie Mae’s Homeready program, which lets you use documented rental payments from roommates to strengthen your application, as long as you’ve collected proof over at least 9 of the last 12 months. The clip dives into the vital importance of documentation—leases, payment records with memos clarifying "rent," and making sure everyone’s on board. They also discuss common scenarios, like living with a partner (who isn’t on your lease), and how putting everything in writing can unlock significant buying power, all while keeping your finances and future flexibility secure. Graduating college soon? MG reveals a little-known hack: you can use your college history as work history for mortgage qualification, and if you’ve collected rent from roommates (with all the right paperwork), that’s extra income to help you buy your first home right after graduation! For those interested in maximizing every opportunity, they touch on leveraging an ADU (Accessory Dwelling Unit) for long- or mid-term rental income, and how areas near hospitals, airports, or New AI data centers can create lucrative mid-term rental plays—ideal for traveling professionals, corporate consultants, or construction workers on multi-month assignments. Whether you have a pool to rent out (think Swimply), extra space in your home, or are just getting started, this strategy-packed clip is a must-watch for anyone looking to house hack, generate additional income, or simply make smarter real estate moves. Hit play to learn how better documentation, teamwork, and a little creativity can make real estate investing more accessible than you ever thought possible! *#RealEstate #HouseHacking #MortgageTips #EYL #RoommateIncome #ADU #HomeBuying #FinancialFreedom #Swimply #Investing #CollegeHacks #WealthBuilding* See omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this special clip, Ian Dunlap joins hosts Troy Millings and Rashad Bilal for a deep dive into successful, long-term investing—specifically Ian’s “2Tech2 Index” approach. If you’re seeking clarity on building wealth through investing, this is the discussion you can’t afford to miss. *What’s the “2Tech2 Index” Strategy?* Ian breaks down his simple yet powerful philosophy: You only need four essential companies or assets to achieve financial success. The formula? Anchor your portfolio with two trusted index funds (VOO and VTI) and complement them with two technology giants (Microsoft and Apple). This blend aims to capture broad market growth while focusing on proven tech leaders—making investing easy, straightforward, and effective for anyone. *Crash-Proof Investing & Market Timing Myths* Are you one of the many waiting for a massive market crash to “buy the dip”? Ian has a wake-up call: Most investors won’t have the nerve (or timing) to jump in at rock-bottom prices. Instead of holding cash on the sidelines, Ian insists that regularly investing—especially in companies with strong fundamentals like Nvidia, Microsoft, and others—will serve you much better over time. Historically, some companies actually “melt up” in value while broader markets decline, providing rare opportunities for focused investors. *Investing for Decades, Not Days* Ian, Troy, and Rashad stress that any investment strategy should be solid enough to last for 30 years, not just a year or two. Chasing trends or making frequent strategy changes typically leads to worse outcomes. The bond market may have worked in the past, but today’s environment favors equities—especially dominant US tech firms. *Themes Covered in This Clip:* Why you only need four assets to build lasting wealth The critical role of index funds and top tech stocks Market drops, crashes, and why timing them is nearly impossible The US/China tech war and how it impacts markets The importance of sticking to a consistent investment strategy Whether you’re a new investor or an experienced market participant, this conversation provides actionable insights into portfolio construction and the mindset needed for long-term financial growth. No jargon, just straight talk from the Market Mondays crew! *Drop your thoughts in the comments if you’ve used the 2Tech2 Index—and let us know which companies anchor your investment journey!* *Hashtags:* #MarketMondays #Investing #2Tech2Index #IndexFunds #TechStocks #IanDunlap #Microsoft #Apple #Nvidia #StockMarket #WealthBuilding #PersonalFinance --- Subscribe for more clips and actionable investing wisdom every week! See omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Live Alkaline Water, the first Black-owned bottled water company in Walmart, to uncover how two brothers turned a 400-year-old natural spring into a multi-million dollar business. 💧 From meeting EYL at a networking event to becoming the official water sponsor for Invest Fest, their story is a masterclass in execution, strategy, and turning opportunity into ownership. We break down the step-by-step process of bottling water, how they secured their first major deal, and what it really takes to build trust and partnerships that last. We also dive deep into the $300 billion bottled water industry, the science behind alkaline water, why glass bottles are superior, and how LiveAlkalineNC plans to scale globally while staying rooted in family and community legacy. If you believe in faith, business, and legacy — this episode will inspire you to start where you are and build something everlasting. 🌍 #EarnYourLeisure #LiveAlkalineNC #InvestFest #BlackOwnedBusiness #Entrepreneurship #FinancialFreedom #WaterIndustry #EYL #Networking #BusinessGrowth #Ownership #Legacy #WealthBuilding #Motivation #InvestInYourself See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Elon Musk’s unprecedented $1 trillion compensation proposal at Tesla. Musk, currently the richest person in the world, has requested a payout package with ambitious benchmarks—he only stands to earn the $1 trillion if Tesla reaches an astounding $8.5 trillion valuation, far above its current worth. The conversation covers the stakes of this deal, Musk’s influence on Tesla’s success, and the implications for shareholders. Tune in as the hosts debate whether one person should hold so much power and value in a company. Is Tesla’s success all about Musk, or does the company provide real innovation that can stand the test of time? The clip draws historical parallels, discussing Steve Jobs’ ousting from Apple and Warren Buffett’s impact on Berkshire Hathaway, all to ask: What happens when a visionary leader steps away? The hosts also explore Musk’s vision for Tesla, which now goes beyond cars into robotics and AI, and consider how much Tesla’s value depends on Musk himself. If you’re a Tesla investor, find out what this vote could mean for you—and for Tesla’s future. Don’t miss this insightful clip as the Market Mondays crew discusses: The $1 trillion compensation package and its benchmarks Musk’s negotiation tactics and threats to walk away The dependence of Tesla’s value on Musk’s leadership Sentiment vs. fundamentals in Tesla’s stock performance Historical lessons from other visionary CEOs What’s next for Tesla beyond Elon Musk If you own Tesla stock, you might have a say in this game-changing decision! Get the full scoop and join the discussion with Market Mondays. *Hashtags:* #ElonMusk #Tesla #MarketMondays #TrillionDollarDeal #StockMarket #Investing #VisionaryLeaders #Compensation #TeslaInvestors #BusinessNews See omnystudio.com/listener for privacy information.

In this insightful clip from "Black Out with Ian & Rashad," Rashad Bilal sits down with legendary rapper and actor Joey Bada$$ to talk about one of the most essential aspects of life—family. Joey Bada$$ opens up about his journey as a young father and partner, reflecting on lessons from his childhood and how those experiences shape the way he approaches relationships today. Joey shares how growing up in a big, close-knit family inspired the community mindset he carries into adulthood. Yet, he also reveals the gaps he noticed around examples of healthy romantic love—sparking his commitment to building something new with his fiancé. He talks candidly about their personal growth, teamwork, and intentional approach to their relationship, including their unique practice of holding “meetings” to set and review goals together, both for themselves and their growing family. This conversation is packed with wisdom for anyone navigating life, partnership, or parenthood in today’s world. Joey draws parallels between business contracts and relationships, emphasizing the importance of communication, setting non-negotiables, and being clear about values and long-term vision. He explains why he’s upfront about his intentions and challenges his partner to do the same—so they can build a meaningful future instead of “floating in space.” If you’re seeking guidance on how to create lasting bonds, foster healing within your family, or simply want to hear how a celebrated artist balances career with deep personal growth, don’t miss this clip! *Watch now to hear:* Joey Bada$$ on fatherhood and what being “family oriented” means today Why business tactics—like meetings and clear contracts—can help build a strong relationship The importance of picking a partner in alignment with your values and vision Tips for intentional communication and making progress as a couple Insights into breaking generational cycles and creating new legacies *Timestamps:* (Available upon request—if you’d like specific segments, let us know in the comments!) *Hashtags:* #JoeyBadass #BlackOutPodcast #Fatherhood #ModernManhood #FamilyLegacy #Relationships #CommunityHealing #BlackLove #PodcastClips #RashadBilal #IntentionalLiving #PersonalGrowth #GenerationalChange See omnystudio.com/listener for privacy information.

In this Market Mondays Medium clip, hosts Rashad Bilal, Troy Millings, financial enthusiast Tom Lee, and analyst Ian Dunlap dive deep into the explosive topic of Bitcoin’s future. Is a wild run to $250,000 by year end possible, or is this pure optimism? Tom Lee kicks off with his signature bullish take, predicting Bitcoin could soar to between $200K–$250K before the year wraps up, aligning with technical forecasts and seasonal strength. Rashad breaks down Tom’s history as a Bitcoin bull and points out exactly how big a leap this would be—from $110,000 to $250,000 in just 75 days! Ian Dunlap brings the data, laying out Bitcoin’s strong performance following its halving cycles: past years have shown jumps up to 7,000%, 291%, and 541%. This year’s gain is around 44%, and he feels a doubling could happen, but sees $250K as unrealistic in such a short window. He explains how cycles and rate hikes affect predictions, and why historical trends matter. Troy Millings challenges viewers to do their own thought exercises—what global events would actually propel Bitcoin that high? Is extreme optimism driving media narratives, or is there substance behind the hype? He pushes for understanding beyond headlines, and reminds us that market players and institutions control much of the flow. Both Ian and Troy agree: While $250K by year end seems extremely unlikely, a major run-up next year is within the realm of possibility—if institutions, governments, and hedge funds all strike “risk on” mode. This clip is a must-watch for any crypto investor, trader, or enthusiast wanting honest talk, historical context, and no-nonsense debate. Whether you’re all-in on Bitcoin’s future or skeptical of market predictions, you’ll get actionable insights here. *Drop your thoughts: Is $250K for Bitcoin possible by end of year, or just wishful thinking? Let us know in the comments!* *Hashtags:* #MarketMondays #Bitcoin #Crypto #TomLee #FinancialAnalysis #BTC #Ethereum #CryptoInvesting #HalvingCycle #BullMarket #CryptoPredictions #Investing #Finance #MarketTalk #EconomicInsights --- *Don’t forget to subscribe for weekly clips breaking down the biggest stories in investing, trading, and economic trends!* See omnystudio.com/listener for privacy information.

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟 Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed. Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively. Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility. Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice. Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience. Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips! #Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1Finance See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Robert Herjavec, the legendary entrepreneur and investor best known for Shark Tank. He breaks down the two key phases of launching a business and explains why every entrepreneur must find the heartbeat that drives their company if they want to survive. From his early struggles to his rise as one of the most respected business minds in the world, Robert shares lessons that will reshape how you think about purpose, growth, and execution. Robert opens up about the moment he discovered his true purpose, how he maintains peak performance, and the importance of building the right team to scale effectively. He also takes us behind the scenes of Shark Tank, revealing the real secret to the show’s success and what separates true entrepreneurs from “wannapreneurs.” Beyond business, Robert gives his raw take on today’s economy — calling AI the greatest economic shift of our generation, warning that consumers don’t care about cybersecurity, and reflecting on how social media has distorted the meaning of success. This conversation is packed with gems, mindset shifts, and stories that prove success starts from within. #EarnYourLeisure #RobertHerjavec #SharkTank #Entrepreneurship #BusinessTips #AIMoney #CyberSecurity #StartupAdvice #Leadership #Motivation #EYL #MarketMondays #WealthBuilding #SuccessMindset #FinancialFreedom See omnystudio.com/listener for privacy information.

In this eye-opening clip from Black Out with Ian & Rashad, the hosts Rashad Bilal and Ian Dunlap break down the shocking rise of bitcoin ATM scams sweeping the nation. Joined by political investigative reporters, the team dives into a recent report highlighting how unsuspecting victims are being lured into pouring thousands of dollars into crypto ATMs, only to lose their hard-earned cash to sophisticated global scammers. The discussion begins with a real-life victim’s story: Gus Cason, who lost $15,000 after being convinced by a scammer pretending to be the president of his bank. Learn how scammers use crypto ATMs as "getaway cars," making stolen money nearly impossible to recover. The team uncovers how even the crypto ATM companies profit from these fraudulent transactions—sometimes charging outrageous fees up to 30%—and how they aggressively fight in court to keep recovered scam funds. Rashad and Ian offer sharp analysis about the timing of these scams, connecting the spike in fraud to the tail end of the current bitcoin bull run. They debate whether big institutions like banks entering the bitcoin space may help protect consumers, and highlight the dangers of sending crypto: miss one letter, and your money is gone with little hope of recovery! The hosts stress that Bitcoin itself isn’t a scam, but warn listeners about how easily cryptocurrency can be weaponized in these attacks, especially against vulnerable groups like the elderly. You’ll also hear their predictions on the future of crypto markets, how banks becoming custodians of bitcoin could shape the financial landscape, and what you should watch out for as scammers get smarter thanks to artificial intelligence. If you’ve ever wondered how crypto scams really work, how to protect yourself, or where bitcoin is headed next, this clip is for you. Be smart, stay aware, and don’t fall victim to the latest wave of bitcoin ATM fraud! **Hashtags:** #BitcoinATM #CryptoScam #BlackOutPodcast #FinancialLiteracy #BitcoinFraud #IanDunlap #RashadBilal #CryptoNews #Blockchain #BitcoinBullRun #CryptoSafety #DigitalCurrency #ScamAlert #PodcastClip #FinancialEducation See omnystudio.com/listener for privacy information.

In this thought-provoking clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Troy Millings dive deep into the evolving landscape of the podcast industry and raise an urgent question: Is the podcast game falling apart? The conversation kicks off with the headline news that Underdog Fantasy now owns 50% of Gilbert Arenas’ podcast, potentially leading to downsizing and fewer episodes if the show doesn’t meet expectations. Ian and Troy reflect on recent drama in the podcast scene, including disputes between prominent figures and the real struggles behind the scenes that many content creators are facing. Troy emphasizes that outward success, like massive viewership or social media highlights, can be misleading—reminding listeners that real sustainability comes from ownership, equity, and smart dealmaking. He warns against signing predatory streaming and podcast deals, highlighting how lucrative partnerships can sometimes strip creators of control and value in the long term. Ian offers essential advice for aspiring content creators: Don’t rely solely on ad dollars. Instead, focus on building diversified revenue streams—like premium content on Patreon, offering products and services, and leveraging your free content to grow a loyal audience. The hosts give shoutouts to successful creators who’ve thrived by combining free gateway content with exclusive offerings, using their own platforms (Market Mondays, Red Panda, EYL University) as examples. They also discuss the reality that most top podcasts are hosted by celebrities leveraging their existing fame, which gives them a head start that newcomers don’t have. But they stress the importance of finding your own unique niche, building valuable skillsets, and not copying everyone else’s model. Key takeaways from this clip include: Why ownership and non-dilutable shares matter more than high view counts The dangers of predatory podcast and streaming deals How to use your platform to build sustainable, diversified income beyond ads The advantages and challenges of coming into podcasting as an industry outsider The value of a niche, high-quality audience versus a broad but unengaged one Whether you’re a current or aspiring podcaster, or just interested in the business side of content creation, this clip is packed with game you can use right now. 👍 Don’t forget to like, comment, and subscribe for more honest conversations on business, culture, and entrepreneurship. #PodcastBusiness #ContentOwnership #GilbertArenas #PodcastIndustry #BlackOutPodcast #IanDunlap #TroyMillings #ContentCreation #Entrepreneurship #AdDollars #MediaGame #Equity #StayIndependent --- *Watch the full conversation for more insights and strategies for navigating the world of podcasts and media deals!* See omnystudio.com/listener for privacy information.

Welcome to another insightful Market Mondays clip! In this powerful discussion, hosts Rashad Bilal and Ian Dunlap dive deep into one of the most dramatic moments in recent financial history: the largest single-day liquidation in crypto. Prompted by a headline-making social post from Donald Trump, the markets saw a massive fall—both in stocks and crypto—triggering a whirlwind of reactions, trades, and consequences. *What’s Inside This Clip?* *$20M to $80M Trade:* Get the inside scoop on the suspicious hedge trade that reportedly netted $80 million within hours. Was it luck, timing, or something more? *The Human Cost of Trading:* Learn how margin and leverage can quickly turn profits into devastating losses. Hear the tragic story of a crypto trader who lost $40 million and, sadly, his life—a serious reminder of the emotional dangers behind high-stakes investing. *Trading Safely:* Ian and Rashad break down why risk management, mental health, and account separation are essentials for every investor. They reflect on history—from the Great Depression to present day—emphasizing the importance of putting safety and mental guardrails first. *Margin Calls Explained:* This clip offers a plain-English rundown on how margin works, what triggers a margin call, and how it can impact your entire investment portfolio. Learn why separating trading from long-term investments is a crucial safety measure. *Competing With the Best:* Ian shares advice on what it’s actually like trading against hedge funds, institutions, and experts with far-reaching networks—and why most everyday investors should avoid over-leveraging. *Volatility & Timing:* Discover why market volatility isn’t always something to fear, but should be managed through smart techniques like holding separate accounts and using time wisely in your investment strategy. This Market Mondays clip is a must-watch for anyone involved in trading or investing—whether you’re new or experienced. The team brings their trademark honesty and clarity to tough topics, reminding viewers that while the upside in markets can be huge, the risks are real and must not be ignored. *If you’re thinking about trading with leverage, or just want more insight into how fast things can change, this clip is for you. Tune in and learn how to protect your portfolio—and your peace of mind.* --- *Watch, learn, and invest smarter.* #MarketMondays #Crypto #TradingRisk #MentalHealth #MarginCalls #InvestmentSafety #Finance #StockMarket #CryptoLiquidation #RiskManagement #Investing #FinancialLiteracy --- Like, comment, and subscribe for weekly financial wisdom and market breakdowns! See omnystudio.com/listener for privacy information.

Dive into the dynamic world of the Basketball Africa League (BAL) in this insightful EYL clip! Our host, Rashad Bilal, sits down with special guest Clare Akamanzi to break down the innovative business model fueling the rapid growth of NBA Africa. From late-night games and the global passion for basketball to the strategic moves driving revenue, this conversation is a must-watch for sports fans, entrepreneurs, and anyone curious about the sports industry on the continent. Clare Akamanzi shares eye-opening details about how BAL is structured and how it plans to scale across Africa and beyond. Learn how sponsorships, merchandising, ticket sales, and media rights all play a crucial role in monetizing the league, and why partnerships with companies like ServiceNow and Visit Rwanda are key. The clip also delves into the exciting launch of BAL’s e-commerce portal, which taps into the African diaspora’s demand for league merchandise from anywhere in the world. Discover how ticketing revenues are skyrocketing as more fans flock to the arenas each year, despite the current challenges of infrastructure with only a handful of professional-level venues across the continent. Clare also highlights the importance and future potential of integrated media markets in Africa, with platforms like MTN offering access to 300 million subscribers. This integration opens up massive opportunities for broadcasting, streaming, and connecting fans across all 54 African nations. Looking ahead, Clare reveals plans for BAL’s expansion, with a vision of one day reaching every African country. She sheds light on the increasing investment interest from countries like Nigeria, Benin, and Morocco, and emphasizes the role of collaboration between investors, governments, and development banks to build more standardized arenas and provide even greater opportunities for teams and fans alike. If you’re passionate about sports business, the African market, or just want to know what it takes to build a continental sports powerhouse, this EYL Medium clip will give you exclusive insights and a front-row seat to the future of basketball in Africa. *Join us as we explore:* The four main revenue streams for BAL: sponsorship, merchandising, ticketing, media rights The impact of the African diaspora on global reach and merchandise sales Challenges and opportunities in expanding to new African markets and arenas How media giants and telcos could shape the future of sports broadcasting on the continent Don’t miss out on this fascinating look at how the BAL is changing the game both on and off the court! *#EYL #NBABasketballAfrica #BAL #SportsBusiness #AfricanDiaspora #BasketballAfrica #MediaRights #Entrepreneurship #SportsExpansion #BasketballBusiness #EYLMedium* See omnystudio.com/listener for privacy information.

We sat down with Pierre Goudiaby Atepa, the legendary architect behind the African Renaissance Monument — Africa’s tallest statue — to talk about his vision for the continent’s future, the state of African politics, and what true economic independence means for the next generation. 🌍   From the symbolism of the monument towering over Dakar to his candid thoughts on Africa’s unity and leadership, this is one of the most powerful conversations we’ve had on the continent.   🎥 Watch now and join the conversation about Africa’s past, present, and future.   #Africa #Senegal #PierreAtepa #AfricanRenaissanceMonument #EarnYourLeisure #EYL #BlackExcellence #AfricanArchitecture #Dakar #InvestInAfrica #EconomicEmpowerment #FutureOfAfrica #AfricanUnity See omnystudio.com/listener for privacy information.

In this thought-provoking Market Mondays clip, Ian Dunlap and Rashad Bilal break down the latest buzz surrounding Apple’s leadership and the tech giant’s place in the innovation race. Is Tim Cook really on the way out? Why are there rumors about his resignation, and what does it mean for Apple’s future? Ian shares his insights on the internal battles Cook might be fighting, particularly when it comes to Apple’s struggles in the AI arms race and geopolitical blockades affecting its strategy. The duo also gets candid about the wider market, touching on Apple’s competition, including Google, Amazon, and Microsoft’s game-changing moves with AI. What do these shifts mean for investors, and is Apple still a must-have in your portfolio? Ian remains bullish, explaining why he’s holding Apple until at least 2034, but he doesn’t shy away from expressing concerns about succession planning and blocking of key deals like OpenAI. Rashad discusses market leadership changes and the lingering question: What is Apple’s next big move? Meanwhile, the conversation widens to Amazon’s strategy, data centers, and why Rashad is still a believer in Amazon’s innovative edge. There’s also a breakdown of small and mid cap stocks, with shout-outs to quantum stock winners like RGTI and insights on how to trade these explosive gains for long-term wealth. Ian gives practical homework for viewers, like tracking margin prices of crypto futures as a gauge for institutional sentiment—a lesson you don’t want to miss. Plus, find out why the old 60/40 portfolio might be dead, the importance of alternative assets, and why crashes offer generational opportunities for those prepared. Ian and Rashad keep it real about taking profits, rotating winnings into blue-chip names, and how to prepare for the next market pullback. This clip is packed with actionable advice, straight talk, congratulatory moments for winning trades, and a look at the geopolitical pressures facing the world’s biggest companies—especially Apple. If you want a sharp, no-hype analysis of markets, leadership, and how to position yourself for the future, tune in now! *Don’t forget to like, comment, and subscribe for more Market Mondays insight!* --- *#MarketMondays #Apple #TimCook #Investing #Stocks #TechStocks #AI #Amazon #Google #Nvidia #QuantumStocks #FinancialEducation #IanDunlap #RashadBilal #StockMarket #BlueChips #Portfolio #SuccessionPlanning #MarketAnalysis #OpenAI* See omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings sit down with tech visionary Jack Dorsey to discuss the technologies set to redefine our future—and why so many people hesitate to embrace them. Diving straight in, Rashad asks Jack a powerful question: Which technologies are flying under the radar today but could transform our lives in 5 to 10 years? Jack Dorsey shares candid thoughts on AI, acknowledging the widespread fear that it might replace jobs or stifle innovation. He argues that this “closed mindset” is what truly holds us back. Instead, Jack advocates seeing AI as a foundation—a tool for unlocking new levels of creativity and productivity and reclaiming precious time. His advice is clear: don't just take others’ word for it; hands-on experimentation is the key to understanding whether a technology can genuinely benefit you or your business. Citing the Bitcoin ethos of “don’t trust, verify,” Jack urges viewers to form opinions through experience and not be swayed by hype or second-hand perspectives. The conversation shifts as Troy asks Jack about decentralization, referencing the rise and, perhaps, fizzle of the Web3 hype. Jack pulls back the curtain on what he saw as repackaging older, centralized products under a new label—often driven by venture capital rather than any real technological breakthrough. He reminds us that every new tech wave arrives alongside massive hype, and the challenge for everyone is to ground themselves and ask: Does this tech solve a problem or add real value? Jack recounts the early days of the Internet—a frontier period marked by openness and decentralization. He laments how discovery and data creation ended up centralized in a handful of companies, tightening control over both users’ data and online identities. The good news, according to Jack, is that we finally have the technology for data portability, but it’s still inaccessible and unrefined—meaning huge opportunities for those looking to build solutions in this space! He also warns about AI’s rapid centralization, with just a few major companies shaping its future. These entities control not only the algorithms but also the intelligence itself—potentially determining how millions experience truth, creativity, and discovery. Jack stresses the need for open-source models and decentralized intelligence so the technology belongs to everyone, not just a few tech giants. Whether you’re a tech enthusiast, an entrepreneur, or simply curious where the digital world is headed, this clip is packed with practical wisdom for evaluating new technologies and finding the right mindset for real, grounded innovation. *Key topics:* Overcoming fear and skepticism surrounding AI Why hands-on experimentation beats second-hand knowledge Decentralization, data portability, and the lessons of early Internet history Web3 hype versus true technological progress The risks of centralizing AI—and the promise of open source models *Watch for actionable insights on how to spot what’s real in tech, how to verify new tools for yourself, and why embracing openness is key for the future.* #MarketMondays #JackDorsey #AI #Bitcoin #Decentralization #Web3 #OpenSource #Technology #FutureOfTech #BusinessInnovation See omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this week’s clip, Rashad Bilal, Troy Millings, Ian Dunlap, dive into the huge financial news shaking the tech and investing world: AMD’s explosive stock surge sparked by their newly announced OpenAI partnership. We break down exactly why AMD jumped up to 27% in the morning and shot well past 35%, what OpenAI’s 10% stake means, and why this move has created a frenzy for anyone holding AMD options. The team explores how AMD now becomes a key player in AI hardware, working alongside Nvidia—the known leader in GPUs. Find out why being the “number two” in the space can be just as valuable, and how this strategic partnership fuels global ambitions for technologies like ChatGPT, which is quickly approaching a billion users. Rashad explains the concept of the “circular economy” in tech, detailing how AMD, Nvidia, Broadcom, Oracle, and OpenAI interconnect to supply essential infrastructure, hardware, and cloud services. Learn how options and warrants work in these high-stakes deals, why these investments form an indestructible technological moat, and how family ties among key leaders have influenced this masterful dealmaking. The conversation also covers OpenAI’s historic valuation leap—surpassing SpaceX—and what these moves mean for the future of AI, government, and consumer tech. The hosts share their own experiences and stock picks (shoutout to Dave Shands!), giving viewers a behind-the-scenes look at the power of research and strategic investing. If you’ve been watching Market Mondays for investment insights, this clip delivers confirmation from insiders in the AI space. The team also drops price predictions for AMD and Nvidia and celebrates the biggest options wins and market highs of the year. Don’t miss smart tips on long-term partnerships, generational wealth, and why tech alliances are setting up for lasting success—even through future market downturns. *Watch now to get all the details on the AMD & OpenAI partnership, how it’s shaking up the tech market, and what you should watch for as an investor!* *Hashtags:* #MarketMondays #AMD #OpenAI #Nvidia #StockMarket #AIInvesting #TechStocks #FinancialNews #AMDStock #AIRevolution #OptionsTrading #CircularEconomy #TechMoat #InvestingTips #GenerationalWealth #EyUniversity #MarketFrenzy #QuantumComputing #CloudInfrastructure #DataCenters --- Catch all the insights and analysis right here—subscribe for future clips breaking down the biggest stories in tech, AI, and investing! See omnystudio.com/listener for privacy information.

In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartin See omnystudio.com/listener for privacy information.

Welcome back to Market Mondays! In this insightful clip, Rashad Bilal, Troy Millings, and financial analyst Ian Dunlap sit down to break down gold’s explosive performance—nearly at an all-time high and even outpacing the NASDAQ year to date! If you’ve been following the markets or are worried about economic uncertainty, this discussion is for you. Ian gives his perspective on gold as the ultimate hedge in your portfolio, especially in times of government volatility or looming shutdowns. The guys dissect the reasons why gold and other “safe haven” assets like Bitcoin continue to shine under these market conditions, pointing to big voices like Mike Novogratz who have championed gold amidst uncertainty. They talk about the importance of balancing “risk-on” assets (think: AI stocks, crypto, tech) versus solid hedges like gold. Troy plays devil’s advocate and prompts a conversation about what, if anything, could cause gold to retrace or pull back. Ian’s response? Unless we see major global money printing and near-zero interest rates like in 2008 or during COVID, gold’s run looks far from over. On top of that, Rashad gives some on-the-ground perspective from Guinea, a major hub for gold exports, revealing the scale of gold flowing out to places like Dubai every week. They go deep on gold’s historical trends, why central banks and big funds still stockpile it, and why being a disciplined investor is more important than ever. Whether you’re new to investing or a seasoned pro, you’ll get key takeaways on building a balanced portfolio and following the “golden rule”: follow the money and don’t ignore what’s right in front of you! *Don’t forget to like, subscribe, and share! Drop your thoughts and questions on gold and hedging in the comments below.* #MarketMondays #GoldInvesting #SafeHaven #FinancialFreedom #PortfolioHedge #InvestingWisdom #Bitcoin #Nasdaq #MikeNovogratz #GovernmentShutdown #InterestRates #Commodities #GoldVsCrypto #AllWeatherPortfolio #RayDalio #FinanceTalk #DubaiGold #GuineaGold #FollowTheMoney See omnystudio.com/listener for privacy information.

In this powerful episode, former NBA All-Star Luol Deng and Clare Akamanzi, CEO of the Basketball Africa League (BAL), share the untold story of basketball’s rise across the continent 🌍🏀. From South Sudan’s historic journey to the BAL’s mission to empower Africa’s youth, they discuss the challenges, opportunities, and vision for the future of African basketball and business.   They break down what it takes to build infrastructure across 54 nations, why only five arenas in Africa are NBA-ready, and how the BAL is giving over 1 billion people access to professional basketball. Luol Deng calls for stronger business regulations and urges global investors to seize this moment to build Africa’s sports economy.   This conversation goes beyond basketball — it’s about legacy, leadership, and the power of investing in Africa’s future. 🇸🇸🇷🇼   #LuolDeng #ClareAkamanzi #BAL #BasketballAfricaLeague #SouthSudan #NBAAfrica #InvestInAfrica #EarnYourLeisure #MarketMondays #AfricaRising #SportsBusiness #YouthEmpowerment #BasketballInAfrica #Rwanda #AfricanExcellence See omnystudio.com/listener for privacy information.

We’re in Guinea 🇬🇳 doing some investigative journalism — sitting down with entrepreneurs, innovators, and community leaders to uncover the real opportunities and challenges shaping Africa’s economic future. From business growth to infrastructure and innovation, these conversations reveal what’s really happening on the ground — and why the world is paying attention. 🌍💡 #EarnYourLeisure #Africa #Guinea #InvestInAfrica #EYL #AfricanBusiness #EconomicGrowth #Entrepreneurship #WealthBuilding #GlobalOpportunities #AfricaRising See omnystudio.com/listener for privacy information.

In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthcare was a major mistake. The discussion covers key American companies—including Eli Lilly, Johnson & Johnson, ABBV, UnitedHealth, Abbott, Merck, and Stryker—highlighting those with strong policy support and innovative biotech advances. Troy Millings points out the disruptive potential of AI in healthcare, emphasizing that upcoming breakthroughs and administration policy will play a significant role. The hosts unanimously stress the importance of focusing on top American healthcare companies, especially given the implications of domestic manufacturing and tariffs. They recommend using healthcare ETFs like XLV to monitor top allocations and add stability to your portfolio. For those wondering if healthcare belongs in their investment mix, the consensus is clear: exposure to healthcare is wise, especially if you stick with sector leaders. Ian narrows his top picks to Eli Lilly, ABBV, and Stryker. However, don’t expect dramatic 35-45% returns as you might with tech; healthcare provides steady, long-term opportunities rather than quick wins. Whether you’re a seasoned investor or new to the stock market, this clip provides actionable insights and a grounded outlook on what to expect from healthcare stocks in the coming year. If you’ve wondered about CVS, United Healthcare, or how U.S. healthcare spending compares globally, the crew covers that too—reminding us that, despite being one of the largest markets, the U.S. still lags in health outcomes. *Key Takeaways:* Healthcare sector’s challenges in 2024, including tariffs and lawsuits Realistic returns vs. tech sector expectations American healthcare companies to watch: Eli Lilly, ABBV, Stryker How AI and biotech innovation could accelerate sector growth The impact of U.S. policy and tariffs on investment choices Using healthcare ETFs (like XLV) for strategic exposure Why healthcare should (or shouldn’t) be part of your portfolio If you want honest, in-depth analysis of the healthcare market and a roadmap for making informed investment decisions in 2025, this is the clip you can’t miss. Like, subscribe, and let us know your thoughts on the future of healthcare stocks in the comments! #HealthcareStocks #MarketMondays #Investing #EliLilly #ABBV #Stryker #TechVsHealthcare #Tariffs #AIinHealthcare #StockMarketAnalysis #ETFs #PortfolioStrategy See omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Ian Dunlap and Rashad Bilal dive deep into the high-stakes world of media conglomerates, data acquisition, and the brewing TikTok takeover. The conversation unfolds around the chess moves of industry giants like Oracle, Silver Lake, and enigmatic figures such as Larry Ellison, revealing how power, influence, and data are being consolidated in fewer hands than ever before. You’ll hear Ian break down the wider implications of Silver Lake’s expanding empire—from data centers and major entertainment acquisitions (like Endeavor, WWE, UFC, and EA Sports) to the undeniable impact of the TikTok deal. Together with Rashad, they connect the dots between AI, media, gaming, and cloud infrastructure, highlighting the masterminds behind this web of control and influence. The hosts debate the safety and ethics of shifting TikTok’s algorithm to US hands, questioning whether this really improves user security or simply swaps one set of gatekeepers for another. Ian candidly shares concerns about “stepped-on,” watered-down algorithms and makes colorful analogies to help the audience grasp these layered business plays. Rashad raises the alarm over the societal consequences of letting elite billionaires dominate news and social platforms—pointing to the likes of Elon Musk (X), Mark Zuckerberg (Instagram, Facebook, WhatsApp), Jeff Bezos (Washington Post), and even Rupert Murdoch. Together, they address the very real risk of propaganda and narrative control, especially as X heads further right and TikTok faces similar influences if new ownership goes through. The conversation doesn’t shy away from tough questions: Is this new TikTok group any safer than the previous owners? Are we actually in control of our own data? Both Ian and Rashad illustrate how, through clever business maneuvers, these conglomerates can dominate every aspect of content, gaming, and attention. The summary? Monopoly is nothing new in America, but now it’s more transparent than ever. This clip is packed with hot takes, strategic breakdowns, and a clear-eyed look at what media ownership means for the next decade—plus why everyday users must wake up to what’s really happening behind the scenes. Whether you’re an investor, a creator, or just a concerned citizen, you’ll want to catch every minute. *#MarketMondays #TikTokTakeover #MediaMonopoly #IanDunlap #RashadBilal #Oracle #SilverLake #AI #SocialMedia #TechNews #MediaPower #DataPrivacy #BusinessAnalysis* See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Chef Lorna Maseko, one of South Africa’s most celebrated culinary stars, to dive into her incredible journey from ballerina to celebrity chef, entrepreneur, and global tastemaker. Chef Lorna shares how she built her brand on the international stage, the business model behind exclusive supper clubs, and what it takes to turn food into a lifestyle experience. She also opens up about making the leap to New York City and Atlanta, and how she’s using food to build bridges across cultures while creating opportunities in the culinary world. This conversation is about more than food — it’s about business, branding, and bold moves. Whether you’re an aspiring chef, entrepreneur, or creative, Chef Lorna’s story will inspire you to think bigger and execute at the highest level. #EarnYourLeisure #ChefLorna #SouthAfrica #CelebrityChef #SupperClub #Entrepreneurship #FoodBusiness #NYC #Atlanta #EYL See omnystudio.com/listener for privacy information.

A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way. See omnystudio.com/listener for privacy information.

In this insightful clip from EYL, we dive into the real-life challenges and breakthroughs of entrepreneurs adapting to rapid technological change. Rashad Bilal leads the discussion, asking entrepreneurs Angel, Mariyah, and Kika Wise how technology, AI, and innovation have reshaped their businesses, team dynamics, and day-to-day operations. Angel and Mariyah open up about their journey embracing new tech—even when it feels out of their comfort zone. From using AI chatbots to recommend personalized tea blends for online customers, to leveraging automation for handling emails and streamlining their point-of-sale systems, they discuss practical ways technology saves time, reduces workloads, and boosts sales. Need help checking in at the airport or switching up business roles in a pinch? Their story is equal parts relatable and inspiring for any small business owner learning new tech on the fly. Kika Wise shares her own playbook, revealing how she went all-in with AI tools like ChatGPT to reverse-engineer her business strategy, build scalable franchises, and hit ambitious revenue goals—faster than ever before. She offers candid advice: don't fear the robot revolution, embrace it before it's too late! Whether you're a seasoned entrepreneur, just starting your business, or simply tech-curious, this CLIP is packed with honest talk, humor, and tactical tips. Discover how authentic connection with customers, experimenting with AI, and data-driven storytelling are all part of the modern entrepreneur's toolkit. *Key Highlights:* How brick and mortar businesses bridge the online gap using AI (robot tea concierge, anyone?)Automation and AI for small teams: real talk about saving time, cutting costs, and avoiding burnoutData collection tips for telling your business story to funders and the communityEmbracing constant tech updates (Square register jokes included!)Personal anecdotes about learning new systems and thriving outside your comfort zoneUsing AI to supercharge business strategy and creative thinking Tune in for laughs, lessons, and smart strategies to help any entrepreneur navigate the digital age—without losing that personal touch. *Don’t forget to like, comment, and subscribe for more inspiring entrepreneur journeys and practical playbooks!* #EYL #EntrepreneurPlaybook #AIforBusiness #SmallBusinessTech #WomenInBusiness #Innovation #TechTalk #BusinessGrowth #AIAutomation #SquarePOS #DigitalTransformation Our Sponsors:* Check out PNC Bank: https://www.pnc.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

For this episode of Earn Your Leisure, we share an exclusive segment from our NIL (Name, Image & Likeness) panel. The conversation features legendary coach Dwayne “Tiny” Morton, NFL agent Greg Barnett, and entertainment lawyer Matt Middleton. They break down the business of NIL, how athletes can protect themselves, the role of representation, and what parents, coaches, and young athletes need to know to navigate this new era of college sports. This is a must-watch for anyone serious about sports, business, and building long-term wealth. This panel also dives into real-world stories and insights on how NIL is changing recruiting, endorsement deals, and the future of both college and professional sports. Whether you’re an athlete, parent, or fan, this conversation will give you the knowledge and tools to move smart in the NIL game. #EarnYourLeisure #NIL #CollegeAthletes #SportsBusiness #GregBarnett #MattMiddleton #DwayneTinyMorton #EYL Our Sponsors:* Check out PNC Bank: https://www.pnc.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Intel’s stunning 22% stock surge following Nvidia’s surprising $5 billion investment. Is this windfall truly a game-changer for Intel, or just another temporary boost for a struggling chip giant? Our experts dissect Nvidia’s move: Is it a strategic hedge to maintain market dominance, or simply a lifeline to prop up a fading competitor? Ian breaks down why, despite the investment, Intel still lags behind industry leaders like Nvidia, AMD, and TSMC. He points out how this move is less about saving Intel and more about safeguarding Nvidia’s lead in the chip space. Troy digs into Intel’s persistent manufacturing woes, questioning whether any amount of money can close the gap as the world moves to smaller, more advanced chips. The discussion also touches on government support, the shifting dynamics between CPU and GPU markets, and how Nvidia’s seemingly generous gesture could actually be a clever play to suppress competition. With insights on market allocation, manufacturing gaps, and the future of the semiconductor industry, this clip is a must-watch for investors and tech enthusiasts alike. Will Intel ever reclaim its former glory or will it remain stuck behind a long list of stronger competitors? Tune in to hear why our hosts aren’t buying into the Intel hype—literally and figuratively. *Don’t forget to like, comment, and subscribe for more sharp financial insights and market analysis every week!* #MarketMondays #Intel #Nvidia #StockMarket #Semiconductors #Investing #AMD #TSMC #Finance #TechStocks #BusinessNews #Clip #FinancialEducation Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

How often do you think about credit? Margaret is a dancer, a dreamer, and totally new to credit. She’s been denied twice for credit cards in the past, and we’re here to help. Stay tuned for our first episode of Foundation Forward, premiering on Hulu. Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking clip of "Black Out with Ian & Rashad," Rashad Bilal and Ian Dunlap sit down to break down a viral video listing the "10 Easiest Ways to Get Rich"—and why, shockingly, having a traditional job didn't make the cut. Tune in as the hosts react to each method, ranging from marrying rich and investing in index funds to becoming a content creator, real estate investing, launching online businesses, and leveraging other people's money. Rashad and Ian reflect on how they've personally explored almost every method on the list, sharing anecdotes from working in sales to investing in startups and building their own app. The conversation dives deep into why jobs—once considered the most stable route to wealth—have fallen off these modern lists, touching on the decline of job-based wealth in America compared to previous generations. If you've ever wondered what paths actually lead to financial freedom today, this discussion offers insight, humor, and real talk based on both the viral clip and the hosts’ own entrepreneurial journeys. Whether you're dreaming of financial independence or just tired of the 9-to-5 grind, this clip is a must-watch for understanding the current landscape of wealth-building. *Key topics include:* The complete list of the “10 Easiest Ways to Get Rich” Why working a job is no longer a top wealth-building option Personal stories from Rashad and Ian about tackling these wealth strategies The importance of diversifying your approach to financial independence Honest talk about what actually works today—and what’s just hype Ready to rethink your financial strategy? Hit play and join the conversation! *Hashtags:* #BlackOutPodcast #GetRich #WealthBuilding #MoneyTalk #FinancialFreedom #IndexFunds #RealEstateInvesting #ContentCreation #OnlineBusiness #Investing101 #PodcastClip #EarnYourLeisure Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, we are joined by Cheryl McKissick, the trailblazing CEO and President of McKissick & McKissick—the oldest Black-owned and woman-owned construction firm in the United States, with a legacy spanning over 230 years and five inspiring generations. Hosts Rashad Bilal and Troy Millings sit down with Cheryl to discuss her new book, *The Black Family Who Built America*, and the extraordinary history of her family's achievements. From their origins during slavery when Moses McKissick I perfected the art of brickmaking in North Carolina, to becoming master carpenters, architects, and builders responsible for iconic projects like JFK Airport’s Terminal 1, Barclays Center, and Harlem Hospital, Cheryl's family has been a cornerstone in shaping America’s built environment. Cheryl shares how her family navigated and thrived through slavery, Jim Crow, and systemic prejudice—all while maintaining ownership, uplifting their community, prioritizing education, and never losing sight of their identity. She highlights the five principles, or "5 Ps," that have guided their success across generations: perseverance, preparedness, persistence, productivity, and prayer. These principles have not only fueled monumental growth but have also helped the McKissicks uplift other contractors, architects, and engineers along the way. Learn how Cheryl scaled the business from its earliest days into an industry leader overseeing projects with billion-dollar valuations. She also sheds light on the importance of building networks, creating legacy, and standing as a beacon and mirror for Black professionals across America. Cheryl’s story is a testament to what can happen “when perseverance meets purpose,” and is filled with lessons for anyone looking to create generational wealth, own their story, and lead with impact. If you’re interested in entrepreneurship, generational wealth, Black excellence in business, and the hidden figures who truly built America—this clip is a must-watch. *Hashtags:* #MarketMondays #CherylMcKissick #BlackFamilyWhoBuiltAmerica #GenerationalWealth #LegacyBuilding #BlackExcellence #ConstructionIndustry #BusinessLeadership #HiddenFigures #Entrepreneurship Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Magic Johnson sits down with Earn Your Leisure for one of the most legendary conversations ever. In this powerful interview, Magic opens up about the highs and lows of his career as an athlete, entrepreneur, and billionaire investor. From losing $1.5 billion by passing on Nike equity to building billion-dollar businesses with Starbucks, Magic breaks down the blueprint for scaling, identifying good investments, and why it’s not only about money—it’s about having a seat at the table. He shares the secrets behind his success, the failures that shaped him, and his philosophy on competition, family, and legacy. Magic also reflects on his iconic partnerships, including buying into the Dodgers, owning the LA Sparks, and becoming part-owner of the Washington Commanders. He explains the importance of knowledge-sharing, the 3-year rule to success, and even delivers a moving prayer at Invest Fest. This conversation is motivation, mentorship, and history all in one. 2026 Tickets to Invest Fest (50% off!): https://investfest.com #MagicJohnson #EarnYourLeisure #InvestFest #EYL #BillionaireMindset #Business #Entrepreneurship #WealthBuilding #MarketMondays Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings tackle one of the most controversial financial topics: Is investing in stocks better than buying real estate? Using real-life examples and hard-hitting facts, the Market Mondays crew breaks down the opportunity cost of owning a home versus putting your money into the market. Rashad sets the scene by challenging the conventional wisdom around home ownership, arguing that most people overlook all the extra costs that come with buying a house—down payments, maintenance, taxes—and how that money could be fueling investments instead. Ian takes it further, sharing his personal experience of choosing a modest lifestyle in favor of building genuine wealth through smart investing. The trio warns against being “house rich and pocket poor,” reminding viewers that good decision-making today leads to financial freedom down the line. Troy Millings delivers a powerful message to anyone grinding a 9-to-5: “You’re not going to be able to work your way to wealth.” With AI threatening jobs and the employment landscape shifting rapidly, investing isn’t just smart—it’s essential for securing your future. The hosts aren’t anti-real estate; they advocate making thoughtful, strategic moves whether you buy a home or invest in the market. If you’re wondering how to survive—and thrive—when AI is replacing jobs at a record pace, this discussion is for you. Find out why owning less can mean living more freely, and how to make every dollar count toward long-term wealth. Whether you’re a young professional, entrepreneur, or seasoned investor, this conversation is packed with actionable insights and straight talk to help you navigate the changing financial world. Think for yourself and don’t get trapped by the so-called matrix! *Key Topics Covered:* Opportunity cost: Stocks vs. real estate Why homeownership isn’t always the smartest wealth play The real costs hidden in buying property How to beat AI-driven job loss with investing Practical advice for financial freedom Breaking away from societal financial norms *Tune in to hear:* ✔️ Real-life examples of smart investing ✔️ Honest discussion about home buying myths ✔️ Why investing in the market should come before a big mortgage ✔️ How the government is investing in tech companies, and what it means for you If you’re ready to stop following the crowd and start building lasting wealth, you can’t miss this Market Mondays Medium clip! *Hashtags:* #MarketMondays #Investing #RealEstate #FinancialFreedom #WealthBuilding #StocksVsRealEstate #PersonalFinance #AIFuture #MoneyTalks #OpportunityCost Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the multi-billion dollar lawsuits facing pharmaceutical giants Novo Nordisk and Eli Lilly over their blockbuster drug Ozempic and similar weight loss treatments. With over 2,000 federal lawsuits piling up—worth more than $2 billion—the team explores the risks and side effects, including rare vision problems, stomach paralysis, and severe kidney damage, now at the center of these legal battles. Rashad shares his early warnings about the rapid rise of Ozempic and reflects on the cyclical history of “miracle” weight loss drugs that ultimately face safety concerns and legal troubles. Drawing a parallel from global affairs and the importance of studying history—whether in geopolitics or investing—the hosts break down why this pattern was predictable and how investors can learn from it. Troy and Ian highlight the importance of understanding a company’s product portfolio, leadership, and resilience in the face of crisis, comparing Novo Nordisk to Eli Lilly and why Lilly may be better positioned to withstand industry fallout. The discussion also touches on cultural perspectives towards medicine, the impact of Western pharmaceutical practices, and the potential dangers of fast fixes for complex health issues like obesity and diabetes. Whether you’re an investor, health enthusiast, or simply curious about the latest headlines in the pharmaceutical industry, this clip unpacks what’s really going on behind the lawsuits, the stakes for Novo Nordisk and Eli Lilly, and what smart investors should watch out for next. *Timestamps available upon request.* *Don’t forget to like, share, and subscribe to Market Mondays for more insightful breakdowns on current financial events!* #Ozempic #NovoNordisk #EliLilly #MarketMondays #Pharmaceuticals #WeightLoss #Investing #StockMarket #Lawsuits #HealthNews Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

On this week’s episode of Earn Your Leisure, we break down everything you need to know about business grants—the funding opportunities that too many entrepreneurs overlook. From the best time of year to apply for grants, to the states giving out the highest amounts, to why grants are still underutilized compared to other forms of financing—we cover it all. Stormi Banks, founder of The Pink Print Firm, joins us to share her biggest success stories and insider knowledge on how to win grants. We discuss the mindset you need, the formula to winning, and why storytelling is 60% of the battle. We also highlight the biggest mistakes people make when applying, the difference between rolling and one-time grants, and why building strong relationships is the ultimate key to success. Whether you’re a startup, small business, or nonprofit, there are millions of dollars in grants still available—even with government cutbacks. Applying can take time and effort, but the rewards can be life-changing. This episode will give you the tools, strategies, and clarity to start winning business grants and scaling your business the right way. #EarnYourLeisure #StormiBanks #BusinessGrants #SmallBusiness #Entrepreneurship #AccessToCapital #WealthGap #EYL Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays **clip**, Rashad Bilal, Ian Dunlap, and Troy Millings break down the best market advice for September based on historical data and their proven experience. Whether you're new to stock trading or a seasoned investor, you’ll get straightforward tips on navigating the usually volatile months of August and September, including how to take advantage of market dips and why consistent investing each month — “buy every month!” — wins in the long run. *What’s Covered in This Clip:* Why buying shares consistently is more effective than overanalyzing informationThe importance of focusing on top media stocks like Microsoft, Nvidia, Netflix, and GoogleTroy’s tip on maintaining reserves so you always have capital ready to invest during correctionsA clear explanation of *Quadruple Witching* (set your calendar for September 19th!) — why this event shakes up the markets and how to be preparedKey strategies for entering the market before volatility spikes, especially in SeptemberHow holding for the long term lets you weather short-term pullbacks and set up for year-end rallies If you want to maximize your portfolio returns through disciplined buying, understanding critical market cycles, and taking advantage of timely opportunities, this clip is a must-watch. Stay tuned as Troy even hints at an exclusive options contract demonstration for Market Mondays VIPs! *Key Takeaways:* Buy shares every month, regardless of short-term market moves Keep cash reserves so you’re ready for pullbacks and corrections Focus on high-performing, time-tested stocks Don’t panic during volatility; use it as an entry point for the long term Understand major expiration dates like quadruple witching and how they impact markets *Join the community:* If you’ve got questions about building generational wealth, trading strategies, or want to see behind-the-scenes moves from the team—subscribe, drop your questions in the comments, and don’t miss out on future Market Mondays clips. #StockMarket #MarketMondays #Investing #StockTips #QuadrupleWitching #Crypto #SeptemberMarket #BuyTheDip #GenerationalWealth #Finance #LongTermInvesting #OptionsTrading Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Troy Millings, Rashad Bilal, and Ian Dunlap break down some of the hottest topics in investing and finance! The trio starts by analyzing whether now is the right time to buy Intel stock, especially given recent government investments. Ian and Troy both agree that even with this financial boost, Intel is too far behind in innovation—especially in GPUs and CPUs—to consider as a long-term investment. Troy points out that despite the government throwing billions at Intel, the uphill race to catch up is just too steep at this point. The conversation then shifts to an MIT report stating that 95% of artificial intelligence investments are currently unprofitable. What does this mean for the future of AI? Ian calls it a sign that the AI funding bubble is nearing its end—companies with no revenue turning down billion-dollar offers is a clear red flag. He explains why, much like every tech revolution, only a few category leaders will survive, while the rest will struggle to be profitable. Troy offers insight into which specific AI sectors are currently thriving. According to recent statistics, AI is succeeding in areas like customer service automation, back-office operations, and healthcare innovations (especially medical imaging, drug discovery, and clinical trial optimization). The lesson: Focus on these niches for the best short-term gains, rather than chasing after grand-scale, “next big thing” plays that demand enormous capital and time. The hosts also respond to a viewer question about timing the market: Should you wait for the typical September drop to invest? Ian reminds everyone that the market presents buying opportunities every month—even daily if you watch closely. September has historically seen pullbacks, but 2023 is shaping up to be an unconventional year. Always dollar-cost average, keep reserves, and focus on strong companies, instead of trying to perfectly time the lowest price. Whether you’re curious about government intervention in tech, the real winners in AI, or smart strategies for timing your investments, this Market Mondays clip is packed with value and actionable insights. Drop your questions and thoughts below—let’s keep the conversation going! #MarketMondays #Investing #Intel #AI #StockMarket #Finance #StockTips #ArtificialIntelligence #Nvidia #TechStocks #SeptemberDrop Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this classic Earn Your Leisure sit-down, we chop it up with the legend himself, Gary Vee. From NFTs to AI, sports, and the future of social media, Gary doesn’t hold back. He breaks down why he’s still bullish on NFTs, the real challenges with branding in the space, and how trading cards and nerd culture are redefining mainstream culture. He even shares how his VeeFriends project became a blueprint for creators everywhere. We also dive deep into the impact of artificial intelligence—the opportunities, the risks, and why Gary believes spending at least one hour a day on AI is the cheat code for the future. He talks about blockchain’s role in protecting society from deepfakes, the rise of VR/AR, and whether AI could push us into another “dark age.” Gary also opens up about entrepreneurship, accountability, and why most people don’t love the game enough to win. On top of that, Gary gives his take on live social shopping, influencer culture, and new ways to make money online. He talks about being underestimated, the pain that comes with growth, and why he’s infatuated with Africa’s future. This is a conversation full of gems for entrepreneurs, investors, and dreamers who want to see around the corner. Don’t miss it—this one’s a masterclass in business, culture, and technology. Link to 24 Hour Red Panda Invest Fest Sale: https://ianinvest.com #GaryVee #EarnYourLeisure #NFTs #ArtificialIntelligence #Blockchain #Entrepreneurship #Investing #Africa #SocialMedia #TradingCards #MarketMondays Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this powerful Market Mondays clip, Rashad Bilal sits down with serial entrepreneur and investor Cedric Nash to dive deep into a topic that’s rarely discussed honestly: the journey of building—and keeping—wealth after a divorce. Cedric gets real about the financial and emotional challenges that come with divorce. He opens up about his own experiences—navigating two divorces while managing a business, overcoming half a million dollars in debt, and making hard choices that ultimately safeguarded his financial future. Cedric shares the crucial steps he took, including adopting a frugal mindset, focusing on income, and holding onto income-generating investments, even when things seemed bleak. This clip also tackles the tricky topic of prenups. Cedric explains the lessons he learned from having (and not having) a prenup, how the process can affect relationships, and the importance of protecting generational wealth for your children. He breaks down how assets were divided, why he made key decisions, and what others should consider before tying the knot or going through a separation. Whether you're an entrepreneur worried about business assets, a professional facing a major life reset, or just interested in smart wealth moves, Cedric’s candid advice is a must-hear. *Key topics in this clip include:* Strategies for financial survival and comeback post-divorceThe real impact of divorce on your net worth and mental resilienceWhy holding onto investments (like real estate) mattersInsider advice on prenups—what they do, how they’re perceived, and the potential relationship impactCreating security for your kids and protecting your generational wealth Cedric’s story is a powerful reminder that setbacks don’t have to define your destiny. With the right mindset and moves, tough times can actually set the stage for a major comeback. If you’ve ever wondered how to bounce back financially—or protect your assets before things get complicated—don’t miss this insightful Market Mondays clip! --- *Like, comment, and subscribe for more real conversations on wealth, money, and life.* #MarketMondays #WealthBuilding #DivorceAndMoney #CedricNash #Prenup #FinancialFreedom #GenerationalWealth #MoneyMatters Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal break down what really drives the stock market and what’s just background noise. With stock futures drifting higher ahead of a high-profile meeting, the team explores whether political events and global tensions have any lasting impact on your portfolio. Ian Dunlap dives into why the much-talked-about meeting is likely more “noise” than a true catalyst for the market, emphasizing the importance of distinguishing between real market movers and distractions. The discussion turns to the futures market, commodity shifts (especially in wheat from Ukraine), and how geopolitical events rarely cause significant market upticks. The conversation heats up in anticipation of a big market-moving moment: Fed Chair Jerome Powell’s upcoming speech. Troy and Ian agree that Powell’s comments on interest rates have way more power to shake up Wall Street than any international meeting. Will Powell bow to presidential pressure for a rate cut, or will he hold firm? The hosts analyze possibilities—including the chance of a half-point rate cut—and what each scenario could mean for stocks. Throughout the clip, the Market Mondays team stresses long-term investing over knee-jerk reactions. Learn why holding your investments through the noise—and recognizing real catalysts—can set you apart as a savvy investor. Key topics in this clip: The difference between market “noise” and real catalysts Impact (or lack thereof) of geopolitical meetings on stock futures Why Jerome Powell’s interest rate decisions are the real game changer Long-term investment strategy versus short-term speculation How to prepare for both market pullbacks and bullish runs Don’t miss Troy, Ian, and Rashad's insight into how top investors filter out distractions and keep their focus on what truly drives the market. Whether you’re a beginner or a seasoned pro, this clip will help you navigate a market flooded with headlines—and invest with confidence. *Subscribe to Market Mondays for weekly financial insights, actionable strategies, and unfiltered market commentary.* #StockMarket #MarketMondays #Investing #JeromePowell #InterestRates #Geopolitics #FinanceClip #FinancialEducation #BullMarket #LongTermInvesting --- Remember to like, comment, and share if you found this clip helpful! Let us know your thoughts in the comments: What do you consider a true catalyst for the market? Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal and Ian Dunlap break down the latest surge in the Nasdaq, which has just hit another record high. Is this the start of a long-lasting, AI-fueled bull run, or should investors brace for a pullback? Rashad cautions against wishing for a correction just because you missed last year’s rally, emphasizing that groundbreaking tech firms like Nvidia, AMD, Apple, and Microsoft are fundamentally different from the dot-com era giants — boasting stronger business models and massive profit margins. Ian highlights the unprecedented strength of today’s tech leaders, particularly Nvidia operating with a net margin as high as 55%. The hosts unpack why comparing today’s market to periods like the dot-com bubble misses the mark. The discussion dives into why now may not be the time to short the Nasdaq, especially given factors like pending interest rate cuts, changes to China tariffs, and global market shifts that all favor sustained growth for top tech firms. Rashad and Ian both agree: a pullback is possible, but not the kind of major correction some are predicting. Instead, they advocate for a long-term investing strategy in high-quality, innovative businesses—pointing out that holding onto top performers over decades can be a game changer for generational wealth. Notably, the clip touches on: Why Nvidia is considered a generational company and how its growth diverges from dot-com-era tech.The impact of potential Federal Reserve rate cuts and international tariff policies on Nasdaq giants.The strength of companies driving the market—like Microsoft, Apple, Google, Amazon, Meta, Broadcom, and Tesla—and why shorting them could prove risky.The power of long-term investing and what history can teach us about patience and compounding returns. The Nasdaq’s momentum has investors and analysts talking about possible corrections and recessions—but Rashad and Ian believe that, despite near-term volatility, the broader bull case remains strong. Don’t let fear keep you on the sidelines; instead, focus on building wealth through smart, consistent investing in the innovation economy. If you’re looking to understand what’s driving the current market, where the risks and opportunities are, and how the world’s biggest tech titans are changing the investing landscape—this clip is for you. Subscribe for more actionable market insights and strategies from Rashad, Ian, and the Market Mondays team! *#MarketMondays #Nasdaq #AIStocks #Nvidia #StockMarket #Investing #TechStocks #BullMarket #FinancialFreedom #LongTermInvesting* Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking clip of EYL, Austin Haynes joins host Rashad Bilal to reveal the secrets behind institutional investments in crypto. If you’ve ever wondered which cryptocurrencies the world’s top banks and asset managers are really putting their money into, this is the insight you’ve been waiting for! Austin shares exclusive findings from over 12,000 documents—narrowed down to the 13 must-see reports that map out where institutional money is flowing in the crypto world. Screen share moments highlight real documents from names like Swift, World Economic Forum, Citi, State Street, and more. Learn why the days of making fast fortunes with random coins are over, and discover the new rules of the game as big money enters the space. Rashad asks all the crucial questions for the everyday investor: What’s the difference between coins and tokens? Which coins are actually being picked by hedge funds and billion-dollar institutions? Why should you follow the so-called “smart money” instead of chasing hype? How can you track institutional allocations and ETF filings before the rest of the market catches on? Austin breaks down survey data from a major EY & Coinbase report, revealing that the vast majority of surveyed institutional investors hold Bitcoin and Ethereum, with significant allocations also going to XRP and Solana. Hear why Bitcoin remains the king, how XRP is reshaping financial settlements, and why Solana and Ethereum are the leading platforms for decentralized applications. Whether you’re a crypto newbie or an experienced investor, this clip is packed with actionable advice and research-backed strategies for investing like the pros. Don’t miss Austin’s tips on how to spot the tokens that institutions are truly betting on—because, as he says, they document everything they do. The smart money roadmap is there for you to follow! *Key topics covered:* Institutional adoption of crypto and the effects on the market How to identify which coins and projects institutions are backing The critical difference between coins like Bitcoin, Ethereum, XRP, and Solana The importance of reviewing official documents and ETF filings How you can avoid being “dumb money” by following documented investment trends Smash that like button if you want more deep dives into the intersection of Wall Street and Web3. Leave your questions or thoughts in the comments and don’t forget to subscribe so you never miss future clips! *Referenced in this clip:* Swift, World Economic Forum, Citibank, State Street, BlackRock, Vanguard, Bank of International Settlements, Federal Reserve, IMF, European Central Bank EY & Coinbase Institutional Investor Survey #CryptoInvesting #InstitutionalMoney #Bitcoin #Ethereum #XRP #Solana #EYL #AustinHaynes #EarnYourLeisure #SmartMoney #CryptoNews #Crypto2024 Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Welcome back to EYL! In this insightful clip, special guest Austin Haynes sits down with Rashad and Troy to break down the seismic shifts happening in the crypto and financial markets leading up to 2025—and beyond. Are we seeing the end of the traditional four-year crypto cycle? How will institutional adoption and massive tokenization impact the market? Get ready for a data-packed discussion you won't want to miss! Austin kicks things off by highlighting the unique convergence of a current crypto bull run with evolving global regulations and major institutional moves. Did you know the Federal Reserve adopted ISO 20 or 22 in July, signaling even deeper integration of blockchain technology in mainstream finance? Austin digs into why institutional investors—like pension funds and 401ks—could change the volatility profile of assets like Bitcoin forever. And it's not just about Bitcoin anymore. The conversation takes a futuristic spin as Austin references heavyweight research from State Street, Standard Chartered, Boston Consulting Group, and Citi. Together, they forecast that tokenized assets could reach trillions of dollars in market cap within the next decade. State Street predicts tokenization mass adoption across bonds, commodities, private equity, and real estate in carefully mapped timeframes leading up to 2030 and beyond. Hear why legendary voices like Larry Fink (BlackRock CEO) believe that “all assets will be tokenized”—and see just how big the tokenization wave could get, with an addressable market of $410 trillion, according to recent documentation. The floodgates could truly open once regulatory clarity is achieved, making this a watershed moment for anyone invested or interested in crypto, stocks, or digital assets. Troy helps tie it all together, connecting these forecasts to the cyclical nature of crypto—and asking if these macro shifts will change the game for how we all think about bull runs, Bitcoin, and institutional adoption moving forward. Whether you’re a seasoned investor, an aspiring crypto enthusiast, or just curious about where the future of finance is headed, this is your go-to clip for understanding the forces shaping the market right now. 🔗 Time to re-imagine your portfolio and your perspective! 👇 Drop your thoughts, predictions, and questions in the comments. *Hashtags:* #EYL #CryptoBullRun #Tokenization #AustinHaynes #DigitalAssets #CryptoNews #Bitcoin #InstitutionalAdoption #FinanceFuture #BullRun2025 #Blockchain #CryptoMarket #Investing #WealthBuilding Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this special clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap sit down with the dynamic Ms. Business to dig into the power of branding, vendor success, and maximizing your experience at Invest Fest. If you’re an entrepreneur, small business owner, or looking to make a memorable impression at any marketplace or expo, this is the motivation and guidance you need! Ms. Business shares her real-life branding journey—from starting with a small 10x10 booth at Invest Fest to creating an eye-catching 20x20 experience that had everyone talking. She explains that branding isn’t just about standing out visually, but also about meaningfully connecting with people so you stay top of mind long after the event ends. Discover how Ms. Business developed strategies to attract and engage event attendees through interactive experiences and games, and why her approach shifted this year to focus on helping other vendors succeed. She talks about “taking up real estate in people’s heads,” building genuine relationships, collecting contacts for future growth, and the value of being present—not just for sales, but for laying foundations for lasting business success. You’ll also hear how she and her team are giving back through webinars, on-the-ground support for vendors, and a fun attendee-voted competition that brings even more energy to the event. Plus, Ms. Business reveals her practical advice for new and seasoned vendors: how to prepare for a major expo, strategies for creating meaningful impressions, and why focusing on how you make people feel is the secret to real business impact. For those prepping for Invest Fest or any major networking event, Ms. Business reminds us: “People will forget what you said to them. They will never forget how you made them feel.” Take these insights to heart, whether you’re hosting a booth or just attending. We also get a preview of exclusive educational opportunities, like Ms. Business’s upcoming Entrepreneurs Boardroom seminar on profit generation, tax savings, and long-term wealth building—empowering attendees to do more than just make money, but use their business to build real generational wealth. *If you want to step up your branding game, connect deeply at business events, or learn to make Invest Fest truly count, don’t miss this clip!* --- *Timestamps available upon request.* *Like, comment, and subscribe for more real-world insights on entrepreneurship, branding, and market mastery!* #MarketMondays #InvestFest #Branding #Entrepreneurship #VendorSuccess #BusinessGrowth #Networking #MsBusiness #BusinessAdvice #BuildYourBrand Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with the founders of Curl Girl Collective to unpack the journey behind one of the most iconic cultural celebrations in beauty—Curl Fest. From humble beginnings to national recognition, they share the origin story of their collective and how they built a movement that resonates deeply with the natural hair community. We discuss the business behind hosting large-scale live events, the hidden costs they faced, and the reality of still working full-time jobs while building Curl Fest. The founders open up about how DEI cutbacks and sponsorship losses forced them to pivot, cancel events, and rebuild stronger than ever. They also break down how Curl Fest sets itself apart from other beauty festivals, what it takes to compete in the event space, and the importance of community. We dive into the challenge of access to capital, offers to buy the company, and the need to be intentional with partnerships. This is an essential conversation for entrepreneurs, event organizers, and anyone invested in culture, community, and ownership. Invest Fest Ticket Link: https://investfest.com #EYL #EarnYourLeisure #CurlGirlCollective #CurlFest #BlackEntrepreneurs #BusinessBehindTheBrand #BeautyIndustry #DEI #EventPlanning #NaturalHairMovement #AccessToCapital #BlackOwnedBusiness #CommunityOverEverything #Entrepreneurship #CulturalEvents Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch. John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how the average credit score for Black Americans hovers around 620—and how improving that number is the key to opening new doors. Ian and John dive deep into practical advice: Instead of wandering into your neighborhood bank branch, seek out the regional or chief credit officer at a community or mid-sized bank, where decision-makers are more accessible. They dish out insider tips on approaching these professionals—don’t go in with just a transaction in mind. Instead, focus on genuine relationship-building. Personal rapport trumps bravado every time. This conversation uncovers the power of relationship capital: why Harvard, country clubs, and elite initiatives function as lifelong “clubs” that drive opportunity. If you’re wondering why boardrooms often seem exclusive, Ian unpacks the concept of discrimination versus racism and challenges viewers to “break up the comfort” and get in the room where decisions are made. Finally, John and Ian discuss their own business journeys, with John opening up about building and selling a $150 million real estate portfolio and the lessons learned from joint ventures and relinquishing control. If you’re serious about transforming your financial future—especially within Black America—this clip is a must-watch. Learn how financial literacy, AI knowledge, and networking “up the ladder” can reshape your path in just five years. *Key topics in this clip:* Building your credit score to access big dealsHow to approach mid-tier banking executives for real connectionsThe importance of storytelling and genuine rapport in businessRelationship capital: Harvard, country clubs, and the “club” mentalityDiscrimination vs. racism in hiring and networkingReal-life real estate and business lessons from John Hope BryantThe urgency of financial and AI literacy as modern civil rights issues Whether you’re a budding entrepreneur, aspiring investor, or simply want practical steps to connect with powerful institutions, this Market Mondays clip gives you the blueprint. *Make sure to like, comment, and subscribe for more sharp financial insights every Monday!* #MarketMondays #FinancialLiteracy #JohnHopeBryant #IanDunlap #RelationshipCapital #BusinessNetworking #CreditScore #BlackWealth #FinancialWellness #RealEstate #AIGeneration #WealthBuilding #Entrepreneurship #NetworkingTips #CommunityBanking Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, the hosts dive deep into Netflix’s blockbuster performance this year and debate whether its explosive growth can keep going—or if a stock pullback is on the horizon. Rashad Bilal, Ian Dunlap, and Troy Millings breakdown recent Netflix news: the company’s ad-supported tier is expected to double revenue in 2025, fresh moves into live sports, premium content strategy, and why they remain the clear leader in the streaming space. Ian praises Netflix as the “HBO of our era,” highlighting their dominance and innovative approach, including recent sports deals and content quality that outpaces competitors like Disney, Prime, and Max. Troy explains the recent 5% stock pullback—even after outstanding earnings—and addresses concerns about the stock running up “too high, too fast.” The team discusses the possibility of a stock split as Netflix’s price hovers at all-time highs, and whether now is the right time to buy, hold, or wait for a dip. Key points covered in the clip: *Netflix’s Ad-Supported Growth:* Doubling revenue in the ad tier is a big move—can they triple it over the next few years?*Sports Content Expansion:* Netflix lands big deals, including a new partnership with boxing expert Max Kellerman and major sporting events.*Stock Performance:* Up almost $300 in just a couple of years, with a 52-week high over $1300.*Valuation and Future Prospects:* Should Netflix split its stock? The hosts weigh in on how a split could make shares more accessible and drive investor interest.*Alternatives for Investors:* If Netflix’s price is too high, the hosts suggest looking at ETFs like FDN, which has the largest allocation to Netflix.*Institutional Moves:* Big players like Fidelity and State Street are quietly buying more Netflix. Whether you’re a longtime investor, considering a buy, or just fascinated by how Netflix keeps reinventing itself, this discussion gives you behind-the-scenes insight and actionable takeaways on one of the hottest stocks in the market. Let us know in the comments: Do you think Netflix is due for a split? What’s your strategy for investing in streaming stocks? Don’t forget to subscribe for more Market Mondays insights and hit the notification bell so you never miss a financial deep dive. #MarketMondays #NetflixStock #Investing #StockMarket #StreamingWars #NetflixSplit #FDN #FinanceClip #StocksToWatch #BusinessNews #IanDunlap #RashadBilal #TroyMillings Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Get ready for a wild ride as Earn Your Leisure links up with the comedy legends behind the 85 South Show — DC Young Fly, Karlous Miller, and Chico Bean. In this episode, we dive into how they built a cultural movement rooted in authenticity, improvisation, and ownership. From creating Channel 85 to selling out arenas with no scripts, they broke down the business of comedy and how they turned laughs into legacy. We also talked about the deeper stuff — brotherhood, purpose, and pressure. Chico Bean opened up about modern relationships, marriage, and being misunderstood. Karlous shared what he learned from lawsuits, contracts, and industry politics, while DC gave insight into fatherhood and staying grounded in the spotlight. The crew also shared behind-the-scenes moments from the road, including wild tour stories, travel headaches, and the brilliance of their paid content strategy. This episode is a masterclass in how to build something real without selling out. Whether you’re into business, comedy, content creation, or just need a good laugh and a reality check — this one’s for you. Invest Fest Ticket Link: https://investfest.com #85SouthShow #EarnYourLeisure #Channel85 #DCYoungFly #KarlousMiller #ChicoBean #InvestFest #ComedyBusiness #EYL #BlackEntrepreneurs #PodcastGems #LiveShow #BlackMedia #MarriageTalk #RelationshipDebates #IndependentCreators #ContentStrategy Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this clip from Market Mondays, Troy Millings dives deep into why Uber is such a standout opportunity from both a fundamental and strategic perspective. If you’ve been eyeing Uber or wondering what makes it different from the competition, this breakdown is for you! *Key Topics Covered:* *Profitability Milestone:* Uber’s journey from initial struggles as a ride-sharing service to achieving sustainable profitability.*Business Transformation:* Beyond ride-sharing, Uber has significantly expanded through Uber Eats, aggressive cost-cutting, and innovative advertising strategies.*Autonomous Vehicles:* The real game changer. Troy unpacks how Uber’s early moves into autonomous driving—especially with their partnership with Waymo—could disrupt the entire transportation economy.*The Middleman Advantage:* Like Amazon, Uber profits by facilitating connections between customers and services, without the high overhead of making vehicles themselves.*Unmatched Scale & Trust:* With over 200 million monthly active users and global infrastructure, Uber has become synonymous with ride-sharing, much like Band-Aid is to adhesive bandages.*Data & Logistics:* Uber’s advanced traffic, routing, and payment systems provide a competitive edge, especially as the autonomous revolution heats up.*Comparing Competitors:* Find out why Lyft and Tesla, despite their strengths, don’t match Uber’s unique network and trust.*Future Growth:* With partnerships in cities like Austin, Atlanta, and upcoming expansions to Philadelphia and New York, Uber’s upside over the next few years looks extremely promising. Troy explains how removing driver costs through automation could further boost Uber’s revenue model and why their already-established infrastructure and trust put them miles ahead of the competition. Whether you’re an investor looking for the next big thing or curious about how innovation is reshaping transportation, this clip packs critical insights! *Catch all the important highlights and why you might want to keep Uber on your watch list.* --- If you enjoy our deep dives into market movers and strategic business analysis, make sure to like, subscribe, and hit the bell for all future clips! #Uber #Investing #MarketMondays #StockMarket #AutonomousVehicles #Waymo #UberEats #BusinessAnalysis #TechStocks #GrowthStocks #TroyMillings Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, hosts Troy Millings and Ian Dunlap break down why now might be the greatest era for investing—and it’s far from just talk. They revisit their own journeys, from buying Bitcoin at $5,000 (when people doubted it would ever be worth more) to witnessing its meteoric rise to $122,000. If you’ve ever wondered whether you’ve missed the boat on crypto or if owning assets still holds promise, this discussion gives you real-life examples and clear perspectives. Troy shares what it felt like investing early in Bitcoin, facing skepticism at every price milestone. Ian highlights the critical role of institutional backing (think: BlackRock, Vanguard) in bolstering Bitcoin’s stability compared to years past, reducing those scary price swings we used to see. The conversation expands to smart strategies: Is there still upside in Bitcoin? What about leveraged plays like MicroStrategy, or using options to accelerate those returns? Troy explains how, even if you missed the 10,000% runs of early crypto, there are still creative ways to capture growth—if you understand your risk tolerance. Ian weighs in with practical cautions, too, highlighting the risks if the market takes a downturn and why timing and risk management still matter. Whether you’re an experienced investor or just starting to wonder if it’s “too late” to get involved in crypto or stocks, this clip is packed with the honest, data-backed analysis Market Mondays is known for. Plus, you’ll pick up actionable insights on leveraging new vehicles (like Bitcoin ETFs and MicroStrategy options plays) that might help you boost your returns—if you do your homework. Don’t miss out on this direct, no-nonsense look at the current investment landscape. Make sure to like, comment your thoughts or questions, and subscribe for more real-talk finance content! *Hashtags:* #Bitcoin #CryptoInvesting #MarketMondays #MicroStrategy #Investing101 #FinancialFreedom #AssetOwnership #CryptoGrowth #InstitutionalInvesting #WealthBuilding Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this insightful clip from EYL, host Rashad Bilal sits down with music industry legend David Banner to break down how big corporations take over independent brands and reshape entire industries—including hip hop and music. Banner and Rashad dive deep into the legendary Beats by Dre/Apple acquisition and uncover how companies often "buy to shelf"—buying a successful brand only to suppress it and eliminate competition. David Banner shares game-changing stories from his own journey, revealing how major labels and corporations systematically absorbed independent artists, distributors, and even mom-and-pop record stores to achieve near-total control. Banner reflects on how independent success used to be possible through solid distribution and creativity, but the system changed dramatically when large entities started buying out every level of the music business. This discussion goes further, exploring how the transition to streaming has impacted artists' earnings—comparing the $10 per album model to today's "fractions of a penny" per stream. Banner calls out the psychological tactics used by major labels, echoing Swizz Beatz’s insight from Harvard: giving artists the illusion of ownership (like offering their own sub-labels), while the real power and profits remain with the parent company. The clip is packed with hard-hitting truths on: The real effects of corporate buyouts in both tech and music How independent artists and distribution channels were targeted and taken out Why streaming hasn’t truly benefited artists, and how the business side keeps creatives dependent The psychology behind labels granting fake "ownership" to keep artists satisfied Lessons from industry icons like Snoop Dogg and Slim Thug on regrets and the best routes for longevity If you care about music, business, or want to understand the machinery behind the scenes, you don’t want to miss this one. Banner’s raw honesty and Rashad’s sharp questions make this a must-watch for anyone trying to navigate business or creative industries in the age of big money. *Watch, learn, and join the conversation—drop your thoughts below!* #EYL #DavidBanner #MusicBusiness #BeatsByDre #Apple #HipHop #Streaming #IndependentArtists #BusinessGame #Ownership #CorporateTakeover #EYLClip #Entrepreneurship Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, host Rashad Bilal sits down with Pastor Jamal Bryant, a renowned leader in theology who’s made major waves in business activism. Pastor Bryant breaks down the reasoning and strategies behind the massive boycott of Target—a movement that’s become the largest Black-led boycott in 70 years. Discover why Target became the focal point after 14 Fortune 500 companies backed away from their DEI (Diversity, Equity, and Inclusion) commitments following Donald Trump’s inauguration. Pastor Bryant reveals staggering stats, such as Black consumers spending $12 million a day at Target, and how the company’s $2 billion pledge to support Black businesses was abandoned. He details the four clear demands made to Target, from investing in Black banks, partnering with HBCUs, fulfilling their George Floyd commitment, to rewriting their DEI blueprint to offer real pathways to executive leadership for Black professionals. Learn how these efforts have already created real market shifts: Target’s valuation dropped by $12 billion, its stock fell from $145 to $93, foot traffic is down by nearly 8%, and the CEO's salary was slashed by 42%. Pastor Bryant illustrates the power of cooperative economics and the need for creating and redirecting financial influence within the Black community. Whether you’re interested in social activism, business strategy, or the intersection of community power and corporate accountability, you don’t want to miss this clip! *Hashtags:* #MarketMondays #TargetBoycott #JamalBryant #DEI #BlackBusiness #HBCU #GeorgeFloyd #EconomicEmpowerment #CooperativeEconomics #BusinessActivism #MarketMondaysClip --- Tune in, learn the facts, and discover how strategic activism is driving real change on today’s Market Mondays. Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, hosts Rashad Bilal, Troy Millings, and crypto analyst Ian Dunlap dive deep into Palantir’s remarkable 78% surge year-to-date and discuss the company’s massive new $795 million federal contract. Is Palantir destined to be the next Nvidia, or is its trajectory more like Tesla’s pre-Elon era? Ian breaks down why Palantir is catching fire and sets bold target prices—predicting a year-end valuation of $158 and a three-year goal of $235.57. Troy adds perspective on defense tech’s future and the potential for Palantir to reach a $1 trillion market cap, even if its use case differs from Nvidia’s. Shifting gears, the crew explores smart crypto portfolio strategies for 2024 and beyond. Ian argues the classic 60/40 bond-equity split is obsolete—he now advises allocating at least 20% of your portfolio to major cryptocurrencies, alongside gold and equities. Hear why historical returns make a compelling case for a bigger Bitcoin position, and get perspective on market cycles and realistic pullback expectations. Whether you’re curious about AI defense stocks, crypto allocation, or where volatile markets are heading next, this clip delivers actionable insights from the voices you trust. If you’re ready for sharp analysis, future-focused stock picks, and a candid discussion about how to navigate wealth-building amid market shake-ups, don’t miss this Market Mondays clip! *#Palantir #Nvidia #Tesla #MarketMondays #Cryptocurrency #Bitcoin #Investing #StockMarket #AI #DefenseTech #PortfolioStrategy #Crypto2024* Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with the legendary David Banner for one of the most raw, thought-provoking, and inspiring conversations we’ve ever had. From building a studio in his van while homeless to negotiating Gatorade deals and launching a three-state distribution network, Banner breaks down his journey from Mississippi to mogul. He opens up about writing his first contract, navigating taxes, battling depression, and losing millions as an activist — all while staying true to his vision and purpose. We also dive deep into race, culture, and responsibility. From comparing the music industry to the plantation system, to his controversial views on integration, to the influence of modern music on our communities — this episode is a masterclass in business, leadership, and self-awareness. Plus, we hear powerful moments about fatherhood, faith, and the high cost of being a visionary. Invest Fest Ticket Link: https://investfest.com #DavidBanner #EarnYourLeisure #EYL #MusicIndustry #Activism #BlackExcellence #HipHopBusiness #CulturalLeadership #Entrepreneurship #SwizzBeatz #SnoopDogg #IndependentArtists #Depression #Visionary #RacialJustice #Integration #Taxes #FinancialFreedom #Parenting #FaithAndPurpose #Mississippi #EYLNetwork Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking clip from Market Mondays, renowned futurist and entrepreneur 19 Keys sits down with Ian Dunlap for an intimate, no-holds-barred discussion about the role of artificial intelligence in our culture and economic future. Is AI a threat to cultural identity and prosperity, or could it be a tool for empowerment and resilience? The conversation digs deep into the duality of technology and the mindset required to navigate the fast-evolving digital landscape. 19 Keys emphasizes that imagination is humanity’s greatest strength, setting us apart and enabling us to shape the future. He challenges the popular narrative rooted in negative collective memories and urges the community to reframe their relationship with technology—not to fear it, but to master it with intention and creativity. According to 19 Keys, the real asset in this new era isn’t just time—it’s cognition. The quality of your thinking and capacity for adaptation have become the ultimate KPIs, especially in a world where AI is a “Messianic digital figure” for many. The clip touches on the MIT report warning about “cognitive debt” from overusing AI, highlighting that mindlessly relying on tech decreases your long-term memory and problem-solving skills. 19 Keys shares his disciplined approach: thinking independently before consulting AI, constantly questioning its output, and focusing on sustained neurological growth—neuro-adaptation—rather than just short-term memory boosts. He underscores the importance of rituals like journaling, reflection, and taking action on insights, explaining that optimal results come from human + AI synergy, not from blindly following algorithms. If you want insights into safeguarding your cognitive wellness and using AI as a lever for success—without losing your sense of self—this clip is a must-watch. *Tune in and join the conversation on how we can consciously shape the future of our culture, economy, and minds.* --- *Hashtags:* #MarketMondays #19Keys #IanDunlap #ArtificialIntelligence #AIFuture #Cognition #DigitalWellness #BlackExcellence #Futurism #CultureAndTech #AIEthics #DigitalResilience #PersonalDevelopment Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this can't-miss clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fierce competition between the world's biggest tech companies. Is Apple's reign over as the industry's top dog coming to an end, or can Cupertino make a comeback? The hosts break down who might overtake Apple in market capitalization, what Apple needs to do to avoid falling behind, and which companies are nipping at its heels. Ian highlights the critical importance of Apple investing in AI and warns that without significant moves—like partnering with leaders in AI or blockchain—Apple could slip even further down the rankings, possibly to fifth place by 2030. The guys discuss heavyweights like Google (Meta), Amazon, Microsoft, Nvidia, and Saudi Aramco, analyzing each company's strategies and advantages. Troy emphasizes how automation and cloud services, especially Amazon’s AWS, are transforming profit margins and growth potential in the tech world. But it’s not just about the winners at the top! The hosts also tackle a fan question about how to spot when a stock is simply “dead” versus when it’s a hidden gem ready to bounce back—using Robinhood, Zoom, and Zillow as prime examples. Ian shares his investing philosophy: instead of focusing on dead charts, look for companies with great fundamentals and management, and don’t miss those moments to load up on quality shares during a downturn. Whether you’re trading daily or building your long-term portfolio, this Market Mondays clip is packed with insights on: The current top 10 companies by market cap What’s holding Apple back—and what could help it surge ahead Why AI and cloud computing are game-changers Tactical investing tips for identifying true opportunities Plus, enjoy some classic Market Mondays banter and gems you won’t hear anywhere else. Don’t forget to hit the like button, share the video, and check out Invest Fest deals mentioned by the hosts! *Hashtags:* #MarketMondays #Apple #Nvidia #Google #Amazon #TechStocks #Investing #AI #StockMarket #Clip #InvestFest #StockTips #FinancialEducation Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with hip hop media pioneer Ralph McDaniels, creator of Video Music Box. He shares how he built the show like a mixtape, maintained full creative control, and gave artists like Nas their first shot in front of the camera. We explore the golden era of music videos, MTV’s impact, and whether Suge Knight gets enough credit for shaping the industry. Ralph also responds to Dr. Umar’s critiques of hip hop and discusses the genre’s lasting power to connect people worldwide. From stories about DMX, Kanye, and Drake, to thoughts on New York’s musical influence and threats like Project 2025, this episode is full of game, history, and cultural insight. Tap in. Invest Fest Ticket Link: https://investfest.com #RalphMcDaniels #VideoMusicBox #Nas #HipHopHistory #SugeKnight #MTV #KanyeWest #Drake #Project2025 #EarnYourLeisure #EYL #DMX #BlackExcellence Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.